Innovation Center

Modern businesses and the digital technologies that power them rely on the rapid analysis of large amounts of data to drive decisions, automation, reporting and, ultimately, the customer experience. In real estate, mortgage finance and title and settlement, data fuels everything from web-based home listing searches, mortgage loan application and ...

Mortgage servicing and subservicing are critical components of the mortgage lifecycle, perhaps even more so as the housing market decelerates. Like many other aspects of the mortgage finance industry, technology has created new opportunities to enhance the servicing industry and improve the borrower experience, while adding value to investors and ...

While the housing market adjusts to higher mortgage rates and affordability challenges, many title agents are eager to adopt digital technologies and tools that can help them compete. With this in mind, First American Title recently launched its PRISM™ digital platform, allowing First American policy-issuing title agents to offer time-saving ...

Since their inception in the mid-1990s, automated valuation models (AVMs) have saved consumers, lenders, servicers, investors, and appraisal management companies (AMCs) hundreds of millions of dollars in cost and time, and have helped mitigate the potential risk of over- or under-valuing a property. AVMs are now commonly used by home buyers and ...

The application of non-fungible tokens (NFTs) and the tokenization of digital and physical assets continue to garner attention across industries, businesses, and governments, while prompting excitement among early adopters, and also confusion among many consumers. Both the interest and the confusion are warranted, as the technology has the ...

The pandemic served as a great accelerator for innovation in how companies deliver products and services to their customers, including how title and settlement companies support the real estate transaction closing process. One major example of innovation is remote online notarization, or RON, a fully digital process in which the signer’s identity ...