<?xml version='1.0' encoding='UTF-8'?><urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9" xmlns:video="http://www.google.com/schemas/sitemap-video/1.1" xmlns:image="http://www.google.com/schemas/sitemap-image/1.1"><url><loc>https://blog.firstam.com/economics/infographic-q4-2015-real-estate-sentiment-index</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2024-RHPI-September-1.jpg</image:loc><image:caption>FBECON2024RHPISeptember1</image:caption><image:title>FBECON2024RHPISeptember1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/thumbnail_FB-ECON-2024-RHPI-October-1-2b.jpg</image:loc><image:caption>thumbnailFBECON2024RHPIOctober12b</image:caption><image:title>thumbnailFBECON2024RHPIOctober12b</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/resi-infographic-thumb.jpg</image:loc><image:caption>resiinfographicthumb</image:caption><image:title>resiinfographicthumb</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-Predictions-2025-2.jpg</image:loc><image:caption>2025HousingMarketPredictions</image:caption><image:title>FBECON2025Predictions20252</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA_Economics/4Q-2015-FirsAm-RESI-Infographic.jpg</image:loc><image:caption>4Q2015FirsAmRESIInfographic</image:caption><image:title>4Q2015FirsAmRESIInfographic</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><lastmod>2017-07-13</lastmod></url><url><loc>https://blog.firstam.com/economics/negative-equity-a-drag-on-home-sales-new-york-times</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2020-Podcast-Odeta-2-1.jpg</image:loc><image:caption>FBECON2020PodcastOdeta21</image:caption><image:title>FBECON2020PodcastOdeta21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/housing-upsidedown.jpg</image:loc><image:caption>housingupsidedown</image:caption><image:title>housingupsidedown</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/030821%20econ%20post.jpg</image:loc><image:caption>030821econpost</image:caption><image:title>030821econpost</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/040821%20CNBC%20primary%20image.jpg</image:loc><image:caption>040821CNBCprimaryimage</image:caption><image:title>040821CNBCprimaryimage</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><lastmod>2017-07-13</lastmod></url><url><loc>https://blog.firstam.com/economics/where-are-mortgage-rates-headed-through-the-end-of-2023</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2023-RHPI-August-1.jpg</image:loc><image:caption>FBECON2023RHPIAugust1</image:caption><image:title>FBECON2023RHPIAugust1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/082823%20RHPI.jpg</image:loc><image:caption>082823RHPI</image:caption><image:title>082823RHPI</image:title></image:image><lastmod>2023-08-28</lastmod></url><url><loc>https://blog.firstam.com/commercial/the-inside-look-with-xander-snyder-episode-2-0</loc><video:video><video:thumbnail_loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/the_inside_look_with_xander_snyder%203%20(1080p).mp4/medium.jpg</video:thumbnail_loc><video:title>the_inside_look_with_xander_snyder 3 (1080p)</video:title><video:description>the_inside_look_with_xander_snyder 3 (1080p)</video:description><video:content_loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/the_inside_look_with_xander_snyder%203%20(1080p).mp4</video:content_loc><video:duration>266</video:duration><video:requires_subscription>no</video:requires_subscription><video:live>no</video:live></video:video><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/NCS/NCS_Blog_Header_2.jpg</image:loc><image:caption>NCSBlogHeader2</image:caption><image:title>NCSBlogHeader2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/First_Am_NCS_/img/background-2-ncs-blog.jpg</image:loc><image:caption>background2ncsblog</image:caption><image:title>background2ncsblog</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Inside%20Look%20POtential%20use%20social%20image-1.jpg</image:loc><image:caption>InsideLookPOtentialusesocialimage1</image:caption><image:title>InsideLookPOtentialusesocialimage1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Xander-Inside-Look-Ep-18%20(1).png</image:loc><image:caption>XanderInsideLookEp181</image:caption><image:title>XanderInsideLookEp181</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Xander-Inside-Look_ep19.jpg</image:loc><image:caption>XanderInsideLookep19</image:caption><image:title>XanderInsideLookep19</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Xander-Inside-Look-Ep-20.png</image:loc><image:caption>XanderInsideLookEp20</image:caption><image:title>XanderInsideLookEp20</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/fa-title_logo.png</image:loc><image:caption>fatitlelogo</image:caption><image:title>fatitlelogo</image:title></image:image><lastmod>2023-10-05</lastmod></url><url><loc>https://blog.firstam.com/reconomy-podcast/reconomy-podcast-will-rising-mortgage-rates-slow-the-housing-market</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/SummerSchool-Feature.jpg</image:loc><image:caption>SummerSchoolFeature</image:caption><image:title>SummerSchoolFeature</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/REconomy-Podcast-Episode-117.jpg</image:loc><image:caption>REconomyPodcastEpisode117</image:caption><image:title>REconomyPodcastEpisode117</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-RECONOMY-2021-E15.jpg</image:loc><image:caption>FBRECONOMY2021E15</image:caption><image:title>FBRECONOMY2021E15</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><lastmod>2023-09-05</lastmod></url><url><loc>https://blog.firstam.com/reconomy-podcast/the-trinity-of-commercial-real-estate-returns</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/SummerSchool-Feature.jpg</image:loc><image:caption>SummerSchoolFeature</image:caption><image:title>SummerSchoolFeature</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-RECONOMY-E95-3.jpg</image:loc><image:caption>TheREconomyPodcastEP95TheTrinityofCommercialRealEstateReturns</image:caption><image:title>FBRECONOMYE953</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/REconomy-Podcast-Episode-117.jpg</image:loc><image:caption>REconomyPodcastEpisode117</image:caption><image:title>REconomyPodcastEpisode117</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><lastmod>2024-08-01</lastmod></url><url><loc>https://blog.firstam.com/economics/where-is-housing-overvalued</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2022-RHPI-September-1.jpg</image:loc><image:caption>FBECON2022RHPISeptember1</image:caption><image:title>FBECON2022RHPISeptember1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/092722%20RHPI.jpg</image:loc><image:caption>092722RHPI</image:caption><image:title>092722RHPI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><lastmod>2022-09-27</lastmod></url><url><loc>https://blog.firstam.com/cre-insights/what-happens-to-cap-rates-if-</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/080423%20CRE.jpg</image:loc><image:caption>080423CRE</image:caption><image:title>080423CRE</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-1090_EC-CRE-Insights_XFactor_01.jpg</image:loc><image:caption>25BRAND01301090ECCREInsightsXFactor01</image:caption><image:title>25BRAND01301090ECCREInsightsXFactor01</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-1118_EC-CRE-Insights_Store-Closings.jpg</image:loc><image:caption>25BRAND01301118ECCREInsightsStoreClosings</image:caption><image:title>25BRAND01301118ECCREInsightsStoreClosings</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-xander-22.jpg</image:loc><image:caption>FirstAmericanCommercialRealEstateEconomistXanderSnyder</image:caption><image:title>aboutxander22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2023-Cap-Rate-August-1.jpg</image:loc><image:caption>FBECON2023CapRateAugust1</image:caption><image:title>FBECON2023CapRateAugust1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-1433_EC-CRE-Insights_01.jpg</image:loc><image:caption>Modernapartmentbuilding</image:caption><image:title>25BRAND01301433ECCREInsights01</image:title></image:image><lastmod>2023-11-03</lastmod></url><url><loc>https://blog.firstam.com/cares/first-american-supports-feeding-america</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/H4H%20Paula%20Pat%20Jennifer.jpg</image:loc><image:caption>H4HPaulaPatJennifer</image:caption><image:title>H4HPaulaPatJennifer</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Cares/bg-cares.jpg</image:loc><image:caption>bgcares</image:caption><image:title>bgcares</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Group%20%234.jpg</image:loc><image:caption>Group4</image:caption><image:title>Group4</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/humanserivcesdec20.jpg</image:loc><image:caption>humanserivcesdec20</image:caption><image:title>humanserivcesdec20</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Ragnar%20MI%20%231.png</image:loc><image:caption>RagnarMI1</image:caption><image:title>RagnarMI1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Pink%20Masks.jpg</image:loc><image:caption>PinkMasks</image:caption><image:title>PinkMasks</image:title></image:image><lastmod>2020-12-08</lastmod></url><url><loc>https://blog.firstam.com/economics/1980s-d%C3%A9j%C3%A0-vu-for-the-housing-market</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-Predictions-2025-2.jpg</image:loc><image:caption>2025HousingMarketPredictions</image:caption><image:title>FBECON2025Predictions20252</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2023-PHS-October-1.jpg</image:loc><image:caption>FBECON2023PHSOctober1</image:caption><image:title>FBECON2023PHSOctober1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2024-RHPI-September-1.jpg</image:loc><image:caption>FBECON2024RHPISeptember1</image:caption><image:title>FBECON2024RHPISeptember1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/thumbnail_FB-ECON-2024-RHPI-October-1-2b.jpg</image:loc><image:caption>thumbnailFBECON2024RHPIOctober12b</image:caption><image:title>thumbnailFBECON2024RHPIOctober12b</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/101723%20PHS%20Model.jpg</image:loc><image:caption>101723PHSModel</image:caption><image:title>101723PHSModel</image:title></image:image><lastmod>2023-10-17</lastmod></url><url><loc>https://blog.firstam.com/trust-matters/year-end-tax-planning-and-other-important-considerations-for-2023-2024</loc><video:video><video:thumbnail_loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Exec%20Webinar%20Series/Executive%20Webinar_David%20Yoo%20and%20Beth%20Vasquez_Dec%207%2c%202023__FINAL.mp4/medium.jpg</video:thumbnail_loc><video:title>Executive Webinar_David Yoo and Beth Vasquez_Dec 7, 2023__FINAL</video:title><video:description>Executive Webinar_David Yoo and Beth Vasquez_Dec 7, 2023__FINAL</video:description><video:content_loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Exec%20Webinar%20Series/Executive%20Webinar_David%20Yoo%20and%20Beth%20Vasquez_Dec%207%2c%202023__FINAL.mp4</video:content_loc><video:duration>3649</video:duration><video:requires_subscription>no</video:requires_subscription><video:live>no</video:live></video:video><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Exec%20Webinar%20Series/Image_Blog_RECORDED_Exec%20Webinar_Estate%20Planning%20-%20Mark%20Doyle_June%2030%2c%202022.jpg</image:loc><image:caption>ImageBlogRECORDEDExecWebinarEstatePlanningMarkDoyleJune302022</image:caption><image:title>ImageBlogRECORDEDExecWebinarEstatePlanningMarkDoyleJune302022</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-tm-editor-3.png</image:loc><image:caption>authortmeditor3</image:caption><image:title>authortmeditor3</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Untitled%20(1200%20%C3%97%20630%20px)-2.png</image:loc><image:caption>Untitled1200630px2</image:caption><image:title>Untitled1200630px2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Image_Blog%20%2B%20Social%20Media_Executive%20Webinar_Odeta%20Kushi_22_09-13.png</image:loc><image:caption>ImageBlogSocialMediaExecutiveWebinarOdetaKushi220913</image:caption><image:title>ImageBlogSocialMediaExecutiveWebinarOdetaKushi220913</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Exec%20Webinar%20Series/Headshot_Beth%20Vasquez.jpg</image:loc><image:caption>HeadshotBethVasquez</image:caption><image:title>HeadshotBethVasquez</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/background-trust-matters-blog-1.jpg</image:loc><image:caption>backgroundtrustmattersblog1</image:caption><image:title>backgroundtrustmattersblog1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fatrust-logo.png</image:loc><image:caption>fatrustlogo</image:caption><image:title>fatrustlogo</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Executive%20Webinar%20Series%20Social%20Post%20-%20David%20Yoo%20and%20Beth%20Vasquez.jpg</image:loc><image:caption>ExecutiveWebinarSeriesSocialPostDavidYooandBethVasquez</image:caption><image:title>ExecutiveWebinarSeriesSocialPostDavidYooandBethVasquez</image:title></image:image><lastmod>2024-01-04</lastmod></url><url><loc>https://blog.firstam.com/cre-insights/cre-x-factor-why-operating-costs-for-commercial-properties-have-soared</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/081023%20CRE%20xfactor%202.jpg</image:loc><image:caption>081023CRExfactor2</image:caption><image:title>081023CRExfactor2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2023-CRE-August-1.jpg</image:loc><image:caption>FBECON2023CREAugust1</image:caption><image:title>FBECON2023CREAugust1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/081023%20CRE%20xfactor%204.jpg</image:loc><image:caption>081023CRExfactor4</image:caption><image:title>081023CRExfactor4</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-1118_EC-CRE-Insights_Store-Closings.jpg</image:loc><image:caption>25BRAND01301118ECCREInsightsStoreClosings</image:caption><image:title>25BRAND01301118ECCREInsightsStoreClosings</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-xander-22.jpg</image:loc><image:caption>FirstAmericanCommercialRealEstateEconomistXanderSnyder</image:caption><image:title>aboutxander22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/081023%20CRE%20xfactor%201.jpg</image:loc><image:caption>081023CRExfactor1</image:caption><image:title>081023CRExfactor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-1433_EC-CRE-Insights_01.jpg</image:loc><image:caption>Modernapartmentbuilding</image:caption><image:title>25BRAND01301433ECCREInsights01</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/081023%20CRE%20xfactor%203.jpg</image:loc><image:caption>081023CRExfactor3</image:caption><image:title>081023CRExfactor3</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-1090_EC-CRE-Insights_XFactor_01.jpg</image:loc><image:caption>25BRAND01301090ECCREInsightsXFactor01</image:caption><image:title>25BRAND01301090ECCREInsightsXFactor01</image:title></image:image><lastmod>2023-11-03</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/bid/64138/San-Carlos-will-sell-Wheeler-Plaza-area-for-1-to-get-mixed-use-project</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/economics/why-housing-market-potential-may-build-on-momentum-from-historic-2020</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-Predictions-2025-2.jpg</image:loc><image:caption>2025HousingMarketPredictions</image:caption><image:title>FBECON2025Predictions20252</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2024-RHPI-September-1.jpg</image:loc><image:caption>FBECON2024RHPISeptember1</image:caption><image:title>FBECON2024RHPISeptember1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/012121%20PHS.jpg</image:loc><image:caption>012121PHS</image:caption><image:title>012121PHS</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/thumbnail_FB-ECON-2024-RHPI-October-1-2b.jpg</image:loc><image:caption>thumbnailFBECON2024RHPIOctober12b</image:caption><image:title>thumbnailFBECON2024RHPIOctober12b</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2021-PHS-January.jpg</image:loc><image:caption>FBECON2021PHSJanuary</image:caption><image:title>FBECON2021PHSJanuary</image:title></image:image><lastmod>2021-02-12</lastmod></url><url><loc>https://blog.firstam.com/economics/what-will-drive-further-fintech-innovation-in-real-estate-in-2020</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/061218%20RESI%20a.jpg</image:loc><image:caption>061218RESIa</image:caption><image:title>061218RESIa</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/061819%20RESI%201.jpg</image:loc><image:caption>061819RESI1</image:caption><image:title>061819RESI1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/112718%20RESI%20image%202.jpg</image:loc><image:caption>112718RESIimage2</image:caption><image:title>112718RESIimage2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/020720%20RESI.jpg</image:loc><image:caption>020720RESI</image:caption><image:title>020720RESI</image:title></image:image><lastmod>2020-02-07</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/bid/65689/East-Bay-Regional-Park-District-to-buy-Roddy-Ranch-land-in-Antioch-for-14-2-million</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/economics/why-the-2022-housing-market-is-very-2019</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-Predictions-2025-2.jpg</image:loc><image:caption>2025HousingMarketPredictions</image:caption><image:title>FBECON2025Predictions20252</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA-Econ-2022-PHS-April.jpg</image:loc><image:caption>FAEcon2022PHSApril</image:caption><image:title>FAEcon2022PHSApril</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/thumbnail_FB-ECON-2024-RHPI-October-1-2b.jpg</image:loc><image:caption>thumbnailFBECON2024RHPIOctober12b</image:caption><image:title>thumbnailFBECON2024RHPIOctober12b</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/041922%20PHS%20Model.jpg</image:loc><image:caption>041922PHSModel</image:caption><image:title>041922PHSModel</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2024-RHPI-September-1.jpg</image:loc><image:caption>FBECON2024RHPISeptember1</image:caption><image:title>FBECON2024RHPISeptember1</image:title></image:image><lastmod>2022-04-19</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/bid/63621/Bay-Area-leaves-housing-crash-behind</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/reconomy-podcast/why-homebuilders-have-an-advantage-in-todays-housing-market</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/REconomy-Podcast-Episode-117.jpg</image:loc><image:caption>REconomyPodcastEpisode117</image:caption><image:title>REconomyPodcastEpisode117</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/SummerSchool-Feature.jpg</image:loc><image:caption>SummerSchoolFeature</image:caption><image:title>SummerSchoolFeature</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-RECONOMY-E66-2.jpg</image:loc><image:caption>FBRECONOMYE662</image:caption><image:title>FBRECONOMYE662</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><lastmod>2023-10-31</lastmod></url><url><loc>https://blog.firstam.com/economics/what-is-the-neutral-rate-of-interest-and-how-does-it-influence-the-federal-reserve</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/thumbnail_FB-ECON-2024-RHPI-October-1-2b.jpg</image:loc><image:caption>thumbnailFBECON2024RHPIOctober12b</image:caption><image:title>thumbnailFBECON2024RHPIOctober12b</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2024-EHSO-November-2-1.jpg</image:loc><image:caption>ExistingHomeSalesNovember2024</image:caption><image:title>FBECON2024EHSONovember21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/091719%20Neutral%20rate%20of%20interest.jpg</image:loc><image:caption>091719Neutralrateofinterest</image:caption><image:title>091719Neutralrateofinterest</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-Predictions-2025-2.jpg</image:loc><image:caption>2025HousingMarketPredictions</image:caption><image:title>FBECON2025Predictions20252</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><lastmod>2019-09-17</lastmod></url><url><loc>https://blog.firstam.com/reconomy-podcast/breaking-down-the-federal-reserves-efforts-to-control-inflation</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/REconomy-Podcast-Episode-117.jpg</image:loc><image:caption>REconomyPodcastEpisode117</image:caption><image:title>REconomyPodcastEpisode117</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/SummerSchool-Feature.jpg</image:loc><image:caption>SummerSchoolFeature</image:caption><image:title>SummerSchoolFeature</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-RECONOMY-2021-E43.jpg</image:loc><image:caption>FBRECONOMY2021E43</image:caption><image:title>FBRECONOMY2021E43</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><lastmod>2023-11-01</lastmod></url><url><loc>https://blog.firstam.com/reconomy-podcast/the-missing-middle-may-hold-the-key-to-unlocking-the-housing-affordability-crisis</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/SummerSchool-Feature-121%20(1).jpg</image:loc><image:caption>SummerSchoolFeature1211</image:caption><image:title>SummerSchoolFeature1211</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/SummerSchool-Feature-120.jpg</image:loc><image:caption>SummerSchoolFeature120</image:caption><image:title>SummerSchoolFeature120</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/SummerSchool-Feature.jpg</image:loc><image:caption>SummerSchoolFeature</image:caption><image:title>SummerSchoolFeature</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-Brand-Econ-REconomy-Summer-School-EP%20119.jpg</image:loc><image:caption>25BrandEconREconomySummerSchoolEP119</image:caption><image:title>25BrandEconREconomySummerSchoolEP119</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><lastmod>2025-07-31</lastmod></url><url><loc>https://blog.firstam.com/bid/50004/Improving-Markets-Index-Expands-to-41-Metropolitan-Areas</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/trust-matters/q3-investment-update-webinar-aug-16-2022</loc><video:video><video:thumbnail_loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Investment%20Webinars/Quarterly%20Investment%20Update%20with%20Jerry%20Braakman%20&amp;%20Jason%20Nerio%20-%20Aug.%2016%2c%202022_FINAL.mp4/medium.jpg</video:thumbnail_loc><video:title>Quarterly Investment Update with Jerry Braakman &amp; Jason Nerio - Aug. 16, 2022_FINAL</video:title><video:description>Quarterly Investment Update with Jerry Braakman &amp; Jason Nerio - Aug. 16, 2022_FINAL</video:description><video:content_loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Investment%20Webinars/Quarterly%20Investment%20Update%20with%20Jerry%20Braakman%20&amp;%20Jason%20Nerio%20-%20Aug.%2016%2c%202022_FINAL.mp4</video:content_loc><video:duration>2471</video:duration><video:requires_subscription>no</video:requires_subscription><video:live>no</video:live></video:video><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fatrust-logo.png</image:loc><image:caption>fatrustlogo</image:caption><image:title>fatrustlogo</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Investment%20Webinars/Image_Blog_Q3%20Investment%20Update_Aug%2016%2c%202022.jpg</image:loc><image:caption>ImageBlogQ3InvestmentUpdateAug162022</image:caption><image:title>ImageBlogQ3InvestmentUpdateAug162022</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Newsletters/Market%20Review_blog-social%20Q1.2025.jpg</image:loc><image:caption>MarketReviewblogsocialQ12025</image:caption><image:title>MarketReviewblogsocialQ12025</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-tm-editor-3.png</image:loc><image:caption>authortmeditor3</image:caption><image:title>authortmeditor3</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/background-trust-matters-blog-1.jpg</image:loc><image:caption>backgroundtrustmattersblog1</image:caption><image:title>backgroundtrustmattersblog1</image:title></image:image><lastmod>2022-08-26</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/vallco-finally-under-single-ownership-%E2%80%94-paus-sand-hill-lands-last-piece-of-mall-puzzle</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-11-12</lastmod></url><url><loc>https://blog.firstam.com/economics/housing-market-potential-reaches-highest-level-since-2007</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-Predictions-2025-2.jpg</image:loc><image:caption>2025HousingMarketPredictions</image:caption><image:title>FBECON2025Predictions20252</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2020-PHS-September.jpg</image:loc><image:caption>FBECON2020PHSSeptember</image:caption><image:title>FBECON2020PHSSeptember</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2024-RHPI-September-1.jpg</image:loc><image:caption>FBECON2024RHPISeptember1</image:caption><image:title>FBECON2024RHPISeptember1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/thumbnail_FB-ECON-2024-RHPI-October-1-2b.jpg</image:loc><image:caption>thumbnailFBECON2024RHPIOctober12b</image:caption><image:title>thumbnailFBECON2024RHPIOctober12b</image:title></image:image><lastmod>2020-09-21</lastmod></url><url><loc>https://blog.firstam.com/economics/why-the-housing-market-has-entered-an-unprecedented-homebody-era</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/062019%20PHS.jpg</image:loc><image:caption>062019PHS</image:caption><image:title>062019PHS</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-Predictions-2025-2.jpg</image:loc><image:caption>2025HousingMarketPredictions</image:caption><image:title>FBECON2025Predictions20252</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2024-EHSO-November-2-1.jpg</image:loc><image:caption>ExistingHomeSalesNovember2024</image:caption><image:title>FBECON2024EHSONovember21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-0645%20(1).jpg</image:loc><image:caption>25BRAND337106451</image:caption><image:title>25BRAND337106451</image:title></image:image><lastmod>2019-07-19</lastmod></url><url><loc>https://blog.firstam.com/cre-insights/x-factor-the-cre-refinancing-market-is-stabilizing</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-1090_EC-CRE-Insights_XFactor_01.jpg</image:loc><image:caption>25BRAND01301090ECCREInsightsXFactor01</image:caption><image:title>25BRAND01301090ECCREInsightsXFactor01</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2024-XFactor-October-1%20(1)-1.jpg</image:loc><image:caption>FBECON2024XFactorOctober111</image:caption><image:title>FBECON2024XFactorOctober111</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/CRE%20X%20FACTOR%20100224.jpg</image:loc><image:caption>RefinanceVolumeTrailing12Monthsvs10YearTreasuryRateGraph</image:caption><image:title>CREXFACTOR100224</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-xander-22.jpg</image:loc><image:caption>FirstAmericanCommercialRealEstateEconomistXanderSnyder</image:caption><image:title>aboutxander22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-1118_EC-CRE-Insights_Store-Closings.jpg</image:loc><image:caption>25BRAND01301118ECCREInsightsStoreClosings</image:caption><image:title>25BRAND01301118ECCREInsightsStoreClosings</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/CRE%20X%20FACTOR%20100224%202.jpg</image:loc><image:caption>PercentChangeinRefinanceVolumeGraph</image:caption><image:title>CREXFACTOR1002242</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-1433_EC-CRE-Insights_01.jpg</image:loc><image:caption>Modernapartmentbuilding</image:caption><image:title>25BRAND01301433ECCREInsights01</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/CRE%20X%20FACTOR%20100224%203.jpg</image:loc><image:caption>AverageCRERefinanceLoanSizevsNumberofHotelPropertiesRefinancedGraph</image:caption><image:title>CREXFACTOR1002243</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/CRE%20X%20FACTOR%20100224%204.jpg</image:loc><image:caption>CREXFACTOR1002244</image:caption><image:title>CREXFACTOR1002244</image:title></image:image><lastmod>2024-10-02</lastmod></url><url><loc>https://blog.firstam.com/reconomy-podcast/growth-of-ecommerce-and-ai-fuel-industrial-real-estate-outlook</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/SummerSchool-Feature.jpg</image:loc><image:caption>SummerSchoolFeature</image:caption><image:title>SummerSchoolFeature</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/REconomy-Podcast-Episode-117.jpg</image:loc><image:caption>REconomyPodcastEpisode117</image:caption><image:title>REconomyPodcastEpisode117</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-RECONOMY-E85-2.jpg</image:loc><image:caption>FBRECONOMYE852</image:caption><image:title>FBRECONOMYE852</image:title></image:image><lastmod>2024-03-14</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/bid/68105/Valencia-condos-quick-sales-show-Mission-District-gold-rush</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/economics/what-the-historic-mortgage-rate-drop-means-for-affordability</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/072720%20RHPI%202.jpg</image:loc><image:caption>072720RHPI2</image:caption><image:title>072720RHPI2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/072720%20RHPI%201.jpg</image:loc><image:caption>072720RHPI1</image:caption><image:title>072720RHPI1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2020-RHPI-July.jpg</image:loc><image:caption>FBECON2020RHPIJuly</image:caption><image:title>FBECON2020RHPIJuly</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><lastmod>2020-07-27</lastmod></url><url><loc>https://blog.firstam.com/default-blog/attract-visitors-with-compelling-blog-content-sample</loc><lastmod>2019-10-01</lastmod></url><url><loc>https://blog.firstam.com/cre-insights/what-does-consumer-spending-signal-about-the-health-of-retail-real-estate</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-xander-22.jpg</image:loc><image:caption>FirstAmericanCommercialRealEstateEconomistXanderSnyder</image:caption><image:title>aboutxander22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/040323%20CRE%20post%20chart.jpg</image:loc><image:caption>040323CREpostchart</image:caption><image:title>040323CREpostchart</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-1433_EC-CRE-Insights_01.jpg</image:loc><image:caption>Modernapartmentbuilding</image:caption><image:title>25BRAND01301433ECCREInsights01</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2023-CRE-April.jpg</image:loc><image:caption>FBECON2023CREApril</image:caption><image:title>FBECON2023CREApril</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-1090_EC-CRE-Insights_XFactor_01.jpg</image:loc><image:caption>25BRAND01301090ECCREInsightsXFactor01</image:caption><image:title>25BRAND01301090ECCREInsightsXFactor01</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-1118_EC-CRE-Insights_Store-Closings.jpg</image:loc><image:caption>25BRAND01301118ECCREInsightsStoreClosings</image:caption><image:title>25BRAND01301118ECCREInsightsStoreClosings</image:title></image:image><lastmod>2023-12-13</lastmod></url><url><loc>https://blog.firstam.com/trust-matters/5-mistakes-to-avoid-in-a-bear-market-usa-today</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Exec%20Webinar%20Series/Executive%20Webinar-1200x628.jpg</image:loc><image:caption>ExecutiveWebinar1200x628</image:caption><image:title>ExecutiveWebinar1200x628</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/background-trust-matters-blog-1.jpg</image:loc><image:caption>backgroundtrustmattersblog1</image:caption><image:title>backgroundtrustmattersblog1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fatrust-logo.png</image:loc><image:caption>fatrustlogo</image:caption><image:title>fatrustlogo</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-tm-editor-3.png</image:loc><image:caption>authortmeditor3</image:caption><image:title>authortmeditor3</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Newsletters/Market%20Review_blog-social%20Q1.2025.jpg</image:loc><image:caption>MarketReviewblogsocialQ12025</image:caption><image:title>MarketReviewblogsocialQ12025</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/In%20the%20News/Image_Blog_5%20mistakes%20to%20avoid%20in%20a%20bear%20market_USA%20TODAY_22_06-14.jpg</image:loc><image:caption>ImageBlog5mistakestoavoidinabearmarketUSATODAY220614</image:caption><image:title>ImageBlog5mistakestoavoidinabearmarketUSATODAY220614</image:title></image:image><lastmod>2022-06-14</lastmod></url><url><loc>https://blog.firstam.com/trust-matters/ubers-stock-surge-raises-bar-ahead-of-earnings-tech-watch</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fatrust-logo.png</image:loc><image:caption>fatrustlogo</image:caption><image:title>fatrustlogo</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-tm-editor-3.png</image:loc><image:caption>authortmeditor3</image:caption><image:title>authortmeditor3</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Scott%20Dudgeon%20Quote%20and%20Post_8.1.2023.jpg</image:loc><image:caption>ScottDudgeonQuoteandPost812023</image:caption><image:title>ScottDudgeonQuoteandPost812023</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Exec%20Webinar%20Series/Executive%20Webinar-1200x628.jpg</image:loc><image:caption>ExecutiveWebinar1200x628</image:caption><image:title>ExecutiveWebinar1200x628</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/background-trust-matters-blog-1.jpg</image:loc><image:caption>backgroundtrustmattersblog1</image:caption><image:title>backgroundtrustmattersblog1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Newsletters/Market%20Review_blog-social%20Q1.2025.jpg</image:loc><image:caption>MarketReviewblogsocialQ12025</image:caption><image:title>MarketReviewblogsocialQ12025</image:title></image:image><lastmod>2023-08-02</lastmod></url><url><loc>https://blog.firstam.com/economics/why-free-and-clear-homeowners-hold-the-key-to-unlocking-more-housing-supply</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2021-April-Inventory.jpg</image:loc><image:caption>FBECON2021AprilInventory</image:caption><image:title>FBECON2021AprilInventory</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/021723%20free-clear.jpg</image:loc><image:caption>021723freeclear</image:caption><image:title>021723freeclear</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/CRE-021523%20(1).jpg</image:loc><image:caption>CRE0215231</image:caption><image:title>CRE0215231</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-odeta-22.jpg</image:loc><image:caption>aboutodeta22</image:caption><image:title>aboutodeta22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2023-Housing-Market-August-1.jpg</image:loc><image:caption>FBECON2023HousingMarketAugust1</image:caption><image:title>FBECON2023HousingMarketAugust1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2021-September-Market-Seasonality-1.jpg</image:loc><image:caption>FBECON2021SeptemberMarketSeasonality1</image:caption><image:title>FBECON2021SeptemberMarketSeasonality1</image:title></image:image><lastmod>2023-02-17</lastmod></url><url><loc>https://blog.firstam.com/trust-matters/first-american-trust-receives-a1/prime-1-deposit-ratings-for-the-first-time-moodys</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/background-trust-matters-blog-1.jpg</image:loc><image:caption>backgroundtrustmattersblog1</image:caption><image:title>backgroundtrustmattersblog1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-tm-editor-3.png</image:loc><image:caption>authortmeditor3</image:caption><image:title>authortmeditor3</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Company%20News/Image_Social%20Media_Moodys%20Rating_21_12-09--FINAL.jpg</image:loc><image:caption>ImageSocialMediaMoodysRating211209FINAL</image:caption><image:title>ImageSocialMediaMoodysRating211209FINAL</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Choose%20the%20right%20bank%20for%20your%20business.png</image:loc><image:caption>Choosetherightbankforyourbusiness</image:caption><image:title>Choosetherightbankforyourbusiness</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/content.webp</image:loc><image:caption>content</image:caption><image:title>content</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Top%20Companies%201200x628.jpg</image:loc><image:caption>TopCompanies1200x628</image:caption><image:title>TopCompanies1200x628</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fatrust-logo.png</image:loc><image:caption>fatrustlogo</image:caption><image:title>fatrustlogo</image:title></image:image><lastmod>2021-12-13</lastmod></url><url><loc>https://blog.firstam.com/economics/talking-about-my-generation</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2023-Demographics-October-1.jpg</image:loc><image:caption>FBECON2023DemographicsOctober1</image:caption><image:title>FBECON2023DemographicsOctober1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2023-Generations-June-2.gif</image:loc><image:caption>FBECON2023GenerationsJune2</image:caption><image:title>FBECON2023GenerationsJune2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2024-Grateful-Homeownership-1.jpg</image:loc><image:caption>ThankfulforHomeownershipALookatGenerationalTrends</image:caption><image:title>FBECON2024GratefulHomeownership1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/mil-generation2.jpg</image:loc><image:caption>milgeneration2</image:caption><image:title>milgeneration2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><lastmod>2015-06-25</lastmod></url><url><loc>https://blog.firstam.com/economics/top-5-most-and-least-affordable-housing-markets-amid-higher-rates</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/031317%20Top%205.jpg</image:loc><image:caption>031317Top5</image:caption><image:title>031317Top5</image:title></image:image><lastmod>2020-04-22</lastmod></url><url><loc>https://blog.firstam.com/economics/how-millennial-home-buying-expectations-unintentionally-reduced-loan-application-defect-risk</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/073118%20LADI.jpg</image:loc><image:caption>073118LADI</image:caption><image:title>073118LADI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2023-Generations-June-2.gif</image:loc><image:caption>FBECON2023GenerationsJune2</image:caption><image:title>FBECON2023GenerationsJune2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2024-Grateful-Homeownership-1.jpg</image:loc><image:caption>ThankfulforHomeownershipALookatGenerationalTrends</image:caption><image:title>FBECON2024GratefulHomeownership1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2023-Demographics-October-1.jpg</image:loc><image:caption>FBECON2023DemographicsOctober1</image:caption><image:title>FBECON2023DemographicsOctober1</image:title></image:image><lastmod>2018-07-31</lastmod></url><url><loc>https://blog.firstam.com/trust-matters/market-review-q3-2025-outlook</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Newsletters/Private%20Credit%20Blog_v2.jpg</image:loc><image:caption>PrivateCreditBlogv2</image:caption><image:title>PrivateCreditBlogv2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/background-trust-matters-blog-1.jpg</image:loc><image:caption>backgroundtrustmattersblog1</image:caption><image:title>backgroundtrustmattersblog1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Market%20Review_Q3%20blog-social%202025.jpg</image:loc><image:caption>MarketReviewQ3blogsocial2025</image:caption><image:title>MarketReviewQ3blogsocial2025</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Newsletters/Bruce_Headshot.png</image:loc><image:caption>BruceHeadshot</image:caption><image:title>BruceHeadshot</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Newsletters/market%20review%20Q3%202025.png</image:loc><image:caption>marketreviewQ32025</image:caption><image:title>marketreviewQ32025</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Newsletters/1031%20Exchanges%2cDSTs%20&amp;%20UPREITsblog-social.jpg</image:loc><image:caption>1031ExchangesDSTsUPREITsblogsocial</image:caption><image:title>1031ExchangesDSTsUPREITsblogsocial</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Bio/Headshot_Blog_Scott%20D__FINAL.jpg</image:loc><image:caption>HeadshotBlogScottDFINAL</image:caption><image:title>HeadshotBlogScottDFINAL</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Newsletters/One%20Big%20Beautiful%20Bill%20Blog%202.jpg</image:loc><image:caption>OneBigBeautifulBillBlog2</image:caption><image:title>OneBigBeautifulBillBlog2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fatrust-logo.png</image:loc><image:caption>fatrustlogo</image:caption><image:title>fatrustlogo</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-tm-editor-3.png</image:loc><image:caption>authortmeditor3</image:caption><image:title>authortmeditor3</image:title></image:image><lastmod>2025-10-30</lastmod></url><url><loc>https://blog.firstam.com/reconomy-podcast/arriving-soon-an-economic-soft-landing-and-housing-market-recovery</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/SummerSchool-Feature.jpg</image:loc><image:caption>SummerSchoolFeature</image:caption><image:title>SummerSchoolFeature</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-RECONOMY-E82.jpg</image:loc><image:caption>FirstAmericanTheREconomyPodcastEpisode82HousingMarketRecovery</image:caption><image:title>FBRECONOMYE82</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/REconomy-Podcast-Episode-117.jpg</image:loc><image:caption>REconomyPodcastEpisode117</image:caption><image:title>REconomyPodcastEpisode117</image:title></image:image><lastmod>2024-02-01</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/bid/69639/Existing-home-sales-top-5-million-in-2013-best-year-since-2006</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/spate-of-new-development-marks-richmonds-growth</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2015-05-06</lastmod></url><url><loc>https://blog.firstam.com/trust-matters/gift-now-before-time-runs-out-1-0</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-tm-editor-3.png</image:loc><image:caption>authortmeditor3</image:caption><image:title>authortmeditor3</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Exec%20Webinar%20Series/Executive%20Webinar-1200x628.jpg</image:loc><image:caption>ExecutiveWebinar1200x628</image:caption><image:title>ExecutiveWebinar1200x628</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Newsletters/Market%20Review_blog-social%20Q1.2025.jpg</image:loc><image:caption>MarketReviewblogsocialQ12025</image:caption><image:title>MarketReviewblogsocialQ12025</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fatrust-logo.png</image:loc><image:caption>fatrustlogo</image:caption><image:title>fatrustlogo</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/background-trust-matters-blog-1.jpg</image:loc><image:caption>backgroundtrustmattersblog1</image:caption><image:title>backgroundtrustmattersblog1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Newsletters/Headshot_David%20Yoo_Q3%202022%20Newsletter--FINAL.jpg</image:loc><image:caption>HeadshotDavidYooQ32022NewsletterFINAL</image:caption><image:title>HeadshotDavidYooQ32022NewsletterFINAL</image:title></image:image><lastmod>2023-03-09</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/bid/60680/Developers-move-closer-to-starting-on-Newark-housing</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/bid/70644/KB-Home-to-build-largest-single-family-home-project-in-region-in-Fremont</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/economics/sales-activity-driven-by-the-five-ds-amid-persistent-market-headwinds</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/EHS%20040924.png</image:loc><image:caption>DriversofExistingHomeSalesGraph</image:caption><image:title>EHS040924</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Ads-Econ-Blog-Facebook-2024-Existing%20Home%20Sales%2001-1.jpg</image:loc><image:caption>AdsEconBlogFacebook2024ExistingHomeSales011</image:caption><image:title>AdsEconBlogFacebook2024ExistingHomeSales011</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-ECH_06.jpg</image:loc><image:caption>25BRAND33711244ECH06</image:caption><image:title>25BRAND33711244ECH06</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-odeta-22.jpg</image:loc><image:caption>aboutodeta22</image:caption><image:title>aboutodeta22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><lastmod>2024-04-10</lastmod></url><url><loc>https://blog.firstam.com/commercial/d.c.s-class-a-development-still-drives-the-marketplace</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/eric.jpg</image:loc><image:caption>eric</image:caption><image:title>eric</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/fa-title_logo.png</image:loc><image:caption>fatitlelogo</image:caption><image:title>fatitlelogo</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Xander-Inside-Look-Ep-18%20(1).png</image:loc><image:caption>XanderInsideLookEp181</image:caption><image:title>XanderInsideLookEp181</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Xander-Inside-Look-Ep-20.png</image:loc><image:caption>XanderInsideLookEp20</image:caption><image:title>XanderInsideLookEp20</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/20230397_DC%20Blog%20from%20Binder%20BLog%20Post%20Image%20934x490_v2-2.png</image:loc><image:caption>20230397DCBlogfromBinderBLogPostImage934x490v22</image:caption><image:title>20230397DCBlogfromBinderBLogPostImage934x490v22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/First_Am_NCS_/img/background-2-ncs-blog.jpg</image:loc><image:caption>background2ncsblog</image:caption><image:title>background2ncsblog</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Xander-Inside-Look_ep19.jpg</image:loc><image:caption>XanderInsideLookep19</image:caption><image:title>XanderInsideLookep19</image:title></image:image><lastmod>2023-08-04</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/bid/68471/Alameda-Planning-Board-takes-comments-on-Harbor-Bay-Club-housing-proposal</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/trust-matters/californias-little-known-gold-nugget-for-retirement-preservation-the-private-retirement-trust</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/background-trust-matters-blog-1.jpg</image:loc><image:caption>backgroundtrustmattersblog1</image:caption><image:title>backgroundtrustmattersblog1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-tm-editor-3.png</image:loc><image:caption>authortmeditor3</image:caption><image:title>authortmeditor3</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Cannon%20-%20December%2015%20-%20Social%20Post.png</image:loc><image:caption>CannonDecember15SocialPost</image:caption><image:title>CannonDecember15SocialPost</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fatrust-logo.png</image:loc><image:caption>fatrustlogo</image:caption><image:title>fatrustlogo</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Newsletters/DNichols%20Crop.jpg</image:loc><image:caption>DNicholsCrop</image:caption><image:title>DNicholsCrop</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Newsletters/HHK%20color%20adjusted.jpg</image:loc><image:caption>HHKcoloradjusted</image:caption><image:title>HHKcoloradjusted</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Cannon%20-%20January%2024%20-%20Social%20Post.png</image:loc><image:caption>CannonJanuary24SocialPost</image:caption><image:title>CannonJanuary24SocialPost</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Newsletters/Image_Blog_Private%20Retirement%20Trust_Q2%20Newsletter_22_04-26.jpg</image:loc><image:caption>ImageBlogPrivateRetirementTrustQ2Newsletter220426</image:caption><image:title>ImageBlogPrivateRetirementTrustQ2Newsletter220426</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Nov%20Cannon%202023-1.jpg</image:loc><image:caption>NovCannon20231</image:caption><image:title>NovCannon20231</image:title></image:image><lastmod>2022-07-25</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/bid/68363/Tri-Pointe-Homes-to-Buy-Weyerhaeuser-Unit-in-2-7B-Deal</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/why-no-one-is-building-condos-in-oakland-and-why-theres-hope</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2015-01-06</lastmod></url><url><loc>https://blog.firstam.com/economics/where-housing-inventory-grows-sales-follow</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-EHSO-Jannuary-1-1%20(1).jpg</image:loc><image:caption>January2025ExistingHomeSalesOutlook</image:caption><image:title>FBECON2025EHSOJannuary111</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-odeta-22.jpg</image:loc><image:caption>aboutodeta22</image:caption><image:title>aboutodeta22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/EHSO%2011524.jpg</image:loc><image:caption>EHSO11524</image:caption><image:title>EHSO11524</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><lastmod>2025-01-15</lastmod></url><url><loc>https://blog.firstam.com/cre-insights/pandemic-aftershocks-drive-industrial-cap-rates-higher</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-1090_EC-CRE-Insights_XFactor_01.jpg</image:loc><image:caption>25BRAND01301090ECCREInsightsXFactor01</image:caption><image:title>25BRAND01301090ECCREInsightsXFactor01</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-1433_EC-CRE-Insights_01.jpg</image:loc><image:caption>Modernapartmentbuilding</image:caption><image:title>25BRAND01301433ECCREInsights01</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/101923%20PCR%20Model.jpg</image:loc><image:caption>101923PCRModel</image:caption><image:title>101923PCRModel</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-1118_EC-CRE-Insights_Store-Closings.jpg</image:loc><image:caption>25BRAND01301118ECCREInsightsStoreClosings</image:caption><image:title>25BRAND01301118ECCREInsightsStoreClosings</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-xander-22.jpg</image:loc><image:caption>FirstAmericanCommercialRealEstateEconomistXanderSnyder</image:caption><image:title>aboutxander22</image:title></image:image><lastmod>2023-11-03</lastmod></url><url><loc>https://blog.firstam.com/economics/the-wisdom-of-the-crowd-myth-or-reality</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-Predictions-2025-2.jpg</image:loc><image:caption>2025HousingMarketPredictions</image:caption><image:title>FBECON2025Predictions20252</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA_Economics/20151222_what_level_would_interest_rates_need_to_reach_before_transaction_volumes_are_impacted.png</image:loc><image:caption>20151222whatlevelwouldinterestratesneedtoreachbeforetransactionvolumesareimpacted</image:caption><image:title>20151222whatlevelwouldinterestratesneedtoreachbeforetransactionvolumesareimpacted</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/thumbnail_FB-ECON-2024-RHPI-October-1-2b.jpg</image:loc><image:caption>thumbnailFBECON2024RHPIOctober12b</image:caption><image:title>thumbnailFBECON2024RHPIOctober12b</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA_Economics/20151222_sale_transactions_will_increase.png</image:loc><image:caption>20151222saletransactionswillincrease</image:caption><image:title>20151222saletransactionswillincrease</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2024-RHPI-September-1.jpg</image:loc><image:caption>FBECON2024RHPISeptember1</image:caption><image:title>FBECON2024RHPISeptember1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><lastmod>2017-07-13</lastmod></url><url><loc>https://blog.firstam.com/trust-matters/people100companiesthatcare2023award</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-tm-editor-3.png</image:loc><image:caption>authortmeditor3</image:caption><image:title>authortmeditor3</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/background-trust-matters-blog-1.jpg</image:loc><image:caption>backgroundtrustmattersblog1</image:caption><image:title>backgroundtrustmattersblog1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/PEOPLE%20Award%20Social%20Image.png</image:loc><image:caption>PEOPLEAwardSocialImage</image:caption><image:title>PEOPLEAwardSocialImage</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Top%20Companies%201200x628.jpg</image:loc><image:caption>TopCompanies1200x628</image:caption><image:title>TopCompanies1200x628</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fatrust-logo.png</image:loc><image:caption>fatrustlogo</image:caption><image:title>fatrustlogo</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/content.webp</image:loc><image:caption>content</image:caption><image:title>content</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Choose%20the%20right%20bank%20for%20your%20business.png</image:loc><image:caption>Choosetherightbankforyourbusiness</image:caption><image:title>Choosetherightbankforyourbusiness</image:title></image:image><lastmod>2023-08-28</lastmod></url><url><loc>https://blog.firstam.com/economics/why-educated-millennials-still-hold-the-key-to-future-homeownership-demand</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-0645%20(1).jpg</image:loc><image:caption>25BRAND337106451</image:caption><image:title>25BRAND337106451</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-odeta-22.jpg</image:loc><image:caption>aboutodeta22</image:caption><image:title>aboutodeta22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA_Economics/Economics%20Center%20-%20Blog.png</image:loc><image:caption>EconomicsCenterBlog</image:caption><image:title>EconomicsCenterBlog</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2024-Affordability-September-1.jpg</image:loc><image:caption>FBECON2024AffordabilitySeptember1</image:caption><image:title>FBECON2024AffordabilitySeptember1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/101022%20educ%20attainment.jpg</image:loc><image:caption>101022educattainment</image:caption><image:title>101022educattainment</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2024-Grateful-Homeownership-1.jpg</image:loc><image:caption>ThankfulforHomeownershipALookatGenerationalTrends</image:caption><image:title>FBECON2024GratefulHomeownership1</image:title></image:image><lastmod>2022-10-10</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/bid/72091/Los-Gatos-North-40-plan-enters-new-phase-as-Grosvenor-plans-for-new-homes-retail</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-08-22</lastmod></url><url><loc>https://blog.firstam.com/commercial/lending-updates-retail-realities-and-how-ai-regulations-are-impacting-cre-0-0-0</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/First_Am_NCS_/img/background-2-ncs-blog.jpg</image:loc><image:caption>background2ncsblog</image:caption><image:title>background2ncsblog</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/fa-title_logo.png</image:loc><image:caption>fatitlelogo</image:caption><image:title>fatitlelogo</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/NCS/NCS_Blog_Header_2.jpg</image:loc><image:caption>NCSBlogHeader2</image:caption><image:title>NCSBlogHeader2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/24-NCS-0010-CRE_News_Digest_Blog_Header_May.png</image:loc><image:caption>24NCS0010CRENewsDigestBlogHeaderMay</image:caption><image:title>24NCS0010CRENewsDigestBlogHeaderMay</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/24-NCS-0010-CRE_News_Digest_Blog_Header_February.png</image:loc><image:caption>24NCS0010CRENewsDigestBlogHeaderFebruary</image:caption><image:title>24NCS0010CRENewsDigestBlogHeaderFebruary</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/24-NCS-0010-CRE_News_Digest_Blog_Header_July-01-1.png</image:loc><image:caption>24NCS0010CRENewsDigestBlogHeaderJuly011</image:caption><image:title>24NCS0010CRENewsDigestBlogHeaderJuly011</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/24-NCS-0010-CRE_News_Digest_Blog_Header_June.png</image:loc><image:caption>24NCS0010CRENewsDigestBlogHeaderJune</image:caption><image:title>24NCS0010CRENewsDigestBlogHeaderJune</image:title></image:image><lastmod>2024-02-14</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/cupertino-zones-for-more-housing</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-11-13</lastmod></url><url><loc>https://blog.firstam.com/economics/what-does-an-inverted-yield-curve-mean-for-the-housing-market</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/121218%20chart%201.jpg</image:loc><image:caption>121218chart1</image:caption><image:title>121218chart1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/121218%20chart%203.jpg</image:loc><image:caption>121218chart3</image:caption><image:title>121218chart3</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/121218%20chart%202.jpg</image:loc><image:caption>121218chart2</image:caption><image:title>121218chart2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><lastmod>2020-02-26</lastmod></url><url><loc>https://blog.firstam.com/economics/market-composition-shift-accelerating-loan-application-defect-risk</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/013020%20LADI.jpg</image:loc><image:caption>013020LADI</image:caption><image:title>013020LADI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/022820%20LADI.jpg</image:loc><image:caption>022820LADI</image:caption><image:title>022820LADI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/033020%20LADI.jpg</image:loc><image:caption>033020LADI</image:caption><image:title>033020LADI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/022417%20defect%20index.jpg</image:loc><image:caption>022417defectindex</image:caption><image:title>022417defectindex</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><lastmod>2017-07-05</lastmod></url><url><loc>https://blog.firstam.com/economics/fear-the-boom-and-the-bust-a-hayek-vs.-keynes-rap-anthem</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2024-RHPI-September-1.jpg</image:loc><image:caption>FBECON2024RHPISeptember1</image:caption><image:title>FBECON2024RHPISeptember1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA_Economics/20160204_Keynesian_or_Market_Libertarian.png</image:loc><image:caption>20160204KeynesianorMarketLibertarian</image:caption><image:title>20160204KeynesianorMarketLibertarian</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/thumbnail_FB-ECON-2024-RHPI-October-1-2b.jpg</image:loc><image:caption>thumbnailFBECON2024RHPIOctober12b</image:caption><image:title>thumbnailFBECON2024RHPIOctober12b</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-Predictions-2025-2.jpg</image:loc><image:caption>2025HousingMarketPredictions</image:caption><image:title>FBECON2025Predictions20252</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><lastmod>2016-02-04</lastmod></url><url><loc>https://blog.firstam.com/economics/does-resurgent-house-price-growth-signal-a-bottom-in-the-housing-market</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/073128%20RHPI.jpg</image:loc><image:caption>073128RHPI</image:caption><image:title>073128RHPI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2023-RHPI-July-1.jpg</image:loc><image:caption>FBECON2023RHPIJuly1</image:caption><image:title>FBECON2023RHPIJuly1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><lastmod>2023-08-01</lastmod></url><url><loc>https://blog.firstam.com/reconomy-podcast/the-complete-guide-to-home-purchase-and-closing</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-RECONOMY-E92-2-2.jpg</image:loc><image:caption>FBRECONOMYE9222</image:caption><image:title>FBRECONOMYE9222</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/SummerSchool-Feature.jpg</image:loc><image:caption>SummerSchoolFeature</image:caption><image:title>SummerSchoolFeature</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/REconomy-Podcast-Episode-117.jpg</image:loc><image:caption>REconomyPodcastEpisode117</image:caption><image:title>REconomyPodcastEpisode117</image:title></image:image><lastmod>2024-06-26</lastmod></url><url><loc>https://blog.firstam.com/economics/interview-on-cnbc-explaining-the-link-between-rising-rates-housing-supply-and-affordability</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/051818%20CNBC.jpg</image:loc><image:caption>051818CNBC</image:caption><image:title>051818CNBC</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><lastmod>2018-05-18</lastmod></url><url><loc>https://blog.firstam.com/cre-insights/bigger-buildings-bigger-problems-midwest-industrial-reset-part-2-of-3</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Average%20Size%20of%20Industrial%20Properties.jpg</image:loc><image:caption>AverageSizeofIndustrialPropertiesGraph</image:caption><image:title>AverageSizeofIndustrialProperties</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Industrial%20CRE%20Potential%20Cap%20Rate.jpg</image:loc><image:caption>IndustrialCREBuilding</image:caption><image:title>IndustrialCREPotentialCapRate</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Industrial%20Rent%20Growth.jpg</image:loc><image:caption>IndustrialRentGrowthGraph</image:caption><image:title>IndustrialRentGrowth</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-2603_EC%20CRE%20Insights_XFactor.jpg</image:loc><image:caption>25BRAND01302603ECCREInsightsXFactor</image:caption><image:title>25BRAND01302603ECCREInsightsXFactor</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-xander-22.jpg</image:loc><image:caption>FirstAmericanCommercialRealEstateEconomistXanderSnyder</image:caption><image:title>aboutxander22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-1433_EC-CRE-Insights_01.jpg</image:loc><image:caption>Modernapartmentbuilding</image:caption><image:title>25BRAND01301433ECCREInsights01</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Industrial%20Vacancy%20Rates.jpg</image:loc><image:caption>IndustrialVacancyRatesGraph</image:caption><image:title>IndustrialVacancyRates</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-2528_EC-CRE-Insights_XFactor.jpg</image:loc><image:caption>25BRAND01302528ECCREInsightsXFactor</image:caption><image:title>25BRAND01302528ECCREInsightsXFactor</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Midwest%20Industrial%20Buildings.jpg</image:loc><image:caption>MidwestIndustrialBuildings</image:caption><image:title>MidwestIndustrialBuildings</image:title></image:image><lastmod>2025-10-06</lastmod></url><url><loc>https://blog.firstam.com/economics/affordabilitys-slow-comeback</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1849-ECH_03.jpg</image:loc><image:caption>25BRAND33711849ECH03</image:caption><image:title>25BRAND33711849ECH03</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-2272-2025-ECH.jpg</image:loc><image:caption>25BRAND337122722025ECH</image:caption><image:title>25BRAND337122722025ECH</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-2415-RHPI.jpg</image:loc><image:caption>RealHousePriceIndexJune2025</image:caption><image:title>25BRAND33712415RHPI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-Housing-Update%20(1).jpg</image:loc><image:caption>25BRAND3371HousingUpdate1</image:caption><image:title>25BRAND3371HousingUpdate1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><lastmod>2025-08-29</lastmod></url><url><loc>https://blog.firstam.com/cre-insights/cre-x-factor-watch-cmbs-maturities-for-early-indications-of-risk</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-1433_EC-CRE-Insights_01.jpg</image:loc><image:caption>Modernapartmentbuilding</image:caption><image:title>25BRAND01301433ECCREInsights01</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-1118_EC-CRE-Insights_Store-Closings.jpg</image:loc><image:caption>25BRAND01301118ECCREInsightsStoreClosings</image:caption><image:title>25BRAND01301118ECCREInsightsStoreClosings</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/011823%20chart%203.jpg</image:loc><image:caption>011823chart3</image:caption><image:title>011823chart3</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/011823%20chart%202.jpg</image:loc><image:caption>011823chart2</image:caption><image:title>011823chart2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/011823%20chart%201.jpg</image:loc><image:caption>011823chart1</image:caption><image:title>011823chart1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/COM-EC-011823.jpg</image:loc><image:caption>COMEC011823</image:caption><image:title>COMEC011823</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/011823%20chart%204.jpg</image:loc><image:caption>011823chart4</image:caption><image:title>011823chart4</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-1090_EC-CRE-Insights_XFactor_01.jpg</image:loc><image:caption>25BRAND01301090ECCREInsightsXFactor01</image:caption><image:title>25BRAND01301090ECCREInsightsXFactor01</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-xander-22.jpg</image:loc><image:caption>FirstAmericanCommercialRealEstateEconomistXanderSnyder</image:caption><image:title>aboutxander22</image:title></image:image><lastmod>2023-11-01</lastmod></url><url><loc>https://blog.firstam.com/economics/bloomberg-radio-interview-fleming-says-housing-is-more-affordable</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/102616%20bloomberg_radio.png</image:loc><image:caption>102616bloombergradio</image:caption><image:title>102616bloombergradio</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><lastmod>2017-07-06</lastmod></url><url><loc>https://blog.firstam.com/commercial/title-camp-3-2023-what-is-mechanics-lien-risk</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/fa-title_logo.png</image:loc><image:caption>fatitlelogo</image:caption><image:title>fatitlelogo</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/DLopez%20photo.jpg</image:loc><image:caption>DLopezphoto</image:caption><image:title>DLopezphoto</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/TC3_CRE%20Blog%20934x490_2.png</image:loc><image:caption>TC3CREBlog934x4902</image:caption><image:title>TC3CREBlog934x4902</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Xander-Inside-Look-Ep-18%20(1).png</image:loc><image:caption>XanderInsideLookEp181</image:caption><image:title>XanderInsideLookEp181</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/First_Am_NCS_/img/background-2-ncs-blog.jpg</image:loc><image:caption>background2ncsblog</image:caption><image:title>background2ncsblog</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Xander-Inside-Look-Ep-20.png</image:loc><image:caption>XanderInsideLookEp20</image:caption><image:title>XanderInsideLookEp20</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Xander-Inside-Look_ep19.jpg</image:loc><image:caption>XanderInsideLookep19</image:caption><image:title>XanderInsideLookep19</image:title></image:image><lastmod>2023-07-15</lastmod></url><url><loc>https://blog.firstam.com/commercial/the-inside-look-with-xander-snyder-episode-16</loc><video:video><video:thumbnail_loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/InsideLook_EP16.mp4/medium.jpg</video:thumbnail_loc><video:title>InsideLook_EP16</video:title><video:description>InsideLook_EP16</video:description><video:content_loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/InsideLook_EP16.mp4</video:content_loc><video:duration>269</video:duration><video:requires_subscription>no</video:requires_subscription><video:live>no</video:live></video:video><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Xander-Inside-Look_16.jpg</image:loc><image:caption>XanderInsideLook16</image:caption><image:title>XanderInsideLook16</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Xander-Inside-Look-Ep-18%20(1).png</image:loc><image:caption>XanderInsideLookEp181</image:caption><image:title>XanderInsideLookEp181</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Xander-Inside-Look_ep19.jpg</image:loc><image:caption>XanderInsideLookep19</image:caption><image:title>XanderInsideLookep19</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/NCS/NCS_Blog_Header_2.jpg</image:loc><image:caption>NCSBlogHeader2</image:caption><image:title>NCSBlogHeader2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Xander-Inside-Look-Ep-20.png</image:loc><image:caption>XanderInsideLookEp20</image:caption><image:title>XanderInsideLookEp20</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/fa-title_logo.png</image:loc><image:caption>fatitlelogo</image:caption><image:title>fatitlelogo</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/First_Am_NCS_/img/background-2-ncs-blog.jpg</image:loc><image:caption>background2ncsblog</image:caption><image:title>background2ncsblog</image:title></image:image><lastmod>2025-02-12</lastmod></url><url><loc>https://blog.firstam.com/economics/what-is-driving-housing-market-potential-as-the-spring-home-buying-season-begins</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-Predictions-2025-2.jpg</image:loc><image:caption>2025HousingMarketPredictions</image:caption><image:title>FBECON2025Predictions20252</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2022-PHS-March.jpg</image:loc><image:caption>FBECON2022PHSMarch</image:caption><image:title>FBECON2022PHSMarch</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2024-RHPI-September-1.jpg</image:loc><image:caption>FBECON2024RHPISeptember1</image:caption><image:title>FBECON2024RHPISeptember1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/thumbnail_FB-ECON-2024-RHPI-October-1-2b.jpg</image:loc><image:caption>thumbnailFBECON2024RHPIOctober12b</image:caption><image:title>thumbnailFBECON2024RHPIOctober12b</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/031822%20PHS%20model.jpg</image:loc><image:caption>031822PHSmodel</image:caption><image:title>031822PHSmodel</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><lastmod>2022-03-18</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/bid/56922/Pete-s-Harbor-project-seeks-permit</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/bid/62982/Condo-sales-spike-in-hot-East-Bay-market</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/bid/56926/September-home-prices-jump-as-Bay-Area-housing-market-shows-strength</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/economics/the-persistent-reo</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA_Economics/20160121_current_REO_stock.png</image:loc><image:caption>20160121currentREOstock</image:caption><image:title>20160121currentREOstock</image:title></image:image><lastmod>2017-07-13</lastmod></url><url><loc>https://blog.firstam.com/trust-matters/market-review-q4-2021-and-2022-outlook</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fatrust-logo.png</image:loc><image:caption>fatrustlogo</image:caption><image:title>fatrustlogo</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-tm-editor-3.png</image:loc><image:caption>authortmeditor3</image:caption><image:title>authortmeditor3</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Exec%20Webinar%20Series/Executive%20Webinar-1200x628.jpg</image:loc><image:caption>ExecutiveWebinar1200x628</image:caption><image:title>ExecutiveWebinar1200x628</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Bio/Headshot_Blog_Scott%20D__FINAL.jpg</image:loc><image:caption>HeadshotBlogScottDFINAL</image:caption><image:title>HeadshotBlogScottDFINAL</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Newsletters/Image_Blog_Q4%20Market%20Review_Q1%20Newsletter_22_02-01--FINAL.jpg</image:loc><image:caption>ImageBlogQ4MarketReviewQ1Newsletter220201FINAL</image:caption><image:title>ImageBlogQ4MarketReviewQ1Newsletter220201FINAL</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Newsletters/Market%20Review_blog-social%20Q1.2025.jpg</image:loc><image:caption>MarketReviewblogsocialQ12025</image:caption><image:title>MarketReviewblogsocialQ12025</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/background-trust-matters-blog-1.jpg</image:loc><image:caption>backgroundtrustmattersblog1</image:caption><image:title>backgroundtrustmattersblog1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Investment%20Webinars/Blog_Market%20Review%20Q4%202021%20and%202022%20Outlook_Chart__FINAL.jpg</image:loc><image:caption>BlogMarketReviewQ42021and2022OutlookChartFINAL</image:caption><image:title>BlogMarketReviewQ42021and2022OutlookChartFINAL</image:title></image:image><lastmod>2022-02-03</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/bid/65723/Pleasanton-Council-hears-plan-to-develop-East-side</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/reconomy-podcast/tackling-the-most-frequently-asked-questions-regarding-economic-trends-currently-impacting-real-estate-part-1</loc><video:video><video:thumbnail_loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/The%20REconomy%20Podcast%E2%84%A2%20Episode%2078.mp4/medium.jpg</video:thumbnail_loc><video:title>The REconomy Podcast™: Tackling the Most Frequently Asked Questions Regarding Economic Trends Currently Impacting Real Estate (Part 1)</video:title><video:description>The REconomy Podcast™ Episode 78</video:description><video:content_loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/The%20REconomy%20Podcast%E2%84%A2%20Episode%2078.mp4</video:content_loc><video:duration>1311</video:duration><video:requires_subscription>no</video:requires_subscription><video:live>no</video:live></video:video><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-RECONOMY-E78-2.jpg</image:loc><image:caption>FBRECONOMYE782</image:caption><image:title>FBRECONOMYE782</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/REconomy-Podcast-Episode-117.jpg</image:loc><image:caption>REconomyPodcastEpisode117</image:caption><image:title>REconomyPodcastEpisode117</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/SummerSchool-Feature.jpg</image:loc><image:caption>SummerSchoolFeature</image:caption><image:title>SummerSchoolFeature</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><lastmod>2024-01-10</lastmod></url><url><loc>https://blog.firstam.com/economics/brexit-decision-uncertainty-contributed-to-consumer-house-buying-power</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-January-1-7.jpg</image:loc><image:caption>January2025RealHousePriceIndex</image:caption><image:title>FBECON2025RHPIJanuary17</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/062316_RHPI.png</image:loc><image:caption>062316RHPI</image:caption><image:title>062316RHPI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><lastmod>2016-06-23</lastmod></url><url><loc>https://blog.firstam.com/trust-matters/year-end-tax-planning-2024-2025</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Newsletters/Market%20Review_blog-social%20Q1.2025.jpg</image:loc><image:caption>MarketReviewblogsocialQ12025</image:caption><image:title>MarketReviewblogsocialQ12025</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/background-trust-matters-blog-1.jpg</image:loc><image:caption>backgroundtrustmattersblog1</image:caption><image:title>backgroundtrustmattersblog1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Exec%20Webinar%20Series/Executive%20Webinar-1200x628.jpg</image:loc><image:caption>ExecutiveWebinar1200x628</image:caption><image:title>ExecutiveWebinar1200x628</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-tm-editor-3.png</image:loc><image:caption>authortmeditor3</image:caption><image:title>authortmeditor3</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fatrust-logo.png</image:loc><image:caption>fatrustlogo</image:caption><image:title>fatrustlogo</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Year-End%20Tax%20Planning%20Considerations%20for%2020242025.png</image:loc><image:caption>YearEndTaxPlanningConsiderationsfor20242025</image:caption><image:title>YearEndTaxPlanningConsiderationsfor20242025</image:title></image:image><lastmod>2024-11-14</lastmod></url><url><loc>https://blog.firstam.com/economics/whats-the-outlook-for-housing-market-potential-for-the-rest-of-2019</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/thumbnail_FB-ECON-2024-RHPI-October-1-2b.jpg</image:loc><image:caption>thumbnailFBECON2024RHPIOctober12b</image:caption><image:title>thumbnailFBECON2024RHPIOctober12b</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/101819%20PHS.jpg</image:loc><image:caption>101819PHS</image:caption><image:title>101819PHS</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2024-RHPI-September-1.jpg</image:loc><image:caption>FBECON2024RHPISeptember1</image:caption><image:title>FBECON2024RHPISeptember1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-Predictions-2025-2.jpg</image:loc><image:caption>2025HousingMarketPredictions</image:caption><image:title>FBECON2025Predictions20252</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><lastmod>2019-10-21</lastmod></url><url><loc>https://blog.firstam.com/economics/what-a-service-sector-driven-recession-means-for-homeownership-demand</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/051420%20demand%202.jpg</image:loc><image:caption>051420demand2</image:caption><image:title>051420demand2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/051420%20demand%201.jpg</image:loc><image:caption>051420demand1</image:caption><image:title>051420demand1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-odeta-22.jpg</image:loc><image:caption>aboutodeta22</image:caption><image:title>aboutodeta22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><lastmod>2020-05-14</lastmod></url><url><loc>https://blog.firstam.com/cares/first-american-supports-the-fight-against-breast-cancer</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Cares/Picture3.jpg</image:loc><image:caption>Picture3</image:caption><image:title>Picture3</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Cares/IMG_0030.jpg</image:loc><image:caption>IMG0030</image:caption><image:title>IMG0030</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Cares/bg-cares.jpg</image:loc><image:caption>bgcares</image:caption><image:title>bgcares</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Cares/heart-health.jpg</image:loc><image:caption>hearthealth</image:caption><image:title>hearthealth</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Making_Strides_TX_1.jpg</image:loc><image:caption>MakingStridesTX1</image:caption><image:title>MakingStridesTX1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><lastmod>2016-02-29</lastmod></url><url><loc>https://blog.firstam.com/economics/good-timing-loan-application-defect-and-fraud-risk-drops-as-home-purchases-take-higher-share-of-mortgage-market</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2024-RHPI-September-1.jpg</image:loc><image:caption>FBECON2024RHPISeptember1</image:caption><image:title>FBECON2024RHPISeptember1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-Predictions-2025-2.jpg</image:loc><image:caption>2025HousingMarketPredictions</image:caption><image:title>FBECON2025Predictions20252</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/thumbnail_FB-ECON-2024-RHPI-October-1-2b.jpg</image:loc><image:caption>thumbnailFBECON2024RHPIOctober12b</image:caption><image:title>thumbnailFBECON2024RHPIOctober12b</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA_Economics/National-Defect-Index-by-Loan-Purpose_2018_06-27.png</image:loc><image:caption>NationalDefectIndexbyLoanPurpose20180627</image:caption><image:title>NationalDefectIndexbyLoanPurpose20180627</image:title></image:image><lastmod>2018-06-28</lastmod></url><url><loc>https://blog.firstam.com/economics/house-prices-are-hot-but-is-housing-overvalued</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/022321%20RHPI.jpg</image:loc><image:caption>022321RHPI</image:caption><image:title>022321RHPI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Econ%201200x628%202-23-21.jpg</image:loc><image:caption>FAEcon1200x62822321</image:caption><image:title>FAEcon1200x62822321</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><lastmod>2021-03-02</lastmod></url><url><loc>https://blog.firstam.com/economics/the-causes-of-differences-in-homeownership-rates-across-age-and-ethnicity</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/who-owns.jpg</image:loc><image:caption>whoowns</image:caption><image:title>whoowns</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2020-Labor-2-1.jpg</image:loc><image:caption>FBECON2020Labor21</image:caption><image:title>FBECON2020Labor21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/age-before-ownership.jpg</image:loc><image:caption>agebeforeownership</image:caption><image:title>agebeforeownership</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/060218%20Jobs%20report.jpg</image:loc><image:caption>060218Jobsreport</image:caption><image:title>060218Jobsreport</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/090718%20back%20to%20school.jpg</image:loc><image:caption>090718backtoschool</image:caption><image:title>090718backtoschool</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/young-and-renting-2.jpg</image:loc><image:caption>youngandrenting2</image:caption><image:title>youngandrenting2</image:title></image:image><lastmod>2015-05-20</lastmod></url><url><loc>https://blog.firstam.com/economics/millennials-walking-around-like-they-own-the-place</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2024-Grateful-Homeownership-1.jpg</image:loc><image:caption>ThankfulforHomeownershipALookatGenerationalTrends</image:caption><image:title>FBECON2024GratefulHomeownership1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-0645%20(1).jpg</image:loc><image:caption>25BRAND337106451</image:caption><image:title>25BRAND337106451</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-ksenia-22.jpg</image:loc><image:caption>aboutksenia22</image:caption><image:title>aboutksenia22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/061623%20Millennials.jpg</image:loc><image:caption>061623Millennials</image:caption><image:title>061623Millennials</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2023-Generations-June-2.gif</image:loc><image:caption>FBECON2023GenerationsJune2</image:caption><image:title>FBECON2023GenerationsJune2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2024-Affordability-September-1.jpg</image:loc><image:caption>FBECON2024AffordabilitySeptember1</image:caption><image:title>FBECON2024AffordabilitySeptember1</image:title></image:image><lastmod>2023-06-22</lastmod></url><url><loc>https://blog.firstam.com/bid/71979/What-is-Title-Insurance-Infographic</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/blog-post-2_home_renovations_to_avoid.jpg</image:loc><image:caption>blogpost2homerenovationstoavoid</image:caption><image:title>blogpost2homerenovationstoavoid</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/blog-post_3_real_estate_terms.jpg</image:loc><image:caption>blogpost3realestateterms</image:caption><image:title>blogpost3realestateterms</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-08-22</lastmod></url><url><loc>https://blog.firstam.com/economics/discussing-the-duality-dilemma-keeping-home-sales-below-potential-thestreet.com-interview</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/0421016_The_Street_interview.png</image:loc><image:caption>0421016TheStreetinterview</image:caption><image:title>0421016TheStreetinterview</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><lastmod>2016-04-21</lastmod></url><url><loc>https://blog.firstam.com/economics/affordability-declined-for-third-month-in-a-row</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/072721%20RHPI%20chart.jpg</image:loc><image:caption>072721RHPIchart</image:caption><image:title>072721RHPIchart</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Econ%201200x628%207-26-21.jpg</image:loc><image:caption>FAEcon1200x62872621</image:caption><image:title>FAEcon1200x62872621</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/072721%20RHPI%20chart%202.jpg</image:loc><image:caption>072721RHPIchart2</image:caption><image:title>072721RHPIchart2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><lastmod>2021-08-23</lastmod></url><url><loc>https://blog.firstam.com/bid/63933/Shadow-housing-inventory-on-the-decline-in-early-2013</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/ambitious-rezoning-plans-could-ignite-development-in-s.f.-oakland-in-2015</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2015-01-08</lastmod></url><url><loc>https://blog.firstam.com/economics/pandemic-boom-markets-cooling-the-fastest</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/RHPI%20102122%20a.jpg</image:loc><image:caption>RHPI102122a</image:caption><image:title>RHPI102122a</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/RHPI-ECON-102122%20(1).jpg</image:loc><image:caption>RHPIECON1021221</image:caption><image:title>RHPIECON1021221</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/RHPI%20102122%20b.jpg</image:loc><image:caption>RHPI102122b</image:caption><image:title>RHPI102122b</image:title></image:image><lastmod>2022-10-21</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/bid/56919/Foreclosures-dive-is-good-news-for-struggling-Bay-Area-homeowners</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/trust-matters/stocks-end-losing-streak-as-sp-500-rallies-2.6</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/shutterstock_oil%20and%20gas_blue%20overlay.jpg</image:loc><image:caption>shutterstockoilandgasblueoverlay</image:caption><image:title>shutterstockoilandgasblueoverlay</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Exec%20Webinar%20Series/Executive%20Webinar-1200x628.jpg</image:loc><image:caption>ExecutiveWebinar1200x628</image:caption><image:title>ExecutiveWebinar1200x628</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-tm-editor-3.png</image:loc><image:caption>authortmeditor3</image:caption><image:title>authortmeditor3</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fatrust-logo.png</image:loc><image:caption>fatrustlogo</image:caption><image:title>fatrustlogo</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/background-trust-matters-blog-1.jpg</image:loc><image:caption>backgroundtrustmattersblog1</image:caption><image:title>backgroundtrustmattersblog1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Newsletters/Market%20Review_blog-social%20Q1.2025.jpg</image:loc><image:caption>MarketReviewblogsocialQ12025</image:caption><image:title>MarketReviewblogsocialQ12025</image:title></image:image><lastmod>2022-03-10</lastmod></url><url><loc>https://blog.firstam.com/economics/how-does-a-strong-economy-slow-the-housing-market</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/122118%20RHPI.jpg</image:loc><image:caption>122118RHPI</image:caption><image:title>122118RHPI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><lastmod>2019-01-03</lastmod></url><url><loc>https://blog.firstam.com/economics/how-will-low-mortgage-rates-impact-housing-affordability-this-spring</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-odeta-22.jpg</image:loc><image:caption>aboutodeta22</image:caption><image:title>aboutodeta22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-January-1-7.jpg</image:loc><image:caption>January2025RealHousePriceIndex</image:caption><image:title>FBECON2025RHPIJanuary17</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/041719%20low%20rates%20blog%20post.jpg</image:loc><image:caption>041719lowratesblogpost</image:caption><image:title>041719lowratesblogpost</image:title></image:image><lastmod>2019-04-17</lastmod></url><url><loc>https://blog.firstam.com/economics/does-high-rise-high-risk</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/033020%20LADI.jpg</image:loc><image:caption>033020LADI</image:caption><image:title>033020LADI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/022820%20LADI.jpg</image:loc><image:caption>022820LADI</image:caption><image:title>022820LADI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/022818%20LADI.jpg</image:loc><image:caption>022818LADI</image:caption><image:title>022818LADI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/013020%20LADI.jpg</image:loc><image:caption>013020LADI</image:caption><image:title>013020LADI</image:title></image:image><lastmod>2018-03-13</lastmod></url><url><loc>https://blog.firstam.com/bid/69178/What-you-should-know-about-the-Good-Faith-Estimate-VIDEO</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/reconomy-podcast/answering-your-top-questions-on-real-estate-economics-part-3</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/SummerSchool-Feature.jpg</image:loc><image:caption>SummerSchoolFeature</image:caption><image:title>SummerSchoolFeature</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/REconomy-Podcast-Episode-117.jpg</image:loc><image:caption>REconomyPodcastEpisode117</image:caption><image:title>REconomyPodcastEpisode117</image:title></image:image><lastmod>2024-01-11</lastmod></url><url><loc>https://blog.firstam.com/economics/will-rising-rates-bring-balance-to-the-housing-market</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/022322%20RHPI.jpg</image:loc><image:caption>022322RHPI</image:caption><image:title>022322RHPI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2022-RHPI-February-1.jpg</image:loc><image:caption>FBECON2022RHPIFebruary1</image:caption><image:title>FBECON2022RHPIFebruary1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><lastmod>2022-02-23</lastmod></url><url><loc>https://blog.firstam.com/economics/is-the-housing-market-still-underperforming-fox-business</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/030821%20econ%20post.jpg</image:loc><image:caption>030821econpost</image:caption><image:title>030821econpost</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/040821%20CNBC%20primary%20image.jpg</image:loc><image:caption>040821CNBCprimaryimage</image:caption><image:title>040821CNBCprimaryimage</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2020-Podcast-Odeta-2-1.jpg</image:loc><image:caption>FBECON2020PodcastOdeta21</image:caption><image:title>FBECON2020PodcastOdeta21</image:title></image:image><lastmod>2017-07-13</lastmod></url><url><loc>https://blog.firstam.com/economics/affordability-improves-to-best-level-in-over-three-years</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Existing%20Home%20Sales%20Outlook%20December%202025.jpg</image:loc><image:caption>ExistingHomeSalesOutlookDecember2025</image:caption><image:title>ExistingHomeSalesOutlookDecember2025</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/RHPI%20November.jpg</image:loc><image:caption>RHPINovember</image:caption><image:title>RHPINovember</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-2720-RHPI_December_photo.jpg</image:loc><image:caption>25BRAND33712720RHPIDecemberphoto</image:caption><image:title>25BRAND33712720RHPIDecemberphoto</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/New%20generation%20of%20homeownership.jpg</image:loc><image:caption>MillennialandGenZfriendssharingaholidaymealathomehighlightingthenextwaveofhomeownership</image:caption><image:title>Newgenerationofhomeownership</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Existing-Home%20Months%20Supply.png</image:loc><image:caption>ExistingHomeMonthsSupply</image:caption><image:title>ExistingHomeMonthsSupply</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Real%20House%20Price%20Index%20December.jpg</image:loc><image:caption>RealHousePriceIndexDecember</image:caption><image:title>RealHousePriceIndexDecember</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><lastmod>2025-12-29</lastmod></url><url><loc>https://blog.firstam.com/economics/how-homebodies-hold-down-home-sales</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-0645%20(1).jpg</image:loc><image:caption>25BRAND337106451</image:caption><image:title>25BRAND337106451</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/031919%20blog%20post-1.jpg</image:loc><image:caption>031919blogpost1</image:caption><image:title>031919blogpost1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/031919%20blog%20post.jpg</image:loc><image:caption>031919blogpost</image:caption><image:title>031919blogpost</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-odeta-22.jpg</image:loc><image:caption>aboutodeta22</image:caption><image:title>aboutodeta22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2024-EHS-March-1.jpg</image:loc><image:caption>FebruaryExistingHomeSalesOutlook</image:caption><image:title>FBECON2024EHSMarch1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2024-Affordability-September-1.jpg</image:loc><image:caption>FBECON2024AffordabilitySeptember1</image:caption><image:title>FBECON2024AffordabilitySeptember1</image:title></image:image><lastmod>2019-03-20</lastmod></url><url><loc>https://blog.firstam.com/trust-matters/quarterly-investment-update-q3-2021</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fatrust-logo.png</image:loc><image:caption>fatrustlogo</image:caption><image:title>fatrustlogo</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-tm-editor-3.png</image:loc><image:caption>authortmeditor3</image:caption><image:title>authortmeditor3</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Investment%20Webinars/Blog%20Post_Post%20Image%20-%201200%20x%20630_Investment%20Webinar-%20Aug.%2017%2c%202021%20copy.jpg</image:loc><image:caption>BlogPostPostImage1200x630InvestmentWebinarAug172021copy</image:caption><image:title>BlogPostPostImage1200x630InvestmentWebinarAug172021copy</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/background-trust-matters-blog-1.jpg</image:loc><image:caption>backgroundtrustmattersblog1</image:caption><image:title>backgroundtrustmattersblog1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Newsletters/Market%20Review_blog-social%20Q1.2025.jpg</image:loc><image:caption>MarketReviewblogsocialQ12025</image:caption><image:title>MarketReviewblogsocialQ12025</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Q3%20IU_Featured%20Photo_Blog_2021_08-17_V2.jpg</image:loc><image:caption>Q3IUFeaturedPhotoBlog20210817V2</image:caption><image:title>Q3IUFeaturedPhotoBlog20210817V2</image:title></image:image><lastmod>2021-11-19</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/bid/64196/Chinese-firm-revives-dormant-waterfront-plan</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/trust-matters/q4-2025-investment-update</loc><video:video><video:thumbnail_loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Investment%20Webinars/Q4.2025_Quarterly%20Investment%20Update%20with%20Jerry%20Braakman%20and%20Jason%20Nerio%20-%20November%2012%2c%202025_FINAL-1.mp4/medium.jpg</video:thumbnail_loc><video:title>Q4.2025_Quarterly Investment Update with Jerry Braakman and Jason Nerio - November 12, 2025_FINAL-1</video:title><video:description>Q4.2025_Quarterly Investment Update with Jerry Braakman and Jason Nerio - November 12, 2025_FINAL-1</video:description><video:content_loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Investment%20Webinars/Q4.2025_Quarterly%20Investment%20Update%20with%20Jerry%20Braakman%20and%20Jason%20Nerio%20-%20November%2012%2c%202025_FINAL-1.mp4</video:content_loc><video:duration>1897</video:duration><video:requires_subscription>no</video:requires_subscription><video:live>no</video:live></video:video><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fatrust-logo.png</image:loc><image:caption>fatrustlogo</image:caption><image:title>fatrustlogo</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Investment%20Webinars/Investment%20Update%20Email_RECORDED.png</image:loc><image:caption>InvestmentUpdateEmailRECORDED</image:caption><image:title>InvestmentUpdateEmailRECORDED</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/background-trust-matters-blog-1.jpg</image:loc><image:caption>backgroundtrustmattersblog1</image:caption><image:title>backgroundtrustmattersblog1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Investment%20Webinars/Investment%20Update%20Email_blog%20Q4.jpg</image:loc><image:caption>InvestmentUpdateEmailblogQ4</image:caption><image:title>InvestmentUpdateEmailblogQ4</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-tm-editor-3.png</image:loc><image:caption>authortmeditor3</image:caption><image:title>authortmeditor3</image:title></image:image><lastmod>2025-11-21</lastmod></url><url><loc>https://blog.firstam.com/trust-matters/softpro-releases-new-integrations-with-first-american</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/SoftPro%20Graphic%20Reformat%20150%20dpi.png</image:loc><image:caption>SoftProGraphicReformat150dpi</image:caption><image:title>SoftProGraphicReformat150dpi</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/background-trust-matters-blog-1.jpg</image:loc><image:caption>backgroundtrustmattersblog1</image:caption><image:title>backgroundtrustmattersblog1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fatrust-logo.png</image:loc><image:caption>fatrustlogo</image:caption><image:title>fatrustlogo</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-tm-editor-3.png</image:loc><image:caption>authortmeditor3</image:caption><image:title>authortmeditor3</image:title></image:image><lastmod>2022-09-09</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/dogpatch-mixed-use-project-gets-funding</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2015-06-01</lastmod></url><url><loc>https://blog.firstam.com/economics/mind-the-gap-between-household-formation-and-home-building</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA_Economics/housing-starts-2018_06-19.png</image:loc><image:caption>housingstarts20180619</image:caption><image:title>housingstarts20180619</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><lastmod>2020-03-04</lastmod></url><url><loc>https://blog.firstam.com/trust-matters/market-review-q1-2025</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-tm-editor-3.png</image:loc><image:caption>authortmeditor3</image:caption><image:title>authortmeditor3</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/background-trust-matters-blog-1.jpg</image:loc><image:caption>backgroundtrustmattersblog1</image:caption><image:title>backgroundtrustmattersblog1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Newsletters/Bruce_Headshot.png</image:loc><image:caption>BruceHeadshot</image:caption><image:title>BruceHeadshot</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Bio/Headshot_Blog_Scott%20D__FINAL.jpg</image:loc><image:caption>HeadshotBlogScottDFINAL</image:caption><image:title>HeadshotBlogScottDFINAL</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Newsletters/Market%20Review%20&amp;%20Outlook%20Q1-2025.png</image:loc><image:caption>MarketReviewOutlookQ12025</image:caption><image:title>MarketReviewOutlookQ12025</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fatrust-logo.png</image:loc><image:caption>fatrustlogo</image:caption><image:title>fatrustlogo</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Newsletters/Retirement_blog-social.jpg</image:loc><image:caption>Retirementblogsocial</image:caption><image:title>Retirementblogsocial</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Exec%20Webinar%20Series/Executive%20Webinar-1200x628.jpg</image:loc><image:caption>ExecutiveWebinar1200x628</image:caption><image:title>ExecutiveWebinar1200x628</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Newsletters/Market%20Review_blog-social%20Q1.2025.jpg</image:loc><image:caption>MarketReviewblogsocialQ12025</image:caption><image:title>MarketReviewblogsocialQ12025</image:title></image:image><lastmod>2025-05-02</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/bid/62985/Hayes-Valley-rally-Housing-boom-in-San-Francisco-neighborhood</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/economics/how-renter-millennials-will-transform-the-housing-market</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-odeta-22.jpg</image:loc><image:caption>aboutodeta22</image:caption><image:title>aboutodeta22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2024-Affordability-September-1.jpg</image:loc><image:caption>FBECON2024AffordabilitySeptember1</image:caption><image:title>FBECON2024AffordabilitySeptember1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/121018%20Renter%20Millennials.jpg</image:loc><image:caption>121018RenterMillennials</image:caption><image:title>121018RenterMillennials</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2024-Grateful-Homeownership-1.jpg</image:loc><image:caption>ThankfulforHomeownershipALookatGenerationalTrends</image:caption><image:title>FBECON2024GratefulHomeownership1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-0645%20(1).jpg</image:loc><image:caption>25BRAND337106451</image:caption><image:title>25BRAND337106451</image:title></image:image><lastmod>2018-12-18</lastmod></url><url><loc>https://blog.firstam.com/economics/economic-turnaround-in-detroit-is-fast-improving-its-defect-risk-profile</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/022820%20LADI.jpg</image:loc><image:caption>022820LADI</image:caption><image:title>022820LADI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/033020%20LADI.jpg</image:loc><image:caption>033020LADI</image:caption><image:title>033020LADI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/052616_Defect_Index.png</image:loc><image:caption>052616DefectIndex</image:caption><image:title>052616DefectIndex</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/013020%20LADI.jpg</image:loc><image:caption>013020LADI</image:caption><image:title>013020LADI</image:title></image:image><lastmod>2017-07-10</lastmod></url><url><loc>https://blog.firstam.com/cre-insights/x-factor-why-retail-real-estate-has-overcome-the-death-of-the-mall</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-1433_EC-CRE-Insights_01.jpg</image:loc><image:caption>Modernapartmentbuilding</image:caption><image:title>25BRAND01301433ECCREInsights01</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2024-XFactor-July-1.jpg</image:loc><image:caption>FBECON2024XFactorJuly1</image:caption><image:title>FBECON2024XFactorJuly1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-1118_EC-CRE-Insights_Store-Closings.jpg</image:loc><image:caption>25BRAND01301118ECCREInsightsStoreClosings</image:caption><image:title>25BRAND01301118ECCREInsightsStoreClosings</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/CRE%20X%20Factor%20080624%202.jpg</image:loc><image:caption>RetailVacancyRatebySubAssetClassGraph</image:caption><image:title>CREXFactor0806242</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/CRE%20X%20Factor%20080624%203.jpg</image:loc><image:caption>SquareFeetUnderConstructionvsDemolishedSquareFeetGraph</image:caption><image:title>CREXFactor0806243</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/CRE%20X%20Factor%20080624.jpg</image:loc><image:caption>AverageHourlyEarningsofAllEmployeesandServiceSectorCPIGraph</image:caption><image:title>CREXFactor080624</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/CRE%20X%20Factor%20080624%204.jpg</image:loc><image:caption>PropertyPriceGrowthGraph</image:caption><image:title>CREXFactor0806244</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-1090_EC-CRE-Insights_XFactor_01.jpg</image:loc><image:caption>25BRAND01301090ECCREInsightsXFactor01</image:caption><image:title>25BRAND01301090ECCREInsightsXFactor01</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-xander-22.jpg</image:loc><image:caption>FirstAmericanCommercialRealEstateEconomistXanderSnyder</image:caption><image:title>aboutxander22</image:title></image:image><lastmod>2024-08-06</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/bid/71489/Lennar-Urban-kicks-off-first-sales-at-Shipyard-condos-under-500-000-in-San-Francisco</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/cares/first-american-florida-hosts-fundraiser-for-oneorlando</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Big_Outside_Photo_2.jpg</image:loc><image:caption>BigOutsidePhoto2</image:caption><image:title>BigOutsidePhoto2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/OneOrlando_Photo_2.jpg</image:loc><image:caption>OneOrlandoPhoto2</image:caption><image:title>OneOrlandoPhoto2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/OneOrlando_Photo_1.jpg</image:loc><image:caption>OneOrlandoPhoto1</image:caption><image:title>OneOrlandoPhoto1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/OneOrlando_Photo_3.jpg</image:loc><image:caption>OneOrlandoPhoto3</image:caption><image:title>OneOrlandoPhoto3</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Open_Hands_5.jpg</image:loc><image:caption>OpenHands5</image:caption><image:title>OpenHands5</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Cares/bg-cares.jpg</image:loc><image:caption>bgcares</image:caption><image:title>bgcares</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/OneOrlando_Photo_4.jpg</image:loc><image:caption>OneOrlandoPhoto4</image:caption><image:title>OneOrlandoPhoto4</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FMSC_Photo_3.jpg</image:loc><image:caption>FMSCPhoto3</image:caption><image:title>FMSCPhoto3</image:title></image:image><lastmod>2016-08-09</lastmod></url><url><loc>https://blog.firstam.com/reconomy-podcast/what-does-the-prevalence-of-remote-and-hybrid-work-mean-for-the-supply-of-office-space</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/REconomy-Podcast-Episode-117.jpg</image:loc><image:caption>REconomyPodcastEpisode117</image:caption><image:title>REconomyPodcastEpisode117</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-RECONOMY-E58-2-2.jpg</image:loc><image:caption>FBRECONOMYE5822</image:caption><image:title>FBRECONOMYE5822</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/SummerSchool-Feature.jpg</image:loc><image:caption>SummerSchoolFeature</image:caption><image:title>SummerSchoolFeature</image:title></image:image><lastmod>2023-10-31</lastmod></url><url><loc>https://blog.firstam.com/commercial/lending-updates-retail-realities-and-how-ai-regulations-are-impacting-cre-0-0</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/24-NCS-0010-CRE_News_Digest_Blog_Header_July-01-1.png</image:loc><image:caption>24NCS0010CRENewsDigestBlogHeaderJuly011</image:caption><image:title>24NCS0010CRENewsDigestBlogHeaderJuly011</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/24-NCS-0010-CRE_News_Digest_Blog_Header_June.png</image:loc><image:caption>24NCS0010CRENewsDigestBlogHeaderJune</image:caption><image:title>24NCS0010CRENewsDigestBlogHeaderJune</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/First_Am_NCS_/img/background-2-ncs-blog.jpg</image:loc><image:caption>background2ncsblog</image:caption><image:title>background2ncsblog</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/fa-title_logo.png</image:loc><image:caption>fatitlelogo</image:caption><image:title>fatitlelogo</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/NCS/NCS_Blog_Header_2.jpg</image:loc><image:caption>NCSBlogHeader2</image:caption><image:title>NCSBlogHeader2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/CRE-NewsDigest-2-Artboard-1-Header-2.png</image:loc><image:caption>CRENewsDigest2Artboard1Header2</image:caption><image:title>CRENewsDigest2Artboard1Header2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/24-NCS-0010-CRE_News_Digest_Blog_Header_May.png</image:loc><image:caption>24NCS0010CRENewsDigestBlogHeaderMay</image:caption><image:title>24NCS0010CRENewsDigestBlogHeaderMay</image:title></image:image><lastmod>2024-01-19</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/bid/71350/Senate-passes-legislation-to-improve-Natomas-levees</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/economics/how-lower-mortgage-rates-helped-reduce-defect-risk-for-the-first-time-in-eight-months</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/053019%20LADI.jpg</image:loc><image:caption>053019LADI</image:caption><image:title>053019LADI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/013020%20LADI.jpg</image:loc><image:caption>013020LADI</image:caption><image:title>013020LADI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/022820%20LADI.jpg</image:loc><image:caption>022820LADI</image:caption><image:title>022820LADI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/033020%20LADI.jpg</image:loc><image:caption>033020LADI</image:caption><image:title>033020LADI</image:title></image:image><lastmod>2020-01-21</lastmod></url><url><loc>https://blog.firstam.com/economics/how-did-affordability-change-during-the-spring-home-buying-season</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/092319%20RHPI.jpg</image:loc><image:caption>092319RHPI</image:caption><image:title>092319RHPI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><lastmod>2019-09-23</lastmod></url><url><loc>https://blog.firstam.com/bid/69080/What-you-may-not-know-about-the-Good-Faith-Estimate-GFE</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/blog-post_3_real_estate_terms.jpg</image:loc><image:caption>blogpost3realestateterms</image:caption><image:title>blogpost3realestateterms</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/blog-post-2_home_renovations_to_avoid.jpg</image:loc><image:caption>blogpost2homerenovationstoavoid</image:caption><image:title>blogpost2homerenovationstoavoid</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/commercial-carolinas</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/First_Am_NCS_/img/background-2-ncs-blog.jpg</image:loc><image:caption>background2ncsblog</image:caption><image:title>background2ncsblog</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2020-09-11</lastmod></url><url><loc>https://blog.firstam.com/reconomy-podcast/whats-the-outlook-for-the-2024-spring-home-buying-season</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-RECONOMY-E84.jpg</image:loc><image:caption>TheREconomyPodcastWhatstheOutlookforthe2024SpringHomeBuyingSeason</image:caption><image:title>FBRECONOMYE84</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/REconomy-Podcast-Episode-117.jpg</image:loc><image:caption>REconomyPodcastEpisode117</image:caption><image:title>REconomyPodcastEpisode117</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/SummerSchool-Feature.jpg</image:loc><image:caption>SummerSchoolFeature</image:caption><image:title>SummerSchoolFeature</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><lastmod>2024-02-29</lastmod></url><url><loc>https://blog.firstam.com/reconomy-podcast/an-overlooked-solution-to-increasing-the-supply-of-affordable-housing</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/REconomy-Podcast-Episode-117.jpg</image:loc><image:caption>REconomyPodcastEpisode117</image:caption><image:title>REconomyPodcastEpisode117</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/SummerSchool-Feature.jpg</image:loc><image:caption>SummerSchoolFeature</image:caption><image:title>SummerSchoolFeature</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-RECONOMY-E88.jpg</image:loc><image:caption>FBRECONOMYE88</image:caption><image:title>FBRECONOMYE88</image:title></image:image><lastmod>2024-04-26</lastmod></url><url><loc>https://blog.firstam.com/innovation/responding-to-covid-19-how-first-american-rapidly-mobilized-employees-to-work-from-home-and-continue-to-serve-customers</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA_Innovation/Peter-McGarahan_thm.jpg</image:loc><image:caption>PeterMcGarahanthm</image:caption><image:title>PeterMcGarahanthm</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-INNOVATION-2024-January-1.jpg</image:loc><image:caption>FBINNOVATION2024January1</image:caption><image:title>FBINNOVATION2024January1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fi-091422-1.jpg</image:loc><image:caption>fi0914221</image:caption><image:title>fi0914221</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Innovation/background-Inn-blog-1.jpg</image:loc><image:caption>backgroundInnblog1</image:caption><image:title>backgroundInnblog1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Innovation-Blog.jpg</image:loc><image:caption>InnovationBlog</image:caption><image:title>InnovationBlog</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA_Innovation/innovation_June-2020_930.jpg</image:loc><image:caption>innovationJune2020930</image:caption><image:title>innovationJune2020930</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA_Innovation/cvd-3.jpg</image:loc><image:caption>cvd3</image:caption><image:title>cvd3</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA_Innovation/cvd-4.jpg</image:loc><image:caption>cvd4</image:caption><image:title>cvd4</image:title></image:image><lastmod>2020-06-04</lastmod></url><url><loc>https://blog.firstam.com/reconomy-podcast/urban-economics-101</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-RECONOMY-E98-2.jpg</image:loc><image:caption>TheREconomyPodcastEP98UrbanEconomics101</image:caption><image:title>FBRECONOMYE982</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/SummerSchool-Feature.jpg</image:loc><image:caption>SummerSchoolFeature</image:caption><image:title>SummerSchoolFeature</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/REconomy-Podcast-Episode-117.jpg</image:loc><image:caption>REconomyPodcastEpisode117</image:caption><image:title>REconomyPodcastEpisode117</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><lastmod>2024-09-13</lastmod></url><url><loc>https://blog.firstam.com/trust-matters/fortunebestworkplacesinfinancialservicesinsurance2023award-0</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/content.webp</image:loc><image:caption>content</image:caption><image:title>content</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Top%20Companies%201200x628.jpg</image:loc><image:caption>TopCompanies1200x628</image:caption><image:title>TopCompanies1200x628</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fatrust-logo.png</image:loc><image:caption>fatrustlogo</image:caption><image:title>fatrustlogo</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-tm-editor-3.png</image:loc><image:caption>authortmeditor3</image:caption><image:title>authortmeditor3</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/background-trust-matters-blog-1.jpg</image:loc><image:caption>backgroundtrustmattersblog1</image:caption><image:title>backgroundtrustmattersblog1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Choose%20the%20right%20bank%20for%20your%20business.png</image:loc><image:caption>Choosetherightbankforyourbusiness</image:caption><image:title>Choosetherightbankforyourbusiness</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/BPTW%20Financial%20Services%202023%20LI-1.png</image:loc><image:caption>BPTWFinancialServices2023LI1</image:caption><image:title>BPTWFinancialServices2023LI1</image:title></image:image><lastmod>2023-09-11</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/bid/62765/California-homebuilder-market-shifts-into-high-gear</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/trust-matters/reuters-wall-street-falls-as-surging-bond-yields-hammer-tech-shares</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/background-trust-matters-blog-1.jpg</image:loc><image:caption>backgroundtrustmattersblog1</image:caption><image:title>backgroundtrustmattersblog1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Newsletters/Market%20Review_blog-social%20Q1.2025.jpg</image:loc><image:caption>MarketReviewblogsocialQ12025</image:caption><image:title>MarketReviewblogsocialQ12025</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Exec%20Webinar%20Series/Executive%20Webinar-1200x628.jpg</image:loc><image:caption>ExecutiveWebinar1200x628</image:caption><image:title>ExecutiveWebinar1200x628</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fatrust-logo.png</image:loc><image:caption>fatrustlogo</image:caption><image:title>fatrustlogo</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-tm-editor-3.png</image:loc><image:caption>authortmeditor3</image:caption><image:title>authortmeditor3</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/In%20the%20News/Stock%20market%20surge_Blog_Post%20Image%20-%201200%20x%20628.jpg</image:loc><image:caption>StockmarketsurgeBlogPostImage1200x628</image:caption><image:title>StockmarketsurgeBlogPostImage1200x628</image:title></image:image><lastmod>2021-11-19</lastmod></url><url><loc>https://blog.firstam.com/3-home-renovations-to-avoid-before-selling</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/blog-post-2_home_renovations_to_avoid.jpg</image:loc><image:caption>blogpost2homerenovationstoavoid</image:caption><image:title>blogpost2homerenovationstoavoid</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/blog-post_3_real_estate_terms.jpg</image:loc><image:caption>blogpost3realestateterms</image:caption><image:title>blogpost3realestateterms</image:title></image:image><lastmod>2020-03-04</lastmod></url><url><loc>https://blog.firstam.com/cares/first-american-encourages-volunteerism-and-community-support</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Cares/Picture3.jpg</image:loc><image:caption>Picture3</image:caption><image:title>Picture3</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Picture4.jpg</image:loc><image:caption>Picture4</image:caption><image:title>Picture4</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/CDuplis.png</image:loc><image:caption>CDuplis</image:caption><image:title>CDuplis</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Picture6.jpg</image:loc><image:caption>Picture6</image:caption><image:title>Picture6</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Picture10.png</image:loc><image:caption>Picture10</image:caption><image:title>Picture10</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Cares/bg-cares.jpg</image:loc><image:caption>bgcares</image:caption><image:title>bgcares</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Picture5.jpg</image:loc><image:caption>Picture5</image:caption><image:title>Picture5</image:title></image:image><lastmod>2022-09-15</lastmod></url><url><loc>https://blog.firstam.com/commercial/the-inside-look-with-xander-snyder-episode-10</loc><video:video><video:thumbnail_loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/the_inside_look%2c_video_10%20(1080p).mp4/medium.jpg</video:thumbnail_loc><video:title>the_inside_look,_video_10 (1080p)</video:title><video:description>the_inside_look,_video_10 (1080p)</video:description><video:content_loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/the_inside_look%2c_video_10%20(1080p).mp4</video:content_loc><video:duration>191</video:duration><video:requires_subscription>no</video:requires_subscription><video:live>no</video:live></video:video><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/First_Am_NCS_/img/background-2-ncs-blog.jpg</image:loc><image:caption>background2ncsblog</image:caption><image:title>background2ncsblog</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Xander-Inside-Look-Ep-20.png</image:loc><image:caption>XanderInsideLookEp20</image:caption><image:title>XanderInsideLookEp20</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Xander-Inside-Look_ep19.jpg</image:loc><image:caption>XanderInsideLookep19</image:caption><image:title>XanderInsideLookep19</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/NCS/NCS_Blog_Header_2.jpg</image:loc><image:caption>NCSBlogHeader2</image:caption><image:title>NCSBlogHeader2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/NCS_video-10_preview-image%20(002).jpg</image:loc><image:caption>NCSvideo10previewimage002</image:caption><image:title>NCSvideo10previewimage002</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Xander-Inside-Look-Ep-18%20(1).png</image:loc><image:caption>XanderInsideLookEp181</image:caption><image:title>XanderInsideLookEp181</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/fa-title_logo.png</image:loc><image:caption>fatitlelogo</image:caption><image:title>fatitlelogo</image:title></image:image><lastmod>2024-05-28</lastmod></url><url><loc>https://blog.firstam.com/economics/do-rising-house-prices-help-or-hurt-the-housing-market</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-Predictions-2025-2.jpg</image:loc><image:caption>2025HousingMarketPredictions</image:caption><image:title>FBECON2025Predictions20252</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-0645%20(1).jpg</image:loc><image:caption>25BRAND337106451</image:caption><image:title>25BRAND337106451</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA_Economics/101521%20PHS.jpg</image:loc><image:caption>101521PHS</image:caption><image:title>101521PHS</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Econ%201200x628%2010-14-21.jpg</image:loc><image:caption>FAEcon1200x628101421</image:caption><image:title>FAEcon1200x628101421</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/thumbnail_FB-ECON-2024-RHPI-October-1-2b.jpg</image:loc><image:caption>thumbnailFBECON2024RHPIOctober12b</image:caption><image:title>thumbnailFBECON2024RHPIOctober12b</image:title></image:image><lastmod>2021-10-15</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/bid/65646/Signature-Development-takes-on-Oak-Knoll-redevelopment-in-Oakland</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/commercial</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-NCS-0799-Xander-Inside-Look-Ep%2021.png</image:loc><image:caption>25NCS0799XanderInsideLookEp21</image:caption><image:title>25NCS0799XanderInsideLookEp21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/fa-title_logo.png</image:loc><image:caption>fatitlelogo</image:caption><image:title>fatitlelogo</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Xander-Inside-Look_ep19.jpg</image:loc><image:caption>XanderInsideLookep19</image:caption><image:title>XanderInsideLookep19</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Xander-Inside-Look-Episode-17.jpg</image:loc><image:caption>XanderInsideLookEpisode17</image:caption><image:title>XanderInsideLookEpisode17</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/First_Am_NCS_/img/background-2-ncs-blog.jpg</image:loc><image:caption>background2ncsblog</image:caption><image:title>background2ncsblog</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Xander-Inside-Look-Ep-20.png</image:loc><image:caption>XanderInsideLookEp20</image:caption><image:title>XanderInsideLookEp20</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Xander-Inside-Look-Ep-18%20(1).png</image:loc><image:caption>XanderInsideLookEp181</image:caption><image:title>XanderInsideLookEp181</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/The_Inside_Look_Episode24%20(1).jpg</image:loc><image:caption>TheInsideLookEpisode241</image:caption><image:title>TheInsideLookEpisode241</image:title></image:image><lastmod>2024-01-09</lastmod></url><url><loc>https://blog.firstam.com/economics/its-a-no-bust-scenario-for-national-house-prices</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1848-%20July%20EHSO.jpg</image:loc><image:caption>ExistingHomesSalesOutlookJune2025</image:caption><image:title>25BRAND33711848JulyEHSO</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/RHPI%2073025%204.jpg</image:loc><image:caption>RHPI730254</image:caption><image:title>RHPI730254</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/RHPI%2073025%202.jpg</image:loc><image:caption>NewHousingUnitsandHouseholdsGraph</image:caption><image:title>RHPI730252</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/RHPI%2073025.jpg</image:loc><image:caption>NominalHousePriceIndexRealHousePriceIndexJan2000Graph</image:caption><image:title>RHPI73025</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1955-2025-ECH.jpg</image:loc><image:caption>25BRAND337119552025ECH</image:caption><image:title>25BRAND337119552025ECH</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-odeta-22.jpg</image:loc><image:caption>aboutodeta22</image:caption><image:title>aboutodeta22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-2012-2025-ECH_01.jpg</image:loc><image:caption>Coupledecidingiftheyshouldrentorown</image:caption><image:title>25BRAND337120122025ECH01</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1850-RHPI.jpg</image:loc><image:caption>25BRAND33711850RHPI</image:caption><image:title>25BRAND33711850RHPI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/RHPI%2073025%203.jpg</image:loc><image:caption>RatioofMortgageDebtOutstandingRelativetoValueofHousingStockGraph</image:caption><image:title>RHPI730253</image:title></image:image><lastmod>2025-08-01</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/park-view-towers-poised-to-add-to-st.