Achieving the American Dream of homeownership and increasing economic mobility – many recognize that these issues are important, but few realize how closely they are related. Consider that in the next 30 years, collectively, minorities will become the new "minority-majority" in the U.S. Read More ›

Home equity is back, baby! And, perhaps more importantly, consumers are beginning to take notice. After 13 consecutive quarters of year-over-year house price growth, according to the Federal Housing Finance Agency’s (FHFA) house price index (HPI), and with the Great Recession squarely in the rear view mirror, borrowers are more frequently tapping ... Read More ›

Every day, title agents play a critical role in residential, commercial and industrial real estate transactions across the U.S. They work hand-in-hand with real estate agents, lenders, and homebuyers and sellers. They are real estate experts. But, how do they (collectively) feel about key real estate market metrics and industry issues? What’s ... Read More ›

Today, we’re releasing our third iteration of the monthly First American Loan Application Defect Index, which estimates the frequency of defects in the information submitted in mortgage loan applications. Read More ›

Market capacity for existing-home sales has remained close to six million sales on an annualized basis for more than a year First American’s proprietary Existing-Home Sales Capacity (EHS-C) model provides a gauge on whether existing-home sales are under capacity or over capacity based on current market fundamentals. For the month of August, the ... Read More ›

This week, the Federal Reserve has its September meeting where it could potentially decide to increase interest rates for the first time since 2008. The CME FedWatch Tool measures the market’s expectation of Fed target rates.Currently, the market-estimated probability of a 0.25 percent rate increase on September 17 is significantly higher than ... Read More ›