Economic Center Blog
Mind the Gap…Between Household Formation and Home Building
What's the Outlook for Housing Market Potential Amid Rising Mortgage Rates?
Will First-Time Home Buyer Demand Withstand Rising Rates?
Quoted on Forbes.com: Rising Rates Can Increase Housing Demand
What Does the Prime-Age Labor Force Participation Rate Mean to Your Paycheck?
Why the Ability-to-Repay Rules are Like a Steering Wheel Lock
Unadjusted house prices are higher than ever, but what is the real story?
The Surprising Impact of Rising Rates on Market Potential
Interview on CNBC: Explaining the Link Between Rising Rates, Housing Supply and Affordability
What Does California's Solar Panel Mandate Mean for Affordability, and April Housing Starts Data Signal Optimism
Are Baby Boomers the Key to the Housing Market Shortage?
What Does the Change in the 10-Year Treasury Note Mean for Housing Affordability
The Link Between Wage Growth and House-Buying Power
What Drives Loan Application Defect Risk at the Local Level?
The Powerful Forces Reducing Affordability
The Market Dynamics Fueling the Great Housing Shortage
Two Trends Signal Housing Supply Relief on the Way
Busting the Myth of the Millennial Renter Generation
Will Wage Growth Continue -- One Number May Tell the Story
Will the Return of ARMs Lead to Surging Loan App Defect Risk?
Will Rising Mortgage Rates Hurt House prices?
How High is Too High for Mortgage Rates?
Coming Soon: More Housing Supply?
Will the Tax Code Changes Influence House Prices or Market Supply and Demand?
What Does Faster Inflation and Rising Mortgage Rates Mean for Housing?
Does High Rise = High Risk?
How Wage Growth Both Helps and Hurts Housing Affordability
How Will Rising Rates Impact Home Sales?
Is Relief for the Housing Supply Shortage on the Way?
Where is house-buying power the strongest?
Do Rising Rates Mean Rising Defect Risk?
The Affordability Crisis That Isn't
Two Reasons Why the Housing Reservoir is Running Dangerously Low
Housing Market Potential Little Changed, But Will the Supply Shortage Continue in 2018?
What Does the First Release of Housing Data in 2018 Say About the Housing Market?
Where is Defect Risk ‘Naughty’ or ‘Nice’?
The Drag on Affordability Explained
Tightening Supply Squeezes Market Potential
Outlook for Real Estate Rises Despite Supply Constraints
Best Cities to Maximize Borrowing Power for First-Time Home Buyers
Loan Defect Risk Stabilizes Nationally, But Surges in Florida and Texas
What’s Behind September’s Surprise Increase in Affordability?
What's Keeping the Market Below Potential?
Five Best Cities for Economic Opportunity
Many Experts Miss the Point on Mortgage Rates and Affordability for First-Time Home Buyers
Will Post-Disaster Mortgage Fraud Risk Trends Play Out in Florida and Texas?
Will August Uptick in Affordability Continue?
Hesitant Homeowners and Hurricanes Hit Housing Market
What is Elevating Identity- and Collateral-Based Fraud Risk?
Supply Squeeze Tightens Grip on Affordability in July
Will Quantitative Un-Easing Make Housing Unaffordable?
How Will Hurricanes Harvey and Irma Impact Housing Market Potential?
We Crowd-Sourced the Reason for Housing Supply Shortages
Outlook for Real Estate Falls in Third Quarter Amid Rate Uncertainty
What the Post-Katrina Real Estate Market Can Tell us About Hurricane Harvey’s Impact on Houston
Will the Fed’s Actions in September Increase Loan Defect Risk?
The Fundamental Underlying Issue in the Housing Market
The Struggle is Real for First-Time Homebuyers
What Are the Prospects for Future Homeownership Demand?
Streak of Consecutive Months with Rising Loan Application Defect Risk Reaches Seven
What Caused Real House Price Growth to Cool in May?
The Persistent Force Behind Lower Affordability
When Does a Home Become a Prison?
Which Markets are Wilting Under a Loan Defect Risk ‘Heat Wave’?
What Caused Real House Prices to Decline for the First Time in 8 months?
Housing Market Faces Dilemma as Millennial Demand Continues to Grow
Here’s Why a Fed Rate Increase Does Not Matter to the Housing Market
Outlook for Real Estate Market Surges in Second Quarter Amid Strong Demand
What’s Behind the Five-Month Trend in Loan Defect Risk?