-james-park-revival</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2015-06-25</lastmod></url><url><loc>https://blog.firstam.com/economics/housing-starts-just-keeping-up-with-the-millennials</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/102816%20housing%20starts.jpg</image:loc><image:caption>102816housingstarts</image:caption><image:title>102816housingstarts</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2023-Generations-June-2.gif</image:loc><image:caption>FBECON2023GenerationsJune2</image:caption><image:title>FBECON2023GenerationsJune2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2023-Demographics-October-1.jpg</image:loc><image:caption>FBECON2023DemographicsOctober1</image:caption><image:title>FBECON2023DemographicsOctober1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2024-Grateful-Homeownership-1.jpg</image:loc><image:caption>ThankfulforHomeownershipALookatGenerationalTrends</image:caption><image:title>FBECON2024GratefulHomeownership1</image:title></image:image><lastmod>2016-10-28</lastmod></url><url><loc>https://blog.firstam.com/reconomy-podcast/heres-how-we-know-that-housing-supply-is-still-low</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/REconomy-Podcast-Episode-117.jpg</image:loc><image:caption>REconomyPodcastEpisode117</image:caption><image:title>REconomyPodcastEpisode117</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA_Economics/FB-RECONOMY-2021-E40.jpg</image:loc><image:caption>FBRECONOMY2021E40</image:caption><image:title>FBRECONOMY2021E40</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/SummerSchool-Feature.jpg</image:loc><image:caption>SummerSchoolFeature</image:caption><image:title>SummerSchoolFeature</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><lastmod>2023-11-01</lastmod></url><url><loc>https://blog.firstam.com/reconomy-podcast/why-life-events-still-drive-home-buying-demand-despite-affordability-challenges</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-Brand-Econ-REconomy-Summer-School-EP%20119.jpg</image:loc><image:caption>25BrandEconREconomySummerSchoolEP119</image:caption><image:title>25BrandEconREconomySummerSchoolEP119</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/REconomy-Podcast-Episode-117.jpg</image:loc><image:caption>REconomyPodcastEpisode117</image:caption><image:title>REconomyPodcastEpisode117</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/SummerSchool-Feature.jpg</image:loc><image:caption>SummerSchoolFeature</image:caption><image:title>SummerSchoolFeature</image:title></image:image><lastmod>2025-07-03</lastmod></url><url><loc>https://blog.firstam.com/economics/under-pressure-rising-homeownership-costs-squeeze-housing-affordability</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/RHPI%20April%202025%201.jpg</image:loc><image:caption>April2025RealHousePriceIndex</image:caption><image:title>RHPIApril20251</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-sam-24.jpg</image:loc><image:caption>aboutsam24</image:caption><image:title>aboutsam24</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1955-2025-ECH.jpg</image:loc><image:caption>25BRAND337119552025ECH</image:caption><image:title>25BRAND337119552025ECH</image:title></image:image><lastmod>2025-07-08</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/announcement-regarding-property-transfer-tax</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-11-11</lastmod></url><url><loc>https://blog.firstam.com/economics/introducing-the-state-of-homeownership-resource-page-and-whitepaper</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/030216_State_of_Homeownership_screen_shot.png</image:loc><image:caption>030216StateofHomeownershipscreenshot</image:caption><image:title>030216StateofHomeownershipscreenshot</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><lastmod>2017-07-13</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/san-jose-affordable-housing-win-sets-up-big-changes-for-industry</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2015-06-16</lastmod></url><url><loc>https://blog.firstam.com/economics/interview-with-yahoo-finance-existing-home-sales-poised-for-rebound-in-may-following-april-plunge</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/052620%20Yahoo%20Finance.jpg</image:loc><image:caption>052620YahooFinance</image:caption><image:title>052620YahooFinance</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><lastmod>2020-05-29</lastmod></url><url><loc>https://blog.firstam.com/trust-matters/california-probate-code-15800-the-duty-to-account-for-remainder-beneficiaries-while-a-settlor-is-alive-but-incompetent</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fatrust-logo.png</image:loc><image:caption>fatrustlogo</image:caption><image:title>fatrustlogo</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Newsletters/Image_Blog_Probate_Q1%20Newsletter_22_02-01--FINAL.jpg</image:loc><image:caption>ImageBlogProbateQ1Newsletter220201FINAL</image:caption><image:title>ImageBlogProbateQ1Newsletter220201FINAL</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Cannon%20-%20December%2015%20-%20Social%20Post.png</image:loc><image:caption>CannonDecember15SocialPost</image:caption><image:title>CannonDecember15SocialPost</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Nov%20Cannon%202023-1.jpg</image:loc><image:caption>NovCannon20231</image:caption><image:title>NovCannon20231</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Bio/Headshot_Blog_Alyse%20Frederick_FINAL%20copy.jpg</image:loc><image:caption>HeadshotBlogAlyseFrederickFINALcopy</image:caption><image:title>HeadshotBlogAlyseFrederickFINALcopy</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-tm-editor-3.png</image:loc><image:caption>authortmeditor3</image:caption><image:title>authortmeditor3</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/background-trust-matters-blog-1.jpg</image:loc><image:caption>backgroundtrustmattersblog1</image:caption><image:title>backgroundtrustmattersblog1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Bio/Headshot_Blog_Zeb%20Law_FINAL.jpg</image:loc><image:caption>HeadshotBlogZebLawFINAL</image:caption><image:title>HeadshotBlogZebLawFINAL</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Cannon%20-%20January%2024%20-%20Social%20Post.png</image:loc><image:caption>CannonJanuary24SocialPost</image:caption><image:title>CannonJanuary24SocialPost</image:title></image:image><lastmod>2022-02-09</lastmod></url><url><loc>https://blog.firstam.com/commercial/the-inside-look-with-xander-snyder-episode-12</loc><video:video><video:thumbnail_loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/CRE%20Insider_Ep12.mp4/medium.jpg</video:thumbnail_loc><video:title>CRE Insider_Ep12</video:title><video:description>CRE Insider_Ep12</video:description><video:content_loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/CRE%20Insider_Ep12.mp4</video:content_loc><video:duration>161</video:duration><video:requires_subscription>no</video:requires_subscription><video:live>no</video:live></video:video><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/First_Am_NCS_/img/background-2-ncs-blog.jpg</image:loc><image:caption>background2ncsblog</image:caption><image:title>background2ncsblog</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/fa-title_logo.png</image:loc><image:caption>fatitlelogo</image:caption><image:title>fatitlelogo</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Xander-Inside-Look-Ep-20.png</image:loc><image:caption>XanderInsideLookEp20</image:caption><image:title>XanderInsideLookEp20</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/NCS/NCS_Blog_Header_2.jpg</image:loc><image:caption>NCSBlogHeader2</image:caption><image:title>NCSBlogHeader2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Screenshot%202024-08-08%20at%202.34.46%20PM.png</image:loc><image:caption>Screenshot20240808at23446PM</image:caption><image:title>Screenshot20240808at23446PM</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Xander-Inside-Look-Ep-18%20(1).png</image:loc><image:caption>XanderInsideLookEp181</image:caption><image:title>XanderInsideLookEp181</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Xander-Inside-Look_ep19.jpg</image:loc><image:caption>XanderInsideLookep19</image:caption><image:title>XanderInsideLookep19</image:title></image:image><lastmod>2024-08-19</lastmod></url><url><loc>https://blog.firstam.com/economics/two-dynamics-locking-existing-homeowners-into-their-homes</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/thumbnail_FB-ECON-2024-RHPI-October-1-2b.jpg</image:loc><image:caption>thumbnailFBECON2024RHPIOctober12b</image:caption><image:title>thumbnailFBECON2024RHPIOctober12b</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/051723%20PHS.jpg</image:loc><image:caption>051723PHS</image:caption><image:title>051723PHS</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2023-PHS-May-1.jpg</image:loc><image:caption>FBECON2023PHSMay1</image:caption><image:title>FBECON2023PHSMay1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2024-RHPI-September-1.jpg</image:loc><image:caption>FBECON2024RHPISeptember1</image:caption><image:title>FBECON2024RHPISeptember1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-Predictions-2025-2.jpg</image:loc><image:caption>2025HousingMarketPredictions</image:caption><image:title>FBECON2025Predictions20252</image:title></image:image><lastmod>2023-05-17</lastmod></url><url><loc>https://blog.firstam.com/commercial/the-inside-look-with-xander-snyder-episode-20</loc><video:video><video:thumbnail_loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Inside%20Look%20Special%20Edition_3%20Metrics.mp4/medium.jpg</video:thumbnail_loc><video:title>Inside Look Special Edition_3 Metrics</video:title><video:description>Inside Look Special Edition_3 Metrics</video:description><video:content_loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Inside%20Look%20Special%20Edition_3%20Metrics.mp4</video:content_loc><video:duration>329</video:duration><video:requires_subscription>no</video:requires_subscription><video:live>no</video:live></video:video><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/fa-title_logo.png</image:loc><image:caption>fatitlelogo</image:caption><image:title>fatitlelogo</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Xander-Inside-Look-Episode-17.jpg</image:loc><image:caption>XanderInsideLookEpisode17</image:caption><image:title>XanderInsideLookEpisode17</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Xander-Inside-Look-Ep-20.png</image:loc><image:caption>XanderInsideLookEp20</image:caption><image:title>XanderInsideLookEp20</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/NCS/NCS_Blog_Header_2.jpg</image:loc><image:caption>NCSBlogHeader2</image:caption><image:title>NCSBlogHeader2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/First_Am_NCS_/img/background-2-ncs-blog.jpg</image:loc><image:caption>background2ncsblog</image:caption><image:title>background2ncsblog</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Xander-Inside-Look-Ep-18%20(1).png</image:loc><image:caption>XanderInsideLookEp181</image:caption><image:title>XanderInsideLookEp181</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Xander-Inside-Look_ep19.jpg</image:loc><image:caption>XanderInsideLookep19</image:caption><image:title>XanderInsideLookep19</image:title></image:image><lastmod>2025-06-10</lastmod></url><url><loc>https://blog.firstam.com/reconomy-podcast/the-state-of-housing-affordability-for-potential-first-time-home-buyers</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA_Economics/FB-RECONOMY-2021-E45.jpg</image:loc><image:caption>FBRECONOMY2021E45</image:caption><image:title>FBRECONOMY2021E45</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/SummerSchool-Feature.jpg</image:loc><image:caption>SummerSchoolFeature</image:caption><image:title>SummerSchoolFeature</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/REconomy-Podcast-Episode-117.jpg</image:loc><image:caption>REconomyPodcastEpisode117</image:caption><image:title>REconomyPodcastEpisode117</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><lastmod>2023-11-01</lastmod></url><url><loc>https://blog.firstam.com/bid/60944/How-to-Know-When-It-Is-a-Good-Time-to-Sell-Your-Home</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/blog-post_3_real_estate_terms.jpg</image:loc><image:caption>blogpost3realestateterms</image:caption><image:title>blogpost3realestateterms</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/blog-post-2_home_renovations_to_avoid.jpg</image:loc><image:caption>blogpost2homerenovationstoavoid</image:caption><image:title>blogpost2homerenovationstoavoid</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/economics/affordability-poised-to-improve-as-prices-cool-mortgage-rates-stabilize</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-January-1-7.jpg</image:loc><image:caption>January2025RealHousePriceIndex</image:caption><image:title>FBECON2025RHPIJanuary17</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/RHPI%20032625.jpg</image:loc><image:caption>MonthsSupplyvsYearlyGrowthinNominalHousePricesGraph</image:caption><image:title>RHPI032625</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><lastmod>2025-04-02</lastmod></url><url><loc>https://blog.firstam.com/economics/how-mortgage-rates-have-fueled-housing-market-potential-amid-the-pandemic</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2024-RHPI-September-1.jpg</image:loc><image:caption>FBECON2024RHPISeptember1</image:caption><image:title>FBECON2024RHPISeptember1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-Predictions-2025-2.jpg</image:loc><image:caption>2025HousingMarketPredictions</image:caption><image:title>FBECON2025Predictions20252</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/thumbnail_FB-ECON-2024-RHPI-October-1-2b.jpg</image:loc><image:caption>thumbnailFBECON2024RHPIOctober12b</image:caption><image:title>thumbnailFBECON2024RHPIOctober12b</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/061720%20PHS%201.jpg</image:loc><image:caption>061720PHS1</image:caption><image:title>061720PHS1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><lastmod>2020-06-18</lastmod></url><url><loc>https://blog.firstam.com/reconomy-podcast/how-cre-property-owners-are-adapting-to-rising-property-insurance-rates</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/REconomy-Podcast-Episode-117.jpg</image:loc><image:caption>REconomyPodcastEpisode117</image:caption><image:title>REconomyPodcastEpisode117</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/SummerSchool-Feature.jpg</image:loc><image:caption>SummerSchoolFeature</image:caption><image:title>SummerSchoolFeature</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-Brand-Econ-Ctr-REconomy-Pod-113.jpg</image:loc><image:caption>25BrandEconCtrREconomyPod113</image:caption><image:title>25BrandEconCtrREconomyPod113</image:title></image:image><lastmod>2025-04-10</lastmod></url><url><loc>https://blog.firstam.com/economics/fed-decides-against-an-interest-rate-hike-mreport</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/ThinkstockPhotos-485293847.jpg</image:loc><image:caption>ThinkstockPhotos485293847</image:caption><image:title>ThinkstockPhotos485293847</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><lastmod>2017-07-13</lastmod></url><url><loc>https://blog.firstam.com/economics/stay-in-school-kid-the-relationship-between-education-and-income</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/111920%20student%20loan%20debt%201-1.jpg</image:loc><image:caption>111920studentloandebt11</image:caption><image:title>111920studentloandebt11</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA_Economics/FA%20Econ%201200x628%2010-12-21.jpg</image:loc><image:caption>FAEcon1200x628101221</image:caption><image:title>FAEcon1200x628101221</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA_Economics/Economics%20Center%20-%20Blog.png</image:loc><image:caption>EconomicsCenterBlog</image:caption><image:title>EconomicsCenterBlog</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/education.png</image:loc><image:caption>education</image:caption><image:title>education</image:title></image:image><lastmod>2020-02-28</lastmod></url><url><loc>https://blog.firstam.com/economics/what-can-hurricane-irma-teach-us-about-defect-risk-trends-following-hurricanes-florence-and-michael</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/102618%20Defect%20Index.jpg</image:loc><image:caption>102618DefectIndex</image:caption><image:title>102618DefectIndex</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/013020%20LADI.jpg</image:loc><image:caption>013020LADI</image:caption><image:title>013020LADI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/033020%20LADI.jpg</image:loc><image:caption>033020LADI</image:caption><image:title>033020LADI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/022820%20LADI.jpg</image:loc><image:caption>022820LADI</image:caption><image:title>022820LADI</image:title></image:image><lastmod>2019-01-10</lastmod></url><url><loc>https://blog.firstam.com/economics/why-cant-existing-home-sales-break-out-of-their-slump</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1849-ECH_03.jpg</image:loc><image:caption>25BRAND33711849ECH03</image:caption><image:title>25BRAND33711849ECH03</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Existing%20Homes%20Sales%20August%202025.jpg</image:loc><image:caption>ExistingHomesSalesAugust2025</image:caption><image:title>ExistingHomesSalesAugust2025</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-odeta-22.jpg</image:loc><image:caption>aboutodeta22</image:caption><image:title>aboutodeta22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Inventory%20Remains%20Below%20'Normal'%20Levels.jpg</image:loc><image:caption>InventoryComparedto20152019AvgforSameMonthNominalHousePriceGrowthGraph</image:caption><image:title>InventoryRemainsBelowNormalLevels</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-2415-RHPI.jpg</image:loc><image:caption>RealHousePriceIndexJune2025</image:caption><image:title>25BRAND33712415RHPI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/The%202025%20Housing%20Affordability%20Bowl.jpg</image:loc><image:caption>The2025HousingAffordabilityBowl</image:caption><image:title>The2025HousingAffordabilityBowl</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><lastmod>2025-09-24</lastmod></url><url><loc>https://blog.firstam.com/reconomy-podcast/will-2025-bring-a-recovery-to-the-commercial-real-estate-market</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-RECONOMY-E105-2.jpg</image:loc><image:caption>FBRECONOMYE1052</image:caption><image:title>FBRECONOMYE1052</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/SummerSchool-Feature.jpg</image:loc><image:caption>SummerSchoolFeature</image:caption><image:title>SummerSchoolFeature</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/REconomy-Podcast-Episode-117.jpg</image:loc><image:caption>REconomyPodcastEpisode117</image:caption><image:title>REconomyPodcastEpisode117</image:title></image:image><lastmod>2024-12-19</lastmod></url><url><loc>https://blog.firstam.com/economics/is-love-the-answer-to-declining-homeownership</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Love-Homeownership%20021317.jpg</image:loc><image:caption>LoveHomeownership021317</image:caption><image:title>LoveHomeownership021317</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2023-Demographics-October-1.jpg</image:loc><image:caption>FBECON2023DemographicsOctober1</image:caption><image:title>FBECON2023DemographicsOctober1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2023-Generations-June-2.gif</image:loc><image:caption>FBECON2023GenerationsJune2</image:caption><image:title>FBECON2023GenerationsJune2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Love-Homeownership%20021317%202.jpg</image:loc><image:caption>LoveHomeownership0213172</image:caption><image:title>LoveHomeownership0213172</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2024-Grateful-Homeownership-1.jpg</image:loc><image:caption>ThankfulforHomeownershipALookatGenerationalTrends</image:caption><image:title>FBECON2024GratefulHomeownership1</image:title></image:image><lastmod>2020-04-22</lastmod></url><url><loc>https://blog.firstam.com/economics/how-can-housing-affordability-improve-during-periods-of-economic-decline-when-house-prices-rise</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2020RHPI-September.jpg</image:loc><image:caption>FBECON2020RHPISeptember</image:caption><image:title>FBECON2020RHPISeptember</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/092820%20RHPI%20chart.jpg</image:loc><image:caption>092820RHPIchart</image:caption><image:title>092820RHPIchart</image:title></image:image><lastmod>2020-09-28</lastmod></url><url><loc>https://blog.firstam.com/economics/more-homes-for-sale-sparks-uptick-in-housing-market-activity</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/EHS%20051624.png</image:loc><image:caption>ExistingHomeInventoryforSaleExistingHomeSalesGraph</image:caption><image:title>EHS051624</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-odeta-22.jpg</image:loc><image:caption>aboutodeta22</image:caption><image:title>aboutodeta22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2024-EHS-May-1.jpg</image:loc><image:caption>MainDriversofAprilExistingHomeSalesOutlook</image:caption><image:title>FBECON2024EHSMay1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><lastmod>2024-05-20</lastmod></url><url><loc>https://blog.firstam.com/innovation/why-data-extraction-is-critical-to-the-digital-transformation-of-real-estate-transactions</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Innovation/background-Inn-blog-1.jpg</image:loc><image:caption>backgroundInnblog1</image:caption><image:title>backgroundInnblog1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-powell.jpg</image:loc><image:caption>authorpowell</image:caption><image:title>authorpowell</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/1.31.23%20innovation.jpg</image:loc><image:caption>13123innovation</image:caption><image:title>13123innovation</image:title></image:image><lastmod>2023-01-31</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/bid/65748/Dublin-council-backs-accord-on-big-development-project-at-Camp-Parks</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/reconomy-podcast/will-industrial-properties-remain-a-bright-spot-in-commercial-real-estate</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-RECONOMY-E76-2.jpg</image:loc><image:caption>FBRECONOMYE762</image:caption><image:title>FBRECONOMYE762</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/REconomy-Podcast-Episode-117.jpg</image:loc><image:caption>REconomyPodcastEpisode117</image:caption><image:title>REconomyPodcastEpisode117</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/SummerSchool-Feature.jpg</image:loc><image:caption>SummerSchoolFeature</image:caption><image:title>SummerSchoolFeature</image:title></image:image><lastmod>2023-11-09</lastmod></url><url><loc>https://blog.firstam.com/reconomy-podcast/why-the-1980s-offers-the-best-comp-for-todays-housing-market</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-RECONOMY-E75-2.jpg</image:loc><image:caption>FBRECONOMYE752</image:caption><image:title>FBRECONOMYE752</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/REconomy-Podcast-Episode-117.jpg</image:loc><image:caption>REconomyPodcastEpisode117</image:caption><image:title>REconomyPodcastEpisode117</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/SummerSchool-Feature.jpg</image:loc><image:caption>SummerSchoolFeature</image:caption><image:title>SummerSchoolFeature</image:title></image:image><lastmod>2023-10-31</lastmod></url><url><loc>https://blog.firstam.com/cares/first-american-contributes-more-than-10000-to-the-american-heart-association</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Evanston_WY.png</image:loc><image:caption>EvanstonWY</image:caption><image:title>EvanstonWY</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Conroe_TX.png</image:loc><image:caption>ConroeTX</image:caption><image:title>ConroeTX</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Anchorange_AK.jpg</image:loc><image:caption>AnchorangeAK</image:caption><image:title>AnchorangeAK</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/spokane.png</image:loc><image:caption>spokane</image:caption><image:title>spokane</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/TA.png</image:loc><image:caption>TA</image:caption><image:title>TA</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/DSC_0487TO.jpg</image:loc><image:caption>DSC0487TO</image:caption><image:title>DSC0487TO</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Broken_Arrow_OK.png</image:loc><image:caption>BrokenArrowOK</image:caption><image:title>BrokenArrowOK</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Warrenville.png</image:loc><image:caption>Warrenville</image:caption><image:title>Warrenville</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Cares/bg-cares.jpg</image:loc><image:caption>bgcares</image:caption><image:title>bgcares</image:title></image:image><lastmod>2016-03-21</lastmod></url><url><loc>https://blog.firstam.com/economics/the-fundamental-underlying-issue-in-the-housing-market</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/082817%20PHS.jpg</image:loc><image:caption>082817PHS</image:caption><image:title>082817PHS</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA_Economics/FB-ECON-2017-How-Affordable-1-1-FAT.jpg</image:loc><image:caption>FBECON2017HowAffordable11FAT</image:caption><image:title>FBECON2017HowAffordable11FAT</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-January-1-7.jpg</image:loc><image:caption>January2025RealHousePriceIndex</image:caption><image:title>FBECON2025RHPIJanuary17</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><lastmod>2017-08-29</lastmod></url><url><loc>https://blog.firstam.com/trust-matters/4-ways-to-ease-the-bear-markets-pain</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/background-trust-matters-blog-1.jpg</image:loc><image:caption>backgroundtrustmattersblog1</image:caption><image:title>backgroundtrustmattersblog1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fatrust-logo.png</image:loc><image:caption>fatrustlogo</image:caption><image:title>fatrustlogo</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Exec%20Webinar%20Series/Executive%20Webinar-1200x628.jpg</image:loc><image:caption>ExecutiveWebinar1200x628</image:caption><image:title>ExecutiveWebinar1200x628</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-tm-editor-3.png</image:loc><image:caption>authortmeditor3</image:caption><image:title>authortmeditor3</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/shutterstock_1686781057.jpg</image:loc><image:caption>shutterstock1686781057</image:caption><image:title>shutterstock1686781057</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Newsletters/Market%20Review_blog-social%20Q1.2025.jpg</image:loc><image:caption>MarketReviewblogsocialQ12025</image:caption><image:title>MarketReviewblogsocialQ12025</image:title></image:image><lastmod>2022-08-03</lastmod></url><url><loc>https://blog.firstam.com/economics/whats-keeping-the-market-below-potential</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/112017%20PHS.jpg</image:loc><image:caption>112017PHS</image:caption><image:title>112017PHS</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><lastmod>2017-11-20</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/bid/71407/Developers-eyeing-Natomas-again</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/reconomy-podcast/the-five-most-affordable-cities-for-first-time-home-buyers</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA_Economics/FB-RECONOMY-2021-E30.jpg</image:loc><image:caption>FBRECONOMY2021E30</image:caption><image:title>FBRECONOMY2021E30</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/REconomy-Podcast-Episode-117.jpg</image:loc><image:caption>REconomyPodcastEpisode117</image:caption><image:title>REconomyPodcastEpisode117</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/SummerSchool-Feature.jpg</image:loc><image:caption>SummerSchoolFeature</image:caption><image:title>SummerSchoolFeature</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><lastmod>2023-11-01</lastmod></url><url><loc>https://blog.firstam.com/economics/have-existing-home-sales-bottomed-out</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/thumbnail_FB-ECON-2024-RHPI-October-1-2b.jpg</image:loc><image:caption>thumbnailFBECON2024RHPIOctober12b</image:caption><image:title>thumbnailFBECON2024RHPIOctober12b</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/071923%20PHS.jpg</image:loc><image:caption>071923PHS</image:caption><image:title>071923PHS</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2024-RHPI-September-1.jpg</image:loc><image:caption>FBECON2024RHPISeptember1</image:caption><image:title>FBECON2024RHPISeptember1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-Predictions-2025-2.jpg</image:loc><image:caption>2025HousingMarketPredictions</image:caption><image:title>FBECON2025Predictions20252</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2023-PHS-July-1.jpg</image:loc><image:caption>FBECON2023PHSJuly1</image:caption><image:title>FBECON2023PHSJuly1</image:title></image:image><lastmod>2023-07-19</lastmod></url><url><loc>https://blog.firstam.com/economics/what-the-post-katrina-real-estate-market-can-tell-us-about-hurricane-harveys-impact-on-houston</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/090817%20harvey%201.jpg</image:loc><image:caption>090817harvey1</image:caption><image:title>090817harvey1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/090817%20Harvey%203.jpg</image:loc><image:caption>090817Harvey3</image:caption><image:title>090817Harvey3</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/090817%20Harvey%202.jpg</image:loc><image:caption>090817Harvey2</image:caption><image:title>090817Harvey2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><lastmod>2020-02-26</lastmod></url><url><loc>https://blog.firstam.com/economics/mortgage-defect-and-fraud-risk-declining-in-super-tuesday-states</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA_Economics/022616_Defect_Index.png</image:loc><image:caption>022616DefectIndex</image:caption><image:title>022616DefectIndex</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/013020%20LADI.jpg</image:loc><image:caption>013020LADI</image:caption><image:title>013020LADI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/033020%20LADI.jpg</image:loc><image:caption>033020LADI</image:caption><image:title>033020LADI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/022820%20LADI.jpg</image:loc><image:caption>022820LADI</image:caption><image:title>022820LADI</image:title></image:image><lastmod>2017-07-13</lastmod></url><url><loc>https://blog.firstam.com/trust-matters/market-review-q1-2023</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Bio/Headshot_Blog_Scott%20D__FINAL.jpg</image:loc><image:caption>HeadshotBlogScottDFINAL</image:caption><image:title>HeadshotBlogScottDFINAL</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fatrust-logo.png</image:loc><image:caption>fatrustlogo</image:caption><image:title>fatrustlogo</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Newsletters/Index_Q1%202023_FINAL.png</image:loc><image:caption>IndexQ12023FINAL</image:caption><image:title>IndexQ12023FINAL</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/background-trust-matters-blog-1.jpg</image:loc><image:caption>backgroundtrustmattersblog1</image:caption><image:title>backgroundtrustmattersblog1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Exec%20Webinar%20Series/Executive%20Webinar-1200x628.jpg</image:loc><image:caption>ExecutiveWebinar1200x628</image:caption><image:title>ExecutiveWebinar1200x628</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Blog%20Image_Q1%202023%20Market%20Recap_Jason%20Nerio_23_06-06.jpg</image:loc><image:caption>BlogImageQ12023MarketRecapJasonNerio230606</image:caption><image:title>BlogImageQ12023MarketRecapJasonNerio230606</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Newsletters/Market%20Review_blog-social%20Q1.2025.jpg</image:loc><image:caption>MarketReviewblogsocialQ12025</image:caption><image:title>MarketReviewblogsocialQ12025</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-tm-editor-3.png</image:loc><image:caption>authortmeditor3</image:caption><image:title>authortmeditor3</image:title></image:image><lastmod>2023-07-28</lastmod></url><url><loc>https://blog.firstam.com/cre-insights/cre-x-factor-when-will-commercial-property-prices-recover</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/071023%20CRE.jpg</image:loc><image:caption>071023CRE</image:caption><image:title>071023CRE</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-1090_EC-CRE-Insights_XFactor_01.jpg</image:loc><image:caption>25BRAND01301090ECCREInsightsXFactor01</image:caption><image:title>25BRAND01301090ECCREInsightsXFactor01</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-1433_EC-CRE-Insights_01.jpg</image:loc><image:caption>Modernapartmentbuilding</image:caption><image:title>25BRAND01301433ECCREInsights01</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-1118_EC-CRE-Insights_Store-Closings.jpg</image:loc><image:caption>25BRAND01301118ECCREInsightsStoreClosings</image:caption><image:title>25BRAND01301118ECCREInsightsStoreClosings</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-xander-22.jpg</image:loc><image:caption>FirstAmericanCommercialRealEstateEconomistXanderSnyder</image:caption><image:title>aboutxander22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2023-CRE-July-1.jpg</image:loc><image:caption>FBECON2023CREJuly1</image:caption><image:title>FBECON2023CREJuly1</image:title></image:image><lastmod>2023-11-01</lastmod></url><url><loc>https://blog.firstam.com/cre-insights/cre-x-factor-where-is-commercial-real-estate-deal-activity-heading-in-2023</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/121622%20X-factor%203.jpg</image:loc><image:caption>121622Xfactor3</image:caption><image:title>121622Xfactor3</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-1433_EC-CRE-Insights_01.jpg</image:loc><image:caption>Modernapartmentbuilding</image:caption><image:title>25BRAND01301433ECCREInsights01</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/121622%20X-factor%202.jpg</image:loc><image:caption>121622Xfactor2</image:caption><image:title>121622Xfactor2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2022-CRE-December-1.jpg</image:loc><image:caption>FBECON2022CREDecember1</image:caption><image:title>FBECON2022CREDecember1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-1090_EC-CRE-Insights_XFactor_01.jpg</image:loc><image:caption>25BRAND01301090ECCREInsightsXFactor01</image:caption><image:title>25BRAND01301090ECCREInsightsXFactor01</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-xander-22.jpg</image:loc><image:caption>FirstAmericanCommercialRealEstateEconomistXanderSnyder</image:caption><image:title>aboutxander22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-1118_EC-CRE-Insights_Store-Closings.jpg</image:loc><image:caption>25BRAND01301118ECCREInsightsStoreClosings</image:caption><image:title>25BRAND01301118ECCREInsightsStoreClosings</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/121622%20X-factor%204.jpg</image:loc><image:caption>121622Xfactor4</image:caption><image:title>121622Xfactor4</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/121622%20X-factor%201.jpg</image:loc><image:caption>121622Xfactor1</image:caption><image:title>121622Xfactor1</image:title></image:image><lastmod>2023-11-01</lastmod></url><url><loc>https://blog.firstam.com/economics/todays-housing-market-remains-far-from-normal</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Existing%20Home%20Sales%20Total%20Households%2c%20Graph.jpg</image:loc><image:caption>ExistingHomeSalesTotalHouseholdsGraph</image:caption><image:title>ExistingHomeSalesTotalHouseholdsGraph</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Real%20House%20Price%20Index%20January%202025.jpg</image:loc><image:caption>RealHousePriceIndexJanuary2025</image:caption><image:title>RealHousePriceIndexJanuary2025</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Existing%20Home%20Sales%20January%202026.png</image:loc><image:caption>ExistingHomeSalesJanuary2026</image:caption><image:title>ExistingHomeSalesJanuary2026</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Existing%20Home%20Sales.jpg</image:loc><image:caption>ExistingHomeSalesOutlookDecember2025</image:caption><image:title>ExistingHomeSales</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Economics%20for%20Real%20Estate%20Professionals.jpg</image:loc><image:caption>EconomicsforRealEstateProfessionals</image:caption><image:title>EconomicsforRealEstateProfessionals</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-odeta-22.jpg</image:loc><image:caption>aboutodeta22</image:caption><image:title>aboutodeta22</image:title></image:image><lastmod>2026-02-13</lastmod></url><url><loc>https://blog.firstam.com/economics/era-of-uncertainty-continues-to-drive-consumer-house-buying-power</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-January-1-7.jpg</image:loc><image:caption>January2025RealHousePriceIndex</image:caption><image:title>FBECON2025RHPIJanuary17</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/072516_RHPI.png</image:loc><image:caption>072516RHPI</image:caption><image:title>072516RHPI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><lastmod>2017-07-06</lastmod></url><url><loc>https://blog.firstam.com/reconomy-podcast/are-we-nearing-the-bottom-in-commercial-real-estate-transaction-volume</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-RECONOMY-E89-2.jpg</image:loc><image:caption>TheREconomyPodcastEP89AreWeNearingtheBottominCommercialRealEstateTransactionVolume</image:caption><image:title>FBRECONOMYE892</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/REconomy-Podcast-Episode-117.jpg</image:loc><image:caption>REconomyPodcastEpisode117</image:caption><image:title>REconomyPodcastEpisode117</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/SummerSchool-Feature.jpg</image:loc><image:caption>SummerSchoolFeature</image:caption><image:title>SummerSchoolFeature</image:title></image:image><lastmod>2024-05-09</lastmod></url><url><loc>https://blog.firstam.com/economics/market-potential-unaffected-by-know-before-you-owe</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA_Economics/20160119_Winter_Home_Sale_Woes.png</image:loc><image:caption>20160119WinterHomeSaleWoes</image:caption><image:title>20160119WinterHomeSaleWoes</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA_Economics/20160119_Market_Potential_Unaffected.png</image:loc><image:caption>20160119MarketPotentialUnaffected</image:caption><image:title>20160119MarketPotentialUnaffected</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><lastmod>2016-01-19</lastmod></url><url><loc>https://blog.firstam.com/bid/69925/Housing-s-inventory-issue</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/blog-post-4_should_we_sell_or_keep.jpg</image:loc><image:caption>blogpost4shouldwesellorkeep</image:caption><image:title>blogpost4shouldwesellorkeep</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/trust-matters/considerations-for-emergency-savings</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Emergency%20Savings1.jpg</image:loc><image:caption>EmergencySavings1</image:caption><image:title>EmergencySavings1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Exec%20Webinar%20Series/Executive%20Webinar-1200x628.jpg</image:loc><image:caption>ExecutiveWebinar1200x628</image:caption><image:title>ExecutiveWebinar1200x628</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Newsletters/Market%20Review_blog-social%20Q1.2025.jpg</image:loc><image:caption>MarketReviewblogsocialQ12025</image:caption><image:title>MarketReviewblogsocialQ12025</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/background-trust-matters-blog-1.jpg</image:loc><image:caption>backgroundtrustmattersblog1</image:caption><image:title>backgroundtrustmattersblog1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/image-png-Jul-12-2024-06-24-55-4329-PM.png</image:loc><image:caption>imagepngJul1220240624554329PM</image:caption><image:title>imagepngJul1220240624554329PM</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fatrust-logo.png</image:loc><image:caption>fatrustlogo</image:caption><image:title>fatrustlogo</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-tm-editor-3.png</image:loc><image:caption>authortmeditor3</image:caption><image:title>authortmeditor3</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Michael%20Ser.jpg</image:loc><image:caption>MichaelSer</image:caption><image:title>MichaelSer</image:title></image:image><lastmod>2024-07-17</lastmod></url><url><loc>https://blog.firstam.com/trust-matters/sp-500-haters-now-make-enough-in-treasuries-to-bid-stocks-farewell</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/In%20the%20News/Blog%20Image_Jerry%20Quote%20-%20Feb%202023-1.jpg</image:loc><image:caption>BlogImageJerryQuoteFeb20231</image:caption><image:title>BlogImageJerryQuoteFeb20231</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fatrust-logo.png</image:loc><image:caption>fatrustlogo</image:caption><image:title>fatrustlogo</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-tm-editor-3.png</image:loc><image:caption>authortmeditor3</image:caption><image:title>authortmeditor3</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Exec%20Webinar%20Series/Executive%20Webinar-1200x628.jpg</image:loc><image:caption>ExecutiveWebinar1200x628</image:caption><image:title>ExecutiveWebinar1200x628</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Newsletters/Market%20Review_blog-social%20Q1.2025.jpg</image:loc><image:caption>MarketReviewblogsocialQ12025</image:caption><image:title>MarketReviewblogsocialQ12025</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/background-trust-matters-blog-1.jpg</image:loc><image:caption>backgroundtrustmattersblog1</image:caption><image:title>backgroundtrustmattersblog1</image:title></image:image><lastmod>2023-03-08</lastmod></url><url><loc>https://blog.firstam.com/economics/why-housing-economists-get-excited-about-march</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2023-Generations-June-2.gif</image:loc><image:caption>FBECON2023GenerationsJune2</image:caption><image:title>FBECON2023GenerationsJune2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2023-Demographics-October-1.jpg</image:loc><image:caption>FBECON2023DemographicsOctober1</image:caption><image:title>FBECON2023DemographicsOctober1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/031116_Homeownership_factors.png</image:loc><image:caption>031116Homeownershipfactors</image:caption><image:title>031116Homeownershipfactors</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2024-Grateful-Homeownership-1.jpg</image:loc><image:caption>ThankfulforHomeownershipALookatGenerationalTrends</image:caption><image:title>FBECON2024GratefulHomeownership1</image:title></image:image><lastmod>2016-03-11</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/bid/69036/The-Geography-Of-Aging-Why-Millennials-Are-Headed-To-The-Suburbs</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/bid/63520/Holliday-planning-100-Emeryville-apartments</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/trust-matters/powers-of-appointment-the-swiss-army-knife-of-estate-planning</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-tm-editor-3.png</image:loc><image:caption>authortmeditor3</image:caption><image:title>authortmeditor3</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Cannon%20-%20December%2015%20-%20Social%20Post.png</image:loc><image:caption>CannonDecember15SocialPost</image:caption><image:title>CannonDecember15SocialPost</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fatrust-logo.png</image:loc><image:caption>fatrustlogo</image:caption><image:title>fatrustlogo</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/background-trust-matters-blog-1.jpg</image:loc><image:caption>backgroundtrustmattersblog1</image:caption><image:title>backgroundtrustmattersblog1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Cannon%20-%20November%2015%20-%20Social%20Post.png</image:loc><image:caption>CannonNovember15SocialPost</image:caption><image:title>CannonNovember15SocialPost</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Nov%20Cannon%202023-1.jpg</image:loc><image:caption>NovCannon20231</image:caption><image:title>NovCannon20231</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Cannon%20-%20January%2024%20-%20Social%20Post.png</image:loc><image:caption>CannonJanuary24SocialPost</image:caption><image:title>CannonJanuary24SocialPost</image:title></image:image><lastmod>2022-12-14</lastmod></url><url><loc>https://blog.firstam.com/economics/house-price-appreciation-flips-the-rent-versus-own-dynamic-in-favor-of-owning-in-27-markets</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-odeta-22.jpg</image:loc><image:caption>aboutodeta22</image:caption><image:title>aboutodeta22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Rent%20vs%20Own%203.jpg</image:loc><image:caption>RentvsOwn3</image:caption><image:title>RentvsOwn3</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><lastmod>2024-08-16</lastmod></url><url><loc>https://blog.firstam.com/cares/first-americans-caring-eagles-run-michigan</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Group%20%234.jpg</image:loc><image:caption>Group4</image:caption><image:title>Group4</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Ragnar%20MI%20%231.png</image:loc><image:caption>RagnarMI1</image:caption><image:title>RagnarMI1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Ragnar%20MI%20%237-1.jpeg</image:loc><image:caption>RagnarMI71</image:caption><image:title>RagnarMI71</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Ragnar%20MI%20%236.jpg</image:loc><image:caption>RagnarMI6</image:caption><image:title>RagnarMI6</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Ragnar%20MI%20%234.jpg</image:loc><image:caption>RagnarMI4</image:caption><image:title>RagnarMI4</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/H4H%20Paula%20Pat%20Jennifer.jpg</image:loc><image:caption>H4HPaulaPatJennifer</image:caption><image:title>H4HPaulaPatJennifer</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Pink%20Masks.jpg</image:loc><image:caption>PinkMasks</image:caption><image:title>PinkMasks</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Ragnar%20MI%20%232.png</image:loc><image:caption>RagnarMI2</image:caption><image:title>RagnarMI2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Cares/bg-cares.jpg</image:loc><image:caption>bgcares</image:caption><image:title>bgcares</image:title></image:image><lastmod>2019-12-23</lastmod></url><url><loc>https://blog.firstam.com/reconomy-podcast/is-the-new-home-market-over-supplied</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/SummerSchool-Feature.jpg</image:loc><image:caption>SummerSchoolFeature</image:caption><image:title>SummerSchoolFeature</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-RECONOMY-E56-2.jpg</image:loc><image:caption>FBRECONOMYE562</image:caption><image:title>FBRECONOMYE562</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/REconomy-Podcast-Episode-117.jpg</image:loc><image:caption>REconomyPodcastEpisode117</image:caption><image:title>REconomyPodcastEpisode117</image:title></image:image><lastmod>2023-10-31</lastmod></url><url><loc>https://blog.firstam.com/economics/the-unexpected-surprise-boosting-demand-and-supply-in-2019</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/061819%20RESI%201.jpg</image:loc><image:caption>061819RESI1</image:caption><image:title>061819RESI1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/061819%20RESI%202.jpg</image:loc><image:caption>061819RESI2</image:caption><image:title>061819RESI2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><lastmod>2019-06-18</lastmod></url><url><loc>https://blog.firstam.com/economics/interview-on-cnbc-discussing-the-housing-markets-potential-shift-toward-a-buyers-market</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/092118%20CNBC.jpg</image:loc><image:caption>092118CNBC</image:caption><image:title>092118CNBC</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><lastmod>2018-09-26</lastmod></url><url><loc>https://blog.firstam.com/economics/mapping-the-landscape-of-affordability-why-where-you-live-shapes-what-you-pay</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-2272-2025-ECH.jpg</image:loc><image:caption>25BRAND337122722025ECH</image:caption><image:title>25BRAND337122722025ECH</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1848-%20July%20EHSO.jpg</image:loc><image:caption>ExistingHomesSalesOutlookJune2025</image:caption><image:title>25BRAND33711848JulyEHSO</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1850-RHPI.jpg</image:loc><image:caption>25BRAND33711850RHPI</image:caption><image:title>25BRAND33711850RHPI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-sam-24.jpg</image:loc><image:caption>aboutsam24</image:caption><image:title>aboutsam24</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-Housing-Update%20(1).jpg</image:loc><image:caption>25BRAND3371HousingUpdate1</image:caption><image:title>25BRAND3371HousingUpdate1</image:title></image:image><lastmod>2025-08-13</lastmod></url><url><loc>https://blog.firstam.com/test/title-company-reporting-required-by-fincen-expanded</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA_PandC/Email%20Pieces/ThinkstockPhotos-480515586.jpg</image:loc><image:caption>ThinkstockPhotos480515586</image:caption><image:title>ThinkstockPhotos480515586</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/First_Am_NCS_/ThinkstockPhotos-533250770.jpg</image:loc><image:caption>ThinkstockPhotos533250770</image:caption><image:title>ThinkstockPhotos533250770</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Julie%20Kuntz4620%201-Ready%20copy%20white.jpg</image:loc><image:caption>JulieKuntz46201Readycopywhite</image:caption><image:title>JulieKuntz46201Readycopywhite</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/0621016_RESI_blog_post.png</image:loc><image:caption>0621016RESIblogpost</image:caption><image:title>0621016RESIblogpost</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/imgb.png</image:loc><image:caption>imgb</image:caption><image:title>imgb</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Innovation/background-Inn-blog-1.jpg</image:loc><image:caption>backgroundInnblog1</image:caption><image:title>backgroundInnblog1</image:title></image:image><lastmod>2018-06-28</lastmod></url><url><loc>https://blog.firstam.com/trust-matters/continuing-education-cannon-oc-june-21-2022-1</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Cannon%20-%20January%2024%20-%20Social%20Post.png</image:loc><image:caption>CannonJanuary24SocialPost</image:caption><image:title>CannonJanuary24SocialPost</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Blog%20Picture.jpg</image:loc><image:caption>BlogPicture</image:caption><image:title>BlogPicture</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-tm-editor-3.png</image:loc><image:caption>authortmeditor3</image:caption><image:title>authortmeditor3</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fatrust-logo.png</image:loc><image:caption>fatrustlogo</image:caption><image:title>fatrustlogo</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Cannon%20-%20December%2015%20-%20Social%20Post.png</image:loc><image:caption>CannonDecember15SocialPost</image:caption><image:title>CannonDecember15SocialPost</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Nov%20Cannon%202023-1.jpg</image:loc><image:caption>NovCannon20231</image:caption><image:title>NovCannon20231</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/background-trust-matters-blog-1.jpg</image:loc><image:caption>backgroundtrustmattersblog1</image:caption><image:title>backgroundtrustmattersblog1</image:title></image:image><lastmod>2022-06-29</lastmod></url><url><loc>https://blog.firstam.com/economics/housing-market-potential-increases-despite-strengthening-rate-lock-in-effect</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/082123%20PHS%20Model.jpg</image:loc><image:caption>082123PHSModel</image:caption><image:title>082123PHSModel</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/thumbnail_FB-ECON-2024-RHPI-October-1-2b.jpg</image:loc><image:caption>thumbnailFBECON2024RHPIOctober12b</image:caption><image:title>thumbnailFBECON2024RHPIOctober12b</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2024-RHPI-September-1.jpg</image:loc><image:caption>FBECON2024RHPISeptember1</image:caption><image:title>FBECON2024RHPISeptember1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2023-PHS-August-1.jpg</image:loc><image:caption>FBECON2023PHSAugust1</image:caption><image:title>FBECON2023PHSAugust1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-Predictions-2025-2.jpg</image:loc><image:caption>2025HousingMarketPredictions</image:caption><image:title>FBECON2025Predictions20252</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><lastmod>2023-08-21</lastmod></url><url><loc>https://blog.firstam.com/trust-matters/tax-advantaged-real-estate-solutions-with-first-american</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Newsletters/One%20Big%20Beautiful%20Bill%20Blog%202.jpg</image:loc><image:caption>OneBigBeautifulBillBlog2</image:caption><image:title>OneBigBeautifulBillBlog2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-tm-editor-3.png</image:loc><image:caption>authortmeditor3</image:caption><image:title>authortmeditor3</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Market%20Review_Q3%20blog-social%202025.jpg</image:loc><image:caption>MarketReviewQ3blogsocial2025</image:caption><image:title>MarketReviewQ3blogsocial2025</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Newsletters/1031%20Exchanges%2cDSTs%20&amp;%20UPREITsblog-social.jpg</image:loc><image:caption>1031ExchangesDSTsUPREITsblogsocial</image:caption><image:title>1031ExchangesDSTsUPREITsblogsocial</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Newsletters/Private%20Credit%20Blog_v2.jpg</image:loc><image:caption>PrivateCreditBlogv2</image:caption><image:title>PrivateCreditBlogv2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fatrust-logo.png</image:loc><image:caption>fatrustlogo</image:caption><image:title>fatrustlogo</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/background-trust-matters-blog-1.jpg</image:loc><image:caption>backgroundtrustmattersblog1</image:caption><image:title>backgroundtrustmattersblog1</image:title></image:image><lastmod>2025-10-30</lastmod></url><url><loc>https://blog.firstam.com/economics/a-lackluster-housing-wealth-creation-engine-in-south-carolina</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA_Economics/SC.png</image:loc><image:caption>SC</image:caption><image:title>SC</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2020-Labor-2-1.jpg</image:loc><image:caption>FBECON2020Labor21</image:caption><image:title>FBECON2020Labor21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/060218%20Jobs%20report.jpg</image:loc><image:caption>060218Jobsreport</image:caption><image:title>060218Jobsreport</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/090718%20back%20to%20school.jpg</image:loc><image:caption>090718backtoschool</image:caption><image:title>090718backtoschool</image:title></image:image><lastmod>2016-02-17</lastmod></url><url><loc>https://blog.firstam.com/economics/mortgage-rate-relief-brings-much-needed-optimism-to-the-housing-market</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2024-EHS-August-1.jpg</image:loc><image:caption>FBECON2024EHSAugust1</image:caption><image:title>FBECON2024EHSAugust1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-odeta-22.jpg</image:loc><image:caption>aboutodeta22</image:caption><image:title>aboutodeta22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/EHS%20082024.jpg</image:loc><image:caption>EHS082024</image:caption><image:title>EHS082024</image:title></image:image><lastmod>2024-08-20</lastmod></url><url><loc>https://blog.firstam.com/bid/67762/10-Steps-to-Buying-a-Home-Infographic</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/blog-post-2_home_renovations_to_avoid.jpg</image:loc><image:caption>blogpost2homerenovationstoavoid</image:caption><image:title>blogpost2homerenovationstoavoid</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/blog-post_3_real_estate_terms.jpg</image:loc><image:caption>blogpost3realestateterms</image:caption><image:title>blogpost3realestateterms</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/economics/where-is-it-cheaper-to-own-a-home-than-to-rent</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-odeta-22.jpg</image:loc><image:caption>aboutodeta22</image:caption><image:title>aboutodeta22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2020-Rent-vs-Buy-1.jpg</image:loc><image:caption>FBECON2020RentvsBuy1</image:caption><image:title>FBECON2020RentvsBuy1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/OwnRent5.png</image:loc><image:caption>OwnRent5</image:caption><image:title>OwnRent5</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><lastmod>2020-04-10</lastmod></url><url><loc>https://blog.firstam.com/trust-matters/introducing-new-leadership-at-first-american-trust</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Company%20News/Image_New%20CEO%20and%20President.jpg</image:loc><image:caption>ImageNewCEOandPresident</image:caption><image:title>ImageNewCEOandPresident</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-tm-editor-3.png</image:loc><image:caption>authortmeditor3</image:caption><image:title>authortmeditor3</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Choose%20the%20right%20bank%20for%20your%20business.png</image:loc><image:caption>Choosetherightbankforyourbusiness</image:caption><image:title>Choosetherightbankforyourbusiness</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Top%20Companies%201200x628.jpg</image:loc><image:caption>TopCompanies1200x628</image:caption><image:title>TopCompanies1200x628</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/background-trust-matters-blog-1.jpg</image:loc><image:caption>backgroundtrustmattersblog1</image:caption><image:title>backgroundtrustmattersblog1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/content.webp</image:loc><image:caption>content</image:caption><image:title>content</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fatrust-logo.png</image:loc><image:caption>fatrustlogo</image:caption><image:title>fatrustlogo</image:title></image:image><lastmod>2023-10-26</lastmod></url><url><loc>https://blog.firstam.com/trust-matters/check-fraud-and-how-to-prevent-it</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fatrust-logo.png</image:loc><image:caption>fatrustlogo</image:caption><image:title>fatrustlogo</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/background-trust-matters-blog-1.jpg</image:loc><image:caption>backgroundtrustmattersblog1</image:caption><image:title>backgroundtrustmattersblog1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Oct%20Research%20Article.png</image:loc><image:caption>OctResearchArticle</image:caption><image:title>OctResearchArticle</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-tm-editor-3.png</image:loc><image:caption>authortmeditor3</image:caption><image:title>authortmeditor3</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Choose%20the%20right%20bank%20for%20your%20business.png</image:loc><image:caption>Choosetherightbankforyourbusiness</image:caption><image:title>Choosetherightbankforyourbusiness</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/content.webp</image:loc><image:caption>content</image:caption><image:title>content</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Top%20Companies%201200x628.jpg</image:loc><image:caption>TopCompanies1200x628</image:caption><image:title>TopCompanies1200x628</image:title></image:image><lastmod>2024-09-26</lastmod></url><url><loc>https://blog.firstam.com/cre-insights/2026-cre-outlook-five-forces-forge-a-favorable-foundation-for-cre</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-2603_EC%20CRE%20Insights_XFactor.jpg</image:loc><image:caption>25BRAND01302603ECCREInsightsXFactor</image:caption><image:title>25BRAND01302603ECCREInsightsXFactor</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-xander-22.jpg</image:loc><image:caption>FirstAmericanCommercialRealEstateEconomistXanderSnyder</image:caption><image:title>aboutxander22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRA_1-2.jpg</image:loc><image:caption>Multifamilycapratesin2026</image:caption><image:title>25BRA12</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/CRE%20Origination%20Activity%2c%20Graph.jpg</image:loc><image:caption>Annualgrowthinoriginationactivitybylendertype</image:caption><image:title>CREOriginationActivityGraph</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Transaction%20Volume%2c%20Graph.jpg</image:loc><image:caption>Quarterlytransactionvolumebyassetclass</image:caption><image:title>TransactionVolumeGraph</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/CRE%20Refinance%20Volume%2c%20Graph.jpg</image:loc><image:caption>CRErefinancevolumebyassetclassgraph</image:caption><image:title>CRERefinanceVolumeGraph</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/CRE%20Distress%2c%20Graph.jpg</image:loc><image:caption>CMBSdelinquencyratebyassetclass</image:caption><image:title>CREDistressGraph</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-1819-2738_EC-CRE-Insights_XFactor_1.jpg</image:loc><image:caption>25BRAND18192738ECCREInsightsXFactor1</image:caption><image:title>25BRAND18192738ECCREInsightsXFactor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/2026%20CRE%20Outlook.jpg</image:loc><image:caption>2026CommercialRealEstateOutlook</image:caption><image:title>2026CREOutlook</image:title></image:image><lastmod>2025-12-03</lastmod></url><url><loc>https://blog.firstam.com/cre-insights/til-debt-do-us-part-what-maturing-cmbs-debt-signals-about-the-scale-of-refinancing-risk-in-2023-and-beyond</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/011323%20CRE%20post%20chart.jpg</image:loc><image:caption>011323CREpostchart</image:caption><image:title>011323CREpostchart</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-1118_EC-CRE-Insights_Store-Closings.jpg</image:loc><image:caption>25BRAND01301118ECCREInsightsStoreClosings</image:caption><image:title>25BRAND01301118ECCREInsightsStoreClosings</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-xander-22.jpg</image:loc><image:caption>FirstAmericanCommercialRealEstateEconomistXanderSnyder</image:caption><image:title>aboutxander22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/COM-EC-011323.jpg</image:loc><image:caption>COMEC011323</image:caption><image:title>COMEC011323</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-1433_EC-CRE-Insights_01.jpg</image:loc><image:caption>Modernapartmentbuilding</image:caption><image:title>25BRAND01301433ECCREInsights01</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-1090_EC-CRE-Insights_XFactor_01.jpg</image:loc><image:caption>25BRAND01301090ECCREInsightsXFactor01</image:caption><image:title>25BRAND01301090ECCREInsightsXFactor01</image:title></image:image><lastmod>2023-11-01</lastmod></url><url><loc>https://blog.firstam.com/economics/how-will-rising-rates-impact-home-sales</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/022018%20phs%20chart.jpg</image:loc><image:caption>022018phschart</image:caption><image:title>022018phschart</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/022018%20phs%20infographic.jpg</image:loc><image:caption>022018phsinfographic</image:caption><image:title>022018phsinfographic</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><lastmod>2018-03-28</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/bid/65976/Council-Settles-Deal-Points-on-Dublin-Crossing</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/economics/housing-market-potential-poised-to-grow-in-2021</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2021-PHS-February.gif</image:loc><image:caption>FBECON2021PHSFebruary</image:caption><image:title>FBECON2021PHSFebruary</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/021821%20PHS.jpg</image:loc><image:caption>021821PHS</image:caption><image:title>021821PHS</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2024-RHPI-September-1.jpg</image:loc><image:caption>FBECON2024RHPISeptember1</image:caption><image:title>FBECON2024RHPISeptember1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-odeta-22.jpg</image:loc><image:caption>aboutodeta22</image:caption><image:title>aboutodeta22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/thumbnail_FB-ECON-2024-RHPI-October-1-2b.jpg</image:loc><image:caption>thumbnailFBECON2024RHPIOctober12b</image:caption><image:title>thumbnailFBECON2024RHPIOctober12b</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-Predictions-2025-2.jpg</image:loc><image:caption>2025HousingMarketPredictions</image:caption><image:title>FBECON2025Predictions20252</image:title></image:image><lastmod>2021-02-18</lastmod></url><url><loc>https://blog.firstam.com/economics/are-baby-boomers-the-key-to-the-housing-market-shortage</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA_Economics/FA%20Econ%201200x628%2010-12-21.jpg</image:loc><image:caption>FAEcon1200x628101221</image:caption><image:title>FAEcon1200x628101221</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/070622%20HPRI%20a.jpg</image:loc><image:caption>070622HPRIa</image:caption><image:title>070622HPRIa</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2021-HPRI-June.jpg</image:loc><image:caption>FBECON2021HPRIJune</image:caption><image:title>FBECON2021HPRIJune</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/051418%20boomer%201.jpg</image:loc><image:caption>051418boomer1</image:caption><image:title>051418boomer1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/051418%20boomer%202.jpg</image:loc><image:caption>051418boomer2</image:caption><image:title>051418boomer2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><lastmod>2020-04-22</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/bid/68807/Anti-development-backlash-rocks-San-Francisco</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/bid/72307/San-Francisco-supervisor-would-add-more-than-1-000-housing-units-in-Sunset-District</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-08-22</lastmod></url><url><loc>https://blog.firstam.com/economics/is-it-a-good-time-to-buy-a-home</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/062821%20RHPI%20chart.jpg</image:loc><image:caption>062821RHPIchart</image:caption><image:title>062821RHPIchart</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2021-RHPI-June-1.jpg</image:loc><image:caption>FBECON2021RHPIJune1</image:caption><image:title>FBECON2021RHPIJune1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><lastmod>2021-06-28</lastmod></url><url><loc>https://blog.firstam.com/reconomy-podcast/the-grateful-eight-a-thanksgiving-recipe-for-housing-market-optimism</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/REconomy-Podcast-Episode-129.jpg</image:loc><image:caption>TheREconomyPodcastEP129</image:caption><image:title>REconomyPodcastEpisode129</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/REconomy-Podcast-Episode-128.jpg</image:loc><image:caption>REconomyPodcastEpisode128</image:caption><image:title>REconomyPodcastEpisode128</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/REconomy-Podcast-Episode-127.jpg</image:loc><image:caption>REconomyPodcastEpisode127</image:caption><image:title>REconomyPodcastEpisode127</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/REconomy%20Podcast%20Episode%20126.png</image:loc><image:caption>REconomyPodcastEpisode126</image:caption><image:title>REconomyPodcastEpisode126</image:title></image:image><lastmod>2025-11-20</lastmod></url><url><loc>https://blog.firstam.com/bid/69731/Tips-for-hosting-a-successful-open-house-during-the-winter</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/blog-post_3_real_estate_terms.jpg</image:loc><image:caption>blogpost3realestateterms</image:caption><image:title>blogpost3realestateterms</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/blog-post-2_home_renovations_to_avoid.jpg</image:loc><image:caption>blogpost2homerenovationstoavoid</image:caption><image:title>blogpost2homerenovationstoavoid</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/bid/65734/Vibrant-recovery-is-building</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/economics/why-house-prices-still-have-room-to-run</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/112921%20RHPI%20table.png</image:loc><image:caption>112921RHPItable</image:caption><image:title>112921RHPItable</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/112921%20RHPI%20chart.jpg</image:loc><image:caption>112921RHPIchart</image:caption><image:title>112921RHPIchart</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Econ%201200x628%2011-29-21.jpg</image:loc><image:caption>FAEcon1200x628112921</image:caption><image:title>FAEcon1200x628112921</image:title></image:image><lastmod>2021-11-30</lastmod></url><url><loc>https://blog.firstam.com/trust-matters/decoupling-is-the-ultimate-missed-expectation</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fatrust-logo.png</image:loc><image:caption>fatrustlogo</image:caption><image:title>fatrustlogo</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA_Trust/Jerry%20Braakman%20Quote%20and%20Post_5.17.2023%20DARK%20copy.jpg</image:loc><image:caption>JerryBraakmanQuoteandPost5172023DARKcopy</image:caption><image:title>JerryBraakmanQuoteandPost5172023DARKcopy</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Exec%20Webinar%20Series/Executive%20Webinar-1200x628.jpg</image:loc><image:caption>ExecutiveWebinar1200x628</image:caption><image:title>ExecutiveWebinar1200x628</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Newsletters/Market%20Review_blog-social%20Q1.2025.jpg</image:loc><image:caption>MarketReviewblogsocialQ12025</image:caption><image:title>MarketReviewblogsocialQ12025</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/background-trust-matters-blog-1.jpg</image:loc><image:caption>backgroundtrustmattersblog1</image:caption><image:title>backgroundtrustmattersblog1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-tm-editor-3.png</image:loc><image:caption>authortmeditor3</image:caption><image:title>authortmeditor3</image:title></image:image><lastmod>2023-05-18</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/milpitas-holds-firm-on-density-near-bart-says-no-to-downzone-request</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-11-25</lastmod></url><url><loc>https://blog.firstam.com/15-real-estate-terms-you-should-know</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/blog-post-2_home_renovations_to_avoid.jpg</image:loc><image:caption>blogpost2homerenovationstoavoid</image:caption><image:title>blogpost2homerenovationstoavoid</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/blog-post_3_real_estate_terms.jpg</image:loc><image:caption>blogpost3realestateterms</image:caption><image:title>blogpost3realestateterms</image:title></image:image><lastmod>2017-09-28</lastmod></url><url><loc>https://blog.firstam.com/cares/first-american-employees-proudly-give-back-and-support-community-development</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Cares/Picture3.jpg</image:loc><image:caption>Picture3</image:caption><image:title>Picture3</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Picture6.jpg</image:loc><image:caption>Picture6</image:caption><image:title>Picture6</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Cares/bg-cares.jpg</image:loc><image:caption>bgcares</image:caption><image:title>bgcares</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Picture10.png</image:loc><image:caption>Picture10</image:caption><image:title>Picture10</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Picture12.png</image:loc><image:caption>Picture12</image:caption><image:title>Picture12</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/CDuplis.png</image:loc><image:caption>CDuplis</image:caption><image:title>CDuplis</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Picture11.jpg</image:loc><image:caption>Picture11</image:caption><image:title>Picture11</image:title></image:image><lastmod>2022-09-15</lastmod></url><url><loc>https://blog.firstam.com/commercial/the-inside-look-with-xander-snyder-episode-21</loc><video:video><video:thumbnail_loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Inside%20Look%20Special%20Edition_Filtering.mp4/medium.jpg</video:thumbnail_loc><video:title>Inside Look Special Edition_Filtering</video:title><video:description>Inside Look Special Edition_Filtering</video:description><video:content_loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Inside%20Look%20Special%20Edition_Filtering.mp4</video:content_loc><video:duration>211</video:duration><video:requires_subscription>no</video:requires_subscription><video:live>no</video:live></video:video><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-NCS-0799-Xander-Inside-Look-Ep%2021.png</image:loc><image:caption>25NCS0799XanderInsideLookEp21</image:caption><image:title>25NCS0799XanderInsideLookEp21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Xander-Inside-Look-Ep-18%20(1).png</image:loc><image:caption>XanderInsideLookEp181</image:caption><image:title>XanderInsideLookEp181</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/First_Am_NCS_/img/background-2-ncs-blog.jpg</image:loc><image:caption>background2ncsblog</image:caption><image:title>background2ncsblog</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/fa-title_logo.png</image:loc><image:caption>fatitlelogo</image:caption><image:title>fatitlelogo</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Xander-Inside-Look_ep19.jpg</image:loc><image:caption>XanderInsideLookep19</image:caption><image:title>XanderInsideLookep19</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Xander-Inside-Look-Ep-20.png</image:loc><image:caption>XanderInsideLookEp20</image:caption><image:title>XanderInsideLookEp20</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/NCS/NCS_Blog_Header_2.jpg</image:loc><image:caption>NCSBlogHeader2</image:caption><image:title>NCSBlogHeader2</image:title></image:image><lastmod>2025-07-16</lastmod></url><url><loc>https://blog.firstam.com/economics/five-housing-market-predictions-for-2025</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Housing%20Outlook%20010825%203.jpg</image:loc><image:caption>NewandExistingInventoryforSaleGraph</image:caption><image:title>HousingOutlook0108253</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Housing%20Outlook%20010825%204.jpg</image:loc><image:caption>ExistingandNewHomeSalesasaShareofTotalSalesGraph</image:caption><image:title>HousingOutlook0108254</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Housing%20Outlook%20010825.jpg</image:loc><image:caption>HousingOutlook010825</image:caption><image:title>HousingOutlook010825</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-odeta-22.jpg</image:loc><image:caption>aboutodeta22</image:caption><image:title>aboutodeta22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-Predictions-2025-2.jpg</image:loc><image:caption>2025HousingMarketPredictions</image:caption><image:title>FBECON2025Predictions20252</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Housing%20Outlook%20010825%202.jpg</image:loc><image:caption>MonthsSupplyvsYearlyGrowthinNominalHousePricesGraph</image:caption><image:title>HousingOutlook0108252</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><lastmod>2025-01-09</lastmod></url><url><loc>https://blog.firstam.com/trust-matters/market-review-q2-2022</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-tm-editor-3.png</image:loc><image:caption>authortmeditor3</image:caption><image:title>authortmeditor3</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Newsletters/Image_Index_Bloomberg%206.30.2022.png</image:loc><image:caption>ImageIndexBloomberg6302022</image:caption><image:title>ImageIndexBloomberg6302022</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Exec%20Webinar%20Series/Executive%20Webinar-1200x628.jpg</image:loc><image:caption>ExecutiveWebinar1200x628</image:caption><image:title>ExecutiveWebinar1200x628</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Bio/Headshot_Blog_Scott%20D__FINAL.jpg</image:loc><image:caption>HeadshotBlogScottDFINAL</image:caption><image:title>HeadshotBlogScottDFINAL</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Newsletters/Market%20Review_blog-social%20Q1.2025.jpg</image:loc><image:caption>MarketReviewblogsocialQ12025</image:caption><image:title>MarketReviewblogsocialQ12025</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/background-trust-matters-blog-1.jpg</image:loc><image:caption>backgroundtrustmattersblog1</image:caption><image:title>backgroundtrustmattersblog1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fatrust-logo.png</image:loc><image:caption>fatrustlogo</image:caption><image:title>fatrustlogo</image:title></image:image><lastmod>2022-07-28</lastmod></url><url><loc>https://blog.firstam.com/cre-insights/cre-x-factor-multifamily-transaction-volume-is-down-but-is-there-a-hidden-urbanization-trend</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/CRE%20X%20Factor%20060324.png</image:loc><image:caption>ApartmentBuildingSizeTradedGraph</image:caption><image:title>CREXFactor060324</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/CRE%20X%20Factor%20060324%202.png</image:loc><image:caption>NumberofApartmentBuildingsTransactedGraph</image:caption><image:title>CREXFactor0603242</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-xander-22.jpg</image:loc><image:caption>FirstAmericanCommercialRealEstateEconomistXanderSnyder</image:caption><image:title>aboutxander22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-1118_EC-CRE-Insights_Store-Closings.jpg</image:loc><image:caption>25BRAND01301118ECCREInsightsStoreClosings</image:caption><image:title>25BRAND01301118ECCREInsightsStoreClosings</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-1433_EC-CRE-Insights_01.jpg</image:loc><image:caption>Modernapartmentbuilding</image:caption><image:title>25BRAND01301433ECCREInsights01</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/CRE%20X%20Factor%20060324%204.png</image:loc><image:caption>AveragenumberofUnitsperTransactedPropertyGraph</image:caption><image:title>CREXFactor0603244</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-1090_EC-CRE-Insights_XFactor_01.jpg</image:loc><image:caption>25BRAND01301090ECCREInsightsXFactor01</image:caption><image:title>25BRAND01301090ECCREInsightsXFactor01</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/CRE%20X%20Factor%20060324%203.png</image:loc><image:caption>ShareofApartmentUnitsbyBuildingTypeGraph</image:caption><image:title>CREXFactor0603243</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2024-XFactor-June-1.jpg</image:loc><image:caption>CREXFactorMultifamilyTransactionVolumeisDownbutisthereaHiddenUrbanizationTrend</image:caption><image:title>FBECON2024XFactorJune1</image:title></image:image><lastmod>2024-06-03</lastmod></url><url><loc>https://blog.firstam.com/economics/housing-market-faces-dilemma-as-millennial-demand-continues-to-grow</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/062117%20PHS.jpg</image:loc><image:caption>062117PHS</image:caption><image:title>062117PHS</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><lastmod>2017-06-20</lastmod></url><url><loc>https://blog.firstam.com/economics/why-consumer-house-buying-power-may-reach-a-record-in-2019</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/072919%20RHPI.jpg</image:loc><image:caption>072919RHPI</image:caption><image:title>072919RHPI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><lastmod>2019-07-29</lastmod></url><url><loc>https://blog.firstam.com/economics/the-powerful-forces-reducing-affordability</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/042318%20RHPI.jpg</image:loc><image:caption>042318RHPI</image:caption><image:title>042318RHPI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><lastmod>2020-04-22</lastmod></url><url><loc>https://blog.firstam.com/economics/millennials-continued-to-drive-homeownership-demand-in-2021</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/070622%20HPRI%20b.jpg</image:loc><image:caption>070622HPRIb</image:caption><image:title>070622HPRIb</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/070622%20HPRI%20a.jpg</image:loc><image:caption>070622HPRIa</image:caption><image:title>070622HPRIa</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-odeta-22.jpg</image:loc><image:caption>aboutodeta22</image:caption><image:title>aboutodeta22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><lastmod>2022-07-06</lastmod></url><url><loc>https://blog.firstam.com/trust-matters/year-end-tax-planning-considerations-for-2025-2026</loc><video:video><video:thumbnail_loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Exec%20Webinar%20Series/Year-End%20Tax%20Planning%20Considerations%20for%202025-2026_FINAL1.mp4/medium.jpg</video:thumbnail_loc><video:title>Year-End Tax Planning Considerations for 2025-2026_FINAL1</video:title><video:description>Year-End Tax Planning Considerations for 2025-2026_FINAL1</video:description><video:content_loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Exec%20Webinar%20Series/Year-End%20Tax%20Planning%20Considerations%20for%202025-2026_FINAL1.mp4</video:content_loc><video:duration>3855</video:duration><video:requires_subscription>no</video:requires_subscription><video:live>no</video:live></video:video><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-tm-editor-3.png</image:loc><image:caption>authortmeditor3</image:caption><image:title>authortmeditor3</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Exec%20Webinar%20Series/Executive%20Webinar_Housing%20Market_Recording.jpg</image:loc><image:caption>ExecutiveWebinarHousingMarketRecording</image:caption><image:title>ExecutiveWebinarHousingMarketRecording</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Market%20Review_Q3%20blog-social%202025.jpg</image:loc><image:caption>MarketReviewQ3blogsocial2025</image:caption><image:title>MarketReviewQ3blogsocial2025</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Crevier%20Classic%20Cars/Jerry%20B%20color%20headshot%20WEB.jpg</image:loc><image:caption>JerryBcolorheadshotWEB</image:caption><image:title>JerryBcolorheadshotWEB</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Exec%20Webinar%20Series/Headshot_Beth%20Vasquez.jpg</image:loc><image:caption>HeadshotBethVasquez</image:caption><image:title>HeadshotBethVasquez</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Newsletters/1031%20Exchanges%2cDSTs%20&amp;%20UPREITsblog-social.jpg</image:loc><image:caption>1031ExchangesDSTsUPREITsblogsocial</image:caption><image:title>1031ExchangesDSTsUPREITsblogsocial</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/background-trust-matters-blog-1.jpg</image:loc><image:caption>backgroundtrustmattersblog1</image:caption><image:title>backgroundtrustmattersblog1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fatrust-logo.png</image:loc><image:caption>fatrustlogo</image:caption><image:title>fatrustlogo</image:title></image:image><lastmod>2026-01-05</lastmod></url><url><loc>https://blog.firstam.com/commercial/the-inside-look-with-xander-snyder-episode-8</loc><video:video><video:thumbnail_loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/the_inside_look%2c_video_8%20(720p).mp4/medium.jpg</video:thumbnail_loc><video:title>the_inside_look,_video_8 (720p)</video:title><video:description>the_inside_look,_video_8 (720p)</video:description><video:content_loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/the_inside_look%2c_video_8%20(720p).mp4</video:content_loc><video:duration>241</video:duration><video:requires_subscription>no</video:requires_subscription><video:live>no</video:live></video:video><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Xander-Inside-Look-Ep-20.png</image:loc><image:caption>XanderInsideLookEp20</image:caption><image:title>XanderInsideLookEp20</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/NCS_video-8_preview-image.jpg</image:loc><image:caption>NCSvideo8previewimage</image:caption><image:title>NCSvideo8previewimage</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Xander-Inside-Look_ep19.jpg</image:loc><image:caption>XanderInsideLookep19</image:caption><image:title>XanderInsideLookep19</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/fa-title_logo.png</image:loc><image:caption>fatitlelogo</image:caption><image:title>fatitlelogo</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Xander-Inside-Look-Ep-18%20(1).png</image:loc><image:caption>XanderInsideLookEp181</image:caption><image:title>XanderInsideLookEp181</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/NCS/NCS_Blog_Header_2.jpg</image:loc><image:caption>NCSBlogHeader2</image:caption><image:title>NCSBlogHeader2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/First_Am_NCS_/img/background-2-ncs-blog.jpg</image:loc><image:caption>background2ncsblog</image:caption><image:title>background2ncsblog</image:title></image:image><lastmod>2024-03-26</lastmod></url><url><loc>https://blog.firstam.com/economics/will-there-be-a-residential-real-estate-credit-crunch</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/041823%20PHS.jpg</image:loc><image:caption>041823PHS</image:caption><image:title>041823PHS</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2024-RHPI-September-1.jpg</image:loc><image:caption>FBECON2024RHPISeptember1</image:caption><image:title>FBECON2024RHPISeptember1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/thumbnail_FB-ECON-2024-RHPI-October-1-2b.jpg</image:loc><image:caption>thumbnailFBECON2024RHPIOctober12b</image:caption><image:title>thumbnailFBECON2024RHPIOctober12b</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-4-17-2023.png</image:loc><image:caption>FBECON4172023</image:caption><image:title>FBECON4172023</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-Predictions-2025-2.jpg</image:loc><image:caption>2025HousingMarketPredictions</image:caption><image:title>FBECON2025Predictions20252</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><lastmod>2023-04-18</lastmod></url><url><loc>https://blog.firstam.com/economics/unadjusted-house-prices-are-higher-than-ever-but-what-is-the-real-story</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/052418%20RHPI.jpg</image:loc><image:caption>052418RHPI</image:caption><image:title>052418RHPI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><lastmod>2020-04-22</lastmod></url><url><loc>https://blog.firstam.com/economics/does-greater-educational-achievement-increase-the-likelihood-of-homeownership</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2024-Grateful-Homeownership-1.jpg</image:loc><image:caption>ThankfulforHomeownershipALookatGenerationalTrends</image:caption><image:title>FBECON2024GratefulHomeownership1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA_Economics/FA%20Econ%201200x628%2010-12-21.jpg</image:loc><image:caption>FAEcon1200x628101221</image:caption><image:title>FAEcon1200x628101221</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-odeta-22.jpg</image:loc><image:caption>aboutodeta22</image:caption><image:title>aboutodeta22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2023-Demographics-October-1.jpg</image:loc><image:caption>FBECON2023DemographicsOctober1</image:caption><image:title>FBECON2023DemographicsOctober1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/101421%20Educ%20post.jpg</image:loc><image:caption>101421Educpost</image:caption><image:title>101421Educpost</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2023-Generations-June-2.gif</image:loc><image:caption>FBECON2023GenerationsJune2</image:caption><image:title>FBECON2023GenerationsJune2</image:title></image:image><lastmod>2021-10-14</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/bid/56923/San-Francisco-CA-New-Home-Closings-Suggest-Climb-Gaining-Steam</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/economics/will-homebuilders-deliver-the-gift-of-more-housing-supply-this-year</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/121918%20housing%20starts.jpg</image:loc><image:caption>121918housingstarts</image:caption><image:title>121918housingstarts</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><lastmod>2018-12-21</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/bid/68684/Bay-Area-Home-Sales-Ease-Back-Median-Sale-Price-Edges-Higher</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/trust-matters/continuing-education-cannon-oc-aug-23-2022</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fatrust-logo.png</image:loc><image:caption>fatrustlogo</image:caption><image:title>fatrustlogo</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/background-trust-matters-blog-1.jpg</image:loc><image:caption>backgroundtrustmattersblog1</image:caption><image:title>backgroundtrustmattersblog1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-tm-editor-3.png</image:loc><image:caption>authortmeditor3</image:caption><image:title>authortmeditor3</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Cannon%20-%20December%2015%20-%20Social%20Post.png</image:loc><image:caption>CannonDecember15SocialPost</image:caption><image:title>CannonDecember15SocialPost</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Cannon%20-%20January%2024%20-%20Social%20Post.png</image:loc><image:caption>CannonJanuary24SocialPost</image:caption><image:title>CannonJanuary24SocialPost</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Nov%20Cannon%202023-1.jpg</image:loc><image:caption>NovCannon20231</image:caption><image:title>NovCannon20231</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/shutterstock_1693538569.jpg</image:loc><image:caption>shutterstock1693538569</image:caption><image:title>shutterstock1693538569</image:title></image:image><lastmod>2022-08-02</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/new-home-sales-in-sacramento-region-highest-since-2008</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2015-03-16</lastmod></url><url><loc>https://blog.firstam.com/reconomy-podcast/housing-market-at-a-crossroads-where-will-mortgage-rates-and-sales-go-from-here</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/REconomy-Podcast-Episode-123.jpg</image:loc><image:caption>REconomyPodcastEpisode123</image:caption><image:title>REconomyPodcastEpisode123</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/SummerSchool-Feature-121%20(1).jpg</image:loc><image:caption>SummerSchoolFeature1211</image:caption><image:title>SummerSchoolFeature1211</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/SummerSchool-Feature-120.jpg</image:loc><image:caption>SummerSchoolFeature120</image:caption><image:title>SummerSchoolFeature120</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRA_1-1.jpg</image:loc><image:caption>25BRA11</image:caption><image:title>25BRA11</image:title></image:image><lastmod>2025-08-28</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/bid/61935/Court-upholds-EIR-for-huge-Treasure-Island-project</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/bid/62802/Why-developer-wants-to-replace-Livermore-offices-with-homes</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/trust-matters/join-first-american-trust-at-alta-one-2023-0</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/background-trust-matters-blog-1.jpg</image:loc><image:caption>backgroundtrustmattersblog1</image:caption><image:title>backgroundtrustmattersblog1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fatrust-logo.png</image:loc><image:caption>fatrustlogo</image:caption><image:title>fatrustlogo</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-tm-editor-3.png</image:loc><image:caption>authortmeditor3</image:caption><image:title>authortmeditor3</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Exec%20Webinar%20Series/Executive%20Webinar-1200x628.jpg</image:loc><image:caption>ExecutiveWebinar1200x628</image:caption><image:title>ExecutiveWebinar1200x628</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/ALTA%20ONE%20Ads%207.jpg</image:loc><image:caption>ALTAONEAds7</image:caption><image:title>ALTAONEAds7</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Newsletters/Market%20Review_blog-social%20Q1.2025.jpg</image:loc><image:caption>MarketReviewblogsocialQ12025</image:caption><image:title>MarketReviewblogsocialQ12025</image:title></image:image><lastmod>2023-10-05</lastmod></url><url><loc>https://blog.firstam.com/economics/outlook-for-real-estate-market-surges-in-second-quarter-amid-strong-demand</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/061819%20RESI%201.jpg</image:loc><image:caption>061819RESI1</image:caption><image:title>061819RESI1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/020720%20RESI.jpg</image:loc><image:caption>020720RESI</image:caption><image:title>020720RESI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/112718%20RESI%20image%202.jpg</image:loc><image:caption>112718RESIimage2</image:caption><image:title>112718RESIimage2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/060617%20RESI.jpg</image:loc><image:caption>060617RESI</image:caption><image:title>060617RESI</image:title></image:image><lastmod>2017-07-05</lastmod></url><url><loc>https://blog.firstam.com/innovation/tokenizing-real-estate-assets-introduces-new-consumer-risks-for-unproven-benefits</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-early-1.jpg</image:loc><image:caption>authorearly1</image:caption><image:title>authorearly1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Innovation/background-Inn-blog-1.jpg</image:loc><image:caption>backgroundInnblog1</image:caption><image:title>backgroundInnblog1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-INNOVATION-2023-July-1.jpg</image:loc><image:caption>FBINNOVATION2023July1</image:caption><image:title>FBINNOVATION2023July1</image:title></image:image><lastmod>2023-07-12</lastmod></url><url><loc>https://blog.firstam.com/trust-matters/market-review-q4-and-2024-outlook</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Bio/Headshot_Blog_Scott%20D__FINAL.jpg</image:loc><image:caption>HeadshotBlogScottDFINAL</image:caption><image:title>HeadshotBlogScottDFINAL</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Exec%20Webinar%20Series/Executive%20Webinar-1200x628.jpg</image:loc><image:caption>ExecutiveWebinar1200x628</image:caption><image:title>ExecutiveWebinar1200x628</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-tm-editor-3.png</image:loc><image:caption>authortmeditor3</image:caption><image:title>authortmeditor3</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Newsletters/Bruce_Headshot.png</image:loc><image:caption>BruceHeadshot</image:caption><image:title>BruceHeadshot</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Newsletters/Market%20Review_blog-social%20Q1.2025.jpg</image:loc><image:caption>MarketReviewblogsocialQ12025</image:caption><image:title>MarketReviewblogsocialQ12025</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/background-trust-matters-blog-1.jpg</image:loc><image:caption>backgroundtrustmattersblog1</image:caption><image:title>backgroundtrustmattersblog1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Newsletters/Image_Q4%202023%20Market%20Review.jpg</image:loc><image:caption>ImageQ42023MarketReview</image:caption><image:title>ImageQ42023MarketReview</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Newsletters/Source_Bloomberg_Dec%2031%2c%202023.png</image:loc><image:caption>SourceBloombergDec312023</image:caption><image:title>SourceBloombergDec312023</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fatrust-logo.png</image:loc><image:caption>fatrustlogo</image:caption><image:title>fatrustlogo</image:title></image:image><lastmod>2024-03-11</lastmod></url><url><loc>https://blog.firstam.com/bid/68223/Would-you-buy-a-haunted-house</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/blog-post_3_real_estate_terms.jpg</image:loc><image:caption>blogpost3realestateterms</image:caption><image:title>blogpost3realestateterms</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/blog-post-2_home_renovations_to_avoid.jpg</image:loc><image:caption>blogpost2homerenovationstoavoid</image:caption><image:title>blogpost2homerenovationstoavoid</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/cre-insights/cre-x-factor-consumers-face-headwinds-heading-into-2024</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-1090_EC-CRE-Insights_XFactor_01.jpg</image:loc><image:caption>25BRAND01301090ECCREInsightsXFactor01</image:caption><image:title>25BRAND01301090ECCREInsightsXFactor01</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-xander-22.jpg</image:loc><image:caption>FirstAmericanCommercialRealEstateEconomistXanderSnyder</image:caption><image:title>aboutxander22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/101323%20X-factor%203.jpg</image:loc><image:caption>101323Xfactor3</image:caption><image:title>101323Xfactor3</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-1118_EC-CRE-Insights_Store-Closings.jpg</image:loc><image:caption>25BRAND01301118ECCREInsightsStoreClosings</image:caption><image:title>25BRAND01301118ECCREInsightsStoreClosings</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2023-Consumer-Savings-October-1.jpg</image:loc><image:caption>FBECON2023ConsumerSavingsOctober1</image:caption><image:title>FBECON2023ConsumerSavingsOctober1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/101323%20X-factor%204.jpg</image:loc><image:caption>101323Xfactor4</image:caption><image:title>101323Xfactor4</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-1433_EC-CRE-Insights_01.jpg</image:loc><image:caption>Modernapartmentbuilding</image:caption><image:title>25BRAND01301433ECCREInsights01</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/101323%20X-factor%202.jpg</image:loc><image:caption>101323Xfactor2</image:caption><image:title>101323Xfactor2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/101323%20X-factor%201.jpg</image:loc><image:caption>101323Xfactor1</image:caption><image:title>101323Xfactor1</image:title></image:image><lastmod>2023-11-03</lastmod></url><url><loc>https://blog.firstam.com/economics/many-experts-miss-the-point-on-mortgage-rates-and-affordability-for-first-time-home-buyers</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/110617%20Rent%20not%2c%20want%20not%20a.jpg</image:loc><image:caption>110617Rentnotwantnota</image:caption><image:title>110617Rentnotwantnota</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/110617%20Rent%20not%2c%20want%20not%20b.jpg</image:loc><image:caption>110617Rentnotwantnotb</image:caption><image:title>110617Rentnotwantnotb</image:title></image:image><lastmod>2020-04-22</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/bid/67467/Top-housing-economist-sees-interest-rates-leveling-off-next-year</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/commercial/the-inside-look-with-xander-snyder</loc><video:video><video:thumbnail_loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/The%20Inside%20Look.mp4/medium.jpg</video:thumbnail_loc><video:title>The Inside Look: Xander Snyder - July 2023</video:title><video:description>The Inside Look</video:description><video:content_loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/The%20Inside%20Look.mp4</video:content_loc><video:duration>140</video:duration><video:requires_subscription>no</video:requires_subscription><video:live>no</video:live></video:video><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/NCS/NCS_Blog_Header_2.jpg</image:loc><image:caption>NCSBlogHeader2</image:caption><image:title>NCSBlogHeader2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Xander-Inside-Look-Ep-18%20(1).png</image:loc><image:caption>XanderInsideLookEp181</image:caption><image:title>XanderInsideLookEp181</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Xander-Inside-Look-Ep-20.png</image:loc><image:caption>XanderInsideLookEp20</image:caption><image:title>XanderInsideLookEp20</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/First_Am_NCS_/img/background-2-ncs-blog.jpg</image:loc><image:caption>background2ncsblog</image:caption><image:title>background2ncsblog</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Xander-Inside-Look_ep19.jpg</image:loc><image:caption>XanderInsideLookep19</image:caption><image:title>XanderInsideLookep19</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Inside%20Look%20POtential%20use%20social%20image-4.jpg</image:loc><image:caption>InsideLookPOtentialusesocialimage4</image:caption><image:title>InsideLookPOtentialusesocialimage4</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/fa-title_logo.png</image:loc><image:caption>fatitlelogo</image:caption><image:title>fatitlelogo</image:title></image:image><lastmod>2023-12-12</lastmod></url><url><loc>https://blog.firstam.com/economics/why-did-affordability-improve-for-the-first-time-since-2016</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-January-1-7.jpg</image:loc><image:caption>January2025RealHousePriceIndex</image:caption><image:title>FBECON2025RHPIJanuary17</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/052819%20RHPI.jpg</image:loc><image:caption>052819RHPI</image:caption><image:title>052819RHPI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><lastmod>2019-05-28</lastmod></url><url><loc>https://blog.firstam.com/economics/is-china-keeping-u.s.