Economic Center Blog
Welcome to the First American Economic Center Blog, a top source for the latest housing market research and analysis driven by Chief Economist Mark Fleming.

Does Education Really Lead To Greater Earning Power?

By Odeta Kushi on September 13, 2019

Whether it’s parents shuttling their children off to elementary school or students starting their final year of college, back-to-school season is here. We generally spend a minimum of 12 years as a student, more if you p... Read More›

Millennials Education Homeownership

Dispelling The Myth Of The 20 Percent Down Payment

By Odeta Kushi on August 6, 2019

Since hitting a low point of 63 percent in 2016, the homeownership rate has rebounded, largely driven by millennial households purchasing their first h... Read More›

Millennials Affordability Homeownership

The Unexpected Surprise Boosting Demand And Supply In 2019

By Mark Fleming on June 18, 2019

In late 2018, many experts believed the housing market in 2019 would behave very similar to the 2018 housing market, characterized by rising demand for homes and limited supply driving house price appreciation, while mor... Read More›

Housing Interest Rates Millennials Real Estate Sentiment Index

What Is The Impact Of Student Loan Debt On House-buying Power?

By Odeta Kushi on February 15, 2019

Contrary to many reports, student loan debt is not an insurmountable barrier to homeownership for millennials. Read More›

Millennials Education Homeownership Progress Index Homeownership

Interviews On Npr And Forbes.com: Discussing Millennial Homeownership And The 2019 Spring Home Buying Season

By FirstAm Editor on February 6, 2019

First American Deputy Chief Economist Odeta Kushi provided perspective on millennial homeownership in an interview with National Public Radio and Chief Economist Mark Fleming’s expectations for the spring home buying sea... Read More›

Housing In The News Interest Rates Millennials Affordability

Interviews On Cnbc And Yahoo! Finance: Discussing The 2019 Mortgage Rate Outlook, Millennials and Student Debt, And Baby Boomers And Limited Housing Supply

By FirstAm Editor on January 18, 2019

First American Chief Economist Mark Fleming was interviewed on both CNBC and Yahoo! Finance earlier this week and discussed the outlook for mortgage rates in 2019, the impact of student debt on millennial first-time home... Read More›

Housing In The News Interest Rates Millennials Affordability Baby Boomers