As we celebrate International Women’s Day and Women’s History Month, it’s important to reflect on the progress that women, and single wom... Read More›
For Single Women, Housing Remains Largest Component of Wealth Creation
Why Mortgage Rates Hold the Key to Improved Affordability in 2023
By all respects, 2022 was a tumultuous year for the housing market. Annual house price appreciation remained at a double-digit pace for most of the year, mortgage rates increased by nearly 4 percentage points in less than 12 months and, as a result, af... Read More›
Will Foreclosures Rise as the Housing and Labor Markets Cool?
The pandemic brought about both policies to protect homeowners from losing their homes – foreclosure moratoriums and forbearance programs – and concerns that a wave of foreclosures would crash upon the housing market once the protections ended. The wav... Read More›
Fewer Affordable Options for Potential First-Time Home Buyers as Mortgage Rates Rise
As mortgage rates have steadily risen, affordability has decreased significantly for home buyers across income levels. However, affordability for the potential first-time home buyer – those currently renting – has faced the most pressure. Nationally, a... Read More›
Homeownership First-Time Home Buyer Outlook Report Renter Affordability
Where Potential First-Time Home Buyers Can Find Relief from the Affordability Shock
Following two years of red-hot activity accelerated by pandemic-era dynamics, the housing market is cooling as demand falls in response to a significant decline in affordability. Double-digit house-price appreciation chipped away at affordability as th... Read More›
Homeownership First-Time Home Buyer Outlook Report Renter Affordability
It Doesn’t Take Much House Price Appreciation to Make Owning a Better Choice than Renting
In August 2021, our analysis found that owning a home was cheaper than renting in all 50 of the top U.S. markets, largely due to Read More›