-mortgage-rates-at-historic-lows</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA_Economics/20160202_Mortgages_Ride_the_Search_for_Safety.png</image:loc><image:caption>20160202MortgagesRidetheSearchforSafety</image:caption><image:title>20160202MortgagesRidetheSearchforSafety</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><lastmod>2017-07-13</lastmod></url><url><loc>https://blog.firstam.com/trust-matters/first-american-awarded-a-great-place-to-work</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-tm-editor-3.png</image:loc><image:caption>authortmeditor3</image:caption><image:title>authortmeditor3</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Image_Blog_Q4%20Investment%20Update_REGISTER_010323-1.png</image:loc><image:caption>ImageBlogQ4InvestmentUpdateREGISTER0103231</image:caption><image:title>ImageBlogQ4InvestmentUpdateREGISTER0103231</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Newsletters/Market%20Review_blog-social%20Q1.2025.jpg</image:loc><image:caption>MarketReviewblogsocialQ12025</image:caption><image:title>MarketReviewblogsocialQ12025</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/background-trust-matters-blog-1.jpg</image:loc><image:caption>backgroundtrustmattersblog1</image:caption><image:title>backgroundtrustmattersblog1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Exec%20Webinar%20Series/Executive%20Webinar-1200x628.jpg</image:loc><image:caption>ExecutiveWebinar1200x628</image:caption><image:title>ExecutiveWebinar1200x628</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fatrust-logo.png</image:loc><image:caption>fatrustlogo</image:caption><image:title>fatrustlogo</image:title></image:image><lastmod>2023-04-11</lastmod></url><url><loc>https://blog.firstam.com/economics/will-fintech-adoption-among-real-estate-professionals-accelerate-in-2019</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/112718%20RESI.jpg</image:loc><image:caption>112718RESI</image:caption><image:title>112718RESI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/112718%20RESI%20image%202.jpg</image:loc><image:caption>112718RESIimage2</image:caption><image:title>112718RESIimage2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><lastmod>2020-04-23</lastmod></url><url><loc>https://blog.firstam.com/bid/65971/How-Errors-in-Public-Records-Can-Affect-Your-Home-s-Title</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/blog-post-2_home_renovations_to_avoid.jpg</image:loc><image:caption>blogpost2homerenovationstoavoid</image:caption><image:title>blogpost2homerenovationstoavoid</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/blog-post_3_real_estate_terms.jpg</image:loc><image:caption>blogpost3realestateterms</image:caption><image:title>blogpost3realestateterms</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/economics/buy-buy-millennials</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/110716%20Housing%20Health.jpg</image:loc><image:caption>110716HousingHealth</image:caption><image:title>110716HousingHealth</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><lastmod>2016-11-07</lastmod></url><url><loc>https://blog.firstam.com/economics/seeking-certainty-again</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/110916%20election%202.jpg</image:loc><image:caption>110916election2</image:caption><image:title>110916election2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/061819%20RESI%201.jpg</image:loc><image:caption>061819RESI1</image:caption><image:title>061819RESI1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/110916%20election%201.jpg</image:loc><image:caption>110916election1</image:caption><image:title>110916election1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/112718%20RESI%20image%202.jpg</image:loc><image:caption>112718RESIimage2</image:caption><image:title>112718RESIimage2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/020720%20RESI.jpg</image:loc><image:caption>020720RESI</image:caption><image:title>020720RESI</image:title></image:image><lastmod>2016-11-09</lastmod></url><url><loc>https://blog.firstam.com/economics/why-arms-today-are-different</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/100918%20ARMs.jpg</image:loc><image:caption>100918ARMs</image:caption><image:title>100918ARMs</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-odeta-22.jpg</image:loc><image:caption>aboutodeta22</image:caption><image:title>aboutodeta22</image:title></image:image><lastmod>2020-04-22</lastmod></url><url><loc>https://blog.firstam.com/economics/how-can-existing-home-sales-exceed-market-potential</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/thumbnail_FB-ECON-2024-RHPI-October-1-2b.jpg</image:loc><image:caption>thumbnailFBECON2024RHPIOctober12b</image:caption><image:title>thumbnailFBECON2024RHPIOctober12b</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-Predictions-2025-2.jpg</image:loc><image:caption>2025HousingMarketPredictions</image:caption><image:title>FBECON2025Predictions20252</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/091819%20PHS.jpg</image:loc><image:caption>091819PHS</image:caption><image:title>091819PHS</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2024-RHPI-September-1.jpg</image:loc><image:caption>FBECON2024RHPISeptember1</image:caption><image:title>FBECON2024RHPISeptember1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><lastmod>2019-09-18</lastmod></url><url><loc>https://blog.firstam.com/economics/housing-affordability-ticks-up-but-what-does-that-mean-for-spring-home-buying</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-January-1-7.jpg</image:loc><image:caption>January2025RealHousePriceIndex</image:caption><image:title>FBECON2025RHPIJanuary17</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/032717%20RHPI.jpg</image:loc><image:caption>032717RHPI</image:caption><image:title>032717RHPI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><lastmod>2017-03-27</lastmod></url><url><loc>https://blog.firstam.com/cre-insights/cre-x-factor-will-the-post-valentines-day-retail-sales-report-come-up-roses</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-1118_EC-CRE-Insights_Store-Closings.jpg</image:loc><image:caption>25BRAND01301118ECCREInsightsStoreClosings</image:caption><image:title>25BRAND01301118ECCREInsightsStoreClosings</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2024-CRE-February-1-1.jpg</image:loc><image:caption>FBECON2024CREFebruary11</image:caption><image:title>FBECON2024CREFebruary11</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-1090_EC-CRE-Insights_XFactor_01.jpg</image:loc><image:caption>25BRAND01301090ECCREInsightsXFactor01</image:caption><image:title>25BRAND01301090ECCREInsightsXFactor01</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-1433_EC-CRE-Insights_01.jpg</image:loc><image:caption>Modernapartmentbuilding</image:caption><image:title>25BRAND01301433ECCREInsights01</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/021324%20X%20Factor%203.png</image:loc><image:caption>AggregatePersonalSavingsvsPrePandemicTrendGraph</image:caption><image:title>021324XFactor3</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-xander-22.jpg</image:loc><image:caption>FirstAmericanCommercialRealEstateEconomistXanderSnyder</image:caption><image:title>aboutxander22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/021324%20X%20Factor%204.png</image:loc><image:caption>CreditCardDebtvsCreditCardDelinquencyRateGraph</image:caption><image:title>021324XFactor4</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/021324%20X%20Factor%202.png</image:loc><image:caption>AnnualGrowthinRetailsSalesCPIbySectorGraph</image:caption><image:title>021324XFactor2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/021324%20X%20Factor%201.png</image:loc><image:caption>RealRetailSalesResumedGrowthattheEndof2023Graph</image:caption><image:title>021324XFactor1</image:title></image:image><lastmod>2024-02-14</lastmod></url><url><loc>https://blog.firstam.com/economics/top-10-cities-with-the-largest-supply-of-affordable-homes-for-first-time-home-buyers</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/061319%20Top%2010.jpg</image:loc><image:caption>061319Top10</image:caption><image:title>061319Top10</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-odeta-22.jpg</image:loc><image:caption>aboutodeta22</image:caption><image:title>aboutodeta22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><lastmod>2020-02-26</lastmod></url><url><loc>https://blog.firstam.com/cares/first-american-maricopa-county-fundraises-for-childrens-hospital</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Open_Hands_5.jpg</image:loc><image:caption>OpenHands5</image:caption><image:title>OpenHands5</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FMSC_Photo_3.jpg</image:loc><image:caption>FMSCPhoto3</image:caption><image:title>FMSCPhoto3</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Big_Outside_Photo_1.jpg</image:loc><image:caption>BigOutsidePhoto1</image:caption><image:title>BigOutsidePhoto1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Big_Outside_Photo_2.jpg</image:loc><image:caption>BigOutsidePhoto2</image:caption><image:title>BigOutsidePhoto2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Cares/bg-cares.jpg</image:loc><image:caption>bgcares</image:caption><image:title>bgcares</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/OneOrlando_Photo_1.jpg</image:loc><image:caption>OneOrlandoPhoto1</image:caption><image:title>OneOrlandoPhoto1</image:title></image:image><lastmod>2016-08-16</lastmod></url><url><loc>https://blog.firstam.com/reconomy-podcast/reconomy-podcast-what-does-the-gamestop-frenzy-and-innovation-in-mortgage-finance-have-in-common</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-RECONOMY-2020-E7.jpg</image:loc><image:caption>FBRECONOMY2020E7</image:caption><image:title>FBRECONOMY2020E7</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/REconomy-Podcast-Episode-117.jpg</image:loc><image:caption>REconomyPodcastEpisode117</image:caption><image:title>REconomyPodcastEpisode117</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/SummerSchool-Feature.jpg</image:loc><image:caption>SummerSchoolFeature</image:caption><image:title>SummerSchoolFeature</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><lastmod>2023-05-04</lastmod></url><url><loc>https://blog.firstam.com/should-we-sell-our-home-or-keep-it-as-a-rental</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/blog-post-4_should_we_sell_or_keep.jpg</image:loc><image:caption>blogpost4shouldwesellorkeep</image:caption><image:title>blogpost4shouldwesellorkeep</image:title></image:image><lastmod>2017-02-27</lastmod></url><url><loc>https://blog.firstam.com/economics/why-housing-market-potential-keeps-rising</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-Predictions-2025-2.jpg</image:loc><image:caption>2025HousingMarketPredictions</image:caption><image:title>FBECON2025Predictions20252</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/thumbnail_FB-ECON-2024-RHPI-October-1-2b.jpg</image:loc><image:caption>thumbnailFBECON2024RHPIOctober12b</image:caption><image:title>thumbnailFBECON2024RHPIOctober12b</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2021-PHS-November.jpg</image:loc><image:caption>FBECON2021PHSNovember</image:caption><image:title>FBECON2021PHSNovember</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2024-RHPI-September-1.jpg</image:loc><image:caption>FBECON2024RHPISeptember1</image:caption><image:title>FBECON2024RHPISeptember1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/112221%20PHS.jpg</image:loc><image:caption>112221PHS</image:caption><image:title>112221PHS</image:title></image:image><lastmod>2021-12-20</lastmod></url><url><loc>https://blog.firstam.com/trust-matters/continuing-education-cannon-oc-apr-26-2022</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/background-trust-matters-blog-1.jpg</image:loc><image:caption>backgroundtrustmattersblog1</image:caption><image:title>backgroundtrustmattersblog1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-tm-editor-3.png</image:loc><image:caption>authortmeditor3</image:caption><image:title>authortmeditor3</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Cannon%20-%20December%2015%20-%20Social%20Post.png</image:loc><image:caption>CannonDecember15SocialPost</image:caption><image:title>CannonDecember15SocialPost</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fatrust-logo.png</image:loc><image:caption>fatrustlogo</image:caption><image:title>fatrustlogo</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Nov%20Cannon%202023-1.jpg</image:loc><image:caption>NovCannon20231</image:caption><image:title>NovCannon20231</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/shutterstock_1330090250-1.jpg</image:loc><image:caption>shutterstock13300902501</image:caption><image:title>shutterstock13300902501</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Cannon%20-%20January%2024%20-%20Social%20Post.png</image:loc><image:caption>CannonJanuary24SocialPost</image:caption><image:title>CannonJanuary24SocialPost</image:title></image:image><lastmod>2022-03-25</lastmod></url><url><loc>https://blog.firstam.com/reconomy-podcast/has-the-federal-reserves-fight-against-inflation-peaked</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-RECONOMY-E51-2.jpg</image:loc><image:caption>FBRECONOMYE512</image:caption><image:title>FBRECONOMYE512</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/SummerSchool-Feature.jpg</image:loc><image:caption>SummerSchoolFeature</image:caption><image:title>SummerSchoolFeature</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/REconomy-Podcast-Episode-117.jpg</image:loc><image:caption>REconomyPodcastEpisode117</image:caption><image:title>REconomyPodcastEpisode117</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><lastmod>2023-10-31</lastmod></url><url><loc>https://blog.firstam.com/bid/65798/Things-you-should-know-about-your-Good-Faith-Estimate</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/blog-post-2_home_renovations_to_avoid.jpg</image:loc><image:caption>blogpost2homerenovationstoavoid</image:caption><image:title>blogpost2homerenovationstoavoid</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/blog-post_3_real_estate_terms.jpg</image:loc><image:caption>blogpost3realestateterms</image:caption><image:title>blogpost3realestateterms</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/economics/the-state-of-the-housing-recovery-fox-business-tv</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/040821%20CNBC%20primary%20image.jpg</image:loc><image:caption>040821CNBCprimaryimage</image:caption><image:title>040821CNBCprimaryimage</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/030821%20econ%20post.jpg</image:loc><image:caption>030821econpost</image:caption><image:title>030821econpost</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Fleming-Foxbusiness-5-4-2015.jpg</image:loc><image:caption>FlemingFoxbusiness542015</image:caption><image:title>FlemingFoxbusiness542015</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2020-Podcast-Odeta-2-1.jpg</image:loc><image:caption>FBECON2020PodcastOdeta21</image:caption><image:title>FBECON2020PodcastOdeta21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><lastmod>2017-07-13</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/bid/63732/East-Bay-EDA-Regional-Intelligence-report-available</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/reconomy-podcast</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/REconomy-Podcast-Episode-132.jpg</image:loc><image:caption>REconomyPodcastEpisode132</image:caption><image:title>REconomyPodcastEpisode132</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/REconomy-Podcast-Episode-135.jpg</image:loc><image:caption>REconomyPodcastEpisode135</image:caption><image:title>REconomyPodcastEpisode135</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA_Economics/FB-RECONOMY-2020-E1.jpg</image:loc><image:caption>FBRECONOMY2020E1</image:caption><image:title>FBRECONOMY2020E1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/REconomy-Podcast-Episode-134.jpg</image:loc><image:caption>REconomyPodcastEpisode134</image:caption><image:title>REconomyPodcastEpisode134</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/REconomy-Podcast-Episode-137.jpg</image:loc><image:caption>REconomyPodcastEpisode137</image:caption><image:title>REconomyPodcastEpisode137</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/REconomy-Podcast-Episode-133.jpg</image:loc><image:caption>REconomyPodcastEpisode133</image:caption><image:title>REconomyPodcastEpisode133</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/REconomy-Podcast-Episode-136.jpg</image:loc><image:caption>REconomyPodcastEpisode136</image:caption><image:title>REconomyPodcastEpisode136</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/REconomy-Podcast-Episode-138.jpg</image:loc><image:caption>REconomyPodcastEpisode138</image:caption><image:title>REconomyPodcastEpisode138</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/REconomy-Podcast-Episode-Holiday-Edition.jpg</image:loc><image:caption>REconomyPodcastEpisodeHolidayEdition</image:caption><image:title>REconomyPodcastEpisodeHolidayEdition</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/REconomy-Podcast-Ep-131.jpg</image:loc><image:caption>TheREconomyPodcastEP131</image:caption><image:title>REconomyPodcastEp131</image:title></image:image><lastmod>2023-12-04</lastmod></url><url><loc>https://blog.firstam.com/economics/anything-but-normal-is-the-new-normal-risk-intelligence-forum</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/013020%20LADI.jpg</image:loc><image:caption>013020LADI</image:caption><image:title>013020LADI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/risk-slide.jpg</image:loc><image:caption>riskslide</image:caption><image:title>riskslide</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/033020%20LADI.jpg</image:loc><image:caption>033020LADI</image:caption><image:title>033020LADI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/022820%20LADI.jpg</image:loc><image:caption>022820LADI</image:caption><image:title>022820LADI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><lastmod>2017-07-13</lastmod></url><url><loc>https://blog.firstam.com/economics/busting-the-myth-of-the-millennial-renter-generation</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2023-Generations-June-2.gif</image:loc><image:caption>FBECON2023GenerationsJune2</image:caption><image:title>FBECON2023GenerationsJune2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/041318%20Millennials.jpg</image:loc><image:caption>041318Millennials</image:caption><image:title>041318Millennials</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2024-Grateful-Homeownership-1.jpg</image:loc><image:caption>ThankfulforHomeownershipALookatGenerationalTrends</image:caption><image:title>FBECON2024GratefulHomeownership1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2023-Demographics-October-1.jpg</image:loc><image:caption>FBECON2023DemographicsOctober1</image:caption><image:title>FBECON2023DemographicsOctober1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><lastmod>2020-04-22</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/bid/66739/Developer-would-repurpose-creamery-site-as-homes</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/bid/64825/Proposed-Petaluma-waterfront-project-to-bring-2-500-jobs</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/bid/63562/Marin-residents-protest-county-affordable-housing-zone-program</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/economics/pandemic-accelerated-roaring-20s-of-millennial-homeownership-demand</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-odeta-22.jpg</image:loc><image:caption>aboutodeta22</image:caption><image:title>aboutodeta22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2021-HPRI-June.jpg</image:loc><image:caption>FBECON2021HPRIJune</image:caption><image:title>FBECON2021HPRIJune</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/062921%20HPRI%20chart%203.jpg</image:loc><image:caption>062921HPRIchart3</image:caption><image:title>062921HPRIchart3</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/062921%20HPRI%20chart%201.jpg</image:loc><image:caption>062921HPRIchart1</image:caption><image:title>062921HPRIchart1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><lastmod>2021-07-02</lastmod></url><url><loc>https://blog.firstam.com/cares/first-american-helps-ready-in-need-students-for-new-school-year</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Open_Hands_5.jpg</image:loc><image:caption>OpenHands5</image:caption><image:title>OpenHands5</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Big_Outside_Photo_2.jpg</image:loc><image:caption>BigOutsidePhoto2</image:caption><image:title>BigOutsidePhoto2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/OKC5.jpg</image:loc><image:caption>OKC5</image:caption><image:title>OKC5</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/BTSCD_Photo_8.jpg</image:loc><image:caption>BTSCDPhoto8</image:caption><image:title>BTSCDPhoto8</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Cares/bg-cares.jpg</image:loc><image:caption>bgcares</image:caption><image:title>bgcares</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/OneOrlando_Photo_1.jpg</image:loc><image:caption>OneOrlandoPhoto1</image:caption><image:title>OneOrlandoPhoto1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Operation_Backpack_NYC_Photo_2.jpg</image:loc><image:caption>OperationBackpackNYCPhoto2</image:caption><image:title>OperationBackpackNYCPhoto2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/OKC3-1.jpg</image:loc><image:caption>OKC31</image:caption><image:title>OKC31</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FMSC_Photo_3.jpg</image:loc><image:caption>FMSCPhoto3</image:caption><image:title>FMSCPhoto3</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Open_Hands_3.jpg</image:loc><image:caption>OpenHands3</image:caption><image:title>OpenHands3</image:title></image:image><lastmod>2016-09-09</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/bid/70827/Development-measures-circulating-in-El-Dorado-County</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/economics/how-long-will-rates-stay-low</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2024-EHSO-November-2-1.jpg</image:loc><image:caption>ExistingHomeSalesNovember2024</image:caption><image:title>FBECON2024EHSONovember21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/thumbnail_FB-ECON-2024-RHPI-October-1-2b.jpg</image:loc><image:caption>thumbnailFBECON2024RHPIOctober12b</image:caption><image:title>thumbnailFBECON2024RHPIOctober12b</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-Predictions-2025-2.jpg</image:loc><image:caption>2025HousingMarketPredictions</image:caption><image:title>FBECON2025Predictions20252</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/031616_Merle_Hazard.png</image:loc><image:caption>031616MerleHazard</image:caption><image:title>031616MerleHazard</image:title></image:image><lastmod>2016-03-16</lastmod></url><url><loc>https://blog.firstam.com/economics/why-housing-affordability-may-rebound-in-2023</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/122622%20RHPI.jpg</image:loc><image:caption>122622RHPI</image:caption><image:title>122622RHPI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/RHPI-ECON-122622%20(1).jpg</image:loc><image:caption>RHPIECON1226221</image:caption><image:title>RHPIECON1226221</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><lastmod>2023-01-09</lastmod></url><url><loc>https://blog.firstam.com/economics/real-estate-outlook-declines-on-election-uncertainty-and-heightened-expectations-for-fed-rate-hikes</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-Predictions-2025-2.jpg</image:loc><image:caption>2025HousingMarketPredictions</image:caption><image:title>FBECON2025Predictions20252</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/thumbnail_FB-ECON-2024-RHPI-October-1-2b.jpg</image:loc><image:caption>thumbnailFBECON2024RHPIOctober12b</image:caption><image:title>thumbnailFBECON2024RHPIOctober12b</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2024-EHSO-November-2-1.jpg</image:loc><image:caption>ExistingHomeSalesNovember2024</image:caption><image:title>FBECON2024EHSONovember21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/122116%20RESI.png</image:loc><image:caption>122116RESI</image:caption><image:title>122116RESI</image:title></image:image><lastmod>2017-07-05</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/santa-clara-sees-lots-of-takers-for-6-acre-site-near-valley-fair</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2015-05-20</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/bid/65640/Folsom-rush-is-on-to-develop-foothills-south-of-Hwy-50</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/reconomy-podcast/reconomy-podcast-2021-housing-market-outlook</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/SummerSchool-Feature.jpg</image:loc><image:caption>SummerSchoolFeature</image:caption><image:title>SummerSchoolFeature</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/REconomy-Podcast-Episode-117.jpg</image:loc><image:caption>REconomyPodcastEpisode117</image:caption><image:title>REconomyPodcastEpisode117</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-RECONOMY-2020-E3.jpg</image:loc><image:caption>FBRECONOMY2020E3</image:caption><image:title>FBRECONOMY2020E3</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><lastmod>2023-03-28</lastmod></url><url><loc>https://blog.firstam.com/cre-insights/2024-will-be-a-year-of-transition-in-commercial-real-estate</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-1433_EC-CRE-Insights_01.jpg</image:loc><image:caption>Modernapartmentbuilding</image:caption><image:title>25BRAND01301433ECCREInsights01</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-xander-22.jpg</image:loc><image:caption>FirstAmericanCommercialRealEstateEconomistXanderSnyder</image:caption><image:title>aboutxander22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-1090_EC-CRE-Insights_XFactor_01.jpg</image:loc><image:caption>25BRAND01301090ECCREInsightsXFactor01</image:caption><image:title>25BRAND01301090ECCREInsightsXFactor01</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-1118_EC-CRE-Insights_Store-Closings.jpg</image:loc><image:caption>25BRAND01301118ECCREInsightsStoreClosings</image:caption><image:title>25BRAND01301118ECCREInsightsStoreClosings</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2023-CRE-December-1.jpg</image:loc><image:caption>FBECON2023CREDecember1</image:caption><image:title>FBECON2023CREDecember1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/121523%20X%20Factor.png</image:loc><image:caption>ShareofMarketExpectationsofFedFundCutsbyyeargraph</image:caption><image:title>121523XFactor</image:title></image:image><lastmod>2023-12-15</lastmod></url><url><loc>https://blog.firstam.com/reconomy-podcast/why-rent-growth-has-likely-peaked-and-what-that-means-for-the-housing-market</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-RECONOMY-2022-E50-1.jpg</image:loc><image:caption>FBRECONOMY2022E501</image:caption><image:title>FBRECONOMY2022E501</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/REconomy-Podcast-Episode-117.jpg</image:loc><image:caption>REconomyPodcastEpisode117</image:caption><image:title>REconomyPodcastEpisode117</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/SummerSchool-Feature.jpg</image:loc><image:caption>SummerSchoolFeature</image:caption><image:title>SummerSchoolFeature</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><lastmod>2023-11-01</lastmod></url><url><loc>https://blog.firstam.com/economics/top-five-cities-for-lower-income-renters-to-pursue-the-dream-of-homeownership</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/041421%20low%20income%20renter.jpg</image:loc><image:caption>041421lowincomerenter</image:caption><image:title>041421lowincomerenter</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2024-Affordability-September-1.jpg</image:loc><image:caption>FBECON2024AffordabilitySeptember1</image:caption><image:title>FBECON2024AffordabilitySeptember1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-0645%20(1).jpg</image:loc><image:caption>25BRAND337106451</image:caption><image:title>25BRAND337106451</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2021-April-Lower-Incomes.jpg</image:loc><image:caption>FBECON2021AprilLowerIncomes</image:caption><image:title>FBECON2021AprilLowerIncomes</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-odeta-22.jpg</image:loc><image:caption>aboutodeta22</image:caption><image:title>aboutodeta22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><lastmod>2021-04-15</lastmod></url><url><loc>https://blog.firstam.com/innovation/using-nfts-in-real-estate-whats-real-and-whats-not</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Innovation/background-Inn-blog-1.jpg</image:loc><image:caption>backgroundInnblog1</image:caption><image:title>backgroundInnblog1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-early-1.jpg</image:loc><image:caption>authorearly1</image:caption><image:title>authorearly1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA_Innovation/GettyImages-1332612761.jpg</image:loc><image:caption>GettyImages1332612761</image:caption><image:title>GettyImages1332612761</image:title></image:image><lastmod>2022-11-22</lastmod></url><url><loc>https://blog.firstam.com/economics/why-the-housing-market-may-weather-coronavirus-impact-better-than-the-great-recession</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/033120%20RHPI.jpg</image:loc><image:caption>033120RHPI</image:caption><image:title>033120RHPI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><lastmod>2020-03-31</lastmod></url><url><loc>https://blog.firstam.com/economics/interview-with-yahoo-finance-single-women-are-clearly-embracing-wealth-creation-through-home-buying</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/030821%20econ%20post.jpg</image:loc><image:caption>030821econpost</image:caption><image:title>030821econpost</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><lastmod>2021-03-08</lastmod></url><url><loc>https://blog.firstam.com/bid/71978/understanding-the-hud-1-settlement-statement</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/blog-post_3_real_estate_terms.jpg</image:loc><image:caption>blogpost3realestateterms</image:caption><image:title>blogpost3realestateterms</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/blog-post-2_home_renovations_to_avoid.jpg</image:loc><image:caption>blogpost2homerenovationstoavoid</image:caption><image:title>blogpost2homerenovationstoavoid</image:title></image:image><lastmod>2025-06-03</lastmod></url><url><loc>https://blog.firstam.com/economics/coming-soon-more-housing-supply</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/031718%20Housing%20Starts.jpg</image:loc><image:caption>031718HousingStarts</image:caption><image:title>031718HousingStarts</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><lastmod>2018-03-17</lastmod></url><url><loc>https://blog.firstam.com/cares/first-american-st-joseph-participates-in-women-build-week</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Women_Build_Photo_3.jpg</image:loc><image:caption>WomenBuildPhoto3</image:caption><image:title>WomenBuildPhoto3</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Picture10.png</image:loc><image:caption>Picture10</image:caption><image:title>Picture10</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Cares/Picture3.jpg</image:loc><image:caption>Picture3</image:caption><image:title>Picture3</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Picture6.jpg</image:loc><image:caption>Picture6</image:caption><image:title>Picture6</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Women_Build_Photo_1.jpg</image:loc><image:caption>WomenBuildPhoto1</image:caption><image:title>WomenBuildPhoto1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Cares/bg-cares.jpg</image:loc><image:caption>bgcares</image:caption><image:title>bgcares</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Women_Build_Photo_2.jpg</image:loc><image:caption>WomenBuildPhoto2</image:caption><image:title>WomenBuildPhoto2</image:title></image:image><lastmod>2016-08-24</lastmod></url><url><loc>https://blog.firstam.com/trust-matters/were-hiring-it-product-owner</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/In%20the%20News/Hiring_Blog_Post%20Image%20-%201200%20x%20628.jpg</image:loc><image:caption>HiringBlogPostImage1200x628</image:caption><image:title>HiringBlogPostImage1200x628</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fatrust-logo.png</image:loc><image:caption>fatrustlogo</image:caption><image:title>fatrustlogo</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/background-trust-matters-blog-1.jpg</image:loc><image:caption>backgroundtrustmattersblog1</image:caption><image:title>backgroundtrustmattersblog1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-tm-editor-3.png</image:loc><image:caption>authortmeditor3</image:caption><image:title>authortmeditor3</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/content.webp</image:loc><image:caption>content</image:caption><image:title>content</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Choose%20the%20right%20bank%20for%20your%20business.png</image:loc><image:caption>Choosetherightbankforyourbusiness</image:caption><image:title>Choosetherightbankforyourbusiness</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Top%20Companies%201200x628.jpg</image:loc><image:caption>TopCompanies1200x628</image:caption><image:title>TopCompanies1200x628</image:title></image:image><lastmod>2021-11-19</lastmod></url><url><loc>https://blog.firstam.com/economics/what-cities-are-the-most-affordability-friendly-for-first-time-home-buyers</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/121019%20Affordability%20Friendly.jpg</image:loc><image:caption>121019AffordabilityFriendly</image:caption><image:title>121019AffordabilityFriendly</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-odeta-22.jpg</image:loc><image:caption>aboutodeta22</image:caption><image:title>aboutodeta22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><lastmod>2019-12-10</lastmod></url><url><loc>https://blog.firstam.com/cre-insights/cre-x-factor-analyzing-the-commercial-real-estate-market-slowdown</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/021523%20CRE%20chart%202.jpg</image:loc><image:caption>021523CREchart2</image:caption><image:title>021523CREchart2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-1433_EC-CRE-Insights_01.jpg</image:loc><image:caption>Modernapartmentbuilding</image:caption><image:title>25BRAND01301433ECCREInsights01</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-1090_EC-CRE-Insights_XFactor_01.jpg</image:loc><image:caption>25BRAND01301090ECCREInsightsXFactor01</image:caption><image:title>25BRAND01301090ECCREInsightsXFactor01</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/021523%20CRE%20chart%203.jpg</image:loc><image:caption>021523CREchart3</image:caption><image:title>021523CREchart3</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/CRE-021523.jpg</image:loc><image:caption>CRE021523</image:caption><image:title>CRE021523</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-xander-22.jpg</image:loc><image:caption>FirstAmericanCommercialRealEstateEconomistXanderSnyder</image:caption><image:title>aboutxander22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-1118_EC-CRE-Insights_Store-Closings.jpg</image:loc><image:caption>25BRAND01301118ECCREInsightsStoreClosings</image:caption><image:title>25BRAND01301118ECCREInsightsStoreClosings</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/021523%20CRE%20chart%201.jpg</image:loc><image:caption>021523CREchart1</image:caption><image:title>021523CREchart1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/021523%20CRE%20chart%204.jpg</image:loc><image:caption>021523CREchart4</image:caption><image:title>021523CREchart4</image:title></image:image><lastmod>2023-11-01</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/bid/69763/The-New-Home-Co-makes-initial-public-offering</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/economics/does-rising-housing-inventory-signal-the-beginning-of-a-buyers-market</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/091718%20Housing%20supply%20blog%20post.jpg</image:loc><image:caption>091718Housingsupplyblogpost</image:caption><image:title>091718Housingsupplyblogpost</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-January-1-7.jpg</image:loc><image:caption>January2025RealHousePriceIndex</image:caption><image:title>FBECON2025RHPIJanuary17</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><lastmod>2021-05-17</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/bid/64992/What-s-Happening-Here-San-Jose-s-iStar-Parcel</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/economics/when-does-a-home-become-a-prison</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/071917%20blog%202.jpg</image:loc><image:caption>071917blog2</image:caption><image:title>071917blog2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/071917%20blog.png</image:loc><image:caption>071917blog</image:caption><image:title>071917blog</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><lastmod>2020-04-22</lastmod></url><url><loc>https://blog.firstam.com/cre-insights/multifamily-cap-rates-poised-to-slip-in-2026</loc><lastmod>2025-11-17</lastmod></url><url><loc>https://blog.firstam.com/cre-insights/industrial-supply-wave-forces-region-wide-rebalancing-in-the-midwest-part-1-of-3</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-2528_EC-CRE-Insights_XFactor.jpg</image:loc><image:caption>25BRAND01302528ECCREInsightsXFactor</image:caption><image:title>25BRAND01302528ECCREInsightsXFactor</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/XFACTOR%20092225%202.jpg</image:loc><image:caption>XFACTOR0922252</image:caption><image:title>XFACTOR0922252</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/XFACTOR%20092225%203.jpg</image:loc><image:caption>IndustrialInventoryComprisedofDifferentSubassetClassesbyCityGraph</image:caption><image:title>XFACTOR0922253</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/XFACTOR%20092225.png</image:loc><image:caption>Top15MidwesternCitiesbyIndustrialInventoryGraph</image:caption><image:title>XFACTOR092225</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-xander-22.jpg</image:loc><image:caption>FirstAmericanCommercialRealEstateEconomistXanderSnyder</image:caption><image:title>aboutxander22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-1118_EC-CRE-Insights_Store-Closings.jpg</image:loc><image:caption>25BRAND01301118ECCREInsightsStoreClosings</image:caption><image:title>25BRAND01301118ECCREInsightsStoreClosings</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-1433_EC-CRE-Insights_01.jpg</image:loc><image:caption>Modernapartmentbuilding</image:caption><image:title>25BRAND01301433ECCREInsights01</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/XFACTOR%20092225%204.jpg</image:loc><image:caption>GrowthinIndustrialInventory4Q20192Q2025Graph</image:caption><image:title>XFACTOR0922254</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-2528-CRE-X-FACTOR.jpg</image:loc><image:caption>25BRAND01302528CREXFACTOR</image:caption><image:title>25BRAND01302528CREXFACTOR</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Industrial%20CRE%20Potential%20Cap%20Rate.jpg</image:loc><image:caption>IndustrialCREBuilding</image:caption><image:title>IndustrialCREPotentialCapRate</image:title></image:image><lastmod>2025-09-22</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/bid/56924/Residential-building-hits-record-levels-around-the-Valley</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/bid/69665/Spansion-sells-24-5-acre-campus-to-SoCal-developer</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/test/just-testing</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Company%20News/Image_New%20CEO%20and%20President.jpg</image:loc><image:caption>ImageNewCEOandPresident</image:caption><image:title>ImageNewCEOandPresident</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA_Economics/rhpi-gif.gif</image:loc><image:caption>rhpigif</image:caption><image:title>rhpigif</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Julie%20Kuntz4620%201-Ready%20copy%20white.jpg</image:loc><image:caption>JulieKuntz46201Readycopywhite</image:caption><image:title>JulieKuntz46201Readycopywhite</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Innovation/background-Inn-blog-1.jpg</image:loc><image:caption>backgroundInnblog1</image:caption><image:title>backgroundInnblog1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA_Economics/Lorenz_Los_Angeles_3.png</image:loc><image:caption>LorenzLosAngeles3</image:caption><image:title>LorenzLosAngeles3</image:title></image:image><lastmod>2022-01-20</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/bid/69620/Scoop-Cambrian-Park-Plaza-shopping-center-hits-the-market</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/test</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/0621016_RESI_blog_post.png</image:loc><image:caption>0621016RESIblogpost</image:caption><image:title>0621016RESIblogpost</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/First_Am_NCS_/ThinkstockPhotos-533250770.jpg</image:loc><image:caption>ThinkstockPhotos533250770</image:caption><image:title>ThinkstockPhotos533250770</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Scam%20Alert%20written%20on%20the%20road.jpeg</image:loc><image:caption>ScamAlertwrittenontheroad</image:caption><image:title>ScamAlertwrittenontheroad</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Company%20News/Image_New%20CEO%20and%20President.jpg</image:loc><image:caption>ImageNewCEOandPresident</image:caption><image:title>ImageNewCEOandPresident</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/imgb.png</image:loc><image:caption>imgb</image:caption><image:title>imgb</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Innovation/background-Inn-blog-1.jpg</image:loc><image:caption>backgroundInnblog1</image:caption><image:title>backgroundInnblog1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/CRE-021523%20(2).jpg</image:loc><image:caption>CRE0215232</image:caption><image:title>CRE0215232</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2023-09-07</lastmod></url><url><loc>https://blog.firstam.com/bid/70583/NAR-Predicts-Rise-in-Home-Prices-This-Year</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/cre-insights/where-are-cap-rates-for-industrial-real-estate-headed-in-2026</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Office%20Conversions.png</image:loc><image:caption>OfficeConversions</image:caption><image:title>OfficeConversions</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-xander-22.jpg</image:loc><image:caption>FirstAmericanCommercialRealEstateEconomistXanderSnyder</image:caption><image:title>aboutxander22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Warehouse%20and%20logistics%20space.png</image:loc><image:caption>Warehouseandlogisticsspace</image:caption><image:title>Warehouseandlogisticsspace</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/New%20CRE%20Cycle.jpg</image:loc><image:caption>NewCRECycle</image:caption><image:title>NewCRECycle</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Actual%20and%20Potential%20Industrial%20Cap%20Rates%2c%20Graph.png</image:loc><image:caption>ActualandPotentialIndustrialCapRatesGraph</image:caption><image:title>ActualandPotentialIndustrialCapRatesGraph</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Los%20Angeles%20skyline.jpg</image:loc><image:caption>LosAngelesskyline</image:caption><image:title>LosAngelesskyline</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><lastmod>2026-02-27</lastmod></url><url><loc>https://blog.firstam.com/cre-insights/why-its-so-hard-to-convert-offices-into-housing</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2023-CRE-April-1.gif</image:loc><image:caption>FBECON2023CREApril1</image:caption><image:title>FBECON2023CREApril1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-1433_EC-CRE-Insights_01.jpg</image:loc><image:caption>Modernapartmentbuilding</image:caption><image:title>25BRAND01301433ECCREInsights01</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-xander-22.jpg</image:loc><image:caption>FirstAmericanCommercialRealEstateEconomistXanderSnyder</image:caption><image:title>aboutxander22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-1090_EC-CRE-Insights_XFactor_01.jpg</image:loc><image:caption>25BRAND01301090ECCREInsightsXFactor01</image:caption><image:title>25BRAND01301090ECCREInsightsXFactor01</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-1118_EC-CRE-Insights_Store-Closings.jpg</image:loc><image:caption>25BRAND01301118ECCREInsightsStoreClosings</image:caption><image:title>25BRAND01301118ECCREInsightsStoreClosings</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/041323%20office%20conversions.jpg</image:loc><image:caption>041323officeconversions</image:caption><image:title>041323officeconversions</image:title></image:image><lastmod>2023-11-01</lastmod></url><url><loc>https://blog.firstam.com/economics/a-tale-of-two-incomes-income-inequality-and-homeownership</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA_Economics/020916_Figure_1.png</image:loc><image:caption>020916Figure1</image:caption><image:title>020916Figure1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/060218%20Jobs%20report.jpg</image:loc><image:caption>060218Jobsreport</image:caption><image:title>060218Jobsreport</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2020-Labor-2-1.jpg</image:loc><image:caption>FBECON2020Labor21</image:caption><image:title>FBECON2020Labor21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA_Economics/020916_Figure_2.png</image:loc><image:caption>020916Figure2</image:caption><image:title>020916Figure2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/090718%20back%20to%20school.jpg</image:loc><image:caption>090718backtoschool</image:caption><image:title>090718backtoschool</image:title></image:image><lastmod>2016-02-09</lastmod></url><url><loc>https://blog.firstam.com/economics/interview-with-yahoo-finance-impact-of-covid-19-on-the-summer-housing-market</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2020-Int-Yahoo-Mark-July.jpg</image:loc><image:caption>FBECON2020IntYahooMarkJuly</image:caption><image:title>FBECON2020IntYahooMarkJuly</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><lastmod>2020-07-30</lastmod></url><url><loc>https://blog.firstam.com/economics/interview-on-cnbc-discussing-the-2019-housing-market-outlook</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/010419%20CNBC.jpg</image:loc><image:caption>010419CNBC</image:caption><image:title>010419CNBC</image:title></image:image><lastmod>2019-01-08</lastmod></url><url><loc>https://blog.firstam.com/economics/will-falling-mortgage-rates-spark-an-existing-home-sales-rush-to-close-2023</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-Predictions-2025-2.jpg</image:loc><image:caption>2025HousingMarketPredictions</image:caption><image:title>FBECON2025Predictions20252</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2023-PHS-December-1.jpg</image:loc><image:caption>FBECON2023PHSDecember1</image:caption><image:title>FBECON2023PHSDecember1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2024-RHPI-September-1.jpg</image:loc><image:caption>FBECON2024RHPISeptember1</image:caption><image:title>FBECON2024RHPISeptember1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/121823%20PHS.png</image:loc><image:caption>121823PHS</image:caption><image:title>121823PHS</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/thumbnail_FB-ECON-2024-RHPI-October-1-2b.jpg</image:loc><image:caption>thumbnailFBECON2024RHPIOctober12b</image:caption><image:title>thumbnailFBECON2024RHPIOctober12b</image:title></image:image><lastmod>2023-12-18</lastmod></url><url><loc>https://blog.firstam.com/trust-matters/q4-investment-update-nov-8-2022</loc><video:video><video:thumbnail_loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Investment%20Webinars/Quarterly%20Investment%20Update%20with%20Jerry%20Braakman%20&amp;%20Jason%20Nerio%20%20November%208%2c%202022.mp4/medium.jpg</video:thumbnail_loc><video:title>Quarterly Investment Update with Jerry Braakman &amp; Jason Nerio  November 8, 2022</video:title><video:description>Quarterly Investment Update with Jerry Braakman &amp; Jason Nerio  November 8, 2022</video:description><video:content_loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Investment%20Webinars/Quarterly%20Investment%20Update%20with%20Jerry%20Braakman%20&amp;%20Jason%20Nerio%20%20November%208%2c%202022.mp4</video:content_loc><video:duration>2379</video:duration><video:requires_subscription>no</video:requires_subscription><video:live>no</video:live></video:video><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fatrust-logo.png</image:loc><image:caption>fatrustlogo</image:caption><image:title>fatrustlogo</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/background-trust-matters-blog-1.jpg</image:loc><image:caption>backgroundtrustmattersblog1</image:caption><image:title>backgroundtrustmattersblog1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Image_Blog_Q4%20Investment%20Update_Recorded_112322.png</image:loc><image:caption>ImageBlogQ4InvestmentUpdateRecorded112322</image:caption><image:title>ImageBlogQ4InvestmentUpdateRecorded112322</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-tm-editor-3.png</image:loc><image:caption>authortmeditor3</image:caption><image:title>authortmeditor3</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Newsletters/Market%20Review_blog-social%20Q1.2025.jpg</image:loc><image:caption>MarketReviewblogsocialQ12025</image:caption><image:title>MarketReviewblogsocialQ12025</image:title></image:image><lastmod>2022-12-12</lastmod></url><url><loc>https://blog.firstam.com/economics/will-record-equity-levels-prevent-a-foreclosure-tsunami</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/122320%20foreclosure%20B.jpg</image:loc><image:caption>122320foreclosureB</image:caption><image:title>122320foreclosureB</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-odeta-22.jpg</image:loc><image:caption>aboutodeta22</image:caption><image:title>aboutodeta22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2020-Equity-December-4.jpg</image:loc><image:caption>FBECON2020EquityDecember4</image:caption><image:title>FBECON2020EquityDecember4</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2024-Women-March-2-3-1.jpg</image:loc><image:caption>FBECON2024WomenMarch231</image:caption><image:title>FBECON2024WomenMarch231</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2024-Affordability-September-1.jpg</image:loc><image:caption>FBECON2024AffordabilitySeptember1</image:caption><image:title>FBECON2024AffordabilitySeptember1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/122320%20foreclosure%20A.jpg</image:loc><image:caption>122320foreclosureA</image:caption><image:title>122320foreclosureA</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-0645%20(1).jpg</image:loc><image:caption>25BRAND337106451</image:caption><image:title>25BRAND337106451</image:title></image:image><lastmod>2020-12-23</lastmod></url><url><loc>https://blog.firstam.com/bid/67804/10-Steps-to-Buying-a-Home-VIDEO-Part-1</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/blog-post-2_home_renovations_to_avoid.jpg</image:loc><image:caption>blogpost2homerenovationstoavoid</image:caption><image:title>blogpost2homerenovationstoavoid</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/blog-post_3_real_estate_terms.jpg</image:loc><image:caption>blogpost3realestateterms</image:caption><image:title>blogpost3realestateterms</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/reconomy-podcast/understanding-the-lifecycle-of-a-mortgage</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/SummerSchool-Feature.jpg</image:loc><image:caption>SummerSchoolFeature</image:caption><image:title>SummerSchoolFeature</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-RECONOMY-E97-2.jpg</image:loc><image:caption>TheREconomyPodcastEP97UnderstandingtheLifecycleofaMortgage</image:caption><image:title>FBRECONOMYE972</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/REconomy-Podcast-Episode-117.jpg</image:loc><image:caption>REconomyPodcastEpisode117</image:caption><image:title>REconomyPodcastEpisode117</image:title></image:image><lastmod>2024-08-29</lastmod></url><url><loc>https://blog.firstam.com/economics/what-caused-real-house-price-growth-to-cool-in-may</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-January-1-7.jpg</image:loc><image:caption>January2025RealHousePriceIndex</image:caption><image:title>FBECON2025RHPIJanuary17</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/072417%20rhpi.jpg</image:loc><image:caption>072417rhpi</image:caption><image:title>072417rhpi</image:title></image:image><lastmod>2017-07-24</lastmod></url><url><loc>https://blog.firstam.com/economics/foreign-monetary-stimulus-a-positive-for-u.s.-consumer-house-buying-power</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-January-1-7.jpg</image:loc><image:caption>January2025RealHousePriceIndex</image:caption><image:title>FBECON2025RHPIJanuary17</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/082616_RHPI.jpg</image:loc><image:caption>082616RHPI</image:caption><image:title>082616RHPI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><lastmod>2017-07-06</lastmod></url><url><loc>https://blog.firstam.com/commercial/the-inside-look-with-xander-snyder-episode-11</loc><video:video><video:thumbnail_loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/the_inside_look_video_11.mp4/medium.jpg</video:thumbnail_loc><video:title>the_inside_look_video_11</video:title><video:description>the_inside_look_video_11</video:description><video:content_loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/the_inside_look_video_11.mp4</video:content_loc><video:duration>219</video:duration><video:requires_subscription>no</video:requires_subscription><video:live>no</video:live></video:video><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/fa-title_logo.png</image:loc><image:caption>fatitlelogo</image:caption><image:title>fatitlelogo</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/First_Am_NCS_/img/background-2-ncs-blog.jpg</image:loc><image:caption>background2ncsblog</image:caption><image:title>background2ncsblog</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Xander-Inside-Look-Ep-18%20(1).png</image:loc><image:caption>XanderInsideLookEp181</image:caption><image:title>XanderInsideLookEp181</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Xander-Inside-Look-Ep-20.png</image:loc><image:caption>XanderInsideLookEp20</image:caption><image:title>XanderInsideLookEp20</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Xander-Inside-Look_ep19.jpg</image:loc><image:caption>XanderInsideLookep19</image:caption><image:title>XanderInsideLookep19</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/NCS/NCS_Blog_Header_2.jpg</image:loc><image:caption>NCSBlogHeader2</image:caption><image:title>NCSBlogHeader2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/NCS_Video-11_Preview-Image.jpg</image:loc><image:caption>NCSVideo11PreviewImage</image:caption><image:title>NCSVideo11PreviewImage</image:title></image:image><lastmod>2024-06-27</lastmod></url><url><loc>https://blog.firstam.com/economics/will-first-time-home-buyer-demand-withstand-rising-rates</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/061218%20RESI%20a.jpg</image:loc><image:caption>061218RESIa</image:caption><image:title>061218RESIa</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/061218%20RESI%20b.jpg</image:loc><image:caption>061218RESIb</image:caption><image:title>061218RESIb</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><lastmod>2020-04-22</lastmod></url><url><loc>https://blog.firstam.com/cre-insights/cre-x-factor-renters-may-gain-some-temporary-leverage-as-flood-of-new-apartment-supply-comes-to-market</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/CRE%20X%20Factor%20041224.png</image:loc><image:caption>AnnualGrowthinRenterOccupiedHouseholdsGraph</image:caption><image:title>CREXFactor041224</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-xander-22.jpg</image:loc><image:caption>FirstAmericanCommercialRealEstateEconomistXanderSnyder</image:caption><image:title>aboutxander22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-1090_EC-CRE-Insights_XFactor_01.jpg</image:loc><image:caption>25BRAND01301090ECCREInsightsXFactor01</image:caption><image:title>25BRAND01301090ECCREInsightsXFactor01</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/CRE%20X%20Factor%20041224%202.png</image:loc><image:caption>ThousandsofUnitsinBuildingswith5UnitesorMoreGraph</image:caption><image:title>CREXFactor0412242</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/CRE%20X%20Factor%20041224%203.png</image:loc><image:caption>ThousandsofUnitsofApartmentsUnderConstructionGraph</image:caption><image:title>CREXFactor0412243</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-1433_EC-CRE-Insights_01.jpg</image:loc><image:caption>Modernapartmentbuilding</image:caption><image:title>25BRAND01301433ECCREInsights01</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-1118_EC-CRE-Insights_Store-Closings.jpg</image:loc><image:caption>25BRAND01301118ECCREInsightsStoreClosings</image:caption><image:title>25BRAND01301118ECCREInsightsStoreClosings</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/CRE%20X%20Factor%20041224%204.png</image:loc><image:caption>CurrentHousingDeficitEstimatesbyFirmUnderConstructionHousingApartmentsGraph</image:caption><image:title>CREXFactor0412244</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Ads-CRE-XFactor_041524_New_Apartment_Supply_02.jpg</image:loc><image:caption>AdsCREXFactor041524NewApartmentSupply02</image:caption><image:title>AdsCREXFactor041524NewApartmentSupply02</image:title></image:image><lastmod>2024-04-15</lastmod></url><url><loc>https://blog.firstam.com/economics/market-potential-continues-slide-in-january-as-higher-rates-reduce-supply</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/022117%20phs.jpg</image:loc><image:caption>022117phs</image:caption><image:title>022117phs</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><lastmod>2017-02-21</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/istar-parcel-is-approved-for-new-costco-and-up-to-780-units-of-housing</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-11-20</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/massive-lennar-development-near-tesla-plant-and-bart-station-wins-fremont-city-councils-approval</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2015-03-18</lastmod></url><url><loc>https://blog.firstam.com/economics/could-the-affordability-crunch-ease-in-2024</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2023-RHPI-November-1.gif</image:loc><image:caption>FBECON2023RHPINovember1</image:caption><image:title>FBECON2023RHPINovember1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/112823%20RHPI.png</image:loc><image:caption>RealHousePriceIndexOctDec2023</image:caption><image:title>112823RHPI</image:title></image:image><lastmod>2023-11-28</lastmod></url><url><loc>https://blog.firstam.com/trust-matters/continuing-education-cannon-oc-feb-22-2022</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fatrust-logo.png</image:loc><image:caption>fatrustlogo</image:caption><image:title>fatrustlogo</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/background-trust-matters-blog-1.jpg</image:loc><image:caption>backgroundtrustmattersblog1</image:caption><image:title>backgroundtrustmattersblog1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Cannon%20-%20December%2015%20-%20Social%20Post.png</image:loc><image:caption>CannonDecember15SocialPost</image:caption><image:title>CannonDecember15SocialPost</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/shutterstock_1192932760.jpg</image:loc><image:caption>shutterstock1192932760</image:caption><image:title>shutterstock1192932760</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Cannon%20-%20January%2024%20-%20Social%20Post.png</image:loc><image:caption>CannonJanuary24SocialPost</image:caption><image:title>CannonJanuary24SocialPost</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-tm-editor-3.png</image:loc><image:caption>authortmeditor3</image:caption><image:title>authortmeditor3</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Nov%20Cannon%202023-1.jpg</image:loc><image:caption>NovCannon20231</image:caption><image:title>NovCannon20231</image:title></image:image><lastmod>2022-01-31</lastmod></url><url><loc>https://blog.firstam.com/economics/two-reasons-why-the-housing-reservoir-is-running-dangerously-low-</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/012618%20Supply%20challenges.jpg</image:loc><image:caption>012618Supplychallenges</image:caption><image:title>012618Supplychallenges</image:title></image:image><lastmod>2020-04-22</lastmod></url><url><loc>https://blog.firstam.com/economics/are-you-watching-the-big-game-its-the-2026-housing-bowl</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Existing%20Home%20Sales%20Outlook%20March.png</image:loc><image:caption>ExistingHomeSalesOutlookMarch</image:caption><image:title>ExistingHomeSalesOutlookMarch</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Women%20and%20Homeownership.png</image:loc><image:caption>Singlewomanmovingintohernewhome</image:caption><image:title>WomenandHomeownership</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-sam-24.jpg</image:loc><image:caption>aboutsam24</image:caption><image:title>aboutsam24</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/2026%20Spring%20Home%20Buying.png</image:loc><image:caption>2026SpringHomeBuying</image:caption><image:title>2026SpringHomeBuying</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/The%202026%20Housing%20Bowl%20New%20England%20vs%20Seattle.jpg</image:loc><image:caption>The2026HousingBowlNewEnglandvsSeattle</image:caption><image:title>The2026HousingBowlNewEnglandvsSeattle</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Economics%20for%20Real%20Estate%20Professionals.jpg</image:loc><image:caption>EconomicsforRealEstateProfessionals</image:caption><image:title>EconomicsforRealEstateProfessionals</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><lastmod>2026-03-20</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/bid/71691/San-Jose-OKs-massive-250-acre-Diridon-Station-Plan</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/bid/71347/Newark-Plan-to-convert-business-land-into-park-stalls-approval-of-housing-project</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/bid/71041/City-Council-backs-McKinley-Village-after-marathon-debate</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/economics/expect-the-unexpected-faster-house-price-appreciation</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/060619%20blog%20post.jpg</image:loc><image:caption>060619blogpost</image:caption><image:title>060619blogpost</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><lastmod>2019-06-06</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/bid/68143/New-developer-revives-Placer-Ranch-plans</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/trust-matters/on-the-road-to-recovery-the-2026-housing-market-outlook</loc><video:video><video:thumbnail_loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Exec%20Webinar%20Series/On%20the%20Road%20to%20Recovery_%20The%202026%20Housing%20Market%20Outlook%20-%20Dec.%202%2c%202025_FINAL.mp4/medium.jpg</video:thumbnail_loc><video:title>On the Road to Recovery_ The 2026 Housing Market Outlook - Dec. 2, 2025_FINAL</video:title><video:description>On the Road to Recovery_ The 2026 Housing Market Outlook - Dec. 2, 2025_FINAL</video:description><video:content_loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Exec%20Webinar%20Series/On%20the%20Road%20to%20Recovery_%20The%202026%20Housing%20Market%20Outlook%20-%20Dec.%202%2c%202025_FINAL.mp4</video:content_loc><video:duration>3650</video:duration><video:requires_subscription>no</video:requires_subscription><video:live>no</video:live></video:video><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/background-trust-matters-blog-1.jpg</image:loc><image:caption>backgroundtrustmattersblog1</image:caption><image:title>backgroundtrustmattersblog1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Crevier%20Classic%20Cars/Jerry%20B%20color%20headshot%20WEB.jpg</image:loc><image:caption>JerryBcolorheadshotWEB</image:caption><image:title>JerryBcolorheadshotWEB</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-odeta-22.jpg</image:loc><image:caption>aboutodeta22</image:caption><image:title>aboutodeta22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Market%20Review_Q3%20blog-social%202025.jpg</image:loc><image:caption>MarketReviewQ3blogsocial2025</image:caption><image:title>MarketReviewQ3blogsocial2025</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fatrust-logo.png</image:loc><image:caption>fatrustlogo</image:caption><image:title>fatrustlogo</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-tm-editor-3.png</image:loc><image:caption>authortmeditor3</image:caption><image:title>authortmeditor3</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Newsletters/Private%20Credit%20Blog_v2.jpg</image:loc><image:caption>PrivateCreditBlogv2</image:caption><image:title>PrivateCreditBlogv2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Newsletters/1031%20Exchanges%2cDSTs%20&amp;%20UPREITsblog-social.jpg</image:loc><image:caption>1031ExchangesDSTsUPREITsblogsocial</image:caption><image:title>1031ExchangesDSTsUPREITsblogsocial</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Exec%20Webinar%20Series/Executive%20Webinar_Housing%20Market_Recording.jpg</image:loc><image:caption>ExecutiveWebinarHousingMarketRecording</image:caption><image:title>ExecutiveWebinarHousingMarketRecording</image:title></image:image><lastmod>2025-12-30</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/bid/61109/Newark-rezones-land-for-housing</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/economics/what-will-it-take-to-reduce-the-housing-supply-deficit</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/030619%20Dec%20Housing%20Starts.jpg</image:loc><image:caption>030619DecHousingStarts</image:caption><image:title>030619DecHousingStarts</image:title></image:image><lastmod>2019-03-06</lastmod></url><url><loc>https://blog.firstam.com/economics/two-trends-boost-home-buyer-demand-as-spring-home-buying-season-begins</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/041819%20PHS.jpg</image:loc><image:caption>041819PHS</image:caption><image:title>041819PHS</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-Predictions-2025-2.jpg</image:loc><image:caption>2025HousingMarketPredictions</image:caption><image:title>FBECON2025Predictions20252</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2024-EHSO-November-2-1.jpg</image:loc><image:caption>ExistingHomeSalesNovember2024</image:caption><image:title>FBECON2024EHSONovember21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-0645%20(1).jpg</image:loc><image:caption>25BRAND337106451</image:caption><image:title>25BRAND337106451</image:title></image:image><lastmod>2019-04-18</lastmod></url><url><loc>https://blog.firstam.com/trust-matters/whats-the-outlook-for-the-housing-market-potential-for-the-rest-of-2022</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Exec%20Webinar%20Series/Executive%20Webinar-1200x628.jpg</image:loc><image:caption>ExecutiveWebinar1200x628</image:caption><image:title>ExecutiveWebinar1200x628</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Newsletters/Market%20Review_blog-social%20Q1.2025.jpg</image:loc><image:caption>MarketReviewblogsocialQ12025</image:caption><image:title>MarketReviewblogsocialQ12025</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-tm-editor-3.png</image:loc><image:caption>authortmeditor3</image:caption><image:title>authortmeditor3</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fatrust-logo.png</image:loc><image:caption>fatrustlogo</image:caption><image:title>fatrustlogo</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/background-trust-matters-blog-1.jpg</image:loc><image:caption>backgroundtrustmattersblog1</image:caption><image:title>backgroundtrustmattersblog1</image:title></image:image><lastmod>2022-10-27</lastmod></url><url><loc>https://blog.firstam.com/trust-matters/q3-2025-investment-update</loc><video:video><video:thumbnail_loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Investment%20Webinars/Quarterly%20Investment%20Update%20with%20Jerry%20Braakman%20and%20Scott%20Dudgeon%20-%20August%2012%2c%202025__FINAL.mp4/medium.jpg</video:thumbnail_loc><video:title>Quarterly Investment Update with Jerry Braakman and Scott Dudgeon - August 12, 2025__FINAL</video:title><video:description>Quarterly Investment Update with Jerry Braakman and Scott Dudgeon - August 12, 2025__FINAL</video:description><video:content_loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Investment%20Webinars/Quarterly%20Investment%20Update%20with%20Jerry%20Braakman%20and%20Scott%20Dudgeon%20-%20August%2012%2c%202025__FINAL.mp4</video:content_loc><video:duration>2477</video:duration><video:requires_subscription>no</video:requires_subscription><video:live>no</video:live></video:video><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fatrust-logo.png</image:loc><image:caption>fatrustlogo</image:caption><image:title>fatrustlogo</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/background-trust-matters-blog-1.jpg</image:loc><image:caption>backgroundtrustmattersblog1</image:caption><image:title>backgroundtrustmattersblog1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Bio/Headshot_Blog_Scott%20D__FINAL.jpg</image:loc><image:caption>HeadshotBlogScottDFINAL</image:caption><image:title>HeadshotBlogScottDFINAL</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Investment%20Update%20Social%20Media%EF%80%A2Blog%20-%20Q3%202024.png</image:loc><image:caption>InvestmentUpdateSocialMediaBlogQ32024</image:caption><image:title>InvestmentUpdateSocialMediaBlogQ32024</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-tm-editor-3.png</image:loc><image:caption>authortmeditor3</image:caption><image:title>authortmeditor3</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Investment%20Webinars/Investment%20Update%20Email_RECORDED.png</image:loc><image:caption>InvestmentUpdateEmailRECORDED</image:caption><image:title>InvestmentUpdateEmailRECORDED</image:title></image:image><lastmod>2025-08-19</lastmod></url><url><loc>https://blog.firstam.com/economics/will-rising-equity-levels-mean-more-homeowners-will-list-their-homes-for-sale</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/042721%20RHPI%20image.jpg</image:loc><image:caption>042721RHPIimage</image:caption><image:title>042721RHPIimage</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/042721%20RHPI.jpg</image:loc><image:caption>042721RHPI</image:caption><image:title>042721RHPI</image:title></image:image><lastmod>2021-05-03</lastmod></url><url><loc>https://blog.firstam.com/reconomy-podcast/breaking-down-the-recency-bias-in-housing-market-data</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/REconomy-Podcast-Episode-117.jpg</image:loc><image:caption>REconomyPodcastEpisode117</image:caption><image:title>REconomyPodcastEpisode117</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-RECONOMY-2021-E37.jpg</image:loc><image:caption>FBRECONOMY2021E37</image:caption><image:title>FBRECONOMY2021E37</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/SummerSchool-Feature.jpg</image:loc><image:caption>SummerSchoolFeature</image:caption><image:title>SummerSchoolFeature</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><lastmod>2023-11-01</lastmod></url><url><loc>https://blog.firstam.com/economics/economists-agree-to-disagree-on-causes-of-economic-stagnation</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/060218%20Jobs%20report.jpg</image:loc><image:caption>060218Jobsreport</image:caption><image:title>060218Jobsreport</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2020-Labor-2-1.jpg</image:loc><image:caption>FBECON2020Labor21</image:caption><image:title>FBECON2020Labor21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/nabe-cover.jpg</image:loc><image:caption>nabecover</image:caption><image:title>nabecover</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/090718%20back%20to%20school.jpg</image:loc><image:caption>090718backtoschool</image:caption><image:title>090718backtoschool</image:title></image:image><lastmod>2015-05-20</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/alameda-point-town-center-developer-selected</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-11-19</lastmod></url><url><loc>https://blog.firstam.com/commercial/understanding-title-insurance-for-distressed-properties</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/NCS/NCS_Blog_Header_2.jpg</image:loc><image:caption>NCSBlogHeader2</image:caption><image:title>NCSBlogHeader2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Xander-Inside-Look-1.png</image:loc><image:caption>XanderInsideLook1</image:caption><image:title>XanderInsideLook1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Xander-Inside-Look-Episode-14.png</image:loc><image:caption>XanderInsideLookEpisode14</image:caption><image:title>XanderInsideLookEpisode14</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/this%20one.png</image:loc><image:caption>thisone</image:caption><image:title>thisone</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Screenshot%202024-08-08%20at%202.34.46%20PM.png</image:loc><image:caption>Screenshot20240808at23446PM</image:caption><image:title>Screenshot20240808at23446PM</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/First_Am_NCS_/img/background-2-ncs-blog.jpg</image:loc><image:caption>background2ncsblog</image:caption><image:title>background2ncsblog</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/fa-title_logo.png</image:loc><image:caption>fatitlelogo</image:caption><image:title>fatitlelogo</image:title></image:image><lastmod>2024-03-22</lastmod></url><url><loc>https://blog.firstam.com/economics/mind-the-gap-between-mortgage-rates-and-the-10-year-treasury-yield</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/052423%20mind%20the%20gap.jpg</image:loc><image:caption>052423mindthegap</image:caption><image:title>052423mindthegap</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-odeta-22.jpg</image:loc><image:caption>aboutodeta22</image:caption><image:title>aboutodeta22</image:title></image:image><lastmod>2023-05-24</lastmod></url><url><loc>https://blog.firstam.com/test/nyc-and-nys-transfer-taxes-distinguished</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/0621016_RESI_blog_post.png</image:loc><image:caption>0621016RESIblogpost</image:caption><image:title>0621016RESIblogpost</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/imgb.png</image:loc><image:caption>imgb</image:caption><image:title>imgb</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Innovation/background-Inn-blog-1.jpg</image:loc><image:caption>backgroundInnblog1</image:caption><image:title>backgroundInnblog1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/First_Am_NCS_/ThinkstockPhotos-533250770.jpg</image:loc><image:caption>ThinkstockPhotos533250770</image:caption><image:title>ThinkstockPhotos533250770</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/First_Am_NCS_/ThinkstockPhotos-471267101.jpg</image:loc><image:caption>ThinkstockPhotos471267101</image:caption><image:title>ThinkstockPhotos471267101</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA_PandC/Email%20Pieces/ThinkstockPhotos-480515586.jpg</image:loc><image:caption>ThinkstockPhotos480515586</image:caption><image:title>ThinkstockPhotos480515586</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Julie%20Kuntz4620%201-Ready%20copy%20white.jpg</image:loc><image:caption>JulieKuntz46201Readycopywhite</image:caption><image:title>JulieKuntz46201Readycopywhite</image:title></image:image><lastmod>2019-07-01</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/lennar-grabs-foster-square-a-mixed-use-project-in-foster-city</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-12-17</lastmod></url><url><loc>https://blog.firstam.com/reconomy-podcast/welcome-to-the-reconomy-debut-podcast-from-first-american-chief-economist-mark-fleming-and-deputy-chief-economist-odeta-kushi</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/SummerSchool-Feature.jpg</image:loc><image:caption>SummerSchoolFeature</image:caption><image:title>SummerSchoolFeature</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-RECONOMY-2020-E1.jpg</image:loc><image:caption>FBRECONOMY2020E1</image:caption><image:title>FBRECONOMY2020E1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/REconomy-Podcast-Episode-117.jpg</image:loc><image:caption>REconomyPodcastEpisode117</image:caption><image:title>REconomyPodcastEpisode117</image:title></image:image><lastmod>2023-04-17</lastmod></url><url><loc>https://blog.firstam.com/economics/just-in-time-for-the-big-game-the-housing-benefit-of-football-fandom</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/013117%20Football%20fandom.jpg</image:loc><image:caption>013117Footballfandom</image:caption><image:title>013117Footballfandom</image:title></image:image><lastmod>2020-04-22</lastmod></url><url><loc>https://blog.firstam.com/economics/why-are-mortgage-rates-increasing-when-the-federal-reserve-is-cutting-rates</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2024-EHSO-November-2-1.jpg</image:loc><image:caption>ExistingHomeSalesNovember2024</image:caption><image:title>FBECON2024EHSONovember21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-odeta-22.jpg</image:loc><image:caption>aboutodeta22</image:caption><image:title>aboutodeta22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/EHS%20111324%202.jpg</image:loc><image:caption>HouseBuyingPowerExistingHomeSalesGraph</image:caption><image:title>EHS1113242</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><lastmod>2024-11-20</lastmod></url><url><loc>https://blog.firstam.com/economics/why-the-student-loan-debt-burden-is-overstated</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-0645%20(1).jpg</image:loc><image:caption>25BRAND337106451</image:caption><image:title>25BRAND337106451</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/111920%20student%20loan%20debt%201-1.jpg</image:loc><image:caption>111920studentloandebt11</image:caption><image:title>111920studentloandebt11</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2024-Affordability-September-1.jpg</image:loc><image:caption>FBECON2024AffordabilitySeptember1</image:caption><image:title>FBECON2024AffordabilitySeptember1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/111920%20student%20loan%20debt%202.jpg</image:loc><image:caption>111920studentloandebt2</image:caption><image:title>111920studentloandebt2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-odeta-22.jpg</image:loc><image:caption>aboutodeta22</image:caption><image:title>aboutodeta22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2024-Grateful-Homeownership-1.jpg</image:loc><image:caption>ThankfulforHomeownershipALookatGenerationalTrends</image:caption><image:title>FBECON2024GratefulHomeownership1</image:title></image:image><lastmod>2020-11-19</lastmod></url><url><loc>https://blog.firstam.com/innovation/equipping-title-agents-with-digital-platforms-and-tools-for-a-changing-landscape</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Innovation/background-Inn-blog-1.jpg</image:loc><image:caption>backgroundInnblog1</image:caption><image:title>backgroundInnblog1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA_Innovation/author-Dirks.jpg</image:loc><image:caption>authorDirks</image:caption><image:title>authorDirks</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/11.16.22%20innovation.jpg</image:loc><image:caption>111622innovation</image:caption><image:title>111622innovation</image:title></image:image><lastmod>2022-11-17</lastmod></url><url><loc>https://blog.firstam.com/trust-matters/sp-500-notches-five-day-losing-streak-as-investors-mull-path-for-rates</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Exec%20Webinar%20Series/Executive%20Webinar-1200x628.jpg</image:loc><image:caption>ExecutiveWebinar1200x628</image:caption><image:title>ExecutiveWebinar1200x628</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/background-trust-matters-blog-1.jpg</image:loc><image:caption>backgroundtrustmattersblog1</image:caption><image:title>backgroundtrustmattersblog1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/JB%20In%20the%20News%2012%202022.jpg</image:loc><image:caption>JBIntheNews122022</image:caption><image:title>JBIntheNews122022</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fatrust-logo.png</image:loc><image:caption>fatrustlogo</image:caption><image:title>fatrustlogo</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-tm-editor-3.png</image:loc><image:caption>authortmeditor3</image:caption><image:title>authortmeditor3</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Newsletters/Market%20Review_blog-social%20Q1.2025.jpg</image:loc><image:caption>MarketReviewblogsocialQ12025</image:caption><image:title>MarketReviewblogsocialQ12025</image:title></image:image><lastmod>2022-12-08</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/bid/66910/Ponderosa-Homes-approved-for-12-homes-in-Pleasanton</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/http//blog.firstam.com/homebuilder-norcal/</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2015-09-02</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/bid/68192/Orinda-where-new-1-2-million-homes-qualify-as-affordable</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/economics/why-did-housing-market-potential-improve-in-april</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2024-EHSO-November-2-1.jpg</image:loc><image:caption>ExistingHomeSalesNovember2024</image:caption><image:title>FBECON2024EHSONovember21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-Predictions-2025-2.jpg</image:loc><image:caption>2025HousingMarketPredictions</image:caption><image:title>FBECON2025Predictions20252</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-0645%20(1).jpg</image:loc><image:caption>25BRAND337106451</image:caption><image:title>25BRAND337106451</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/052019%20PHS.jpg</image:loc><image:caption>052019PHS</image:caption><image:title>052019PHS</image:title></image:image><lastmod>2019-05-21</lastmod></url><url><loc>https://blog.firstam.com/economics/has-rising-house-buying-power-accelerated-house-price-appreciation</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/112619%20RHPI.jpg</image:loc><image:caption>112619RHPI</image:caption><image:title>112619RHPI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><lastmod>2019-11-26</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/bid/61774/Homebuilders-leap-back-into-hot-sellers-market</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/economics/the-housing-market-is-an-underachiever</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Capacity-Sales-blog.jpg</image:loc><image:caption>CapacitySalesblog</image:caption><image:title>CapacitySalesblog</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><lastmod>2015-05-18</lastmod></url><url><loc>https://blog.firstam.com/economics/do-unexplained-homeownership-gaps-exist</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA_Economics/FA%20Econ%201200x628%2010-12-21.jpg</image:loc><image:caption>FAEcon1200x628101221</image:caption><image:title>FAEcon1200x628101221</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/070622%20HPRI%20a.jpg</image:loc><image:caption>070622HPRIa</image:caption><image:title>070622HPRIa</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA_Economics/Economics%20Center%20-%20Blog.png</image:loc><image:caption>EconomicsCenterBlog</image:caption><image:title>EconomicsCenterBlog</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/0420117%20homeownership.jpg</image:loc><image:caption>0420117homeownership</image:caption><image:title>0420117homeownership</image:title></image:image><lastmod>2020-04-22</lastmod></url><url><loc>https://blog.firstam.com/economics/march-home-sales-trim-negative-equity-and-tight-inventory-but-still-falling-short-inman-news</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2020-Podcast-Odeta-2-1.jpg</image:loc><image:caption>FBECON2020PodcastOdeta21</image:caption><image:title>FBECON2020PodcastOdeta21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/ThinkstockPhotos-94722323.jpg</image:loc><image:caption>ThinkstockPhotos94722323</image:caption><image:title>ThinkstockPhotos94722323</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/040821%20CNBC%20primary%20image.jpg</image:loc><image:caption>040821CNBCprimaryimage</image:caption><image:title>040821CNBCprimaryimage</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/030821%20econ%20post.jpg</image:loc><image:caption>030821econpost</image:caption><image:title>030821econpost</image:title></image:image><lastmod>2017-07-13</lastmod></url><url><loc>https://blog.firstam.com/reconomy-podcast/the-reconomy-podcast-youre-not-alone-the-cost-of-living-has-jumped-for-everyone</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/SummerSchool-Feature-120.jpg</image:loc><image:caption>SummerSchoolFeature120</image:caption><image:title>SummerSchoolFeature120</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/SummerSchool-Feature-121%20(1).jpg</image:loc><image:caption>SummerSchoolFeature1211</image:caption><image:title>SummerSchoolFeature1211</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRA_1-1.jpg</image:loc><image:caption>25BRA11</image:caption><image:title>25BRA11</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-Brand-Econ-REconomy-Summer-School-EP%20119.jpg</image:loc><image:caption>25BrandEconREconomySummerSchoolEP119</image:caption><image:title>25BrandEconREconomySummerSchoolEP119</image:title></image:image><lastmod>2025-08-14</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/bid/66159/KB-Home-continues-aggressive-growth-in-Silicon-Valley</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/economics/affordability-improved-in-all-50-states-in-2025-giving-home-buyers-a-boost-heading-into-2026</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Real%20House%20Price%20Index%20February%202026.png</image:loc><image:caption>RealHousePriceIndexFebruary2026</image:caption><image:title>RealHousePriceIndexFebruary2026</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Real%20House%20Price%20Index%20January%202025.jpg</image:loc><image:caption>RealHousePriceIndexJanuary2025</image:caption><image:title>RealHousePriceIndexJanuary2025</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Existing%20Home%20Sales%20January%202026.png</image:loc><image:caption>ExistingHomeSalesJanuary2026</image:caption><image:title>ExistingHomeSalesJanuary2026</image:title></image:image><lastmod>2026-02-24</lastmod></url><url><loc>https://blog.firstam.com/bid/61048/Buying-a-Home-for-Retirement</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/blog-post-2_home_renovations_to_avoid.jpg</image:loc><image:caption>blogpost2homerenovationstoavoid</image:caption><image:title>blogpost2homerenovationstoavoid</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/blog-post-4_should_we_sell_or_keep.jpg</image:loc><image:caption>blogpost4shouldwesellorkeep</image:caption><image:title>blogpost4shouldwesellorkeep</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/blog-post_3_real_estate_terms.jpg</image:loc><image:caption>blogpost3realestateterms</image:caption><image:title>blogpost3realestateterms</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/cre-insights/debt-maturities-driving-involuntary-sales-will-set-the-pace-of-price-discovery</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-xander-22.jpg</image:loc><image:caption>FirstAmericanCommercialRealEstateEconomistXanderSnyder</image:caption><image:title>aboutxander22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-1433_EC-CRE-Insights_01.jpg</image:loc><image:caption>Modernapartmentbuilding</image:caption><image:title>25BRAND01301433ECCREInsights01</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2023-Debt-Maturity-November-1.jpg</image:loc><image:caption>FBECON2023DebtMaturityNovember1</image:caption><image:title>FBECON2023DebtMaturityNovember1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/meaningul%20amounts%20of%20distressed%20debt%20set%20to%20mature%20graph.png</image:loc><image:caption>110323MortgageMaturities</image:caption><image:title>meaningulamountsofdistresseddebtsettomaturegraph</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-1118_EC-CRE-Insights_Store-Closings.jpg</image:loc><image:caption>25BRAND01301118ECCREInsightsStoreClosings</image:caption><image:title>25BRAND01301118ECCREInsightsStoreClosings</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-1090_EC-CRE-Insights_XFactor_01.jpg</image:loc><image:caption>25BRAND01301090ECCREInsightsXFactor01</image:caption><image:title>25BRAND01301090ECCREInsightsXFactor01</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><lastmod>2023-11-07</lastmod></url><url><loc>https://blog.firstam.com/economics/thankful-for-homeownershipaff-a-look-at-generational-trends</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-sam-24.jpg</image:loc><image:caption>aboutsam24</image:caption><image:title>aboutsam24</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/HMT%20Grateful%20Homeownership%20112524.jpg</image:loc><image:caption>HomeownershipRatesbyAgeandGenerationalCohortGraph</image:caption><image:title>HMTGratefulHomeownership112524</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2024-Grateful-Homeownership-1.jpg</image:loc><image:caption>ThankfulforHomeownershipALookatGenerationalTrends</image:caption><image:title>FBECON2024GratefulHomeownership1</image:title></image:image><lastmod>2024-11-26</lastmod></url><url><loc>https://blog.firstam.com/economics/millennial-first-time-homebuyer-demand-does-not-increase-defect-fraud-and-misrepresentation-risk</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/103116%20LADI%202.jpg</image:loc><image:caption>103116LADI2</image:caption><image:title>103116LADI2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/013020%20LADI.jpg</image:loc><image:caption>013020LADI</image:caption><image:title>013020LADI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/022820%20LADI.jpg</image:loc><image:caption>022820LADI</image:caption><image:title>022820LADI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/103116%20LADI%201.jpg</image:loc><image:caption>103116LADI1</image:caption><image:title>103116LADI1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/033020%20LADI.jpg</image:loc><image:caption>033020LADI</image:caption><image:title>033020LADI</image:title></image:image><lastmod>2017-07-06</lastmod></url><url><loc>https://blog.firstam.com/economics/why-the-housing-market-can-thrive-at-five-percent-mortgage-rates</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/111218%20Mortgage%20Rates.jpg</image:loc><image:caption>111218MortgageRates</image:caption><image:title>111218MortgageRates</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><lastmod>2018-11-13</lastmod></url><url><loc>https://blog.firstam.com/economics/affordability-sinks-to-lowest-point-in-over-three-decades</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/092523%20RHPI.jpg</image:loc><image:caption>092523RHPI</image:caption><image:title>092523RHPI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2023-RHPI-September-1.jpg</image:loc><image:caption>FBECON2023RHPISeptember1</image:caption><image:title>FBECON2023RHPISeptember1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><lastmod>2023-09-25</lastmod></url><url><loc>https://blog.firstam.com/trust-matters/fortune-100-best-companies-to-work-for-2024</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fatrust-logo.png</image:loc><image:caption>fatrustlogo</image:caption><image:title>fatrustlogo</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Choose%20the%20right%20bank%20for%20your%20business.png</image:loc><image:caption>Choosetherightbankforyourbusiness</image:caption><image:title>Choosetherightbankforyourbusiness</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-tm-editor-3.png</image:loc><image:caption>authortmeditor3</image:caption><image:title>authortmeditor3</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Fortune%20100%20Best%20Places%20to%20Work-2.png</image:loc><image:caption>Fortune100BestPlacestoWork2</image:caption><image:title>Fortune100BestPlacestoWork2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/background-trust-matters-blog-1.jpg</image:loc><image:caption>backgroundtrustmattersblog1</image:caption><image:title>backgroundtrustmattersblog1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/content.webp</image:loc><image:caption>content</image:caption><image:title>content</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Top%20Companies%201200x628.jpg</image:loc><image:caption>TopCompanies1200x628</image:caption><image:title>TopCompanies1200x628</image:title></image:image><lastmod>2024-04-04</lastmod></url><url><loc>https://blog.firstam.com/economics/why-the-time-may-be-right-for-new-home-construction-to-accelerate</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/110819%20chart.jpg</image:loc><image:caption>110819chart</image:caption><image:title>110819chart</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-odeta-22.jpg</image:loc><image:caption>aboutodeta22</image:caption><image:title>aboutodeta22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/110819%20FB-ECON-2019-1-Hammers-3-1.jpg</image:loc><image:caption>110819FBECON20191Hammers31</image:caption><image:title>110819FBECON20191Hammers31</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><lastmod>2021-05-17</lastmod></url><url><loc>https://blog.firstam.com/economics/what-makes-a-boom-bust-market</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/033023%20RHPI.jpg</image:loc><image:caption>033023RHPI</image:caption><image:title>033023RHPI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2023-RHPI-March-1.jpg</image:loc><image:caption>FBECON2023RHPIMarch1</image:caption><image:title>FBECON2023RHPIMarch1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><lastmod>2023-03-30</lastmod></url><url><loc>https://blog.firstam.com/trust-matters/economic-and-housing-market-outlook-sept-28-2022</loc><video:video><video:thumbnail_loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Exec%20Webinar%20Series/Economic%20and%20Housing%20Market%20Outlook%20-%20Executive%20Webinar.mp4/medium.jpg</video:thumbnail_loc><video:title>Economic and Housing Market Outlook - Executive Webinar</video:title><video:description>Economic and Housing Market Outlook - Executive Webinar</video:description><video:content_loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Exec%20Webinar%20Series/Economic%20and%20Housing%20Market%20Outlook%20-%20Executive%20Webinar.mp4</video:content_loc><video:duration>3660</video:duration><video:requires_subscription>no</video:requires_subscription><video:live>no</video:live></video:video><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/background-trust-matters-blog-1.jpg</image:loc><image:caption>backgroundtrustmattersblog1</image:caption><image:title>backgroundtrustmattersblog1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Jerry%20B%20color%20headshot%20WEB.jpg</image:loc><image:caption>JerryBcolorheadshotWEB</image:caption><image:title>JerryBcolorheadshotWEB</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Image_Blog%20%2B%20Social%20Media_Executive%20Webinar_Odeta%20Kushi_22_09-13.png</image:loc><image:caption>ImageBlogSocialMediaExecutiveWebinarOdetaKushi220913</image:caption><image:title>ImageBlogSocialMediaExecutiveWebinarOdetaKushi220913</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Untitled%20(1200%20%C3%97%20630%20px)-2.png</image:loc><image:caption>Untitled1200630px2</image:caption><image:title>Untitled1200630px2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Executive%20Webinar%20Series%20Social%20Post%20-%20David%20Yoo%20and%20Beth%20Vasquez.jpg</image:loc><image:caption>ExecutiveWebinarSeriesSocialPostDavidYooandBethVasquez</image:caption><image:title>ExecutiveWebinarSeriesSocialPostDavidYooandBethVasquez</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fatrust-logo.png</image:loc><image:caption>fatrustlogo</image:caption><image:title>fatrustlogo</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-tm-editor-3.png</image:loc><image:caption>authortmeditor3</image:caption><image:title>authortmeditor3</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Exec%20Webinar%20Series/Image_Blog_RECORDED_Exec%20Webinar_Estate%20Planning%20-%20Mark%20Doyle_June%2030%2c%202022.jpg</image:loc><image:caption>ImageBlogRECORDEDExecWebinarEstatePlanningMarkDoyleJune302022</image:caption><image:title>ImageBlogRECORDEDExecWebinarEstatePlanningMarkDoyleJune302022</image:title></image:image><lastmod>2022-10-13</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/bid/64960/Danville-planners-support-66-house-Summerhill-subdivision</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/economics/why-homebodies-versus-pandemic-fueled-demand-will-determine-the-outlook-for-housing-market-potential</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/062221%20PHS.jpg</image:loc><image:caption>062221PHS</image:caption><image:title>062221PHS</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/thumbnail_FB-ECON-2024-RHPI-October-1-2b.jpg</image:loc><image:caption>thumbnailFBECON2024RHPIOctober12b</image:caption><image:title>thumbnailFBECON2024RHPIOctober12b</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2021-Homebodies-2.jpg</image:loc><image:caption>FBECON2021Homebodies2</image:caption><image:title>FBECON2021Homebodies2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-Predictions-2025-2.jpg</image:loc><image:caption>2025HousingMarketPredictions</image:caption><image:title>FBECON2025Predictions20252</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-0645%20(1).jpg</image:loc><image:caption>25BRAND337106451</image:caption><image:title>25BRAND337106451</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><lastmod>2021-06-22</lastmod></url><url><loc>https://blog.firstam.com/economics/interview-on-cnbc-discussing-the-impact-of-rising-rates-on-affordability-and-home-buying-demand</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/100518%20CNBC.jpg</image:loc><image:caption>100518CNBC</image:caption><image:title>100518CNBC</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><lastmod>2020-11-02</lastmod></url><url><loc>https://blog.firstam.com/economics/market-potential-caught-in-the-crosswinds-of-surging-demand-and-tightening-inventory</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/052317%20PHS.jpg</image:loc><image:caption>052317PHS</image:caption><image:title>052317PHS</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><lastmod>2017-05-23</lastmod></url><url><loc>https://blog.firstam.com/trust-matters/legitimate-and-effective-asset-protection-planning</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Cannon%20-%20October%2025%20-%20Social%20Post.png</image:loc><image:caption>CannonOctober25SocialPost</image:caption><image:title>CannonOctober25SocialPost</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Nov%20Cannon%202023-1.jpg</image:loc><image:caption>NovCannon20231</image:caption><image:title>NovCannon20231</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Cannon%20-%20January%2024%20-%20Social%20Post.png</image:loc><image:caption>CannonJanuary24SocialPost</image:caption><image:title>CannonJanuary24SocialPost</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/background-trust-matters-blog-1.jpg</image:loc><image:caption>backgroundtrustmattersblog1</image:caption><image:title>backgroundtrustmattersblog1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fatrust-logo.png</image:loc><image:caption>fatrustlogo</image:caption><image:title>fatrustlogo</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-tm-editor-3.png</image:loc><image:caption>authortmeditor3</image:caption><image:title>authortmeditor3</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Cannon%20-%20December%2015%20-%20Social%20Post.png</image:loc><image:caption>CannonDecember15SocialPost</image:caption><image:title>CannonDecember15SocialPost</image:title></image:image><lastmod>2022-10-05</lastmod></url><url><loc>https://blog.firstam.com/reconomy-podcast/the-four-keys-that-may-unlock-the-economy-and-housing-market-in-2026</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/REconomy-Podcast-Episode-137.jpg</image:loc><image:caption>REconomyPodcastEpisode137</image:caption><image:title>REconomyPodcastEpisode137</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/REconomy-Podcast-Episode-136.jpg</image:loc><image:caption>REconomyPodcastEpisode136</image:caption><image:title>REconomyPodcastEpisode136</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/REconomy-Podcast-Episode-134.jpg</image:loc><image:caption>REconomyPodcastEpisode134</image:caption><image:title>REconomyPodcastEpisode134</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/REconomy-Podcast-Episode-135.jpg</image:loc><image:caption>REconomyPodcastEpisode135</image:caption><image:title>REconomyPodcastEpisode135</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><lastmod>2026-03-12</lastmod></url><url><loc>https://blog.firstam.com/economics/does-education-really-lead-to-greater-earning-power</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2024-Affordability-September-1.jpg</image:loc><image:caption>FBECON2024AffordabilitySeptember1</image:caption><image:title>FBECON2024AffordabilitySeptember1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-0645%20(1).jpg</image:loc><image:caption>25BRAND337106451</image:caption><image:title>25BRAND337106451</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2024-Grateful-Homeownership-1.jpg</image:loc><image:caption>ThankfulforHomeownershipALookatGenerationalTrends</image:caption><image:title>FBECON2024GratefulHomeownership1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/091219%20Education%20pays%20off.jpg</image:loc><image:caption>091219Educationpaysoff</image:caption><image:title>091219Educationpaysoff</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-odeta-22.jpg</image:loc><image:caption>aboutodeta22</image:caption><image:title>aboutodeta22</image:title></image:image><lastmod>2019-10-14</lastmod></url><url><loc>https://blog.firstam.com/trust-matters/tesla-got-an-80-billion-boost-from-analyst-call.