Supply Squeeze Sends Real House Prices Higher
Market Potential Caught in the Crosswinds of Surging Demand and Tightening Inventory
Does a Strong Sellers’ Market Mean Increased Loan Defect Risk?
What’s Behind the Surge in Real House Prices?
Do Unexplained Homeownership Gaps Exist?
Market Potential Remains Flat, But Is Tight Inventory Relief on the Way?
The $1 Trillion Question for Housing in 2017
Housing Affordability Ticks Up, But What Does That Mean for Spring Home Buying?
What is the Connection Between Higher Mortgage Rates and Defect, Fraud and Misrepresentation Risk?
Rising Rates Outweigh Influence of Economic Momentum on Market Potential
Can you Spring Break into Homeownership?
Improved Real Estate Outlook Suggests Strong Spring Market
Top 5 Most and Least Affordable Housing Markets Amid Higher Rates
Two Trends Poised to Trigger Potential Surge in Homeownership Demand this Spring
What’s Behind the December Dip in Housing Affordability?
Market Composition Shift Accelerating Loan Application Defect Risk?
Market Potential Continues Slide in January as Higher Rates Reduce Supply
Money Matters Radio Interview – Does Marriage Matter to Homeownership?
Is Love the Answer to Declining Homeownership?
Just in Time for the Big Game: The Housing Benefit of Football Fandom
Rising Rates and Strong Nominal Price Growth Halt Six-Month Run of Increasing Affordability
Defect Risk Rises Modestly on Shift toward Purchase-Dominated Market
Infographic - Why Did Market Potential Pull Back in December?
Rising Mortgage Rates Dampen Market Potential in December
Three Reasons to Remain Bullish on Housing
Automation of Verification Tools to Drive Risk Improvements in 2017
Affordability Improves Nationally Based on Wage Growth, Although Not for Many Major Markets
Home [ownership] for the Holidays
Real Estate Outlook Declines on Election Uncertainty and Heightened Expectations for Fed Rate Hikes
Rising Mortgage Rates Expected to Cool Market Potential In 2017
What a Difference an Election Makes
A North-South Divide Emerges in Defect, Fraud and Misrepresentation Risk
Wage Growth Contributes to Increased Affordability in Most Major Markets
CNBC Interview: Discussing the impact of the election on interest rates, future of technology in real estate finance
Lack of Affordable Inventory Keeps Market Below Potential
Life, Liberty, and the Pursuit of Homeownership
Seeking Certainty Again
Buy, Buy Millennials!
Millennial First-Time Homebuyer Demand Does Not Increase Defect, Fraud and Misrepresentation Risk
Housing Starts – Just Keeping Up with the Millennials
Bloomberg Radio Interview – Fleming says Housing is More Affordable
Low Rates and Increased Wages Increase Affordability for U.S. Home Buyers in Almost All Major Markets
Crowd-Sourced Title Agent Projections More Accurate than Many Economic Forecasts
Interview on Bloomberg TV: Discussing Housing Starts, Millennial Home Buying and More
Market is Missing Its Potential Due to Tight Supply
Automation Angst – The Polarization of the Labor Market in the 21st Century
Loan Application Defect and Fraud Risk Declines Due to Increased Demand for FHA Purchase Loans
Affordability in Almost All Major Markets Continues to Improve in July
Market Potential Improves on the Back of Gains in Income
Refinance Boom and Compliant Loan Production Processes Keeping Loan Defect Rate at Low Point
Business Insider Interview - 13 Markets Where Affordability is Declining
Foreign Monetary Stimulus a Positive for U.S. Consumer House-Buying Power
Market Hovering at Potential in Era of Many Housing “Positives”
The Power of Leverage
HousingWire - This is Why Homeownership Hit an All-Time Low
Loan Application Defect and Fraud Risk Declined Due to Benefits of Low Mortgage Rates
Era of Uncertainty Continues to Drive Consumer House-Buying Power
Did the Housing Market Rebound Red or Blue?
Market at Potential in Era of Low Interest Rates and Job Growth
Loan Application Defect and Fraud Risk Reaches Historically Measured Low Point
“Brexit” Decision Uncertainty Contributed to Consumer House-Buying Power
Optimism for growth in real estate transactions improves substantially over last quarter
Market Activity Moves Closer To Potential
TheStreet.com - The Fed Holds Off on Rate Hike: Here’s what it means for your wallet
Really, How Important is That Rate Hike?
