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Key Points: National affordability improved on an annual basis for the sixth consecutive month, yet remains low historically. In deciding whether to rent or own, it’s important to remember the wealth-building power of equity accumulation. Even homeowners who bought at the height of the housing boom in 2006 have gained approximately $181,000 in ... Read More ›

Key Points: Housing affordability improved 2.3 percent year over year in July, marking the fifth consecutive month with an annual gain. Affordability improved in 39 of the top 50 markets, with the strongest gains in markets where active inventory increased the most. Affordability may improve further this year, but gains will likely be modest. ... Read More ›

Key Points: National housing affordability rose 3.1 percent year over year in June, marking the fifth consecutive month with an annual gain. Prices are decelerating or declining in many markets, boosting affordability, though pandemic-era equity gains remain largely intact. Affordability will likely improve slowly as income growth outpaces house ... Read More ›

Key Points: Preliminary data from June and July indicate that affordability on an annual basis has improved for six consecutive months. Despite slowing price growth nationally, national house prices are unlikely to experience a significant and sustained decline. Tighter lending standards, stronger credit quality, significant equity cushions and a ... Read More ›

Key Points: Annual affordability improved in 43 of the top 50 U.S. markets in April. 11 markets posted both above-average supply and above-average affordability improvement. Miami leads in supply (7.2 months), while Hartford remains the tightest market (1.7 months). Affordability nationally improved 4.4 percent annually in April, as mortgage rates ... Read More ›