Today, we’re releasing our third iteration of the monthly First American Loan Application Defect Index, which estimates the frequency of defects in the information submitted in mortgage loan applications. Read More ›

Last week, I had the distinct pleasure of attending the First American Risk Intelligence Forum in Nashville, Tennessee. It was my first visit to Nashville and it did not disappoint. The tour of the Country Music Hall of Fame, and the dinner and country music at City Winery were fabulous. Read More ›

Five-years ago this week, Dodd-Frank was signed into law, ushering in a new era in mortgage lending. While the merits of the bill are still being weighed, mortgage originators and title and settlement service providers are grappling with the implementation of one component of Dodd-Frank – TILA-RESPA Integrated Disclosure (TRID). TRID is part of a ... Read More ›

First American recently released the First American/Interthinx fourth quarter 2014 Mortgage Fraud Risk Report. You can view the full, interactive report here. First, let’s consider the main headline, “Fraud risk is up three percent from the third quarter, but unchanged from a year ago.” So, fraud, for now, isn’t trending for the worse or the ... Read More ›