-not-everyone-buys-it</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/background-trust-matters-blog-1.jpg</image:loc><image:caption>backgroundtrustmattersblog1</image:caption><image:title>backgroundtrustmattersblog1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Exec%20Webinar%20Series/Executive%20Webinar-1200x628.jpg</image:loc><image:caption>ExecutiveWebinar1200x628</image:caption><image:title>ExecutiveWebinar1200x628</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Image_Jerry%20Quote%20-%2009.12.png</image:loc><image:caption>ImageJerryQuote0912</image:caption><image:title>ImageJerryQuote0912</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-tm-editor-3.png</image:loc><image:caption>authortmeditor3</image:caption><image:title>authortmeditor3</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fatrust-logo.png</image:loc><image:caption>fatrustlogo</image:caption><image:title>fatrustlogo</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Newsletters/Market%20Review_blog-social%20Q1.2025.jpg</image:loc><image:caption>MarketReviewblogsocialQ12025</image:caption><image:title>MarketReviewblogsocialQ12025</image:title></image:image><lastmod>2023-09-13</lastmod></url><url><loc>https://blog.firstam.com/economics/what-does-faster-inflation-and-rising-mortgage-rates-mean-for-housing</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/030918%20inflation-wages.jpg</image:loc><image:caption>030918inflationwages</image:caption><image:title>030918inflationwages</image:title></image:image><lastmod>2020-04-22</lastmod></url><url><loc>https://blog.firstam.com/economics/interview-with-gary-acosta-nahrep-why-the-housing-market-may-be-better-positioned-than-many-believe-amid-the-pandemic</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2020-Int-NAHREP-Split-1.jpg</image:loc><image:caption>FBECON2020IntNAHREPSplit1</image:caption><image:title>FBECON2020IntNAHREPSplit1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><lastmod>2020-04-30</lastmod></url><url><loc>https://blog.firstam.com/economics/life-events-spur-housing-market-recovery-on-road-back-to-normal</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-2566-RHPI.jpg</image:loc><image:caption>RealHousePriceIndexJuly2025</image:caption><image:title>25BRAND33712566RHPI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-odeta-22.jpg</image:loc><image:caption>aboutodeta22</image:caption><image:title>aboutodeta22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Existing%20Home%20Sales%2c%20Adj%20Purchase%20Mortgage%20Applications.png</image:loc><image:caption>ExistingHomeSalesAdjPurchaseMortgageApplications</image:caption><image:title>ExistingHomeSalesAdjPurchaseMortgageApplications</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Existing%20Home%20Sales%20Outlook%20October.jpg</image:loc><image:caption>ExistingHomeSalesOutlookOctober</image:caption><image:title>ExistingHomeSalesOutlookOctober</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/The%202025%20Housing%20Affordability%20Bowl.jpg</image:loc><image:caption>The2025HousingAffordabilityBowl</image:caption><image:title>The2025HousingAffordabilityBowl</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Existing%20Homes%20Sales%20August%202025.jpg</image:loc><image:caption>ExistingHomesSalesAugust2025</image:caption><image:title>ExistingHomesSalesAugust2025</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/What's%20Ahead%20for%20Home%20Sales%20in%20October%3F.jpg</image:loc><image:caption>WhatsAheadforHomeSalesinOctober</image:caption><image:title>WhatsAheadforHomeSalesinOctober</image:title></image:image><lastmod>2025-10-15</lastmod></url><url><loc>https://blog.firstam.com/economics/are-housing-numbers-weird</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/ThinkstockPhotos-463601419.jpg</image:loc><image:caption>ThinkstockPhotos463601419</image:caption><image:title>ThinkstockPhotos463601419</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><lastmod>2015-05-15</lastmod></url><url><loc>https://blog.firstam.com/innovation/how-to-build-a-successful-real-estate-data-strategy</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-Flynn.jpg</image:loc><image:caption>authorFlynn</image:caption><image:title>authorFlynn</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-INNOVATION-2023-October-1.jpg</image:loc><image:caption>FBINNOVATION2023October1</image:caption><image:title>FBINNOVATION2023October1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Innovation/background-Inn-blog-1.jpg</image:loc><image:caption>backgroundInnblog1</image:caption><image:title>backgroundInnblog1</image:title></image:image><lastmod>2023-10-17</lastmod></url><url><loc>https://blog.firstam.com/reconomy-podcast/what-does-it-mean-when-mortgage-rates-are-less-than-the-rate-of-inflation</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/REconomy-Podcast-Episode-117.jpg</image:loc><image:caption>REconomyPodcastEpisode117</image:caption><image:title>REconomyPodcastEpisode117</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA_Economics/FB-RECONOMY-2021-E35.jpg</image:loc><image:caption>FBRECONOMY2021E35</image:caption><image:title>FBRECONOMY2021E35</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/SummerSchool-Feature.jpg</image:loc><image:caption>SummerSchoolFeature</image:caption><image:title>SummerSchoolFeature</image:title></image:image><lastmod>2023-11-01</lastmod></url><url><loc>https://blog.firstam.com/economics</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/2026%20Spring%20Home%20Buying.png</image:loc><image:caption>2026SpringHomeBuying</image:caption><image:title>2026SpringHomeBuying</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Existing%20Home%20Sales%20Outlook%20March.png</image:loc><image:caption>ExistingHomeSalesOutlookMarch</image:caption><image:title>ExistingHomeSalesOutlookMarch</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Real%20House%20Price%20Index%20January%202026.png</image:loc><image:caption>RealHousePriceIndexJanuary2026</image:caption><image:title>RealHousePriceIndexJanuary2026</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Real%20House%20Price%20Index%20February%202026.png</image:loc><image:caption>RealHousePriceIndexFebruary2026</image:caption><image:title>RealHousePriceIndexFebruary2026</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Women%20and%20Homeownership.png</image:loc><image:caption>Singlewomanmovingintohernewhome</image:caption><image:title>WomenandHomeownership</image:title></image:image><lastmod>2023-11-02</lastmod></url><url><loc>https://blog.firstam.com/economics/what-does-the-lingering-slump-in-existing-home-sales-mean-for-the-broader-economy</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-odeta-22.jpg</image:loc><image:caption>aboutodeta22</image:caption><image:title>aboutodeta22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1848-%20July%20EHSO.jpg</image:loc><image:caption>ExistingHomesSalesOutlookJune2025</image:caption><image:title>25BRAND33711848JulyEHSO</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/RHPI%20April%202025%201.jpg</image:loc><image:caption>April2025RealHousePriceIndex</image:caption><image:title>RHPIApril20251</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-2012-2025-ECH_01.jpg</image:loc><image:caption>Coupledecidingiftheyshouldrentorown</image:caption><image:title>25BRAND337120122025ECH01</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1955-2025-ECH.jpg</image:loc><image:caption>25BRAND337119552025ECH</image:caption><image:title>25BRAND337119552025ECH</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/image-Jul-16-2025-03-32-06-1539-PM.png</image:loc><image:caption>PrivateResidentialFixedInvestmentGraph</image:caption><image:title>imageJul1620250332061539PM</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/EHSO%2071825%202.jpg</image:loc><image:caption>ExistingHomeSalesPCEDurableGoodsDurableHouseholdEquipmentGraph</image:caption><image:title>EHSO718252</image:title></image:image><lastmod>2025-07-18</lastmod></url><url><loc>https://blog.firstam.com/economics/the-power-of-leverage</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/081816_Power_of_Leverage_Fig_2.png</image:loc><image:caption>081816PowerofLeverageFig2</image:caption><image:title>081816PowerofLeverageFig2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-January-1-7.jpg</image:loc><image:caption>January2025RealHousePriceIndex</image:caption><image:title>FBECON2025RHPIJanuary17</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/081816_Power_of_Leverage_Fig_1.png</image:loc><image:caption>081816PowerofLeverageFig1</image:caption><image:title>081816PowerofLeverageFig1</image:title></image:image><lastmod>2017-07-06</lastmod></url><url><loc>https://blog.firstam.com/economics/existing-home-sales-capacity-decreases-0.4-percent-in-july-market-capacity-nears-equilibrium</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA_Economics/EHS-C-8-2015.png</image:loc><image:caption>EHSC82015</image:caption><image:title>EHSC82015</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><lastmod>2015-08-19</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/bid/66042/San-Jose-homebuilder-UCP-sees-IPO-pricing-at-15-17-a-share</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/economics/where-can-potential-first-time-home-buyers-find-the-largest-supply-of-affordable-homes</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/032321%20Renter%20affordability.jpg</image:loc><image:caption>032321Renteraffordability</image:caption><image:title>032321Renteraffordability</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2024-FT-Homebuyer-June-1.jpg</image:loc><image:caption>ForPotentialFirstTimeHomeBuyersitMayBeMemphisorBust</image:caption><image:title>FBECON2024FTHomebuyerJune1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-odeta-22.jpg</image:loc><image:caption>aboutodeta22</image:caption><image:title>aboutodeta22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2023-Rent-vs-Own-September.jpg</image:loc><image:caption>FBECON2023RentvsOwnSeptember</image:caption><image:title>FBECON2023RentvsOwnSeptember</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2021-Renters-1.jpg</image:loc><image:caption>FBECON2021Renters1</image:caption><image:title>FBECON2021Renters1</image:title></image:image><lastmod>2021-03-23</lastmod></url><url><loc>https://blog.firstam.com/economics/the-housing-market-is-slowing-by-design-but-dont-expect-a-bust</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA-ECON-2022-RHPI-May.gif</image:loc><image:caption>FAECON2022RHPIMay</image:caption><image:title>FAECON2022RHPIMay</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/052722%20RHPI.jpg</image:loc><image:caption>052722RHPI</image:caption><image:title>052722RHPI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><lastmod>2022-05-27</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/bid/65680/Rancho-Cordova-land-goes-on-market</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/economics/housing-market-turning-point-setting-the-stage-for-a-new-real-estate-cycle</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-2012-2025-ECH_01.jpg</image:loc><image:caption>Coupledecidingiftheyshouldrentorown</image:caption><image:title>25BRAND337120122025ECH01</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1850-RHPI.jpg</image:loc><image:caption>25BRAND33711850RHPI</image:caption><image:title>25BRAND33711850RHPI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-odeta-22.jpg</image:loc><image:caption>aboutodeta22</image:caption><image:title>aboutodeta22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1848-%20July%20EHSO.jpg</image:loc><image:caption>ExistingHomesSalesOutlookJune2025</image:caption><image:title>25BRAND33711848JulyEHSO</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Existing%20Inventory%20Sales%20080825.jpg</image:loc><image:caption>Existinginventoryforsalevsexistinghomesalesgraph</image:caption><image:title>ExistingInventorySales080825</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/House%20Prices%20YoY%2008825.jpg</image:loc><image:caption>Yearoveryearactiveinventorygraph</image:caption><image:title>HousePricesYoY08825</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-Housing-Update%20(1).jpg</image:loc><image:caption>25BRAND3371HousingUpdate1</image:caption><image:title>25BRAND3371HousingUpdate1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Existing%20and%20New%20Month%20Supply%20080825.jpg</image:loc><image:caption>Existingandnewhomemonthssupplygraph</image:caption><image:title>ExistingandNewMonthSupply080825</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Nominal%20HPI%20080825.jpg</image:loc><image:caption>NominalHPIandRealHousePriceIndexgraph</image:caption><image:title>NominalHPI080825</image:title></image:image><lastmod>2025-08-11</lastmod></url><url><loc>https://blog.firstam.com/trust-matters/continuing-education-cannon-oc-nov-16-2021</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/background-trust-matters-blog-1.jpg</image:loc><image:caption>backgroundtrustmattersblog1</image:caption><image:title>backgroundtrustmattersblog1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Cannon%20-%20December%2015%20-%20Social%20Post.png</image:loc><image:caption>CannonDecember15SocialPost</image:caption><image:title>CannonDecember15SocialPost</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Nov%20Cannon%202023-1.jpg</image:loc><image:caption>NovCannon20231</image:caption><image:title>NovCannon20231</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fatrust-logo.png</image:loc><image:caption>fatrustlogo</image:caption><image:title>fatrustlogo</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Cannon%20-%20January%2024%20-%20Social%20Post.png</image:loc><image:caption>CannonJanuary24SocialPost</image:caption><image:title>CannonJanuary24SocialPost</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-tm-editor-3.png</image:loc><image:caption>authortmeditor3</image:caption><image:title>authortmeditor3</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Blog_Post%20Image%20-%201200%20x%20628_Cannon%20-%20Nov%2016%2c%202021.jpg</image:loc><image:caption>BlogPostImage1200x628CannonNov162021</image:caption><image:title>BlogPostImage1200x628CannonNov162021</image:title></image:image><lastmod>2021-11-15</lastmod></url><url><loc>https://blog.firstam.com/economics/where-is-the-housing-market-cooling-the-most</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/012819%20RHPI.jpg</image:loc><image:caption>012819RHPI</image:caption><image:title>012819RHPI</image:title></image:image><lastmod>2019-01-28</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/bid/60677/New-21-story-residential-tower-moves-forward-in-San-Jose</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/bid/66134/Pleasanton-planners-reject-plan-that-would-remove-101-year-old-house-mobile-home-lots</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/reconomy-podcast/why-it-matters-that-millennials-have-closed-the-homeownership-gap</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-RECONOMY-E67-2.jpg</image:loc><image:caption>FBRECONOMYE672</image:caption><image:title>FBRECONOMYE672</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/REconomy-Podcast-Episode-117.jpg</image:loc><image:caption>REconomyPodcastEpisode117</image:caption><image:title>REconomyPodcastEpisode117</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/SummerSchool-Feature.jpg</image:loc><image:caption>SummerSchoolFeature</image:caption><image:title>SummerSchoolFeature</image:title></image:image><lastmod>2023-10-31</lastmod></url><url><loc>https://blog.firstam.com/trust-matters/market-review-q3-2022</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Bruce%20Schoenfeld%20-%20Head%20Shot.png</image:loc><image:caption>BruceSchoenfeldHeadShot</image:caption><image:title>BruceSchoenfeldHeadShot</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fatrust-logo.png</image:loc><image:caption>fatrustlogo</image:caption><image:title>fatrustlogo</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/background-trust-matters-blog-1.jpg</image:loc><image:caption>backgroundtrustmattersblog1</image:caption><image:title>backgroundtrustmattersblog1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Newsletters/Market%20Review_blog-social%20Q1.2025.jpg</image:loc><image:caption>MarketReviewblogsocialQ12025</image:caption><image:title>MarketReviewblogsocialQ12025</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Q3%20Market%20Review%20Graphic%20-%20FINAL.png</image:loc><image:caption>Q3MarketReviewGraphicFINAL</image:caption><image:title>Q3MarketReviewGraphicFINAL</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Exec%20Webinar%20Series/Executive%20Webinar-1200x628.jpg</image:loc><image:caption>ExecutiveWebinar1200x628</image:caption><image:title>ExecutiveWebinar1200x628</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-tm-editor-3.png</image:loc><image:caption>authortmeditor3</image:caption><image:title>authortmeditor3</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Bio/Headshot_Blog_Scott%20D__FINAL.jpg</image:loc><image:caption>HeadshotBlogScottDFINAL</image:caption><image:title>HeadshotBlogScottDFINAL</image:title></image:image><lastmod>2022-12-06</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/bid/66360/BART-boom-Housing-set-for-key-site-across-from-Milpitas-station</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/trust-matters/defining-private-credit-what-investors-need-to-know</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/background-trust-matters-blog-1.jpg</image:loc><image:caption>backgroundtrustmattersblog1</image:caption><image:title>backgroundtrustmattersblog1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Newsletters/Image_Illustrative%20Cap%20Stock.png</image:loc><image:caption>ImageIllustrativeCapStock</image:caption><image:title>ImageIllustrativeCapStock</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Newsletters/Private%20Credit%20Blog_v2.jpg</image:loc><image:caption>PrivateCreditBlogv2</image:caption><image:title>PrivateCreditBlogv2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Newsletters/Private%20Credit%20Building%20Blocks.png</image:loc><image:caption>PrivateCreditBuildingBlocks</image:caption><image:title>PrivateCreditBuildingBlocks</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-tm-editor-3.png</image:loc><image:caption>authortmeditor3</image:caption><image:title>authortmeditor3</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Newsletters/Image_Private%20Credit%20AUM.png</image:loc><image:caption>ImagePrivateCreditAUM</image:caption><image:title>ImagePrivateCreditAUM</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Newsletters/Market%20Review_Q2%20blog-social%202025.jpg</image:loc><image:caption>MarketReviewQ2blogsocial2025</image:caption><image:title>MarketReviewQ2blogsocial2025</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fatrust-logo.png</image:loc><image:caption>fatrustlogo</image:caption><image:title>fatrustlogo</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Bio/Robert%20Lopez.png</image:loc><image:caption>RobertLopez</image:caption><image:title>RobertLopez</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Newsletters/Relative%20Starting%20Yeilds.png</image:loc><image:caption>RelativeStartingYeilds</image:caption><image:title>RelativeStartingYeilds</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Newsletters/One%20Big%20Beautiful%20Bill%20Blog%202.jpg</image:loc><image:caption>OneBigBeautifulBillBlog2</image:caption><image:title>OneBigBeautifulBillBlog2</image:title></image:image><lastmod>2025-08-07</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/bid/63300/Lafferty-swings-for-home-run-in-San-Ramon</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/economics/quoted-on-forbes.com-rising-rates-can-increase-housing-demand</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/060718%20Forbes.jpg</image:loc><image:caption>060718Forbes</image:caption><image:title>060718Forbes</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><lastmod>2018-06-07</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/bid/70828/Scarcity-fuels-San-Francisco-condo-craze</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/cre-insights/whats-the-real-story-behind-the-strength-of-the-u.s.-consumer</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-1090_EC-CRE-Insights_XFactor_01.jpg</image:loc><image:caption>25BRAND01301090ECCREInsightsXFactor01</image:caption><image:title>25BRAND01301090ECCREInsightsXFactor01</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-1118_EC-CRE-Insights_Store-Closings.jpg</image:loc><image:caption>25BRAND01301118ECCREInsightsStoreClosings</image:caption><image:title>25BRAND01301118ECCREInsightsStoreClosings</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-1433_EC-CRE-Insights_01.jpg</image:loc><image:caption>Modernapartmentbuilding</image:caption><image:title>25BRAND01301433ECCREInsights01</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/100923%20Retail%20sales.jpg</image:loc><image:caption>100923Retailsales</image:caption><image:title>100923Retailsales</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2023-Retail-October-1.jpg</image:loc><image:caption>FBECON2023RetailOctober1</image:caption><image:title>FBECON2023RetailOctober1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-xander-22.jpg</image:loc><image:caption>FirstAmericanCommercialRealEstateEconomistXanderSnyder</image:caption><image:title>aboutxander22</image:title></image:image><lastmod>2023-11-03</lastmod></url><url><loc>https://blog.firstam.com/trust-matters/assorted-ethics-based-and-related-legal-conundrums-for-estate-planning-professionals</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Cannon%20-%20January%2024%20-%20Social%20Post.png</image:loc><image:caption>CannonJanuary24SocialPost</image:caption><image:title>CannonJanuary24SocialPost</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-tm-editor-3.png</image:loc><image:caption>authortmeditor3</image:caption><image:title>authortmeditor3</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Nov%20Cannon%202023-1.jpg</image:loc><image:caption>NovCannon20231</image:caption><image:title>NovCannon20231</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/background-trust-matters-blog-1.jpg</image:loc><image:caption>backgroundtrustmattersblog1</image:caption><image:title>backgroundtrustmattersblog1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Cannon%20-%20November%2015%20-%20Social%20Post.png</image:loc><image:caption>CannonNovember15SocialPost</image:caption><image:title>CannonNovember15SocialPost</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Cannon%20-%20December%2015%20-%20Social%20Post.png</image:loc><image:caption>CannonDecember15SocialPost</image:caption><image:title>CannonDecember15SocialPost</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fatrust-logo.png</image:loc><image:caption>fatrustlogo</image:caption><image:title>fatrustlogo</image:title></image:image><lastmod>2022-11-18</lastmod></url><url><loc>https://blog.firstam.com/economics/how-will-hurricanes-harvey-and-irma-impact-housing-market-potential</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/091817%20PHS.jpg</image:loc><image:caption>091817PHS</image:caption><image:title>091817PHS</image:title></image:image><lastmod>2017-09-19</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/bid/61111/Menlo-Park-may-sell-city-lot-for-8-million-for-east-side-housing-project</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/reconomy-podcast/homeownership-drivers-and-benefits</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/REconomy-Podcast-Episode-117.jpg</image:loc><image:caption>REconomyPodcastEpisode117</image:caption><image:title>REconomyPodcastEpisode117</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-RECONOMY-E93-2.jpg</image:loc><image:caption>TheREconomyPodcastEP93HomeownershipDriversandBenefits</image:caption><image:title>FBRECONOMYE932</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/SummerSchool-Feature.jpg</image:loc><image:caption>SummerSchoolFeature</image:caption><image:title>SummerSchoolFeature</image:title></image:image><lastmod>2024-07-05</lastmod></url><url><loc>https://blog.firstam.com/economics/single-women-skip-the-spouse-to-buy-a-house</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-odeta-22.jpg</image:loc><image:caption>aboutodeta22</image:caption><image:title>aboutodeta22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/030822%20women.jpg</image:loc><image:caption>030822women</image:caption><image:title>030822women</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2022-Women.jpg</image:loc><image:caption>FBECON2022Women</image:caption><image:title>FBECON2022Women</image:title></image:image><lastmod>2022-03-08</lastmod></url><url><loc>https://blog.firstam.com/cares/first-american-employees-get-their-pink-on</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Making_Strides_TX_1.jpg</image:loc><image:caption>MakingStridesTX1</image:caption><image:title>MakingStridesTX1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Cares/Picture3.jpg</image:loc><image:caption>Picture3</image:caption><image:title>Picture3</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Cares/heart-health.jpg</image:loc><image:caption>hearthealth</image:caption><image:title>hearthealth</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Komen_WI_Photo_3.jpg</image:loc><image:caption>KomenWIPhoto3</image:caption><image:title>KomenWIPhoto3</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Cares/bg-cares.jpg</image:loc><image:caption>bgcares</image:caption><image:title>bgcares</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Making_Strides_TX_5.jpg</image:loc><image:caption>MakingStridesTX5</image:caption><image:title>MakingStridesTX5</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Women_Build_Photo_1.jpg</image:loc><image:caption>WomenBuildPhoto1</image:caption><image:title>WomenBuildPhoto1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Walnut_Creek_Photo_1.jpg</image:loc><image:caption>WalnutCreekPhoto1</image:caption><image:title>WalnutCreekPhoto1</image:title></image:image><lastmod>2016-09-26</lastmod></url><url><loc>https://blog.firstam.com/cre-insights/bank-pull-back-creates-construction-lending-opportunity-for-debt-investors</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/061223%20CRE%20post.jpg</image:loc><image:caption>061223CREpost</image:caption><image:title>061223CREpost</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2023-CRE-June-1.jpg</image:loc><image:caption>FBECON2023CREJune1</image:caption><image:title>FBECON2023CREJune1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-1118_EC-CRE-Insights_Store-Closings.jpg</image:loc><image:caption>25BRAND01301118ECCREInsightsStoreClosings</image:caption><image:title>25BRAND01301118ECCREInsightsStoreClosings</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-1433_EC-CRE-Insights_01.jpg</image:loc><image:caption>Modernapartmentbuilding</image:caption><image:title>25BRAND01301433ECCREInsights01</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-1090_EC-CRE-Insights_XFactor_01.jpg</image:loc><image:caption>25BRAND01301090ECCREInsightsXFactor01</image:caption><image:title>25BRAND01301090ECCREInsightsXFactor01</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-xander-22.jpg</image:loc><image:caption>FirstAmericanCommercialRealEstateEconomistXanderSnyder</image:caption><image:title>aboutxander22</image:title></image:image><lastmod>2023-11-01</lastmod></url><url><loc>https://blog.firstam.com/test/blog-post-title</loc><video:video><video:thumbnail_loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/the_inside_look%2c_video_2%20(1080p)-1.mp4/medium.jpg</video:thumbnail_loc><video:title>the_inside_look,_video_2 (1080p)-1</video:title><video:description>the_inside_look,_video_2 (1080p)-1</video:description><video:content_loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/the_inside_look%2c_video_2%20(1080p)-1.mp4</video:content_loc><video:duration>186</video:duration><video:requires_subscription>no</video:requires_subscription><video:live>no</video:live></video:video><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Innovation/background-Inn-blog-1.jpg</image:loc><image:caption>backgroundInnblog1</image:caption><image:title>backgroundInnblog1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/CRE-021523%20(2).jpg</image:loc><image:caption>CRE0215232</image:caption><image:title>CRE0215232</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Scam%20Alert%20written%20on%20the%20road.jpeg</image:loc><image:caption>ScamAlertwrittenontheroad</image:caption><image:title>ScamAlertwrittenontheroad</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/CRE%20Blog_xander%20video%20image%20(1).png</image:loc><image:caption>CREBlogxandervideoimage1</image:caption><image:title>CREBlogxandervideoimage1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Julie%20Kuntz4620%201-Ready%20copy%20white.jpg</image:loc><image:caption>JulieKuntz46201Readycopywhite</image:caption><image:title>JulieKuntz46201Readycopywhite</image:title></image:image><lastmod>2023-09-07</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/bid/62678/Sacramento-County-supervisors-approve-Cordova-Hills-development</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/cre-insights/the-geometry-of-apartment-prices-when-down-is-still-up</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-xander-22.jpg</image:loc><image:caption>FirstAmericanCommercialRealEstateEconomistXanderSnyder</image:caption><image:title>aboutxander22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-1118_EC-CRE-Insights_Store-Closings.jpg</image:loc><image:caption>25BRAND01301118ECCREInsightsStoreClosings</image:caption><image:title>25BRAND01301118ECCREInsightsStoreClosings</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/24-Brand-0082-Econ-Social-CREXFactor_Art-061724%20(2).jpg</image:loc><image:caption>24Brand0082EconSocialCREXFactorArt0617242</image:caption><image:title>24Brand0082EconSocialCREXFactorArt0617242</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/CRE%20061724.png</image:loc><image:caption>SalesPricePerUnitGraph</image:caption><image:title>CRE061724</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-1090_EC-CRE-Insights_XFactor_01.jpg</image:loc><image:caption>25BRAND01301090ECCREInsightsXFactor01</image:caption><image:title>25BRAND01301090ECCREInsightsXFactor01</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-1433_EC-CRE-Insights_01.jpg</image:loc><image:caption>Modernapartmentbuilding</image:caption><image:title>25BRAND01301433ECCREInsights01</image:title></image:image><lastmod>2024-06-17</lastmod></url><url><loc>https://blog.firstam.com/cre-insights/how-work-from-home-is-driving-greater-shadow-office-space</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/112122%20U%20shadow.jpg</image:loc><image:caption>112122Ushadow</image:caption><image:title>112122Ushadow</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2022-Vacancy-1.jpg</image:loc><image:caption>FBECON2022Vacancy1</image:caption><image:title>FBECON2022Vacancy1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-1090_EC-CRE-Insights_XFactor_01.jpg</image:loc><image:caption>25BRAND01301090ECCREInsightsXFactor01</image:caption><image:title>25BRAND01301090ECCREInsightsXFactor01</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-1433_EC-CRE-Insights_01.jpg</image:loc><image:caption>Modernapartmentbuilding</image:caption><image:title>25BRAND01301433ECCREInsights01</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-1118_EC-CRE-Insights_Store-Closings.jpg</image:loc><image:caption>25BRAND01301118ECCREInsightsStoreClosings</image:caption><image:title>25BRAND01301118ECCREInsightsStoreClosings</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-xander-22.jpg</image:loc><image:caption>FirstAmericanCommercialRealEstateEconomistXanderSnyder</image:caption><image:title>aboutxander22</image:title></image:image><lastmod>2023-11-01</lastmod></url><url><loc>https://blog.firstam.com/economics/the-five-cities-where-affordability-declined-the-most</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/112320%20RHPI%202.jpg</image:loc><image:caption>112320RHPI2</image:caption><image:title>112320RHPI2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/112320%20RHPI%201.jpg</image:loc><image:caption>112320RHPI1</image:caption><image:title>112320RHPI1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><lastmod>2020-11-23</lastmod></url><url><loc>https://blog.firstam.com/economics/improved-real-estate-outlook-suggests-strong-spring-market</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-Predictions-2025-2.jpg</image:loc><image:caption>2025HousingMarketPredictions</image:caption><image:title>FBECON2025Predictions20252</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2024-RHPI-September-1.jpg</image:loc><image:caption>FBECON2024RHPISeptember1</image:caption><image:title>FBECON2024RHPISeptember1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/031417%20RESI.jpg</image:loc><image:caption>031417RESI</image:caption><image:title>031417RESI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/thumbnail_FB-ECON-2024-RHPI-October-1-2b.jpg</image:loc><image:caption>thumbnailFBECON2024RHPIOctober12b</image:caption><image:title>thumbnailFBECON2024RHPIOctober12b</image:title></image:image><lastmod>2017-07-05</lastmod></url><url><loc>https://blog.firstam.com/reconomy-podcast/what-is-a-housing-recession-and-is-the-us-in-one-now</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/REconomy-Podcast-Episode-117.jpg</image:loc><image:caption>REconomyPodcastEpisode117</image:caption><image:title>REconomyPodcastEpisode117</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-RECONOMY-E69-2.jpg</image:loc><image:caption>FBRECONOMYE692</image:caption><image:title>FBRECONOMYE692</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/SummerSchool-Feature.jpg</image:loc><image:caption>SummerSchoolFeature</image:caption><image:title>SummerSchoolFeature</image:title></image:image><lastmod>2023-10-31</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/infrastructure-work-starts-on-oaklands-biggest-active-project</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2015-06-09</lastmod></url><url><loc>https://blog.firstam.com/innovation/transforming-the-notary-signing-agent-experience-and-accelerating-the-closing-process</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Innovation/background-Inn-blog-1.jpg</image:loc><image:caption>backgroundInnblog1</image:caption><image:title>backgroundInnblog1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-Fox.jpg</image:loc><image:caption>authorFox</image:caption><image:title>authorFox</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/GettyImages-1352601587.jpg</image:loc><image:caption>GettyImages1352601587</image:caption><image:title>GettyImages1352601587</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2023-05-31</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/after-housing-proposal-rejection-aging-east-bay-office-complex-to-shut-down</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2015-07-21</lastmod></url><url><loc>https://blog.firstam.com/economics/interviews-on-npr-and-forbes.com-discussing-millennial-homeownership-and-the-2019-spring-home-buying-season</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/020619%20blog%20post.jpg</image:loc><image:caption>020619blogpost</image:caption><image:title>020619blogpost</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/020619%20blgo%20post%20cover.jpg</image:loc><image:caption>020619blgopostcover</image:caption><image:title>020619blgopostcover</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><lastmod>2019-02-28</lastmod></url><url><loc>https://blog.firstam.com/economics/how-low-have-the-mighty-fallen-comparing-housing-market-recession-and-recovery</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-January-1-7.jpg</image:loc><image:caption>January2025RealHousePriceIndex</image:caption><image:title>FBECON2025RHPIJanuary17</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/recovery-chart.jpg</image:loc><image:caption>recoverychart</image:caption><image:title>recoverychart</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-odeta-22.jpg</image:loc><image:caption>aboutodeta22</image:caption><image:title>aboutodeta22</image:title></image:image><lastmod>2017-07-13</lastmod></url><url><loc>https://blog.firstam.com/cre-insights/back-to-the-future-cap-rate-trends-in-new-cre-cycle</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/All-property-cap-rate.jpg</image:loc><image:caption>Allpropertycaprate</image:caption><image:title>Allpropertycaprate</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Percentage%20of%20Respondents%20in%20FA%20Webinar.jpg</image:loc><image:caption>PercentageofRespondentsinFAWebinar</image:caption><image:title>PercentageofRespondentsinFAWebinar</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/New%20CRE%20Cycle.jpg</image:loc><image:caption>NewCRECycle</image:caption><image:title>NewCRECycle</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-xander-22.jpg</image:loc><image:caption>FirstAmericanCommercialRealEstateEconomistXanderSnyder</image:caption><image:title>aboutxander22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/2026%20CRE%20Outlook.jpg</image:loc><image:caption>2026CommercialRealEstateOutlook</image:caption><image:title>2026CREOutlook</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/All-property%20cap%20rate.jpg</image:loc><image:caption>Allpropertycaprate</image:caption><image:title>Allpropertycaprate</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Annual%20Change%20in%2010-Year%20Treasury.jpg</image:loc><image:caption>AnnualChangein10YearTreasury</image:caption><image:title>AnnualChangein10YearTreasury</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-1819-2738_EC-CRE-Insights_XFactor_1.jpg</image:loc><image:caption>25BRAND18192738ECCREInsightsXFactor1</image:caption><image:title>25BRAND18192738ECCREInsightsXFactor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRA_1-2.jpg</image:loc><image:caption>Multifamilycapratesin2026</image:caption><image:title>25BRA12</image:title></image:image><lastmod>2025-12-22</lastmod></url><url><loc>https://blog.firstam.com/trust-matters/the-essence-of-one-big-beautiful-bill-act</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fatrust-logo.png</image:loc><image:caption>fatrustlogo</image:caption><image:title>fatrustlogo</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/One%20Big%20Beautiful%20Bill%20Blog.jpg</image:loc><image:caption>OneBigBeautifulBillBlog</image:caption><image:title>OneBigBeautifulBillBlog</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/background-trust-matters-blog-1.jpg</image:loc><image:caption>backgroundtrustmattersblog1</image:caption><image:title>backgroundtrustmattersblog1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-tm-editor-3.png</image:loc><image:caption>authortmeditor3</image:caption><image:title>authortmeditor3</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Newsletters/1031%20Exchanges%2cDSTs%20&amp;%20UPREITsblog-social.jpg</image:loc><image:caption>1031ExchangesDSTsUPREITsblogsocial</image:caption><image:title>1031ExchangesDSTsUPREITsblogsocial</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Market%20Review_Q3%20blog-social%202025.jpg</image:loc><image:caption>MarketReviewQ3blogsocial2025</image:caption><image:title>MarketReviewQ3blogsocial2025</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Newsletters/Private%20Credit%20Blog_v2.jpg</image:loc><image:caption>PrivateCreditBlogv2</image:caption><image:title>PrivateCreditBlogv2</image:title></image:image><lastmod>2025-12-15</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/bid/65972/Lennar-lands-investors-in-7B-shipyard-redevelopment</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/trust-matters/ev-maker-lucids-338000-loss-per-car-is-turning-investors-off</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/background-trust-matters-blog-1.jpg</image:loc><image:caption>backgroundtrustmattersblog1</image:caption><image:title>backgroundtrustmattersblog1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Newsletters/Market%20Review_blog-social%20Q1.2025.jpg</image:loc><image:caption>MarketReviewblogsocialQ12025</image:caption><image:title>MarketReviewblogsocialQ12025</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Exec%20Webinar%20Series/Executive%20Webinar-1200x628.jpg</image:loc><image:caption>ExecutiveWebinar1200x628</image:caption><image:title>ExecutiveWebinar1200x628</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fatrust-logo.png</image:loc><image:caption>fatrustlogo</image:caption><image:title>fatrustlogo</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/2bc44190-b7dd-4155-bb9b-ac6f6f78d512.jpg</image:loc><image:caption>2bc44190b7dd4155bb9bac6f6f78d512</image:caption><image:title>2bc44190b7dd4155bb9bac6f6f78d512</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-tm-editor-3.png</image:loc><image:caption>authortmeditor3</image:caption><image:title>authortmeditor3</image:title></image:image><lastmod>2023-10-10</lastmod></url><url><loc>https://blog.firstam.com/trust-matters/continuing-education-cannon-oc-mar-22-2022</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Cannon%20-%20December%2015%20-%20Social%20Post.png</image:loc><image:caption>CannonDecember15SocialPost</image:caption><image:title>CannonDecember15SocialPost</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fatrust-logo.png</image:loc><image:caption>fatrustlogo</image:caption><image:title>fatrustlogo</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-tm-editor-3.png</image:loc><image:caption>authortmeditor3</image:caption><image:title>authortmeditor3</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Cannon%20-%20January%2024%20-%20Social%20Post.png</image:loc><image:caption>CannonJanuary24SocialPost</image:caption><image:title>CannonJanuary24SocialPost</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/shutterstock_1606660822.jpg</image:loc><image:caption>shutterstock1606660822</image:caption><image:title>shutterstock1606660822</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/background-trust-matters-blog-1.jpg</image:loc><image:caption>backgroundtrustmattersblog1</image:caption><image:title>backgroundtrustmattersblog1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Nov%20Cannon%202023-1.jpg</image:loc><image:caption>NovCannon20231</image:caption><image:title>NovCannon20231</image:title></image:image><lastmod>2022-02-28</lastmod></url><url><loc>https://blog.firstam.com/economics/the-impact-of-the-credit-crunch-on-housing-market-potential</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2024-RHPI-September-1.jpg</image:loc><image:caption>FBECON2024RHPISeptember1</image:caption><image:title>FBECON2024RHPISeptember1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-Predictions-2025-2.jpg</image:loc><image:caption>2025HousingMarketPredictions</image:caption><image:title>FBECON2025Predictions20252</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/thumbnail_FB-ECON-2024-RHPI-October-1-2b.jpg</image:loc><image:caption>thumbnailFBECON2024RHPIOctober12b</image:caption><image:title>thumbnailFBECON2024RHPIOctober12b</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2020-Credit-Crunch-1.jpg</image:loc><image:caption>FBECON2020CreditCrunch1</image:caption><image:title>FBECON2020CreditCrunch1</image:title></image:image><lastmod>2020-04-17</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/bid/66056/Waterfront-condo-backers-turn-in-26-000-signatures-for-ballot</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/economics/will-the-return-of-arms-lead-to-surging-loan-app-defect-risk</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/032918%20LADI.jpg</image:loc><image:caption>032918LADI</image:caption><image:title>032918LADI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><lastmod>2018-03-29</lastmod></url><url><loc>https://blog.firstam.com/economics/interview-with-housingwire-economics-of-housing-market-recovery</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Odeta%20HW%20podcast.jpg</image:loc><image:caption>OdetaHWpodcast</image:caption><image:title>OdetaHWpodcast</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><lastmod>2020-09-10</lastmod></url><url><loc>https://blog.firstam.com/economics/opposing-supply-demand-forces-hold-key-to-housing-market-potential</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2024-RHPI-September-1.jpg</image:loc><image:caption>FBECON2024RHPISeptember1</image:caption><image:title>FBECON2024RHPISeptember1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/022222%20PHS%20Model.jpg</image:loc><image:caption>022222PHSModel</image:caption><image:title>022222PHSModel</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2022-PHS-February.jpg</image:loc><image:caption>FBECON2022PHSFebruary</image:caption><image:title>FBECON2022PHSFebruary</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/thumbnail_FB-ECON-2024-RHPI-October-1-2b.jpg</image:loc><image:caption>thumbnailFBECON2024RHPIOctober12b</image:caption><image:title>thumbnailFBECON2024RHPIOctober12b</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-Predictions-2025-2.jpg</image:loc><image:caption>2025HousingMarketPredictions</image:caption><image:title>FBECON2025Predictions20252</image:title></image:image><lastmod>2022-02-23</lastmod></url><url><loc>https://blog.firstam.com/economics/the-struggle-is-real-for-first-time-homebuyers</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/082317%20phs.jpg</image:loc><image:caption>082317phs</image:caption><image:title>082317phs</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><lastmod>2017-08-23</lastmod></url><url><loc>https://blog.firstam.com/bid/66735/How-does-a-new-construction-home-affect-the-title-search-process</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/blog-post-2_home_renovations_to_avoid.jpg</image:loc><image:caption>blogpost2homerenovationstoavoid</image:caption><image:title>blogpost2homerenovationstoavoid</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/blog-post_3_real_estate_terms.jpg</image:loc><image:caption>blogpost3realestateterms</image:caption><image:title>blogpost3realestateterms</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/bid/71467/Developers-encircle-Fremont-s-new-BART-station</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/reconomy-podcast/examining-rising-mortgage-rates-housing-supply-student-loan-debt-and-the-future-of-office-space</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA_Economics/FB-RECONOMY-2021-E26.jpg</image:loc><image:caption>FBRECONOMY2021E26</image:caption><image:title>FBRECONOMY2021E26</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/REconomy-Podcast-Episode-117.jpg</image:loc><image:caption>REconomyPodcastEpisode117</image:caption><image:title>REconomyPodcastEpisode117</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/SummerSchool-Feature.jpg</image:loc><image:caption>SummerSchoolFeature</image:caption><image:title>SummerSchoolFeature</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><lastmod>2023-11-01</lastmod></url><url><loc>https://blog.firstam.com/trust-matters/estate-planning-for-business-owners-high-net-worth-individuals</loc><video:video><video:thumbnail_loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Exec%20Webinar%20Series/Executive%20Webinar_Mark%20Doyle_June%2030%2c%202022--FINAL...mp4/medium.jpg</video:thumbnail_loc><video:title>Executive Webinar_Mark Doyle_June 30, 2022--FINAL..</video:title><video:description>Executive Webinar_Mark Doyle_June 30, 2022--FINAL..</video:description><video:content_loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Exec%20Webinar%20Series/Executive%20Webinar_Mark%20Doyle_June%2030%2c%202022--FINAL...mp4</video:content_loc><video:duration>3519</video:duration><video:requires_subscription>no</video:requires_subscription><video:live>no</video:live></video:video><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-tm-editor-3.png</image:loc><image:caption>authortmeditor3</image:caption><image:title>authortmeditor3</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/background-trust-matters-blog-1.jpg</image:loc><image:caption>backgroundtrustmattersblog1</image:caption><image:title>backgroundtrustmattersblog1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fatrust-logo.png</image:loc><image:caption>fatrustlogo</image:caption><image:title>fatrustlogo</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Image_Blog%20%2B%20Social%20Media_Executive%20Webinar_Odeta%20Kushi_22_09-13.png</image:loc><image:caption>ImageBlogSocialMediaExecutiveWebinarOdetaKushi220913</image:caption><image:title>ImageBlogSocialMediaExecutiveWebinarOdetaKushi220913</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Executive%20Webinar%20Series%20Social%20Post%20-%20David%20Yoo%20and%20Beth%20Vasquez.jpg</image:loc><image:caption>ExecutiveWebinarSeriesSocialPostDavidYooandBethVasquez</image:caption><image:title>ExecutiveWebinarSeriesSocialPostDavidYooandBethVasquez</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Exec%20Webinar%20Series/Image_Blog_RECORDED_Exec%20Webinar_Estate%20Planning%20-%20Mark%20Doyle_June%2030%2c%202022.jpg</image:loc><image:caption>ImageBlogRECORDEDExecWebinarEstatePlanningMarkDoyleJune302022</image:caption><image:title>ImageBlogRECORDEDExecWebinarEstatePlanningMarkDoyleJune302022</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Jerry%20B%20color%20headshot%20WEB.jpg</image:loc><image:caption>JerryBcolorheadshotWEB</image:caption><image:title>JerryBcolorheadshotWEB</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Untitled%20(1200%20%C3%97%20630%20px)-2.png</image:loc><image:caption>Untitled1200630px2</image:caption><image:title>Untitled1200630px2</image:title></image:image><lastmod>2022-07-11</lastmod></url><url><loc>https://blog.firstam.com/economics/the-two-competing-forces-impacting-fraud-risk</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/043019%20LADI.jpg</image:loc><image:caption>043019LADI</image:caption><image:title>043019LADI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/022820%20LADI.jpg</image:loc><image:caption>022820LADI</image:caption><image:title>022820LADI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/033020%20LADI.jpg</image:loc><image:caption>033020LADI</image:caption><image:title>033020LADI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/013020%20LADI.jpg</image:loc><image:caption>013020LADI</image:caption><image:title>013020LADI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><lastmod>2019-04-30</lastmod></url><url><loc>https://blog.firstam.com/trust-matters/continuing-education-cannon-oc-jan-25-2022</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-tm-editor-3.png</image:loc><image:caption>authortmeditor3</image:caption><image:title>authortmeditor3</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/SPEAKER%20and%20AUDIENCE_shutterstock_358977299.jpg</image:loc><image:caption>SPEAKERandAUDIENCEshutterstock358977299</image:caption><image:title>SPEAKERandAUDIENCEshutterstock358977299</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Cannon%20-%20January%2024%20-%20Social%20Post.png</image:loc><image:caption>CannonJanuary24SocialPost</image:caption><image:title>CannonJanuary24SocialPost</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/background-trust-matters-blog-1.jpg</image:loc><image:caption>backgroundtrustmattersblog1</image:caption><image:title>backgroundtrustmattersblog1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fatrust-logo.png</image:loc><image:caption>fatrustlogo</image:caption><image:title>fatrustlogo</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Cannon%20-%20December%2015%20-%20Social%20Post.png</image:loc><image:caption>CannonDecember15SocialPost</image:caption><image:title>CannonDecember15SocialPost</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Nov%20Cannon%202023-1.jpg</image:loc><image:caption>NovCannon20231</image:caption><image:title>NovCannon20231</image:title></image:image><lastmod>2022-01-13</lastmod></url><url><loc>https://blog.firstam.com/reconomy-podcast/why-the-homeownership-rate-among-single-women-outpaced-single-men-in-2021</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA_Economics/FB-RECONOMY-2021-E33.jpg</image:loc><image:caption>FBRECONOMY2021E33</image:caption><image:title>FBRECONOMY2021E33</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/REconomy-Podcast-Episode-117.jpg</image:loc><image:caption>REconomyPodcastEpisode117</image:caption><image:title>REconomyPodcastEpisode117</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/SummerSchool-Feature.jpg</image:loc><image:caption>SummerSchoolFeature</image:caption><image:title>SummerSchoolFeature</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><lastmod>2023-11-01</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/how-tishman-speyer-is-building-a-luxury-condo-kingdom-in-san-francisco</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2015-02-02</lastmod></url><url><loc>https://blog.firstam.com/economics/the-five-cities-where-affordability-improved-the-most-and-why</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/062419%20RHPI.jpg</image:loc><image:caption>062419RHPI</image:caption><image:title>062419RHPI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><lastmod>2019-06-24</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/bid/63227/Vacaville-council-to-ponder-Brighton-Landing-EIR-approval</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/economics/the-link-between-wage-growth-and-house-buying-power</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/050518%20Jobs%20Report%202.jpg</image:loc><image:caption>050518JobsReport2</image:caption><image:title>050518JobsReport2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/050518%20Jobs%20Report%201.jpg</image:loc><image:caption>050518JobsReport1</image:caption><image:title>050518JobsReport1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><lastmod>2020-04-22</lastmod></url><url><loc>https://blog.firstam.com/default-blog/court-shuns-opponents-of-big-treasure-island-development</loc><lastmod>2014-10-23</lastmod></url><url><loc>https://blog.firstam.com/reconomy-podcast/new-year-new-housing-market-resolutions-for-2026</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/REconomy-Podcast-Ep-131.jpg</image:loc><image:caption>TheREconomyPodcastEP131</image:caption><image:title>REconomyPodcastEp131</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/REconomy-Podcast-Episode-132.jpg</image:loc><image:caption>REconomyPodcastEpisode132</image:caption><image:title>REconomyPodcastEpisode132</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/REconomy-Podcast-Episode-Holiday-Edition.jpg</image:loc><image:caption>REconomyPodcastEpisodeHolidayEdition</image:caption><image:title>REconomyPodcastEpisodeHolidayEdition</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/REconomy-Podcast-Episode-130.jpg</image:loc><image:caption>REconomyPodcastEpisode130</image:caption><image:title>REconomyPodcastEpisode130</image:title></image:image><lastmod>2026-01-01</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/mission-district-housing-moratorium-may-head-for-november-ballot</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2015-05-04</lastmod></url><url><loc>https://blog.firstam.com/fa-news</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><lastmod>2026-03-30</lastmod></url><url><loc>https://blog.firstam.com/economics/one-countrys-pain-is-another-ones-gain</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/thumbnail_FB-ECON-2024-RHPI-October-1-2b.jpg</image:loc><image:caption>thumbnailFBECON2024RHPIOctober12b</image:caption><image:title>thumbnailFBECON2024RHPIOctober12b</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2024-EHSO-November-2-1.jpg</image:loc><image:caption>ExistingHomeSalesNovember2024</image:caption><image:title>FBECON2024EHSONovember21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/grexit.png</image:loc><image:caption>grexit</image:caption><image:title>grexit</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-Predictions-2025-2.jpg</image:loc><image:caption>2025HousingMarketPredictions</image:caption><image:title>FBECON2025Predictions20252</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><lastmod>2017-07-13</lastmod></url><url><loc>https://blog.firstam.com/reconomy-podcast/the-reconomy-podcast-answering-your-top-questions-on-real-estate-economics-part-2</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-RECONOMY-E79-2-1.jpg</image:loc><image:caption>FBRECONOMYE7921</image:caption><image:title>FBRECONOMYE7921</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/REconomy-Podcast-Episode-117.jpg</image:loc><image:caption>REconomyPodcastEpisode117</image:caption><image:title>REconomyPodcastEpisode117</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/SummerSchool-Feature.jpg</image:loc><image:caption>SummerSchoolFeature</image:caption><image:title>SummerSchoolFeature</image:title></image:image><lastmod>2024-01-10</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/bid/64157/Santa-Clara-OK-s-negotiations-for-big-entertainment-development-project</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/economics/three-reasons-home-buyers-have-more-power-this-spring</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/032519%20RHPI.jpg</image:loc><image:caption>032519RHPI</image:caption><image:title>032519RHPI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><lastmod>2019-03-25</lastmod></url><url><loc>https://blog.firstam.com/economics/impact-of-fintech-investment-felt-in-nearly-all-markets</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/013020%20LADI.jpg</image:loc><image:caption>013020LADI</image:caption><image:title>013020LADI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/022820%20LADI.jpg</image:loc><image:caption>022820LADI</image:caption><image:title>022820LADI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/033020%20LADI.jpg</image:loc><image:caption>033020LADI</image:caption><image:title>033020LADI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/083118%20LADI.jpg</image:loc><image:caption>083118LADI</image:caption><image:title>083118LADI</image:title></image:image><lastmod>2018-11-15</lastmod></url><url><loc>https://blog.firstam.com/cre-insights/why-did-west-coast-industrial-real-estate-lose-its-luster</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-xander-22.jpg</image:loc><image:caption>FirstAmericanCommercialRealEstateEconomistXanderSnyder</image:caption><image:title>aboutxander22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Warehouse%20and%20logistics%20space.png</image:loc><image:caption>Warehouseandlogisticsspace</image:caption><image:title>Warehouseandlogisticsspace</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Industrial%20Cap%20Rates%20Across%20Markets%2c%20Graph.png</image:loc><image:caption>IndustrialCapRatesAcrossMarketsGraph</image:caption><image:title>IndustrialCapRatesAcrossMarketsGraph</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Office%20Conversions.png</image:loc><image:caption>OfficeConversions</image:caption><image:title>OfficeConversions</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/West%20Coast%20Industrial%20Real%20Estate.png</image:loc><image:caption>WestCoastIndustrialRealEstate</image:caption><image:title>WestCoastIndustrialRealEstate</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Los%20Angeles%20skyline.jpg</image:loc><image:caption>LosAngelesskyline</image:caption><image:title>LosAngelesskyline</image:title></image:image><lastmod>2026-03-23</lastmod></url><url><loc>https://blog.firstam.com/economics/why-renter-house-buying-power-is-the-key-to-understanding-housing-affordability</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/080618%20Renter%20housebuying%20power.jpg</image:loc><image:caption>080618Renterhousebuyingpower</image:caption><image:title>080618Renterhousebuyingpower</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><lastmod>2020-04-22</lastmod></url><url><loc>https://blog.firstam.com/economics/where-do-first-time-home-buyers-have-the-best-opportunity-to-buy-a-home-in-2022</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-ksenia-22.jpg</image:loc><image:caption>aboutksenia22</image:caption><image:title>aboutksenia22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-Renter-Affordability-January-2022-2.jpg</image:loc><image:caption>FBECONRenterAffordabilityJanuary20222</image:caption><image:title>FBECONRenterAffordabilityJanuary20222</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/011222%20FTHB%20outlook.jpg</image:loc><image:caption>011222FTHBoutlook</image:caption><image:title>011222FTHBoutlook</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-0645%20(1).jpg</image:loc><image:caption>25BRAND337106451</image:caption><image:title>25BRAND337106451</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2024-Affordability-September-1.jpg</image:loc><image:caption>FBECON2024AffordabilitySeptember1</image:caption><image:title>FBECON2024AffordabilitySeptember1</image:title></image:image><lastmod>2022-01-12</lastmod></url><url><loc>https://blog.firstam.com/trust-matters/2026-retirement-account-updates-what-the-new-rules-mean-for-your-retirement-plan</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fatrust-logo.png</image:loc><image:caption>fatrustlogo</image:caption><image:title>fatrustlogo</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Exec%20Webinar%20Series/Executive%20Webinar_Housing%20Market_Recording.jpg</image:loc><image:caption>ExecutiveWebinarHousingMarketRecording</image:caption><image:title>ExecutiveWebinarHousingMarketRecording</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/background-trust-matters-blog-1.jpg</image:loc><image:caption>backgroundtrustmattersblog1</image:caption><image:title>backgroundtrustmattersblog1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Newsletters/Henry%20Tanaka_1713655279297color.jpg</image:loc><image:caption>HenryTanaka1713655279297color</image:caption><image:title>HenryTanaka1713655279297color</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Newsletters/1031%20Exchanges%2cDSTs%20&amp;%20UPREITsblog-social.jpg</image:loc><image:caption>1031ExchangesDSTsUPREITsblogsocial</image:caption><image:title>1031ExchangesDSTsUPREITsblogsocial</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Market%20Review_blog-social%20Q4%202025.jpg</image:loc><image:caption>MarketReviewblogsocialQ42025</image:caption><image:title>MarketReviewblogsocialQ42025</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-tm-editor-3.png</image:loc><image:caption>authortmeditor3</image:caption><image:title>authortmeditor3</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Newsletters/Blog%20Image_2026%20Retirement%20Account%20Updates.jpg</image:loc><image:caption>BlogImage2026RetirementAccountUpdates</image:caption><image:title>BlogImage2026RetirementAccountUpdates</image:title></image:image><lastmod>2026-02-02</lastmod></url><url><loc>https://blog.firstam.com/trust-matters/wall-street-ends-winning-week-with-mixed-close-on-jobs-data</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Wall%20Street%20shutterstock_240002407.jpg</image:loc><image:caption>WallStreetshutterstock240002407</image:caption><image:title>WallStreetshutterstock240002407</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-tm-editor-3.png</image:loc><image:caption>authortmeditor3</image:caption><image:title>authortmeditor3</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Exec%20Webinar%20Series/Executive%20Webinar-1200x628.jpg</image:loc><image:caption>ExecutiveWebinar1200x628</image:caption><image:title>ExecutiveWebinar1200x628</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fatrust-logo.png</image:loc><image:caption>fatrustlogo</image:caption><image:title>fatrustlogo</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/background-trust-matters-blog-1.jpg</image:loc><image:caption>backgroundtrustmattersblog1</image:caption><image:title>backgroundtrustmattersblog1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Newsletters/Market%20Review_blog-social%20Q1.2025.jpg</image:loc><image:caption>MarketReviewblogsocialQ12025</image:caption><image:title>MarketReviewblogsocialQ12025</image:title></image:image><lastmod>2022-07-11</lastmod></url><url><loc>https://blog.firstam.com/economics/why-is-real-house-price-appreciation-accelerating</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/112618%20RHPI.jpg</image:loc><image:caption>112618RHPI</image:caption><image:title>112618RHPI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><lastmod>2018-12-10</lastmod></url><url><loc>https://blog.firstam.com/reconomy-podcast/oversupplied-apartment-market-provides-window-of-opportunity-for-renters-in-some-markets</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-RECONOMY-E87-2.jpg</image:loc><image:caption>FBRECONOMYE872</image:caption><image:title>FBRECONOMYE872</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/REconomy-Podcast-Episode-117.jpg</image:loc><image:caption>REconomyPodcastEpisode117</image:caption><image:title>REconomyPodcastEpisode117</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/SummerSchool-Feature.jpg</image:loc><image:caption>SummerSchoolFeature</image:caption><image:title>SummerSchoolFeature</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><lastmod>2024-04-11</lastmod></url><url><loc>https://blog.firstam.com/bid/66358/New-Detroit-Development-Could-Boost-Home-Closings</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/economics/how-low-mortgage-rates-help-and-hurt-housing-market-potential</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/thumbnail_FB-ECON-2024-RHPI-October-1-2b.jpg</image:loc><image:caption>thumbnailFBECON2024RHPIOctober12b</image:caption><image:title>thumbnailFBECON2024RHPIOctober12b</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/012220%20PHS.jpg</image:loc><image:caption>012220PHS</image:caption><image:title>012220PHS</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2024-RHPI-September-1.jpg</image:loc><image:caption>FBECON2024RHPISeptember1</image:caption><image:title>FBECON2024RHPISeptember1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-Predictions-2025-2.jpg</image:loc><image:caption>2025HousingMarketPredictions</image:caption><image:title>FBECON2025Predictions20252</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><lastmod>2020-01-22</lastmod></url><url><loc>https://blog.firstam.com/reconomy-podcast/commercial-real-estate-turns-a-corner-what-to-expect-in-2026</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/REconomy-Podcast-Ep-131.jpg</image:loc><image:caption>TheREconomyPodcastEP131</image:caption><image:title>REconomyPodcastEp131</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/REconomy-Podcast-Episode-130.jpg</image:loc><image:caption>REconomyPodcastEpisode130</image:caption><image:title>REconomyPodcastEpisode130</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/REconomy-Podcast-Episode-128.jpg</image:loc><image:caption>REconomyPodcastEpisode128</image:caption><image:title>REconomyPodcastEpisode128</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/REconomy-Podcast-Episode-129.jpg</image:loc><image:caption>TheREconomyPodcastEP129</image:caption><image:title>REconomyPodcastEpisode129</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><lastmod>2025-12-18</lastmod></url><url><loc>https://blog.firstam.com/reconomy-podcast/welcome-to-the-great-moderation-of-the-housing-market</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA_Economics/FB-RECONOMY-2021-E46.jpg</image:loc><image:caption>FBRECONOMY2021E46</image:caption><image:title>FBRECONOMY2021E46</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/SummerSchool-Feature.jpg</image:loc><image:caption>SummerSchoolFeature</image:caption><image:title>SummerSchoolFeature</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/REconomy-Podcast-Episode-117.jpg</image:loc><image:caption>REconomyPodcastEpisode117</image:caption><image:title>REconomyPodcastEpisode117</image:title></image:image><lastmod>2023-11-01</lastmod></url><url><loc>https://blog.firstam.com/reconomy-podcast/what-the-federal-reserves-approach-to-inflation-means-for-the-housing-market-in-2022</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/REconomy-Podcast-Episode-117.jpg</image:loc><image:caption>REconomyPodcastEpisode117</image:caption><image:title>REconomyPodcastEpisode117</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/SummerSchool-Feature.jpg</image:loc><image:caption>SummerSchoolFeature</image:caption><image:title>SummerSchoolFeature</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA_Economics/FB-RECONOMY-2021-E29.jpg</image:loc><image:caption>FBRECONOMY2021E29</image:caption><image:title>FBRECONOMY2021E29</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><lastmod>2023-11-01</lastmod></url><url><loc>https://blog.firstam.com/economics/how-the-ability-to-work-remotely-is-changing-housing-affordability-for-first-time-home-buyers</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2024-Affordability-September-1.jpg</image:loc><image:caption>FBECON2024AffordabilitySeptember1</image:caption><image:title>FBECON2024AffordabilitySeptember1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-ksenia-22.jpg</image:loc><image:caption>aboutksenia22</image:caption><image:title>aboutksenia22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2022-Affordability-March-1.jpg</image:loc><image:caption>FBECON2022AffordabilityMarch1</image:caption><image:title>FBECON2022AffordabilityMarch1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-0645%20(1).jpg</image:loc><image:caption>25BRAND337106451</image:caption><image:title>25BRAND337106451</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/030222%20relocation%20nation.jpg</image:loc><image:caption>030222relocationnation</image:caption><image:title>030222relocationnation</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><lastmod>2022-03-02</lastmod></url><url><loc>https://blog.firstam.com/economics/rising-rates-unlikely-to-substantially-cool-hot-spring-home-buying-season</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/thumbnail_FB-ECON-2024-RHPI-October-1-2b.jpg</image:loc><image:caption>thumbnailFBECON2024RHPIOctober12b</image:caption><image:title>thumbnailFBECON2024RHPIOctober12b</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-0645%20(1).jpg</image:loc><image:caption>25BRAND337106451</image:caption><image:title>25BRAND337106451</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2021-PHS-April-1.jpg</image:loc><image:caption>FBECON2021PHSApril1</image:caption><image:title>FBECON2021PHSApril1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/041621%20PHS.jpg</image:loc><image:caption>041621PHS</image:caption><image:title>041621PHS</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-Predictions-2025-2.jpg</image:loc><image:caption>2025HousingMarketPredictions</image:caption><image:title>FBECON2025Predictions20252</image:title></image:image><lastmod>2021-04-16</lastmod></url><url><loc>https://blog.firstam.com/economics/where-new-listings-grow-sales-flow</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-odeta-22.jpg</image:loc><image:caption>aboutodeta22</image:caption><image:title>aboutodeta22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1849-ECH_03.jpg</image:loc><image:caption>25BRAND33711849ECH03</image:caption><image:title>25BRAND33711849ECH03</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-2272-2025-ECH.jpg</image:loc><image:caption>25BRAND337122722025ECH</image:caption><image:title>25BRAND337122722025ECH</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1850-RHPI.jpg</image:loc><image:caption>25BRAND33711850RHPI</image:caption><image:title>25BRAND33711850RHPI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-Housing-Update%20(1).jpg</image:loc><image:caption>25BRAND3371HousingUpdate1</image:caption><image:title>25BRAND3371HousingUpdate1</image:title></image:image><lastmod>2025-08-20</lastmod></url><url><loc>https://blog.firstam.com/reconomy-podcast/whats-shaping-homeownership-demand-ahead-of-the-2026-spring-home-buying-season</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/REconomy-Podcast-Episode-136.jpg</image:loc><image:caption>REconomyPodcastEpisode136</image:caption><image:title>REconomyPodcastEpisode136</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/REconomy-Podcast-Episode-133.jpg</image:loc><image:caption>REconomyPodcastEpisode133</image:caption><image:title>REconomyPodcastEpisode133</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/REconomy-Podcast-Episode-135.jpg</image:loc><image:caption>REconomyPodcastEpisode135</image:caption><image:title>REconomyPodcastEpisode135</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/REconomy-Podcast-Episode-134.jpg</image:loc><image:caption>REconomyPodcastEpisode134</image:caption><image:title>REconomyPodcastEpisode134</image:title></image:image><lastmod>2026-02-26</lastmod></url><url><loc>https://blog.firstam.com/economics/introducing-the-first-american-future-transaction-index-fti</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/020720%20RESI.jpg</image:loc><image:caption>020720RESI</image:caption><image:title>020720RESI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/112718%20RESI%20image%202.jpg</image:loc><image:caption>112718RESIimage2</image:caption><image:title>112718RESIimage2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/061819%20RESI%201.jpg</image:loc><image:caption>061819RESI1</image:caption><image:title>061819RESI1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA_Economics/trid-optimism-consistent-across-states.png</image:loc><image:caption>tridoptimismconsistentacrossstates</image:caption><image:title>tridoptimismconsistentacrossstates</image:title></image:image><lastmod>2017-07-13</lastmod></url><url><loc>https://blog.firstam.com/economics/interview-on-foxbusiness-discussing-the-outlook-for-the-u.s.-economy-federal-reserve-policy-and-the-state-of-the-job-market</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2024-EHSO-November-2-1.jpg</image:loc><image:caption>ExistingHomeSalesNovember2024</image:caption><image:title>FBECON2024EHSONovember21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/thumbnail_FB-ECON-2024-RHPI-October-1-2b.jpg</image:loc><image:caption>thumbnailFBECON2024RHPIOctober12b</image:caption><image:title>thumbnailFBECON2024RHPIOctober12b</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/090619%20FOXBusiness.jpg</image:loc><image:caption>090619FOXBusiness</image:caption><image:title>090619FOXBusiness</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-Predictions-2025-2.jpg</image:loc><image:caption>2025HousingMarketPredictions</image:caption><image:title>FBECON2025Predictions20252</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><lastmod>2019-09-06</lastmod></url><url><loc>https://blog.firstam.com/test/a-brief-history-of-bankruptcy-law-2</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/First_Am_NCS_/ThinkstockPhotos-518272880.jpg</image:loc><image:caption>ThinkstockPhotos518272880</image:caption><image:title>ThinkstockPhotos518272880</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Julie%20Kuntz4620%201-Ready%20copy%20white.jpg</image:loc><image:caption>JulieKuntz46201Readycopywhite</image:caption><image:title>JulieKuntz46201Readycopywhite</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Innovation/background-Inn-blog-1.jpg</image:loc><image:caption>backgroundInnblog1</image:caption><image:title>backgroundInnblog1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2019-06-14</lastmod></url><url><loc>https://blog.firstam.com/economics/loan-defect-and-fraud-risk-declining-due-to-compliance-related-investments</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/013020%20LADI.jpg</image:loc><image:caption>013020LADI</image:caption><image:title>013020LADI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/033020%20LADI.jpg</image:loc><image:caption>033020LADI</image:caption><image:title>033020LADI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/022820%20LADI.jpg</image:loc><image:caption>022820LADI</image:caption><image:title>022820LADI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/033116_Defect_index_image.png</image:loc><image:caption>033116Defectindeximage</image:caption><image:title>033116Defectindeximage</image:title></image:image><lastmod>2017-07-13</lastmod></url><url><loc>https://blog.firstam.com/economics/business-insider-interview-13-markets-where-affordability-is-declining</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/082616%20Business%20Insider.png</image:loc><image:caption>082616BusinessInsider</image:caption><image:title>082616BusinessInsider</image:title></image:image><lastmod>2017-07-06</lastmod></url><url><loc>https://blog.firstam.com/economics/defect-risk-rises-modestly-on-shift-toward-purchase-dominated-market</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/022820%20LADI.jpg</image:loc><image:caption>022820LADI</image:caption><image:title>022820LADI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/033020%20LADI.jpg</image:loc><image:caption>033020LADI</image:caption><image:title>033020LADI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/013020%20LADI.jpg</image:loc><image:caption>013020LADI</image:caption><image:title>013020LADI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/012617%20defect%20index.jpg</image:loc><image:caption>012617defectindex</image:caption><image:title>012617defectindex</image:title></image:image><lastmod>2017-07-05</lastmod></url><url><loc>https://blog.firstam.com/cares/first-american-donates-food-from-cafe-to-local-community-center</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/OneOrlando_Photo_1.jpg</image:loc><image:caption>OneOrlandoPhoto1</image:caption><image:title>OneOrlandoPhoto1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Cares/bg-cares.jpg</image:loc><image:caption>bgcares</image:caption><image:title>bgcares</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Cares/ThinkstockPhotos-177392719.jpg</image:loc><image:caption>ThinkstockPhotos177392719</image:caption><image:title>ThinkstockPhotos177392719</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Big_Outside_Photo_2.jpg</image:loc><image:caption>BigOutsidePhoto2</image:caption><image:title>BigOutsidePhoto2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Open_Hands_5.jpg</image:loc><image:caption>OpenHands5</image:caption><image:title>OpenHands5</image:title></image:image><lastmod>2016-02-29</lastmod></url><url><loc>https://blog.firstam.com/bid/71904/understanding-the-good-faith-estimate-gfe-infographic</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/blog-post_3_real_estate_terms.jpg</image:loc><image:caption>blogpost3realestateterms</image:caption><image:title>blogpost3realestateterms</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/blog-post-2_home_renovations_to_avoid.jpg</image:loc><image:caption>blogpost2homerenovationstoavoid</image:caption><image:title>blogpost2homerenovationstoavoid</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><lastmod>2019-12-24</lastmod></url><url><loc>https://blog.firstam.com/economics/how-will-a-potential-september-rate-hike-impact-existing-home-sales</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/091818%20PHS.jpg</image:loc><image:caption>091818PHS</image:caption><image:title>091818PHS</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><lastmod>2018-09-26</lastmod></url><url><loc>https://blog.firstam.com/economics/what-will-drive-house-buying-power-in-2020</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA_Economics/how-much-home-can-your-money-buy-chart-october-2019_feat.png</image:loc><image:caption>howmuchhomecanyourmoneybuychartoctober2019feat</image:caption><image:title>howmuchhomecanyourmoneybuychartoctober2019feat</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA_Economics/how-much-home-can-your-money-buy-chart-october-2019_post.png</image:loc><image:caption>howmuchhomecanyourmoneybuychartoctober2019post</image:caption><image:title>howmuchhomecanyourmoneybuychartoctober2019post</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><lastmod>2020-03-11</lastmod></url><url><loc>https://blog.firstam.com/economics/new-listings-are-the-key-to-unlock-the-housing-market</loc><lastmod>2025-11-19</lastmod></url><url><loc>https://blog.firstam.com/reconomy-podcast/the-changing-economics-of-homeowners-insurance-and-what-it-means-for-the-housing-market</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/SummerSchool-Feature.jpg</image:loc><image:caption>SummerSchoolFeature</image:caption><image:title>SummerSchoolFeature</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-RECONOMY-E107-2.jpg</image:loc><image:caption>FBRECONOMYE1072</image:caption><image:title>FBRECONOMYE1072</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/REconomy-Podcast-Episode-117.jpg</image:loc><image:caption>REconomyPodcastEpisode117</image:caption><image:title>REconomyPodcastEpisode117</image:title></image:image><lastmod>2025-01-30</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/vacaville-commission-to-revisit-lower-lagoon-valley-project</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-10-20</lastmod></url><url><loc>https://blog.firstam.com/economics/dont-overlook-the-benefit-of-equity-when-considering-whether-to-rent-or-own</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2021-Rent-vs-Buy-1.jpg</image:loc><image:caption>FBECON2021RentvsBuy1</image:caption><image:title>FBECON2021RentvsBuy1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-odeta-22.jpg</image:loc><image:caption>aboutodeta22</image:caption><image:title>aboutodeta22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/0121%20RentvOwn%202-1.jpg</image:loc><image:caption>0121RentvOwn21</image:caption><image:title>0121RentvOwn21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><lastmod>2021-01-25</lastmod></url><url><loc>https://blog.firstam.com/reconomy-podcast/back-to-the-cre-future-what-the-1990s-tell-us-about-the-new-cre-cycle</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/REconomy-Podcast-Episode-134.jpg</image:loc><image:caption>REconomyPodcastEpisode134</image:caption><image:title>REconomyPodcastEpisode134</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/REconomy-Podcast-Episode-Holiday-Edition.jpg</image:loc><image:caption>REconomyPodcastEpisodeHolidayEdition</image:caption><image:title>REconomyPodcastEpisodeHolidayEdition</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/REconomy-Podcast-Episode-132.jpg</image:loc><image:caption>REconomyPodcastEpisode132</image:caption><image:title>REconomyPodcastEpisode132</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/REconomy-Podcast-Episode-133.jpg</image:loc><image:caption>REconomyPodcastEpisode133</image:caption><image:title>REconomyPodcastEpisode133</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><lastmod>2026-02-02</lastmod></url><url><loc>https://blog.firstam.com/commercial/the-inside-look-with-xander-snyder-episode-24</loc><video:video><video:thumbnail_loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/First%20American%20Title%20NCS_The%20Inside%20Look_Ep24_Datacenters_w_Annemarie%20Caruso.mp4/medium.jpg</video:thumbnail_loc><video:title>First American Title NCS_The Inside Look_Ep24_Datacenters_w_Annemarie Caruso</video:title><video:description>First American Title NCS_The Inside Look_Ep24_Datacenters_w_Annemarie Caruso</video:description><video:content_loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/First%20American%20Title%20NCS_The%20Inside%20Look_Ep24_Datacenters_w_Annemarie%20Caruso.mp4</video:content_loc><video:duration>870</video:duration><video:requires_subscription>no</video:requires_subscription><video:live>no</video:live></video:video><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/The_Inside_Look_Episode24%20(1).jpg</image:loc><image:caption>TheInsideLookEpisode241</image:caption><image:title>TheInsideLookEpisode241</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/fa-title_logo.png</image:loc><image:caption>fatitlelogo</image:caption><image:title>fatitlelogo</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Xander-Inside-Look-Ep-20.png</image:loc><image:caption>XanderInsideLookEp20</image:caption><image:title>XanderInsideLookEp20</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-NCS-0799-Xander-Inside-Look-Ep%2021.png</image:loc><image:caption>25NCS0799XanderInsideLookEp21</image:caption><image:title>25NCS0799XanderInsideLookEp21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Xander-Inside-Look_ep19.jpg</image:loc><image:caption>XanderInsideLookep19</image:caption><image:title>XanderInsideLookep19</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/NCS/NCS_Blog_Header_2.jpg</image:loc><image:caption>NCSBlogHeader2</image:caption><image:title>NCSBlogHeader2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/First_Am_NCS_/img/background-2-ncs-blog.jpg</image:loc><image:caption>background2ncsblog</image:caption><image:title>background2ncsblog</image:title></image:image><lastmod>2025-11-21</lastmod></url><url><loc>https://blog.firstam.com/economics/new-existing-home-sales-outlook-report-projects-february-uptick-in-sales-despite-rising-mortgage-rates</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2024-EHSO-November-2-1.jpg</image:loc><image:caption>ExistingHomeSalesNovember2024</image:caption><image:title>FBECON2024EHSONovember21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/EHSOR%20031324.png</image:loc><image:caption>FebruaryExistingHomeSalesOutlookGraph</image:caption><image:title>EHSOR031324</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/thumbnail_FB-ECON-2024-RHPI-October-1-2b.jpg</image:loc><image:caption>thumbnailFBECON2024RHPIOctober12b</image:caption><image:title>thumbnailFBECON2024RHPIOctober12b</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-Predictions-2025-2.jpg</image:loc><image:caption>2025HousingMarketPredictions</image:caption><image:title>FBECON2025Predictions20252</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2024-EHS-March-1.jpg</image:loc><image:caption>FebruaryExistingHomeSalesOutlook</image:caption><image:title>FBECON2024EHSMarch1</image:title></image:image><lastmod>2024-03-13</lastmod></url><url><loc>https://blog.firstam.com/trust-matters/corona-economy-and-the-state-of-the-housing-market-0</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Untitled%20(1200%20%C3%97%20630%20px)-2.png</image:loc><image:caption>Untitled1200630px2</image:caption><image:title>Untitled1200630px2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Executive%20Webinar%20Series%20Social%20Post%20-%20David%20Yoo%20and%20Beth%20Vasquez.jpg</image:loc><image:caption>ExecutiveWebinarSeriesSocialPostDavidYooandBethVasquez</image:caption><image:title>ExecutiveWebinarSeriesSocialPostDavidYooandBethVasquez</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Image_Blog%20%2B%20Social%20Media_Executive%20Webinar_Odeta%20Kushi_22_09-13.png</image:loc><image:caption>ImageBlogSocialMediaExecutiveWebinarOdetaKushi220913</image:caption><image:title>ImageBlogSocialMediaExecutiveWebinarOdetaKushi220913</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/background-trust-matters-blog-1.jpg</image:loc><image:caption>backgroundtrustmattersblog1</image:caption><image:title>backgroundtrustmattersblog1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-tm-editor-3.png</image:loc><image:caption>authortmeditor3</image:caption><image:title>authortmeditor3</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Blog_Post%20Image%20-%201200%20x%20628_State%20of%20he%20Housing%20Market_Odeta%20Kushi_Nov%203%2c%202021-1.jpg</image:loc><image:caption>BlogPostImage1200x628StateofheHousingMarketOdetaKushiNov320211</image:caption><image:title>BlogPostImage1200x628StateofheHousingMarketOdetaKushiNov320211</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Exec%20Webinar%20Series/Blog_Post%20Image%20-%201200%20x%20330_State%20of%20he%20Housing%20Market_Odeta%20Kushi_Nov%203%2c%202021.jpg</image:loc><image:caption>BlogPostImage1200x330StateofheHousingMarketOdetaKushiNov32021</image:caption><image:title>BlogPostImage1200x330StateofheHousingMarketOdetaKushiNov32021</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fatrust-logo.png</image:loc><image:caption>fatrustlogo</image:caption><image:title>fatrustlogo</image:title></image:image><lastmod>2021-11-05</lastmod></url><url><loc>https://blog.firstam.com/reconomy-podcast/reconomy-podcast-is-the-speed-of-sales-sending-mixed-signals-about-housing-inventory</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-RECONOMY-2020-E8.jpg</image:loc><image:caption>FBRECONOMY2020E8</image:caption><image:title>FBRECONOMY2020E8</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/SummerSchool-Feature.jpg</image:loc><image:caption>SummerSchoolFeature</image:caption><image:title>SummerSchoolFeature</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/REconomy-Podcast-Episode-117.jpg</image:loc><image:caption>REconomyPodcastEpisode117</image:caption><image:title>REconomyPodcastEpisode117</image:title></image:image><lastmod>2023-05-04</lastmod></url><url><loc>https://blog.firstam.com/trust-matters/get-ready-to-discuss-nfts-and-dogecoin-at-the-thanksgiving-table-bloomberg</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fatrust-logo.png</image:loc><image:caption>fatrustlogo</image:caption><image:title>fatrustlogo</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Exec%20Webinar%20Series/Executive%20Webinar-1200x628.jpg</image:loc><image:caption>ExecutiveWebinar1200x628</image:caption><image:title>ExecutiveWebinar1200x628</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-tm-editor-3.png</image:loc><image:caption>authortmeditor3</image:caption><image:title>authortmeditor3</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/background-trust-matters-blog-1.jpg</image:loc><image:caption>backgroundtrustmattersblog1</image:caption><image:title>backgroundtrustmattersblog1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/In%20the%20News/Blog%20_Bloomberg%20-%20Thanksgiving%20Cryptocurrencies_FINAL.jpg</image:loc><image:caption>BlogBloombergThanksgivingCryptocurrenciesFINAL</image:caption><image:title>BlogBloombergThanksgivingCryptocurrenciesFINAL</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Newsletters/Market%20Review_blog-social%20Q1.2025.jpg</image:loc><image:caption>MarketReviewblogsocialQ12025</image:caption><image:title>MarketReviewblogsocialQ12025</image:title></image:image><lastmod>2021-11-24</lastmod></url><url><loc>https://blog.firstam.com/economics/loan-application-defect-and-fraud-risk-reaches-historically-measured-low-point</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/013020%20LADI.jpg</image:loc><image:caption>013020LADI</image:caption><image:title>013020LADI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/022820%20LADI.jpg</image:loc><image:caption>022820LADI</image:caption><image:title>022820LADI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/033020%20LADI.jpg</image:loc><image:caption>033020LADI</image:caption><image:title>033020LADI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/063016_LADI.png</image:loc><image:caption>063016LADI</image:caption><image:title>063016LADI</image:title></image:image><lastmod>2017-07-13</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/bid/72306/Chinese-developer-buys-downtown-San-Jose-tower-site-from-KT-Properties</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-08-22</lastmod></url><url><loc>https://blog.firstam.com/trust-matters/hopes-and-risks-in-the-market</loc><video:video><video:thumbnail_loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Exec%20Webinar%20Series/Q1%20Executive%20Webinar%20-%20Chris%20Schwarz_FINAL2.mp4/medium.jpg</video:thumbnail_loc><video:title>Q1 Executive Webinar - Chris Schwarz_FINAL2</video:title><video:description>Q1 Executive Webinar - Chris Schwarz_FINAL2</video:description><video:content_loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Exec%20Webinar%20Series/Q1%20Executive%20Webinar%20-%20Chris%20Schwarz_FINAL2.mp4</video:content_loc><video:duration>3771</video:duration><video:requires_subscription>no</video:requires_subscription><video:live>no</video:live></video:video><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/background-trust-matters-blog-1.jpg</image:loc><image:caption>backgroundtrustmattersblog1</image:caption><image:title>backgroundtrustmattersblog1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Newsletters/Private%20Credit%20Blog_v2.jpg</image:loc><image:caption>PrivateCreditBlogv2</image:caption><image:title>PrivateCreditBlogv2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fatrust-logo.png</image:loc><image:caption>fatrustlogo</image:caption><image:title>fatrustlogo</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Exec%20Webinar%20Series/Executive%20Webinar-1200x628.jpg</image:loc><image:caption>ExecutiveWebinar1200x628</image:caption><image:title>ExecutiveWebinar1200x628</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Newsletters/One%20Big%20Beautiful%20Bill%20Blog%202.jpg</image:loc><image:caption>OneBigBeautifulBillBlog2</image:caption><image:title>OneBigBeautifulBillBlog2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-tm-editor-3.png</image:loc><image:caption>authortmeditor3</image:caption><image:title>authortmeditor3</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Newsletters/Market%20Review_Q2%20blog-social%202025.jpg</image:loc><image:caption>MarketReviewQ2blogsocial2025</image:caption><image:title>MarketReviewQ2blogsocial2025</image:title></image:image><lastmod>2025-08-19</lastmod></url><url><loc>https://blog.firstam.com/reconomy-podcast/underutilized-office-buildings-pose-challenge-to-commercial-real-estate-sector</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/REconomy%20-%20ep%20-%2062.jpg</image:loc><image:caption>REconomyep62</image:caption><image:title>REconomyep62</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/REconomy-Podcast-Episode-117.jpg</image:loc><image:caption>REconomyPodcastEpisode117</image:caption><image:title>REconomyPodcastEpisode117</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/SummerSchool-Feature.jpg</image:loc><image:caption>SummerSchoolFeature</image:caption><image:title>SummerSchoolFeature</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><lastmod>2023-10-31</lastmod></url><url><loc>https://blog.firstam.com/economics/what-to-look-for-in-housing-in-2016</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA_Economics/20160106_economic_forecast.jpg</image:loc><image:caption>20160106economicforecast</image:caption><image:title>20160106economicforecast</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-Predictions-2025-2.jpg</image:loc><image:caption>2025HousingMarketPredictions</image:caption><image:title>FBECON2025Predictions20252</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/thumbnail_FB-ECON-2024-RHPI-October-1-2b.jpg</image:loc><image:caption>thumbnailFBECON2024RHPIOctober12b</image:caption><image:title>thumbnailFBECON2024RHPIOctober12b</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2024-EHSO-November-2-1.jpg</image:loc><image:caption>ExistingHomeSalesNovember2024</image:caption><image:title>FBECON2024EHSONovember21</image:title></image:image><lastmod>2016-01-06</lastmod></url><url><loc>https://blog.firstam.com/economics/life-liberty-and-the-pursuit-of-homeownership</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/111816%20figure%201.jpg</image:loc><image:caption>111816figure1</image:caption><image:title>111816figure1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/111816%20figure%202.jpg</image:loc><image:caption>111816figure2</image:caption><image:title>111816figure2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2024-Grateful-Homeownership-1.jpg</image:loc><image:caption>ThankfulforHomeownershipALookatGenerationalTrends</image:caption><image:title>FBECON2024GratefulHomeownership1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2023-Generations-June-2.gif</image:loc><image:caption>FBECON2023GenerationsJune2</image:caption><image:title>FBECON2023GenerationsJune2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2023-Demographics-October-1.jpg</image:loc><image:caption>FBECON2023DemographicsOctober1</image:caption><image:title>FBECON2023DemographicsOctober1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><lastmod>2016-11-18</lastmod></url><url><loc>https://blog.firstam.com/economics/where-is-house-buying-power-the-strongest</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/021418%20Buying%20power.jpg</image:loc><image:caption>021418Buyingpower</image:caption><image:title>021418Buyingpower</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><lastmod>2020-04-22</lastmod></url><url><loc>https://blog.firstam.com/cre-insights/assumable-debt-poised-to-boost-nascent-cre-recovery</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-xander-22.jpg</image:loc><image:caption>FirstAmericanCommercialRealEstateEconomistXanderSnyder</image:caption><image:title>aboutxander22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-1090_EC-CRE-Insights_XFactor_01.jpg</image:loc><image:caption>25BRAND01301090ECCREInsightsXFactor01</image:caption><image:title>25BRAND01301090ECCREInsightsXFactor01</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-1118_EC-CRE-Insights_Store-Closings.jpg</image:loc><image:caption>25BRAND01301118ECCREInsightsStoreClosings</image:caption><image:title>25BRAND01301118ECCREInsightsStoreClosings</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-1433_EC-CRE-Insights_01.jpg</image:loc><image:caption>Modernapartmentbuilding</image:caption><image:title>25BRAND01301433ECCREInsights01</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/CRE%20103024.jpg</image:loc><image:caption>CRE103024</image:caption><image:title>CRE103024</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2024-CRE-Assumable-Debt-October-2.jpg</image:loc><image:caption>FBECON2024CREAssumableDebtOctober2</image:caption><image:title>FBECON2024CREAssumableDebtOctober2</image:title></image:image><lastmod>2024-11-20</lastmod></url><url><loc>https://blog.firstam.com/cre-insights/short-lived-consumer-spending-spree-masks-underlying-weakness-for-retail-sector</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/CRE%20X%20Factor%20040925%204.jpg</image:loc><image:caption>CREXFactor0409254</image:caption><image:title>CREXFactor0409254</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/CRE%20X%20Factor%20040925%202.jpg</image:loc><image:caption>CREXFactor0409252</image:caption><image:title>CREXFactor0409252</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-1090_EC-CRE-Insights_XFactor_01.jpg</image:loc><image:caption>25BRAND01301090ECCREInsightsXFactor01</image:caption><image:title>25BRAND01301090ECCREInsightsXFactor01</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/CRE%20X%20Factor%20040925%203.jpg</image:loc><image:caption>Creditcarddebtcreditcarddelinquencyratevsautodebtautodelinquencygraph</image:caption><image:title>CREXFactor0409253</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-1433_EC-CRE-Insights_01.jpg</image:loc><image:caption>Modernapartmentbuilding</image:caption><image:title>25BRAND01301433ECCREInsights01</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/CRE%20X%20Factor%20040925.jpg</image:loc><image:caption>AnnualchangeinheadlineCPIHeadlinenominalretailsalesgraph</image:caption><image:title>CREXFactor040925</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-0803_EC-CRE-Insights_02.jpg</image:loc><image:caption>WhatsBehindtheIncreaseinCREPropertyInsurancePremiums</image:caption><image:title>25BRAND01300803ECCREInsights02</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-1118_EC-CRE-Insights_Store-Closings.jpg</image:loc><image:caption>25BRAND01301118ECCREInsightsStoreClosings</image:caption><image:title>25BRAND01301118ECCREInsightsStoreClosings</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-xander-22.jpg</image:loc><image:caption>FirstAmericanCommercialRealEstateEconomistXanderSnyder</image:caption><image:title>aboutxander22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-1090_EC-CRE-Insights_XFactor_PHOTO.jpg</image:loc><image:caption>25BRAND01301090ECCREInsightsXFactorPHOTO</image:caption><image:title>25BRAND01301090ECCREInsightsXFactorPHOTO</image:title></image:image><lastmod>2025-04-09</lastmod></url><url><loc>https://blog.firstam.com/bid/69733/Ever-Feel-the-Need-to-Work-Easier-Infographic</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/economics/market-potential-improves-on-the-back-of-gains-in-income</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/092016_PHS.png</image:loc><image:caption>092016PHS</image:caption><image:title>092016PHS</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><lastmod>2016-09-20</lastmod></url><url><loc>https://blog.firstam.com/commercial/cre-news-digest-pricing-woes-a-hotel-wake-up-call-and-opportunities-in-ai</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/24-NCS-0010-CRE_News_Digest_Blog_Header_July-01-1.png</image:loc><image:caption>24NCS0010CRENewsDigestBlogHeaderJuly011</image:caption><image:title>24NCS0010CRENewsDigestBlogHeaderJuly011</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/NCS/NCS_Blog_Header_2.jpg</image:loc><image:caption>NCSBlogHeader2</image:caption><image:title>NCSBlogHeader2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/20230347_CRE%20News%20Digest_Blog%20Image_final_934x490_8aug.png</image:loc><image:caption>20230347CRENewsDigestBlogImagefinal934x4908aug</image:caption><image:title>20230347CRENewsDigestBlogImagefinal934x4908aug</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/24-NCS-0010-CRE_News_Digest_Blog_Header_June.png</image:loc><image:caption>24NCS0010CRENewsDigestBlogHeaderJune</image:caption><image:title>24NCS0010CRENewsDigestBlogHeaderJune</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/24-NCS-0010-CRE_News_Digest_Blog_Header_May.png</image:loc><image:caption>24NCS0010CRENewsDigestBlogHeaderMay</image:caption><image:title>24NCS0010CRENewsDigestBlogHeaderMay</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/First_Am_NCS_/img/background-2-ncs-blog.jpg</image:loc><image:caption>background2ncsblog</image:caption><image:title>background2ncsblog</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/fa-title_logo.png</image:loc><image:caption>fatitlelogo</image:caption><image:title>fatitlelogo</image:title></image:image><lastmod>2023-08-04</lastmod></url><url><loc>https://blog.firstam.com/economics/for-single-women-housing-remains-largest-component-of-wealth-creation</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-ksenia-22.jpg</image:loc><image:caption>aboutksenia22</image:caption><image:title>aboutksenia22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2023-Single-Female.jpg</image:loc><image:caption>FBECON2023SingleFemale</image:caption><image:title>FBECON2023SingleFemale</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/031023%20Women%20homeownership.jpg</image:loc><image:caption>031023Womenhomeownership</image:caption><image:title>031023Womenhomeownership</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><lastmod>2024-03-07</lastmod></url><url><loc>https://blog.firstam.com/economics/three-reasons-to-remain-bullish-on-housing</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/011717%203%20reasons%20to%20be%20bullish.jpg</image:loc><image:caption>0117173reasonstobebullish</image:caption><image:title>0117173reasonstobebullish</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2024-Grateful-Homeownership-1.jpg</image:loc><image:caption>ThankfulforHomeownershipALookatGenerationalTrends</image:caption><image:title>FBECON2024GratefulHomeownership1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2023-Generations-June-2.gif</image:loc><image:caption>FBECON2023GenerationsJune2</image:caption><image:title>FBECON2023GenerationsJune2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2023-Demographics-October-1.jpg</image:loc><image:caption>FBECON2023DemographicsOctober1</image:caption><image:title>FBECON2023DemographicsOctober1</image:title></image:image><lastmod>2017-01-17</lastmod></url><url><loc>https://blog.firstam.com/economics/market-activity-continues-to-track-potential</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA_Economics/031716_Potential_Home_Sales.png</image:loc><image:caption>031716PotentialHomeSales</image:caption><image:title>031716PotentialHomeSales</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><lastmod>2016-03-17</lastmod></url><url><loc>https://blog.firstam.com/reconomy-podcast/understanding-the-supply-side-challenges-why-cant-we-build-more-homes-where-people-want-to-live</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/REconomy-Podcast-Episode-117.jpg</image:loc><image:caption>REconomyPodcastEpisode117</image:caption><image:title>REconomyPodcastEpisode117</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-Brand-Econ-REconomy-Summer-School-EP%20119.jpg</image:loc><image:caption>25BrandEconREconomySummerSchoolEP119</image:caption><image:title>25BrandEconREconomySummerSchoolEP119</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/SummerSchool-Feature-120.jpg</image:loc><image:caption>SummerSchoolFeature120</image:caption><image:title>SummerSchoolFeature120</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/SummerSchool-Feature.jpg</image:loc><image:caption>SummerSchoolFeature</image:caption><image:title>SummerSchoolFeature</image:title></image:image><lastmod>2025-07-17</lastmod></url><url><loc>https://blog.firstam.com/economics/homes-more-affordable-today-than-during-previous-housing-peak-in-each-of-the-top-50-markets</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2021-RHPI-September-1.gif</image:loc><image:caption>FBECON2021RHPISeptember1</image:caption><image:title>FBECON2021RHPISeptember1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/092821%20RHPI.jpg</image:loc><image:caption>092821RHPI</image:caption><image:title>092821RHPI</image:title></image:image><lastmod>2021-10-19</lastmod></url><url><loc>https://blog.firstam.com/economics/has-the-affordability-boost-from-falling-mortgage-rates-run-its-course</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/102720%20RHPI.jpg</image:loc><image:caption>102720RHPI</image:caption><image:title>102720RHPI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2020-RHPI-October.jpg</image:loc><image:caption>FBECON2020RHPIOctober</image:caption><image:title>FBECON2020RHPIOctober</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><lastmod>2020-10-27</lastmod></url><url><loc>https://blog.firstam.com/reconomy-podcast/reconomy-podcast-breaking-down-the-limits-of-the-wealth-effect-in-todays-housing-market</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-RECONOMY-2020-E12.jpg</image:loc><image:caption>FBRECONOMY2020E12</image:caption><image:title>FBRECONOMY2020E12</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/REconomy-Podcast-Episode-117.jpg</image:loc><image:caption>REconomyPodcastEpisode117</image:caption><image:title>REconomyPodcastEpisode117</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/SummerSchool-Feature.jpg</image:loc><image:caption>SummerSchoolFeature</image:caption><image:title>SummerSchoolFeature</image:title></image:image><lastmod>2023-05-04</lastmod></url><url><loc>https://blog.firstam.com/commercial/the-inside-look-with-xander-snyder-episode-6</loc><video:video><video:thumbnail_loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/the_inside_look%2c_video_6%20(720p).mp4/medium.jpg</video:thumbnail_loc><video:title>the_inside_look,_video_6 (720p)</video:title><video:description>the_inside_look,_video_6 (720p)</video:description><video:content_loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/the_inside_look%2c_video_6%20(720p).mp4</video:content_loc><video:duration>170</video:duration><video:requires_subscription>no</video:requires_subscription><video:live>no</video:live></video:video><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/First_Am_NCS_/img/background-2-ncs-blog.jpg</image:loc><image:caption>background2ncsblog</image:caption><image:title>background2ncsblog</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/NCS_video-6_preview-image_play-button.jpg</image:loc><image:caption>NCSvideo6previewimageplaybutton</image:caption><image:title>NCSvideo6previewimageplaybutton</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Xander-Inside-Look-Ep-18%20(1).png</image:loc><image:caption>XanderInsideLookEp181</image:caption><image:title>XanderInsideLookEp181</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/NCS/NCS_Blog_Header_2.jpg</image:loc><image:caption>NCSBlogHeader2</image:caption><image:title>NCSBlogHeader2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Xander-Inside-Look_ep19.jpg</image:loc><image:caption>XanderInsideLookep19</image:caption><image:title>XanderInsideLookep19</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/fa-title_logo.png</image:loc><image:caption>fatitlelogo</image:caption><image:title>fatitlelogo</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Xander-Inside-Look-Ep-20.png</image:loc><image:caption>XanderInsideLookEp20</image:caption><image:title>XanderInsideLookEp20</image:title></image:image><lastmod>2024-02-09</lastmod></url><url><loc>https://blog.firstam.com/economics/two-trends-poised-to-trigger-potential-surge-in-homeownership-demand-this-spring</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/030217%20insider%202.jpg</image:loc><image:caption>030217insider2</image:caption><image:title>030217insider2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA_Economics/FA%20Econ%201200x628%2010-12-21.jpg</image:loc><image:caption>FAEcon1200x628101221</image:caption><image:title>FAEcon1200x628101221</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/030217%20insider.jpg</image:loc><image:caption>030217insider</image:caption><image:title>030217insider</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2021-HPRI-June.jpg</image:loc><image:caption>FBECON2021HPRIJune</image:caption><image:title>FBECON2021HPRIJune</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/070622%20HPRI%20a.jpg</image:loc><image:caption>070622HPRIa</image:caption><image:title>070622HPRIa</image:title></image:image><lastmod>2020-04-22</lastmod></url><url><loc>https://blog.firstam.com/economics/what-caused-real-house-prices-to-decline-for-the-first-time-in-8-months</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-January-1-7.jpg</image:loc><image:caption>January2025RealHousePriceIndex</image:caption><image:title>FBECON2025RHPIJanuary17</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/062617%20RHPI.jpg</image:loc><image:caption>062617RHPI</image:caption><image:title>062617RHPI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><lastmod>2017-06-26</lastmod></url><url><loc>https://blog.firstam.com/economics/why-the-pace-of-fraud-risk-decline-slowed-in-december</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/013020%20LADI.jpg</image:loc><image:caption>013020LADI</image:caption><image:title>013020LADI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/022820%20LADI.jpg</image:loc><image:caption>022820LADI</image:caption><image:title>022820LADI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/122719%20LADI.jpg</image:loc><image:caption>122719LADI</image:caption><image:title>122719LADI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/033020%20LADI.jpg</image:loc><image:caption>033020LADI</image:caption><image:title>033020LADI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><lastmod>2020-02-27</lastmod></url><url><loc>https://blog.firstam.com/trust-matters/sp-500-claws-back-losses-amid-gains-in-cyclicals-markets-wrap-bloomberg</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/background-trust-matters-blog-1.jpg</image:loc><image:caption>backgroundtrustmattersblog1</image:caption><image:title>backgroundtrustmattersblog1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/In%20the%20News/Blog%20_Bloomberg%20-%20S&amp;P%20500%20Claws%20Back_FINAL.jpg</image:loc><image:caption>BlogBloombergSP500ClawsBackFINAL</image:caption><image:title>BlogBloombergSP500ClawsBackFINAL</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Newsletters/Market%20Review_blog-social%20Q1.2025.jpg</image:loc><image:caption>MarketReviewblogsocialQ12025</image:caption><image:title>MarketReviewblogsocialQ12025</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Exec%20Webinar%20Series/Executive%20Webinar-1200x628.jpg</image:loc><image:caption>ExecutiveWebinar1200x628</image:caption><image:title>ExecutiveWebinar1200x628</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-tm-editor-3.png</image:loc><image:caption>authortmeditor3</image:caption><image:title>authortmeditor3</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fatrust-logo.png</image:loc><image:caption>fatrustlogo</image:caption><image:title>fatrustlogo</image:title></image:image><lastmod>2021-11-24</lastmod></url><url><loc>https://blog.firstam.com/commercial/the-inside-look-with-xander-snyder-episode-14</loc><video:video><video:thumbnail_loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Inside%20Look_Episode%2014.mp4/medium.jpg</video:thumbnail_loc><video:title>Inside