Home Sellers Who Don't Want to be Buyers
Economic Turnaround in Detroit is Fast Improving its Defect Risk Profile
Let’s Get Real - Introducing the Real House Price Index (RHPI)
Market Activity Impeded from Potential
U.S. News & World Report - Are We Headed for Another Housing Crisis?
A Tale of Two Economies – Investing in U.S. Commercial Real Estate
Relationship Between Educational Attainment and Homeownership Becoming More Important
Loan Defect and Fraud Risk Emerging in Southern States
Discussing the duality dilemma keeping home sales below potential - TheStreet.com interview
Existing-Home Sales Falling Short of Potential
Loan Defect and Fraud Risk Declining Due to Compliance-Related Investments
Title agent expectations for real estate market transactions weaken in the first quarter, according to Q1 2016 Real Estate Sentiment Index
Market Activity Continues to Track Potential
How Long Will Rates Stay Low
Why Housing Economists Get Excited About March
Introducing the State of Homeownership resource page and whitepaper
Market Close To Achieving Its Potential
A Lackluster Housing Wealth-Creation Engine in South Carolina?
A Tale of Two Incomes - Income Inequality and Homeownership
Fear the Boom and the Bust: A Hayek vs. Keynes Rap Anthem
Mortgage Defect and Fraud Risk Declining in Super Tuesday States
Is China Keeping U.S. Mortgage Rates at Historic Lows?
Mortgage fraud and misrepresentation risk very low in Iowa
The Persistent REO
Market Potential Unaffected By Know-Before-You-Owe
Infographic – Q4 2015 Real Estate Sentiment Index
What to Look for in Housing in 2016
Fraud and misrepresentation risk concentrating in Florida
The Wisdom of the Crowd: Myth or Reality?
Rising Rates Cool Long-Run Potential Home Sales In November
The Price of Admission to Homeownership
Homeownership Has a New Home
The Bust of the Dakota “Oil Rush”
Real Estate Sentiment Index: Title agents feel a Fed rate increase will impact first-time homebuyer demand most
Based on FHFA Adjustment Technique, Loan Limit Not Likely To Increase
Ability-to-Pay Rules Reduce Income-Related Fraud Risk
Expectations of a Rate Increase Dampens Housing in October
A Conversation about Homeownership
Introducing the First American Homeownership Progress Index (HPRI)
Loan Application Defect Index Falls 1.2 percent in September
Existing-Home Sales Capacity Decreases 0.1 Percent In September
Fear and loathing in homeownership
HELOCS Poised to Surge
Introducing the First American Future Transaction Index (FTI)
Loan Application Defect Index Falls 2.4 percent in August
Existing-Home Sales Capacity Increases 0.4 Percent In August
Does A Fed Rate Increase Doom Housing?
The Demographics of Homeownership
Existing-Home Sales Capacity Decreases 0.4 Percent in July — Market Capacity Nears Equilibrium
Is the American Dream an American Reality?
I, House: The Complexity and Far-Reaching Benefits of Homeownership
Anything But Normal Is The New Normal - Risk Intelligence Forum
How low have the mighty fallen? Comparing housing market recession and recovery.
Introducing the First American Loan Application Defect Index
Existing-Home Sales Capacity Decreases 1.7 Percent in June
One Country’s Pain is Another One’s Gain
"Stay In School, Kid" - The Relationship Between Education and Income
Talking About My Generation: Millennials Waiting for Homeownership
Equity For All
Differences in Homeownership Rates Across Age and Ethnicity - Part 2
The Causes of Differences in Homeownership Rates Across Age and Ethnicity
Economists Agree To Disagree On Causes Of Economic Stagnation
The Housing Market Is An Underachiever
Are Housing Numbers Weird?
Finding the Fraudulent Needle in the Haystack
The State of the Housing Recovery - FOX Business TV
FED Decides Against Interest Rate Hike - MReport
March Home Sales Trim Negative Equity, Tighten Inventory but Still Fall Short - Inman News
Raising Rates Can Be Good For The Housing Market
Negative Equity Drags Home Sales - New York Times
February Existing Home Sales Down in the Northeast - Boston.com
Is the housing market still underperforming? FOX Business
Limited Equity Limiting Home Sellers from Entering the Market - CBS World News Roundup
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