Recent Posts by Sam Williamson

Southern Discomfort: Weather and Economic Headwinds Drive Home Insurance Premiums Through the Roof
By
Sam Williamson on May 7, 2025
Key Points: Homeowners insurance premiums in the U.S. increased by 21 percent between 2021 and 2023, driven by severe weather-related events, rising construction costs, and higher claim payouts. The South, particularly coastal cities, faced the steepest hikes, with eight of the 10 metros with the fastest-growing premiums located in the region. ...
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Construction Hammers Down Housing Costs Ahead of Spring Home-Buying Season
By
Sam Williamson on March 12, 2025
Key Points: Increased residential construction activity, especially in the South, is improving affordability in certain markets. Housing supply has surged in the South, with over half of the 1.5 million building permits issued in 2024 located the region. Our analysis shows a strong correlation between new-home construction and home prices, with ...
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Thankful for Homeownership: A Look at Generational Trends
By
Sam Williamson on November 26, 2024
Key Points: The homeownership rate for millennials has consistently lagged behind previous generations by as much as 7 percentage points – despite higher education levels and similar incomes. Despite these setbacks, millennials have narrowed the gap as they near middle age, catching up to Gen X at age 38, and closing the gap more quickly than Gen ...
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Is Student Loan Debt Really Preventing Homeownership?
By
Sam Williamson on September 23, 2024
Key Points: Longer repayment terms and lower interest rates have increased students’ “education-buying power” and lowered payment-to-income ratios reducing the impact of rising student loan balances over time. Millennials’ pursuit of higher education significantly boosts earning potential and house-buying power, making student loans more likely to ...
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