The First Word

Subscribe via Email

Your email:

Current Articles | RSS Feed RSS Feed

First American's History of Strength and Innovation [Video]


As First American celebrates its 125th Anniversary, join us for a look back at highlights from our rich legacy of strength and innovation.

Understanding the HUD-1 Settlement Statement

Understanding HUD top image

If you’re looking to buy a home this summer, you’re not alone. In fact, warm weather, long daylight hours and school-free schedules make summertime the most popular time of year to buy a home. But before you head off to that open house, it’s helpful to become familiar with the forms and disclosures associated with your transaction.

What is Title Insurance? [Infographic]

What is Title Insurance, Settlement Services, First American Title

Buying a home may be the American dream, but undiscovered title issues – like liens and forgeries – can make that dream a nightmare. That’s why title insurance has been helping protect American homebuyers, sellers and lenders for more than 130 years. Learn more about title insurance – and how it can help protect you and your home.  

Understanding the Good Faith Estimate (GFE) [Infographic]

Understanding GFE top image

With temperatures warming up around the country and school officially out of session, the summer home-buying season is in full swing. If you’re shopping for a home this summer, congratulations! Buying a home is an exciting event – but may be complicated for first-time buyers. Becoming familiar with the various forms and disclosures associated with your transaction may help you understand the process a little better.

Interest rates now the lowest of 2014

interest rates drop purchase new home homebuyer settlement services title insurance

Interest rates on a U.S. home loan dropped across the board in the week ending May 8, but the 30-year fixed rate outpaced them all. As reported by Freddie Mac's latest Primary Mortgage Market Survey, the average rate for a 30-year fixed mortgage dropped to 4.21 percent from 4.29 percent the week prior.

How do you find the best city for raising a family?

best city for family buy a home closing settlement services title insurance

If you're planning to settle down and raise a family soon - or if you're already in the midst of familial bliss - you're likely picky about where you want to live. Some of the many ideal factors might include safety, especially for children, and a low cost of living. Plus, mortgage rates are currently near historical lows, which can be an enticing factor for making a purchase. But in a nation filled with great towns, how do you determine the perfect mix that's best suited for raising a family?

myFirstAm® Turns Three! [Infographic]


Happy third birthday to our favorite technology, which is “growing up” before our eyes! This year has been a big year for myFirstAm®, First American’s innovative Web portal and mobile app for real estate transactions.

New forms expected to make comparing mortgage terms easier

mortgage, disclosure, compare, shop, settlement fees, cfpb, know before you owe

The Know Before You Owe campaign, developed by the U.S. Consumer Financial Protection Bureau (CFPB), is intended to assist consumers shopping for a mortgage by allowing them to take advantage of revamped and more easily comprehensible mortgage disclosure forms.

NAR Predicts Rise in Home Prices This Year

NAR Predicts Rise in Home Prices in 2014

The U.S. housing market may have slightly slowed its progress during the frozen winter months, but industry experts are anticipating that things will soon pick up and prices will be on the rise for the next 12 months.


Report: Fewer Homeowners Underwater in Q4

homes underwater mortgage

Since the housing bust in 2008, a large number of homeowners have found themselves drowning in their mortgages. Negative equity was abundant, and when a homeowner owes more on his or her mortgage than the property is worth, that's considered being underwater.

All Posts