Look_Episode 14</video:title><video:description>Inside Look_Episode 14</video:description><video:content_loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Inside%20Look_Episode%2014.mp4</video:content_loc><video:duration>156</video:duration><video:requires_subscription>no</video:requires_subscription><video:live>no</video:live></video:video><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Xander-Inside-Look-Ep-20.png</image:loc><image:caption>XanderInsideLookEp20</image:caption><image:title>XanderInsideLookEp20</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/fa-title_logo.png</image:loc><image:caption>fatitlelogo</image:caption><image:title>fatitlelogo</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Xander-Inside-Look-Episode-14.png</image:loc><image:caption>XanderInsideLookEpisode14</image:caption><image:title>XanderInsideLookEpisode14</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/First_Am_NCS_/img/background-2-ncs-blog.jpg</image:loc><image:caption>background2ncsblog</image:caption><image:title>background2ncsblog</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Xander-Inside-Look_ep19.jpg</image:loc><image:caption>XanderInsideLookep19</image:caption><image:title>XanderInsideLookep19</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/NCS/NCS_Blog_Header_2.jpg</image:loc><image:caption>NCSBlogHeader2</image:caption><image:title>NCSBlogHeader2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Xander-Inside-Look-Ep-18%20(1).png</image:loc><image:caption>XanderInsideLookEp181</image:caption><image:title>XanderInsideLookEp181</image:title></image:image><lastmod>2024-10-23</lastmod></url><url><loc>https://blog.firstam.com/bid/70736/New-forms-expected-to-make-comparing-mortgage-terms-easier</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/blog-post_3_real_estate_terms.jpg</image:loc><image:caption>blogpost3realestateterms</image:caption><image:title>blogpost3realestateterms</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/blog-post-2_home_renovations_to_avoid.jpg</image:loc><image:caption>blogpost2homerenovationstoavoid</image:caption><image:title>blogpost2homerenovationstoavoid</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/economics/is-the-economy-stuck-in-neutral</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/020321%20econ.jpg</image:loc><image:caption>020321econ</image:caption><image:title>020321econ</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-odeta-22.jpg</image:loc><image:caption>aboutodeta22</image:caption><image:title>aboutodeta22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-Predictions-2025-2.jpg</image:loc><image:caption>2025HousingMarketPredictions</image:caption><image:title>FBECON2025Predictions20252</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/thumbnail_FB-ECON-2024-RHPI-October-1-2b.jpg</image:loc><image:caption>thumbnailFBECON2024RHPIOctober12b</image:caption><image:title>thumbnailFBECON2024RHPIOctober12b</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2024-EHSO-November-2-1.jpg</image:loc><image:caption>ExistingHomeSalesNovember2024</image:caption><image:title>FBECON2024EHSONovember21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2021-Neutral-Rate-1.jpg</image:loc><image:caption>FBECON2021NeutralRate1</image:caption><image:title>FBECON2021NeutralRate1</image:title></image:image><lastmod>2021-02-03</lastmod></url><url><loc>https://blog.firstam.com/economics/will-low-mortgage-rates-prevent-decline-in-affordability-this-summer</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/063020%20RHPI.jpg</image:loc><image:caption>063020RHPI</image:caption><image:title>063020RHPI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><lastmod>2020-06-30</lastmod></url><url><loc>https://blog.firstam.com/cre-insights/why-office-conversions-havent-moved-the-market...yet</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Los%20Angeles%20skyline.jpg</image:loc><image:caption>LosAngelesskyline</image:caption><image:title>LosAngelesskyline</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-xander-22.jpg</image:loc><image:caption>FirstAmericanCommercialRealEstateEconomistXanderSnyder</image:caption><image:title>aboutxander22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Office%20Market%20Conversions.jpg</image:loc><image:caption>OfficeMarketConversions</image:caption><image:title>OfficeMarketConversions</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/2026%20CRE%20Outlook.jpg</image:loc><image:caption>2026CommercialRealEstateOutlook</image:caption><image:title>2026CREOutlook</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Office%20Conversions.png</image:loc><image:caption>OfficeConversions</image:caption><image:title>OfficeConversions</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/New%20CRE%20Cycle.jpg</image:loc><image:caption>NewCRECycle</image:caption><image:title>NewCRECycle</image:title></image:image><lastmod>2026-02-04</lastmod></url><url><loc>https://blog.firstam.com/cares/first-american-volunteer-spotlight-britt-schron</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/britt-fire.png</image:loc><image:caption>brittfire</image:caption><image:title>brittfire</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/britt-park.png</image:loc><image:caption>brittpark</image:caption><image:title>brittpark</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/britt-bob.png</image:loc><image:caption>brittbob</image:caption><image:title>brittbob</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Cares/bg-cares.jpg</image:loc><image:caption>bgcares</image:caption><image:title>bgcares</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2017-07-12</lastmod></url><url><loc>https://blog.firstam.com/trust-matters/considerations-for-wealth-planning-taxes</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-tm-editor-3.png</image:loc><image:caption>authortmeditor3</image:caption><image:title>authortmeditor3</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/background-trust-matters-blog-1.jpg</image:loc><image:caption>backgroundtrustmattersblog1</image:caption><image:title>backgroundtrustmattersblog1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Exec%20Webinar%20Series/Executive%20Webinar-1200x628.jpg</image:loc><image:caption>ExecutiveWebinar1200x628</image:caption><image:title>ExecutiveWebinar1200x628</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fatrust-logo.png</image:loc><image:caption>fatrustlogo</image:caption><image:title>fatrustlogo</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Tax%20Brackets.png</image:loc><image:caption>TaxBrackets</image:caption><image:title>TaxBrackets</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/HSA%20Contributions.png</image:loc><image:caption>HSAContributions</image:caption><image:title>HSAContributions</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Child%20Tax.png</image:loc><image:caption>ChildTax</image:caption><image:title>ChildTax</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Tax%20Deductions.png</image:loc><image:caption>TaxDeductions</image:caption><image:title>TaxDeductions</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Michael%20Ser.jpg</image:loc><image:caption>MichaelSer</image:caption><image:title>MichaelSer</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Newsletters/Market%20Review_blog-social%20Q1.2025.jpg</image:loc><image:caption>MarketReviewblogsocialQ12025</image:caption><image:title>MarketReviewblogsocialQ12025</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/401k%20Deductions.png</image:loc><image:caption>401kDeductions</image:caption><image:title>401kDeductions</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/image-png-Apr-10-2024-05-35-55-3361-PM.png</image:loc><image:caption>imagepngApr1020240535553361PM</image:caption><image:title>imagepngApr1020240535553361PM</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/2-Apr-10-2024-05-58-23-4305-PM.png</image:loc><image:caption>2Apr1020240558234305PM</image:caption><image:title>2Apr1020240558234305PM</image:title></image:image><lastmod>2024-04-17</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/bid/71351/First-step-after-Natomas-moratorium-is-lifted</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/bid/70633/William-Lyon-Homes-Secures-Prized-Coastal-California-Infill-Land-Portfolio</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/bid/61178/Appeal-filed-to-slow-or-scale-back-proposed-development-of-Pete-s-Harbor</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/trust-matters/a-post-pandemic-post-inflation-new-beginning-the-outlook-for-the-real-estate-market</loc><video:video><video:thumbnail_loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Exec%20Webinar%20Series/Exective%20Webinar_A%20Post-Pandemic%2c%20Post-Inflation%20New%20Beginning_%20The%20Outlook%20for%20the%20Real%20Estate%20Market_FINAL.mp4/medium.jpg</video:thumbnail_loc><video:title>Exective Webinar_A Post-Pandemic, Post-Inflation New Beginning_ The Outlook for the Real Estate Market_FINAL</video:title><video:description>Exective Webinar_A Post-Pandemic, Post-Inflation New Beginning_ The Outlook for the Real Estate Market_FINAL</video:description><video:content_loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Exec%20Webinar%20Series/Exective%20Webinar_A%20Post-Pandemic%2c%20Post-Inflation%20New%20Beginning_%20The%20Outlook%20for%20the%20Real%20Estate%20Market_FINAL.mp4</video:content_loc><video:duration>3425</video:duration><video:requires_subscription>no</video:requires_subscription><video:live>no</video:live></video:video><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-tm-editor-3.png</image:loc><image:caption>authortmeditor3</image:caption><image:title>authortmeditor3</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Headshot_Odeta%20Kushi_fromTwitter.jpg</image:loc><image:caption>HeadshotOdetaKushifromTwitter</image:caption><image:title>HeadshotOdetaKushifromTwitter</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Untitled%20(1200%20%C3%97%20630%20px)-2.png</image:loc><image:caption>Untitled1200630px2</image:caption><image:title>Untitled1200630px2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Exec%20Webinar%20Series/Image_Blog_RECORDED_Exec%20Webinar_Estate%20Planning%20-%20Mark%20Doyle_June%2030%2c%202022.jpg</image:loc><image:caption>ImageBlogRECORDEDExecWebinarEstatePlanningMarkDoyleJune302022</image:caption><image:title>ImageBlogRECORDEDExecWebinarEstatePlanningMarkDoyleJune302022</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fatrust-logo.png</image:loc><image:caption>fatrustlogo</image:caption><image:title>fatrustlogo</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Image_Blog%20%2B%20Social%20Media_Executive%20Webinar_Odeta%20Kushi_22_09-13.png</image:loc><image:caption>ImageBlogSocialMediaExecutiveWebinarOdetaKushi220913</image:caption><image:title>ImageBlogSocialMediaExecutiveWebinarOdetaKushi220913</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Executive%20Webinar%20Series%20Social%20Post%20-%20David%20Yoo%20and%20Beth%20Vasquez.jpg</image:loc><image:caption>ExecutiveWebinarSeriesSocialPostDavidYooandBethVasquez</image:caption><image:title>ExecutiveWebinarSeriesSocialPostDavidYooandBethVasquez</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/background-trust-matters-blog-1.jpg</image:loc><image:caption>backgroundtrustmattersblog1</image:caption><image:title>backgroundtrustmattersblog1</image:title></image:image><lastmod>2023-10-05</lastmod></url><url><loc>https://blog.firstam.com/bid/62988/Housing-Market-Enters-2013-with-Strong-Momentum</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/reconomy-podcast/inflation-inflation-inflation-why-isnt-it-falling-further-and-where-its-headed</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/REconomy-Podcast-Episode-117.jpg</image:loc><image:caption>REconomyPodcastEpisode117</image:caption><image:title>REconomyPodcastEpisode117</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-RECONOMY-E91.jpg</image:loc><image:caption>TheREconomyPodcastEP91InflationInflationInflationWhyIsntitFallingFurtherandWhereitsHeaded</image:caption><image:title>FBRECONOMYE91</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/SummerSchool-Feature.jpg</image:loc><image:caption>SummerSchoolFeature</image:caption><image:title>SummerSchoolFeature</image:title></image:image><lastmod>2024-06-06</lastmod></url><url><loc>https://blog.firstam.com/economics/two-months-of-progress-for-existing-home-sales</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2024-EHS-September-2.jpg</image:loc><image:caption>FBECON2024EHSSeptember2</image:caption><image:title>FBECON2024EHSSeptember2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/EHS%20August%20091624.jpg</image:loc><image:caption>ExistingHomeSalesHouseBuyingPowerGraph</image:caption><image:title>EHSAugust091624</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-odeta-22.jpg</image:loc><image:caption>aboutodeta22</image:caption><image:title>aboutodeta22</image:title></image:image><lastmod>2024-09-16</lastmod></url><url><loc>https://blog.firstam.com/economics/how-will-rising-mortgage-rates-impact-spring-home-buying</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/012422%20RHPI.jpg</image:loc><image:caption>012422RHPI</image:caption><image:title>012422RHPI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><lastmod>2022-01-24</lastmod></url><url><loc>https://blog.firstam.com/economics/five-best-cities-for-economic-opportunity</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/111517%20top%205.png</image:loc><image:caption>111517top5</image:caption><image:title>111517top5</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><lastmod>2020-04-22</lastmod></url><url><loc>https://blog.firstam.com/economics/interview-with-housingwire-growth-in-housing-market-potential-more-sustainable-than-many-believe</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Fleming%20podcast%20image.png</image:loc><image:caption>Flemingpodcastimage</image:caption><image:title>Flemingpodcastimage</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><lastmod>2020-09-30</lastmod></url><url><loc>https://blog.firstam.com/economics/why-florida-cities-suddenly-lead-the-charge-in-declining-fraud-risk</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/013020%20LADI.jpg</image:loc><image:caption>013020LADI</image:caption><image:title>013020LADI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/022820%20LADI.jpg</image:loc><image:caption>022820LADI</image:caption><image:title>022820LADI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/LADI%20073119.jpg</image:loc><image:caption>LADI073119</image:caption><image:title>LADI073119</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/033020%20LADI.jpg</image:loc><image:caption>033020LADI</image:caption><image:title>033020LADI</image:title></image:image><lastmod>2019-08-02</lastmod></url><url><loc>https://blog.firstam.com/commercial/the-inside-look-with-xander-snyder-episode-7</loc><video:video><video:thumbnail_loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/the_inside_look%2c_video_7%20(720p).mp4/medium.jpg</video:thumbnail_loc><video:title>the_inside_look,_video_7 (720p)</video:title><video:description>the_inside_look,_video_7 (720p)</video:description><video:content_loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/the_inside_look%2c_video_7%20(720p).mp4</video:content_loc><video:duration>122</video:duration><video:requires_subscription>no</video:requires_subscription><video:live>no</video:live></video:video><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/NCS_Video-7_Preview-Image.jpg</image:loc><image:caption>NCSVideo7PreviewImage</image:caption><image:title>NCSVideo7PreviewImage</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/fa-title_logo.png</image:loc><image:caption>fatitlelogo</image:caption><image:title>fatitlelogo</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Xander-Inside-Look-Ep-18%20(1).png</image:loc><image:caption>XanderInsideLookEp181</image:caption><image:title>XanderInsideLookEp181</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Xander-Inside-Look_ep19.jpg</image:loc><image:caption>XanderInsideLookep19</image:caption><image:title>XanderInsideLookep19</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/First_Am_NCS_/img/background-2-ncs-blog.jpg</image:loc><image:caption>background2ncsblog</image:caption><image:title>background2ncsblog</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Xander-Inside-Look-Ep-20.png</image:loc><image:caption>XanderInsideLookEp20</image:caption><image:title>XanderInsideLookEp20</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/NCS/NCS_Blog_Header_2.jpg</image:loc><image:caption>NCSBlogHeader2</image:caption><image:title>NCSBlogHeader2</image:title></image:image><lastmod>2024-02-28</lastmod></url><url><loc>https://blog.firstam.com/innovation/how-first-american-advances-the-art-of-title-underwriting-through-technology</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA_Innovation/btsopening-190.jpg</image:loc><image:caption>btsopening190</image:caption><image:title>btsopening190</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fi-091422-1.jpg</image:loc><image:caption>fi0914221</image:caption><image:title>fi0914221</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Innovation/background-Inn-blog-1.jpg</image:loc><image:caption>backgroundInnblog1</image:caption><image:title>backgroundInnblog1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-INNOVATION-2024-January-1.jpg</image:loc><image:caption>FBINNOVATION2024January1</image:caption><image:title>FBINNOVATION2024January1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-early-1.jpg</image:loc><image:caption>authorearly1</image:caption><image:title>authorearly1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Innovation-Blog.jpg</image:loc><image:caption>InnovationBlog</image:caption><image:title>InnovationBlog</image:title></image:image><lastmod>2024-08-29</lastmod></url><url><loc>https://blog.firstam.com/economics/its-a-renters-market-but-not-everywhere</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/RHPI%20April%202025%201.jpg</image:loc><image:caption>April2025RealHousePriceIndex</image:caption><image:title>RHPIApril20251</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Rent%20vs%20Own%20071625.jpg</image:loc><image:caption>MedianCosttoOwnorRentGraph</image:caption><image:title>RentvsOwn071625</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1955-2025-ECH.jpg</image:loc><image:caption>25BRAND337119552025ECH</image:caption><image:title>25BRAND337119552025ECH</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Rent%20vs%20Own%20071625%202.jpg</image:loc><image:caption>MedianMonthlyRentGraph</image:caption><image:title>RentvsOwn0716252</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-odeta-22.jpg</image:loc><image:caption>aboutodeta22</image:caption><image:title>aboutodeta22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-2012-2025-ECH_01.jpg</image:loc><image:caption>Coupledecidingiftheyshouldrentorown</image:caption><image:title>25BRAND337120122025ECH01</image:title></image:image><lastmod>2025-07-16</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/bid/72730/San-Jose-sets-housing-vision</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-10-15</lastmod></url><url><loc>https://blog.firstam.com/test/ncs-blog-2016</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Julie%20Kuntz4620%201-Ready%20copy%20white.jpg</image:loc><image:caption>JulieKuntz46201Readycopywhite</image:caption><image:title>JulieKuntz46201Readycopywhite</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA_PandC/Email%20Pieces/ThinkstockPhotos-516780225.jpg</image:loc><image:caption>ThinkstockPhotos516780225</image:caption><image:title>ThinkstockPhotos516780225</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Innovation/background-Inn-blog-1.jpg</image:loc><image:caption>backgroundInnblog1</image:caption><image:title>backgroundInnblog1</image:title></image:image><lastmod>2018-06-21</lastmod></url><url><loc>https://blog.firstam.com/cre-insights/cre-x-factor-the-link-between-cre-mortgage-maturities-and-transactions</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/CRE%20X%20Factor%20032924%203.png</image:loc><image:caption>MaturingDebtwithLoanValueRatiosGraph</image:caption><image:title>CREXFactor0329243</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2024-XFactor-March-1-1.jpg</image:loc><image:caption>CREXFactorTheLinkBetweenCREMortgageMaturitiesandTransactions</image:caption><image:title>FBECON2024XFactorMarch11</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-1090_EC-CRE-Insights_XFactor_01.jpg</image:loc><image:caption>25BRAND01301090ECCREInsightsXFactor01</image:caption><image:title>25BRAND01301090ECCREInsightsXFactor01</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-1118_EC-CRE-Insights_Store-Closings.jpg</image:loc><image:caption>25BRAND01301118ECCREInsightsStoreClosings</image:caption><image:title>25BRAND01301118ECCREInsightsStoreClosings</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-xander-22.jpg</image:loc><image:caption>FirstAmericanCommercialRealEstateEconomistXanderSnyder</image:caption><image:title>aboutxander22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/CRE%20X%20Factor%20032924%204.png</image:loc><image:caption>ProportionofOutstandingCREDebtGraph</image:caption><image:title>CREXFactor0329244</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-1433_EC-CRE-Insights_01.jpg</image:loc><image:caption>Modernapartmentbuilding</image:caption><image:title>25BRAND01301433ECCREInsights01</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/CRE%20X%20Factor%20032924%202.png</image:loc><image:caption>CommercialMortgageMaturityVolumesGraph</image:caption><image:title>CREXFactor0329242</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/CRE%20X%20Factor%20032924.png</image:loc><image:caption>MonthlyTransactionVolumeGraph</image:caption><image:title>CREXFactor032924</image:title></image:image><lastmod>2024-03-29</lastmod></url><url><loc>https://blog.firstam.com/economics/1990s-nostalgia-hits-the-housing-market-with-one-key-difference</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-ksenia-22.jpg</image:loc><image:caption>aboutksenia22</image:caption><image:title>aboutksenia22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/082931%2090s%20housing%20market.jpg</image:loc><image:caption>08293190shousingmarket</image:caption><image:title>08293190shousingmarket</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2023-Housing-Market-August-1.jpg</image:loc><image:caption>FBECON2023HousingMarketAugust1</image:caption><image:title>FBECON2023HousingMarketAugust1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><lastmod>2023-08-29</lastmod></url><url><loc>https://blog.firstam.com/economics/the-blight-the-bright-and-what-seems-just-right-in-2024</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/112123%20PHS%201.jpg</image:loc><image:caption>ExistingHomeSalesGraph</image:caption><image:title>112123PHS1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2023-PHS-November-1%20(1).jpg</image:loc><image:caption>FBECON2023PHSNovember11</image:caption><image:title>FBECON2023PHSNovember11</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-ECH_06.jpg</image:loc><image:caption>25BRAND33711244ECH06</image:caption><image:title>25BRAND33711244ECH06</image:title></image:image><lastmod>2023-11-21</lastmod></url><url><loc>https://blog.firstam.com/economics/what-recent-hurricanes-mean-for-future-housing-supply</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/101918%20Housing%20Starts.jpg</image:loc><image:caption>101918HousingStarts</image:caption><image:title>101918HousingStarts</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><lastmod>2018-11-13</lastmod></url><url><loc>https://blog.firstam.com/reconomy-podcast/breaking-down-the-mortgage-rate-spread-and-what-it-means-for-mortage-rate-trends</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/REconomy-Podcast-Episode-117.jpg</image:loc><image:caption>REconomyPodcastEpisode117</image:caption><image:title>REconomyPodcastEpisode117</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/SummerSchool-Feature.jpg</image:loc><image:caption>SummerSchoolFeature</image:caption><image:title>SummerSchoolFeature</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-RECONOMY-E71-2.jpg</image:loc><image:caption>FBRECONOMYE712</image:caption><image:title>FBRECONOMYE712</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><lastmod>2023-10-31</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/bid/61353/Pete-s-Harbor-redevelopment-appeal-hearing-scheduled-for-Jan-28th</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/commercial/understanding-title-insurance</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/fa-title_logo.png</image:loc><image:caption>fatitlelogo</image:caption><image:title>fatitlelogo</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/24-NCS-1863-Title_Camp_2024_Socials_B.jpg</image:loc><image:caption>24NCS1863TitleCamp2024SocialsB</image:caption><image:title>24NCS1863TitleCamp2024SocialsB</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Xander-Inside-Look-1.png</image:loc><image:caption>XanderInsideLook1</image:caption><image:title>XanderInsideLook1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Screenshot%202024-08-08%20at%202.34.46%20PM.png</image:loc><image:caption>Screenshot20240808at23446PM</image:caption><image:title>Screenshot20240808at23446PM</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/NCS/NCS_Blog_Header_2.jpg</image:loc><image:caption>NCSBlogHeader2</image:caption><image:title>NCSBlogHeader2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Xander-Inside-Look-Episode-14.png</image:loc><image:caption>XanderInsideLookEpisode14</image:caption><image:title>XanderInsideLookEpisode14</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/First_Am_NCS_/img/background-2-ncs-blog.jpg</image:loc><image:caption>background2ncsblog</image:caption><image:title>background2ncsblog</image:title></image:image><lastmod>2024-08-12</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/bid/66133/Bridgewater-condos-hit-the-market</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/economics/loan-application-defect-and-fraud-risk-declined-due-to-benefits-of-low-mortgage-rates</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/033020%20LADI.jpg</image:loc><image:caption>033020LADI</image:caption><image:title>033020LADI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/022820%20LADI.jpg</image:loc><image:caption>022820LADI</image:caption><image:title>022820LADI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2020-Labor-2-1.jpg</image:loc><image:caption>FBECON2020Labor21</image:caption><image:title>FBECON2020Labor21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/072916_Defect_index_A.png</image:loc><image:caption>072916DefectindexA</image:caption><image:title>072916DefectindexA</image:title></image:image><lastmod>2017-07-06</lastmod></url><url><loc>https://blog.firstam.com/trust-matters/q3-2023-investment-update</loc><video:video><video:thumbnail_loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Investment%20Webinars/Quarterly%20Investment%20Update%20with%20Jerry%20Braakman%20and%20Scott%20Dudgeon%20-%20AUG%202023_FINAL.mp4/medium.jpg</video:thumbnail_loc><video:title>Quarterly Investment Update with Jerry Braakman and Scott Dudgeon - AUG 2023_FINAL</video:title><video:description>Quarterly Investment Update with Jerry Braakman and Scott Dudgeon - AUG 2023_FINAL</video:description><video:content_loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Investment%20Webinars/Quarterly%20Investment%20Update%20with%20Jerry%20Braakman%20and%20Scott%20Dudgeon%20-%20AUG%202023_FINAL.mp4</video:content_loc><video:duration>2889</video:duration><video:requires_subscription>no</video:requires_subscription><video:live>no</video:live></video:video><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/background-trust-matters-blog-1.jpg</image:loc><image:caption>backgroundtrustmattersblog1</image:caption><image:title>backgroundtrustmattersblog1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-tm-editor-3.png</image:loc><image:caption>authortmeditor3</image:caption><image:title>authortmeditor3</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Investment%20Webinars/Q3%20Investment%20Webinar%20Social%20Post_2023_recording_FINAL.png</image:loc><image:caption>Q3InvestmentWebinarSocialPost2023recordingFINAL</image:caption><image:title>Q3InvestmentWebinarSocialPost2023recordingFINAL</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fatrust-logo.png</image:loc><image:caption>fatrustlogo</image:caption><image:title>fatrustlogo</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Investment%20Update%20Social%20Media%EF%80%A2Blog%20-%20Q3%202024.png</image:loc><image:caption>InvestmentUpdateSocialMediaBlogQ32024</image:caption><image:title>InvestmentUpdateSocialMediaBlogQ32024</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Investment%20Webinars/Investment%20Update%20Email_RECORDED.png</image:loc><image:caption>InvestmentUpdateEmailRECORDED</image:caption><image:title>InvestmentUpdateEmailRECORDED</image:title></image:image><lastmod>2023-08-23</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/bid/72772/New-Alameda-Landing-residences-to-animate-former-naval-base</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-10-15</lastmod></url><url><loc>https://blog.firstam.com/reconomy-podcast/cracking-the-code-of-house-prices-and-affordability</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/REconomy-Podcast-Episode-117.jpg</image:loc><image:caption>REconomyPodcastEpisode117</image:caption><image:title>REconomyPodcastEpisode117</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/SummerSchool-Feature.jpg</image:loc><image:caption>SummerSchoolFeature</image:caption><image:title>SummerSchoolFeature</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-RECONOMY-E96-2%20(1).jpg</image:loc><image:caption>FBRECONOMYE9621</image:caption><image:title>FBRECONOMYE9621</image:title></image:image><lastmod>2024-08-15</lastmod></url><url><loc>https://blog.firstam.com/economics/why-buy-a-home-now-if-its-likely-to-cost-more-in-the-future</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-ksenia-22.jpg</image:loc><image:caption>aboutksenia22</image:caption><image:title>aboutksenia22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2023-Rent-vs-Own-September.jpg</image:loc><image:caption>FBECON2023RentvsOwnSeptember</image:caption><image:title>FBECON2023RentvsOwnSeptember</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-0645%20(1).jpg</image:loc><image:caption>25BRAND337106451</image:caption><image:title>25BRAND337106451</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/090623%20Rent-Own.jpg</image:loc><image:caption>090623RentOwn</image:caption><image:title>090623RentOwn</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2024-Affordability-September-1.jpg</image:loc><image:caption>FBECON2024AffordabilitySeptember1</image:caption><image:title>FBECON2024AffordabilitySeptember1</image:title></image:image><lastmod>2023-09-07</lastmod></url><url><loc>https://blog.firstam.com/innovation/technology-data-and-customer-service-combine-to-fuel-innovation-and-growth-in-mortgage-subservicing</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Innovation/background-Inn-blog-1.jpg</image:loc><image:caption>backgroundInnblog1</image:caption><image:title>backgroundInnblog1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/12.06.22%20innovation.jpg</image:loc><image:caption>120622innovation</image:caption><image:title>120622innovation</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-Caruso.jpg</image:loc><image:caption>authorCaruso</image:caption><image:title>authorCaruso</image:title></image:image><lastmod>2022-12-07</lastmod></url><url><loc>https://blog.firstam.com/cre-insights/lower-prospective-cre-returns-contribute-to-depressed-transaction-volume</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/111323%20X%20Factor%204.jpg</image:loc><image:caption>111323XFactor4</image:caption><image:title>111323XFactor4</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/111323%20X%20Factor.png</image:loc><image:caption>TreasuryYieldCurvebyDategraph</image:caption><image:title>111323XFactor</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-1433_EC-CRE-Insights_01.jpg</image:loc><image:caption>Modernapartmentbuilding</image:caption><image:title>25BRAND01301433ECCREInsights01</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/111323%20X%20Factor%203.jpg</image:loc><image:caption>LoantoValueRatiosgraph</image:caption><image:title>111323XFactor3</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2023-Deal-Flow.jpg</image:loc><image:caption>FBECON2023DealFlow</image:caption><image:title>FBECON2023DealFlow</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-xander-22.jpg</image:loc><image:caption>FirstAmericanCommercialRealEstateEconomistXanderSnyder</image:caption><image:title>aboutxander22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-1118_EC-CRE-Insights_Store-Closings.jpg</image:loc><image:caption>25BRAND01301118ECCREInsightsStoreClosings</image:caption><image:title>25BRAND01301118ECCREInsightsStoreClosings</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-1090_EC-CRE-Insights_XFactor_01.jpg</image:loc><image:caption>25BRAND01301090ECCREInsightsXFactor01</image:caption><image:title>25BRAND01301090ECCREInsightsXFactor01</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/111323%20X%20Factor%202.jpg</image:loc><image:caption>MultifamilyCapSpreadOver10YearTreasuryYieldgraph</image:caption><image:title>111323XFactor2</image:title></image:image><lastmod>2023-11-13</lastmod></url><url><loc>https://blog.firstam.com/economics/peak-homebody-era-is-pummeling-the-housing-market</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-ECH_06.jpg</image:loc><image:caption>25BRAND33711244ECH06</image:caption><image:title>25BRAND33711244ECH06</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-odeta-22.jpg</image:loc><image:caption>aboutodeta22</image:caption><image:title>aboutodeta22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/EHSO%2052225.jpg</image:loc><image:caption>ExistingHomeSalesandMedianTenureLengthGraph</image:caption><image:title>EHSO52225</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/EHSO%2052225%202.jpg</image:loc><image:caption>MedianTenureinLengthYearsGraph</image:caption><image:title>EHSO522252</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><lastmod>2025-05-23</lastmod></url><url><loc>https://blog.firstam.com/economics/incentives-inventory-and-the-tale-of-two-housing-markets</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-ECH_06.jpg</image:loc><image:caption>25BRAND33711244ECH06</image:caption><image:title>25BRAND33711244ECH06</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Existing%20Home%20Sales%20062025%202.jpg</image:loc><image:caption>ExistingHomeSales0620252</image:caption><image:title>ExistingHomeSales0620252</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-odeta-22.jpg</image:loc><image:caption>aboutodeta22</image:caption><image:title>aboutodeta22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Existing%20Home%20Sales%20062025.jpg</image:loc><image:caption>ExistingandNewHomeSalesasShareofTotalSales</image:caption><image:title>ExistingHomeSales062025</image:title></image:image><lastmod>2025-06-20</lastmod></url><url><loc>https://blog.firstam.com/cares/raising-money-for-womens-advocacy</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Cares/bg-cares.jpg</image:loc><image:caption>bgcares</image:caption><image:title>bgcares</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Ragnar%201.jpg</image:loc><image:caption>Ragnar1</image:caption><image:title>Ragnar1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Ragnar%202.jpeg</image:loc><image:caption>Ragnar2</image:caption><image:title>Ragnar2</image:title></image:image><lastmod>2019-08-23</lastmod></url><url><loc>https://blog.firstam.com/reconomy-podcast/can-we-all-just-de-stress-about-distress-in-commercial-real-estate</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/REconomy-Podcast-Episode-125.jpg</image:loc><image:caption>TheREconomyPodcastEP125</image:caption><image:title>REconomyPodcastEpisode125</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/REconomy%20Podcast%20Episode%20126.png</image:loc><image:caption>REconomyPodcastEpisode126</image:caption><image:title>REconomyPodcastEpisode126</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/REconomy-Podcast-Episode-124.jpg</image:loc><image:caption>REconomyPodcastEpisode124</image:caption><image:title>REconomyPodcastEpisode124</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/REconomy-Podcast-Episode-127.jpg</image:loc><image:caption>REconomyPodcastEpisode127</image:caption><image:title>REconomyPodcastEpisode127</image:title></image:image><lastmod>2025-10-24</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/bid/72313/New-Home-Co-ready-to-build-56-condos-to-revamp-downtown-Lafayette</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-08-22</lastmod></url><url><loc>https://blog.firstam.com/cares/first-american-volunteer-spotlight-jerry-warzyn</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/pastedImage_14.png</image:loc><image:caption>pastedImage14</image:caption><image:title>pastedImage14</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Cares/bg-cares.jpg</image:loc><image:caption>bgcares</image:caption><image:title>bgcares</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><lastmod>2017-05-18</lastmod></url><url><loc>https://blog.firstam.com/bid/56481/Five-Steps-to-Purchasing-Your-First-Home</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/blog-post_3_real_estate_terms.jpg</image:loc><image:caption>blogpost3realestateterms</image:caption><image:title>blogpost3realestateterms</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/blog-post-2_home_renovations_to_avoid.jpg</image:loc><image:caption>blogpost2homerenovationstoavoid</image:caption><image:title>blogpost2homerenovationstoavoid</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/economics/can-stock-market-volatility-help-home-buyers</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/012119%20PHS.jpg</image:loc><image:caption>012119PHS</image:caption><image:title>012119PHS</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-Predictions-2025-2.jpg</image:loc><image:caption>2025HousingMarketPredictions</image:caption><image:title>FBECON2025Predictions20252</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2024-EHSO-November-2-1.jpg</image:loc><image:caption>ExistingHomeSalesNovember2024</image:caption><image:title>FBECON2024EHSONovember21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-0645%20(1).jpg</image:loc><image:caption>25BRAND337106451</image:caption><image:title>25BRAND337106451</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><lastmod>2019-01-22</lastmod></url><url><loc>https://blog.firstam.com/economics/house-prices-decline-but-equity-buffers-remain-robust</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2022-RHPI-November-1.gif</image:loc><image:caption>FBECON2022RHPINovember1</image:caption><image:title>FBECON2022RHPINovember1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/112822%20RHPI.jpg</image:loc><image:caption>112822RHPI</image:caption><image:title>112822RHPI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><lastmod>2022-11-28</lastmod></url><url><loc>https://blog.firstam.com/economics/will-the-feds-actions-in-september-increase-loan-defect-risk</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/083117%20LADI.jpg</image:loc><image:caption>083117LADI</image:caption><image:title>083117LADI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/022820%20LADI.jpg</image:loc><image:caption>022820LADI</image:caption><image:title>022820LADI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/033020%20LADI.jpg</image:loc><image:caption>033020LADI</image:caption><image:title>033020LADI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/013020%20LADI.jpg</image:loc><image:caption>013020LADI</image:caption><image:title>013020LADI</image:title></image:image><lastmod>2017-08-31</lastmod></url><url><loc>https://blog.firstam.com/economics/where-can-renters-find-affordable-homes-to-buy</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/082018%20Renter%20Affordability.jpg</image:loc><image:caption>082018RenterAffordability</image:caption><image:title>082018RenterAffordability</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-odeta-22.jpg</image:loc><image:caption>aboutodeta22</image:caption><image:title>aboutodeta22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><lastmod>2020-04-22</lastmod></url><url><loc>https://blog.firstam.com/economics/can-homebuilders-increase-productivity-to-help-close-gap-between-housing-supply-and-demand</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/112018%20Housing%20starts.jpg</image:loc><image:caption>112018Housingstarts</image:caption><image:title>112018Housingstarts</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><lastmod>2018-12-10</lastmod></url><url><loc>https://blog.firstam.com/economics/the-reconomy-podcast-why-labor-market-trends-may-keep-mortgage-rates-near-record-lows-longer</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA_Economics/FB-RECONOMY-2021-E21.jpg</image:loc><image:caption>FBRECONOMY2021E21</image:caption><image:title>FBRECONOMY2021E21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><lastmod>2021-09-23</lastmod></url><url><loc>https://blog.firstam.com/economics/homeownership-remains-a-wealth-generating-engine</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Equity%20Benefit%20to%20Homeownership.jpg</image:loc><image:caption>EquityBenefittoHomeownership</image:caption><image:title>EquityBenefittoHomeownership</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-2566-RHPI.jpg</image:loc><image:caption>RealHousePriceIndexJuly2025</image:caption><image:title>25BRAND33712566RHPI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/RHPI%20August%202025.jpg</image:loc><image:caption>RHPIAugust2025</image:caption><image:title>RHPIAugust2025</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Millennial%20Homeowners.jpg</image:loc><image:caption>MillennialHomeowners</image:caption><image:title>MillennialHomeowners</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/What's%20Ahead%20for%20Home%20Sales%20in%20October%3F.jpg</image:loc><image:caption>WhatsAheadforHomeSalesinOctober</image:caption><image:title>WhatsAheadforHomeSalesinOctober</image:title></image:image><lastmod>2025-10-29</lastmod></url><url><loc>https://blog.firstam.com/economics/interview-on-nightly-business-report-discussing-surge-in-potential-housing-supply</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/092319%20NBR%20post.jpg</image:loc><image:caption>092319NBRpost</image:caption><image:title>092319NBRpost</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><lastmod>2019-09-24</lastmod></url><url><loc>https://blog.firstam.com/commercial/title-camp-1-insert-title</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/First_Am_NCS_/img/background-2-ncs-blog.jpg</image:loc><image:caption>background2ncsblog</image:caption><image:title>background2ncsblog</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/20230188_TC1_CRE%20Blog%20934x490-2.png</image:loc><image:caption>20230188TC1CREBlog934x4902</image:caption><image:title>20230188TC1CREBlog934x4902</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/kirk.jpg</image:loc><image:caption>kirk</image:caption><image:title>kirk</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/20230180%20TC1_FB%20LI-1.png</image:loc><image:caption>20230180TC1FBLI1</image:caption><image:title>20230180TC1FBLI1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/20230397_DC%20Blog%20from%20Binder%20BLog%20Post%20Image%20934x490_v2-2.png</image:loc><image:caption>20230397DCBlogfromBinderBLogPostImage934x490v22</image:caption><image:title>20230397DCBlogfromBinderBLogPostImage934x490v22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/fa-title_logo.png</image:loc><image:caption>fatitlelogo</image:caption><image:title>fatitlelogo</image:title></image:image><lastmod>2023-07-15</lastmod></url><url><loc>https://blog.firstam.com/economics/home-ownership-for-the-holidays</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2023-Generations-June-2.gif</image:loc><image:caption>FBECON2023GenerationsJune2</image:caption><image:title>FBECON2023GenerationsJune2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/122216%20homeownership%20post.jpg</image:loc><image:caption>122216homeownershippost</image:caption><image:title>122216homeownershippost</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2023-Demographics-October-1.jpg</image:loc><image:caption>FBECON2023DemographicsOctober1</image:caption><image:title>FBECON2023DemographicsOctober1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2024-Grateful-Homeownership-1.jpg</image:loc><image:caption>ThankfulforHomeownershipALookatGenerationalTrends</image:caption><image:title>FBECON2024GratefulHomeownership1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><lastmod>2016-12-22</lastmod></url><url><loc>https://blog.firstam.com/trust-matters/defusing-disaster</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-tm-editor-3.png</image:loc><image:caption>authortmeditor3</image:caption><image:title>authortmeditor3</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fatrust-logo.png</image:loc><image:caption>fatrustlogo</image:caption><image:title>fatrustlogo</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Cannon%20-%20November%2015%20-%20Social%20Post.png</image:loc><image:caption>CannonNovember15SocialPost</image:caption><image:title>CannonNovember15SocialPost</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Nov%20Cannon%202023-1.jpg</image:loc><image:caption>NovCannon20231</image:caption><image:title>NovCannon20231</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Cannon%20-%20December%2015%20-%20Social%20Post.png</image:loc><image:caption>CannonDecember15SocialPost</image:caption><image:title>CannonDecember15SocialPost</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/background-trust-matters-blog-1.jpg</image:loc><image:caption>backgroundtrustmattersblog1</image:caption><image:title>backgroundtrustmattersblog1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Cannon%20-%20January%2024%20-%20Social%20Post.png</image:loc><image:caption>CannonJanuary24SocialPost</image:caption><image:title>CannonJanuary24SocialPost</image:title></image:image><lastmod>2023-10-31</lastmod></url><url><loc>https://blog.firstam.com/economics/based-on-fhfa-adjustment-technique-loan-limit-not-likely-to-increase</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA_Economics/econ-blog-11-25-2015.png</image:loc><image:caption>econblog11252015</image:caption><image:title>econblog11252015</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-January-1-7.jpg</image:loc><image:caption>January2025RealHousePriceIndex</image:caption><image:title>FBECON2025RHPIJanuary17</image:title></image:image><lastmod>2017-07-13</lastmod></url><url><loc>https://blog.firstam.com/commercial/lending-updates-retail-realities-and-how-ai-regulations-are-impacting-cre</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/24-NCS-0010-CRE_News_Digest_Blog_Header_June.png</image:loc><image:caption>24NCS0010CRENewsDigestBlogHeaderJune</image:caption><image:title>24NCS0010CRENewsDigestBlogHeaderJune</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/First_Am_NCS_/img/background-2-ncs-blog.jpg</image:loc><image:caption>background2ncsblog</image:caption><image:title>background2ncsblog</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/20230347_CRE%20News%20Digest_Blog%20Image_final_934x490_nov.png</image:loc><image:caption>20230347CRENewsDigestBlogImagefinal934x490nov</image:caption><image:title>20230347CRENewsDigestBlogImagefinal934x490nov</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/24-NCS-0010-CRE_News_Digest_Blog_Header_July-01-1.png</image:loc><image:caption>24NCS0010CRENewsDigestBlogHeaderJuly011</image:caption><image:title>24NCS0010CRENewsDigestBlogHeaderJuly011</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/NCS/NCS_Blog_Header_2.jpg</image:loc><image:caption>NCSBlogHeader2</image:caption><image:title>NCSBlogHeader2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/24-NCS-0010-CRE_News_Digest_Blog_Header_May.png</image:loc><image:caption>24NCS0010CRENewsDigestBlogHeaderMay</image:caption><image:title>24NCS0010CRENewsDigestBlogHeaderMay</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/fa-title_logo.png</image:loc><image:caption>fatitlelogo</image:caption><image:title>fatitlelogo</image:title></image:image><lastmod>2023-11-09</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/bid/69821/Auction-could-lead-to-development-at-Placer-Vineyards</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/economics/homeownership-remains-strongly-linked-to-wealth-building</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2020-Wealth-1.jpg</image:loc><image:caption>FBECON2020Wealth1</image:caption><image:title>FBECON2020Wealth1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-odeta-22.jpg</image:loc><image:caption>aboutodeta22</image:caption><image:title>aboutodeta22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/110520%20econ%20post.jpg</image:loc><image:caption>110520econpost</image:caption><image:title>110520econpost</image:title></image:image><lastmod>2020-11-05</lastmod></url><url><loc>https://blog.firstam.com/innovation/assessing-the-state-of-real-estate-innovation-in-a-rising-mortgage-rate-era</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA_Innovation/Hurst%20Paul%20preferred.jpg</image:loc><image:caption>HurstPaulpreferred</image:caption><image:title>HurstPaulpreferred</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Innovation/background-Inn-blog-1.jpg</image:loc><image:caption>backgroundInnblog1</image:caption><image:title>backgroundInnblog1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-INNOVATION-2023-August-1.jpg</image:loc><image:caption>FBINNOVATION2023August1</image:caption><image:title>FBINNOVATION2023August1</image:title></image:image><lastmod>2023-08-31</lastmod></url><url><loc>https://blog.firstam.com/economics/will-august-uptick-in-affordability-continue</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-January-1-7.jpg</image:loc><image:caption>January2025RealHousePriceIndex</image:caption><image:title>FBECON2025RHPIJanuary17</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/103017%20RHPI.jpg</image:loc><image:caption>103017RHPI</image:caption><image:title>103017RHPI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><lastmod>2017-10-30</lastmod></url><url><loc>https://blog.firstam.com/economics/affordability-declines-to-its-lowest-level-since-2007</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2022-RHPI-June-1.jpg</image:loc><image:caption>FBECON2022RHPIJune1</image:caption><image:title>FBECON2022RHPIJune1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/062922%20RHPI.jpg</image:loc><image:caption>062922RHPI</image:caption><image:title>062922RHPI</image:title></image:image><lastmod>2022-06-29</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/concord-naval-weapons-station-development-proposals-housing-retail-solar-farm</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2015-02-09</lastmod></url><url><loc>https://blog.firstam.com/economics/interview-with-cnbc-how-rising-rates-may-impact-housing-affordability-as-spring-home-buying-season-ramps-up</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/040821%20CNBC%20primary%20image.jpg</image:loc><image:caption>040821CNBCprimaryimage</image:caption><image:title>040821CNBCprimaryimage</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/040821%20CNBC%20second%20image.jpg</image:loc><image:caption>040821CNBCsecondimage</image:caption><image:title>040821CNBCsecondimage</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><lastmod>2021-04-08</lastmod></url><url><loc>https://blog.firstam.com/economics/where-wages-grow-affordability-follows</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/022420%20RHPI.jpg</image:loc><image:caption>022420RHPI</image:caption><image:title>022420RHPI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><lastmod>2020-03-11</lastmod></url><url><loc>https://blog.firstam.com/trust-matters/market-review-q3-2023</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Bio/Headshot_Blog_Scott%20D__FINAL.jpg</image:loc><image:caption>HeadshotBlogScottDFINAL</image:caption><image:title>HeadshotBlogScottDFINAL</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Newsletters/Bruce_Headshot.png</image:loc><image:caption>BruceHeadshot</image:caption><image:title>BruceHeadshot</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/background-trust-matters-blog-1.jpg</image:loc><image:caption>backgroundtrustmattersblog1</image:caption><image:title>backgroundtrustmattersblog1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Newsletters/Market%20Review%20Logo-1.jpg</image:loc><image:caption>MarketReviewLogo1</image:caption><image:title>MarketReviewLogo1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Newsletters/Market%20Review%20Q3%20-%20Bloomberg%20Chart%20-%20Sept%2030%2c%202023.png</image:loc><image:caption>MarketReviewQ3BloombergChartSept302023</image:caption><image:title>MarketReviewQ3BloombergChartSept302023</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-tm-editor-3.png</image:loc><image:caption>authortmeditor3</image:caption><image:title>authortmeditor3</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fatrust-logo.png</image:loc><image:caption>fatrustlogo</image:caption><image:title>fatrustlogo</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Newsletters/Market%20Review_blog-social%20Q1.2025.jpg</image:loc><image:caption>MarketReviewblogsocialQ12025</image:caption><image:title>MarketReviewblogsocialQ12025</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Exec%20Webinar%20Series/Executive%20Webinar-1200x628.jpg</image:loc><image:caption>ExecutiveWebinar1200x628</image:caption><image:title>ExecutiveWebinar1200x628</image:title></image:image><lastmod>2023-10-27</lastmod></url><url><loc>https://blog.firstam.com/economics/are-we-flirting-with-a-double-dip-housing-recession</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-odeta-22.jpg</image:loc><image:caption>aboutodeta22</image:caption><image:title>aboutodeta22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2023-Recession-July-1.jpg</image:loc><image:caption>FBECON2023RecessionJuly1</image:caption><image:title>FBECON2023RecessionJuly1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/080223%20Housing%20recession.jpg</image:loc><image:caption>080223Housingrecession</image:caption><image:title>080223Housingrecession</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><lastmod>2023-10-11</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/bid/69944/Alameda-Opponents-of-housing-near-Crown-beach-begin-initiative-drive</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/cre-insights</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Warehouse%20and%20logistics%20space.png</image:loc><image:caption>Warehouseandlogisticsspace</image:caption><image:title>Warehouseandlogisticsspace</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-1819-2738_EC-CRE-Insights_XFactor_1.jpg</image:loc><image:caption>25BRAND18192738ECCREInsightsXFactor1</image:caption><image:title>25BRAND18192738ECCREInsightsXFactor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRA_1-2.jpg</image:loc><image:caption>Multifamilycapratesin2026</image:caption><image:title>25BRA12</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/New%20CRE%20Cycle.jpg</image:loc><image:caption>NewCRECycle</image:caption><image:title>NewCRECycle</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/West%20Coast%20Industrial%20Real%20Estate.png</image:loc><image:caption>WestCoastIndustrialRealEstate</image:caption><image:title>WestCoastIndustrialRealEstate</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Economics/Blog%20Templates/background-top-cre-1.jpg</image:loc><image:caption>backgroundtopcre1</image:caption><image:title>backgroundtopcre1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Office%20Conversions.png</image:loc><image:caption>OfficeConversions</image:caption><image:title>OfficeConversions</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Los%20Angeles%20skyline.jpg</image:loc><image:caption>LosAngelesskyline</image:caption><image:title>LosAngelesskyline</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/2026%20CRE%20Outlook.jpg</image:loc><image:caption>2026CommercialRealEstateOutlook</image:caption><image:title>2026CREOutlook</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-2528_EC-CRE-Insights_XFactor.jpg</image:loc><image:caption>25BRAND01302528ECCREInsightsXFactor</image:caption><image:title>25BRAND01302528ECCREInsightsXFactor</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-2603_EC%20CRE%20Insights_XFactor.jpg</image:loc><image:caption>25BRAND01302603ECCREInsightsXFactor</image:caption><image:title>25BRAND01302603ECCREInsightsXFactor</image:title></image:image><lastmod>2024-08-06</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/bid/68690/Dublin-Crossings-Approved-After-Long-Negotiations</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/commercial/the-inside-look-with-xander-snyder-episode-17-0</loc><video:video><video:thumbnail_loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Inside%20Look_Ep17.mp4/medium.jpg</video:thumbnail_loc><video:title>Inside Look_Ep17</video:title><video:description>Inside Look_Ep17</video:description><video:content_loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Inside%20Look_Ep17.mp4</video:content_loc><video:duration>196</video:duration><video:requires_subscription>no</video:requires_subscription><video:live>no</video:live></video:video><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Xander-Inside-Look_ep19.jpg</image:loc><image:caption>XanderInsideLookep19</image:caption><image:title>XanderInsideLookep19</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Xander-Inside-Look-Ep-20.png</image:loc><image:caption>XanderInsideLookEp20</image:caption><image:title>XanderInsideLookEp20</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/NCS/NCS_Blog_Header_2.jpg</image:loc><image:caption>NCSBlogHeader2</image:caption><image:title>NCSBlogHeader2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/First_Am_NCS_/img/background-2-ncs-blog.jpg</image:loc><image:caption>background2ncsblog</image:caption><image:title>background2ncsblog</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/fa-title_logo.png</image:loc><image:caption>fatitlelogo</image:caption><image:title>fatitlelogo</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Xander-Inside-Look-Ep-18%20(1).png</image:loc><image:caption>XanderInsideLookEp181</image:caption><image:title>XanderInsideLookEp181</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Xander-Inside-Look-Episode-17.jpg</image:loc><image:caption>XanderInsideLookEpisode17</image:caption><image:title>XanderInsideLookEpisode17</image:title></image:image><lastmod>2025-03-07</lastmod></url><url><loc>https://blog.firstam.com/economics/cnbc-interview-discussing-the-impact-of-the-election-on-interest-rates-future-of-technology-in-real-estate-finance</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-Predictions-2025-2.jpg</image:loc><image:caption>2025HousingMarketPredictions</image:caption><image:title>FBECON2025Predictions20252</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fleming-cnbc-11-21-16.jpg</image:loc><image:caption>flemingcnbc112116</image:caption><image:title>flemingcnbc112116</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/thumbnail_FB-ECON-2024-RHPI-October-1-2b.jpg</image:loc><image:caption>thumbnailFBECON2024RHPIOctober12b</image:caption><image:title>thumbnailFBECON2024RHPIOctober12b</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2024-Grateful-Homeownership-1.jpg</image:loc><image:caption>ThankfulforHomeownershipALookatGenerationalTrends</image:caption><image:title>FBECON2024GratefulHomeownership1</image:title></image:image><lastmod>2017-07-06</lastmod></url><url><loc>https://blog.firstam.com/reconomy-podcast/homebuilders-maintain-their-advantage-over-the-existing-home-market-for-now</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/REconomy-Podcast-Episode-Holiday-Edition.jpg</image:loc><image:caption>REconomyPodcastEpisodeHolidayEdition</image:caption><image:title>REconomyPodcastEpisodeHolidayEdition</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/REconomy-Podcast-Episode-133.jpg</image:loc><image:caption>REconomyPodcastEpisode133</image:caption><image:title>REconomyPodcastEpisode133</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/REconomy-Podcast-Episode-132.jpg</image:loc><image:caption>REconomyPodcastEpisode132</image:caption><image:title>REconomyPodcastEpisode132</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/REconomy-Podcast-Ep-131.jpg</image:loc><image:caption>TheREconomyPodcastEP131</image:caption><image:title>REconomyPodcastEp131</image:title></image:image><lastmod>2026-01-15</lastmod></url><url><loc>https://blog.firstam.com/bid/68631/what-is-a-tolerance-cure</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/blog-post-2_home_renovations_to_avoid.jpg</image:loc><image:caption>blogpost2homerenovationstoavoid</image:caption><image:title>blogpost2homerenovationstoavoid</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/hud-1_featured.jpg</image:loc><image:caption>hud1featured</image:caption><image:title>hud1featured</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/blog-post_3_real_estate_terms.jpg</image:loc><image:caption>blogpost3realestateterms</image:caption><image:title>blogpost3realestateterms</image:title></image:image><lastmod>2019-12-24</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/bid/62175/Alameda-officials-approve-tentative-map-for-housing-project</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/commercial/cre-news-digest-may-brings-downturn-forecasting-office-sector-turmoil-new-tech-developments</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/NCS/NCS_Blog_Header_2.jpg</image:loc><image:caption>NCSBlogHeader2</image:caption><image:title>NCSBlogHeader2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/20230347_CRE%20News%20Digest_Blog%20Image_final_934x490_7july.png</image:loc><image:caption>20230347CRENewsDigestBlogImagefinal934x4907july</image:caption><image:title>20230347CRENewsDigestBlogImagefinal934x4907july</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/fa-title_logo.png</image:loc><image:caption>fatitlelogo</image:caption><image:title>fatitlelogo</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/First_Am_NCS_/img/background-2-ncs-blog.jpg</image:loc><image:caption>background2ncsblog</image:caption><image:title>background2ncsblog</image:title></image:image><lastmod>2023-08-04</lastmod></url><url><loc>https://blog.firstam.com/trust-matters/first-american-named-to-fortune-100-best-companies-to-work-for-list</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/background-trust-matters-blog-1.jpg</image:loc><image:caption>backgroundtrustmattersblog1</image:caption><image:title>backgroundtrustmattersblog1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-tm-editor-3.png</image:loc><image:caption>authortmeditor3</image:caption><image:title>authortmeditor3</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Choose%20the%20right%20bank%20for%20your%20business.png</image:loc><image:caption>Choosetherightbankforyourbusiness</image:caption><image:title>Choosetherightbankforyourbusiness</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fatrust-logo.png</image:loc><image:caption>fatrustlogo</image:caption><image:title>fatrustlogo</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/content.webp</image:loc><image:caption>content</image:caption><image:title>content</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Company%20News/Fortune%20100_Blog_Post%20Image%20-%201200%20x%20628--FINAL.jpg</image:loc><image:caption>Fortune100BlogPostImage1200x628FINAL</image:caption><image:title>Fortune100BlogPostImage1200x628FINAL</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Top%20Companies%201200x628.jpg</image:loc><image:caption>TopCompanies1200x628</image:caption><image:title>TopCompanies1200x628</image:title></image:image><lastmod>2021-11-21</lastmod></url><url><loc>https://blog.firstam.com/economics/limited-equity-limiting-home-sellers-from-entering-the-market-cbs-world-news-roundup</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/030821%20econ%20post.jpg</image:loc><image:caption>030821econpost</image:caption><image:title>030821econpost</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2020-Podcast-Odeta-2-1.jpg</image:loc><image:caption>FBECON2020PodcastOdeta21</image:caption><image:title>FBECON2020PodcastOdeta21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/040821%20CNBC%20primary%20image.jpg</image:loc><image:caption>040821CNBCprimaryimage</image:caption><image:title>040821CNBCprimaryimage</image:title></image:image><lastmod>2017-07-13</lastmod></url><url><loc>https://blog.firstam.com/economics/i-house-the-complexity-and-far-reaching-benefits-of-homeownership</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/i-house-pencil.jpg</image:loc><image:caption>ihousepencil</image:caption><image:title>ihousepencil</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><lastmod>2015-08-05</lastmod></url><url><loc>https://blog.firstam.com/economics/affordability-crunch-likely-unchanged-through-end-of-the-year</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2024-RHPI-June-1.jpg</image:loc><image:caption>FBECON2024RHPIJune1</image:caption><image:title>FBECON2024RHPIJune1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/chart-rhpi-1%20(1).webp</image:loc><image:caption>chartrhpi11</image:caption><image:title>chartrhpi11</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><lastmod>2024-07-26</lastmod></url><url><loc>https://blog.firstam.com/innovation/driving-adoption-of-remote-online-notarization-and-digital-real-estate-transactions</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fi-091422-1.jpg</image:loc><image:caption>fi0914221</image:caption><image:title>fi0914221</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-INNOVATION-2024-January-1.jpg</image:loc><image:caption>FBINNOVATION2024January1</image:caption><image:title>FBINNOVATION2024January1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Innovation-Blog.jpg</image:loc><image:caption>InnovationBlog</image:caption><image:title>InnovationBlog</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Innovation/background-Inn-blog-1.jpg</image:loc><image:caption>backgroundInnblog1</image:caption><image:title>backgroundInnblog1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-Taylor.jpg</image:loc><image:caption>authorTaylor</image:caption><image:title>authorTaylor</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA_Innovation/btsopening-190.jpg</image:loc><image:caption>btsopening190</image:caption><image:title>btsopening190</image:title></image:image><lastmod>2022-09-14</lastmod></url><url><loc>https://blog.firstam.com/economics/house-prices-continue-to-rise-but-house-buying-power-still-near-historic-highs</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/rhpi-chart-april-2018.jpg</image:loc><image:caption>rhpichartapril2018</image:caption><image:title>rhpichartapril2018</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><lastmod>2020-04-22</lastmod></url><url><loc>https://blog.firstam.com/economics/why-the-spring-home-buying-season-slump-may-break-in-2026</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Existing%20Home%20Sales%20January%202026.png</image:loc><image:caption>ExistingHomeSalesJanuary2026</image:caption><image:title>ExistingHomeSalesJanuary2026</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Real%20House%20Price%20Index%20February%202026.png</image:loc><image:caption>RealHousePriceIndexFebruary2026</image:caption><image:title>RealHousePriceIndexFebruary2026</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-sam-24.jpg</image:loc><image:caption>aboutsam24</image:caption><image:title>aboutsam24</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/National%20Median%20House-Buying%20Power%2c%20Graph.png</image:loc><image:caption>NationalMedianHouseBuyingPowerGraph</image:caption><image:title>NationalMedianHouseBuyingPowerGraph</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/2026%20Spring%20Home%20Buying.png</image:loc><image:caption>2026SpringHomeBuying</image:caption><image:title>2026SpringHomeBuying</image:title></image:image><lastmod>2026-03-02</lastmod></url><url><loc>https://blog.firstam.com/economics/helocs-poised-to-surge</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/thumbnail_FB-ECON-2024-RHPI-October-1-2b.jpg</image:loc><image:caption>thumbnailFBECON2024RHPIOctober12b</image:caption><image:title>thumbnailFBECON2024RHPIOctober12b</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2024-RHPI-September-1.jpg</image:loc><image:caption>FBECON2024RHPISeptember1</image:caption><image:title>FBECON2024RHPISeptember1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-Predictions-2025-2.jpg</image:loc><image:caption>2025HousingMarketPredictions</image:caption><image:title>FBECON2025Predictions20252</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><lastmod>2017-07-13</lastmod></url><url><loc>https://blog.firstam.com/reconomy-podcast/lemons-and-the-economic-theory-behind-insurance</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/REconomy-Podcast-Episode-117.jpg</image:loc><image:caption>REconomyPodcastEpisode117</image:caption><image:title>REconomyPodcastEpisode117</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/SummerSchool-Feature.jpg</image:loc><image:caption>SummerSchoolFeature</image:caption><image:title>SummerSchoolFeature</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-RECONOMY-E54-2.jpg</image:loc><image:caption>FBRECONOMYE542</image:caption><image:title>FBRECONOMYE542</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><lastmod>2023-10-31</lastmod></url><url><loc>https://blog.firstam.com/innovation/responding-to-covid-19-supporting-innovation-in-notarization-law-to-help-protect-the-health-and-safety-of-home-buyers-and-sellers-amid-the-pandemic</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA_Innovation/ron-examples.jpg</image:loc><image:caption>ronexamples</image:caption><image:title>ronexamples</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA_Innovation/digital-signing_930.jpg</image:loc><image:caption>digitalsigning930</image:caption><image:title>digitalsigning930</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA_Innovation/ncs-clouded-to-clarity_930.jpg</image:loc><image:caption>ncscloudedtoclarity930</image:caption><image:title>ncscloudedtoclarity930</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA_Innovation/Michael-Oneal_thm.jpg</image:loc><image:caption>MichaelOnealthm</image:caption><image:title>MichaelOnealthm</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA_Innovation/remote-online-notary-map.jpg</image:loc><image:caption>remoteonlinenotarymap</image:caption><image:title>remoteonlinenotarymap</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA_Innovation/Five%20Steps%20to%20Boost%20Success%20in%20eClosing%20Implementation.jpg</image:loc><image:caption>FiveStepstoBoostSuccessineClosingImplementation</image:caption><image:title>FiveStepstoBoostSuccessineClosingImplementation</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Innovation/background-Inn-blog-1.jpg</image:loc><image:caption>backgroundInnblog1</image:caption><image:title>backgroundInnblog1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA_Innovation/innovation-pt-2_June-2020_930.jpg</image:loc><image:caption>innovationpt2June2020930</image:caption><image:title>innovationpt2June2020930</image:title></image:image><lastmod>2020-06-18</lastmod></url><url><loc>https://blog.firstam.com/economics/where-is-defect-risk-naughty-or-nice</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/122817%20LADI.jpg</image:loc><image:caption>122817LADI</image:caption><image:title>122817LADI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/013020%20LADI.jpg</image:loc><image:caption>013020LADI</image:caption><image:title>013020LADI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/033020%20LADI.jpg</image:loc><image:caption>033020LADI</image:caption><image:title>033020LADI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/022820%20LADI.jpg</image:loc><image:caption>022820LADI</image:caption><image:title>022820LADI</image:title></image:image><lastmod>2017-12-28</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/bid/63687/Sienna-home-lots-near-Elk-Grove-freed-up-for-sale</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/innovation/centaurs-the-future-of-title-insurance-innovation</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA_Innovation/data-fraud_930.png</image:loc><image:caption>datafraud930</image:caption><image:title>datafraud930</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA_Innovation/title-insurance-innovation_930.jpg</image:loc><image:caption>titleinsuranceinnovation930</image:caption><image:title>titleinsuranceinnovation930</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Innovation/background-Inn-blog-1.jpg</image:loc><image:caption>backgroundInnblog1</image:caption><image:title>backgroundInnblog1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-early-1.jpg</image:loc><image:caption>authorearly1</image:caption><image:title>authorearly1</image:title></image:image><lastmod>2020-08-12</lastmod></url><url><loc>https://blog.firstam.com/economics/will-the-spring-home-buying-season-roar-like-a-lion-or-pass-meekly-like-a-lamb</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-0308-2025-PHOTO.jpg</image:loc><image:caption>25BRAND337103082025PHOTO</image:caption><image:title>25BRAND337103082025PHOTO</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-odeta-22.jpg</image:loc><image:caption>aboutodeta22</image:caption><image:title>aboutodeta22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/EHS%20022125.jpg</image:loc><image:caption>ExistingHomeSalesIndexPendingHomeSalesMBASAPurchaseApplicationsGraph</image:caption><image:title>EHS022125</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRA_1%20(1)-1.jpg</image:loc><image:caption>25BRA111</image:caption><image:title>25BRA111</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><lastmod>2025-02-21</lastmod></url><url><loc>https://blog.firstam.com/economics/whats-behind-the-surge-in-real-house-prices</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-January-1-7.jpg</image:loc><image:caption>January2025RealHousePriceIndex</image:caption><image:title>FBECON2025RHPIJanuary17</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/042417%20RHPI.jpg</image:loc><image:caption>042417RHPI</image:caption><image:title>042417RHPI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><lastmod>2017-04-24</lastmod></url><url><loc>https://blog.firstam.com/economics/whats-the-outlook-for-housing-market-potential-for-the-rest-of-2022</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/101822%20PHS%201.png</image:loc><image:caption>101822PHS1</image:caption><image:title>101822PHS1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2024-RHPI-September-1.jpg</image:loc><image:caption>FBECON2024RHPISeptember1</image:caption><image:title>FBECON2024RHPISeptember1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/thumbnail_FB-ECON-2024-RHPI-October-1-2b.jpg</image:loc><image:caption>thumbnailFBECON2024RHPIOctober12b</image:caption><image:title>thumbnailFBECON2024RHPIOctober12b</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Economics%20Center%20-%20Blog%20(1).png</image:loc><image:caption>EconomicsCenterBlog1</image:caption><image:title>EconomicsCenterBlog1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-Predictions-2025-2.jpg</image:loc><image:caption>2025HousingMarketPredictions</image:caption><image:title>FBECON2025Predictions20252</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><lastmod>2022-10-18</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/bid/71568/Boutique-condo-buildings-swoop-into-sizzling-San-Francisco-housing-market</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/economics/outlook-for-first-time-home-buyer-affordability-is-mixed-but-affordable-markets-remain</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2024-Affordability-September-1.jpg</image:loc><image:caption>FBECON2024AffordabilitySeptember1</image:caption><image:title>FBECON2024AffordabilitySeptember1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2023-Affordability-May-1.jpg</image:loc><image:caption>FBECON2023AffordabilityMay1</image:caption><image:title>FBECON2023AffordabilityMay1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-0645%20(1).jpg</image:loc><image:caption>25BRAND337106451</image:caption><image:title>25BRAND337106451</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/053023%20FTHB%20report.jpg</image:loc><image:caption>053023FTHBreport</image:caption><image:title>053023FTHBreport</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-ksenia-22.jpg</image:loc><image:caption>aboutksenia22</image:caption><image:title>aboutksenia22</image:title></image:image><lastmod>2023-05-30</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/dublin-green-plan-rejected</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2015-05-01</lastmod></url><url><loc>https://blog.firstam.com/cre-insights/cre-x-factor-how-deep-will-office-demand-contraction-get</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2024-XFactor-June-2.jpg</image:loc><image:caption>FBECON2024XFactorJune2</image:caption><image:title>FBECON2024XFactorJune2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-1118_EC-CRE-Insights_Store-Closings.jpg</image:loc><image:caption>25BRAND01301118ECCREInsightsStoreClosings</image:caption><image:title>25BRAND01301118ECCREInsightsStoreClosings</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-xander-22.jpg</image:loc><image:caption>FirstAmericanCommercialRealEstateEconomistXanderSnyder</image:caption><image:title>aboutxander22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/chart-prices-suburban-urban.jpg</image:loc><image:caption>PricesforSuburbanOfficesGraph</image:caption><image:title>chartpricessuburbanurban</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-1433_EC-CRE-Insights_01.jpg</image:loc><image:caption>Modernapartmentbuilding</image:caption><image:title>25BRAND01301433ECCREInsights01</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/chart-cities-availability-1.jpg</image:loc><image:caption>chartcitiesavailability1</image:caption><image:title>chartcitiesavailability1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/chart-lower-rent.jpg</image:loc><image:caption>chartlowerrent</image:caption><image:title>chartlowerrent</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/chart-cities-increases-1.jpg</image:loc><image:caption>chartcitiesincreases1</image:caption><image:title>chartcitiesincreases1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-1090_EC-CRE-Insights_XFactor_01.jpg</image:loc><image:caption>25BRAND01301090ECCREInsightsXFactor01</image:caption><image:title>25BRAND01301090ECCREInsightsXFactor01</image:title></image:image><lastmod>2024-07-01</lastmod></url><url><loc>https://blog.firstam.com/economics/title-agent-expectations-for-real-estate-market-transactions-weaken-in-the-first-quarter-according-to-q1-2016-real-estate-sentiment-index</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/061819%20RESI%201.jpg</image:loc><image:caption>061819RESI1</image:caption><image:title>061819RESI1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/032216_RESI_graphic.png</image:loc><image:caption>032216RESIgraphic</image:caption><image:title>032216RESIgraphic</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/112718%20RESI%20image%202.jpg</image:loc><image:caption>112718RESIimage2</image:caption><image:title>112718RESIimage2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/020720%20RESI.jpg</image:loc><image:caption>020720RESI</image:caption><image:title>020720RESI</image:title></image:image><lastmod>2017-07-13</lastmod></url><url><loc>https://blog.firstam.com/cares/first-americans-diversity-equity-inclusion-advisory-council-team-up-with-feeding-america</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/E69144FF-9F82-47DE-BA9A-B19BA93EB0E3.jpeg</image:loc><image:caption>E69144FF9F8247DEBA9AB19BA93EB0E3</image:caption><image:title>E69144FF9F8247DEBA9AB19BA93EB0E3</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/2nd%20Annual%20C-2-C%20Relay%202021.jpg</image:loc><image:caption>2ndAnnualC2CRelay2021</image:caption><image:title>2ndAnnualC2CRelay2021</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/EF780C7D-7041-4868-BC58-CCA6D708F358.jpeg</image:loc><image:caption>EF780C7D70414868BC58CCA6D708F358</image:caption><image:title>EF780C7D70414868BC58CCA6D708F358</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Cares/bg-cares.jpg</image:loc><image:caption>bgcares</image:caption><image:title>bgcares</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/C28011D0-87E8-4DD6-99E6-127FE7B6F744.jpeg</image:loc><image:caption>C28011D087E84DD699E6127FE7B6F744</image:caption><image:title>C28011D087E84DD699E6127FE7B6F744</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/9483894A-9A7D-4DCD-8ABC-09ED21EB0021.jpeg</image:loc><image:caption>9483894A9A7D4DCD8ABC09ED21EB0021</image:caption><image:title>9483894A9A7D4DCD8ABC09ED21EB0021</image:title></image:image><lastmod>2022-04-12</lastmod></url><url><loc>https://blog.firstam.com/economics/market-at-potential-in-era-of-low-interest-rates-and-job-growth</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/PHS_072016.png</image:loc><image:caption>PHS072016</image:caption><image:title>PHS072016</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><lastmod>2016-07-20</lastmod></url><url><loc>https://blog.firstam.com/trust-matters/dows-2023-gains-are-wiped-out-as-bond-yields-rise</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Exec%20Webinar%20Series/Executive%20Webinar-1200x628.jpg</image:loc><image:caption>ExecutiveWebinar1200x628</image:caption><image:title>ExecutiveWebinar1200x628</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Image_Jerry%20Quote%20-%2010.05.2023.png</image:loc><image:caption>ImageJerryQuote10052023</image:caption><image:title>ImageJerryQuote10052023</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fatrust-logo.png</image:loc><image:caption>fatrustlogo</image:caption><image:title>fatrustlogo</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/background-trust-matters-blog-1.jpg</image:loc><image:caption>backgroundtrustmattersblog1</image:caption><image:title>backgroundtrustmattersblog1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-tm-editor-3.png</image:loc><image:caption>authortmeditor3</image:caption><image:title>authortmeditor3</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Newsletters/Market%20Review_blog-social%20Q1.2025.jpg</image:loc><image:caption>MarketReviewblogsocialQ12025</image:caption><image:title>MarketReviewblogsocialQ12025</image:title></image:image><lastmod>2023-10-05</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/bid/62576/Danville-residents-speak-out-against-low-income-high-density-housing</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/economics/why-the-yield-curve-may-have-fooled-some-experts</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/thumbnail_FB-ECON-2024-RHPI-October-1-2b.jpg</image:loc><image:caption>thumbnailFBECON2024RHPIOctober12b</image:caption><image:title>thumbnailFBECON2024RHPIOctober12b</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/040519%20Yield%20Curve.jpg</image:loc><image:caption>040519YieldCurve</image:caption><image:title>040519YieldCurve</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2024-EHSO-November-2-1.jpg</image:loc><image:caption>ExistingHomeSalesNovember2024</image:caption><image:title>FBECON2024EHSONovember21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-Predictions-2025-2.jpg</image:loc><image:caption>2025HousingMarketPredictions</image:caption><image:title>FBECON2025Predictions20252</image:title></image:image><lastmod>2019-04-05</lastmod></url><url><loc>https://blog.firstam.com/cre-insights/whats-that-apartment-building-worth-fewer-multifamily-transactions-drive-market-uncertainty</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-xander-22.jpg</image:loc><image:caption>FirstAmericanCommercialRealEstateEconomistXanderSnyder</image:caption><image:title>aboutxander22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2024-CRE-PCR-May-1-1.jpg</image:loc><image:caption>FirstQuarter2024MultifamilyPotentialCapRate</image:caption><image:title>FBECON2024CREPCRMay11</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-1090_EC-CRE-Insights_XFactor_01.jpg</image:loc><image:caption>25BRAND01301090ECCREInsightsXFactor01</image:caption><image:title>25BRAND01301090ECCREInsightsXFactor01</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-1433_EC-CRE-Insights_01.jpg</image:loc><image:caption>Modernapartmentbuilding</image:caption><image:title>25BRAND01301433ECCREInsights01</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/CRE%20PCR%20051424.png</image:loc><image:caption>ApartmentUnitsvsPotentialandActualMultifamilyCapRateGraph</image:caption><image:title>CREPCR051424</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-1118_EC-CRE-Insights_Store-Closings.jpg</image:loc><image:caption>25BRAND01301118ECCREInsightsStoreClosings</image:caption><image:title>25BRAND01301118ECCREInsightsStoreClosings</image:title></image:image><lastmod>2024-05-15</lastmod></url><url><loc>https://blog.firstam.com/economics/existing-home-sales-falling-short-of-potential</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/0414016_PHS_graphic.png</image:loc><image:caption>0414016PHSgraphic</image:caption><image:title>0414016PHSgraphic</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><lastmod>2016-04-14</lastmod></url><url><loc>https://blog.firstam.com/innovation/from-clouded-to-clarity-the-future-of-digital-transformation-in-commercial-real-estate-transactions</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA_Innovation/ncs-clouded-to-clarity_930.jpg</image:loc><image:caption>ncscloudedtoclarity930</image:caption><image:title>ncscloudedtoclarity930</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA_Innovation/innovation-pt-2_June-2020_930.jpg</image:loc><image:caption>innovationpt2June2020930</image:caption><image:title>innovationpt2June2020930</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Innovation/background-Inn-blog-1.jpg</image:loc><image:caption>backgroundInnblog1</image:caption><image:title>backgroundInnblog1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA_Innovation/digital-signing_930.jpg</image:loc><image:caption>digitalsigning930</image:caption><image:title>digitalsigning930</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA_Innovation/Jay_Murray-thm.jpg</image:loc><image:caption>JayMurraythm</image:caption><image:title>JayMurraythm</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA_Innovation/Five%20Steps%20to%20Boost%20Success%20in%20eClosing%20Implementation.jpg</image:loc><image:caption>FiveStepstoBoostSuccessineClosingImplementation</image:caption><image:title>FiveStepstoBoostSuccessineClosingImplementation</image:title></image:image><lastmod>2020-10-28</lastmod></url><url><loc>https://blog.firstam.com/bid/69961/Five-Reasons-to-Fall-in-Love-with-myFirstAm</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/reconomy-podcast/the-housing-supply-crisis-why-cant-we-build-more-homes</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-RECONOMY-E101-1.jpg</image:loc><image:caption>TheREconomyPodcastEP101TheHousingSupplyCrisisWhyCantWeBuildMoreHomes</image:caption><image:title>FBRECONOMYE1011</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/SummerSchool-Feature.jpg</image:loc><image:caption>SummerSchoolFeature</image:caption><image:title>SummerSchoolFeature</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/REconomy-Podcast-Episode-117.jpg</image:loc><image:caption>REconomyPodcastEpisode117</image:caption><image:title>REconomyPodcastEpisode117</image:title></image:image><lastmod>2024-10-25</lastmod></url><url><loc>https://blog.firstam.com/trust-matters/market-review-q1-2022</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Newsletters/Image_Blog_Market%20Review_Q1%202022_Q2%20Newsletter_22_04-26.jpg</image:loc><image:caption>ImageBlogMarketReviewQ12022Q2Newsletter220426</image:caption><image:title>ImageBlogMarketReviewQ12022Q2Newsletter220426</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-tm-editor-3.png</image:loc><image:caption>authortmeditor3</image:caption><image:title>authortmeditor3</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Newsletters/Market%20Review_blog-social%20Q1.2025.jpg</image:loc><image:caption>MarketReviewblogsocialQ12025</image:caption><image:title>MarketReviewblogsocialQ12025</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fatrust-logo.png</image:loc><image:caption>fatrustlogo</image:caption><image:title>fatrustlogo</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Newsletters/Chart_Q1%20Recap_Newsletter_Jason_2022_v2.jpg</image:loc><image:caption>ChartQ1RecapNewsletterJason2022v2</image:caption><image:title>ChartQ1RecapNewsletterJason2022v2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/background-trust-matters-blog-1.jpg</image:loc><image:caption>backgroundtrustmattersblog1</image:caption><image:title>backgroundtrustmattersblog1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Exec%20Webinar%20Series/Executive%20Webinar-1200x628.jpg</image:loc><image:caption>ExecutiveWebinar1200x628</image:caption><image:title>ExecutiveWebinar1200x628</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Bio/Headshot_Blog_Scott%20D__FINAL.jpg</image:loc><image:caption>HeadshotBlogScottDFINAL</image:caption><image:title>HeadshotBlogScottDFINAL</image:title></image:image><lastmod>2022-04-28</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/navys-move-speeds-up-8000-units-in-treasure-island-pipeline</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2015-05-29</lastmod></url><url><loc>https://blog.firstam.com/economics/what-is-the-impact-of-student-loan-debt-on-house-buying-power</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/021519%20education.jpg</image:loc><image:caption>021519education</image:caption><image:title>021519education</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-odeta-22.jpg</image:loc><image:caption>aboutodeta22</image:caption><image:title>aboutodeta22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2023-Demographics-October-1.jpg</image:loc><image:caption>FBECON2023DemographicsOctober1</image:caption><image:title>FBECON2023DemographicsOctober1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2023-Generations-June-2.gif</image:loc><image:caption>FBECON2023GenerationsJune2</image:caption><image:title>FBECON2023GenerationsJune2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2024-Grateful-Homeownership-1.jpg</image:loc><image:caption>ThankfulforHomeownershipALookatGenerationalTrends</image:caption><image:title>FBECON2024GratefulHomeownership1</image:title></image:image><lastmod>2019-02-20</lastmod></url><url><loc>https://blog.firstam.com/trust-matters/join-first-american-trust-at-alta-one-2022</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Newsletters/Market%20Review_blog-social%20Q1.2025.jpg</image:loc><image:caption>MarketReviewblogsocialQ12025</image:caption><image:title>MarketReviewblogsocialQ12025</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fatrust-logo.png</image:loc><image:caption>fatrustlogo</image:caption><image:title>fatrustlogo</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-tm-editor-3.png</image:loc><image:caption>authortmeditor3</image:caption><image:title>authortmeditor3</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/background-trust-matters-blog-1.jpg</image:loc><image:caption>backgroundtrustmattersblog1</image:caption><image:title>backgroundtrustmattersblog1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Social%20AD_Banking%20Post.jpg</image:loc><image:caption>SocialADBankingPost</image:caption><image:title>SocialADBankingPost</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Exec%20Webinar%20Series/Executive%20Webinar-1200x628.jpg</image:loc><image:caption>ExecutiveWebinar1200x628</image:caption><image:title>ExecutiveWebinar1200x628</image:title></image:image><lastmod>2022-10-03</lastmod></url><url><loc>https://blog.firstam.com/economics/will-wage-growth-signal-relief-for-potential-home-buyers</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/080318%20Jobs%20Report.jpg</image:loc><image:caption>080318JobsReport</image:caption><image:title>080318JobsReport</image:title></image:image><lastmod>2018-08-03</lastmod></url><url><loc>https://blog.firstam.com/economics/construction-hammers-down-housing-costs-ahead-of-spring-home-buying-season</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-0675-ECH_.jpg</image:loc><image:caption>ConstructionHammersDownHousingCosts</image:caption><image:title>25BRAND33710675ECH</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-sam-24.jpg</image:loc><image:caption>aboutsam24</image:caption><image:title>aboutsam24</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><lastmod>2025-03-12</lastmod></url><url><loc>https://blog.firstam.com/reconomy-podcast/why-are-property-insurance-costs-soaring</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/SummerSchool-Feature.jpg</image:loc><image:caption>SummerSchoolFeature</image:caption><image:title>SummerSchoolFeature</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-RECONOMY-E74-2.jpg</image:loc><image:caption>FBRECONOMYE742</image:caption><image:title>FBRECONOMYE742</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/REconomy-Podcast-Episode-117.jpg</image:loc><image:caption>REconomyPodcastEpisode117</image:caption><image:title>REconomyPodcastEpisode117</image:title></image:image><lastmod>2023-10-31</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/integral-to-sell-26-acre-milpitas-development-portfolio</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2015-02-09</lastmod></url><url><loc>https://blog.firstam.com/trust-matters/tesla-is-losing-a-big-force-behind-this-years-rally</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/background-trust-matters-blog-1.jpg</image:loc><image:caption>backgroundtrustmattersblog1</image:caption><image:title>backgroundtrustmattersblog1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Exec%20Webinar%20Series/Executive%20Webinar-1200x628.jpg</image:loc><image:caption>ExecutiveWebinar1200x628</image:caption><image:title>ExecutiveWebinar1200x628</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/In%20the%20News/Blog%20Image_Jerry%20Quote%20-%2003.27.2023__.jpg</image:loc><image:caption>BlogImageJerryQuote03272023</image:caption><image:title>BlogImageJerryQuote03272023</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-tm-editor-3.png</image:loc><image:caption>authortmeditor3</image:caption><image:title>authortmeditor3</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fatrust-logo.png</image:loc><image:caption>fatrustlogo</image:caption><image:title>fatrustlogo</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Newsletters/Market%20Review_blog-social%20Q1.2025.jpg</image:loc><image:caption>MarketReviewblogsocialQ12025</image:caption><image:title>MarketReviewblogsocialQ12025</image:title></image:image><lastmod>2023-03-28</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/bid/64995/182-suburban-style-homes-in-urban-S-F-Believe-it</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/livermore-planners-recommend-approval-of-sunset-crossing-residential-development</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2015-06-18</lastmod></url><url><loc>https://blog.firstam.com/economics/supply-squeeze-sends-real-house-prices-higher</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-January-1-7.jpg</image:loc><image:caption>January2025RealHousePriceIndex</image:caption><image:title>FBECON2025RHPIJanuary17</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/052517%20RHPI.jpg</image:loc><image:caption>052517RHPI</image:caption><image:title>052517RHPI</image:title></image:image><lastmod>2017-05-25</lastmod></url><url><loc>https://blog.firstam.com/economics/is-relief-for-the-housing-supply-shortage-on-the-way</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/021618%20housing%20starts%20infographic.jpg</image:loc><image:caption>021618housingstartsinfographic</image:caption><image:title>021618housingstartsinfographic</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/021618%20housing%20starts%20chart.jpg</image:loc><image:caption>021618housingstartschart</image:caption><image:title>021618housingstartschart</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><lastmod>2018-02-17</lastmod></url><url><loc>https://blog.firstam.com/economics/will-housing-market-seasonality-return-to-normal</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/091721%20Seasonality.jpg</image:loc><image:caption>091721Seasonality</image:caption><image:title>091721Seasonality</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2021-September-Market-Seasonality-1.jpg</image:loc><image:caption>FBECON2021SeptemberMarketSeasonality1</image:caption><image:title>FBECON2021SeptemberMarketSeasonality1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-odeta-22.jpg</image:loc><image:caption>aboutodeta22</image:caption><image:title>aboutodeta22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><lastmod>2021-09-17</lastmod></url><url><loc>https://blog.firstam.com/test/ncs-the-eb-5-program</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Study%20Groups/Headshots_Jeff.jpg</image:loc><image:caption>HeadshotsJeff</image:caption><image:title>HeadshotsJeff</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/First_Am_NCS_/ThinkstockPhotos-522393418.jpg</image:loc><image:caption>ThinkstockPhotos522393418</image:caption><image:title>ThinkstockPhotos522393418</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Innovation/background-Inn-blog-1.jpg</image:loc><image:caption>backgroundInnblog1</image:caption><image:title>backgroundInnblog1</image:title></image:image><lastmod>2016-10-21</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/bid/61452/SunCal-may-revive-project-on-310-acres-in-Bethel-Island</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/cre-insights/analyzing-cre-transaction-volume-retail-a-relative-bright-spot-in-bleak-q1</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/CRE%20043024.png</image:loc><image:caption>CRESpaceTransactedinQ12024Graph</image:caption><image:title>CRE043024</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2024-CRE-April-1.jpg</image:loc><image:caption>AnalyzingCRETransactionVolumeRetailaRelativeBrightSpotinBleakQ1</image:caption><image:title>FBECON2024CREApril1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-1090_EC-CRE-Insights_XFactor_01.jpg</image:loc><image:caption>25BRAND01301090ECCREInsightsXFactor01</image:caption><image:title>25BRAND01301090ECCREInsightsXFactor01</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-1433_EC-CRE-Insights_01.jpg</image:loc><image:caption>Modernapartmentbuilding</image:caption><image:title>25BRAND01301433ECCREInsights01</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-1118_EC-CRE-Insights_Store-Closings.jpg</image:loc><image:caption>25BRAND01301118ECCREInsightsStoreClosings</image:caption><image:title>25BRAND01301118ECCREInsightsStoreClosings</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-xander-22.jpg</image:loc><image:caption>FirstAmericanCommercialRealEstateEconomistXanderSnyder</image:caption><image:title>aboutxander22</image:title></image:image><lastmod>2024-04-30</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/bid/72605/200-000-housing-units-in-Bay-Area-pipeline-Is-it-enough-to-move-the-price-needle</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-10-15</lastmod></url><url><loc>https://blog.firstam.com/economics/the-case-for-optimism-for-housing-market-potential-in-2023</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/thumbnail_FB-ECON-2024-RHPI-October-1-2b.jpg</image:loc><image:caption>thumbnailFBECON2024RHPIOctober12b</image:caption><image:title>thumbnailFBECON2024RHPIOctober12b</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-Predictions-2025-2.jpg</image:loc><image:caption>2025HousingMarketPredictions</image:caption><image:title>FBECON2025Predictions20252</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2024-RHPI-September-1.jpg</image:loc><image:caption>FBECON2024RHPISeptember1</image:caption><image:title>FBECON2024RHPISeptember1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/122022%20PHS.jpg</image:loc><image:caption>122022PHS</image:caption><image:title>122022PHS</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2022-PHS-December-1.jpg</image:loc><image:caption>FBECON2022PHSDecember1</image:caption><image:title>FBECON2022PHSDecember1</image:title></image:image><lastmod>2022-12-20</lastmod></url><url><loc>https://blog.firstam.com/reconomy-podcast/dont-mistake-a-housing-market-wobble-for-a-crash</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-Brand-Econ-Ctr-REconomy-Pod-112.jpg</image:loc><image:caption>25BrandEconCtrREconomyPod112</image:caption><image:title>25BrandEconCtrREconomyPod112</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/SummerSchool-Feature.jpg</image:loc><image:caption>SummerSchoolFeature</image:caption><image:title>SummerSchoolFeature</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/REconomy-Podcast-Episode-117.jpg</image:loc><image:caption>REconomyPodcastEpisode117</image:caption><image:title>REconomyPodcastEpisode117</image:title></image:image><lastmod>2025-06-05</lastmod></url><url><loc>https://blog.firstam.com/economics/for-potential-first-time-home-buyers-it-may-be-memphis-or-bust</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2024-FT-Homebuyer-June-1.jpg</image:loc><image:caption>ForPotentialFirstTimeHomeBuyersitMayBeMemphisorBust</image:caption><image:title>FBECON2024FTHomebuyerJune1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/The%20Median%20Renter%20_w%20Title%20(1).png</image:loc><image:caption>TheMedianRenterwTitle1</image:caption><image:title>TheMedianRenterwTitle1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-odeta-22.jpg</image:loc><image:caption>aboutodeta22</image:caption><image:title>aboutodeta22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><lastmod>2024-06-26</lastmod></url><url><loc>https://blog.firstam.com/economics/will-higher-mortgage-rates-bring-normalcy-to-the-housing-market</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-Predictions-2025-2.jpg</image:loc><image:caption>2025HousingMarketPredictions</image:caption><image:title>FBECON2025Predictions20252</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/051822%20PHS.jpg</image:loc><image:caption>051822PHS</image:caption><image:title>051822PHS</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2022-PHS-May-2.jpg</image:loc><image:caption>FBECON2022PHSMay2</image:caption><image:title>FBECON2022PHSMay2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/thumbnail_FB-ECON-2024-RHPI-October-1-2b.jpg</image:loc><image:caption>thumbnailFBECON2024RHPIOctober12b</image:caption><image:title>thumbnailFBECON2024RHPIOctober12b</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2024-RHPI-September-1.jpg</image:loc><image:caption>FBECON2024RHPISeptember1</image:caption><image:title>FBECON2024RHPISeptember1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><lastmod>2022-05-18</lastmod></url><url><loc>https://blog.firstam.com/economics/lack-of-affordable-inventory-keeps-market-below-potential</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/112116%20PHS.jpg</image:loc><image:caption>112116PHS</image:caption><image:title>112116PHS</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><lastmod>2016-11-21</lastmod></url><url><loc>https://blog.firstam.com/economics/has-defect-risk-for-purchase-transactions-reached-a-turning-point</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/013020%20LADI.jpg</image:loc><image:caption>013020LADI</image:caption><image:title>013020LADI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/022820%20LADI.jpg</image:loc><image:caption>022820LADI</image:caption><image:title>022820LADI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/033020%20LADI.jpg</image:loc><image:caption>033020LADI</image:caption><image:title>033020LADI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/112719%20LADI.jpg</image:loc><image:caption>112719LADI</image:caption><image:title>112719LADI</image:title></image:image><lastmod>2019-11-27</lastmod></url><url><loc>https://blog.firstam.com/cares/first-american-volunteer-spotlight-amy-alanis</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Cares/bg-cares.jpg</image:loc><image:caption>bgcares</image:caption><image:title>bgcares</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Amy_Alanis_3.jpg</image:loc><image:caption>AmyAlanis3</image:caption><image:title>AmyAlanis3</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Amy_Alanis_2_edit.jpg</image:loc><image:caption>AmyAlanis2edit</image:caption><image:title>AmyAlanis2edit</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Amy_Alanis.png</image:loc><image:caption>AmyAlanis</image:caption><image:title>AmyAlanis</image:title></image:image><lastmod>2016-08-18</lastmod></url><url><loc>https://blog.firstam.com/economics/why-the-big-short-in-housing-supply-will-remain-in-2021</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2020-Inventory-December-1.jpg</image:loc><image:caption>FBECON2020InventoryDecember1</image:caption><image:title>FBECON2020InventoryDecember1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/120320%20inventory%20chart.jpg</image:loc><image:caption>120320inventorychart</image:caption><image:title>120320inventorychart</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><lastmod>2021-05-17</lastmod></url><url><loc>https://blog.firstam.com/reconomy-podcast/reconomy-podcast-deflation-in-the-housing-market-let-us-explain</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/REconomy-Podcast-Episode-117.jpg</image:loc><image:caption>REconomyPodcastEpisode117</image:caption><image:title>REconomyPodcastEpisode117</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-RECONOMY-2021-E13.jpg</image:loc><image:caption>FBRECONOMY2021E13</image:caption><image:title>FBRECONOMY2021E13</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/SummerSchool-Feature.jpg</image:loc><image:caption>SummerSchoolFeature</image:caption><image:title>SummerSchoolFeature</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><lastmod>2023-05-04</