Economic Center Blog
Welcome to the First American Economic Center Blog, a top source for the latest housing market research and analysis driven by Chief Economist Mark Fleming.

Does Rising Housing Inventory Signal The Beginning Of A Buyer’s Market?

By Mark Fleming on September 17, 2018

Last month, we noted in our latest Real House Price Index (RHPI) report that house price appreciation may be slowing. According to our RHPI, 21 cities experienced a monthly decline in their real, consumer house-buying power-adjusted price level. One reason for the price appreciation slowdown is that 21 of the 50 largest cities in the U.S....

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Topics: Affordability, Real House Price Index, Mortgages, Insider, Interest Rates

Streak Of Consecutive Months With Rising Loan Application Defect Risk Reaches Seven

By FirstAm Editor on July 31, 2017

We’ve posted the June First American Loan Application Defect Index, which estimates the frequency of defects, fraudulence and misrepresentation in the information submitted in mortgage loan applications. The Defect Index increased 1.2 percent in June 2017 as compared with the previous month, and increased 16.7 percent as compared to June 2016....

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Topics: Loan Application Defect Index, Mortgages, Fraud, Housing

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