We’ve posted the October First American Loan Application Defect Index, which estimates the frequency of defects, fraudulence and misrepresentation in the information submitted in mortgage loan applications. Overall, the index fell 2.5 percent in October as compared with September and decreased by 10.2 percent as compared with October 2014. Read More ›

Homeownership rates in the United States have been trending down since the Great Recession. It’s an important trend that significantly impacts the economy and quality of life. But, what are the key drivers of homeownership? How are those drivers changing over time? What can they tell us about the future of homeownership rates? Read More ›

Hard to believe that we’re releasing today the fourth iteration of the monthly First American Loan Application Defect Index, which estimates the frequency of defects in the information submitted in mortgage loan applications. Read More ›

Every day, title agents play a critical role in residential, commercial and industrial real estate transactions across the U.S. They work hand-in-hand with real estate agents, lenders, and homebuyers and sellers. They are real estate experts. But, how do they (collectively) feel about key real estate market metrics and industry issues? What’s ... Read More ›

Today, we’re releasing our third iteration of the monthly First American Loan Application Defect Index, which estimates the frequency of defects in the information submitted in mortgage loan applications. Read More ›

Five-years ago this week, Dodd-Frank was signed into law, ushering in a new era in mortgage lending. While the merits of the bill are still being weighed, mortgage originators and title and settlement service providers are grappling with the implementation of one component of Dodd-Frank – TILA-RESPA Integrated Disclosure (TRID). TRID is part of a ... Read More ›