Economic Center Blog
Welcome to the First American Economic Center Blog, a top source for the latest housing market research and analysis driven by Chief Economist Mark Fleming.

Do Unexplained Homeownership Gaps Exist?

By Mark Fleming on April 20, 2017

Homeownership is a goal shared among all people, regardless of race or ethnicity, and  remains the main driver of wealth creation for the majority of households in the United States. That is why it is vital to understand the underlying characteristics that influence the probability of homeownership. Over the last several months, my research has...

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Topics: Homeownership Progress Index, Insider, Education

Can You Spring Break Into Homeownership?

By Mark Fleming on March 16, 2017

Spring break is fast approaching, that playful time of year when beach cities are inundated with college students and tourists. As housing economists, spring break is exciting because it coincides with the beginning of the spring home buying season! While we may not seem to have much in common with the college crowd, there is an underlying...

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Topics: Homeownership Progress Index, Millennials, Insider, Education

Is Love The Answer To Declining Homeownership?

By Mark Fleming on February 13, 2017

For Valentine’s Day, we pondered the question, could more love lead to an increase in homeownership? This is a serious question because marriage and homeownership, perhaps the two most enduring institutions of our society, have shaped the economic fortunes of many Americans.

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Topics: Homeownership Progress Index, Insider, Millennials, Education

Life, Liberty, And The Pursuit Of Homeownership

By Mark Fleming on November 18, 2016

It’s that time of year again. The time when we come together and celebrate the American tradition of giving thanks for the many blessings in our lives. Often we give thanks for having the basic necessities of life: food, health, water and shelter. While all of these things are vital to human existence, as a housing economist, I naturally tend...

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Topics: Millennials, Homeownership Progress Index, Education

Automation Angst – The Polarization Of The Labor Market In The 21st Century

By Mark Fleming on October 11, 2016

Success achieving the American Dream of homeownership is, in large part, dependent on the ability to earn a good income. For much of the last century, a job in manufacturing provided a stable and solid income. In fact, after World War II, the United States was the manufacturer to the world, as America’s post-war economic boom changed the way we...

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Topics: Education, Income

Relationship Between Educational Attainment And Homeownership Becoming More Important

By FirstAm Editor on May 5, 2016

We’ve posted the annual First American Homeownership Progress Index (HPRI), which measures the level of homeownership and the underlying demographic and economic factors that influence the probability of homeownership over time and geography based on IPUMS Census Data. The HPRI declined 1.8 percent year-over-year, and is down 7.6 percent from...

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Topics: Homeownership Progress Index, Education

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