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/bid/69035/530-home-subdivision-proposed-for-Natomas</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/cares/first-american-supports-womens-heart-health</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Cares/Picture3.jpg</image:loc><image:caption>Picture3</image:caption><image:title>Picture3</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Cares/heart-health.jpg</image:loc><image:caption>hearthealth</image:caption><image:title>hearthealth</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Cares/bg-cares.jpg</image:loc><image:caption>bgcares</image:caption><image:title>bgcares</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Making_Strides_TX_1.jpg</image:loc><image:caption>MakingStridesTX1</image:caption><image:title>MakingStridesTX1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Women_Build_Photo_1.jpg</image:loc><image:caption>WomenBuildPhoto1</image:caption><image:title>WomenBuildPhoto1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/heartmonth2018-1.png</image:loc><image:caption>heartmonth20181</image:caption><image:title>heartmonth20181</image:title></image:image><lastmod>2019-12-23</lastmod></url><url><loc>https://blog.firstam.com/economics/lets-get-real-introducing-the-real-house-price-index-hpri</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-January-1-7.jpg</image:loc><image:caption>January2025RealHousePriceIndex</image:caption><image:title>FBECON2025RHPIJanuary17</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/052316_RHPI.png</image:loc><image:caption>052316RHPI</image:caption><image:title>052316RHPI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><lastmod>2016-05-25</lastmod></url><url><loc>https://blog.firstam.com/cre-insights/los-angeles-may-have-lost-two-years-worth-of-new-housing-supply-to-recent-wildfires</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/CRE%20X%20Factor%20012225%204.jpg</image:loc><image:caption>NewHousingUnitsinLosAngelesGraph</image:caption><image:title>CREXFactor0122254</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-CRE-LA-Fires-4-1.jpg</image:loc><image:caption>FBECON2025CRELAFires41</image:caption><image:title>FBECON2025CRELAFires41</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/CRE%20X%20Factor%20012225.jpg</image:loc><image:caption>CREXFactor012225</image:caption><image:title>CREXFactor012225</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-1433_EC-CRE-Insights_01.jpg</image:loc><image:caption>Modernapartmentbuilding</image:caption><image:title>25BRAND01301433ECCREInsights01</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-xander-22.jpg</image:loc><image:caption>FirstAmericanCommercialRealEstateEconomistXanderSnyder</image:caption><image:title>aboutxander22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/CRE%20X%20Factor%20012225%202.jpg</image:loc><image:caption>StockofApartmentUnitsinLAbySizeGraph</image:caption><image:title>CREXFactor0122252</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/CRE%20X%20Factor%20012225%203.jpg</image:loc><image:caption>LowampHighEstimatesofResidentialStructuresampHousingUnitsdestroyedinJanuary2025wildfiresinLosAngelesGraph</image:caption><image:title>CREXFactor0122253</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-1090_EC-CRE-Insights_XFactor_01.jpg</image:loc><image:caption>25BRAND01301090ECCREInsightsXFactor01</image:caption><image:title>25BRAND01301090ECCREInsightsXFactor01</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-1118_EC-CRE-Insights_Store-Closings.jpg</image:loc><image:caption>25BRAND01301118ECCREInsightsStoreClosings</image:caption><image:title>25BRAND01301118ECCREInsightsStoreClosings</image:title></image:image><lastmod>2025-01-22</lastmod></url><url><loc>https://blog.firstam.com/trust-matters/stock-declines-deepen-as-investors-cut-risk-wsj</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fatrust-logo.png</image:loc><image:caption>fatrustlogo</image:caption><image:title>fatrustlogo</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Exec%20Webinar%20Series/Executive%20Webinar-1200x628.jpg</image:loc><image:caption>ExecutiveWebinar1200x628</image:caption><image:title>ExecutiveWebinar1200x628</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-tm-editor-3.png</image:loc><image:caption>authortmeditor3</image:caption><image:title>authortmeditor3</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Newsletters/Market%20Review_blog-social%20Q1.2025.jpg</image:loc><image:caption>MarketReviewblogsocialQ12025</image:caption><image:title>MarketReviewblogsocialQ12025</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/background-trust-matters-blog-1.jpg</image:loc><image:caption>backgroundtrustmattersblog1</image:caption><image:title>backgroundtrustmattersblog1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/In%20the%20News/Image_Blog_Stock%20Declines%20Deepen%20as%20Investors%20Cut%20Risk_22_01-21.jpg</image:loc><image:caption>ImageBlogStockDeclinesDeepenasInvestorsCutRisk220121</image:caption><image:title>ImageBlogStockDeclinesDeepenasInvestorsCutRisk220121</image:title></image:image><lastmod>2022-01-24</lastmod></url><url><loc>https://blog.firstam.com/cre-insights/why-the-dip-in-multifamily-transactions-may-be-short-lived</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/021323%20CRE%20post.jpg</image:loc><image:caption>021323CREpost</image:caption><image:title>021323CREpost</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-1090_EC-CRE-Insights_XFactor_01.jpg</image:loc><image:caption>25BRAND01301090ECCREInsightsXFactor01</image:caption><image:title>25BRAND01301090ECCREInsightsXFactor01</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-1118_EC-CRE-Insights_Store-Closings.jpg</image:loc><image:caption>25BRAND01301118ECCREInsightsStoreClosings</image:caption><image:title>25BRAND01301118ECCREInsightsStoreClosings</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-xander-22.jpg</image:loc><image:caption>FirstAmericanCommercialRealEstateEconomistXanderSnyder</image:caption><image:title>aboutxander22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2023-Multifamily-February-1.jpg</image:loc><image:caption>FBECON2023MultifamilyFebruary1</image:caption><image:title>FBECON2023MultifamilyFebruary1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-1433_EC-CRE-Insights_01.jpg</image:loc><image:caption>Modernapartmentbuilding</image:caption><image:title>25BRAND01301433ECCREInsights01</image:title></image:image><lastmod>2023-11-01</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/bid/71688/Despite-Volatility-New-Home-Starts-This-Year-Surpass-Year-Ago-Figures</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/economics/how-will-rising-mortgage-rates-impact-housing-affordability-in-2019</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/092418%20RHPI.jpg</image:loc><image:caption>092418RHPI</image:caption><image:title>092418RHPI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><lastmod>2020-04-22</lastmod></url><url><loc>https://blog.firstam.com/economics/affordability-improves-for-fifth-straight-month-offering-a-glimmer-of-hope-for-the-housing-market</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/The%202025%20Housing%20Affordability%20Bowl.jpg</image:loc><image:caption>The2025HousingAffordabilityBowl</image:caption><image:title>The2025HousingAffordabilityBowl</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Existing%20Homes%20Sales%20August%202025.jpg</image:loc><image:caption>ExistingHomesSalesAugust2025</image:caption><image:title>ExistingHomesSalesAugust2025</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/RHPI%2010125%202.jpg</image:loc><image:caption>ActiveInventoryandRealHousePriceIndexGraph</image:caption><image:title>RHPI101252</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Real%20House%20Price%20Index.jpg</image:loc><image:caption>HouseholdIncomeFirstAmericanDataampAnalyticsHousePriceIndexRealHousePriceIndexGraph</image:caption><image:title>RealHousePriceIndex</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-2415-RHPI.jpg</image:loc><image:caption>RealHousePriceIndexJune2025</image:caption><image:title>25BRAND33712415RHPI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-2566-RHPI.jpg</image:loc><image:caption>RealHousePriceIndexJuly2025</image:caption><image:title>25BRAND33712566RHPI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><lastmod>2025-10-01</lastmod></url><url><loc>https://blog.firstam.com/cares/first-americans-mark-rutherford-goes-pink-for-breast-cancer-awareness</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/1920px-Q75-5923.jpg</image:loc><image:caption>1920pxQ755923</image:caption><image:title>1920pxQ755923</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Cares/bg-cares.jpg</image:loc><image:caption>bgcares</image:caption><image:title>bgcares</image:title></image:image><lastmod>2016-05-27</lastmod></url><url><loc>https://blog.firstam.com/economics/will-rising-mortgage-rates-slow-sales</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2021-PHS-December.jpg</image:loc><image:caption>FBECON2021PHSDecember</image:caption><image:title>FBECON2021PHSDecember</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/thumbnail_FB-ECON-2024-RHPI-October-1-2b.jpg</image:loc><image:caption>thumbnailFBECON2024RHPIOctober12b</image:caption><image:title>thumbnailFBECON2024RHPIOctober12b</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/122221%20PHS.jpg</image:loc><image:caption>122221PHS</image:caption><image:title>122221PHS</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-Predictions-2025-2.jpg</image:loc><image:caption>2025HousingMarketPredictions</image:caption><image:title>FBECON2025Predictions20252</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2024-RHPI-September-1.jpg</image:loc><image:caption>FBECON2024RHPISeptember1</image:caption><image:title>FBECON2024RHPISeptember1</image:title></image:image><lastmod>2021-12-22</lastmod></url><url><loc>https://blog.firstam.com/trust-matters/ipsf-2024-top-100-corporate-and-community-partners</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Oct%20Research%20Article.png</image:loc><image:caption>OctResearchArticle</image:caption><image:title>OctResearchArticle</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/background-trust-matters-blog-1.jpg</image:loc><image:caption>backgroundtrustmattersblog1</image:caption><image:title>backgroundtrustmattersblog1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/content.webp</image:loc><image:caption>content</image:caption><image:title>content</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Choose%20the%20right%20bank%20for%20your%20business.png</image:loc><image:caption>Choosetherightbankforyourbusiness</image:caption><image:title>Choosetherightbankforyourbusiness</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-tm-editor-3.png</image:loc><image:caption>authortmeditor3</image:caption><image:title>authortmeditor3</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fatrust-logo.png</image:loc><image:caption>fatrustlogo</image:caption><image:title>fatrustlogo</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Top%20Companies%201200x628.jpg</image:loc><image:caption>TopCompanies1200x628</image:caption><image:title>TopCompanies1200x628</image:title></image:image><lastmod>2025-02-07</lastmod></url><url><loc>https://blog.firstam.com/economics/revisiting-boom-bust-markets-after-recovery-in-house-price-growth</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2024-RHPI-February-1.jpg</image:loc><image:caption>FBECON2024RHPIFebruary1</image:caption><image:title>FBECON2024RHPIFebruary1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Boom-Bust.png</image:loc><image:caption>BoomBust</image:caption><image:title>BoomBust</image:title></image:image><lastmod>2024-02-27</lastmod></url><url><loc>https://blog.firstam.com/bid/55956/Improving-Markets-Index-Remains-Strong-in-May</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/blog-post-4_should_we_sell_or_keep.jpg</image:loc><image:caption>blogpost4shouldwesellorkeep</image:caption><image:title>blogpost4shouldwesellorkeep</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/cares/partnering-with-american-cancer-society-for-womens-advocacy</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Cares/bg-cares.jpg</image:loc><image:caption>bgcares</image:caption><image:title>bgcares</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Pink%20Power.jpg</image:loc><image:caption>PinkPower</image:caption><image:title>PinkPower</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Ragnar%20MI%20%231.png</image:loc><image:caption>RagnarMI1</image:caption><image:title>RagnarMI1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/H4H%20Paula%20Pat%20Jennifer.jpg</image:loc><image:caption>H4HPaulaPatJennifer</image:caption><image:title>H4HPaulaPatJennifer</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Pink%20Masks.jpg</image:loc><image:caption>PinkMasks</image:caption><image:title>PinkMasks</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Relay.jpg</image:loc><image:caption>Relay</image:caption><image:title>Relay</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Group%20%234.jpg</image:loc><image:caption>Group4</image:caption><image:title>Group4</image:title></image:image><lastmod>2021-01-22</lastmod></url><url><loc>https://blog.firstam.com/commercial/transactions-and-maturing-debt-the-office-sector-and-new-sec-rulings-0</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/24-NCS-0010-CRE_News_Digest_Blog_Header_May.png</image:loc><image:caption>24NCS0010CRENewsDigestBlogHeaderMay</image:caption><image:title>24NCS0010CRENewsDigestBlogHeaderMay</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/First_Am_NCS_/img/background-2-ncs-blog.jpg</image:loc><image:caption>background2ncsblog</image:caption><image:title>background2ncsblog</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/24-NCS-0010-CRE_News_Digest_Blog_Header_July-01-1.png</image:loc><image:caption>24NCS0010CRENewsDigestBlogHeaderJuly011</image:caption><image:title>24NCS0010CRENewsDigestBlogHeaderJuly011</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/24-NCS-0010-CRE_News_Digest_Blog_Header_April-2.png</image:loc><image:caption>24NCS0010CRENewsDigestBlogHeaderApril2</image:caption><image:title>24NCS0010CRENewsDigestBlogHeaderApril2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/NCS/NCS_Blog_Header_2.jpg</image:loc><image:caption>NCSBlogHeader2</image:caption><image:title>NCSBlogHeader2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/24-NCS-0010-CRE_News_Digest_Blog_Header_June.png</image:loc><image:caption>24NCS0010CRENewsDigestBlogHeaderJune</image:caption><image:title>24NCS0010CRENewsDigestBlogHeaderJune</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/fa-title_logo.png</image:loc><image:caption>fatitlelogo</image:caption><image:title>fatitlelogo</image:title></image:image><lastmod>2024-05-16</lastmod></url><url><loc>https://blog.firstam.com/cares/caring-for-our-community-2015</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Cares/bg-cares.jpg</image:loc><image:caption>bgcares</image:caption><image:title>bgcares</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Picture6.jpg</image:loc><image:caption>Picture6</image:caption><image:title>Picture6</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Cares/20151121FoodBank1-0111.jpg</image:loc><image:caption>20151121FoodBank10111</image:caption><image:title>20151121FoodBank10111</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/CDuplis.png</image:loc><image:caption>CDuplis</image:caption><image:title>CDuplis</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Picture10.png</image:loc><image:caption>Picture10</image:caption><image:title>Picture10</image:title></image:image><lastmod>2016-02-29</lastmod></url><url><loc>https://blog.firstam.com/default-blog</loc><lastmod>2015-02-13</lastmod></url><url><loc>https://blog.firstam.com/trust-matters/market-review-q3-2024</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Newsletters/Bruce_Headshot.png</image:loc><image:caption>BruceHeadshot</image:caption><image:title>BruceHeadshot</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Newsletters/Market%20Review%20Q3%202024%20and%20Outlook.png</image:loc><image:caption>MarketReviewQ32024andOutlook</image:caption><image:title>MarketReviewQ32024andOutlook</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fatrust-logo.png</image:loc><image:caption>fatrustlogo</image:caption><image:title>fatrustlogo</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-tm-editor-3.png</image:loc><image:caption>authortmeditor3</image:caption><image:title>authortmeditor3</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Newsletters/Market%20Review_blog-social%20Q1.2025.jpg</image:loc><image:caption>MarketReviewblogsocialQ12025</image:caption><image:title>MarketReviewblogsocialQ12025</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Bio/Headshot_Blog_Scott%20D__FINAL.jpg</image:loc><image:caption>HeadshotBlogScottDFINAL</image:caption><image:title>HeadshotBlogScottDFINAL</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/background-trust-matters-blog-1.jpg</image:loc><image:caption>backgroundtrustmattersblog1</image:caption><image:title>backgroundtrustmattersblog1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Exec%20Webinar%20Series/Executive%20Webinar-1200x628.jpg</image:loc><image:caption>ExecutiveWebinar1200x628</image:caption><image:title>ExecutiveWebinar1200x628</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Newsletters/Image_Q3%202024%20Market%20Review.png</image:loc><image:caption>ImageQ32024MarketReview</image:caption><image:title>ImageQ32024MarketReview</image:title></image:image><lastmod>2024-11-13</lastmod></url><url><loc>https://blog.firstam.com/innovation/tapping-customer-insights-to-drive-innovation-and-a-faster-more-intuitive-and-efficient-real-estate-transaction</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Garrett%20Page%20Author.jpg</image:loc><image:caption>GarrettPageFirstAmericanTitleSeniorVicePresidentofProductDevelopmentandTechnology</image:caption><image:title>GarrettPageAuthor</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-INNOVATION-2024-January-1.jpg</image:loc><image:caption>FBINNOVATION2024January1</image:caption><image:title>FBINNOVATION2024January1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fi-091422-1.jpg</image:loc><image:caption>fi0914221</image:caption><image:title>fi0914221</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Innovation/background-Inn-blog-1.jpg</image:loc><image:caption>backgroundInnblog1</image:caption><image:title>backgroundInnblog1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Innovation-Blog.jpg</image:loc><image:caption>InnovationBlog</image:caption><image:title>InnovationBlog</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA_Innovation/btsopening-190.jpg</image:loc><image:caption>btsopening190</image:caption><image:title>btsopening190</image:title></image:image><lastmod>2024-01-30</lastmod></url><url><loc>https://blog.firstam.com/economics/six-for-2026-predicting-next-years-housing-market</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Ration%20of%20Mortgage%20Debt.jpg</image:loc><image:caption>Ratioofmortgagedebtgraph</image:caption><image:title>RationofMortgageDebt</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-odeta-22.jpg</image:loc><image:caption>aboutodeta22</image:caption><image:title>aboutodeta22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/2026%20Housing%20Market%20Outlook.jpg</image:loc><image:caption>Sixfor2026PredictingNextYearsHousingMarket</image:caption><image:title>2026HousingMarketOutlook</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Existing%20and%20New%20Home%20Months.jpg</image:loc><image:caption>Newandexistinghomeinventorytrendgraph</image:caption><image:title>ExistingandNewHomeMonths</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Existing%20Home%20Sales.jpg</image:loc><image:caption>ExistingHomeSalesOutlookDecember2025</image:caption><image:title>ExistingHomeSales</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Real%20House%20Price%20Index%20January%202025.jpg</image:loc><image:caption>RealHousePriceIndexJanuary2025</image:caption><image:title>RealHousePriceIndexJanuary2025</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Ratio%20of%20New%20Homes.jpg</image:loc><image:caption>Ratioofnewhomesforsalegraph</image:caption><image:title>RatioofNewHomes</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Real%20House%20Price%20Index%20December.jpg</image:loc><image:caption>RealHousePriceIndexDecember</image:caption><image:title>RealHousePriceIndexDecember</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><lastmod>2026-02-03</lastmod></url><url><loc>https://blog.firstam.com/cares/first-american-volunteer-spotlight-jason-buxton</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Jason_Buxton.png</image:loc><image:caption>JasonBuxton</image:caption><image:title>JasonBuxton</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Jason_Buxton_2.png</image:loc><image:caption>JasonBuxton2</image:caption><image:title>JasonBuxton2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Cares/bg-cares.jpg</image:loc><image:caption>bgcares</image:caption><image:title>bgcares</image:title></image:image><lastmod>2016-08-02</lastmod></url><url><loc>https://blog.firstam.com/innovation/the-preparation-before-the-innovation-five-steps-to-boost-success-in-eclosing-implementation</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Innovation/background-Inn-blog-1.jpg</image:loc><image:caption>backgroundInnblog1</image:caption><image:title>backgroundInnblog1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA_Innovation/innovation-pt-2_June-2020_930.jpg</image:loc><image:caption>innovationpt2June2020930</image:caption><image:title>innovationpt2June2020930</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA_Innovation/Fred%20Gooch%20Docutech_thm.jpg</image:loc><image:caption>FredGoochDocutechthm</image:caption><image:title>FredGoochDocutechthm</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA_Innovation/digital-signing_930.jpg</image:loc><image:caption>digitalsigning930</image:caption><image:title>digitalsigning930</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA_Innovation/ncs-clouded-to-clarity_930.jpg</image:loc><image:caption>ncscloudedtoclarity930</image:caption><image:title>ncscloudedtoclarity930</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA_Innovation/Five%20Steps%20to%20Boost%20Success%20in%20eClosing%20Implementation.jpg</image:loc><image:caption>FiveStepstoBoostSuccessineClosingImplementation</image:caption><image:title>FiveStepstoBoostSuccessineClosingImplementation</image:title></image:image><lastmod>2021-04-06</lastmod></url><url><loc>https://blog.firstam.com/economics/will-loan-application-defect-risk-stabilize-in-2019</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/033020%20LADI.jpg</image:loc><image:caption>033020LADI</image:caption><image:title>033020LADI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/022820%20LADI.jpg</image:loc><image:caption>022820LADI</image:caption><image:title>022820LADI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/013020%20LADI.jpg</image:loc><image:caption>013020LADI</image:caption><image:title>013020LADI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/013019%20LADI%20b.jpg</image:loc><image:caption>013019LADIb</image:caption><image:title>013019LADIb</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/013019%20LADI%20a.jpg</image:loc><image:caption>013019LADIa</image:caption><image:title>013019LADIa</image:title></image:image><lastmod>2019-01-31</lastmod></url><url><loc>https://blog.firstam.com/cre-insights/cre-x-factor-watch-cmbs-maturities-for-early-indications-of-risk-0</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-1118_EC-CRE-Insights_Store-Closings.jpg</image:loc><image:caption>25BRAND01301118ECCREInsightsStoreClosings</image:caption><image:title>25BRAND01301118ECCREInsightsStoreClosings</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/030623%20CRE.jpg</image:loc><image:caption>030623CRE</image:caption><image:title>030623CRE</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-1090_EC-CRE-Insights_XFactor_01.jpg</image:loc><image:caption>25BRAND01301090ECCREInsightsXFactor01</image:caption><image:title>25BRAND01301090ECCREInsightsXFactor01</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-xander-22.jpg</image:loc><image:caption>FirstAmericanCommercialRealEstateEconomistXanderSnyder</image:caption><image:title>aboutxander22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-1433_EC-CRE-Insights_01.jpg</image:loc><image:caption>Modernapartmentbuilding</image:caption><image:title>25BRAND01301433ECCREInsights01</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/CRE-021523%20(2).jpg</image:loc><image:caption>CRE0215232</image:caption><image:title>CRE0215232</image:title></image:image><lastmod>2023-11-01</lastmod></url><url><loc>https://blog.firstam.com/reconomy-podcast/reconomy-podcast-why-cant-we-build-enough-homes-to-meet-demand</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/SummerSchool-Feature.jpg</image:loc><image:caption>SummerSchoolFeature</image:caption><image:title>SummerSchoolFeature</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/REconomy-Podcast-Episode-117.jpg</image:loc><image:caption>REconomyPodcastEpisode117</image:caption><image:title>REconomyPodcastEpisode117</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-RECONOMY-2020-E6.jpg</image:loc><image:caption>FBRECONOMY2020E6</image:caption><image:title>FBRECONOMY2020E6</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><lastmod>2023-05-04</lastmod></url><url><loc>https://blog.firstam.com/economics/outlook-for-real-estate-rises-despite-supply-constraints</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/020720%20RESI.jpg</image:loc><image:caption>020720RESI</image:caption><image:title>020720RESI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/121217%20RESI.jpg</image:loc><image:caption>121217RESI</image:caption><image:title>121217RESI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/112718%20RESI%20image%202.jpg</image:loc><image:caption>112718RESIimage2</image:caption><image:title>112718RESIimage2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/061819%20RESI%201.jpg</image:loc><image:caption>061819RESI1</image:caption><image:title>061819RESI1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><lastmod>2017-12-12</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/bid/71210/Natomas-building-moratorium-could-lift-by-year-s-end</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/bid/63672/Mortgages-for-One</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/blog-post_3_real_estate_terms.jpg</image:loc><image:caption>blogpost3realestateterms</image:caption><image:title>blogpost3realestateterms</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/blog-post-4_should_we_sell_or_keep.jpg</image:loc><image:caption>blogpost4shouldwesellorkeep</image:caption><image:title>blogpost4shouldwesellorkeep</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/blog-post-2_home_renovations_to_avoid.jpg</image:loc><image:caption>blogpost2homerenovationstoavoid</image:caption><image:title>blogpost2homerenovationstoavoid</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/economics/the-primary-force-holding-back-the-housing-market-loosens</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-odeta-22.jpg</image:loc><image:caption>aboutodeta22</image:caption><image:title>aboutodeta22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-ECH-031425_02%20(1).jpg</image:loc><image:caption>March2025ExistingHomeSalesOutlook</image:caption><image:title>25BRAND3371ECH031425021</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/EHSO%20041725.jpg</image:loc><image:caption>EHSO041725</image:caption><image:title>EHSO041725</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><lastmod>2025-05-19</lastmod></url><url><loc>https://blog.firstam.com/economics/will-housing-affordability-improve-in-2026</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/econ-center.webp</image:loc><image:caption>econcenter</image:caption><image:title>econcenter</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/New%20generation%20of%20homeownership.jpg</image:loc><image:caption>MillennialandGenZfriendssharingaholidaymealathomehighlightingthenextwaveofhomeownership</image:caption><image:title>Newgenerationofhomeownership</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/RHPI%20November.jpg</image:loc><image:caption>RHPINovember</image:caption><image:title>RHPINovember</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/2026%20Housing%20Market%20Outlook.jpg</image:loc><image:caption>Sixfor2026PredictingNextYearsHousingMarket</image:caption><image:title>2026HousingMarketOutlook</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Existing%20Home%20Sales%20November.jpg</image:loc><image:caption>ExistingHomeSalesNovember</image:caption><image:title>ExistingHomeSalesNovember</image:title></image:image><lastmod>2025-12-01</lastmod></url><url><loc>https://blog.firstam.com/innovation/how-innovation-in-mortgage-technology-will-enable-the-real-estate-transaction-of-the-future</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fi-091422-1.jpg</image:loc><image:caption>fi0914221</image:caption><image:title>fi0914221</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Mortgage%20Market%20Map.jpg</image:loc><image:caption>MortgageMarketMap</image:caption><image:title>MortgageMarketMap</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Innovation-Blog.jpg</image:loc><image:caption>InnovationBlog</image:caption><image:title>InnovationBlog</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA_Innovation/author-Levin.jpg</image:loc><image:caption>authorLevin</image:caption><image:title>authorLevin</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA_Innovation/GettyImages-1277731219.jpg</image:loc><image:caption>GettyImages1277731219</image:caption><image:title>GettyImages1277731219</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Innovation/background-Inn-blog-1.jpg</image:loc><image:caption>backgroundInnblog1</image:caption><image:title>backgroundInnblog1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-INNOVATION-2024-January-1.jpg</image:loc><image:caption>FBINNOVATION2024January1</image:caption><image:title>FBINNOVATION2024January1</image:title></image:image><lastmod>2022-07-20</lastmod></url><url><loc>https://blog.firstam.com/trust-matters/alta-renews-first-american-trust-as-elite-provider-for-2026</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Top%20Companies%201200x628.jpg</image:loc><image:caption>TopCompanies1200x628</image:caption><image:title>TopCompanies1200x628</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/background-trust-matters-blog-1.jpg</image:loc><image:caption>backgroundtrustmattersblog1</image:caption><image:title>backgroundtrustmattersblog1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Top%20Companies%202026.jpg</image:loc><image:caption>TopCompanies2026</image:caption><image:title>TopCompanies2026</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fatrust-logo.png</image:loc><image:caption>fatrustlogo</image:caption><image:title>fatrustlogo</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/content.webp</image:loc><image:caption>content</image:caption><image:title>content</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-tm-editor-3.png</image:loc><image:caption>authortmeditor3</image:caption><image:title>authortmeditor3</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/ALTA%20Names%20First%20American%20Trust%20a%202026%20Elite%20Provider%20(LinkedIn%20Single%20Image%20Ad).png</image:loc><image:caption>ALTANamesFirstAmericanTrusta2026EliteProviderLinkedInSingleImageAd</image:caption><image:title>ALTANamesFirstAmericanTrusta2026EliteProviderLinkedInSingleImageAd</image:title></image:image><lastmod>2026-03-27</lastmod></url><url><loc>https://blog.firstam.com/trust-matters/q2-2025-investment-update</loc><video:video><video:thumbnail_loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Investment%20Webinars/Q2.2025%20Investment%20Update%20-%20Jerry%20Braakman%20and%20Jason%20Nerio%20-%20May%2013%2c%202025__FINAL2.mp4/medium.jpg</video:thumbnail_loc><video:title>Q2.2025 Investment Update - Jerry Braakman and Jason Nerio - May 13, 2025__FINAL2</video:title><video:description>Q2.2025 Investment Update - Jerry Braakman and Jason Nerio - May 13, 2025__FINAL2</video:description><video:content_loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Investment%20Webinars/Q2.2025%20Investment%20Update%20-%20Jerry%20Braakman%20and%20Jason%20Nerio%20-%20May%2013%2c%202025__FINAL2.mp4</video:content_loc><video:duration>2406</video:duration><video:requires_subscription>no</video:requires_subscription><video:live>no</video:live></video:video><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Investment%20Update%20Social%20Media%EF%80%A2Blog%20-%20Q3%202024.png</image:loc><image:caption>InvestmentUpdateSocialMediaBlogQ32024</image:caption><image:title>InvestmentUpdateSocialMediaBlogQ32024</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-tm-editor-3.png</image:loc><image:caption>authortmeditor3</image:caption><image:title>authortmeditor3</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fatrust-logo.png</image:loc><image:caption>fatrustlogo</image:caption><image:title>fatrustlogo</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Investment%20Webinars/Investment%20Update%20Email_RECORDED.png</image:loc><image:caption>InvestmentUpdateEmailRECORDED</image:caption><image:title>InvestmentUpdateEmailRECORDED</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/background-trust-matters-blog-1.jpg</image:loc><image:caption>backgroundtrustmattersblog1</image:caption><image:title>backgroundtrustmattersblog1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Bio/Jason%20Headshot.jpg</image:loc><image:caption>JasonHeadshot</image:caption><image:title>JasonHeadshot</image:title></image:image><lastmod>2025-05-15</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/bid/70195/With-S-F-overheated-condo-builders-look-to-Oakland</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/economics/market-close-to-achieving-its-potential</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA_Economics/0218016_Potential_Home_Sales_figure.png</image:loc><image:caption>0218016PotentialHomeSalesfigure</image:caption><image:title>0218016PotentialHomeSalesfigure</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><lastmod>2016-02-18</lastmod></url><url><loc>https://blog.firstam.com/economics/did-july-housing-starts-signal-more-housing-supply-for-home-buyers</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/081718%20Housing%20Starts.jpg</image:loc><image:caption>081718HousingStarts</image:caption><image:title>081718HousingStarts</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><lastmod>2020-04-22</lastmod></url><url><loc>https://blog.firstam.com/economics/why-lower-mortgage-rates-have-not-closed-the-housing-market-performance-gap</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-0645%20(1).jpg</image:loc><image:caption>25BRAND337106451</image:caption><image:title>25BRAND337106451</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-Predictions-2025-2.jpg</image:loc><image:caption>2025HousingMarketPredictions</image:caption><image:title>FBECON2025Predictions20252</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2024-EHSO-November-2-1.jpg</image:loc><image:caption>ExistingHomeSalesNovember2024</image:caption><image:title>FBECON2024EHSONovember21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/071919%20PHS.jpg</image:loc><image:caption>071919PHS</image:caption><image:title>071919PHS</image:title></image:image><lastmod>2019-07-19</lastmod></url><url><loc>https://blog.firstam.com/economics/the-surprising-impact-of-rising-rates-on-market-potential</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/052318%20PHS.jpg</image:loc><image:caption>052318PHS</image:caption><image:title>052318PHS</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><lastmod>2020-04-22</lastmod></url><url><loc>https://blog.firstam.com/commercial/recession-speculations-multifamily-in-flux-and-landlords-going-green</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Xander-Inside-Look_ep19.jpg</image:loc><image:caption>XanderInsideLookep19</image:caption><image:title>XanderInsideLookep19</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Xander-Inside-Look-Ep-20.png</image:loc><image:caption>XanderInsideLookEp20</image:caption><image:title>XanderInsideLookEp20</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Xander-Inside-Look-Ep-18%20(1).png</image:loc><image:caption>XanderInsideLookEp181</image:caption><image:title>XanderInsideLookEp181</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/20230347_CRE%20News%20Digest_Blog%20Image_final_934x490_oct.png</image:loc><image:caption>20230347CRENewsDigestBlogImagefinal934x490oct</image:caption><image:title>20230347CRENewsDigestBlogImagefinal934x490oct</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/fa-title_logo.png</image:loc><image:caption>fatitlelogo</image:caption><image:title>fatitlelogo</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/NCS/NCS_Blog_Header_2.jpg</image:loc><image:caption>NCSBlogHeader2</image:caption><image:title>NCSBlogHeader2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/First_Am_NCS_/img/background-2-ncs-blog.jpg</image:loc><image:caption>background2ncsblog</image:caption><image:title>background2ncsblog</image:title></image:image><lastmod>2023-10-12</lastmod></url><url><loc>https://blog.firstam.com/reconomy-podcast/what-to-expect-from-the-2025-spring-home-buying-season</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-Brand-Econ-Ctr-REconomy-Pod-111.jpg</image:loc><image:caption>25BrandEconCtrREconomyPod111</image:caption><image:title>25BrandEconCtrREconomyPod111</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/SummerSchool-Feature.jpg</image:loc><image:caption>SummerSchoolFeature</image:caption><image:title>SummerSchoolFeature</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/REconomy-Podcast-Episode-117.jpg</image:loc><image:caption>REconomyPodcastEpisode117</image:caption><image:title>REconomyPodcastEpisode117</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><lastmod>2025-03-13</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/bid/65977/G-P-A-STUDY-OK-D-FOR-THE-GROVES</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/economics/affordability-improves-nationally-amid-divergent-regional-house-price-trends</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-ECH_06.jpg</image:loc><image:caption>25BRAND33711244ECH06</image:caption><image:title>25BRAND33711244ECH06</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/RHPI%20052825.jpg</image:loc><image:caption>GapBetweenHighestandLowestAppreciatingMetrosGraph</image:caption><image:title>RHPI052825</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><lastmod>2025-05-28</lastmod></url><url><loc>https://blog.firstam.com/economics/differences-in-homeownership-rates-across-age-and-ethnicity-part-2</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/econ3.png</image:loc><image:caption>econ3</image:caption><image:title>econ3</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA_Economics/FA%20Econ%201200x628%2010-12-21.jpg</image:loc><image:caption>FAEcon1200x628101221</image:caption><image:title>FAEcon1200x628101221</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/econ2.png</image:loc><image:caption>econ2</image:caption><image:title>econ2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/homeownership-redux.jpg</image:loc><image:caption>homeownershipredux</image:caption><image:title>homeownershipredux</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/111920%20student%20loan%20debt%201-1.jpg</image:loc><image:caption>111920studentloandebt11</image:caption><image:title>111920studentloandebt11</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA_Economics/Economics%20Center%20-%20Blog.png</image:loc><image:caption>EconomicsCenterBlog</image:caption><image:title>EconomicsCenterBlog</image:title></image:image><lastmod>2015-06-10</lastmod></url><url><loc>https://blog.firstam.com/innovation/how-first-americans-leadership-in-data-and-analytics-is-accelerating-avm-technologies</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/10.17.22%20innovation.png</image:loc><image:caption>101722innovation</image:caption><image:title>101722innovation</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA_Innovation/author-Wierks.jpg</image:loc><image:caption>authorWierks</image:caption><image:title>authorWierks</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Innovation/background-Inn-blog-1.jpg</image:loc><image:caption>backgroundInnblog1</image:caption><image:title>backgroundInnblog1</image:title></image:image><lastmod>2022-10-17</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/bid/64195/Deal-collapses-for-1-7-billion-Chinese-investment-in-San-Francisco</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/economics/will-millennials-migrate-away-from-coastal-markets-for-homeownership-in-2019</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/010719%20Millennial%20B.jpg</image:loc><image:caption>010719MillennialB</image:caption><image:title>010719MillennialB</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2023-Demographics-October-1.jpg</image:loc><image:caption>FBECON2023DemographicsOctober1</image:caption><image:title>FBECON2023DemographicsOctober1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2024-Grateful-Homeownership-1.jpg</image:loc><image:caption>ThankfulforHomeownershipALookatGenerationalTrends</image:caption><image:title>FBECON2024GratefulHomeownership1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2023-Generations-June-2.gif</image:loc><image:caption>FBECON2023GenerationsJune2</image:caption><image:title>FBECON2023GenerationsJune2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/010719%20Millennial.png</image:loc><image:caption>010719Millennial</image:caption><image:title>010719Millennial</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-odeta-22.jpg</image:loc><image:caption>aboutodeta22</image:caption><image:title>aboutodeta22</image:title></image:image><lastmod>2020-12-08</lastmod></url><url><loc>https://blog.firstam.com/economics/the-drag-on-affordability-explained</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-January-1-7.jpg</image:loc><image:caption>January2025RealHousePriceIndex</image:caption><image:title>FBECON2025RHPIJanuary17</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/122117%20LADI.jpg</image:loc><image:caption>122117LADI</image:caption><image:title>122117LADI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><lastmod>2017-12-21</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/as-suburbs-become-more-urban-smart-growth-is-key</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2015-06-01</lastmod></url><url><loc>https://blog.firstam.com/economics/will-foreclosures-rise-as-the-housing-and-labor-markets-cool</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-0645%20(1).jpg</image:loc><image:caption>25BRAND337106451</image:caption><image:title>25BRAND337106451</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2022-Dual-Trigger-November-1.jpg</image:loc><image:caption>FBECON2022DualTriggerNovember1</image:caption><image:title>FBECON2022DualTriggerNovember1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-ksenia-22.jpg</image:loc><image:caption>aboutksenia22</image:caption><image:title>aboutksenia22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/thumbnail_FB-ECON-2024-RHPI-October-1-2b.jpg</image:loc><image:caption>thumbnailFBECON2024RHPIOctober12b</image:caption><image:title>thumbnailFBECON2024RHPIOctober12b</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-Predictions-2025-2.jpg</image:loc><image:caption>2025HousingMarketPredictions</image:caption><image:title>FBECON2025Predictions20252</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/111522%20Dual%20Trigger.jpg</image:loc><image:caption>111522DualTrigger</image:caption><image:title>111522DualTrigger</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><lastmod>2022-11-15</lastmod></url><url><loc>https://blog.firstam.com/economics/myth-or-reality-the-pandemic-driven-acceleration-to-the-suburbs</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/101520%20chart%202.jpg</image:loc><image:caption>101520chart2</image:caption><image:title>101520chart2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/101520%20map.jpg</image:loc><image:caption>101520map</image:caption><image:title>101520map</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/101520%20chart%201.jpg</image:loc><image:caption>101520chart1</image:caption><image:title>101520chart1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-odeta-22.jpg</image:loc><image:caption>aboutodeta22</image:caption><image:title>aboutodeta22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2020-Suburbs-1.jpg</image:loc><image:caption>FBECON2020Suburbs1</image:caption><image:title>FBECON2020Suburbs1</image:title></image:image><lastmod>2020-10-15</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/bid/62981/Multifamily-housing-off-the-table-for-Livermore-office-park</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/cares/first-americans-phoenix-team-hits-the-boards-for-habitat-for-humanity</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/20160128_075046_003.jpg</image:loc><image:caption>20160128075046003</image:caption><image:title>20160128075046003</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Cares/bg-cares.jpg</image:loc><image:caption>bgcares</image:caption><image:title>bgcares</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><lastmod>2016-03-29</lastmod></url><url><loc>https://blog.firstam.com/economics/why-affordability-improved-amid-soaring-house-prices</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2021-RHPI-March-1.jpg</image:loc><image:caption>FBECON2021RHPIMarch1</image:caption><image:title>FBECON2021RHPIMarch1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/033121%20RHPI.jpg</image:loc><image:caption>033121RHPI</image:caption><image:title>033121RHPI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><lastmod>2021-03-31</lastmod></url><url><loc>https://blog.firstam.com/economics/wage-growth-contributes-to-increased-affordability-in-most-major-markets</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/112816%20RHPI.png</image:loc><image:caption>112816RHPI</image:caption><image:title>112816RHPI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-January-1-7.jpg</image:loc><image:caption>January2025RealHousePriceIndex</image:caption><image:title>FBECON2025RHPIJanuary17</image:title></image:image><lastmod>2016-11-28</lastmod></url><url><loc>https://blog.firstam.com/trust-matters/market-review-q2-2025-outlook</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Newsletters/Market%20Review_Q2%20blog-social%202025.jpg</image:loc><image:caption>MarketReviewQ2blogsocial2025</image:caption><image:title>MarketReviewQ2blogsocial2025</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fatrust-logo.png</image:loc><image:caption>fatrustlogo</image:caption><image:title>fatrustlogo</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/background-trust-matters-blog-1.jpg</image:loc><image:caption>backgroundtrustmattersblog1</image:caption><image:title>backgroundtrustmattersblog1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Newsletters/Market%20Review_blog-social%20Q1.2025.jpg</image:loc><image:caption>MarketReviewblogsocialQ12025</image:caption><image:title>MarketReviewblogsocialQ12025</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Bio/Headshot_Blog_Scott%20D__FINAL.jpg</image:loc><image:caption>HeadshotBlogScottDFINAL</image:caption><image:title>HeadshotBlogScottDFINAL</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-tm-editor-3.png</image:loc><image:caption>authortmeditor3</image:caption><image:title>authortmeditor3</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Newsletters/Q2%20Market%20Update_2025.png</image:loc><image:caption>Q2MarketUpdate2025</image:caption><image:title>Q2MarketUpdate2025</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Newsletters/One%20Big%20Beautiful%20Bill%20Blog%202.jpg</image:loc><image:caption>OneBigBeautifulBillBlog2</image:caption><image:title>OneBigBeautifulBillBlog2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Newsletters/Bruce_Headshot.png</image:loc><image:caption>BruceHeadshot</image:caption><image:title>BruceHeadshot</image:title></image:image><lastmod>2025-07-29</lastmod></url><url><loc>https://blog.firstam.com/cares/first-american-employees-stand-up-for-the-cure</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Cares/bg-cares.jpg</image:loc><image:caption>bgcares</image:caption><image:title>bgcares</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/IMG_1135.jpg</image:loc><image:caption>IMG1135</image:caption><image:title>IMG1135</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/IMG_1127-1.jpg</image:loc><image:caption>IMG11271</image:caption><image:title>IMG11271</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Image-1.jpg</image:loc><image:caption>Image1</image:caption><image:title>Image1</image:title></image:image><lastmod>2016-06-02</lastmod></url><url><loc>https://blog.firstam.com/innovation</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Innovation/background-Inn-blog-1.jpg</image:loc><image:caption>backgroundInnblog1</image:caption><image:title>backgroundInnblog1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-INNOVATION-2024-January-1.jpg</image:loc><image:caption>FBINNOVATION2024January1</image:caption><image:title>FBINNOVATION2024January1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/GettyImages-1352601587.jpg</image:loc><image:caption>GettyImages1352601587</image:caption><image:title>GettyImages1352601587</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-INNOVATION-2023-October-1.jpg</image:loc><image:caption>FBINNOVATION2023October1</image:caption><image:title>FBINNOVATION2023October1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-INNOVATION-2023-July-1.jpg</image:loc><image:caption>FBINNOVATION2023July1</image:caption><image:title>FBINNOVATION2023July1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-INNOVATION-2023-August-1.jpg</image:loc><image:caption>FBINNOVATION2023August1</image:caption><image:title>FBINNOVATION2023August1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Innovation-Blog.jpg</image:loc><image:caption>InnovationBlog</image:caption><image:title>InnovationBlog</image:title></image:image><lastmod>2023-08-29</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/bid/71698/Why-are-no-developers-building-in-Oakland-s-hot-housing-market</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/economics/how-higher-for-longer-impacts-the-housing-market</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/RHPI%20032224.png</image:loc><image:caption>DecomposingtheDriversofAffordabilityGraph</image:caption><image:title>RHPI032224</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2024-RHPI-March-1.jpg</image:loc><image:caption>FBECON2024RHPIMarch1</image:caption><image:title>FBECON2024RHPIMarch1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><lastmod>2024-03-22</lastmod></url><url><loc>https://blog.firstam.com/bid/70280/Report-Fewer-Homeowners-Underwater-in-Q4</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/cares/first-american-volunteer-spotlight-jamie-morse-kincaid</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/OneOrlando_Photo_1.jpg</image:loc><image:caption>OneOrlandoPhoto1</image:caption><image:title>OneOrlandoPhoto1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Big_Outside_Photo_2.jpg</image:loc><image:caption>BigOutsidePhoto2</image:caption><image:title>BigOutsidePhoto2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Cares/jamiemorsekincaid3.png</image:loc><image:caption>jamiemorsekincaid3</image:caption><image:title>jamiemorsekincaid3</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Cares/bg-cares.jpg</image:loc><image:caption>bgcares</image:caption><image:title>bgcares</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Cares/jamiemorsekincaid1.png</image:loc><image:caption>jamiemorsekincaid1</image:caption><image:title>jamiemorsekincaid1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Open_Hands_5.jpg</image:loc><image:caption>OpenHands5</image:caption><image:title>OpenHands5</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2016-02-29</lastmod></url><url><loc>https://blog.firstam.com/economics/market-potential-remains-flat-but-is-tight-inventory-relief-on-the-way</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/041917%20PHS.jpg</image:loc><image:caption>041917PHS</image:caption><image:title>041917PHS</image:title></image:image><lastmod>2017-04-19</lastmod></url><url><loc>https://blog.firstam.com/economics/why-housing-market-potential-remains-at-13-year-high-point</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-Predictions-2025-2.jpg</image:loc><image:caption>2025HousingMarketPredictions</image:caption><image:title>FBECON2025Predictions20252</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/101620%20PHS.jpg</image:loc><image:caption>101620PHS</image:caption><image:title>101620PHS</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2024-RHPI-September-1.jpg</image:loc><image:caption>FBECON2024RHPISeptember1</image:caption><image:title>FBECON2024RHPISeptember1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/thumbnail_FB-ECON-2024-RHPI-October-1-2b.jpg</image:loc><image:caption>thumbnailFBECON2024RHPIOctober12b</image:caption><image:title>thumbnailFBECON2024RHPIOctober12b</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><lastmod>2020-10-16</lastmod></url><url><loc>https://blog.firstam.com/reconomy-podcast/where-are-mortgage-rates-headed-2023</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/SummerSchool-Feature.jpg</image:loc><image:caption>SummerSchoolFeature</image:caption><image:title>SummerSchoolFeature</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/REconomy-Podcast-Episode-117.jpg</image:loc><image:caption>REconomyPodcastEpisode117</image:caption><image:title>REconomyPodcastEpisode117</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-RECONOMY-E64-2.jpg</image:loc><image:caption>FBRECONOMYE642</image:caption><image:title>FBRECONOMYE642</image:title></image:image><lastmod>2023-10-31</lastmod></url><url><loc>https://blog.firstam.com/economics/what-drives-increases-in-income-related-loan-application-defects</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/013020%20LADI.jpg</image:loc><image:caption>013020LADI</image:caption><image:title>013020LADI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/022820%20LADI.jpg</image:loc><image:caption>022820LADI</image:caption><image:title>022820LADI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/032819%20LADI.jpg</image:loc><image:caption>032819LADI</image:caption><image:title>032819LADI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/033020%20LADI.jpg</image:loc><image:caption>033020LADI</image:caption><image:title>033020LADI</image:title></image:image><lastmod>2019-03-29</lastmod></url><url><loc>https://blog.firstam.com/economics/affordability-nationally-improves-4.4-percent-annually-as-supply-accumulates-in-many-markets</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/RHPI%20June%202025.jpg</image:loc><image:caption>MonthsofSupplyinApril2019andApril2025Graph</image:caption><image:title>RHPIJune2025</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/RHPI%20April%202025%201.jpg</image:loc><image:caption>April2025RealHousePriceIndex</image:caption><image:title>RHPIApril20251</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><lastmod>2025-06-27</lastmod></url><url><loc>https://blog.firstam.com/bid/66214/Demand-for-Housing-of-All-Types-on-the-Rise</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/blog-post-2_home_renovations_to_avoid.jpg</image:loc><image:caption>blogpost2homerenovationstoavoid</image:caption><image:title>blogpost2homerenovationstoavoid</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/blog-post_3_real_estate_terms.jpg</image:loc><image:caption>blogpost3realestateterms</image:caption><image:title>blogpost3realestateterms</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/economics/rising-rates-and-strong-nominal-price-growth-halt-six-month-run-of-increasing-affordability</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/0130917%20RHPI.jpg</image:loc><image:caption>0130917RHPI</image:caption><image:title>0130917RHPI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-January-1-7.jpg</image:loc><image:caption>January2025RealHousePriceIndex</image:caption><image:title>FBECON2025RHPIJanuary17</image:title></image:image><lastmod>2017-01-30</lastmod></url><url><loc>https://blog.firstam.com/trust-matters/unmasking-the-corporate-transparency-act</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fatrust-logo.png</image:loc><image:caption>fatrustlogo</image:caption><image:title>fatrustlogo</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Newsletters/Market%20Review_blog-social%20Q1.2025.jpg</image:loc><image:caption>MarketReviewblogsocialQ12025</image:caption><image:title>MarketReviewblogsocialQ12025</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/background-trust-matters-blog-1.jpg</image:loc><image:caption>backgroundtrustmattersblog1</image:caption><image:title>backgroundtrustmattersblog1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Exec%20Webinar%20Series/Executive%20Webinar-1200x628.jpg</image:loc><image:caption>ExecutiveWebinar1200x628</image:caption><image:title>ExecutiveWebinar1200x628</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Newsletters/LK%203.jpeg</image:loc><image:caption>LK3</image:caption><image:title>LK3</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-tm-editor-3.png</image:loc><image:caption>authortmeditor3</image:caption><image:title>authortmeditor3</image:title></image:image><lastmod>2024-05-01</lastmod></url><url><loc>https://blog.firstam.com/economics/existing-home-sales-capacity-decreases-in-june</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/ehs-c-6-2015.png</image:loc><image:caption>ehsc62015</image:caption><image:title>ehsc62015</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><lastmod>2015-07-23</lastmod></url><url><loc>https://blog.firstam.com/economics/interview-on-nightly-business-report-discussing-record-setting-economic-expansion-and-the-health-of-the-housing-market</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/070919%20NBR%20interview.jpg</image:loc><image:caption>070919NBRinterview</image:caption><image:title>070919NBRinterview</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><lastmod>2019-07-09</lastmod></url><url><loc>https://blog.firstam.com/economics/did-falling-mortgage-rates-prevent-a-housing-recession</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/HMT%20Housing%20Recession.jpg</image:loc><image:caption>HousingShareofNominalGDP</image:caption><image:title>HMTHousingRecession</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2024-Housing-Recession-September-1.jpg</image:loc><image:caption>FBECON2024HousingRecessionSeptember1</image:caption><image:title>FBECON2024HousingRecessionSeptember1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-odeta-22.jpg</image:loc><image:caption>aboutodeta22</image:caption><image:title>aboutodeta22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><lastmod>2024-09-13</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/bid/67364/Alameda-lays-ground-work-for-massive-development-at-Alameda-Point</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/economics/why-are-existing-homeowners-rate-locked-and-imprisoned</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/072018%20PHS.jpg</image:loc><image:caption>072018PHS</image:caption><image:title>072018PHS</image:title></image:image><lastmod>2019-12-18</lastmod></url><url><loc>https://blog.firstam.com/economics/housing-inflation-is-not-what-you-think-it-is</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2021-Housing-CPI-June-1.jpg</image:loc><image:caption>FBECON2021HousingCPIJune1</image:caption><image:title>FBECON2021HousingCPIJune1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/060921%20inflation%20post.jpg</image:loc><image:caption>060921inflationpost</image:caption><image:title>060921inflationpost</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><lastmod>2021-06-09</lastmod></url><url><loc>https://blog.firstam.com/economics/how-does-delta-variant-fueled-economic-uncertainty-impact-housing-market-potential</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/thumbnail_FB-ECON-2024-RHPI-October-1-2b.jpg</image:loc><image:caption>thumbnailFBECON2024RHPIOctober12b</image:caption><image:title>thumbnailFBECON2024RHPIOctober12b</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-Predictions-2025-2.jpg</image:loc><image:caption>2025HousingMarketPredictions</image:caption><image:title>FBECON2025Predictions20252</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-0645%20(1).jpg</image:loc><image:caption>25BRAND337106451</image:caption><image:title>25BRAND337106451</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/092221%20PHS.jpg</image:loc><image:caption>092221PHS</image:caption><image:title>092221PHS</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2021-PHS-September.gif</image:loc><image:caption>FBECON2021PHSSeptember</image:caption><image:title>FBECON2021PHSSeptember</image:title></image:image><lastmod>2021-09-22</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/pleasanton-may-halt-eastside-planning</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2015-05-01</lastmod></url><url><loc>https://blog.firstam.com/economics/affordability-reached-best-level-since-2022-in-january</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/2026%20Spring%20Home%20Buying.png</image:loc><image:caption>2026SpringHomeBuying</image:caption><image:title>2026SpringHomeBuying</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Women%20and%20Homeownership.png</image:loc><image:caption>Singlewomanmovingintohernewhome</image:caption><image:title>WomenandHomeownership</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Real%20House%20Price%20Index%20January%202026.png</image:loc><image:caption>RealHousePriceIndexJanuary2026</image:caption><image:title>RealHousePriceIndexJanuary2026</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Real%20House%20Price%20Index%20Growth%2c%20Household%20Income%20Growth%2c%20Graph.png</image:loc><image:caption>RealHousePriceIndexGrowthHouseholdIncomeGrowthGraph</image:caption><image:title>RealHousePriceIndexGrowthHouseholdIncomeGrowthGraph</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Existing%20Home%20Sales%20Outlook%20March.png</image:loc><image:caption>ExistingHomeSalesOutlookMarch</image:caption><image:title>ExistingHomeSalesOutlookMarch</image:title></image:image><lastmod>2026-03-30</lastmod></url><url><loc>https://blog.firstam.com/reconomy-podcast/how-will-the-los-angeles-wildfires-impact-housing</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-RECONOMY-E108-1%20(1).jpg</image:loc><image:caption>FBRECONOMYE10811</image:caption><image:title>FBRECONOMYE10811</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/REconomy-Podcast-Episode-117.jpg</image:loc><image:caption>REconomyPodcastEpisode117</image:caption><image:title>REconomyPodcastEpisode117</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/SummerSchool-Feature.jpg</image:loc><image:caption>SummerSchoolFeature</image:caption><image:title>SummerSchoolFeature</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><lastmod>2025-01-30</lastmod></url><url><loc>https://blog.firstam.com/economics/building-wealth-brick-by-brick</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/120423%20Housing%20Wealth.png</image:loc><image:caption>HomeEquityGraph</image:caption><image:title>120423HousingWealth</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2023-Housing-Wealth-December-1.jpg</image:loc><image:caption>FBECON2023HousingWealthDecember1</image:caption><image:title>FBECON2023HousingWealthDecember1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-ksenia-22.jpg</image:loc><image:caption>aboutksenia22</image:caption><image:title>aboutksenia22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><lastmod>2023-12-04</lastmod></url><url><loc>https://blog.firstam.com/trust-matters/influences-in-the-financial-market-and-its-impact-webinar</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-tm-editor-3.png</image:loc><image:caption>authortmeditor3</image:caption><image:title>authortmeditor3</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Exec%20Webinar%20Series/Influences%20in%20the%20Market_Blog_Post%20Image%20-%201200%20x%20628--FINAL.jpg</image:loc><image:caption>InfluencesintheMarketBlogPostImage1200x628FINAL</image:caption><image:title>InfluencesintheMarketBlogPostImage1200x628FINAL</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Image_Blog%20%2B%20Social%20Media_Executive%20Webinar_Odeta%20Kushi_22_09-13.png</image:loc><image:caption>ImageBlogSocialMediaExecutiveWebinarOdetaKushi220913</image:caption><image:title>ImageBlogSocialMediaExecutiveWebinarOdetaKushi220913</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fatrust-logo.png</image:loc><image:caption>fatrustlogo</image:caption><image:title>fatrustlogo</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Untitled%20(1200%20%C3%97%20630%20px)-2.png</image:loc><image:caption>Untitled1200630px2</image:caption><image:title>Untitled1200630px2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/background-trust-matters-blog-1.jpg</image:loc><image:caption>backgroundtrustmattersblog1</image:caption><image:title>backgroundtrustmattersblog1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Executive%20Webinar%20Series%20Social%20Post%20-%20David%20Yoo%20and%20Beth%20Vasquez.jpg</image:loc><image:caption>ExecutiveWebinarSeriesSocialPostDavidYooandBethVasquez</image:caption><image:title>ExecutiveWebinarSeriesSocialPostDavidYooandBethVasquez</image:title></image:image><lastmod>2021-11-19</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/bid/68802/East-Bay-Home-Prices-Rising</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/economics/introducing-the-firstamerican-homeownership-progress-index-hpri</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA_Economics/homeownership-progress-2014.png</image:loc><image:caption>homeownershipprogress2014</image:caption><image:title>homeownershipprogress2014</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2021-HPRI-June.jpg</image:loc><image:caption>FBECON2021HPRIJune</image:caption><image:title>FBECON2021HPRIJune</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA_Economics/FA%20Econ%201200x628%2010-12-21.jpg</image:loc><image:caption>FAEcon1200x628101221</image:caption><image:title>FAEcon1200x628101221</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/070622%20HPRI%20a.jpg</image:loc><image:caption>070622HPRIa</image:caption><image:title>070622HPRIa</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><lastmod>2015-11-03</lastmod></url><url><loc>https://blog.firstam.com/trust-matters/sp-500-falls-short-of-record-despite-weekly-gain</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fatrust-logo.png</image:loc><image:caption>fatrustlogo</image:caption><image:title>fatrustlogo</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Newsletters/Market%20Review_blog-social%20Q1.2025.jpg</image:loc><image:caption>MarketReviewblogsocialQ12025</image:caption><image:title>MarketReviewblogsocialQ12025</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/background-trust-matters-blog-1.jpg</image:loc><image:caption>backgroundtrustmattersblog1</image:caption><image:title>backgroundtrustmattersblog1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-tm-editor-3.png</image:loc><image:caption>authortmeditor3</image:caption><image:title>authortmeditor3</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Exec%20Webinar%20Series/Executive%20Webinar-1200x628.jpg</image:loc><image:caption>ExecutiveWebinar1200x628</image:caption><image:title>ExecutiveWebinar1200x628</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Blog%20Image_Jerry%20Quote%20-%2001.16.2024.jpg</image:loc><image:caption>BlogImageJerryQuote01162024</image:caption><image:title>BlogImageJerryQuote01162024</image:title></image:image><lastmod>2024-03-04</lastmod></url><url><loc>https://blog.firstam.com/economics/why-home-buyers-may-find-more-opportunities-with-new-homes-this-spring</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2023-PHS-March-1.jpg</image:loc><image:caption>FBECON2023PHSMarch1</image:caption><image:title>FBECON2023PHSMarch1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/032123%20PHS.jpg</image:loc><image:caption>032123PHS</image:caption><image:title>032123PHS</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-Predictions-2025-2.jpg</image:loc><image:caption>2025HousingMarketPredictions</image:caption><image:title>FBECON2025Predictions20252</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2024-RHPI-September-1.jpg</image:loc><image:caption>FBECON2024RHPISeptember1</image:caption><image:title>FBECON2024RHPISeptember1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/thumbnail_FB-ECON-2024-RHPI-October-1-2b.jpg</image:loc><image:caption>thumbnailFBECON2024RHPIOctober12b</image:caption><image:title>thumbnailFBECON2024RHPIOctober12b</image:title></image:image><lastmod>2023-03-21</lastmod></url><url><loc>https://blog.firstam.com/economics/the-silver-lining-for-cities-with-the-most-homeowner-distress</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-odeta-22.jpg</image:loc><image:caption>aboutodeta22</image:caption><image:title>aboutodeta22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-0675-ECH_.jpg</image:loc><image:caption>ConstructionHammersDownHousingCosts</image:caption><image:title>25BRAND33710675ECH</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-HMT%20Cost%20of%20Living%20Analysis.jpg</image:loc><image:caption>Frustratedhomeownersfilingaweatherrelatedhomeinsuranceclaimafterseverestormdamage</image:caption><image:title>FBECON2025HMTCostofLivingAnalysis</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/090320%20silver%20lining%20post.jpg</image:loc><image:caption>090320silverliningpost</image:caption><image:title>090320silverliningpost</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2020-Dual-Trigger-September.jpg</image:loc><image:caption>FBECON2020DualTriggerSeptember</image:caption><image:title>FBECON2020DualTriggerSeptember</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><lastmod>2020-09-03</lastmod></url><url><loc>https://blog.firstam.com/trust-matters/stocks-fall-oil-leaps-as-ukraine-crisis-deepens-wsj-0-0</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Image_Social%20Media_Stock%20Bulls%20Embrance%20Rosy%20Est%20_22_05-11.jpg</image:loc><image:caption>ImageSocialMediaStockBullsEmbranceRosyEst220511</image:caption><image:title>ImageSocialMediaStockBullsEmbranceRosyEst220511</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-tm-editor-3.png</image:loc><image:caption>authortmeditor3</image:caption><image:title>authortmeditor3</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Exec%20Webinar%20Series/Executive%20Webinar-1200x628.jpg</image:loc><image:caption>ExecutiveWebinar1200x628</image:caption><image:title>ExecutiveWebinar1200x628</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fatrust-logo.png</image:loc><image:caption>fatrustlogo</image:caption><image:title>fatrustlogo</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Newsletters/Market%20Review_blog-social%20Q1.2025.jpg</image:loc><image:caption>MarketReviewblogsocialQ12025</image:caption><image:title>MarketReviewblogsocialQ12025</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/background-trust-matters-blog-1.jpg</image:loc><image:caption>backgroundtrustmattersblog1</image:caption><image:title>backgroundtrustmattersblog1</image:title></image:image><lastmod>2022-05-11</lastmod></url><url><loc>https://blog.firstam.com/commercial/the-inside-look-with-xander-snyder-episode-15</loc><video:video><video:thumbnail_loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Inside%20Look_Ep15%20(1).mp4/medium.jpg</video:thumbnail_loc><video:title>Inside Look_Ep15 (1)</video:title><video:description>Inside Look_Ep15 (1)</video:description><video:content_loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Inside%20Look_Ep15%20(1).mp4</video:content_loc><video:duration>191</video:duration><video:requires_subscription>no</video:requires_subscription><video:live>no</video:live></video:video><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/NCS/NCS_Blog_Header_2.jpg</image:loc><image:caption>NCSBlogHeader2</image:caption><image:title>NCSBlogHeader2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/fa-title_logo.png</image:loc><image:caption>fatitlelogo</image:caption><image:title>fatitlelogo</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Xander-Inside-Look-Ep-18%20(1).png</image:loc><image:caption>XanderInsideLookEp181</image:caption><image:title>XanderInsideLookEp181</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Xander-Inside-Look-Ep-20.png</image:loc><image:caption>XanderInsideLookEp20</image:caption><image:title>XanderInsideLookEp20</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/First_Am_NCS_/img/background-2-ncs-blog.jpg</image:loc><image:caption>background2ncsblog</image:caption><image:title>background2ncsblog</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Xander-Inside-Look_ep19.jpg</image:loc><image:caption>XanderInsideLookep19</image:caption><image:title>XanderInsideLookep19</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Xander-Inside-Look-Ep-15.jpg</image:loc><image:caption>XanderInsideLookEp15</image:caption><image:title>XanderInsideLookEp15</image:title></image:image><lastmod>2024-12-10</lastmod></url><url><loc>https://blog.firstam.com/economics/why-housing-overvaluation-is-not-as-prevalent-as-many-believe</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2020-RHPI-May-1.jpg</image:loc><image:caption>FBECON2020RHPIMay1</image:caption><image:title>FBECON2020RHPIMay1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/052220%20RHPI.jpg</image:loc><image:caption>052220RHPI</image:caption><image:title>052220RHPI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/052220%20RHPI%20B.jpg</image:loc><image:caption>052220RHPIB</image:caption><image:title>052220RHPIB</image:title></image:image><lastmod>2020-05-22</lastmod></url><url><loc>https://blog.firstam.com/economics/u.s.-news-world-report-are-we-headed-for-another-housing-crisis</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/030821%20econ%20post.jpg</image:loc><image:caption>030821econpost</image:caption><image:title>030821econpost</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/051216%20US-News-Logo.png</image:loc><image:caption>051216USNewsLogo</image:caption><image:title>051216USNewsLogo</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/040821%20CNBC%20primary%20image.jpg</image:loc><image:caption>040821CNBCprimaryimage</image:caption><image:title>040821CNBCprimaryimage</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2020-Podcast-Odeta-2-1.jpg</image:loc><image:caption>FBECON2020PodcastOdeta21</image:caption><image:title>FBECON2020PodcastOdeta21</image:title></image:image><lastmod>2017-07-13</lastmod></url><url><loc>https://blog.firstam.com/reconomy-podcast/are-we-on-the-verge-of-a-retail-leasing-apocalypse</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/REconomy-Podcast-Episode-115.jpg</image:loc><image:caption>TheREconomyPodcastEP115</image:caption><image:title>REconomyPodcastEpisode115</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/SummerSchool-Feature.jpg</image:loc><image:caption>SummerSchoolFeature</image:caption><image:title>SummerSchoolFeature</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/REconomy-Podcast-Episode-117.jpg</image:loc><image:caption>REconomyPodcastEpisode117</image:caption><image:title>REconomyPodcastEpisode117</image:title></image:image><lastmod>2025-05-08</lastmod></url><url><loc>https://blog.firstam.com/economics/defect-risk-jumps-nationally-partially-influenced-by-rising-defect-risk-in-california-wildfire-areas</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/022820%20LADI.jpg</image:loc><image:caption>022820LADI</image:caption><image:title>022820LADI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/122618%20LADI.jpg</image:loc><image:caption>122618LADI</image:caption><image:title>122618LADI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/013020%20LADI.jpg</image:loc><image:caption>013020LADI</image:caption><image:title>013020LADI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/033020%20LADI.jpg</image:loc><image:caption>033020LADI</image:caption><image:title>033020LADI</image:title></image:image><lastmod>2019-01-03</lastmod></url><url><loc>https://blog.firstam.com/trust-matters/q4-2023-investment-update</loc><video:video><video:thumbnail_loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Exec%20Webinar%20Series/Quarterly%20Investment%20Update%20with%20Jerry%20Braakman%20and%20Jason%20Nerio%20-%20Nov%2016%2c%202023__FINAL.mp4/medium.jpg</video:thumbnail_loc><video:title>Quarterly Investment Update with Jerry Braakman and Jason Nerio - Nov 16, 2023__FINAL</video:title><video:description>Quarterly Investment Update with Jerry Braakman and Jason Nerio - Nov 16, 2023__FINAL</video:description><video:content_loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Exec%20Webinar%20Series/Quarterly%20Investment%20Update%20with%20Jerry%20Braakman%20and%20Jason%20Nerio%20-%20Nov%2016%2c%202023__FINAL.mp4</video:content_loc><video:duration>2315</video:duration><video:requires_subscription>no</video:requires_subscription><video:live>no</video:live></video:video><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fatrust-logo.png</image:loc><image:caption>fatrustlogo</image:caption><image:title>fatrustlogo</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Investment%20Update%20Social%20Media%EF%80%A2Blog%20-%20Q3%202024.png</image:loc><image:caption>InvestmentUpdateSocialMediaBlogQ32024</image:caption><image:title>InvestmentUpdateSocialMediaBlogQ32024</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/background-trust-matters-blog-1.jpg</image:loc><image:caption>backgroundtrustmattersblog1</image:caption><image:title>backgroundtrustmattersblog1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-tm-editor-3.png</image:loc><image:caption>authortmeditor3</image:caption><image:title>authortmeditor3</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Exec%20Webinar%20Series/Investment%20Update%20Social%20Media_Blog%20-%20Q4%202023.jpg</image:loc><image:caption>InvestmentUpdateSocialMediaBlogQ42023</image:caption><image:title>InvestmentUpdateSocialMediaBlogQ42023</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Investment%20Webinars/Investment%20Update%20Email_RECORDED.png</image:loc><image:caption>InvestmentUpdateEmailRECORDED</image:caption><image:title>InvestmentUpdateEmailRECORDED</image:title></image:image><lastmod>2024-01-04</lastmod></url><url><loc>https://blog.firstam.com/economics/are-home-builders-closing-the-gap-between-housing-supply-and-demand</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/071918%20Housing%20Starts.jpg</image:loc><image:caption>071918HousingStarts</image:caption><image:title>071918HousingStarts</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><lastmod>2020-04-22</lastmod></url><url><loc>https://blog.firstam.com/trust-matters/congratulations-to-2021-people-first-award-honorees</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Top%20Companies%201200x628.jpg</image:loc><image:caption>TopCompanies1200x628</image:caption><image:title>TopCompanies1200x628</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fatrust-logo.png</image:loc><image:caption>fatrustlogo</image:caption><image:title>fatrustlogo</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Choose%20the%20right%20bank%20for%20your%20business.png</image:loc><image:caption>Choosetherightbankforyourbusiness</image:caption><image:title>Choosetherightbankforyourbusiness</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-tm-editor-3.png</image:loc><image:caption>authortmeditor3</image:caption><image:title>authortmeditor3</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Company%20News/People%20First_Blog_Post%20Image%20-%201200%20x%20628--FINAL.jpg</image:loc><image:caption>PeopleFirstBlogPostImage1200x628FINAL</image:caption><image:title>PeopleFirstBlogPostImage1200x628FINAL</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/background-trust-matters-blog-1.jpg</image:loc><image:caption>backgroundtrustmattersblog1</image:caption><image:title>backgroundtrustmattersblog1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/content.webp</image:loc><image:caption>content</image:caption><image:title>content</image:title></image:image><lastmod>2021-11-19</lastmod></url><url><loc>https://blog.firstam.com/reconomy-podcast/is-the-housing-market-poised-to-rebound-in-2024</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-RECONOMY-E81.jpg</image:loc><image:caption>FirstAmericanTheREconomyPodcastEpisode81HousingMarketForecast</image:caption><image:title>FBRECONOMYE81</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/SummerSchool-Feature.jpg</image:loc><image:caption>SummerSchoolFeature</image:caption><image:title>SummerSchoolFeature</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/REconomy-Podcast-Episode-117.jpg</image:loc><image:caption>REconomyPodcastEpisode117</image:caption><image:title>REconomyPodcastEpisode117</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><lastmod>2024-01-19</lastmod></url><url><loc>https://blog.firstam.com/reconomy-podcast/dont-be-alarmed-by-the-increase-in-arms</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/REconomy-Podcast-Episode-117.jpg</image:loc><image:caption>REconomyPodcastEpisode117</image:caption><image:title>REconomyPodcastEpisode117</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA_Economics/FB-RECONOMY-2021-E39.jpg</image:loc><image:caption>FBRECONOMY2021E39</image:caption><image:title>FBRECONOMY2021E39</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/SummerSchool-Feature.jpg</image:loc><image:caption>SummerSchoolFeature</image:caption><image:title>SummerSchoolFeature</image:title></image:image><lastmod>2023-11-01</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/bid/71986/Fledgling-suburb-bankrolled-by-CalPERS-recovers-along-with-real-estate-market</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/trust-matters/market-review-q2-2024</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fatrust-logo.png</image:loc><image:caption>fatrustlogo</image:caption><image:title>fatrustlogo</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/background-trust-matters-blog-1.jpg</image:loc><image:caption>backgroundtrustmattersblog1</image:caption><image:title>backgroundtrustmattersblog1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Newsletters/Bruce_Headshot.png</image:loc><image:caption>BruceHeadshot</image:caption><image:title>BruceHeadshot</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Bio/Headshot_Blog_Scott%20D__FINAL.jpg</image:loc><image:caption>HeadshotBlogScottDFINAL</image:caption><image:title>HeadshotBlogScottDFINAL</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-tm-editor-3.png</image:loc><image:caption>authortmeditor3</image:caption><image:title>authortmeditor3</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Exec%20Webinar%20Series/Executive%20Webinar-1200x628.jpg</image:loc><image:caption>ExecutiveWebinar1200x628</image:caption><image:title>ExecutiveWebinar1200x628</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Image_Q2%202024%20Market%20Review.png</image:loc><image:caption>ImageQ22024MarketReview</image:caption><image:title>ImageQ22024MarketReview</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Newsletters/Market%20Review_blog-social%20Q1.2025.jpg</image:loc><image:caption>MarketReviewblogsocialQ12025</image:caption><image:title>MarketReviewblogsocialQ12025</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Newsletters/Chart_Market%20Review%20Q2%202024%20and%20Outlook_v2.png</image:loc><image:caption>ChartMarketReviewQ22024andOutlookv2</image:caption><image:title>ChartMarketReviewQ22024andOutlookv2</image:title></image:image><lastmod>2024-07-26</lastmod></url><url><loc>https://blog.firstam.com/economics/six-more-months-of-housing-winter-or-early-spring-home-buying-season</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2024-EHSO-November-2-1.jpg</image:loc><image:caption>ExistingHomeSalesNovember2024</image:caption><image:title>FBECON2024EHSONovember21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/022019%20PHS.jpg</image:loc><image:caption>022019PHS</image:caption><image:title>022019PHS</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-Predictions-2025-2.jpg</image:loc><image:caption>2025HousingMarketPredictions</image:caption><image:title>FBECON2025Predictions20252</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-0645%20(1).jpg</image:loc><image:caption>25BRAND337106451</image:caption><image:title>25BRAND337106451</image:title></image:image><lastmod>2019-02-20</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/bid/63549/Buyers-come-knocking-for-Bay-Area-homes</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/economics/we-crowd-sourced-the-reason-for-housing-supply-shortages</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/091517%20crowdsource%201.jpg</image:loc><image:caption>091517crowdsource1</image:caption><image:title>091517crowdsource1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/091517%20Crowdsource%202.jpg</image:loc><image:caption>091517Crowdsource2</image:caption><image:title>091517Crowdsource2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><lastmod>2020-04-22</lastmod></url><url><loc>https://blog.firstam.com/economics/how-high-is-too-high-for-mortgage-rates</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/032018%20PHS.jpg</image:loc><image:caption>032018PHS</image:caption><image:title>032018PHS</image:title></image:image><lastmod>2020-02-26</lastmod></url><url><loc>https://blog.firstam.com/cre-insights/the-commercial-real-estate-metric-signaling-confidence-is-returning-to-the-market</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2024-CRE-September-1%20(1).jpg</image:loc><image:caption>FBECON2024CRESeptember11</image:caption><image:title>FBECON2024CRESeptember11</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-1118_EC-CRE-Insights_Store-Closings.jpg</image:loc><image:caption>25BRAND01301118ECCREInsightsStoreClosings</image:caption><image:title>25BRAND01301118ECCREInsightsStoreClosings</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/CRE%20090424%202.jpg</image:loc><image:caption>CRE0904242</image:caption><image:title>CRE0904242</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-1090_EC-CRE-Insights_XFactor_01.jpg</image:loc><image:caption>25BRAND01301090ECCREInsightsXFactor01</image:caption><image:title>25BRAND01301090ECCREInsightsXFactor01</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-xander-22.jpg</image:loc><image:caption>FirstAmericanCommercialRealEstateEconomistXanderSnyder</image:caption><image:title>aboutxander22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-1433_EC-CRE-Insights_01.jpg</image:loc><image:caption>Modernapartmentbuilding</image:caption><image:title>25BRAND01301433ECCREInsights01</image:title></image:image><lastmod>2024-09-04</lastmod></url><url><loc>https://blog.firstam.com/economics/house-buying-power-jumps-nearly-10-percent-annually</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Real%20House%20Price%20Index%20December.jpg</image:loc><image:caption>RealHousePriceIndexDecember</image:caption><image:title>RealHousePriceIndexDecember</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Existing%20Home%20Sales%20Outlook%20December%202025.jpg</image:loc><image:caption>ExistingHomeSalesOutlookDecember2025</image:caption><image:title>ExistingHomeSalesOutlookDecember2025</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Inventory%20vs%20Nominal%20House%20Growth%2c%20Graph.jpg</image:loc><image:caption>InventoryvsNominalHouseGrowthGraph</image:caption><image:title>InventoryvsNominalHouseGrowthGraph</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Existing%20Home%20Sales.jpg</image:loc><image:caption>ExistingHomeSalesOutlookDecember2025</image:caption><image:title>ExistingHomeSales</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Real%20House%20Price%20Index%20January%202025.jpg</image:loc><image:caption>RealHousePriceIndexJanuary2025</image:caption><image:title>RealHousePriceIndexJanuary2025</image:title></image:image><lastmod>2026-01-27</lastmod></url><url><loc>https://blog.firstam.com/cre-insights/industrial-cre-from-pandemic-darling-to-the-goldilocks-era</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-1118_EC-CRE-Insights_Store-Closings.jpg</image:loc><image:caption>25BRAND01301118ECCREInsightsStoreClosings</image:caption><image:title>25BRAND01301118ECCREInsightsStoreClosings</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-1090_EC-CRE-Insights_XFactor_01.jpg</image:loc><image:caption>25BRAND01301090ECCREInsightsXFactor01</image:caption><image:title>25BRAND01301090ECCREInsightsXFactor01</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-xander-22.jpg</image:loc><image:caption>FirstAmericanCommercialRealEstateEconomistXanderSnyder</image:caption><image:title>aboutxander22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/CRE%20PCR%209325.jpg</image:loc><image:caption>IndustrialCapRatesLevelOffGraph</image:caption><image:title>CREPCR9325</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-1433_EC-CRE-Insights_01.jpg</image:loc><image:caption>Modernapartmentbuilding</image:caption><image:title>25BRAND01301433ECCREInsights01</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Industrial%20CRE%20Potential%20Cap%20Rate.jpg</image:loc><image:caption>IndustrialCREBuilding</image:caption><image:title>IndustrialCREPotentialCapRate</image:title></image:image><lastmod>2025-09-04</lastmod></url><url><loc>https://blog.firstam.com/economics/affordability-falls-to-its-lowest-level-since-2008</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/122721%20RHPI%202.jpg</image:loc><image:caption>122721RHPI2</image:caption><image:title>122721RHPI2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2021-RHPI-December.jpg</image:loc><image:caption>FBECON2021RHPIDecember</image:caption><image:title>FBECON2021RHPIDecember</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/122721%20RHPI.jpg</image:loc><image:caption>122721RHPI</image:caption><image:title>122721RHPI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><lastmod>2021-12-27</lastmod></url><url><loc>https://blog.firstam.com/trust-matters/estate-planning-for-volatile-assets</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fatrust-logo.png</image:loc><image:caption>fatrustlogo</image:caption><image:title>fatrustlogo</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Cannon%20-%20December%2015%20-%20Social%20Post.png</image:loc><image:caption>CannonDecember15SocialPost</image:caption><image:title>CannonDecember15SocialPost</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Nov%20Cannon%202023-1.jpg</image:loc><image:caption>NovCannon20231</image:caption><image:title>NovCannon20231</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-tm-editor-3.png</image:loc><image:caption>authortmeditor3</image:caption><image:title>authortmeditor3</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Bio/Headshot_Blog_Jonathan%20Mintz__FINAL.jpg</image:loc><image:caption>HeadshotBlogJonathanMintzFINAL</image:caption><image:title>HeadshotBlogJonathanMintzFINAL</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/background-trust-matters-blog-1.jpg</image:loc><image:caption>backgroundtrustmattersblog1</image:caption><image:title>backgroundtrustmattersblog1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Cannon%20-%20January%2024%20-%20Social%20Post.png</image:loc><image:caption>CannonJanuary24SocialPost</image:caption><image:title>CannonJanuary24SocialPost</image:title></image:image><lastmod>2022-02-02</lastmod></url><url><loc>https://blog.firstam.com/trust-matters/stocks-end-lower-yields-rise-after-powells-hawkish-remarks</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Social%20Media%20Image_Jerry%20and%20Quote_2022_8-30.jpg</image:loc><image:caption>SocialMediaImageJerryandQuote2022830</image:caption><image:title>SocialMediaImageJerryandQuote2022830</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Exec%20Webinar%20Series/Executive%20Webinar-1200x628.jpg</image:loc><image:caption>ExecutiveWebinar1200x628</image:caption><image:title>ExecutiveWebinar1200x628</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-tm-editor-3.png</image:loc><image:caption>authortmeditor3</image:caption><image:title>authortmeditor3</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Newsletters/Market%20Review_blog-social%20Q1.2025.jpg</image:loc><image:caption>MarketReviewblogsocialQ12025</image:caption><image:title>MarketReviewblogsocialQ12025</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/background-trust-matters-blog-1.jpg</image:loc><image:caption>backgroundtrustmattersblog1</image:caption><image:title>backgroundtrustmattersblog1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fatrust-logo.png</image:loc><image:caption>fatrustlogo</image:caption><image:title>fatrustlogo</image:title></image:image><lastmod>2022-08-31</lastmod></url><url><loc>https://blog.firstam.com/cre-insights/will-wave-of-store-closures-flood-the-market-with-retail-space</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/CRE%20041625%204.jpg</image:loc><image:caption>OpeningsandClosingsin20242025byRetailCategoryGraph</image:caption><image:title>CRE0416254</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-1118_EC-CRE-Insights_Store-Closings.jpg</image:loc><image:caption>25BRAND01301118ECCREInsightsStoreClosings</image:caption><image:title>25BRAND01301118ECCREInsightsStoreClosings</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-xander-22.jpg</image:loc><image:caption>FirstAmericanCommercialRealEstateEconomistXanderSnyder</image:caption><image:title>aboutxander22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-0803_EC-CRE-Insights_02.jpg</image:loc><image:caption>WhatsBehindtheIncreaseinCREPropertyInsurancePremiums</image:caption><image:title>25BRAND01300803ECCREInsights02</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/CRE%20041625%203.jpg</image:loc><image:caption>MonthstoLeaseRetailPropertiesGraph</image:caption><image:title>CRE0416253</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/CRE%20041625.jpg</image:loc><image:caption>NumberofRetailStoresClosedandOpenedGraph</image:caption><image:title>CRE041625</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-1118_EC-CRE-Insights_Store-Closings-1.jpg</image:loc><image:caption>25BRAND01301118ECCREInsightsStoreClosings1</image:caption><image:title>25BRAND01301118ECCREInsightsStoreClosings1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-1090_EC-CRE-Insights_XFactor_01.jpg</image:loc><image:caption>25BRAND01301090ECCREInsightsXFactor01</image:caption><image:title>25BRAND01301090ECCREInsightsXFactor01</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/CRE%20041625%202.jpg</image:loc><image:caption>RetailConstructionStartseCommerceSalesasaPercentofTotalRetailSalesGraph</image:caption><image:title>CRE0416252</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-1433_EC-CRE-Insights_01.jpg</image:loc><image:caption>Modernapartmentbuilding</image:caption><image:title>25BRAND01301433ECCREInsights01</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/CRE%20041625%205.jpg</image:loc><image:caption>StoreOpeningsandClosingsbyMillionsofSquareFeetGraph</image:caption><image:title>CRE0416255</image:title></image:image><lastmod>2025-04-17</lastmod></url><url><loc>https://blog.firstam.com/trust-matters/stocks-defy-logic-in-a-see-saw-week-riled-by-inflation</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-tm-editor-3.png</image:loc><image:caption>authortmeditor3</image:caption><image:title>authortmeditor3</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fatrust-logo.png</image:loc><image:caption>fatrustlogo</image:caption><image:title>fatrustlogo</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Jerry%20B%20-%20Quote%20Graphic%20-%20101722%20-%20150%20dpi.png</image:loc><image:caption>JerryBQuoteGraphic101722150dpi</image:caption><image:title>JerryBQuoteGraphic101722150dpi</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/background-trust-matters-blog-1.jpg</image:loc><image:caption>backgroundtrustmattersblog1</image:caption><image:title>backgroundtrustmattersblog1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Exec%20Webinar%20Series/Executive%20Webinar-1200x628.jpg</image:loc><image:caption>ExecutiveWebinar1200x628</image:caption><image:title>ExecutiveWebinar1200x628</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Newsletters/Market%20Review_blog-social%20Q1.2025.jpg</image:loc><image:caption>MarketReviewblogsocialQ12025</image:caption><image:title>MarketReviewblogsocialQ12025</image:title></image:image><lastmod>2022-10-17</lastmod></url><url><loc>https://blog.firstam.com/reconomy-podcast/bubble-busters-debunking-the-scariest-housing-headlines</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/REconomy%20Podcast%20Episode%20126.png</image:loc><image:caption>REconomyPodcastEpisode126</image:caption><image:title>REconomyPodcastEpisode126</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/REconomy-Podcast-Episode-125.jpg</image:loc><image:caption>TheREconomyPodcastEP125</image:caption><image:title>REconomyPodcastEpisode125</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/REconomy-Podcast-Episode-127.jpg</image:loc><image:caption>REconomyPodcastEpisode127</image:caption><image:title>REconomyPodcastEpisode127</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/REconomy-Podcast-Episode-128.jpg</image:loc><image:caption>REconomyPodcastEpisode128</image:caption><image:title>REconomyPodcastEpisode128</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><lastmod>2025-11-06</lastmod></url><url><loc>https://blog.firstam.com/trust-matters/chapmanuniversitytopemployersof2024</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/background-trust-matters-blog-1.jpg</image:loc><image:caption>backgroundtrustmattersblog1</image:caption><image:title>backgroundtrustmattersblog1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/First%20American.jpg</image:loc><image:caption>FirstAmerican</image:caption><image:title>FirstAmerican</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fatrust-logo.png</image:loc><image:caption>fatrustlogo</image:caption><image:title>fatrustlogo</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-tm-editor-3.png</image:loc><image:caption>authortmeditor3</image:caption><image:title>authortmeditor3</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Newsletters/Market%20Review_blog-social%20Q1.2025.jpg</image:loc><image:caption>MarketReviewblogsocialQ12025</image:caption><image:title>MarketReviewblogsocialQ12025</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Exec%20Webinar%20Series/Executive%20Webinar-1200x628.jpg</image:loc><image:caption>ExecutiveWebinar1200x628</image:caption><image:title>ExecutiveWebinar1200x628</image:title></image:image><lastmod>2024-03-05</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/bid/56921/KB-Home-tackles-high-ground</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/economics/the-dynamic-forces-that-re-shaped-housing-affordability-in-2019</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/102819%20RHPI.jpg</image:loc><image:caption>102819RHPI</image:caption><image:title>102819RHPI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><lastmod>2019-10-28</lastmod></url><url><loc>https://blog.firstam.com/economics/what-a-difference-an-election-makes</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/121316%20FOMC%20A.jpg</image:loc><image:caption>121316FOMCA</image:caption><image:title>121316FOMCA</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/121316%20FOMC%20B.jpg</image:loc><image:caption>121316FOMCB</image:caption><image:title>121316FOMCB</image:title></image:image><lastmod>2016-12-13</lastmod></url><url><loc>https://blog.firstam.com/bid/66859/Top-5-things-to-know-about-GFE-fees-and-tolerance-levels</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/blog-post-2_home_renovations_to_avoid.jpg</image:loc><image:caption>blogpost2homerenovationstoavoid</image:caption><image:title>blogpost2homerenovationstoavoid</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/blog-post_3_real_estate_terms.jpg</image:loc><image:caption>blogpost3realestateterms</image:caption><image:title>blogpost3realestateterms</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/bid/65633/State-selling-81-acre-Agnews-site-in-North-San-Jose</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/reconomy-podcast/are-we-heading-toward-a-recession</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/REconomy-Podcast-Episode-117.jpg</image:loc><image:caption>REconomyPodcastEpisode117</image:caption><image:title>REconomyPodcastEpisode117</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-Brand-Econ-Ctr-REconomy-Pod-112.jpg</image:loc><image:caption>25BrandEconCtrREconomyPod112</image:caption><image:title>25BrandEconCtrREconomyPod112</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/SummerSchool-Feature.jpg</image:loc><image:caption>SummerSchoolFeature</image:caption><image:title>SummerSchoolFeature</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><lastmod>2025-05-19</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/east-bay-eda-regional-intelligence-report</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-12-23</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/bid/63656/Bay-Meadows-homes-sell-like-hot-cakes</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/reconomy-podcast/three-spooky-facts-about-the-housing-market</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA_Economics/FB-RECONOMY-2021-E49-Halloween.jpg</image:loc><image:caption>FBRECONOMY2021E49Halloween</image:caption><image:title>FBRECONOMY2021E49Halloween</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/SummerSchool-Feature.jpg</image:loc><image:caption>SummerSchoolFeature</image:caption><image:title>SummerSchoolFeature</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/REconomy-Podcast-Episode-117.jpg</image:loc><image:caption>REconomyPodcastEpisode117</image:caption><image:title>REconomyPodcastEpisode117</image:title></image:image><lastmod>2023-11-01</lastmod></url><url><loc>https://blog.firstam.com/trust-matters/golds-moves-show-fed-policy-trumps-geopolitics-in-the-futures-market</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Newsletters/Market%20Review_blog-social%20Q1.2025.jpg</image:loc><image:caption>MarketReviewblogsocialQ12025</image:caption><image:title>MarketReviewblogsocialQ12025</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/MicrosoftTeams-image%20(7).png</image:loc><image:caption>MicrosoftTeamsimage7</image:caption><image:title>MicrosoftTeamsimage7</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Exec%20Webinar%20Series/Executive%20Webinar-1200x628.jpg</image:loc><image:caption>ExecutiveWebinar1200x628</image:caption><image:title>ExecutiveWebinar1200x628</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-tm-editor-3.png</image:loc><image:caption>authortmeditor3</image:caption><image:title>authortmeditor3</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fatrust-logo.png</image:loc><image:caption>fatrustlogo</image:caption><image:title>fatrustlogo</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/background-trust-matters-blog-1.jpg</image:loc><image:caption>backgroundtrustmattersblog1</image:caption><image:title>backgroundtrustmattersblog1</image:title></image:image><lastmod>2024-01-08</lastmod></url><url><loc>https://blog.firstam.com/cre-insights/are-investors-fueling-the-rapid-decline-in-housing-affordability</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-1090_EC-CRE-Insights_XFactor_01.jpg</image:loc><image:caption>25BRAND01301090ECCREInsightsXFactor01</image:caption><image:title>25BRAND01301090ECCREInsightsXFactor01</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-xander-22.jpg</image:loc><image:caption>FirstAmericanCommercialRealEstateEconomistXanderSnyder</image:caption><image:title>aboutxander22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/082622%20investor%20share.jpg</image:loc><image:caption>082622investorshare</image:caption><image:title>082622investorshare</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-1433_EC-CRE-Insights_01.jpg</image:loc><image:caption>Modernapartmentbuilding</image:caption><image:title>25BRAND01301433ECCREInsights01</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2022-Investor-Share-August-1.jpg</image:loc><image:caption>FBECON2022InvestorShareAugust1</image:caption><image:title>FBECON2022InvestorShareAugust1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-1118_EC-CRE-Insights_Store-Closings.jpg</image:loc><image:caption>25BRAND01301118ECCREInsightsStoreClosings</image:caption><image:title>25BRAND01301118ECCREInsightsStoreClosings</image:title></image:image><lastmod>2023-11-01</lastmod></url><url><loc>https://blog.firstam.com/economics/why-has-housing-market-potential-rebounded-during-the-pandemic</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/082020%20PHS.jpg</image:loc><image:caption>082020PHS</image:caption><image:title>082020PHS</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-Predictions-2025-2.jpg</image:loc><image:caption>2025HousingMarketPredictions</image:caption><image:title>FBECON2025Predictions20252</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2024-RHPI-September-1.jpg</image:loc><image:caption>FBECON2024RHPISeptember1</image:caption><image:title>FBECON2024RHPISeptember1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2020-PHS-August.jpg</image:loc><image:caption>FBECON2020PHSAugust</image:caption><image:title>FBECON2020PHSAugust</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/thumbnail_FB-ECON-2024-RHPI-October-1-2b.jpg</image:loc><image:caption>thumbnailFBECON2024RHPIOctober12b</image:caption><image:title>thumbnailFBECON2024RHPIOctober12b</image:title></image:image><lastmod>2020-08-20</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/bid/63851/The-Cannery-multi-use-project-in-Davis-could-move-forward-soon</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/commercial/the-inside-look-with-xander-snyder-episode-13</loc><video:video><video:thumbnail_loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Inside%20Look_Ep13.mp4/medium.jpg</video:thumbnail_loc><video:title>Inside Look_Ep13</video:title><video:description>Inside Look_Ep13</video:description><video:content_loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Inside%20Look_Ep13.mp4</video:content_loc><video:duration>208</video:duration><video:requires_subscription>no</video:requires_subscription><video:live>no</video:live></video:video><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/First_Am_NCS_/img/background-2-ncs-blog.jpg</image:loc><image:caption>background2ncsblog</image:caption><image:title>background2ncsblog</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Xander-Inside-Look-Ep-18%20(1).png</image:loc><image:caption>XanderInsideLookEp181</image:caption><image:title>XanderInsideLookEp181</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Xander-Inside-Look-1.png</image:loc><image:caption>XanderInsideLook1</image:caption><image:title>XanderInsideLook1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/fa-title_logo.png</image:loc><image:caption>fatitlelogo</image:caption><image:title>fatitlelogo</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Xander-Inside-Look-Ep-20.png</image:loc><image:caption>XanderInsideLookEp20</image:caption><image:title>XanderInsideLookEp20</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/NCS/NCS_Blog_Header_2.jpg</image:loc><image:caption>NCSBlogHeader2</image:caption><image:title>NCSBlogHeader2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Xander-Inside-Look_ep19.jpg</image:loc><image:caption>XanderInsideLookep19</image:caption><image:title>XanderInsideLookep19</image:title></image:image><lastmod>2024-09-17</lastmod></url><url><loc>https://blog.firstam.com/reconomy-podcast/whats-the-outlook-for-the-2022-spring-home-buying-season</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA_Economics/FB-RECONOMY-2021-E34.jpg</image:loc><image:caption>FBRECONOMY2021E34</image:caption><image:title>FBRECONOMY2021E34</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/REconomy-Podcast-Episode-117.jpg</image:loc><image:caption>REconomyPodcastEpisode117</image:caption><image:title>REconomyPodcastEpisode117</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/SummerSchool-Feature.jpg</image:loc><image:caption>SummerSchoolFeature</image:caption><image:title>SummerSchoolFeature</image:title></image:image><lastmod>2023-11-01</lastmod></url><url><loc>https://blog.firstam.com/commercial/lending-updates-retail-realities-and-how-ai-regulations-are-impacting-cre-0</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/24-NCS-0010-CRE_News_Digest_Blog_Header_July-01-1.png</image:loc><image:caption>24NCS0010CRENewsDigestBlogHeaderJuly011</image:caption><image:title>24NCS0010CRENewsDigestBlogHeaderJuly011</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/NCS/NCS_Blog_Header_2.jpg</image:loc><image:caption>NCSBlogHeader2</image:caption><image:title>NCSBlogHeader2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/fa-title_logo.png</image:loc><image:caption>fatitlelogo</image:caption><image:title>fatitlelogo</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/First_Am_NCS_/img/background-2-ncs-blog.jpg</image:loc><image:caption>background2ncsblog</image:caption><image:title>background2ncsblog</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/24-NCS-0010-CRE_News_Digest_Blog_Header_May.png</image:loc><image:caption>24NCS0010CRENewsDigestBlogHeaderMay</image:caption><image:title>24NCS0010CRENewsDigestBlogHeaderMay</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/24-NCS-0010-CRE_News_Digest_Blog_Header_June.png</image:loc><image:caption>24NCS0010CRENewsDigestBlogHeaderJune</image:caption><image:title>24NCS0010CRENewsDigestBlogHeaderJune</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/20230347_CRE%20News%20Digest_Blog%20Image_final_934x490_dec.png</image:loc><image:caption>20230347CRENewsDigestBlogImagefinal934x490dec</image:caption><image:title>20230347CRENewsDigestBlogImagefinal934x490dec</image:title></image:image><lastmod>2024-01-04</lastmod></url><url><loc>https://blog.firstam.com/economics/raising-rates-can-be-good-for-the-housing-market</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-Predictions-2025-2.jpg</image:loc><image:caption>2025HousingMarketPredictions</image:caption><image:title>FBECON2025Predictions20252</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/thumbnail_FB-ECON-2024-RHPI-October-1-2b.jpg</image:loc><image:caption>thumbnailFBECON2024RHPIOctober12b</image:caption><image:title>thumbnailFBECON2024RHPIOctober12b</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2024-RHPI-September-1.jpg</image:loc><image:caption>FBECON2024RHPISeptember1</image:caption><image:title>FBECON2024RHPISeptember1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/forbes-housing.jpg</image:loc><image:caption>forbeshousing</image:caption><image:title>forbeshousing</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><lastmod>2017-07-13</lastmod></url><url><loc>https://blog.firstam.com/economics/is-the-american-dream-an-american-reality</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/images/Homeownership.png</image:loc><image:caption>Homeownership</image:caption><image:title>Homeownership</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2024-Grateful-Homeownership-1.jpg</image:loc><image:caption>ThankfulforHomeownershipALookatGenerationalTrends</image:caption><image:title>FBECON2024GratefulHomeownership1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-odeta-22.jpg</image:loc><image:caption>aboutodeta22</image:caption><image:title>aboutodeta22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2023-Generations-June-2.gif</image:loc><image:caption>FBECON2023GenerationsJune2</image:caption><image:title>FBECON2023GenerationsJune2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2023-Demographics-October-1.jpg</image:loc><image:caption>FBECON2023DemographicsOctober1</image:caption><image:title>FBECON2023DemographicsOctober1</image:title></image:image><lastmod>2015-08-10</lastmod></url><url><loc>https://blog.firstam.com/cares/first-american-volunteer-spotlight-claire-ivey</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Cares/bg-cares.jpg</image:loc><image:caption>bgcares</image:caption><image:title>bgcares</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Claire_Ivey_2.png</image:loc><image:caption>ClaireIvey2</image:caption><image:title>ClaireIvey2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Claire_Ivey.png</image:loc><image:caption>ClaireIvey</image:caption><image:title>ClaireIvey</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2016-07-27</lastmod></url><url><loc>https://blog.firstam.com/trust-matters/q2-2024-investment-update</loc><video:video><video:thumbnail_loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Investment%20Webinars/Quarterly%20Investment%20Update%20with%20Jerry%20Braakman%20and%20Jason%20Nerio%20-%20May%2014%2c%202024__FINAL.mp4/medium.jpg</video:thumbnail_loc><video:title>Quarterly Investment Update with Jerry Braakman and Jason Nerio - May 14, 2024__FINAL</video:title><video:description>Quarterly Investment Update with Jerry Braakman and Jason Nerio - May 14, 2024__FINAL</video:description><video:content_loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Investment%20Webinars/Quarterly%20Investment%20Update%20with%20Jerry%20Braakman%20and%20Jason%20Nerio%20-%20May%2014%2c%202024__FINAL.mp4</video:content_loc><video:duration>2322</video:duration><video:requires_subscription>no</video:requires_subscription><video:live>no</video:live></video:video><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Investment%20Update%20Social%20Media%EF%80%A2Blog%20-%20Q3%202024.png</image:loc><image:caption>InvestmentUpdateSocialMediaBlogQ32024</image:caption><image:title>InvestmentUpdateSocialMediaBlogQ32024</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/background-trust-matters-blog-1.jpg</image:loc><image:caption>backgroundtrustmattersblog1</image:caption><image:title>backgroundtrustmattersblog1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-tm-editor-3.png</image:loc><image:caption>authortmeditor3</image:caption><image:title>authortmeditor3</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Investment%20Webinars/Investment%20Update%20Email_RECORDED.png</image:loc><image:caption>InvestmentUpdateEmailRECORDED</image:caption><image:title>InvestmentUpdateEmailRECORDED</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fatrust-logo.png</image:loc><image:caption>fatrustlogo</image:caption><image:title>fatrustlogo</image:title></image:image><lastmod>2024-06-10</lastmod></url><url><loc>https://blog.firstam.com/trust-matters/important-retirement-updates</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Exec%20Webinar%20Series/Executive%20Webinar-1200x628.jpg</image:loc><image:caption>ExecutiveWebinar1200x628</image:caption><image:title>ExecutiveWebinar1200x628</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Newsletters/Market%20Review_blog-social%20Q1.2025.jpg</image:loc><image:caption>MarketReviewblogsocialQ12025</image:caption><image:title>MarketReviewblogsocialQ12025</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fatrust-logo.png</image:loc><image:caption>fatrustlogo</image:caption><image:title>fatrustlogo</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Newsletters/Retirement_blog-social.jpg</image:loc><image:caption>Retirementblogsocial</image:caption><image:title>Retirementblogsocial</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Newsletters/Henry%20Tanaka_1713655279297color.jpg</image:loc><image:caption>HenryTanaka1713655279297color</image:caption><image:title>HenryTanaka1713655279297color</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/background-trust-matters-blog-1.jpg</image:loc><image:caption>backgroundtrustmattersblog1</image:caption><image:title>backgroundtrustmattersblog1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-tm-editor-3.png</image:loc><image:caption>authortmeditor3</image:caption><image:title>authortmeditor3</image:title></image:image><lastmod>2025-01-30</lastmod></url><url><loc>https://blog.firstam.com/economics/interviews-on-cnbc-discussing-rising-mortgage-rates-house-price-appreciation-millennial-demand-and-lack-of-new-home-construction</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/081718%20cnbc.jpg</image:loc><image:caption>081718cnbc</image:caption><image:title>081718cnbc</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-Predictions-2025-2.jpg</image:loc><image:caption>2025HousingMarketPredictions</image:caption><image:title>FBECON2025Predictions20252</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/thumbnail_FB-ECON-2024-RHPI-October-1-2b.jpg</image:loc><image:caption>thumbnailFBECON2024RHPIOctober12b</image:caption><image:title>thumbnailFBECON2024RHPIOctober12b</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2024-RHPI-September-1.jpg</image:loc><image:caption>FBECON2024RHPISeptember1</image:caption><image:title>FBECON2024RHPISeptember1</image:title></image:image><lastmod>2018-08-28</lastmod></url><url><loc>https://blog.firstam.com/economics/fraud-and-misrepresentation-risk-concentrating-in-florida</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/013020%20LADI.jpg</image:loc><image:caption>013020LADI</image:caption><image:title>013020LADI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA_Economics/20151229_Loan_Application_Defect_Index.png</image:loc><image:caption>20151229LoanApplicationDefectIndex</image:caption><image:title>20151229LoanApplicationDefectIndex</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/022820%20LADI.jpg</image:loc><image:caption>022820LADI</image:caption><image:title>022820LADI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/033020%20LADI.jpg</image:loc><image:caption>033020LADI</image:caption><image:title>033020LADI</image:title></image:image><lastmod>2017-07-13</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/bid/69276/Prime-Mountain-View-development-site-up-for-grabs</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/economics/why-everything-you-know-about-first-time-home-buyer-affordability-is-wrong</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/050819%20Q1%202081%20FTHB.jpg</image:loc><image:caption>050819Q12081FTHB</image:caption><image:title>050819Q12081FTHB</image:title></image:image><lastmod>2020-02-05</lastmod></url><url><loc>https://blog.firstam.com/reconomy-podcast/what-is-a-housing-recession-and-is-the-u.s.