First American Blog - The First Word

Welcome to First American’s blog featuring highlights on home ownership and title insurance. Please also be sure to visit and subscribe to our Innovation Center Blog, our Caring for Our Community Blog and our Economic Center Blog.

Recent Posts by FirstAm Editor

First American's History of Strength and Innovation [Video]

As First American celebrates its 125th Anniversary, join us for a look back at highlights from our rich legacy of strength and innovation.
Read More

Topics: Title Insurance First American

Understanding the HUD-1 Settlement Statement

NOTE: This post was written before the CFPB's Integrated Mortgage Disclousre changes with TRID. The HUD-1 is now only used in very select types of transactions. Visit  http://www.firstam.com/ownership/transaction-disclosures/ for information about the new dsiclosures. 

If you’re looking to buy a home this summer, you’re not alone. In fact, warm...

Read More

Topics: Homebuyer and Seller Education

What is Title Insurance? [Infographic]

Buying a home may be the American dream, but undiscovered title issues – like liens and forgeries – can make that dream a nightmare. That’s why title insurance has been helping protect American homebuyers, sellers and lenders for more than 130 years. Learn more about title insurance – and how it can help protect you and your home.  

Read More

Topics: Homebuyer and Seller Education

Understanding the Good Faith Estimate (GFE) [Infographic]

NOTE: The GFE is no longer used in mortgage transactions. http://www.firstam.com/ownership/transaction-disclosures/ for information about the new disclosures.

With temperatures warming up around the country and school officially out of session, the summer home-buying season is in full swing. If you’re shopping for a home this summer,...

Read More

Topics: Homebuyer and Seller Education

Interest rates now the lowest of 2014

Interest rates on a U.S. home loan dropped across the board in the week ending May 8, but the 30-year fixed rate outpaced them all. As reported by Freddie Mac's latest Primary Mortgage Market Survey, the average rate for a 30-year fixed mortgage dropped to 4.21 percent from 4.29 percent the week prior.

Read More

Topics: Homebuyer and Seller Education Economy

How do you find the best city for raising a family?

If you're planning to settle down and raise a family soon - or if you're already in the midst of familial bliss - you're likely picky about where you want to live. Some of the many ideal factors might include safety, especially for children, and a low cost of living. Plus, mortgage rates are currently near historical lows, which can be an...

Read More