-in-one-now-part-1</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/SummerSchool-Feature.jpg</image:loc><image:caption>SummerSchoolFeature</image:caption><image:title>SummerSchoolFeature</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/REconomy-Podcast-Episode-117.jpg</image:loc><image:caption>REconomyPodcastEpisode117</image:caption><image:title>REconomyPodcastEpisode117</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-RECONOMY-E59-2.jpg</image:loc><image:caption>FBRECONOMYE592</image:caption><image:title>FBRECONOMYE592</image:title></image:image><lastmod>2023-10-31</lastmod></url><url><loc>https://blog.firstam.com/economics/where-homebuyers-are-getting-a-spring-lift-and-where-winter-isnt-over-yet</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Existing%20Home%20Sales%20Outlook%20March.png</image:loc><image:caption>ExistingHomeSalesOutlookMarch</image:caption><image:title>ExistingHomeSalesOutlookMarch</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Women%20and%20Homeownership.png</image:loc><image:caption>Singlewomanmovingintohernewhome</image:caption><image:title>WomenandHomeownership</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Real%20House%20Price%20Index%20January%202026.png</image:loc><image:caption>RealHousePriceIndexJanuary2026</image:caption><image:title>RealHousePriceIndexJanuary2026</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-sam-24.jpg</image:loc><image:caption>aboutsam24</image:caption><image:title>aboutsam24</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Springtime%20in%20San%20Francisco.png</image:loc><image:caption>SpringtimeinSanFrancisco</image:caption><image:title>SpringtimeinSanFrancisco</image:title></image:image><lastmod>2026-03-31</lastmod></url><url><loc>https://blog.firstam.com/economics/why-is-loan-application-fraud-risk-accelerating</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/013020%20LADI.jpg</image:loc><image:caption>013020LADI</image:caption><image:title>013020LADI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/033020%20LADI.jpg</image:loc><image:caption>033020LADI</image:caption><image:title>033020LADI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/022819%20LADI.jpg</image:loc><image:caption>022819LADI</image:caption><image:title>022819LADI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/022820%20LADI.jpg</image:loc><image:caption>022820LADI</image:caption><image:title>022820LADI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><lastmod>2019-03-15</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/bid/64994/Developer-relaunches-Winchester-Country-Club-lot-sales</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/bid/62174/Broken-condo-deal-near-Candlestick-revived-as-affordable-rental</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/economics/will-re-accelerating-house-price-appreciation-flip-the-rent-vs.-own-dynamic-again</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/103123%20RHPI.jpg</image:loc><image:caption>103123RHPI</image:caption><image:title>103123RHPI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><lastmod>2023-10-31</lastmod></url><url><loc>https://blog.firstam.com/reconomy-podcast/three-trends-to-be-thankful-for-in-the-economy-and-housing-market</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-RECONOMY-E52-2.jpg</image:loc><image:caption>FBRECONOMYE522</image:caption><image:title>FBRECONOMYE522</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/REconomy-Podcast-Episode-117.jpg</image:loc><image:caption>REconomyPodcastEpisode117</image:caption><image:title>REconomyPodcastEpisode117</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/SummerSchool-Feature.jpg</image:loc><image:caption>SummerSchoolFeature</image:caption><image:title>SummerSchoolFeature</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><lastmod>2023-10-31</lastmod></url><url><loc>https://blog.firstam.com/economics/housing-market-potential-little-changed-but-will-the-supply-shortage-continue-in-2018</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/012318%20PHS.jpg</image:loc><image:caption>012318PHS</image:caption><image:title>012318PHS</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/012318%20PHS-1.jpg</image:loc><image:caption>012318PHS1</image:caption><image:title>012318PHS1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><lastmod>2018-08-01</lastmod></url><url><loc>https://blog.firstam.com/economics/how-wage-growth-both-helps-and-hurts-housing-affordability</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/022618%20RHPI%20infographic.jpg</image:loc><image:caption>022618RHPIinfographic</image:caption><image:title>022618RHPIinfographic</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/022618%20RHPI.jpg</image:loc><image:caption>022618RHPI</image:caption><image:title>022618RHPI</image:title></image:image><lastmod>2018-02-26</lastmod></url><url><loc>https://blog.firstam.com/trust-matters/q3-2024-investment-update</loc><video:video><video:thumbnail_loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Investment%20Webinars/Q3.2024%20-%20Investment%20Update%20with%20Jerry%20Braakman%20and%20Scott%20Dudgeon%20-%20August%2020%2c%202024.mp4/medium.jpg</video:thumbnail_loc><video:title>Q3.2024 - Investment Update with Jerry Braakman and Scott Dudgeon - August 20, 2024</video:title><video:description>Q3.2024 - Investment Update with Jerry Braakman and Scott Dudgeon - August 20, 2024</video:description><video:content_loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Investment%20Webinars/Q3.2024%20-%20Investment%20Update%20with%20Jerry%20Braakman%20and%20Scott%20Dudgeon%20-%20August%2020%2c%202024.mp4</video:content_loc><video:duration>2525</video:duration><video:requires_subscription>no</video:requires_subscription><video:live>no</video:live></video:video><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Investment%20Update%20Social%20Media%EF%80%A2Blog%20-%20Q3%202024.png</image:loc><image:caption>InvestmentUpdateSocialMediaBlogQ32024</image:caption><image:title>InvestmentUpdateSocialMediaBlogQ32024</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Investment%20Webinars/Investment%20Update%20Email_RECORDED.png</image:loc><image:caption>InvestmentUpdateEmailRECORDED</image:caption><image:title>InvestmentUpdateEmailRECORDED</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-tm-editor-3.png</image:loc><image:caption>authortmeditor3</image:caption><image:title>authortmeditor3</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fatrust-logo.png</image:loc><image:caption>fatrustlogo</image:caption><image:title>fatrustlogo</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/background-trust-matters-blog-1.jpg</image:loc><image:caption>backgroundtrustmattersblog1</image:caption><image:title>backgroundtrustmattersblog1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Bio/Headshot_Blog_Scott%20D__FINAL.jpg</image:loc><image:caption>HeadshotBlogScottDFINAL</image:caption><image:title>HeadshotBlogScottDFINAL</image:title></image:image><lastmod>2024-08-28</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/bid/65149/Dublin-City-Council-Denies-Request-by-Summerhill-Homes</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/economics/what-is-the-connection-between-higher-mortgage-rates-and-defect-fraud-and-misrepresentation-risk</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/013020%20LADI.jpg</image:loc><image:caption>013020LADI</image:caption><image:title>013020LADI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/022820%20LADI.jpg</image:loc><image:caption>022820LADI</image:caption><image:title>022820LADI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/033020%20LADI.jpg</image:loc><image:caption>033020LADI</image:caption><image:title>033020LADI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/032417%20Defect%20index.jpg</image:loc><image:caption>032417Defectindex</image:caption><image:title>032417Defectindex</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><lastmod>2017-07-05</lastmod></url><url><loc>https://blog.firstam.com/economics/fear-and-loathing-in-homeownership</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/090718%20back%20to%20school.jpg</image:loc><image:caption>090718backtoschool</image:caption><image:title>090718backtoschool</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/060218%20Jobs%20report.jpg</image:loc><image:caption>060218Jobsreport</image:caption><image:title>060218Jobsreport</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2020-Labor-2-1.jpg</image:loc><image:caption>FBECON2020Labor21</image:caption><image:title>FBECON2020Labor21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><lastmod>2015-10-20</lastmod></url><url><loc>https://blog.firstam.com/trust-matters/investors-are-pouring-into-u.s.-stocks-to-avoid-greater-turbulence-overseas</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/background-trust-matters-blog-1.jpg</image:loc><image:caption>backgroundtrustmattersblog1</image:caption><image:title>backgroundtrustmattersblog1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Jerry%20Quote%20Graphic%20090722-1.png</image:loc><image:caption>JerryQuoteGraphic0907221</image:caption><image:title>JerryQuoteGraphic0907221</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Exec%20Webinar%20Series/Executive%20Webinar-1200x628.jpg</image:loc><image:caption>ExecutiveWebinar1200x628</image:caption><image:title>ExecutiveWebinar1200x628</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-tm-editor-3.png</image:loc><image:caption>authortmeditor3</image:caption><image:title>authortmeditor3</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Newsletters/Market%20Review_blog-social%20Q1.2025.jpg</image:loc><image:caption>MarketReviewblogsocialQ12025</image:caption><image:title>MarketReviewblogsocialQ12025</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fatrust-logo.png</image:loc><image:caption>fatrustlogo</image:caption><image:title>fatrustlogo</image:title></image:image><lastmod>2022-12-08</lastmod></url><url><loc>https://blog.firstam.com/innovation/technology-integrations-critical-to-enhancing-customer-service-and-the-home-buying-experience</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA_Innovation/technology-integration_930.jpg</image:loc><image:caption>technologyintegration930</image:caption><image:title>technologyintegration930</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Innovation/background-Inn-blog-1.jpg</image:loc><image:caption>backgroundInnblog1</image:caption><image:title>backgroundInnblog1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA_Innovation/technology-integration_690.jpg</image:loc><image:caption>technologyintegration690</image:caption><image:title>technologyintegration690</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA_Innovation/Five%20Steps%20to%20Boost%20Success%20in%20eClosing%20Implementation.jpg</image:loc><image:caption>FiveStepstoBoostSuccessineClosingImplementation</image:caption><image:title>FiveStepstoBoostSuccessineClosingImplementation</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA_Innovation/jim-dulle.jpg</image:loc><image:caption>jimdulle</image:caption><image:title>jimdulle</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA_Innovation/digital-signing_930.jpg</image:loc><image:caption>digitalsigning930</image:caption><image:title>digitalsigning930</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA_Innovation/ncs-clouded-to-clarity_930.jpg</image:loc><image:caption>ncscloudedtoclarity930</image:caption><image:title>ncscloudedtoclarity930</image:title></image:image><lastmod>2019-11-18</lastmod></url><url><loc>https://blog.firstam.com/economics/why-did-defect-risk-for-purchase-transactions-rise-for-the-first-time-since-march</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/013020%20LADI.jpg</image:loc><image:caption>013020LADI</image:caption><image:title>013020LADI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/022820%20LADI.jpg</image:loc><image:caption>022820LADI</image:caption><image:title>022820LADI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/033020%20LADI.jpg</image:loc><image:caption>033020LADI</image:caption><image:title>033020LADI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/122719%20LADI.jpg</image:loc><image:caption>122719LADI</image:caption><image:title>122719LADI</image:title></image:image><lastmod>2019-12-27</lastmod></url><url><loc>https://blog.firstam.com/bid/60844/Go-Slow-With-a-Home-Purchase</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/blog-post_3_real_estate_terms.jpg</image:loc><image:caption>blogpost3realestateterms</image:caption><image:title>blogpost3realestateterms</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/blog-post-2_home_renovations_to_avoid.jpg</image:loc><image:caption>blogpost2homerenovationstoavoid</image:caption><image:title>blogpost2homerenovationstoavoid</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/trust-matters/market-review-q2-2022-0</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-tm-editor-3.png</image:loc><image:caption>authortmeditor3</image:caption><image:title>authortmeditor3</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Exec%20Webinar%20Series/Executive%20Webinar-1200x628.jpg</image:loc><image:caption>ExecutiveWebinar1200x628</image:caption><image:title>ExecutiveWebinar1200x628</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Bruce%20Schoenfeld%20-%20Head%20Shot.png</image:loc><image:caption>BruceSchoenfeldHeadShot</image:caption><image:title>BruceSchoenfeldHeadShot</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fatrust-logo.png</image:loc><image:caption>fatrustlogo</image:caption><image:title>fatrustlogo</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Newsletters/Market%20Review_blog-social%20Q1.2025.jpg</image:loc><image:caption>MarketReviewblogsocialQ12025</image:caption><image:title>MarketReviewblogsocialQ12025</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Newsletters/Image_Index_Bloomberg%206.30.2022.png</image:loc><image:caption>ImageIndexBloomberg6302022</image:caption><image:title>ImageIndexBloomberg6302022</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/background-trust-matters-blog-1.jpg</image:loc><image:caption>backgroundtrustmattersblog1</image:caption><image:title>backgroundtrustmattersblog1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Bio/Headshot_Blog_Scott%20D__FINAL.jpg</image:loc><image:caption>HeadshotBlogScottDFINAL</image:caption><image:title>HeadshotBlogScottDFINAL</image:title></image:image><lastmod>2023-03-09</lastmod></url><url><loc>https://blog.firstam.com/economics/this-time-its-different-why-a-wave-of-foreclosures-is-unlikely</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-odeta-22.jpg</image:loc><image:caption>aboutodeta22</image:caption><image:title>aboutodeta22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2020-Dual-Trigger-August.jpg</image:loc><image:caption>FBECON2020DualTriggerAugust</image:caption><image:title>FBECON2020DualTriggerAugust</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/081020%20econ%20post.jpg</image:loc><image:caption>081020econpost</image:caption><image:title>081020econpost</image:title></image:image><lastmod>2020-08-14</lastmod></url><url><loc>https://blog.firstam.com/economics/how-2019-became-the-year-of-declining-fraud-risk</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/022820%20LADI.jpg</image:loc><image:caption>022820LADI</image:caption><image:title>022820LADI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/033020%20LADI.jpg</image:loc><image:caption>033020LADI</image:caption><image:title>033020LADI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/092619%20LADI.jpg</image:loc><image:caption>092619LADI</image:caption><image:title>092619LADI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/013020%20LADI.jpg</image:loc><image:caption>013020LADI</image:caption><image:title>013020LADI</image:title></image:image><lastmod>2019-09-26</lastmod></url><url><loc>https://blog.firstam.com/economics/how-have-the-2017-tax-law-changes-impacted-real-estate-prices</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/051319%20Tax%20blog%20post.jpg</image:loc><image:caption>051319Taxblogpost</image:caption><image:title>051319Taxblogpost</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-odeta-22.jpg</image:loc><image:caption>aboutodeta22</image:caption><image:title>aboutodeta22</image:title></image:image><lastmod>2020-03-05</lastmod></url><url><loc>https://blog.firstam.com/economics/blame-the-homebodies-why-are-homeowners-staying-in-their-homes-so-long</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/011119%20Homebodies.jpg</image:loc><image:caption>011119Homebodies</image:caption><image:title>011119Homebodies</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><lastmod>2019-01-11</lastmod></url><url><loc>https://blog.firstam.com/bid/71187/Interest-rates-now-the-lowest-of-2014</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/blog-post_3_real_estate_terms.jpg</image:loc><image:caption>blogpost3realestateterms</image:caption><image:title>blogpost3realestateterms</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/blog-post-2_home_renovations_to_avoid.jpg</image:loc><image:caption>blogpost2homerenovationstoavoid</image:caption><image:title>blogpost2homerenovationstoavoid</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/bid/70936/Watt-Companies-plans-521-homes-for-Sunnyvale-Spansion-campus</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/reconomy-podcast/what-does-student-loan-debt-forgiveness-mean-for-the-housing-market</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/SummerSchool-Feature.jpg</image:loc><image:caption>SummerSchoolFeature</image:caption><image:title>SummerSchoolFeature</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-RECONOMY-2021-E47.jpg</image:loc><image:caption>FBRECONOMY2021E47</image:caption><image:title>FBRECONOMY2021E47</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/REconomy-Podcast-Episode-117.jpg</image:loc><image:caption>REconomyPodcastEpisode117</image:caption><image:title>REconomyPodcastEpisode117</image:title></image:image><lastmod>2023-11-01</lastmod></url><url><loc>https://blog.firstam.com/reconomy-podcast/will-the-fed-side-with-snow-miser-or-heat-miser-on-rates</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/REconomy-Podcast-Episode-130.jpg</image:loc><image:caption>REconomyPodcastEpisode130</image:caption><image:title>REconomyPodcastEpisode130</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/REconomy-Podcast-Episode-128.jpg</image:loc><image:caption>REconomyPodcastEpisode128</image:caption><image:title>REconomyPodcastEpisode128</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/REconomy-Podcast-Episode-127.jpg</image:loc><image:caption>REconomyPodcastEpisode127</image:caption><image:title>REconomyPodcastEpisode127</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/REconomy-Podcast-Episode-129.jpg</image:loc><image:caption>TheREconomyPodcastEP129</image:caption><image:title>REconomyPodcastEpisode129</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><lastmod>2025-12-04</lastmod></url><url><loc>https://blog.firstam.com/trust-matters/q1-2024-investment-update-0</loc><video:video><video:thumbnail_loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Investment%20Webinars/Q1.2024_Quarterly%20Investment%20Update%20with%20Jerry%20Braakman%20and%20Scott%20Dudgeon%20-%20Feb%2015%2c%202024--FINAL.mp4/medium.jpg</video:thumbnail_loc><video:title>Q1.2024_Quarterly Investment Update with Jerry Braakman and Scott Dudgeon - Feb 15, 2024--FINAL</video:title><video:description>Q1.2024_Quarterly Investment Update with Jerry Braakman and Scott Dudgeon - Feb 15, 2024--FINAL</video:description><video:content_loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Investment%20Webinars/Q1.2024_Quarterly%20Investment%20Update%20with%20Jerry%20Braakman%20and%20Scott%20Dudgeon%20-%20Feb%2015%2c%202024--FINAL.mp4</video:content_loc><video:duration>2276</video:duration><video:requires_subscription>no</video:requires_subscription><video:live>no</video:live></video:video><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Investment%20Update%20Social%20Media%EF%80%A2Blog%20-%20Q3%202024.png</image:loc><image:caption>InvestmentUpdateSocialMediaBlogQ32024</image:caption><image:title>InvestmentUpdateSocialMediaBlogQ32024</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fatrust-logo.png</image:loc><image:caption>fatrustlogo</image:caption><image:title>fatrustlogo</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-tm-editor-3.png</image:loc><image:caption>authortmeditor3</image:caption><image:title>authortmeditor3</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Investment%20Webinars/Investment%20Update%20Email_RECORDED.png</image:loc><image:caption>InvestmentUpdateEmailRECORDED</image:caption><image:title>InvestmentUpdateEmailRECORDED</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Investment%20Webinars/Investment%20Update%20Social%20Media_Blog%20-%20Q1%202024.jpg</image:loc><image:caption>InvestmentUpdateSocialMediaBlogQ12024</image:caption><image:title>InvestmentUpdateSocialMediaBlogQ12024</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/background-trust-matters-blog-1.jpg</image:loc><image:caption>backgroundtrustmattersblog1</image:caption><image:title>backgroundtrustmattersblog1</image:title></image:image><lastmod>2024-02-21</lastmod></url><url><loc>https://blog.firstam.com/trust-matters/new-influences-in-the-financial-market-executive-webinar-april-2-2024</loc><video:video><video:thumbnail_loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Exec%20Webinar%20Series/New%20Influences%20in%20the%20Financial%20Market_April%202%2c%202024_FINAL.mp4/medium.jpg</video:thumbnail_loc><video:title>New Influences in the Financial Market_April 2, 2024_FINAL</video:title><video:description>New Influences in the Financial Market_April 2, 2024_FINAL</video:description><video:content_loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Exec%20Webinar%20Series/New%20Influences%20in%20the%20Financial%20Market_April%202%2c%202024_FINAL.mp4</video:content_loc><video:duration>3626</video:duration><video:requires_subscription>no</video:requires_subscription><video:live>no</video:live></video:video><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Newsletters/Market%20Review_blog-social%20Q1.2025.jpg</image:loc><image:caption>MarketReviewblogsocialQ12025</image:caption><image:title>MarketReviewblogsocialQ12025</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fatrust-logo.png</image:loc><image:caption>fatrustlogo</image:caption><image:title>fatrustlogo</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-tm-editor-3.png</image:loc><image:caption>authortmeditor3</image:caption><image:title>authortmeditor3</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/background-trust-matters-blog-1.jpg</image:loc><image:caption>backgroundtrustmattersblog1</image:caption><image:title>backgroundtrustmattersblog1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Exec%20Webinar%20Series/Executive%20Webinar-1200x628.jpg</image:loc><image:caption>ExecutiveWebinar1200x628</image:caption><image:title>ExecutiveWebinar1200x628</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Exec%20Webinar%20Series/Executive%20Webinar%20Series%20Social%20Post%20-%20Jerry%20Braakman%20and%20Christopher%20Schwarz.jpg</image:loc><image:caption>ExecutiveWebinarSeriesSocialPostJerryBraakmanandChristopherSchwarz</image:caption><image:title>ExecutiveWebinarSeriesSocialPostJerryBraakmanandChristopherSchwarz</image:title></image:image><lastmod>2024-04-16</lastmod></url><url><loc>https://blog.firstam.com/commercial/rising-bank-risks-an-office-market-check-in-and-staying-up-to-date-on-decarbonization</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/24-NCS-0010-CRE_News_Digest_Blog_Header_July-01-1.png</image:loc><image:caption>24NCS0010CRENewsDigestBlogHeaderJuly011</image:caption><image:title>24NCS0010CRENewsDigestBlogHeaderJuly011</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/24-NCS-0010-CRE_News_Digest_Blog_Header_June.png</image:loc><image:caption>24NCS0010CRENewsDigestBlogHeaderJune</image:caption><image:title>24NCS0010CRENewsDigestBlogHeaderJune</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/24-NCS-0010-CRE_News_Digest_Blog_Header_April-2.png</image:loc><image:caption>24NCS0010CRENewsDigestBlogHeaderApril2</image:caption><image:title>24NCS0010CRENewsDigestBlogHeaderApril2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/24-NCS-0010-CRE_News_Digest_Blog_Header_July-01.png</image:loc><image:caption>24NCS0010CRENewsDigestBlogHeaderJuly01</image:caption><image:title>24NCS0010CRENewsDigestBlogHeaderJuly01</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/NCS/NCS_Blog_Header_2.jpg</image:loc><image:caption>NCSBlogHeader2</image:caption><image:title>NCSBlogHeader2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/24-NCS-0010-CRE_News_Digest_Blog_Header_May.png</image:loc><image:caption>24NCS0010CRENewsDigestBlogHeaderMay</image:caption><image:title>24NCS0010CRENewsDigestBlogHeaderMay</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/First_Am_NCS_/img/background-2-ncs-blog.jpg</image:loc><image:caption>background2ncsblog</image:caption><image:title>background2ncsblog</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/fa-title_logo.png</image:loc><image:caption>fatitlelogo</image:caption><image:title>fatitlelogo</image:title></image:image><lastmod>2024-07-23</lastmod></url><url><loc>https://blog.firstam.com/economics/she-cession-cant-slow-homeownership-surge-among-single-women</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2024-Women-March-2-3-1.jpg</image:loc><image:caption>FBECON2024WomenMarch231</image:caption><image:title>FBECON2024WomenMarch231</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-ksenia-22.jpg</image:loc><image:caption>aboutksenia22</image:caption><image:title>aboutksenia22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/HMT%20Women%20Homeownership%20030424.png</image:loc><image:caption>SingleWomensHomeownershipRateGraph</image:caption><image:title>HMTWomenHomeownership030424</image:title></image:image><lastmod>2024-03-08</lastmod></url><url><loc>https://blog.firstam.com/reconomy-podcast/why-us-homeowners-have-a-big-advantage-in-a-rising-mortgage-rate-environment</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/REconomy-Podcast-Episode-117.jpg</image:loc><image:caption>REconomyPodcastEpisode117</image:caption><image:title>REconomyPodcastEpisode117</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-RECONOMY-E70-2.jpg</image:loc><image:caption>FBRECONOMYE702</image:caption><image:title>FBRECONOMYE702</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/SummerSchool-Feature.jpg</image:loc><image:caption>SummerSchoolFeature</image:caption><image:title>SummerSchoolFeature</image:title></image:image><lastmod>2023-10-31</lastmod></url><url><loc>https://blog.firstam.com/trust-matters/choose-the-right-bank-for-your-business</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/background-trust-matters-blog-1.jpg</image:loc><image:caption>backgroundtrustmattersblog1</image:caption><image:title>backgroundtrustmattersblog1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/content.webp</image:loc><image:caption>content</image:caption><image:title>content</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Choose%20the%20right%20bank%20for%20your%20business.png</image:loc><image:caption>Choosetherightbankforyourbusiness</image:caption><image:title>Choosetherightbankforyourbusiness</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-tm-editor-3.png</image:loc><image:caption>authortmeditor3</image:caption><image:title>authortmeditor3</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fatrust-logo.png</image:loc><image:caption>fatrustlogo</image:caption><image:title>fatrustlogo</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Top%20Companies%201200x628.jpg</image:loc><image:caption>TopCompanies1200x628</image:caption><image:title>TopCompanies1200x628</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Oct%20Research%20Article.png</image:loc><image:caption>OctResearchArticle</image:caption><image:title>OctResearchArticle</image:title></image:image><lastmod>2024-10-18</lastmod></url><url><loc>https://blog.firstam.com/bid/63617/Avoid-Common-Mistakes-When-Displaying-Homes-for-Spring-Sale</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/blog-post_3_real_estate_terms.jpg</image:loc><image:caption>blogpost3realestateterms</image:caption><image:title>blogpost3realestateterms</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/blog-post-2_home_renovations_to_avoid.jpg</image:loc><image:caption>blogpost2homerenovationstoavoid</image:caption><image:title>blogpost2homerenovationstoavoid</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/east-sides-future-will-be-decided-by-pleasanton-voters-nov.-3</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2015-05-29</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/bid/67457/Grosvenor-testing-San-Francisco-market-with-first-condo-project</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/innovation/responding-to-covid-19-closing-real-estate-transactions-amid-the-pandemic</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA_Innovation/Nancy-Tarr.jpg</image:loc><image:caption>NancyTarr</image:caption><image:title>NancyTarr</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-INNOVATION-2024-January-1.jpg</image:loc><image:caption>FBINNOVATION2024January1</image:caption><image:title>FBINNOVATION2024January1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA_Innovation/Curbside-Closing.jpg</image:loc><image:caption>CurbsideClosing</image:caption><image:title>CurbsideClosing</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA_Innovation/innovation-pt-2_June-2020_930.jpg</image:loc><image:caption>innovationpt2June2020930</image:caption><image:title>innovationpt2June2020930</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Innovation-Blog.jpg</image:loc><image:caption>InnovationBlog</image:caption><image:title>InnovationBlog</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Innovation/background-Inn-blog-1.jpg</image:loc><image:caption>backgroundInnblog1</image:caption><image:title>backgroundInnblog1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fi-091422-1.jpg</image:loc><image:caption>fi0914221</image:caption><image:title>fi0914221</image:title></image:image><lastmod>2020-06-11</lastmod></url><url><loc>https://blog.firstam.com/economics/the-tale-of-two-markets-continues-for-now</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-odeta-22.jpg</image:loc><image:caption>aboutodeta22</image:caption><image:title>aboutodeta22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2024-EHS-July-2.jpg</image:loc><image:caption>June2024ExistingHomeSales</image:caption><image:title>FBECON2024EHSJuly2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/EHS%20071924.png</image:loc><image:caption>ExistingInventorySalesMay2024Graph</image:caption><image:title>EHS071924</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><lastmod>2024-07-19</lastmod></url><url><loc>https://blog.firstam.com/cre-insights/less-is-more-for-industrial-investors-midwest-industrial-reset-part-3-of-3</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Industrial%20CRE%20Potential%20Cap%20Rate.jpg</image:loc><image:caption>IndustrialCREBuilding</image:caption><image:title>IndustrialCREPotentialCapRate</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Midwest%20Industrial%20Buyers.jpg</image:loc><image:caption>AveragesizeofIndustrialpropertiessoldgraph</image:caption><image:title>MidwestIndustrialBuyers</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Midwestern%20Purchase%20Demand.jpg</image:loc><image:caption>IndustrialTransactionVolumegraph</image:caption><image:title>MidwesternPurchaseDemand</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-1819-2738_EC-CRE-Insights_XFactor_1PHOTO.jpg</image:loc><image:caption>IndustrialbuildingsintheMidwesternMarket</image:caption><image:title>25BRAND18192738ECCREInsightsXFactor1PHOTO</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Share%20of%20Midwestern%20Market.jpg</image:loc><image:caption>Transactionvolumeandturnoverrategraph</image:caption><image:title>ShareofMidwesternMarket</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-xander-22.jpg</image:loc><image:caption>FirstAmericanCommercialRealEstateEconomistXanderSnyder</image:caption><image:title>aboutxander22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-2528_EC-CRE-Insights_XFactor.jpg</image:loc><image:caption>25BRAND01302528ECCREInsightsXFactor</image:caption><image:title>25BRAND01302528ECCREInsightsXFactor</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-1819-2738_EC-CRE-Insights_XFactor_1.jpg</image:loc><image:caption>25BRAND18192738ECCREInsightsXFactor1</image:caption><image:title>25BRAND18192738ECCREInsightsXFactor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Midwest%20Industrial%20Shines.jpg</image:loc><image:caption>AnnualchangeinIndustrialTransactionVolumegraph</image:caption><image:title>MidwestIndustrialShines</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-2603_EC%20CRE%20Insights_XFactor.jpg</image:loc><image:caption>25BRAND01302603ECCREInsightsXFactor</image:caption><image:title>25BRAND01302603ECCREInsightsXFactor</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><lastmod>2025-11-04</lastmod></url><url><loc>https://blog.firstam.com/economics/interview-on-cnbc-discussing-the-new-normal-for-the-housing-market</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/112118%20CNBC.jpg</image:loc><image:caption>112118CNBC</image:caption><image:title>112118CNBC</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><lastmod>2018-11-26</lastmod></url><url><loc>https://blog.firstam.com/reconomy-podcast/where-is-housing-affordability-for-first-time-home-buyers-headed</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/REconomy-Podcast-Episode-117.jpg</image:loc><image:caption>REconomyPodcastEpisode117</image:caption><image:title>REconomyPodcastEpisode117</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-RECONOMY-E65-2-2.jpg</image:loc><image:caption>FBRECONOMYE6522</image:caption><image:title>FBRECONOMYE6522</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/SummerSchool-Feature.jpg</image:loc><image:caption>SummerSchoolFeature</image:caption><image:title>SummerSchoolFeature</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><lastmod>2023-10-31</lastmod></url><url><loc>https://blog.firstam.com/cares/supporting-human-services</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Human%20Services%204.jpg</image:loc><image:caption>HumanServices4</image:caption><image:title>HumanServices4</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Human%20Services%205.jpg</image:loc><image:caption>HumanServices5</image:caption><image:title>HumanServices5</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FirstAmCares%20Banner%20with%20sun.jpg</image:loc><image:caption>FirstAmCaresBannerwithsun</image:caption><image:title>FirstAmCaresBannerwithsun</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Cares/bg-cares.jpg</image:loc><image:caption>bgcares</image:caption><image:title>bgcares</image:title></image:image><lastmod>2019-09-06</lastmod></url><url><loc>https://blog.firstam.com/economics/is-this-the-great-normalization-of-the-housing-market</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/thumbnail_FB-ECON-2024-RHPI-October-1-2b.jpg</image:loc><image:caption>thumbnailFBECON2024RHPIOctober12b</image:caption><image:title>thumbnailFBECON2024RHPIOctober12b</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2022-PHS-August-2.jpg</image:loc><image:caption>FBECON2022PHSAugust2</image:caption><image:title>FBECON2022PHSAugust2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-Predictions-2025-2.jpg</image:loc><image:caption>2025HousingMarketPredictions</image:caption><image:title>FBECON2025Predictions20252</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/081722%20PHS.jpg</image:loc><image:caption>081722PHS</image:caption><image:title>081722PHS</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2024-RHPI-September-1.jpg</image:loc><image:caption>FBECON2024RHPISeptember1</image:caption><image:title>FBECON2024RHPISeptember1</image:title></image:image><lastmod>2022-08-17</lastmod></url><url><loc>https://blog.firstam.com/economics/february-existing-home-sales-down-in-the-northeast-boston.com</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/040821%20CNBC%20primary%20image.jpg</image:loc><image:caption>040821CNBCprimaryimage</image:caption><image:title>040821CNBCprimaryimage</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2020-Podcast-Odeta-2-1.jpg</image:loc><image:caption>FBECON2020PodcastOdeta21</image:caption><image:title>FBECON2020PodcastOdeta21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/030821%20econ%20post.jpg</image:loc><image:caption>030821econpost</image:caption><image:title>030821econpost</image:title></image:image><lastmod>2017-07-13</lastmod></url><url><loc>https://blog.firstam.com/cre-insights/what-do-fewer-multifamily-transactions-and-greater-pricing-uncertainty-mean-for-cap-rates</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/012723%20PCR%20model.png</image:loc><image:caption>012723PCRmodel</image:caption><image:title>012723PCRmodel</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-1090_EC-CRE-Insights_XFactor_01.jpg</image:loc><image:caption>25BRAND01301090ECCREInsightsXFactor01</image:caption><image:title>25BRAND01301090ECCREInsightsXFactor01</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-1118_EC-CRE-Insights_Store-Closings.jpg</image:loc><image:caption>25BRAND01301118ECCREInsightsStoreClosings</image:caption><image:title>25BRAND01301118ECCREInsightsStoreClosings</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-xander-22.jpg</image:loc><image:caption>FirstAmericanCommercialRealEstateEconomistXanderSnyder</image:caption><image:title>aboutxander22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/PCR-ECON-2023.png</image:loc><image:caption>PCRECON2023</image:caption><image:title>PCRECON2023</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-1433_EC-CRE-Insights_01.jpg</image:loc><image:caption>Modernapartmentbuilding</image:caption><image:title>25BRAND01301433ECCREInsights01</image:title></image:image><lastmod>2023-11-01</lastmod></url><url><loc>https://blog.firstam.com/economics/return-of-the-housing-recession</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/thumbnail_FB-ECON-2024-RHPI-October-1-2b.jpg</image:loc><image:caption>thumbnailFBECON2024RHPIOctober12b</image:caption><image:title>thumbnailFBECON2024RHPIOctober12b</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-Predictions-2025-2.jpg</image:loc><image:caption>2025HousingMarketPredictions</image:caption><image:title>FBECON2025Predictions20252</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/091823%20PHS.jpg</image:loc><image:caption>091823PHS</image:caption><image:title>091823PHS</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2023-PHS-September-1%20(1).jpg</image:loc><image:caption>FBECON2023PHSSeptember11</image:caption><image:title>FBECON2023PHSSeptember11</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2024-RHPI-September-1.jpg</image:loc><image:caption>FBECON2024RHPISeptember1</image:caption><image:title>FBECON2024RHPISeptember1</image:title></image:image><lastmod>2023-09-18</lastmod></url><url><loc>https://blog.firstam.com/economics/home-sellers-who-dont-want-to-be-buyers</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/053116_Lykken.png</image:loc><image:caption>053116Lykken</image:caption><image:title>053116Lykken</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><lastmod>2016-05-31</lastmod></url><url><loc>https://blog.firstam.com</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/blog-post-2_home_renovations_to_avoid.jpg</image:loc><image:caption>blogpost2homerenovationstoavoid</image:caption><image:title>blogpost2homerenovationstoavoid</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA-blog/images/blog-post_1_composite.jpg</image:loc><image:caption>blogpost1composite</image:caption><image:title>blogpost1composite</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/blog-post_3_real_estate_terms.jpg</image:loc><image:caption>blogpost3realestateterms</image:caption><image:title>blogpost3realestateterms</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/blog-post-4_should_we_sell_or_keep.jpg</image:loc><image:caption>blogpost4shouldwesellorkeep</image:caption><image:title>blogpost4shouldwesellorkeep</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2023-08-29</lastmod></url><url><loc>https://blog.firstam.com/cre-insights/buyers-have-the-upper-hand-in-the-multifamily-market</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/072123%20PCR%20Model.jpg</image:loc><image:caption>072123PCRModel</image:caption><image:title>072123PCRModel</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2023-Cap-Rate-July-1.jpg</image:loc><image:caption>FBECON2023CapRateJuly1</image:caption><image:title>FBECON2023CapRateJuly1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-xander-22.jpg</image:loc><image:caption>FirstAmericanCommercialRealEstateEconomistXanderSnyder</image:caption><image:title>aboutxander22</image:title></image:image><lastmod>2023-11-03</lastmod></url><url><loc>https://blog.firstam.com/reconomy-podcast/housing-bubble-or-no-housing-bubble</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-RECONOMY-2021-E36-1.jpg</image:loc><image:caption>FBRECONOMY2021E361</image:caption><image:title>FBRECONOMY2021E361</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/SummerSchool-Feature.jpg</image:loc><image:caption>SummerSchoolFeature</image:caption><image:title>SummerSchoolFeature</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/REconomy-Podcast-Episode-117.jpg</image:loc><image:caption>REconomyPodcastEpisode117</image:caption><image:title>REconomyPodcastEpisode117</image:title></image:image><lastmod>2023-11-01</lastmod></url><url><loc>https://blog.firstam.com/cre-insights/will-slower-apartment-leasing-activity-lead-to-rising-multifamily-cap-rates</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-1090_EC-CRE-Insights_XFactor_01.jpg</image:loc><image:caption>25BRAND01301090ECCREInsightsXFactor01</image:caption><image:title>25BRAND01301090ECCREInsightsXFactor01</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-1433_EC-CRE-Insights_01.jpg</image:loc><image:caption>Modernapartmentbuilding</image:caption><image:title>25BRAND01301433ECCREInsights01</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2022-CRE-PCR-October.jpg</image:loc><image:caption>FBECON2022CREPCROctober</image:caption><image:title>FBECON2022CREPCROctober</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-xander-22.jpg</image:loc><image:caption>FirstAmericanCommercialRealEstateEconomistXanderSnyder</image:caption><image:title>aboutxander22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-1118_EC-CRE-Insights_Store-Closings.jpg</image:loc><image:caption>25BRAND01301118ECCREInsightsStoreClosings</image:caption><image:title>25BRAND01301118ECCREInsightsStoreClosings</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/101922%20PCR%20Model.jpg</image:loc><image:caption>101922PCRModel</image:caption><image:title>101922PCRModel</image:title></image:image><lastmod>2023-11-01</lastmod></url><url><loc>https://blog.firstam.com/economics/did-the-housing-market-rebound-red-or-blue</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-January-1-7.jpg</image:loc><image:caption>January2025RealHousePriceIndex</image:caption><image:title>FBECON2025RHPIJanuary17</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/072216_Red_vs._Blue.png</image:loc><image:caption>072216RedvsBlue</image:caption><image:title>072216RedvsBlue</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><lastmod>2016-07-22</lastmod></url><url><loc>https://blog.firstam.com/economics/affordability-challenges-prompt-a-house-price-slowdown</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2024-RHPI-May-1.jpg</image:loc><image:caption>AprilRealHousePriceIndex</image:caption><image:title>FBECON2024RHPIMay1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/RHPI%20052724.png</image:loc><image:caption>NominalHousePriceGrowthGraph</image:caption><image:title>RHPI052724</image:title></image:image><lastmod>2024-07-26</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/bid/71989/Citation-Homes-to-buy-Fremont-site-that-could-support-135-housing-units</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/economics/does-a-fed-rate-increase-doom-housing</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-Predictions-2025-2.jpg</image:loc><image:caption>2025HousingMarketPredictions</image:caption><image:title>FBECON2025Predictions20252</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2024-EHSO-November-2-1.jpg</image:loc><image:caption>ExistingHomeSalesNovember2024</image:caption><image:title>FBECON2024EHSONovember21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA_Economics/the-feds-influence-on-housing.png</image:loc><image:caption>thefedsinfluenceonhousing</image:caption><image:title>thefedsinfluenceonhousing</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA_Economics/existing-home-sales-the-feds-influence-on-housing.png</image:loc><image:caption>existinghomesalesthefedsinfluenceonhousing</image:caption><image:title>existinghomesalesthefedsinfluenceonhousing</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/thumbnail_FB-ECON-2024-RHPI-October-1-2b.jpg</image:loc><image:caption>thumbnailFBECON2024RHPIOctober12b</image:caption><image:title>thumbnailFBECON2024RHPIOctober12b</image:title></image:image><lastmod>2017-07-13</lastmod></url><url><loc>https://blog.firstam.com/economics/why-has-defect-risk-reached-a-multi-year-low-point</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/103119%20Defect%20Index.jpg</image:loc><image:caption>103119DefectIndex</image:caption><image:title>103119DefectIndex</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/022820%20LADI.jpg</image:loc><image:caption>022820LADI</image:caption><image:title>022820LADI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/013020%20LADI.jpg</image:loc><image:caption>013020LADI</image:caption><image:title>013020LADI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/033020%20LADI.jpg</image:loc><image:caption>033020LADI</image:caption><image:title>033020LADI</image:title></image:image><lastmod>2019-10-31</lastmod></url><url><loc>https://blog.firstam.com/economics/how-will-recent-uptick-in-mortgage-rates-impact-spring-home-buying</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2024-RHPI-September-1.jpg</image:loc><image:caption>FBECON2024RHPISeptember1</image:caption><image:title>FBECON2024RHPISeptember1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-Predictions-2025-2.jpg</image:loc><image:caption>2025HousingMarketPredictions</image:caption><image:title>FBECON2025Predictions20252</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/022223%20PHS%20Model.jpg</image:loc><image:caption>022223PHSModel</image:caption><image:title>022223PHSModel</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/thumbnail_FB-ECON-2024-RHPI-October-1-2b.jpg</image:loc><image:caption>thumbnailFBECON2024RHPIOctober12b</image:caption><image:title>thumbnailFBECON2024RHPIOctober12b</image:title></image:image><lastmod>2023-02-22</lastmod></url><url><loc>https://blog.firstam.com/cares/first-american-interns-</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/CDuplis.png</image:loc><image:caption>CDuplis</image:caption><image:title>CDuplis</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/18.jpg</image:loc><image:caption>18</image:caption><image:title>18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/4.jpg</image:loc><image:caption>4</image:caption><image:title>4</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/6.jpg</image:loc><image:caption>6</image:caption><image:title>6</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/10.jpg</image:loc><image:caption>10</image:caption><image:title>10</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Picture10.png</image:loc><image:caption>Picture10</image:caption><image:title>Picture10</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/8.jpg</image:loc><image:caption>8</image:caption><image:title>8</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Picture6.jpg</image:loc><image:caption>Picture6</image:caption><image:title>Picture6</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Cares/bg-cares.jpg</image:loc><image:caption>bgcares</image:caption><image:title>bgcares</image:title></image:image><lastmod>2016-07-28</lastmod></url><url><loc>https://blog.firstam.com/economics/tightening-supply-squeezes-market-potential</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/121917%20PHS.jpg</image:loc><image:caption>121917PHS</image:caption><image:title>121917PHS</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><lastmod>2017-12-19</lastmod></url><url><loc>https://blog.firstam.com/trust-matters/first-american-trust-recognized-as-a-top-companies-supporting-educational-excellence</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Choose%20the%20right%20bank%20for%20your%20business.png</image:loc><image:caption>Choosetherightbankforyourbusiness</image:caption><image:title>Choosetherightbankforyourbusiness</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Top%20Companies%201200x628.jpg</image:loc><image:caption>TopCompanies1200x628</image:caption><image:title>TopCompanies1200x628</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Top%20Companies%202026.jpg</image:loc><image:caption>TopCompanies2026</image:caption><image:title>TopCompanies2026</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fatrust-logo.png</image:loc><image:caption>fatrustlogo</image:caption><image:title>fatrustlogo</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/content.webp</image:loc><image:caption>content</image:caption><image:title>content</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-tm-editor-3.png</image:loc><image:caption>authortmeditor3</image:caption><image:title>authortmeditor3</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/background-trust-matters-blog-1.jpg</image:loc><image:caption>backgroundtrustmattersblog1</image:caption><image:title>backgroundtrustmattersblog1</image:title></image:image><lastmod>2026-02-18</lastmod></url><url><loc>https://blog.firstam.com/reconomy-podcast/the-mysterious-metric-that-moves-mortgage-rates</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-RECONOMY-E102-1.jpg</image:loc><image:caption>FBRECONOMYE1021</image:caption><image:title>FBRECONOMYE1021</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/REconomy-Podcast-Episode-117.jpg</image:loc><image:caption>REconomyPodcastEpisode117</image:caption><image:title>REconomyPodcastEpisode117</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/SummerSchool-Feature.jpg</image:loc><image:caption>SummerSchoolFeature</image:caption><image:title>SummerSchoolFeature</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><lastmod>2024-11-07</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/bid/72095/Grading-beginning-at-McKinley-Village-infill-project</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-08-22</lastmod></url><url><loc>https://blog.firstam.com/cre-insights/commercial-real-estate-prices-still-have-room-to-run</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/041422%20PCR%20model.jpg</image:loc><image:caption>041422PCRmodel</image:caption><image:title>041422PCRmodel</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-1433_EC-CRE-Insights_01.jpg</image:loc><image:caption>Modernapartmentbuilding</image:caption><image:title>25BRAND01301433ECCREInsights01</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-1118_EC-CRE-Insights_Store-Closings.jpg</image:loc><image:caption>25BRAND01301118ECCREInsightsStoreClosings</image:caption><image:title>25BRAND01301118ECCREInsightsStoreClosings</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2022-CRE-PCR-April.jpg</image:loc><image:caption>FBECON2022CREPCRApril</image:caption><image:title>FBECON2022CREPCRApril</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-1090_EC-CRE-Insights_XFactor_01.jpg</image:loc><image:caption>25BRAND01301090ECCREInsightsXFactor01</image:caption><image:title>25BRAND01301090ECCREInsightsXFactor01</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-xander-22.jpg</image:loc><image:caption>FirstAmericanCommercialRealEstateEconomistXanderSnyder</image:caption><image:title>aboutxander22</image:title></image:image><lastmod>2023-11-03</lastmod></url><url><loc>https://blog.firstam.com/trust-matters/first-american-named-on-the-fortune-best-workplaces-in-financial-services-insurance-list-for-the-8th-consecutive-year</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/content.webp</image:loc><image:caption>content</image:caption><image:title>content</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Choose%20the%20right%20bank%20for%20your%20business.png</image:loc><image:caption>Choosetherightbankforyourbusiness</image:caption><image:title>Choosetherightbankforyourbusiness</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fatrust-logo.png</image:loc><image:caption>fatrustlogo</image:caption><image:title>fatrustlogo</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-tm-editor-3.png</image:loc><image:caption>authortmeditor3</image:caption><image:title>authortmeditor3</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Best%20Places%20to%20Work.png</image:loc><image:caption>BestPlacestoWork</image:caption><image:title>BestPlacestoWork</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/background-trust-matters-blog-1.jpg</image:loc><image:caption>backgroundtrustmattersblog1</image:caption><image:title>backgroundtrustmattersblog1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Top%20Companies%201200x628.jpg</image:loc><image:caption>TopCompanies1200x628</image:caption><image:title>TopCompanies1200x628</image:title></image:image><lastmod>2024-09-17</lastmod></url><url><loc>https://blog.firstam.com/trust-matters/broad-rally-pushes-stock-indexes-higher</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Exec%20Webinar%20Series/Executive%20Webinar-1200x628.jpg</image:loc><image:caption>ExecutiveWebinar1200x628</image:caption><image:title>ExecutiveWebinar1200x628</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Newsletters/Market%20Review_blog-social%20Q1.2025.jpg</image:loc><image:caption>MarketReviewblogsocialQ12025</image:caption><image:title>MarketReviewblogsocialQ12025</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fatrust-logo.png</image:loc><image:caption>fatrustlogo</image:caption><image:title>fatrustlogo</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/background-trust-matters-blog-1.jpg</image:loc><image:caption>backgroundtrustmattersblog1</image:caption><image:title>backgroundtrustmattersblog1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-tm-editor-3.png</image:loc><image:caption>authortmeditor3</image:caption><image:title>authortmeditor3</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Social%20Media%20Image_Jerry%20Quote%20-%20August%202023%20WSJ.jpg</image:loc><image:caption>SocialMediaImageJerryQuoteAugust2023WSJ</image:caption><image:title>SocialMediaImageJerryQuoteAugust2023WSJ</image:title></image:image><lastmod>2023-08-30</lastmod></url><url><loc>https://blog.firstam.com/economics/housing-affordability-improved-for-second-consecutive-month-in-december</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2023-RHPI-February-1%20(1).jpg</image:loc><image:caption>FBECON2023RHPIFebruary11</image:caption><image:title>FBECON2023RHPIFebruary11</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/022823%20RHPI.jpg</image:loc><image:caption>022823RHPI</image:caption><image:title>022823RHPI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><lastmod>2023-03-10</lastmod></url><url><loc>https://blog.firstam.com/reconomy-podcast/has-the-commercial-real-estate-market-finally-turned-the-corner</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-Brand-0004-0588-Econ-Ctr-REconomy-Pod-110.jpg</image:loc><image:caption>25Brand00040588EconCtrREconomyPod110</image:caption><image:title>25Brand00040588EconCtrREconomyPod110</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/REconomy-Podcast-Episode-117.jpg</image:loc><image:caption>REconomyPodcastEpisode117</image:caption><image:title>REconomyPodcastEpisode117</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/SummerSchool-Feature.jpg</image:loc><image:caption>SummerSchoolFeature</image:caption><image:title>SummerSchoolFeature</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><lastmod>2025-02-27</lastmod></url><url><loc>https://blog.firstam.com/economics/has-house-price-appreciation-reached-a-tipping-point-1</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/042720%20RHPI.jpg</image:loc><image:caption>042720RHPI</image:caption><image:title>042720RHPI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><lastmod>2020-04-27</lastmod></url><url><loc>https://blog.firstam.com/reconomy-podcast/has-market-volatility-and-tariff-uncertainty-triggered-a-housing-recession</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/REconomy-Podcast-Episode-117.jpg</image:loc><image:caption>REconomyPodcastEpisode117</image:caption><image:title>REconomyPodcastEpisode117</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/SummerSchool-Feature.jpg</image:loc><image:caption>SummerSchoolFeature</image:caption><image:title>SummerSchoolFeature</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-Brand-Econ-Ctr-REconomy-Pod-114.jpg</image:loc><image:caption>25BrandEconCtrREconomyPod114</image:caption><image:title>25BrandEconCtrREconomyPod114</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><lastmod>2025-04-25</lastmod></url><url><loc>https://blog.firstam.com/bid/66138/Closing-On-A-Home-Tips-For-Understanding-the-HUD-1</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/blog-post_3_real_estate_terms.jpg</image:loc><image:caption>blogpost3realestateterms</image:caption><image:title>blogpost3realestateterms</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/blog-post-2_home_renovations_to_avoid.jpg</image:loc><image:caption>blogpost2homerenovationstoavoid</image:caption><image:title>blogpost2homerenovationstoavoid</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/economics/what-does-the-refinance-boom-mean-for-fraud-risk</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/022820%20LADI.jpg</image:loc><image:caption>022820LADI</image:caption><image:title>022820LADI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/033020%20LADI.jpg</image:loc><image:caption>033020LADI</image:caption><image:title>033020LADI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/013020%20LADI.jpg</image:loc><image:caption>013020LADI</image:caption><image:title>013020LADI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/082819%20LADI.jpg</image:loc><image:caption>082819LADI</image:caption><image:title>082819LADI</image:title></image:image><lastmod>2019-08-29</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/bid/63147/Land-purchases-about-to-pay-off-for-builders</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/economics/the-market-dynamics-fueling-the-great-housing-shortage</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/042018%20PHS.jpg</image:loc><image:caption>042018PHS</image:caption><image:title>042018PHS</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><lastmod>2020-04-22</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/big-oakland-housing-proposal-revived-sans-mcmansions</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2015-01-23</lastmod></url><url><loc>https://blog.firstam.com/reconomy-podcast/what-is-a-recession-and-how-do-we-know-when-one-begins</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-RECONOMY-2021-E44.jpg</image:loc><image:caption>FBRECONOMY2021E44</image:caption><image:title>FBRECONOMY2021E44</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/REconomy-Podcast-Episode-117.jpg</image:loc><image:caption>REconomyPodcastEpisode117</image:caption><image:title>REconomyPodcastEpisode117</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/SummerSchool-Feature.jpg</image:loc><image:caption>SummerSchoolFeature</image:caption><image:title>SummerSchoolFeature</image:title></image:image><lastmod>2023-11-01</lastmod></url><url><loc>https://blog.firstam.com/economics/ability-to-pay-rules-reduce-income-related-fraud-risk</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/033020%20LADI.jpg</image:loc><image:caption>033020LADI</image:caption><image:title>033020LADI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/013020%20LADI.jpg</image:loc><image:caption>013020LADI</image:caption><image:title>013020LADI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/ladi-2015-oct.png</image:loc><image:caption>ladi2015oct</image:caption><image:title>ladi2015oct</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/022820%20LADI.jpg</image:loc><image:caption>022820LADI</image:caption><image:title>022820LADI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><lastmod>2017-07-13</lastmod></url><url><loc>https://blog.firstam.com/economics/the-housing-markets-holiday-gift-a-loosening-lock-in-effect</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/LockIN-1.jpg</image:loc><image:caption>LockIN1</image:caption><image:title>LockIN1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-odeta-22.jpg</image:loc><image:caption>aboutodeta22</image:caption><image:title>aboutodeta22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Existing%20Home%20Sales%20Outlook%20December%202025.jpg</image:loc><image:caption>ExistingHomeSalesOutlookDecember2025</image:caption><image:title>ExistingHomeSalesOutlookDecember2025</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Existing%20Home%20Sales%20November.jpg</image:loc><image:caption>ExistingHomeSalesNovember</image:caption><image:title>ExistingHomeSalesNovember</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRA_2.jpg</image:loc><image:caption>25BRA2</image:caption><image:title>25BRA2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/RHPI%20November.jpg</image:loc><image:caption>RHPINovember</image:caption><image:title>RHPINovember</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/New%20generation%20of%20homeownership.jpg</image:loc><image:caption>MillennialandGenZfriendssharingaholidaymealathomehighlightingthenextwaveofhomeownership</image:caption><image:title>Newgenerationofhomeownership</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><lastmod>2025-12-17</lastmod></url><url><loc>https://blog.firstam.com/reconomy-podcast/will-fomo-increase-demand-in-the-housing-market</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA_Economics/FB-RECONOMY-2021-E27-1.jpg</image:loc><image:caption>FBRECONOMY2021E271</image:caption><image:title>FBRECONOMY2021E271</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/REconomy-Podcast-Episode-117.jpg</image:loc><image:caption>REconomyPodcastEpisode117</image:caption><image:title>REconomyPodcastEpisode117</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/SummerSchool-Feature.jpg</image:loc><image:caption>SummerSchoolFeature</image:caption><image:title>SummerSchoolFeature</image:title></image:image><lastmod>2023-11-01</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/bid/68500/Senior-housing-project-pending-in-Elk-Grove</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/economics/why-affordability-is-increasing-when-house-price-appreciation-is-on-the-rise</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/082719%20RHPI.jpg</image:loc><image:caption>082719RHPI</image:caption><image:title>082719RHPI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><lastmod>2019-09-11</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/bid/71947/Homebuilder-True-Life-elbows-into-crowded-Silicon-Valley-market</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/economics/policy-and-fintech-innovations-protect-against-fraud-risk-in-the-uncertain-days-ahead</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/033020%20LADI.jpg</image:loc><image:caption>033020LADI</image:caption><image:title>033020LADI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/122719%20LADI.jpg</image:loc><image:caption>122719LADI</image:caption><image:title>122719LADI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/022820%20LADI.jpg</image:loc><image:caption>022820LADI</image:caption><image:title>022820LADI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/013020%20LADI.jpg</image:loc><image:caption>013020LADI</image:caption><image:title>013020LADI</image:title></image:image><lastmod>2020-03-30</lastmod></url><url><loc>https://blog.firstam.com/reconomy-podcast/2025-housing-market-outlook</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/SummerSchool-Feature.jpg</image:loc><image:caption>SummerSchoolFeature</image:caption><image:title>SummerSchoolFeature</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-RECONOMY-E104-1.jpg</image:loc><image:caption>TheREconomyPodcastEP1042025HousingMarketOutlook</image:caption><image:title>FBRECONOMYE1041</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/REconomy-Podcast-Episode-117.jpg</image:loc><image:caption>REconomyPodcastEpisode117</image:caption><image:title>REconomyPodcastEpisode117</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><lastmod>2024-12-05</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2023-08-29</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/bid/60679/Sacramento-area-home-prices-projected-to-rise</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/bid/68706/Feeding-frenzy-new-Transbay-site-could-fetch-77-million</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/economics/what-drives-loan-application-defect-risk-at-the-local-level</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/042718%20LADI.jpg</image:loc><image:caption>042718LADI</image:caption><image:title>042718LADI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><lastmod>2018-04-27</lastmod></url><url><loc>https://blog.firstam.com/economics/two-trends-signal-housing-supply-relief-on-the-way</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/041818%20Housing%20Starts.jpg</image:loc><image:caption>041818HousingStarts</image:caption><image:title>041818HousingStarts</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><lastmod>2018-04-18</lastmod></url><url><loc>https://blog.firstam.com/economics/why-housing-market-potential-strengthened-in-april</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-Predictions-2025-2.jpg</image:loc><image:caption>2025HousingMarketPredictions</image:caption><image:title>FBECON2025Predictions20252</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-0645%20(1).jpg</image:loc><image:caption>25BRAND337106451</image:caption><image:title>25BRAND337106451</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Econ%201200x628%205-19-21%20a.jpg</image:loc><image:caption>FAEcon1200x62851921a</image:caption><image:title>FAEcon1200x62851921a</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/052021%20PHS.jpg</image:loc><image:caption>052021PHS</image:caption><image:title>052021PHS</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/thumbnail_FB-ECON-2024-RHPI-October-1-2b.jpg</image:loc><image:caption>thumbnailFBECON2024RHPIOctober12b</image:caption><image:title>thumbnailFBECON2024RHPIOctober12b</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><lastmod>2021-05-20</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/bid/71009/Work-on-1-700-homes-at-long-vacant-Schlage-Lock-site-could-start-in-2015</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/bid/63484/Bosa-prepares-next-Mission-Bay-site</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/trust-matters/gold-prices-settle-higher-extend-gains-after-fed-decision-to-raise-rates</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/background-trust-matters-blog-1.jpg</image:loc><image:caption>backgroundtrustmattersblog1</image:caption><image:title>backgroundtrustmattersblog1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-tm-editor-3.png</image:loc><image:caption>authortmeditor3</image:caption><image:title>authortmeditor3</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fatrust-logo.png</image:loc><image:caption>fatrustlogo</image:caption><image:title>fatrustlogo</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Newsletters/Market%20Review_blog-social%20Q1.2025.jpg</image:loc><image:caption>MarketReviewblogsocialQ12025</image:caption><image:title>MarketReviewblogsocialQ12025</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Social%20Media%20Image_Jerry%20Quote%20-%207.26.2023.jpg</image:loc><image:caption>SocialMediaImageJerryQuote7262023</image:caption><image:title>SocialMediaImageJerryQuote7262023</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Exec%20Webinar%20Series/Executive%20Webinar-1200x628.jpg</image:loc><image:caption>ExecutiveWebinar1200x628</image:caption><image:title>ExecutiveWebinar1200x628</image:title></image:image><lastmod>2023-07-27</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/bid/69275/What-will-new-owner-do-with-surplus-HP-land-in-Roseville</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/economics/why-housing-affordability-sank-for-the-first-time-in-over-two-years</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/052421%20RHPI%202.jpg</image:loc><image:caption>052421RHPI2</image:caption><image:title>052421RHPI2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2021-RHPI-April.jpg</image:loc><image:caption>FBECON2021RHPIApril</image:caption><image:title>FBECON2021RHPIApril</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/052421%20RHPI.jpg</image:loc><image:caption>052421RHPI</image:caption><image:title>052421RHPI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><lastmod>2021-05-24</lastmod></url><url><loc>https://blog.firstam.com/economics/what-does-californias-solar-panel-mandate-mean-for-affordability-</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/051718%20solar.jpg</image:loc><image:caption>051718solar</image:caption><image:title>051718solar</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><lastmod>2020-04-22</lastmod></url><url><loc>https://blog.firstam.com/economics/loan-application-defect-index-falls-1.2-percent-in-september</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA_Economics/loan-defect-index-10272015.png</image:loc><image:caption>loandefectindex10272015</image:caption><image:title>loandefectindex10272015</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/013020%20LADI.jpg</image:loc><image:caption>013020LADI</image:caption><image:title>013020LADI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/033020%20LADI.jpg</image:loc><image:caption>033020LADI</image:caption><image:title>033020LADI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/022820%20LADI.jpg</image:loc><image:caption>022820LADI</image:caption><image:title>022820LADI</image:title></image:image><lastmod>2017-07-14</lastmod></url><url><loc>https://blog.firstam.com/economics/why-education-is-the-best-investment-for-homeownership</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/090718%20back%20to%20school.jpg</image:loc><image:caption>090718backtoschool</image:caption><image:title>090718backtoschool</image:title></image:image><lastmod>2020-04-22</lastmod></url><url><loc>https://blog.firstam.com/economics/is-student-loan-debt-really-preventing-homeownership</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-sam-24.jpg</image:loc><image:caption>aboutsam24</image:caption><image:title>aboutsam24</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/HMT%20Student%20Loan%20092324.jpg</image:loc><image:caption>Averageloantermsandpaymenttoincomeratiograph</image:caption><image:title>HMTStudentLoan092324</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/HMT-Student-Loan-092324-3.jpg</image:loc><image:caption>HomebuyingpowerandHomeownershipRateofMillennialsin2022Graph</image:caption><image:title>HMTStudentLoan0923243</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2024-Student-Debt-September-1.jpg</image:loc><image:caption>FBECON2024StudentDebtSeptember1</image:caption><image:title>FBECON2024StudentDebtSeptember1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><lastmod>2024-09-23</lastmod></url><url><loc>https://blog.firstam.com/economics/2024-house-price-blitz-analyzing-nfl-divisions-by-median-house-prices</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/HMT%20Football%20100724.jpg</image:loc><image:caption>AverageMedianSalePricein2024byFootballDivisionvsGrowthRatefromPrePandemicto2024Graph</image:caption><image:title>HMTFootball100724</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2024-Affordability-September-1.jpg</image:loc><image:caption>FBECON2024AffordabilitySeptember1</image:caption><image:title>FBECON2024AffordabilitySeptember1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/House%20Blitz.jpg</image:loc><image:caption>2024HouseBlitzNFLDivisionsbyMedianHousePrice</image:caption><image:title>HouseBlitz</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><lastmod>2024-11-20</lastmod></url><url><loc>https://blog.firstam.com/economics/will-quantitative-un-easing-make-housing-unaffordable</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/092017%20PHS.jpg</image:loc><image:caption>092017PHS</image:caption><image:title>092017PHS</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><lastmod>2020-04-22</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/bid/60678/Bayview-enjoys-buzz-as-condos-retail-fill-up</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/economics/best-cities-to-maximize-borrowing-power-for-first-time-home-buyers</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/121117%20top%205.jpg</image:loc><image:caption>121117top5</image:caption><image:title>121117top5</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/121117%20bottom%205.png</image:loc><image:caption>121117bottom5</image:caption><image:title>121117bottom5</image:title></image:image><lastmod>2020-04-22</lastmod></url><url><loc>https://blog.firstam.com/commercial/current-wire-fraud-schemes-and-ways-to-protect-your-business</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/First_Am_NCS_/img/background-2-ncs-blog.jpg</image:loc><image:caption>background2ncsblog</image:caption><image:title>background2ncsblog</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/fa-title_logo.png</image:loc><image:caption>fatitlelogo</image:caption><image:title>fatitlelogo</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/MicrosoftTeams-image%20(2).png</image:loc><image:caption>MicrosoftTeamsimage2</image:caption><image:title>MicrosoftTeamsimage2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Xander-Inside-Look-Ep-18%20(1).png</image:loc><image:caption>XanderInsideLookEp181</image:caption><image:title>XanderInsideLookEp181</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/1516580937859.jpg</image:loc><image:caption>1516580937859</image:caption><image:title>1516580937859</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Xander-Inside-Look_ep19.jpg</image:loc><image:caption>XanderInsideLookep19</image:caption><image:title>XanderInsideLookep19</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Xander-Inside-Look-Ep-20.png</image:loc><image:caption>XanderInsideLookEp20</image:caption><image:title>XanderInsideLookEp20</image:title></image:image><lastmod>2023-12-12</lastmod></url><url><loc>https://blog.firstam.com/economics/what-do-the-top-10-cities-for-entry-level-new-home-construction-have-in-common</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/112219%20v2.jpg</image:loc><image:caption>112219v2</image:caption><image:title>112219v2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2024-Grateful-Homeownership-1.jpg</image:loc><image:caption>ThankfulforHomeownershipALookatGenerationalTrends</image:caption><image:title>FBECON2024GratefulHomeownership1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2023-Demographics-October-1.jpg</image:loc><image:caption>FBECON2023DemographicsOctober1</image:caption><image:title>FBECON2023DemographicsOctober1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/112219%20Const.jpg</image:loc><image:caption>112219Const</image:caption><image:title>112219Const</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2024-FT-Homebuyer-June-1.jpg</image:loc><image:caption>ForPotentialFirstTimeHomeBuyersitMayBeMemphisorBust</image:caption><image:title>FBECON2024FTHomebuyerJune1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-odeta-22.jpg</image:loc><image:caption>aboutodeta22</image:caption><image:title>aboutodeta22</image:title></image:image><lastmod>2019-11-26</lastmod></url><url><loc>https://blog.firstam.com/cares/supporting-habitat-for-humanity</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Community%20Development%203.jpg</image:loc><image:caption>CommunityDevelopment3</image:caption><image:title>CommunityDevelopment3</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Cares/bg-cares.jpg</image:loc><image:caption>bgcares</image:caption><image:title>bgcares</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Community%20Development%202.jpg</image:loc><image:caption>CommunityDevelopment2</image:caption><image:title>CommunityDevelopment2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2019-08-27</lastmod></url><url><loc>https://blog.firstam.com/trust-matters/q2-2022-investment-update-recording</loc><video:video><video:thumbnail_loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Investment%20Webinars/VIDEO_Q2%20Investment%20Update_May%2018%2c%202022---FINAL.mp4/medium.jpg</video:thumbnail_loc><video:title>VIDEO_Q2 Investment Update_May 18, 2022---FINAL</video:title><video:description>VIDEO_Q2 Investment Update_May 18, 2022---FINAL</video:description><video:content_loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Investment%20Webinars/VIDEO_Q2%20Investment%20Update_May%2018%2c%202022---FINAL.mp4</video:content_loc><video:duration>2430</video:duration><video:requires_subscription>no</video:requires_subscription><video:live>no</video:live></video:video><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Newsletters/Market%20Review_blog-social%20Q1.2025.jpg</image:loc><image:caption>MarketReviewblogsocialQ12025</image:caption><image:title>MarketReviewblogsocialQ12025</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Investment%20Webinars/Image_Blog_Investment%20Update_May%2018%2c%202022_.jpg</image:loc><image:caption>ImageBlogInvestmentUpdateMay182022</image:caption><image:title>ImageBlogInvestmentUpdateMay182022</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/background-trust-matters-blog-1.jpg</image:loc><image:caption>backgroundtrustmattersblog1</image:caption><image:title>backgroundtrustmattersblog1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-tm-editor-3.png</image:loc><image:caption>authortmeditor3</image:caption><image:title>authortmeditor3</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fatrust-logo.png</image:loc><image:caption>fatrustlogo</image:caption><image:title>fatrustlogo</image:title></image:image><lastmod>2022-05-20</lastmod></url><url><loc>https://blog.firstam.com/cre-insights/why-apartment-rents-are-poised-to-decline-in-former-pandemic-hot-spots</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-xander-22.jpg</image:loc><image:caption>FirstAmericanCommercialRealEstateEconomistXanderSnyder</image:caption><image:title>aboutxander22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-1118_EC-CRE-Insights_Store-Closings.jpg</image:loc><image:caption>25BRAND01301118ECCREInsightsStoreClosings</image:caption><image:title>25BRAND01301118ECCREInsightsStoreClosings</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2024-CRE-January-1.jpg</image:loc><image:caption>CREInsightsWhyApartmentRentsarePoisedtoDeclineinFormerPandemicHotSpots</image:caption><image:title>FBECON2024CREJanuary1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-1433_EC-CRE-Insights_01.jpg</image:loc><image:caption>Modernapartmentbuilding</image:caption><image:title>25BRAND01301433ECCREInsights01</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/MicrosoftTeams-image-1.png</image:loc><image:caption>MicrosoftTeamsimage1</image:caption><image:title>MicrosoftTeamsimage1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-1090_EC-CRE-Insights_XFactor_01.jpg</image:loc><image:caption>25BRAND01301090ECCREInsightsXFactor01</image:caption><image:title>25BRAND01301090ECCREInsightsXFactor01</image:title></image:image><lastmod>2024-01-29</lastmod></url><url><loc>https://blog.firstam.com/cares/first-american-volunteer-spotlight-richard-vetter</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Cares/bg-cares.jpg</image:loc><image:caption>bgcares</image:caption><image:title>bgcares</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/20160906_125030.jpg</image:loc><image:caption>20160906125030</image:caption><image:title>20160906125030</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/20160709_094207.jpg</image:loc><image:caption>20160709094207</image:caption><image:title>20160709094207</image:title></image:image><lastmod>2017-02-02</lastmod></url><url><loc>https://blog.firstam.com/economics/a-north-south-divide-emerges-in-defect-fraud-and-misrepresentation-risk</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/033020%20LADI.jpg</image:loc><image:caption>033020LADI</image:caption><image:title>033020LADI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/022820%20LADI.jpg</image:loc><image:caption>022820LADI</image:caption><image:title>022820LADI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Defect%20Index%20113016.jpg</image:loc><image:caption>DefectIndex113016</image:caption><image:title>DefectIndex113016</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/013020%20LADI.jpg</image:loc><image:caption>013020LADI</image:caption><image:title>013020LADI</image:title></image:image><lastmod>2017-07-05</lastmod></url><url><loc>https://blog.firstam.com/economics/what-do-rising-rates-and-tenure-length-mean-for-housing-market-potential-in-2020</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/thumbnail_FB-ECON-2024-RHPI-October-1-2b.jpg</image:loc><image:caption>thumbnailFBECON2024RHPIOctober12b</image:caption><image:title>thumbnailFBECON2024RHPIOctober12b</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/112019%20PHS.jpg</image:loc><image:caption>112019PHS</image:caption><image:title>112019PHS</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2024-RHPI-September-1.jpg</image:loc><image:caption>FBECON2024RHPISeptember1</image:caption><image:title>FBECON2024RHPISeptember1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-Predictions-2025-2.jpg</image:loc><image:caption>2025HousingMarketPredictions</image:caption><image:title>FBECON2025Predictions20252</image:title></image:image><lastmod>2019-11-20</lastmod></url><url><loc>https://blog.firstam.com/economics/why-the-stage-is-set-for-a-stronger-spring-home-buying-season</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-0645%20(1).jpg</image:loc><image:caption>25BRAND337106451</image:caption><image:title>25BRAND337106451</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2024-EHSO-November-2-1.jpg</image:loc><image:caption>ExistingHomeSalesNovember2024</image:caption><image:title>FBECON2024EHSONovember21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/032119%20PHS.jpg</image:loc><image:caption>032119PHS</image:caption><image:title>032119PHS</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-Predictions-2025-2.jpg</image:loc><image:caption>2025HousingMarketPredictions</image:caption><image:title>FBECON2025Predictions20252</image:title></image:image><lastmod>2019-03-27</lastmod></url><url><loc>https://blog.firstam.com/trust-matters/fastcompanybestworkplaceforinnovators2023</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fatrust-logo.png</image:loc><image:caption>fatrustlogo</image:caption><image:title>fatrustlogo</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/content.webp</image:loc><image:caption>content</image:caption><image:title>content</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Choose%20the%20right%20bank%20for%20your%20business.png</image:loc><image:caption>Choosetherightbankforyourbusiness</image:caption><image:title>Choosetherightbankforyourbusiness</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/background-trust-matters-blog-1.jpg</image:loc><image:caption>backgroundtrustmattersblog1</image:caption><image:title>backgroundtrustmattersblog1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-tm-editor-3.png</image:loc><image:caption>authortmeditor3</image:caption><image:title>authortmeditor3</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/BWFI_Shared%20Image.jpg</image:loc><image:caption>BWFISharedImage</image:caption><image:title>BWFISharedImage</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Top%20Companies%201200x628.jpg</image:loc><image:caption>TopCompanies1200x628</image:caption><image:title>TopCompanies1200x628</image:title></image:image><lastmod>2023-08-30</lastmod></url><url><loc>https://blog.firstam.com/economics/automation-of-verification-tools-to-drive-risk-improvements-in-2017</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/022820%20LADI.jpg</image:loc><image:caption>022820LADI</image:caption><image:title>022820LADI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/013020%20LADI.jpg</image:loc><image:caption>013020LADI</image:caption><image:title>013020LADI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/033020%20LADI.jpg</image:loc><image:caption>033020LADI</image:caption><image:title>033020LADI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/122816%20Defect%20Index.jpg</image:loc><image:caption>122816DefectIndex</image:caption><image:title>122816DefectIndex</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><lastmod>2017-07-05</lastmod></url><url><loc>https://blog.firstam.com/economics/which-markets-are-wilting-under-a-loan-defect-risk-heat-wave</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/062817%20LADI.jpg</image:loc><image:caption>062817LADI</image:caption><image:title>062817LADI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/033020%20LADI.jpg</image:loc><image:caption>033020LADI</image:caption><image:title>033020LADI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/013020%20LADI.jpg</image:loc><image:caption>013020LADI</image:caption><image:title>013020LADI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/022820%20LADI.jpg</image:loc><image:caption>022820LADI</image:caption><image:title>022820LADI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><lastmod>2017-07-13</lastmod></url><url><loc>https://blog.firstam.com/economics/mini-refinance-boom-drives-fraud-risk-to-new-low</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/033020%20LADI.jpg</image:loc><image:caption>033020LADI</image:caption><image:title>033020LADI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/122719%20LADI.jpg</image:loc><image:caption>122719LADI</image:caption><image:title>122719LADI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/013020%20LADI.jpg</image:loc><image:caption>013020LADI</image:caption><image:title>013020LADI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/022820%20LADI.jpg</image:loc><image:caption>022820LADI</image:caption><image:title>022820LADI</image:title></image:image><lastmod>2020-02-28</lastmod></url><url><loc>https://blog.firstam.com/test/another-test</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/0621016_RESI_blog_post.png</image:loc><image:caption>0621016RESIblogpost</image:caption><image:title>0621016RESIblogpost</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/imgb.png</image:loc><image:caption>imgb</image:caption><image:title>imgb</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Innovation/background-Inn-blog-1.jpg</image:loc><image:caption>backgroundInnblog1</image:caption><image:title>backgroundInnblog1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/First_Am_NCS_/ThinkstockPhotos-533250770.jpg</image:loc><image:caption>ThinkstockPhotos533250770</image:caption><image:title>ThinkstockPhotos533250770</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Study%20Groups/Headshots_Jeff.jpg</image:loc><image:caption>HeadshotsJeff</image:caption><image:title>HeadshotsJeff</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA_PandC/Email%20Pieces/ThinkstockPhotos-480515586.jpg</image:loc><image:caption>ThinkstockPhotos480515586</image:caption><image:title>ThinkstockPhotos480515586</image:title></image:image><lastmod>2019-06-12</lastmod></url><url><loc>https://blog.firstam.com/economics/infographic-why-did-market-potential-pull-back-in-december</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/012417%20Infographic%20thumbnail.jpg</image:loc><image:caption>012417Infographicthumbnail</image:caption><image:title>012417Infographicthumbnail</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/INFO-Econ-PHS-December-2016-FINAL.jpg</image:loc><image:caption>INFOEconPHSDecember2016FINAL</image:caption><image:title>INFOEconPHSDecember2016FINAL</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><lastmod>2017-07-05</lastmod></url><url><loc>https://blog.firstam.com/economics/market-activity-moves-closer-to-potential</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/061616_Potential_Home_Sales.png</image:loc><image:caption>061616PotentialHomeSales</image:caption><image:title>061616PotentialHomeSales</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><lastmod>2016-06-16</lastmod></url><url><loc>https://blog.firstam.com/cre-insights/multifamily-cap-rates-are-poised-to-decline-in-2025</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-1090_EC-CRE-Insights_XFactor_01.jpg</image:loc><image:caption>25BRAND01301090ECCREInsightsXFactor01</image:caption><image:title>25BRAND01301090ECCREInsightsXFactor01</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/CRE%20010724.jpg</image:loc><image:caption>ActualMultifamilyCapRatevsForecastedMultifamilyCapRateGraph</image:caption><image:title>CRE010724</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2024-Multifamily-Cap-December-2-2%20(1).jpg</image:loc><image:caption>Multifamilycapratesarepoisedtodeclinein2025</image:caption><image:title>FBECON2024MultifamilyCapDecember221</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/blog-econ-multifamily-cap-12-24-1.jpg</image:loc><image:caption>Multifamilybuilding</image:caption><image:title>blogeconmultifamilycap12241</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-xander-22.jpg</image:loc><image:caption>FirstAmericanCommercialRealEstateEconomistXanderSnyder</image:caption><image:title>aboutxander22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-1433_EC-CRE-Insights_01.jpg</image:loc><image:caption>Modernapartmentbuilding</image:caption><image:title>25BRAND01301433ECCREInsights01</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-1118_EC-CRE-Insights_Store-Closings.jpg</image:loc><image:caption>25BRAND01301118ECCREInsightsStoreClosings</image:caption><image:title>25BRAND01301118ECCREInsightsStoreClosings</image:title></image:image><lastmod>2025-01-07</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/bid/65974/Effort-launched-to-overturn-Palo-Alto-s-Maybell-project</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/trust-matters/continuing-education-cannon-oc-june-21-2022</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/background-trust-matters-blog-1.jpg</image:loc><image:caption>backgroundtrustmattersblog1</image:caption><image:title>backgroundtrustmattersblog1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Nov%20Cannon%202023-1.jpg</image:loc><image:caption>NovCannon20231</image:caption><image:title>NovCannon20231</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-tm-editor-3.png</image:loc><image:caption>authortmeditor3</image:caption><image:title>authortmeditor3</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Cannon%20-%20January%2024%20-%20Social%20Post.png</image:loc><image:caption>CannonJanuary24SocialPost</image:caption><image:title>CannonJanuary24SocialPost</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Cannon%20-%20December%2015%20-%20Social%20Post.png</image:loc><image:caption>CannonDecember15SocialPost</image:caption><image:title>CannonDecember15SocialPost</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fatrust-logo.png</image:loc><image:caption>fatrustlogo</image:caption><image:title>fatrustlogo</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/shutterstock_737530009%20(1)-1.jpg</image:loc><image:caption>shutterstock73753000911</image:caption><image:title>shutterstock73753000911</image:title></image:image><lastmod>2022-06-01</lastmod></url><url><loc>https://blog.firstam.com/cares/first-american-employees-support-womens-advocacy</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Cares/bg-cares.jpg</image:loc><image:caption>bgcares</image:caption><image:title>bgcares</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Cares/heart-health.jpg</image:loc><image:caption>hearthealth</image:caption><image:title>hearthealth</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Cares/Picture1.jpg</image:loc><image:caption>Picture1</image:caption><image:title>Picture1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Picture6.jpg</image:loc><image:caption>Picture6</image:caption><image:title>Picture6</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Cares/Picture2.jpg</image:loc><image:caption>Picture2</image:caption><image:title>Picture2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Picture10.png</image:loc><image:caption>Picture10</image:caption><image:title>Picture10</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Cares/Picture3.jpg</image:loc><image:caption>Picture3</image:caption><image:title>Picture3</image:title></image:image><lastmod>2022-09-15</lastmod></url><url><loc>https://blog.firstam.com/bid/70804/myFirstAm-Turns-Three-Infographic</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/economics/so-where-does-the-existing-home-market-go-from-here-the-good-the-bad-and-the-likely</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2024-EHS-October-1.jpg</image:loc><image:caption>FBECON2024EHSOctober1</image:caption><image:title>FBECON2024EHSOctober1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-odeta-22.jpg</image:loc><image:caption>aboutodeta22</image:caption><image:title>aboutodeta22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/EHS%20101724%202.jpg</image:loc><image:caption>ExistingInventoryforSaleGraph</image:caption><image:title>EHS1017242</image:title></image:image><lastmod>2024-11-20</lastmod></url><url><loc>https://blog.firstam.com/economics/why-owning-a-home-was-cheaper-than-renting-in-all-50-top-u.s.-markets</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-odeta-22.jpg</image:loc><image:caption>aboutodeta22</image:caption><image:title>aboutodeta22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2021-Rent-vs-Own-2.jpg</image:loc><image:caption>FBECON2021RentvsOwn2</image:caption><image:title>FBECON2021RentvsOwn2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/081621%20econ%20post.jpg</image:loc><image:caption>081621econpost</image:caption><image:title>081621econpost</image:title></image:image><lastmod>2021-08-16</lastmod></url><url><loc>https://blog.firstam.com/reconomy-podcast/why-approximately-66-of-americans-are-protected-from-shelter-inflation</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/REconomy-Podcast-Episode-117.jpg</image:loc><image:caption>REconomyPodcastEpisode117</image:caption><image:title>REconomyPodcastEpisode117</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA_Economics/FB-RECONOMY-2021-E32.jpg</image:loc><image:caption>FBRECONOMY2021E32</image:caption><image:title>FBRECONOMY2021E32</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/SummerSchool-Feature.jpg</image:loc><image:caption>SummerSchoolFeature</image:caption><image:title>SummerSchoolFeature</image:title></image:image><lastmod>2023-11-01</lastmod></url><url><loc>https://blog.firstam.com/economics/affordability-improves-for-second-straight-month-but-home-buyers-shrug</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2024-RHPI-August-1%20(1).jpg</image:loc><image:caption>FBECON2024RHPIAugust11</image:caption><image:title>FBECON2024RHPIAugust11</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/RHPI%20082324%201.jpg</image:loc><image:caption>RHPI0823241</image:caption><image:title>RHPI0823241</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><lastmod>2024-08-26</lastmod></url><url><loc>https://blog.firstam.com/trust-matters</loc><video:video><video:thumbnail_loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Investment%20Webinars/Q4.2025_Quarterly%20Investment%20Update%20with%20Jerry%20Braakman%20and%20Jason%20Nerio%20-%20November%2012%2c%202025_FINAL-1.mp4/medium.jpg</video:thumbnail_loc><video:title>Q4.2025_Quarterly Investment Update with Jerry Braakman and Jason Nerio - November 12, 2025_FINAL-1</video:title><video:description>Q4.2025_Quarterly Investment Update with Jerry Braakman and Jason Nerio - November 12, 2025_FINAL-1</video:description><video:content_loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Investment%20Webinars/Q4.2025_Quarterly%20Investment%20Update%20with%20Jerry%20Braakman%20and%20Jason%20Nerio%20-%20November%2012%2c%202025_FINAL-1.mp4</video:content_loc><video:duration>1897</video:duration><video:requires_subscription>no</video:requires_subscription><video:live>no</video:live></video:video><video:video><video:thumbnail_loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Investment%20Webinars/Quarterly%20Investment%20Update%20with%20Jerry%20Braakman%20and%20Scott%20Dudgeon%20-%20August%2012%2c%202025__FINAL.mp4/medium.jpg</video:thumbnail_loc><video:title>Quarterly Investment Update with Jerry Braakman and Scott Dudgeon - August 12, 2025__FINAL</video:title><video:description>Quarterly Investment Update with Jerry Braakman and Scott Dudgeon - August 12, 2025__FINAL</video:description><video:content_loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Investment%20Webinars/Quarterly%20Investment%20Update%20with%20Jerry%20Braakman%20and%20Scott%20Dudgeon%20-%20August%2012%2c%202025__FINAL.mp4</video:content_loc><video:duration>2477</video:duration><video:requires_subscription>no</video:requires_subscription><video:live>no</video:live></video:video><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/ALTA%20Names%20First%20American%20Trust%20a%202026%20Elite%20Provider%20(LinkedIn%20Single%20Image%20Ad).png</image:loc><image:caption>ALTANamesFirstAmericanTrusta2026EliteProviderLinkedInSingleImageAd</image:caption><image:title>ALTANamesFirstAmericanTrusta2026EliteProviderLinkedInSingleImageAd</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Newsletters/1031%20Exchanges%2cDSTs%20&amp;%20UPREITsblog-social.jpg</image:loc><image:caption>1031ExchangesDSTsUPREITsblogsocial</image:caption><image:title>1031ExchangesDSTsUPREITsblogsocial</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Newsletters/Private%20Credit%20Blog_v2.jpg</image:loc><image:caption>PrivateCreditBlogv2</image:caption><image:title>PrivateCreditBlogv2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Market%20Review_Q3%20blog-social%202025.jpg</image:loc><image:caption>MarketReviewQ3blogsocial2025</image:caption><image:title>MarketReviewQ3blogsocial2025</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fatrust-logo.png</image:loc><image:caption>fatrustlogo</image:caption><image:title>fatrustlogo</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/background-trust-matters-blog-1.jpg</image:loc><image:caption>backgroundtrustmattersblog1</image:caption><image:title>backgroundtrustmattersblog1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Investment%20Webinars/Investment%20Update%20Email_blog%20Q4.jpg</image:loc><image:caption>InvestmentUpdateEmailblogQ4</image:caption><image:title>InvestmentUpdateEmailblogQ4</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Market%20Review_blog-social%20Q4%202025.jpg</image:loc><image:caption>MarketReviewblogsocialQ42025</image:caption><image:title>MarketReviewblogsocialQ42025</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/One%20Big%20Beautiful%20Bill%20Blog.jpg</image:loc><image:caption>OneBigBeautifulBillBlog</image:caption><image:title>OneBigBeautifulBillBlog</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Newsletters/Blog%20Image_2026%20Retirement%20Account%20Updates.jpg</image:loc><image:caption>BlogImage2026RetirementAccountUpdates</image:caption><image:title>BlogImage2026RetirementAccountUpdates</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Top%20Companies%202026.jpg</image:loc><image:caption>TopCompanies2026</image:caption><image:title>TopCompanies2026</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Exec%20Webinar%20Series/Executive%20Webinar_Housing%20Market_Recording.jpg</image:loc><image:caption>ExecutiveWebinarHousingMarketRecording</image:caption><image:title>ExecutiveWebinarHousingMarketRecording</image:title></image:image><lastmod>2021-11-18</lastmod></url><url><loc>https://blog.firstam.com/economics/rising-mortgage-rates-dampen-market-potential-in-december</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/012317%20PHS.jpg</image:loc><image:caption>012317PHS</image:caption><image:title>012317PHS</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><lastmod>2017-07-05</lastmod></url><url><loc>https://blog.firstam.com/trust-matters/best-workplaces-for-women</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Top%20Companies%201200x628.jpg</image:loc><image:caption>TopCompanies1200x628</image:caption><image:title>TopCompanies1200x628</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Oct%20Research%20Article.png</image:loc><image:caption>OctResearchArticle</image:caption><image:title>OctResearchArticle</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/background-trust-matters-blog-1.jpg</image:loc><image:caption>backgroundtrustmattersblog1</image:caption><image:title>backgroundtrustmattersblog1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/content.webp</image:loc><image:caption>content</image:caption><image:title>content</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fatrust-logo.png</image:loc><image:caption>fatrustlogo</image:caption><image:title>fatrustlogo</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-tm-editor-3.png</image:loc><image:caption>authortmeditor3</image:caption><image:title>authortmeditor3</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Choose%20the%20right%20bank%20for%20your%20business.png</image:loc><image:caption>Choosetherightbankforyourbusiness</image:caption><image:title>Choosetherightbankforyourbusiness</image:title></image:image><lastmod>2024-10-31</lastmod></url><url><loc>https://blog.firstam.com/reconomy-podcast/the-state-of-homeownership-in-2025</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/REconomy-Podcast-Episode-117.jpg</image:loc><image:caption>REconomyPodcastEpisode117</image:caption><image:title>REconomyPodcastEpisode117</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/SummerSchool-Feature.jpg</image:loc><image:caption>SummerSchoolFeature</image:caption><image:title>SummerSchoolFeature</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-Brand-Econ-Ctr-REconomy-Pod-112.jpg</image:loc><image:caption>25BrandEconCtrREconomyPod112</image:caption><image:title>25BrandEconCtrREconomyPod112</image:title></image:image><lastmod>2025-05-22</lastmod></url><url><loc>https://blog.firstam.com/cre-insights/where-is-the-risk-exposure-to-commercial-real-estate</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-1118_EC-CRE-Insights_Store-Closings.jpg</image:loc><image:caption>25BRAND01301118ECCREInsightsStoreClosings</image:caption><image:title>25BRAND01301118ECCREInsightsStoreClosings</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/050523%20CRE%20post.jpg</image:loc><image:caption>050523CREpost</image:caption><image:title>050523CREpost</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-1433_EC-CRE-Insights_01.jpg</image:loc><image:caption>Modernapartmentbuilding</image:caption><image:title>25BRAND01301433ECCREInsights01</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2023-CRE-May-1.jpg</image:loc><image:caption>FBECON2023CREMay1</image:caption><image:title>FBECON2023CREMay1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-1090_EC-CRE-Insights_XFactor_01.jpg</image:loc><image:caption>25BRAND01301090ECCREInsightsXFactor01</image:caption><image:title>25BRAND01301090ECCREInsightsXFactor01</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-xander-22.jpg</image:loc><image:caption>FirstAmericanCommercialRealEstateEconomistXanderSnyder</image:caption><image:title>aboutxander22</image:title></image:image><lastmod>2023-11-01</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/bid/65957/East-Bay-Economic-Outlook-May-2013</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/economics/whats-the-outlook-for-the-housing-market-in-2022</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/122021%20market%20outlook%202.jpg</image:loc><image:caption>122021marketoutlook2</image:caption><image:title>122021marketoutlook2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2021-Outlook-3.gif</image:loc><image:caption>FBECON2021Outlook3</image:caption><image:title>FBECON2021Outlook3</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/122021%20market%20outlook%201.jpg</image:loc><image:caption>122021marketoutlook1</image:caption><image:title>122021marketoutlook1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-odeta-22.jpg</image:loc><image:caption>aboutodeta22</image:caption><image:title>aboutodeta22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><lastmod>2021-12-20</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/bid/65744/Danville-Town-Council-approves-long-debated-SummerHill-development</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/economics/signs-of-a-nascent-housing-market-recovery-emerge-in-november</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2024-EHSO-December-2-1-1.jpg</image:loc><image:caption>FBECON2024EHSODecember211</image:caption><image:title>FBECON2024EHSODecember211</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2024-EHSO-December-2-1.jpg</image:loc><image:caption>FBECON2024EHSODecember21</image:caption><image:title>FBECON2024EHSODecember21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/EHSO%20121824%202.jpg</image:loc><image:caption>EHSO1218242</image:caption><image:title>EHSO1218242</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-odeta-22.jpg</image:loc><image:caption>aboutodeta22</image:caption><image:title>aboutodeta22</image:title></image:image><lastmod>2024-12-18</lastmod></url><url><loc>https://blog.firstam.com/cre-insights/you-cant-build-what-you-cant-fund</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-1090_EC-CRE-Insights_XFactor_01.jpg</image:loc><image:caption>25BRAND01301090ECCREInsightsXFactor01</image:caption><image:title>25BRAND01301090ECCREInsightsXFactor01</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/061623%20Xfactor%203.jpg</image:loc><image:caption>061623Xfactor3</image:caption><image:title>061623Xfactor3</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-1118_EC-CRE-Insights_Store-Closings.jpg</image:loc><image:caption>25BRAND01301118ECCREInsightsStoreClosings</image:caption><image:title>25BRAND01301118ECCREInsightsStoreClosings</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/061623%20Xfactor%201.jpg</image:loc><image:caption>061623Xfactor1</image:caption><image:title>061623Xfactor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/061623%20Xfactor%202.jpg</image:loc><image:caption>061623Xfactor2</image:caption><image:title>061623Xfactor2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-xander-22.jpg</image:loc><image:caption>FirstAmericanCommercialRealEstateEconomistXanderSnyder</image:caption><image:title>aboutxander22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/061623%20Xfactor%204.jpg</image:loc><image:caption>061623Xfactor4</image:caption><image:title>061623Xfactor4</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-1433_EC-CRE-Insights_01.jpg</image:loc><image:caption>Modernapartmentbuilding</image:caption><image:title>25BRAND01301433ECCREInsights01</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2023-CRE-June-2.jpg</image:loc><image:caption>FBECON2023CREJune2</image:caption><image:title>FBECON2023CREJune2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><lastmod>2023-11-01</lastmod></url><url><loc>https://blog.firstam.com/trust-matters/q1-2025-investment-update</loc><video:video><video:thumbnail_loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Investment%20Webinars/Quarterly%20Investment%20Update%20-%20February%2012%2c%202025_FINAL-1.mp4/medium.jpg</video:thumbnail_loc><video:title>Quarterly Investment Update - February 12, 2025_FINAL-1</video:title><video:description>Quarterly Investment Update - February 12, 2025_FINAL-1</video:description><video:content_loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Investment%20Webinars/Quarterly%20Investment%20Update%20-%20February%2012%2c%202025_FINAL-1.mp4</video:content_loc><video:duration>2156</video:duration><video:requires_subscription>no</video:requires_subscription><video:live>no</video:live></video:video><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fatrust-logo.png</image:loc><image:caption>fatrustlogo</image:caption><image:title>fatrustlogo</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/background-trust-matters-blog-1.jpg</image:loc><image:caption>backgroundtrustmattersblog1</image:caption><image:title>backgroundtrustmattersblog1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Investment%20Update%20Social%20Media%EF%80%A2Blog%20-%20Q3%202024.png</image:loc><image:caption>InvestmentUpdateSocialMediaBlogQ32024</image:caption><image:title>InvestmentUpdateSocialMediaBlogQ32024</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Bio/Headshot_Blog_Scott%20D__FINAL.jpg</image:loc><image:caption>HeadshotBlogScottDFINAL</image:caption><image:title>HeadshotBlogScottDFINAL</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-tm-editor-3.png</image:loc><image:caption>authortmeditor3</image:caption><image:title>authortmeditor3</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Investment%20Webinars/Investment%20Update%20Email_RECORDED.png</image:loc><image:caption>InvestmentUpdateEmailRECORDED</image:caption><image:title>InvestmentUpdateEmailRECORDED</image:title></image:image><lastmod>2025-02-20</lastmod></url><url><loc>https://blog.firstam.com/commercial/the-inside-look-with-xander-snyder-episode-9</loc><video:video><video:thumbnail_loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/the_inside_look%2c_video_9%20(720p)%20final%20post.mp4/medium.jpg</video:thumbnail_loc><video:title>the_inside_look,_video_9 (720p) final post</video:title><video:description>the_inside_look,_video_9 (720p) final post</video:description><video:content_loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/the_inside_look%2c_video_9%20(720p)%20final%20post.mp4</video:content_loc><video:duration>266</video:duration><video:requires_subscription>no</video:requires_subscription><video:live>no</video:live></video:video><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/NCS/NCS_Blog_Header_2.jpg</image:loc><image:caption>NCSBlogHeader2</image:caption><image:title>NCSBlogHeader2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/fa-title_logo.png</image:loc><image:caption>fatitlelogo</image:caption><image:title>fatitlelogo</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/NCS_video-9_preview-image.jpg</image:loc><image:caption>NCSvideo9previewimage</image:caption><image:title>NCSvideo9previewimage</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/First_Am_NCS_/img/background-2-ncs-blog.jpg</image:loc><image:caption>background2ncsblog</image:caption><image:title>background2ncsblog</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Xander-Inside-Look-Ep-18%20(1).png</image:loc><image:caption>XanderInsideLookEp181</image:caption><image:title>XanderInsideLookEp181</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Xander-Inside-Look_ep19.jpg</image:loc><image:caption>XanderInsideLookep19</image:caption><image:title>XanderInsideLookep19</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Xander-Inside-Look-Ep-20.png</image:loc><image:caption>XanderInsideLookEp20</image:caption><image:title>XanderInsideLookEp20</image:title></image:image><lastmod>2024-04-29</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/developer-plans-residential-commercial-development-on-former-hp-land</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-11-18</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/court-shuns-opponents-of-big-treasure-island-development</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-10-27</lastmod></url><url><loc>https://blog.firstam.com/reconomy-podcast/glimmers-of-light-emerge-in-the-commercial-real-estate-market</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-RECONOMY-E99-2.jpg</image:loc><image:caption>FBRECONOMYE992</image:caption><image:title>FBRECONOMYE992</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/REconomy-Podcast-Episode-117.jpg</image:loc><image:caption>REconomyPodcastEpisode117</image:caption><image:title>REconomyPodcastEpisode117</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/SummerSchool-Feature.jpg</image:loc><image:caption>SummerSchoolFeature</image:caption><image:title>SummerSchoolFeature</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><lastmod>2024-10-09</lastmod></url><url><loc>https://blog.firstam.com/economics/market-hovering-at-potential-in-era-of-many-housing-positives</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/082216_PHS.png</image:loc><image:caption>082216PHS</image:caption><image:title>082216PHS</image:title></image:image><lastmod>2016-08-22</lastmod></url><url><loc>https://blog.firstam.com/economics/money-matters-radio-interview-does-marriage-matter-to-homeownership</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/021717%20money%20matters.jpg</image:loc><image:caption>021717moneymatters</image:caption><image:title>021717moneymatters</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2024-Grateful-Homeownership-1.jpg</image:loc><image:caption>ThankfulforHomeownershipALookatGenerationalTrends</image:caption><image:title>FBECON2024GratefulHomeownership1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2023-Demographics-October-1.jpg</image:loc><image:caption>FBECON2023DemographicsOctober1</image:caption><image:title>FBECON2023DemographicsOctober1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2023-Generations-June-2.gif</image:loc><image:caption>FBECON2023GenerationsJune2</image:caption><image:title>FBECON2023GenerationsJune2</image:title></image:image><lastmod>2017-02-17</lastmod></url><url><loc>https://blog.firstam.com/trust-matters/industry-leaders-share-how-failure-can-lead-to-success</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-tm-editor-3.png</image:loc><image:caption>authortmeditor3</image:caption><image:title>authortmeditor3</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Top%20Companies%201200x628.jpg</image:loc><image:caption>TopCompanies1200x628</image:caption><image:title>TopCompanies1200x628</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/%E2%80%9CAs%20we%E2%80%99re%20going%20through%20this%20process%20of%20wanting%20to%20win%20or%20succeed%2c%20what%20are%20you%20learning%E2%80%9D.png</image:loc><image:caption>Asweregoingthroughthisprocessofwantingtowinorsucceedwhatareyoulearning</image:caption><image:title>Asweregoingthroughthisprocessofwantingtowinorsucceedwhatareyoulearning</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/content.webp</image:loc><image:caption>content</image:caption><image:title>content</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fatrust-logo.png</image:loc><image:caption>fatrustlogo</image:caption><image:title>fatrustlogo</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/background-trust-matters-blog-1.jpg</image:loc><image:caption>backgroundtrustmattersblog1</image:caption><image:title>backgroundtrustmattersblog1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Choose%20the%20right%20bank%20for%20your%20business.png</image:loc><image:caption>Choosetherightbankforyourbusiness</image:caption><image:title>Choosetherightbankforyourbusiness</image:title></image:image><lastmod>2024-10-18</lastmod></url><url><loc>https://blog.firstam.com/innovation/five-areas-real-estate-innovation-undeterred-by-rising-mortgage-rates-byline-paul-hurst-chief-innovation-officer-at-first-american</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA_Innovation/Innovation%20Blog%20Image%20060122.jpg</image:loc><image:caption>InnovationBlogImage060122</image:caption><image:title>InnovationBlogImage060122</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA_Innovation/Hurst%20Paul%20preferred.jpg</image:loc><image:caption>HurstPaulpreferred</image:caption><image:title>HurstPaulpreferred</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Innovation/background-Inn-blog-1.jpg</image:loc><image:caption>backgroundInnblog1</image:caption><image:title>backgroundInnblog1</image:title></image:image><lastmod>2022-06-08</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/more-money-proposed-for-work-on-natomas-levees</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2015-02-03</lastmod></url><url><loc>https://blog.firstam.com/economics/loan-application-defect-and-fraud-risk-declines-due-to-increased-demand-for-fha-purchase-loans</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/093016_Defect_Index_2.png</image:loc><image:caption>093016DefectIndex2</image:caption><image:title>093016DefectIndex2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/033020%20LADI.jpg</image:loc><image:caption>033020LADI</image:caption><image:title>033020LADI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/093016_Defect_Index.png</image:loc><image:caption>093016DefectIndex</image:caption><image:title>093016DefectIndex</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2020-Labor-2-1.jpg</image:loc><image:caption>FBECON2020Labor21</image:caption><image:title>FBECON2020Labor21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/022820%20LADI.jpg</image:loc><image:caption>022820LADI</image:caption><image:title>022820LADI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><lastmod>2017-07-06</lastmod></url><url><loc>https://blog.firstam.com/economics/for-single-women-homeownership-increasingly-comes-first</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2020-Women.jpg</image:loc><image:caption>FBECON2020Women</image:caption><image:title>FBECON2020Women</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/061120%20women%202.jpg</image:loc><image:caption>061120women2</image:caption><image:title>061120women2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-odeta-22.jpg</image:loc><image:caption>aboutodeta22</image:caption><image:title>aboutodeta22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/061120%20women%201.jpg</image:loc><image:caption>061120women1</image:caption><image:title>061120women1</image:title></image:image><lastmod>2020-06-11</lastmod></url><url><loc>https://blog.firstam.com/economics/the-affordability-crisis-that-isnt</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/012918%20RHPI.jpg</image:loc><image:caption>012918RHPI</image:caption><image:title>012918RHPI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/012918%20RHPI%202.png</image:loc><image:caption>012918RHPI2</image:caption><image:title>012918RHPI2</image:title></image:image><lastmod>2018-06-22</lastmod></url><url><loc>https://blog.firstam.com/bid/69879/Helping-Buyers-Find-Homes-and-Love-This-Valentine-s-Day</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/blog-post-4_should_we_sell_or_keep.jpg</image:loc><image:caption>blogpost4shouldwesellorkeep</image:caption><image:title>blogpost4shouldwesellorkeep</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/economics/twin-market-dynamics-continue-to-stifle-existing-home-sales</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/24-Brand-0083-Econ-Social-Existing-Home-Sales_0614.jpg</image:loc><image:caption>24Brand0083EconSocialExistingHomeSales0614</image:caption><image:title>24Brand0083EconSocialExistingHomeSales0614</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/EHS%20061824.png</image:loc><image:caption>EHS061824</image:caption><image:title>EHS061824</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-odeta-22.jpg</image:loc><image:caption>aboutodeta22</image:caption><image:title>aboutodeta22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><lastmod>2024-07-19</lastmod></url><url><loc>https://blog.firstam.com/economics/affordability-in-almost-all-major-markets-continues-to-improve-in-july</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/092616_RHPI_July_2016.jpg</image:loc><image:caption>092616RHPIJuly2016</image:caption><image:title>092616RHPIJuly2016</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-January-1-7.jpg</image:loc><image:caption>January2025RealHousePriceIndex</image:caption><image:title>FBECON2025RHPIJanuary17</image:title></image:image><lastmod>2016-09-26</lastmod></url><url><loc>https://blog.firstam.com/cares/first-american-employees-support-community-development</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Group%20%234.jpg</image:loc><image:caption>Group4</image:caption><image:title>Group4</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Pink%20Masks.jpg</image:loc><image:caption>PinkMasks</image:caption><image:title>PinkMasks</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Cares/bg-cares.jpg</image:loc><image:caption>bgcares</image:caption><image:title>bgcares</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Ragnar%20MI%20%231.png</image:loc><image:caption>RagnarMI1</image:caption><image:title>RagnarMI1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/H4H%20Paula%20Pat%20Jennifer.jpg</image:loc><image:caption>H4HPaulaPatJennifer</image:caption><image:title>H4HPaulaPatJennifer</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Edited%20WY%20H4H.png</image:loc><image:caption>EditedWYH4H</image:caption><image:title>EditedWYH4H</image:title></image:image><lastmod>2020-12-08</lastmod></url><url><loc>https://blog.firstam.com/economics/house-price-appreciation-poised-to-accelerate-as-pandemic-intensifies-housing-supply-shortage</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/060220%20inventory%201.jpg</image:loc><image:caption>060220inventory1</image:caption><image:title>060220inventory1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/060220%20inventory%202.jpg</image:loc><image:caption>060220inventory2</image:caption><image:title>060220inventory2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-odeta-22.jpg</image:loc><image:caption>aboutodeta22</image:caption><image:title>aboutodeta22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2020-Inventory-May-5-1.jpg</image:loc><image:caption>FBECON2020InventoryMay51</image:caption><image:title>FBECON2020InventoryMay51</image:title></image:image><lastmod>2021-05-17</lastmod></url><url><loc>https://blog.firstam.com/reconomy-podcast/reconomy-podcast-what-influences-changes-in-mortgage-rates-and-where-are-rates-headed-the-rest-of-the-year</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/SummerSchool-Feature.jpg</image:loc><image:caption>SummerSchoolFeature</image:caption><image:title>SummerSchoolFeature</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA_Economics/FB-RECONOMY-2021-E19.jpg</image:loc><image:caption>FBRECONOMY2021E19</image:caption><image:title>FBRECONOMY2021E19</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/REconomy-Podcast-Episode-117.jpg</image:loc><image:caption>REconomyPodcastEpisode117</image:caption><image:title>REconomyPodcastEpisode117</image:title></image:image><lastmod>2023-10-31</lastmod></url><url><loc>https://blog.firstam.com/economics/will-wage-growth-continue-one-number-may-tell-the-story</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/040618%20Jobs%20report.jpg</image:loc><image:caption>040618Jobsreport</image:caption><image:title>040618Jobsreport</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><lastmod>2020-04-22</lastmod></url><url><loc>https://blog.firstam.com/bid/61457/5-Things-NOT-to-Do-During-the-Closing-Process</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/blog-post-4_should_we_sell_or_keep.jpg</image:loc><image:caption>blogpost4shouldwesellorkeep</image:caption><image:title>blogpost4shouldwesellorkeep</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/cre-insights/have-multifamily-cap-rates-peaked</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/CRE%20PCR%20082124%202.jpg</image:loc><image:caption>CREPCR0821242</image:caption><image:title>CREPCR0821242</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-xander-22.jpg</image:loc><image:caption>FirstAmericanCommercialRealEstateEconomistXanderSnyder</image:caption><image:title>aboutxander22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-1090_EC-CRE-Insights_XFactor_01.jpg</image:loc><image:caption>25BRAND01301090ECCREInsightsXFactor01</image:caption><image:title>25BRAND01301090ECCREInsightsXFactor01</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-1118_EC-CRE-Insights_Store-Closings.jpg</image:loc><image:caption>25BRAND01301118ECCREInsightsStoreClosings</image:caption><image:title>25BRAND01301118ECCREInsightsStoreClosings</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2024-Multifamily-Cap-August-1.jpg</image:loc><image:caption>FBECON2024MultifamilyCapAugust1</image:caption><image:title>FBECON2024MultifamilyCapAugust1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-1433_EC-CRE-Insights_01.jpg</image:loc><image:caption>Modernapartmentbuilding</image:caption><image:title>25BRAND01301433ECCREInsights01</image:title></image:image><lastmod>2024-08-23</lastmod></url><url><loc>https://blog.firstam.com/economics/will-rising-mortgage-rates-hurt-house-prices</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/032618%20RHPI_Jan%20infographic.png</image:loc><image:caption>032618RHPIJaninfographic</image:caption><image:title>032618RHPIJaninfographic</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/032618%20RHPI.jpg</image:loc><image:caption>032618RHPI</image:caption><image:title>032618RHPI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><lastmod>2020-04-22</lastmod></url><url><loc>https://blog.firstam.com/cares/first-american-warrenville-helps-feed-the-hungry</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FMSC_Photo_3.jpg</image:loc><image:caption>FMSCPhoto3</image:caption><image:title>FMSCPhoto3</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Open_Hands_5.jpg</image:loc><image:caption>OpenHands5</image:caption><image:title>OpenHands5</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Cares/bg-cares.jpg</image:loc><image:caption>bgcares</image:caption><image:title>bgcares</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Big_Outside_Photo_2.jpg</image:loc><image:caption>BigOutsidePhoto2</image:caption><image:title>BigOutsidePhoto2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FMSC_Photo_4.jpg</image:loc><image:caption>FMSCPhoto4</image:caption><image:title>FMSCPhoto4</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/OneOrlando_Photo_1.jpg</image:loc><image:caption>OneOrlandoPhoto1</image:caption><image:title>OneOrlandoPhoto1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FMSC_Photo_2.jpg</image:loc><image:caption>FMSCPhoto2</image:caption><image:title>FMSCPhoto2</image:title></image:image><lastmod>2016-08-04</lastmod></url><url><loc>https://blog.firstam.com/reconomy-podcast/three-prevalent-economic-and-real-estate-myths-busted</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-RECONOMY-E90-2.jpg</image:loc><image:caption>FBRECONOMYE902</image:caption><image:title>FBRECONOMYE902</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/REconomy-Podcast-Episode-117.jpg</image:loc><image:caption>REconomyPodcastEpisode117</image:caption><image:title>REconomyPodcastEpisode117</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/SummerSchool-Feature.jpg</image:loc><image:caption>SummerSchoolFeature</image:caption><image:title>SummerSchoolFeature</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><lastmod>2024-05-23</lastmod></url><url><loc>https://blog.firstam.com/bid/56659/Mortgage-Closing-Terms-Every-Buyer-Should-Know</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/blog-post-2_home_renovations_to_avoid.jpg</image:loc><image:caption>blogpost2homerenovationstoavoid</image:caption><image:title>blogpost2homerenovationstoavoid</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/blog-post_3_real_estate_terms.jpg</image:loc><image:caption>blogpost3realestateterms</image:caption><image:title>blogpost3realestateterms</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/economics/automation-angst-the-polarization-of-the-labor-market-in-the-21st-century</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA_Economics/FA%20Econ%201200x628%2010-12-21.jpg</image:loc><image:caption>FAEcon1200x628101221</image:caption><image:title>FAEcon1200x628101221</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA_Economics/Economics%20Center%20-%20Blog.png</image:loc><image:caption>EconomicsCenterBlog</image:caption><image:title>EconomicsCenterBlog</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/101116_blog_post_fig_2.jpg</image:loc><image:caption>101116blogpostfig2</image:caption><image:title>101116blogpostfig2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/111920%20student%20loan%20debt%201-1.jpg</image:loc><image:caption>111920studentloandebt11</image:caption><image:title>111920studentloandebt11</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/101116_blog_post_fig_3.jpg</image:loc><image:caption>101116blogpostfig3</image:caption><image:title>101116blogpostfig3</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/101116_blog_post_fig_1.jpg</image:loc><image:caption>101116blogpostfig1</image:caption><image:title>101116blogpostfig1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><lastmod>2016-10-12</lastmod></url><url><loc>https://blog.firstam.com/economics/real-estate-sentiment-index-q4-2015</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA_Economics/RESI-states-2015-11.png</image:loc><image:caption>RESIstates201511</image:caption><image:title>RESIstates201511</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2024-EHSO-November-2-1.jpg</image:loc><image:caption>ExistingHomeSalesNovember2024</image:caption><image:title>FBECON2024EHSONovember21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/thumbnail_FB-ECON-2024-RHPI-October-1-2b.jpg</image:loc><image:caption>thumbnailFBECON2024RHPIOctober12b</image:caption><image:title>thumbnailFBECON2024RHPIOctober12b</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-Predictions-2025-2.jpg</image:loc><image:caption>2025HousingMarketPredictions</image:caption><image:title>FBECON2025Predictions20252</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><lastmod>2017-07-13</lastmod></url><url><loc>https://blog.firstam.com/cre-insights/multifamily-poised-for-resilience-amid-macroeconomic-turbulence</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-1090_EC-CRE-Insights_XFactor_01.jpg</image:loc><image:caption>25BRAND01301090ECCREInsightsXFactor01</image:caption><image:title>25BRAND01301090ECCREInsightsXFactor01</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-1118_EC-CRE-Insights_Store-Closings.jpg</image:loc><image:caption>25BRAND01301118ECCREInsightsStoreClosings</image:caption><image:title>25BRAND01301118ECCREInsightsStoreClosings</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/CRE%20PCR%20051425.jpg</image:loc><image:caption>ActualMultifamilyCapRatevsForecastedMultifamilyCapRateGraph</image:caption><image:title>CREPCR051425</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-0803_EC-CRE-Insights_02.jpg</image:loc><image:caption>WhatsBehindtheIncreaseinCREPropertyInsurancePremiums</image:caption><image:title>25BRAND01300803ECCREInsights02</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-xander-22.jpg</image:loc><image:caption>FirstAmericanCommercialRealEstateEconomistXanderSnyder</image:caption><image:title>aboutxander22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-1433_EC-CRE-Insights_01.jpg</image:loc><image:caption>Modernapartmentbuilding</image:caption><image:title>25BRAND01301433ECCREInsights01</image:title></image:image><lastmod>2025-05-14</lastmod></url><url><loc>https://blog.firstam.com/economics/what-to-expect-from-the-2023-housing-market</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-odeta-22.jpg</image:loc><image:caption>aboutodeta22</image:caption><image:title>aboutodeta22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/ECON-011023.jpg</image:loc><image:caption>ECON011023</image:caption><image:title>ECON011023</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/011023%20Outlook.jpg</image:loc><image:caption>011023Outlook</image:caption><image:title>011023Outlook</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><lastmod>2023-01-10</lastmod></url><url><loc>https://blog.firstam.com/reconomy-podcast/three-scenarios-for-the-2023-housing-market</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-RECONOMY-E53-2.jpg</image:loc><image:caption>FBRECONOMYE532</image:caption><image:title>FBRECONOMYE532</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/SummerSchool-Feature.jpg</image:loc><image:caption>SummerSchoolFeature</image:caption><image:title>SummerSchoolFeature</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/REconomy-Podcast-Episode-117.jpg</image:loc><image:caption>REconomyPodcastEpisode117</image:caption><image:title>REconomyPodcastEpisode117</image:title></image:image><lastmod>2023-10-31</lastmod></url><url><loc>https://blog.firstam.com/trust-matters/whats-next-for-2023-jobs-inflation-manufacturing-for-july-dec-iheartradio-interview</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/background-trust-matters-blog-1.jpg</image:loc><image:caption>backgroundtrustmattersblog1</image:caption><image:title>backgroundtrustmattersblog1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Jerry%20Braakman%20iHeart%20Radio%20Interview%20Social%20Image_2023_7-10.jpg</image:loc><image:caption>JerryBraakmaniHeartRadioInterviewSocialImage2023710</image:caption><image:title>JerryBraakmaniHeartRadioInterviewSocialImage2023710</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-tm-editor-3.png</image:loc><image:caption>authortmeditor3</image:caption><image:title>authortmeditor3</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Exec%20Webinar%20Series/Executive%20Webinar-1200x628.jpg</image:loc><image:caption>ExecutiveWebinar1200x628</image:caption><image:title>ExecutiveWebinar1200x628</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Newsletters/Market%20Review_blog-social%20Q1.2025.jpg</image:loc><image:caption>MarketReviewblogsocialQ12025</image:caption><image:title>MarketReviewblogsocialQ12025</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fatrust-logo.png</image:loc><image:caption>fatrustlogo</image:caption><image:title>fatrustlogo</image:title></image:image><lastmod>2023-07-13</lastmod></url><url><loc>https://blog.firstam.com/economics/are-negative-mortgage-rates-on-the-horizon</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2024-EHSO-November-2-1.jpg</image:loc><image:caption>ExistingHomeSalesNovember2024</image:caption><image:title>FBECON2024EHSONovember21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-odeta-22.jpg</image:loc><image:caption>aboutodeta22</image:caption><image:title>aboutodeta22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/031820%20negative%20rates.jpg</image:loc><image:caption>031820negativerates</image:caption><image:title>031820negativerates</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-Predictions-2025-2.jpg</image:loc><image:caption>2025HousingMarketPredictions</image:caption><image:title>FBECON2025Predictions20252</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/thumbnail_FB-ECON-2024-RHPI-October-1-2b.jpg</image:loc><image:caption>thumbnailFBECON2024RHPIOctober12b</image:caption><image:title>thumbnailFBECON2024RHPIOctober12b</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><lastmod>2020-03-18</lastmod></url><url><loc>https://blog.firstam.com/economics/loan-application-defect-index-falls-2.4-percent-in-august</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/022820%20LADI.jpg</image:loc><image:caption>022820LADI</image:caption><image:title>022820LADI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/033020%20LADI.jpg</image:loc><image:caption>033020LADI</image:caption><image:title>033020LADI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA_Economics/loan-application-index-september-2015.png</image:loc><image:caption>loanapplicationindexseptember2015</image:caption><image:title>loanapplicationindexseptember2015</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/013020%20LADI.jpg</image:loc><image:caption>013020LADI</image:caption><image:title>013020LADI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><lastmod>2017-07-13</lastmod></url><url><loc>https://blog.firstam.com/trust-matters/understanding-required-minimum-distributions</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fatrust-logo.png</image:loc><image:caption>fatrustlogo</image:caption><image:title>fatrustlogo</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Newsletters/Market%20Review_blog-social%20Q1.2025.jpg</image:loc><image:caption>MarketReviewblogsocialQ12025</image:caption><image:title>MarketReviewblogsocialQ12025</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Denise%20Mehus.jpg</image:loc><image:caption>DeniseMehus</image:caption><image:title>DeniseMehus</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-tm-editor-3.png</image:loc><image:caption>authortmeditor3</image:caption><image:title>authortmeditor3</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Newsletters/Understanding%20Required%20Minimum%20Distributions.jpg</image:loc><image:caption>UnderstandingRequiredMinimumDistributions</image:caption><image:title>UnderstandingRequiredMinimumDistributions</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Exec%20Webinar%20Series/Executive%20Webinar-1200x628.jpg</image:loc><image:caption>ExecutiveWebinar1200x628</image:caption><image:title>ExecutiveWebinar1200x628</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/background-trust-matters-blog-1.jpg</image:loc><image:caption>backgroundtrustmattersblog1</image:caption><image:title>backgroundtrustmattersblog1</image:title></image:image><lastmod>2024-02-22</lastmod></url><url><loc>https://blog.firstam.com/trust-matters/continuing-education-cannon-oc-sep-20-2022-1</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Cannon%20-%20January%2024%20-%20Social%20Post.png</image:loc><image:caption>CannonJanuary24SocialPost</image:caption><image:title>CannonJanuary24SocialPost</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-tm-editor-3.png</image:loc><image:caption>authortmeditor3</image:caption><image:title>authortmeditor3</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Cannon%20-%20December%2015%20-%20Social%20Post.png</image:loc><image:caption>CannonDecember15SocialPost</image:caption><image:title>CannonDecember15SocialPost</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/background-trust-matters-blog-1.jpg</image:loc><image:caption>backgroundtrustmattersblog1</image:caption><image:title>backgroundtrustmattersblog1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fatrust-logo.png</image:loc><image:caption>fatrustlogo</image:caption><image:title>fatrustlogo</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Cannon%20-%20Sept.%2020%20-%20Social%20Post.jpg</image:loc><image:caption>CannonSept20SocialPost</image:caption><image:title>CannonSept20SocialPost</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Nov%20Cannon%202023-1.jpg</image:loc><image:caption>NovCannon20231</image:caption><image:title>NovCannon20231</image:title></image:image><lastmod>2022-08-25</lastmod></url><url><loc>https://blog.firstam.com/economics/where-housing-affordability-is-declining-the-most</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2020-RHPI-August.jpg</image:loc><image:caption>FBECON2020RHPIAugust</image:caption><image:title>FBECON2020RHPIAugust</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/082420%20RHPI.jpg</image:loc><image:caption>082420RHPI</image:caption><image:title>082420RHPI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><lastmod>2020-08-24</lastmod></url><url><loc>https://blog.firstam.com/economics/the-five-cities-where-affordability-improved-the-most</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/012720%20RHPI%201.jpg</image:loc><image:caption>012720RHPI1</image:caption><image:title>012720RHPI1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/012720%20RHPI%202.jpg</image:loc><image:caption>012720RHPI2</image:caption><image:title>012720RHPI2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><lastmod>2020-02-25</lastmod></url><url><loc>https://blog.firstam.com/economics/hesitant-homeowners-and-hurricanes-hit-housing-market</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/102017%20PHS.jpg</image:loc><image:caption>102017PHS</image:caption><image:title>102017PHS</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><lastmod>2017-10-24</lastmod></url><url><loc>https://blog.firstam.com/reconomy-podcast/why-the-housing-market-recovery-is-less-reliant-on-federal-reserve-rate-cuts-than-many-believe</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/REconomy-Podcast-Episode-123.jpg</image:loc><image:caption>REconomyPodcastEpisode123</image:caption><image:title>REconomyPodcastEpisode123</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/REconomy-Podcast-Episode-124.jpg</image:loc><image:caption>REconomyPodcastEpisode124</image:caption><image:title>REconomyPodcastEpisode124</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/REconomy-Podcast-Episode-125.jpg</image:loc><image:caption>TheREconomyPodcastEP125</image:caption><image:title>REconomyPodcastEpisode125</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/REconomy%20Podcast%20Episode%20126.png</image:loc><image:caption>REconomyPodcastEpisode126</image:caption><image:title>REconomyPodcastEpisode126</image:title></image:image><lastmod>2025-10-09</lastmod></url><url><loc>https://blog.firstam.com/economics/housing-supply-surge-improves-affordability-in-some-markets</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/InventoryRHPI%20ppt%20jp.jpg</image:loc><image:caption>InventoryRHPIpptjp</image:caption><image:title>InventoryRHPIpptjp</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/24-Brand-2070-Economic-Center-RHPI-Feature-Image-072924-Social-Media%20(1)-1.jpg</image:loc><image:caption>JuneRealHousePriceIndex</image:caption><image:title>24Brand2070EconomicCenterRHPIFeatureImage072924SocialMedia11</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><lastmod>2024-07-29</lastmod></url><url><loc>https://blog.firstam.com/economics/what-a-pandemic-driven-shift-in-the-labor-market-could-mean-for-housing</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/111220%20bev%20curve.jpg</image:loc><image:caption>111220bevcurve</image:caption><image:title>111220bevcurve</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><lastmod>2020-11-12</lastmod></url><url><loc>https://blog.firstam.com/trust-matters/gift-now-before-time-runs-out-2</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/background-trust-matters-blog-1.jpg</image:loc><image:caption>backgroundtrustmattersblog1</image:caption><image:title>backgroundtrustmattersblog1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/tt-1.jpg</image:loc><image:caption>tt1</image:caption><image:title>tt1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fatrust-logo.png</image:loc><image:caption>fatrustlogo</image:caption><image:title>fatrustlogo</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-tm-editor-3.png</image:loc><image:caption>authortmeditor3</image:caption><image:title>authortmeditor3</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Exec%20Webinar%20Series/Executive%20Webinar-1200x628.jpg</image:loc><image:caption>ExecutiveWebinar1200x628</image:caption><image:title>ExecutiveWebinar1200x628</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Newsletters/Market%20Review_blog-social%20Q1.2025.jpg</image:loc><image:caption>MarketReviewblogsocialQ12025</image:caption><image:title>MarketReviewblogsocialQ12025</image:title></image:image><lastmod>2023-03-09</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/bid/65856/Trumark-strikes-400-million-partnership-for-San-Francisco-condos</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/economics/expectations-of-a-rate-increase-dampens-housing-in-october</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/existing-home-sales-growth.png</image:loc><image:caption>existinghomesalesgrowth</image:caption><image:title>existinghomesalesgrowth</image:title></image:image><lastmod>2015-11-19</lastmod></url><url><loc>https://blog.firstam.com/trust-matters/quarterly-investment-update-q3-2021-0-0</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/background-trust-matters-blog-1.jpg</image:loc><image:caption>backgroundtrustmattersblog1</image:caption><image:title>backgroundtrustmattersblog1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Q1%20IU_Featured%20Photo_Blog_2021_02-16.jpg</image:loc><image:caption>Q1IUFeaturedPhotoBlog20210216</image:caption><image:title>Q1IUFeaturedPhotoBlog20210216</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-tm-editor-3.png</image:loc><image:caption>authortmeditor3</image:caption><image:title>authortmeditor3</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Investment%20Webinars/Blog%20Post_Post%20Image%20-%201200%20x%20630_Investment%20Webinar-%20Aug.%2017%2c%202021%20copy.jpg</image:loc><image:caption>BlogPostPostImage1200x630InvestmentWebinarAug172021copy</image:caption><image:title>BlogPostPostImage1200x630InvestmentWebinarAug172021copy</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fatrust-logo.png</image:loc><image:caption>fatrustlogo</image:caption><image:title>fatrustlogo</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Newsletters/Market%20Review_blog-social%20Q1.2025.jpg</image:loc><image:caption>MarketReviewblogsocialQ12025</image:caption><image:title>MarketReviewblogsocialQ12025</image:title></image:image><lastmod>2021-11-19</lastmod></url><url><loc>https://blog.firstam.com/cares/first-american-volunteer-spotlight-denean-richards</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/OFP%202.jpg</image:loc><image:caption>OFP2</image:caption><image:title>OFP2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Cares/bg-cares.jpg</image:loc><image:caption>bgcares</image:caption><image:title>bgcares</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/OFP%203.jpg</image:loc><image:caption>OFP3</image:caption><image:title>OFP3</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><lastmod>2017-02-23</lastmod></url><url><loc>https://blog.firstam.com/economics/equity-for-all</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/090718%20back%20to%20school.jpg</image:loc><image:caption>090718backtoschool</image:caption><image:title>090718backtoschool</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2020-Labor-2-1.jpg</image:loc><image:caption>FBECON2020Labor21</image:caption><image:title>FBECON2020Labor21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/060218%20Jobs%20report.jpg</image:loc><image:caption>060218Jobsreport</image:caption><image:title>060218Jobsreport</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA_Economics/equity-for-all.jpg</image:loc><image:caption>equityforall</image:caption><image:title>equityforall</image:title></image:image><lastmod>2015-08-10</lastmod></url><url><loc>https://blog.firstam.com/economics/where-are-house-prices-moderating-the-most</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/082922%20RHPI.jpg</image:loc><image:caption>082922RHPI</image:caption><image:title>082922RHPI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2022-RHPI-August-2.gif</image:loc><image:caption>FBECON2022RHPIAugust2</image:caption><image:title>FBECON2022RHPIAugust2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><lastmod>2022-08-29</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/bid/66569/The-Regional-Outlook-East-Bay</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/economics/interview-on-bloomberg-tv-discussing-housing-starts-millennial-home-buying-and-more</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/101916_Fleming-bloomberg-10-18-2016.png</image:loc><image:caption>101916Flemingbloomberg10182016</image:caption><image:title>101916Flemingbloomberg10182016</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><lastmod>2016-10-19</lastmod></url><url><loc>https://blog.firstam.com/cre-insights/cre-x-factor-the-end-of-the-beginning-for-the-cre-adjustment</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-1090_EC-CRE-Insights_XFactor_01.jpg</image:loc><image:caption>25BRAND01301090ECCREInsightsXFactor01</image:caption><image:title>25BRAND01301090ECCREInsightsXFactor01</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-1433_EC-CRE-Insights_01.jpg</image:loc><image:caption>Modernapartmentbuilding</image:caption><image:title>25BRAND01301433ECCREInsights01</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/091523%20CRE%20X-factor%202.jpg</image:loc><image:caption>091523CREXfactor2</image:caption><image:title>091523CREXfactor2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/091523%20CRE%20X-factor%201.jpg</image:loc><image:caption>091523CREXfactor1</image:caption><image:title>091523CREXfactor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/091523%20CRE%20X-factor%203.jpg</image:loc><image:caption>091523CREXfactor3</image:caption><image:title>091523CREXfactor3</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2023-The-End-1.jpg</image:loc><image:caption>FBECON2023TheEnd1</image:caption><image:title>FBECON2023TheEnd1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/091523%20CRE%20X-factor%204.jpg</image:loc><image:caption>091523CREXfactor4</image:caption><image:title>091523CREXfactor4</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-1118_EC-CRE-Insights_Store-Closings.jpg</image:loc><image:caption>25BRAND01301118ECCREInsightsStoreClosings</image:caption><image:title>25BRAND01301118ECCREInsightsStoreClosings</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-xander-22.jpg</image:loc><image:caption>FirstAmericanCommercialRealEstateEconomistXanderSnyder</image:caption><image:title>aboutxander22</image:title></image:image><lastmod>2023-11-03</lastmod></url><url><loc>https://blog.firstam.com/economics/interviews-with-cnbc-and-yahoo-finance-is-the-housing-market-cooling</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2020-Podcast-Odeta-2-1.jpg</image:loc><image:caption>FBECON2020PodcastOdeta21</image:caption><image:title>FBECON2020PodcastOdeta21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/082321%20Econ%20Post%20-%20YF.jpg</image:loc><image:caption>082321EconPostYF</image:caption><image:title>082321EconPostYF</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/082321%20Econ%20Post%20-%20CNBC.jpg</image:loc><image:caption>082321EconPostCNBC</image:caption><image:title>082321EconPostCNBC</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><lastmod>2021-08-24</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/bid/71567/Natomas-could-see-new-building-boom-once-levee-restrictions-are-lifted</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/economics/what-do-previous-rising-mortgage-rate-eras-tell-us-about-todays-housing-market</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-0645%20(1).jpg</image:loc><image:caption>25BRAND337106451</image:caption><image:title>25BRAND337106451</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/121718%20PHS.jpg</image:loc><image:caption>121718PHS</image:caption><image:title>121718PHS</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2024-EHSO-November-2-1.jpg</image:loc><image:caption>ExistingHomeSalesNovember2024</image:caption><image:title>FBECON2024EHSONovember21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-Predictions-2025-2.jpg</image:loc><image:caption>2025HousingMarketPredictions</image:caption><image:title>FBECON2025Predictions20252</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><lastmod>2019-01-15</lastmod></url><url><loc>https://blog.firstam.com/reconomy-podcast/reconomy-podcast-why-housing-affordability-should-be-viewed-through-the-lens-of-renters-and-supply</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/REconomy-Podcast-Episode-117.jpg</image:loc><image:caption>REconomyPodcastEpisode117</image:caption><image:title>REconomyPodcastEpisode117</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA_Economics/Lorenz_Los_Angeles_3-1.png</image:loc><image:caption>LorenzLosAngeles31</image:caption><image:title>LorenzLosAngeles31</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA_Economics/Lorenz_Oklahoma_City_3.png</image:loc><image:caption>LorenzOklahomaCity3</image:caption><image:title>LorenzOklahomaCity3</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/SummerSchool-Feature.jpg</image:loc><image:caption>SummerSchoolFeature</image:caption><image:title>SummerSchoolFeature</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-RECONOMY-2020-E9.jpg</image:loc><image:caption>FBRECONOMY2020E9</image:caption><image:title>FBRECONOMY2020E9</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><lastmod>2023-05-04</lastmod></url><url><loc>https://blog.firstam.com/trust-matters/bloomberg-evergrande-meltdown-ensnares-stocks-with-little-china-links</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/background-trust-matters-blog-1.jpg</image:loc><image:caption>backgroundtrustmattersblog1</image:caption><image:title>backgroundtrustmattersblog1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Exec%20Webinar%20Series/Executive%20Webinar-1200x628.jpg</image:loc><image:caption>ExecutiveWebinar1200x628</image:caption><image:title>ExecutiveWebinar1200x628</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fatrust-logo.png</image:loc><image:caption>fatrustlogo</image:caption><image:title>fatrustlogo</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Newsletters/Market%20Review_blog-social%20Q1.2025.jpg</image:loc><image:caption>MarketReviewblogsocialQ12025</image:caption><image:title>MarketReviewblogsocialQ12025</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-tm-editor-3.png</image:loc><image:caption>authortmeditor3</image:caption><image:title>authortmeditor3</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/In%20the%20News/Evergrande_Blog_Post%20Image%20-%201200%20x%20628--FINAL2.jpg</image:loc><image:caption>EvergrandeBlogPostImage1200x628FINAL2</image:caption><image:title>EvergrandeBlogPostImage1200x628FINAL2</image:title></image:image><lastmod>2021-11-20</lastmod></url><url><loc>https://blog.firstam.com/cre-insights/x-factor-what-will-the-cre-recovery-look-like-in-2025</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-1090_EC-CRE-Insights_XFactor_01.jpg</image:loc><image:caption>25BRAND01301090ECCREInsightsXFactor01</image:caption><image:title>25BRAND01301090ECCREInsightsXFactor01</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-1118_EC-CRE-Insights_Store-Closings.jpg</image:loc><image:caption>25BRAND01301118ECCREInsightsStoreClosings</image:caption><image:title>25BRAND01301118ECCREInsightsStoreClosings</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/CRE%20X%20Factor%20121724.jpg</image:loc><image:caption>CREXFactor121724</image:caption><image:title>CREXFactor121724</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/blog-econ-xfactor-12-24-3.jpg</image:loc><image:caption>blogeconxfactor12243</image:caption><image:title>blogeconxfactor12243</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/CRE%20X%20Factor%20121724%204.jpg</image:loc><image:caption>CREXFactor1217244</image:caption><image:title>CREXFactor1217244</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/CRE%20X%20Factor%20121724%203.jpg</image:loc><image:caption>CREXFactor1217243</image:caption><image:title>CREXFactor1217243</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2024-XFactor-December-1-3.jpg</image:loc><image:caption>FBECON2024XFactorDecember13</image:caption><image:title>FBECON2024XFactorDecember13</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-1433_EC-CRE-Insights_01.jpg</image:loc><image:caption>Modernapartmentbuilding</image:caption><image:title>25BRAND01301433ECCREInsights01</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-xander-22.jpg</image:loc><image:caption>FirstAmericanCommercialRealEstateEconomistXanderSnyder</image:caption><image:title>aboutxander22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/CRE%20X%20Factor%20121724%202.jpg</image:loc><image:caption>CREXFactor1217242</image:caption><image:title>CREXFactor1217242</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><lastmod>2024-12-17</lastmod></url><url><loc>https://blog.firstam.com/economics/streak-of-consecutive-months-with-rising-loan-application-defect-risk-reaches-seven</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/073117%20LADI.jpg</image:loc><image:caption>073117LADI</image:caption><image:title>073117LADI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><lastmod>2017-07-31</lastmod></url><url><loc>https://blog.firstam.com/economics/what-will-drive-housing-market-potential-in-2021</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2020-PHS-December-2.jpg</image:loc><image:caption>FBECON2020PHSDecember2</image:caption><image:title>FBECON2020PHSDecember2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/PHS%20model%20122120.jpg</image:loc><image:caption>PHSmodel122120</image:caption><image:title>PHSmodel122120</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-Predictions-2025-2.jpg</image:loc><image:caption>2025HousingMarketPredictions</image:caption><image:title>FBECON2025Predictions20252</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2024-RHPI-September-1.jpg</image:loc><image:caption>FBECON2024RHPISeptember1</image:caption><image:title>FBECON2024RHPISeptember1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/thumbnail_FB-ECON-2024-RHPI-October-1-2b.jpg</image:loc><image:caption>thumbnailFBECON2024RHPIOctober12b</image:caption><image:title>thumbnailFBECON2024RHPIOctober12b</image:title></image:image><lastmod>2020-12-21</lastmod></url><url><loc>https://blog.firstam.com/cre-insights/whats-behind-the-surge-in-industrial-cap-rates</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-xander-22.jpg</image:loc><image:caption>FirstAmericanCommercialRealEstateEconomistXanderSnyder</image:caption><image:title>aboutxander22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/CRE%20Industrial%2022224.png</image:loc><image:caption>MillionsofSquareFeetofIndustrialUnderConstructionDeliveriesandStartsGraph</image:caption><image:title>CREIndustrial22224</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2024-CRE-PCR-February-1.jpg</image:loc><image:caption>CREInsightsBehindtheSurgeinIndustrialCapRates</image:caption><image:title>FBECON2024CREPCRFebruary1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-1090_EC-CRE-Insights_XFactor_01.jpg</image:loc><image:caption>25BRAND01301090ECCREInsightsXFactor01</image:caption><image:title>25BRAND01301090ECCREInsightsXFactor01</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-1433_EC-CRE-Insights_01.jpg</image:loc><image:caption>Modernapartmentbuilding</image:caption><image:title>25BRAND01301433ECCREInsights01</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-1118_EC-CRE-Insights_Store-Closings.jpg</image:loc><image:caption>25BRAND01301118ECCREInsightsStoreClosings</image:caption><image:title>25BRAND01301118ECCREInsightsStoreClosings</image:title></image:image><lastmod>2024-02-23</lastmod></url><url><loc>https://blog.firstam.com/economics/finding-the-fraudulent-needle-in-the-haystack</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/013020%20LADI.jpg</image:loc><image:caption>013020LADI</image:caption><image:title>013020LADI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Econ-chart-title.jpg</image:loc><image:caption>Econcharttitle</image:caption><image:title>Econcharttitle</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/022820%20LADI.jpg</image:loc><image:caption>022820LADI</image:caption><image:title>022820LADI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/033020%20LADI.jpg</image:loc><image:caption>033020LADI</image:caption><image:title>033020LADI</image:title></image:image><lastmod>2015-05-11</lastmod></url><url><loc>https://blog.firstam.com/economics/interviews-on-foxbusiness-and-cnbc-discussing-the-outlook-for-the-housing-market-and-economy-and-the-impact-of-tax-law-changes</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/052119%20FOXBusiness.jpg</image:loc><image:caption>052119FOXBusiness</image:caption><image:title>052119FOXBusiness</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><lastmod>2019-05-22</lastmod></url><url><loc>https://blog.firstam.com/economics/house-prices-reach-a-new-peak-but-not-everywhere</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/11924%20RPHI%202.png</image:loc><image:caption>NominalHousePriceGrowthGraph</image:caption><image:title>11924RPHI2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2024-RHPI-January-1%20(1).jpg</image:loc><image:caption>NovemberRealHousePriceIndexHousePricesReachaNewPeak</image:caption><image:title>FBECON2024RHPIJanuary11</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><lastmod>2024-01-23</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/bid/68362/City-Ventures-plans-550-homes-at-former-IBM-disk-drive-factory</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/economics/a-season-of-gratitude-and-fresh-opportunities-for-the-next-generation-of-homeowners</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-sam-24.jpg</image:loc><image:caption>aboutsam24</image:caption><image:title>aboutsam24</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Millennial%20Homeowners.jpg</image:loc><image:caption>MillennialHomeowners</image:caption><image:title>MillennialHomeowners</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/2026%20Housing%20Market%20Outlook.jpg</image:loc><image:caption>Sixfor2026PredictingNextYearsHousingMarket</image:caption><image:title>2026HousingMarketOutlook</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/New%20generation%20of%20homeownership.jpg</image:loc><image:caption>MillennialandGenZfriendssharingaholidaymealathomehighlightingthenextwaveofhomeownership</image:caption><image:title>Newgenerationofhomeownership</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Existing%20Home%20Sales%20November.jpg</image:loc><image:caption>ExistingHomeSalesNovember</image:caption><image:title>ExistingHomeSalesNovember</image:title></image:image><lastmod>2025-11-24</lastmod></url><url><loc>https://blog.firstam.com/economics/where-lower-income-renters-can-pursue-the-dream-of-homeownership</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-odeta-22.jpg</image:loc><image:caption>aboutodeta22</image:caption><image:title>aboutodeta22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/121219%20Renter%20affordability.jpg</image:loc><image:caption>121219Renteraffordability</image:caption><image:title>121219Renteraffordability</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><lastmod>2019-12-12</lastmod></url><url><loc>https://blog.firstam.com/economics/what-triggered-the-biggest-increase-in-house-buying-power-in-five-years</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/022519%20RHPI.jpg</image:loc><image:caption>022519RHPI</image:caption><image:title>022519RHPI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><lastmod>2019-02-28</lastmod></url><url><loc>https://blog.firstam.com/bid/48849/What-Is-Title-Insurance-Exactly</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/blog-post-2_home_renovations_to_avoid.jpg</image:loc><image:caption>blogpost2homerenovationstoavoid</image:caption><image:title>blogpost2homerenovationstoavoid</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/blog-post_3_real_estate_terms.jpg</image:loc><image:caption>blogpost3realestateterms</image:caption><image:title>blogpost3realestateterms</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/economics/market-is-missing-its-potential-due-to-tight-supply</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/101816_PHS.jpg</image:loc><image:caption>101816PHS</image:caption><image:title>101816PHS</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/INFO-Econ-PHS-October-2016-v1-6.jpg</image:loc><image:caption>INFOEconPHSOctober2016v16</image:caption><image:title>INFOEconPHSOctober2016v16</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><lastmod>2016-10-19</lastmod></url><url><loc>https://blog.firstam.com/trust-matters/q1-investment-update-webinar</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/background-trust-matters-blog-1.jpg</image:loc><image:caption>backgroundtrustmattersblog1</image:caption><image:title>backgroundtrustmattersblog1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Jerry%20B%20color%20headshot%20WEB.jpg</image:loc><image:caption>JerryBcolorheadshotWEB</image:caption><image:title>JerryBcolorheadshotWEB</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fatrust-logo.png</image:loc><image:caption>fatrustlogo</image:caption><image:title>fatrustlogo</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Newsletters/Market%20Review_blog-social%20Q1.2025.jpg</image:loc><image:caption>MarketReviewblogsocialQ12025</image:caption><image:title>MarketReviewblogsocialQ12025</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Investment%20Webinars/Image_Blog_Investment%20Update_Feb%2015%2c%202022.jpg</image:loc><image:caption>ImageBlogInvestmentUpdateFeb152022</image:caption><image:title>ImageBlogInvestmentUpdateFeb152022</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-tm-editor-3.png</image:loc><image:caption>authortmeditor3</image:caption><image:title>authortmeditor3</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Bio/Jason%20Headshot.jpg</image:loc><image:caption>JasonHeadshot</image:caption><image:title>JasonHeadshot</image:title></image:image><lastmod>2022-02-17</lastmod></url><url><loc>https://blog.firstam.com/economics/the-reconomy-podcast-the-3-most-important-housing-market-statistics</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA_Economics/FB-RECONOMY-2021-E22.jpg</image:loc><image:caption>FBRECONOMY2021E22</image:caption><image:title>FBRECONOMY2021E22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><lastmod>2021-10-21</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/bid/65801/From-Harv-s-Car-Wash-to-housing-New-Sares-Regis-project-eyed-for-Mountain-View</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/economics/will-the-pandemic-she-cession-derail-growth-in-homeownership-among-single-women</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/031121%20econ%20post.jpg</image:loc><image:caption>031121econpost</image:caption><image:title>031121econpost</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2021-Single-Women.jpg</image:loc><image:caption>FBECON2021SingleWomen</image:caption><image:title>FBECON2021SingleWomen</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-odeta-22.jpg</image:loc><image:caption>aboutodeta22</image:caption><image:title>aboutodeta22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><lastmod>2021-03-11</lastmod></url><url><loc>https://blog.firstam.com/economics/what-does-increasing-tenure-length-mean-for-the-housing-market</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-Predictions-2025-2.jpg</image:loc><image:caption>2025HousingMarketPredictions</image:caption><image:title>FBECON2025Predictions20252</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/082019%20PHS.jpg</image:loc><image:caption>082019PHS</image:caption><image:title>082019PHS</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2024-EHSO-November-2-1.jpg</image:loc><image:caption>ExistingHomeSalesNovember2024</image:caption><image:title>FBECON2024EHSONovember21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-0645%20(1).jpg</image:loc><image:caption>25BRAND337106451</image:caption><image:title>25BRAND337106451</image:title></image:image><lastmod>2019-08-20</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/exclusive-blackstone-americas-biggest-landlord-investing-in-oakland</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2015-05-28</lastmod></url><url><loc>https://blog.firstam.com/economics/todays-house-prices-are-over-40-percent-more-affordable-than-the-housing-boom-peak</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Econ%201200x628%208-26-21.jpg</image:loc><image:caption>FAEcon1200x62882621</image:caption><image:title>FAEcon1200x62882621</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/083021%20RHPI%20chart.jpg</image:loc><image:caption>083021RHPIchart</image:caption><image:title>083021RHPIchart</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><lastmod>2021-08-30</lastmod></url><url><loc>https://blog.firstam.com/reconomy-podcast/what-will-it-take-for-the-housing-market-to-rebalance</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-RECONOMY-E55-2.jpg</image:loc><image:caption>FBRECONOMYE552</image:caption><image:title>FBRECONOMYE552</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/SummerSchool-Feature.jpg</image:loc><image:caption>SummerSchoolFeature</image:caption><image:title>SummerSchoolFeature</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/REconomy-Podcast-Episode-117.jpg</image:loc><image:caption>REconomyPodcastEpisode117</image:caption><image:title>REconomyPodcastEpisode117</image:title></image:image><lastmod>2023-10-31</lastmod></url><url><loc>https://blog.firstam.com/economics/how-do-rapidly-rising-mortgage-rates-impact-affordability</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/042222%20RHPI.jpg</image:loc><image:caption>042222RHPI</image:caption><image:title>042222RHPI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/RHPI%20-%204.22.22.jpg</image:loc><image:caption>RHPI42222</image:caption><image:title>RHPI42222</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><lastmod>2022-04-22</lastmod></url><url><loc>https://blog.firstam.com/economics/affordability-improves-nationally-based-on-wage-growth-although-not-for-many-major-markets</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-January-1-7.jpg</image:loc><image:caption>January2025RealHousePriceIndex</image:caption><image:title>FBECON2025RHPIJanuary17</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/122616%20RHPI.jpg</image:loc><image:caption>122616RHPI</image:caption><image:title>122616RHPI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/1226%20RHPI.png</image:loc><image:caption>1226RHPI</image:caption><image:title>1226RHPI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><lastmod>2016-12-26</lastmod></url><url><loc>https://blog.firstam.com/economics/millennials-remain-driving-force-in-housing-market-potential</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/thumbnail_FB-ECON-2024-RHPI-October-1-2b.jpg</image:loc><image:caption>thumbnailFBECON2024RHPIOctober12b</image:caption><image:title>thumbnailFBECON2024RHPIOctober12b</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/011922%20PHS.jpg</image:loc><image:caption>011922PHS</image:caption><image:title>011922PHS</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-Predictions-2025-2.jpg</image:loc><image:caption>2025HousingMarketPredictions</image:caption><image:title>FBECON2025Predictions20252</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Potential%20Home%20Sales%20Image.png</image:loc><image:caption>PotentialHomeSalesImage</image:caption><image:title>PotentialHomeSalesImage</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2024-RHPI-September-1.jpg</image:loc><image:caption>FBECON2024RHPISeptember1</image:caption><image:title>FBECON2024RHPISeptember1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><lastmod>2022-01-19</lastmod></url><url><loc>https://blog.firstam.com/economics/homeownership-has-a-new-home</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA_Economics/sanchez.png</image:loc><image:caption>sanchez</image:caption><image:title>sanchez</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2020-Podcast-Odeta-2-1.jpg</image:loc><image:caption>FBECON2020PodcastOdeta21</image:caption><image:title>FBECON2020PodcastOdeta21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA_Economics/FA%20Econ%201200x628%2010-12-21.jpg</image:loc><image:caption>FAEcon1200x628101221</image:caption><image:title>FAEcon1200x628101221</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/070622%20HPRI%20a.jpg</image:loc><image:caption>070622HPRIa</image:caption><image:title>070622HPRIa</image:title></image:image><lastmod>2015-12-11</lastmod></url><url><loc>https://blog.firstam.com/commercial/the-inside-look-with-xander-snyder-episode-2-0-0-0</loc><video:video><video:thumbnail_loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/the_inside_look%2c_video_5%20(720p).mp4/medium.jpg</video:thumbnail_loc><video:title>the_inside_look,_video_5 (720p)</video:title><video:description>the_inside_look,_video_5 (720p)</video:description><video:content_loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/the_inside_look%2c_video_5%20(720p).mp4</video:content_loc><video:duration>238</video:duration><video:requires_subscription>no</video:requires_subscription><video:live>no</video:live></video:video><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Inside%20Look%20POtential%20use%20social%20image-2.jpg</image:loc><image:caption>InsideLookPOtentialusesocialimage2</image:caption><image:title>InsideLookPOtentialusesocialimage2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Xander-Inside-Look_ep19.jpg</image:loc><image:caption>XanderInsideLookep19</image:caption><image:title>XanderInsideLookep19</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Xander-Inside-Look-Ep-18%20(1).png</image:loc><image:caption>XanderInsideLookEp181</image:caption><image:title>XanderInsideLookEp181</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/First_Am_NCS_/img/background-2-ncs-blog.jpg</image:loc><image:caption>background2ncsblog</image:caption><image:title>background2ncsblog</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/NCS/NCS_Blog_Header_2.jpg</image:loc><image:caption>NCSBlogHeader2</image:caption><image:title>NCSBlogHeader2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/fa-title_logo.png</image:loc><image:caption>fatitlelogo</image:caption><image:title>fatitlelogo</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Xander-Inside-Look-Ep-20.png</image:loc><image:caption>XanderInsideLookEp20</image:caption><image:title>XanderInsideLookEp20</image:title></image:image><lastmod>2023-12-12</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/council-sends-trumark-plan-to-early-stage-review</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2015-05-29</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/bid/61349/Hercules-will-transfer-development-properties</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/test/volatility-is-more-than-vix</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA_PandC/Email%20Pieces/ThinkstockPhotos-480515586.jpg</image:loc><image:caption>ThinkstockPhotos480515586</image:caption><image:title>ThinkstockPhotos480515586</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Innovation/background-Inn-blog-1.jpg</image:loc><image:caption>backgroundInnblog1</image:caption><image:title>backgroundInnblog1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/First_Am_NCS_/ThinkstockPhotos-533250770.jpg</image:loc><image:caption>ThinkstockPhotos533250770</image:caption><image:title>ThinkstockPhotos533250770</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/0621016_RESI_blog_post.png</image:loc><image:caption>0621016RESIblogpost</image:caption><image:title>0621016RESIblogpost</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/imgb.png</image:loc><image:caption>imgb</image:caption><image:title>imgb</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Julie%20Kuntz4620%201-Ready%20copy%20white.jpg</image:loc><image:caption>JulieKuntz46201Readycopywhite</image:caption><image:title>JulieKuntz46201Readycopywhite</image:title></image:image><lastmod>2019-06-17</lastmod></url><url><loc>https://blog.firstam.com/trust-matters/stock-losses-deepen-yields-rise-on-inflation-woes-markets-wrap</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Jerry%20B%20-%20Quote%20Graphic.png</image:loc><image:caption>JerryBQuoteGraphic</image:caption><image:title>JerryBQuoteGraphic</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/background-trust-matters-blog-1.jpg</image:loc><image:caption>backgroundtrustmattersblog1</image:caption><image:title>backgroundtrustmattersblog1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-tm-editor-3.png</image:loc><image:caption>authortmeditor3</image:caption><image:title>authortmeditor3</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fatrust-logo.png</image:loc><image:caption>fatrustlogo</image:caption><image:title>fatrustlogo</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Newsletters/Market%20Review_blog-social%20Q1.2025.jpg</image:loc><image:caption>MarketReviewblogsocialQ12025</image:caption><image:title>MarketReviewblogsocialQ12025</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Exec%20Webinar%20Series/Executive%20Webinar-1200x628.jpg</image:loc><image:caption>ExecutiveWebinar1200x628</image:caption><image:title>ExecutiveWebinar1200x628</image:title></image:image><lastmod>2022-10-14</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/the-ohlone-revived-new-life-for-major-midtown-san-jose-mixed-use-project</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2015-01-08</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/bid/68043/Pleasanton-council-OKs-study-for-up-to-2-279-housing-units</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/economics/how-wage-growth-reduced-the-sting-of-rising-rates-on-affordability</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/102618%20RHPI.jpg</image:loc><image:caption>102618RHPI</image:caption><image:title>102618RHPI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><lastmod>2018-11-13</lastmod></url><url><loc>https://blog.firstam.com/economics/whats-behind-septembers-surprise-increase-in-affordability</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/112717%20RHPI.jpg</image:loc><image:caption>112717RHPI</image:caption><image:title>112717RHPI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-January-1-7.jpg</image:loc><image:caption>January2025RealHousePriceIndex</image:caption><image:title>FBECON2025RHPIJanuary17</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><lastmod>2017-11-27</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/aerojet-completes-sale-of-land-to-be-developed-in-folsom</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2015-06-04</lastmod></url><url><loc>https://blog.firstam.com/reconomy-podcast/reconomy-podcast-what-does-the-rush-to-suburbia-mean-for-real-estate</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-RECONOMY-2021-E14.jpg</image:loc><image:caption>FBRECONOMY2021E14</image:caption><image:title>FBRECONOMY2021E14</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/SummerSchool-Feature.jpg</image:loc><image:caption>SummerSchoolFeature</image:caption><image:title>SummerSchoolFeature</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/REconomy-Podcast-Episode-117.jpg</image:loc><image:caption>REconomyPodcastEpisode117</image:caption><image:title>REconomyPodcastEpisode117</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><lastmod>2023-05-08</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/bid/71948/State-court-rules-in-favor-of-Treasure-Island-developers-hurdle-cleared-for-8-000-homes</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/reconomy-podcast/what-makes-real-estate-commercial</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-RECONOMY-E94-2.jpg</image:loc><image:caption>FBRECONOMYE942</image:caption><image:title>FBRECONOMYE942</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/REconomy-Podcast-Episode-117.jpg</image:loc><image:caption>REconomyPodcastEpisode117</image:caption><image:title>REconomyPodcastEpisode117</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/SummerSchool-Feature.jpg</image:loc><image:caption>SummerSchoolFeature</image:caption><image:title>SummerSchoolFeature</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><lastmod>2024-07-18</lastmod></url><url><loc>https://blog.firstam.com/reconomy-podcast/how-the-federal-reserve-can-and-cannot-influence-the-housing-market</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA_Economics/FB-RECONOMY-2021-E31.jpg</image:loc><image:caption>FBRECONOMY2021E31</image:caption><image:title>FBRECONOMY2021E31</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/SummerSchool-Feature.jpg</image:loc><image:caption>SummerSchoolFeature</image:caption><image:title>SummerSchoolFeature</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/REconomy-Podcast-Episode-117.jpg</image:loc><image:caption>REconomyPodcastEpisode117</image:caption><image:title>REconomyPodcastEpisode117</image:title></image:image><lastmod>2023-11-01</lastmod></url><url><loc>https://blog.firstam.com/economics/where-do-renters-have-an-edge-in-the-pursuit-of-homeownership</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/090519%20Renter%20affordability%20B.jpg</image:loc><image:caption>090519RenteraffordabilityB</image:caption><image:title>090519RenteraffordabilityB</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-odeta-22.jpg</image:loc><image:caption>aboutodeta22</image:caption><image:title>aboutodeta22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/090519%20Renter%20affordability%20A.jpg</image:loc><image:caption>090519RenteraffordabilityA</image:caption><image:title>090519RenteraffordabilityA</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><lastmod>2019-09-05</lastmod></url><url><loc>https://blog.firstam.com/economics/why-the-ability-to-repay-rules-are-like-a-steering-wheel-lock</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/053018%20LADI%20B.jpg</image:loc><image:caption>053018LADIB</image:caption><image:title>053018LADIB</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2020-Labor-2-1.jpg</image:loc><image:caption>FBECON2020Labor21</image:caption><image:title>FBECON2020Labor21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/053018%20LADI%20A.jpg</image:loc><image:caption>053018LADIA</image:caption><image:title>053018LADIA</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/022820%20LADI.jpg</image:loc><image:caption>022820LADI</image:caption><image:title>022820LADI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/033020%20LADI.jpg</image:loc><image:caption>033020LADI</image:caption><image:title>033020LADI</image:title></image:image><lastmod>2018-05-30</lastmod></url><url><loc>https://blog.firstam.com/economics/what-does-the-first-release-of-housing-data-in-2018-say-about-the-housing-market</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/012018%20housing%20starts.png</image:loc><image:caption>012018housingstarts</image:caption><image:title>012018housingstarts</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><lastmod>2018-04-30</lastmod></url><url><loc>https://blog.firstam.com/economics/rising-mortgage-rates-expected-to-cool-market-potential-in-2017</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/121916%20PHS.jpg</image:loc><image:caption>121916PHS</image:caption><image:title>121916PHS</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><lastmod>2016-12-19</lastmod></url><url><loc>https://blog.firstam.com/economics/housing-market-potential-increases-but-remains-restricted-by-existing-home-supply</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/thumbnail_FB-ECON-2024-RHPI-October-1-2b.jpg</image:loc><image:caption>thumbnailFBECON2024RHPIOctober12b</image:caption><image:title>thumbnailFBECON2024RHPIOctober12b</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2024-RHPI-September-1.jpg</image:loc><image:caption>FBECON2024RHPISeptember1</image:caption><image:title>FBECON2024RHPISeptember1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/062123%20PHS.jpg</image:loc><image:caption>062123PHS</image:caption><image:title>062123PHS</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-Predictions-2025-2.jpg</image:loc><image:caption>2025HousingMarketPredictions</image:caption><image:title>FBECON2025Predictions20252</image:title></image:image><lastmod>2023-06-21</lastmod></url><url><loc>https://blog.firstam.com/economics/how-the-delta-dip-boosted-housing-market-potential</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-0645%20(1).jpg</image:loc><image:caption>25BRAND337106451</image:caption><image:title>25BRAND337106451</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-Predictions-2025-2.jpg</image:loc><image:caption>2025HousingMarketPredictions</image:caption><image:title>FBECON2025Predictions20252</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/thumbnail_FB-ECON-2024-RHPI-October-1-2b.jpg</image:loc><image:caption>thumbnailFBECON2024RHPIOctober12b</image:caption><image:title>thumbnailFBECON2024RHPIOctober12b</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/082021%20PHS.jpg</image:loc><image:caption>082021PHS</image:caption><image:title>082021PHS</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Econ%201200x628%208-20-21.jpg</image:loc><image:caption>FAEcon1200x62882021</image:caption><image:title>FAEcon1200x62882021</image:title></image:image><lastmod>2021-08-20</lastmod></url><url><loc>https://blog.firstam.com/reconomy-podcast/how-the-force-of-demographic-trends-will-impact-the-housing-market</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/REconomy-Podcast-Episode-117.jpg</image:loc><image:caption>REconomyPodcastEpisode117</image:caption><image:title>REconomyPodcastEpisode117</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-RECONOMY-E73-2.jpg</image:loc><image:caption>FBRECONOMYE732</image:caption><image:title>FBRECONOMYE732</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/SummerSchool-Feature.jpg</image:loc><image:caption>SummerSchoolFeature</image:caption><image:title>SummerSchoolFeature</image:title></image:image><lastmod>2023-10-31</lastmod></url><url><loc>https://blog.firstam.com/bid/66418/June-Housing-Numbers-Should-Prove-Encouraging-for-Real-Estate-Service-Professionals</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/bid/70772/Dozens-turn-out-to-oppose-Sunset-housing-developments-in-Livermore</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/economics/housing-market-potential-reaches-its-highest-level-in-nearly-two-years</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/022020%20PHS.jpg</image:loc><image:caption>022020PHS</image:caption><image:title>022020PHS</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2024-RHPI-September-1.jpg</image:loc><image:caption>FBECON2024RHPISeptember1</image:caption><image:title>FBECON2024RHPISeptember1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/thumbnail_FB-ECON-2024-RHPI-October-1-2b.jpg</image:loc><image:caption>thumbnailFBECON2024RHPIOctober12b</image:caption><image:title>thumbnailFBECON2024RHPIOctober12b</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-Predictions-2025-2.jpg</image:loc><image:caption>2025HousingMarketPredictions</image:caption><image:title>FBECON2025Predictions20252</image:title></image:image><lastmod>2020-02-25</lastmod></url><url><loc>https://blog.firstam.com/economics/do-hurricanes-influence-mortgage-fraud-risk</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/092618%20Defect%20Index.jpg</image:loc><image:caption>092618DefectIndex</image:caption><image:title>092618DefectIndex</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/013020%20LADI.jpg</image:loc><image:caption>013020LADI</image:caption><image:title>013020LADI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/033020%20LADI.jpg</image:loc><image:caption>033020LADI</image:caption><image:title>033020LADI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/022820%20LADI.jpg</image:loc><image:caption>022820LADI</image:caption><image:title>022820LADI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><lastmod>2018-10-08</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/northwest-land-park-developers-sketch-plans-for-second-phase</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-11-18</lastmod></url><url><loc>https://blog.firstam.com/cre-insights/cre-x-factor-retails-tailwinds-turn-to-headwinds</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/041013%20Xfactor%203.jpg</image:loc><image:caption>041013Xfactor3</image:caption><image:title>041013Xfactor3</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-1090_EC-CRE-Insights_XFactor_01.jpg</image:loc><image:caption>25BRAND01301090ECCREInsightsXFactor01</image:caption><image:title>25BRAND01301090ECCREInsightsXFactor01</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/041013%20Xfactor%204.jpg</image:loc><image:caption>041013Xfactor4</image:caption><image:title>041013Xfactor4</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/041013%20Xfactor%202.jpg</image:loc><image:caption>041013Xfactor2</image:caption><image:title>041013Xfactor2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2023-CRE-April-2.jpg</image:loc><image:caption>FBECON2023CREApril2</image:caption><image:title>FBECON2023CREApril2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-xander-22.jpg</image:loc><image:caption>FirstAmericanCommercialRealEstateEconomistXanderSnyder</image:caption><image:title>aboutxander22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-1433_EC-CRE-Insights_01.jpg</image:loc><image:caption>Modernapartmentbuilding</image:caption><image:title>25BRAND01301433ECCREInsights01</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/041013%20Xfactor%201.jpg</image:loc><image:caption>041013Xfactor1</image:caption><image:title>041013Xfactor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-1118_EC-CRE-Insights_Store-Closings.jpg</image:loc><image:caption>25BRAND01301118ECCREInsightsStoreClosings</image:caption><image:title>25BRAND01301118ECCREInsightsStoreClosings</image:title></image:image><lastmod>2023-11-01</lastmod></url><url><loc>https://blog.firstam.com/reconomy-podcast/reconomy-podcast-housing-affordability-in-the-covid-era</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-RECONOMY-2020-E2.jpg</image:loc><image:caption>FBRECONOMY2020E2</image:caption><image:title>FBRECONOMY2020E2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/SummerSchool-Feature.jpg</image:loc><image:caption>SummerSchoolFeature</image:caption><image:title>SummerSchoolFeature</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/REconomy-Podcast-Episode-117.jpg</image:loc><image:caption>REconomyPodcastEpisode117</image:caption><image:title>REconomyPodcastEpisode117</image:title></image:image><lastmod>2023-03-28</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/bid/62801/Winchester-Country-Club-sells-out-of-receivership</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/trust-matters/risk-bubbles-are-deflating-bloomberg</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-tm-editor-3.png</image:loc><image:caption>authortmeditor3</image:caption><image:title>authortmeditor3</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Newsletters/Market%20Review_blog-social%20Q1.2025.jpg</image:loc><image:caption>MarketReviewblogsocialQ12025</image:caption><image:title>MarketReviewblogsocialQ12025</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Exec%20Webinar%20Series/Executive%20Webinar-1200x628.jpg</image:loc><image:caption>ExecutiveWebinar1200x628</image:caption><image:title>ExecutiveWebinar1200x628</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/background-trust-matters-blog-1.jpg</image:loc><image:caption>backgroundtrustmattersblog1</image:caption><image:title>backgroundtrustmattersblog1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fatrust-logo.png</image:loc><image:caption>fatrustlogo</image:caption><image:title>fatrustlogo</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/In%20the%20News/Image_Bloomberg_Risk%20Bubbles%20are%20Deflating_22_01-11.jpg</image:loc><image:caption>ImageBloombergRiskBubblesareDeflating220111</image:caption><image:title>ImageBloombergRiskBubblesareDeflating220111</image:title></image:image><lastmod>2022-01-11</lastmod></url><url><loc>https://blog.firstam.com/economics/how-will-the-housing-market-fare-as-rates-rise</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/11221%20rates%20post%203.jpg</image:loc><image:caption>11221ratespost3</image:caption><image:title>11221ratespost3</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/11221%20rates%20post%202.jpg</image:loc><image:caption>11221ratespost2</image:caption><image:title>11221ratespost2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/11221%20rates%20post%201.jpg</image:loc><image:caption>11221ratespost1</image:caption><image:title>11221ratespost1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2021-Rising-Rates-Nov.gif</image:loc><image:caption>FBECON2021RisingRatesNov</image:caption><image:title>FBECON2021RisingRatesNov</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><lastmod>2021-11-12</lastmod></url><url><loc>https://blog.firstam.com/trust-matters/will-fed-rate-cuts-reignite-the-housing-market</loc><video:video><video:thumbnail_loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Exec%20Webinar%20Series/Will%20Fed%20rate%20cuts%20reignite%20the%20housing%20market_FINAL.mp4/medium.jpg</video:thumbnail_loc><video:title>Will Fed rate cuts reignite the housing market_FINAL</video:title><video:description>Will Fed rate cuts reignite the housing market_FINAL</video:description><video:content_loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Exec%20Webinar%20Series/Will%20Fed%20rate%20cuts%20reignite%20the%20housing%20market_FINAL.mp4</video:content_loc><video:duration>3734</video:duration><video:requires_subscription>no</video:requires_subscription><video:live>no</video:live></video:video><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/background-trust-matters-blog-1.jpg</image:loc><image:caption>backgroundtrustmattersblog1</image:caption><image:title>backgroundtrustmattersblog1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-tm-editor-3.png</image:loc><image:caption>authortmeditor3</image:caption><image:title>authortmeditor3</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Executive%20Webinar_1200x628.jpg</image:loc><image:caption>ExecutiveWebinar1200x628</image:caption><image:title>ExecutiveWebinar1200x628</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fatrust-logo.png</image:loc><image:caption>fatrustlogo</image:caption><image:title>fatrustlogo</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Crevier%20Classic%20Cars/Jerry%20B%20color%20headshot%20WEB.jpg</image:loc><image:caption>JerryBcolorheadshotWEB</image:caption><image:title>JerryBcolorheadshotWEB</image:title></image:image><lastmod>2024-11-26</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/bid/71237/SunCal-revives-plans-for-Oakland-s-Oak-Knoll-buys-167-acre-development-site-for-the-second-time</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/economics/how-hurricane-florence-may-impact-the-housing-market</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/092018%20Housing%20Starts.jpg</image:loc><image:caption>092018HousingStarts</image:caption><image:title>092018HousingStarts</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><lastmod>2020-04-22</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/bid/63114/Bay-Area-home-prices-projected-to-surge</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/economics/why-the-housing-market-may-begin-to-stabilize-in-2023</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-Predictions-2025-2.jpg</image:loc><image:caption>2025HousingMarketPredictions</image:caption><image:title>FBECON2025Predictions20252</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/thumbnail_FB-ECON-2024-RHPI-October-1-2b.jpg</image:loc><image:caption>thumbnailFBECON2024RHPIOctober12b</image:caption><image:title>thumbnailFBECON2024RHPIOctober12b</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2022-PHS-November.jpg</image:loc><image:caption>FBECON2022PHSNovember</image:caption><image:title>FBECON2022PHSNovember</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/111822%20PHS.jpg</image:loc><image:caption>111822PHS</image:caption><image:title>111822PHS</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2024-RHPI-September-1.jpg</image:loc><image:caption>FBECON2024RHPISeptember1</image:caption><image:title>FBECON2024RHPISeptember1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><lastmod>2022-11-18</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/bid/65673/Roseville-will-bankroll-development-infrastructure</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/commercial/a-long-awaited-boost-in-sentiment-retails-renaissance-and-tiktoks-time-in-the-sun</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/24-NCS-0010-CRE_News_Digest_Blog_Header_May.png</image:loc><image:caption>24NCS0010CRENewsDigestBlogHeaderMay</image:caption><image:title>24NCS0010CRENewsDigestBlogHeaderMay</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/24-NCS-0010-CRE_News_Digest_Blog_Header_June.png</image:loc><image:caption>24NCS0010CRENewsDigestBlogHeaderJune</image:caption><image:title>24NCS0010CRENewsDigestBlogHeaderJune</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/24-NCS-0010-CRE_News_Digest_Blog_Header_July-01-1.png</image:loc><image:caption>24NCS0010CRENewsDigestBlogHeaderJuly011</image:caption><image:title>24NCS0010CRENewsDigestBlogHeaderJuly011</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/NCS/NCS_Blog_Header_2.jpg</image:loc><image:caption>NCSBlogHeader2</image:caption><image:title>NCSBlogHeader2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/First_Am_NCS_/img/background-2-ncs-blog.jpg</image:loc><image:caption>background2ncsblog</image:caption><image:title>background2ncsblog</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/fa-title_logo.png</image:loc><image:caption>fatitlelogo</image:caption><image:title>fatitlelogo</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/24-NCS-0010-CRE_News_Digest_Blog_Header_April-2.png</image:loc><image:caption>24NCS0010CRENewsDigestBlogHeaderApril2</image:caption><image:title>24NCS0010CRENewsDigestBlogHeaderApril2</image:title></image:image><lastmod>2024-06-18</lastmod></url><url><loc>https://blog.firstam.com/economics/why-the-labor-market-may-recover-faster-than-previous-recessions</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/050620%20Jobs%20post.jpg</image:loc><image:caption>050620Jobspost</image:caption><image:title>050620Jobspost</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-odeta-22.jpg</image:loc><image:caption>aboutodeta22</image:caption><image:title>aboutodeta22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2020-Labor-2-1.jpg</image:loc><image:caption>FBECON2020Labor21</image:caption><image:title>FBECON2020Labor21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/060218%20Jobs%20report.jpg</image:loc><image:caption>060218Jobsreport</image:caption><image:title>060218Jobsreport</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/053018%20LADI%20A.jpg</image:loc><image:caption>053018LADIA</image:caption><image:title>053018LADIA</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/090718%20back%20to%20school.jpg</image:loc><image:caption>090718backtoschool</image:caption><image:title>090718backtoschool</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2020-Labor-Chart.jpg</image:loc><image:caption>FBECON2020LaborChart</image:caption><image:title>FBECON2020LaborChart</image:title></image:image><lastmod>2020-05-06</lastmod></url><url><loc>https://blog.firstam.com/economics/where-potential-first-time-home-buyers-can-find-relief-from-the-affordability-shock</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-0645%20(1).jpg</image:loc><image:caption>25BRAND337106451</image:caption><image:title>25BRAND337106451</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2024-Affordability-September-1.jpg</image:loc><image:caption>FBECON2024AffordabilitySeptember1</image:caption><image:title>FBECON2024AffordabilitySeptember1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/0801022%20blog%20post%20chart.jpg</image:loc><image:caption>0801022blogpostchart</image:caption><image:title>0801022blogpostchart</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-ksenia-22.jpg</image:loc><image:caption>aboutksenia22</image:caption><image:title>aboutksenia22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2022-Renter-Affordability-August.jpg</image:loc><image:caption>FBECON2022RenterAffordabilityAugust</image:caption><image:title>FBECON2022RenterAffordabilityAugust</image:title></image:image><lastmod>2022-08-10</lastmod></url><url><loc>https://blog.firstam.com/commercial/the-inside-look-with-xander-snyder-episode-2-0-0</loc><video:video><video:thumbnail_loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/the_inside_look_video_4%20(1080p).mp4/medium.jpg</video:thumbnail_loc><video:title>the_inside_look_video_4 (1080p)</video:title><video:description>the_inside_look_video_4 (1080p)</video:description><video:content_loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/the_inside_look_video_4%20(1080p).mp4</video:content_loc><video:duration>237</video:duration><video:requires_subscription>no</video:requires_subscription><video:live>no</video:live></video:video><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/fa-title_logo.png</image:loc><image:caption>fatitlelogo</image:caption><image:title>fatitlelogo</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Inside%20Look%20POtential%20use%20social%20image-3.jpg</image:loc><image:caption>InsideLookPOtentialusesocialimage3</image:caption><image:title>InsideLookPOtentialusesocialimage3</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/NCS/NCS_Blog_Header_2.jpg</image:loc><image:caption>NCSBlogHeader2</image:caption><image:title>NCSBlogHeader2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/First_Am_NCS_/img/background-2-ncs-blog.jpg</image:loc><image:caption>background2ncsblog</image:caption><image:title>background2ncsblog</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Xander-Inside-Look_ep19.jpg</image:loc><image:caption>XanderInsideLookep19</image:caption><image:title>XanderInsideLookep19</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Xander-Inside-Look-Ep-20.png</image:loc><image:caption>XanderInsideLookEp20</image:caption><image:title>XanderInsideLookEp20</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Xander-Inside-Look-Ep-18%20(1).png</image:loc><image:caption>XanderInsideLookEp181</image:caption><image:title>XanderInsideLookEp181</image:title></image:image><lastmod>2023-12-12</lastmod></url><url><loc>https://blog.firstam.com/economics/has-the-great-housing-supply-crash-bottomed-out</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2021-April-Inventory.jpg</image:loc><image:caption>FBECON2021AprilInventory</image:caption><image:title>FBECON2021AprilInventory</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/051921%20housing%20supply.jpg</image:loc><image:caption>051921housingsupply</image:caption><image:title>051921housingsupply</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><lastmod>2021-05-19</lastmod></url><url><loc>https://blog.firstam.com/economics/what-is-preventing-the-homeownership-rate-from-reaching-its-potential</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/070622%20HPRI%20a.jpg</image:loc><image:caption>070622HPRIa</image:caption><image:title>070622HPRIa</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA_Economics/FA%20Econ%201200x628%2010-12-21.jpg</image:loc><image:caption>FAEcon1200x628101221</image:caption><image:title>FAEcon1200x628101221</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/071819%20HPRI%20C.jpg</image:loc><image:caption>071819HPRIC</image:caption><image:title>071819HPRIC</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2021-HPRI-June.jpg</image:loc><image:caption>FBECON2021HPRIJune</image:caption><image:title>FBECON2021HPRIJune</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/071819%20HPRI.jpg</image:loc><image:caption>071819HPRI</image:caption><image:title>071819HPRI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><lastmod>2019-07-18</lastmod></url><url><loc>https://blog.firstam.com/cares</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/2nd%20Annual%20C-2-C%20Relay%202021.jpg</image:loc><image:caption>2ndAnnualC2CRelay2021</image:caption><image:title>2ndAnnualC2CRelay2021</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Picture6.jpg</image:loc><image:caption>Picture6</image:caption><image:title>Picture6</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Pink%20Masks.jpg</image:loc><image:caption>PinkMasks</image:caption><image:title>PinkMasks</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Cares/bg-cares.jpg</image:loc><image:caption>bgcares</image:caption><image:title>bgcares</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/H4H%20Paula%20Pat%20Jennifer.jpg</image:loc><image:caption>H4HPaulaPatJennifer</image:caption><image:title>H4HPaulaPatJennifer</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Cares/Picture3.jpg</image:loc><image:caption>Picture3</image:caption><image:title>Picture3</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Picture10.png</image:loc><image:caption>Picture10</image:caption><image:title>Picture10</image:title></image:image><lastmod>2023-08-29</lastmod></url><url><loc>https://blog.firstam.com/innovation/the-nexus-of-business-technology-and-people-a-cios-view-of-the-workplace</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-geraldine-1.jpg</image:loc><image:caption>authorgeraldine1</image:caption><image:title>authorgeraldine1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Innovation/background-Inn-blog-1.jpg</image:loc><image:caption>backgroundInnblog1</image:caption><image:title>backgroundInnblog1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Agile-Workshop-8-2019.jpg</image:loc><image:caption>AgileWorkshop82019</image:caption><image:title>AgileWorkshop82019</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/modern-workplace-hero2.jpg</image:loc><image:caption>modernworkplacehero2</image:caption><image:title>modernworkplacehero2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fi-091422-1.jpg</image:loc><image:caption>fi0914221</image:caption><image:title>fi0914221</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Innovation-Blog.jpg</image:loc><image:caption>InnovationBlog</image:caption><image:title>InnovationBlog</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Dojo-workgroup%208-2019.jpg</image:loc><image:caption>Dojoworkgroup82019</image:caption><image:title>Dojoworkgroup82019</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-INNOVATION-2024-January-1.jpg</image:loc><image:caption>FBINNOVATION2024January1</image:caption><image:title>FBINNOVATION2024January1</image:title></image:image><lastmod>2019-10-01</lastmod></url><url><loc>https://blog.firstam.com/trust-matters/why-first-american-trusts-chief-investment-officer-sees-no-quick-end-to-regional-bank-turmoil</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/background-trust-matters-blog-1.jpg</image:loc><image:caption>backgroundtrustmattersblog1</image:caption><image:title>backgroundtrustmattersblog1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Newsletters/Market%20Review_blog-social%20Q1.2025.jpg</image:loc><image:caption>MarketReviewblogsocialQ12025</image:caption><image:title>MarketReviewblogsocialQ12025</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fatrust-logo.png</image:loc><image:caption>fatrustlogo</image:caption><image:title>fatrustlogo</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-tm-editor-3.png</image:loc><image:caption>authortmeditor3</image:caption><image:title>authortmeditor3</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Exec%20Webinar%20Series/Executive%20Webinar-1200x628.jpg</image:loc><image:caption>ExecutiveWebinar1200x628</image:caption><image:title>ExecutiveWebinar1200x628</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Social%20Media%20Image_Jerry%20Quote%20-%20May%202023.jpg</image:loc><image:caption>SocialMediaImageJerryQuoteMay2023</image:caption><image:title>SocialMediaImageJerryQuoteMay2023</image:title></image:image><lastmod>2023-05-02</lastmod></url><url><loc>https://blog.firstam.com/cre-insights/how-will-rising-interest-rates-impact-cap-rates</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-xander-22.jpg</image:loc><image:caption>FirstAmericanCommercialRealEstateEconomistXanderSnyder</image:caption><image:title>aboutxander22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/063022%20PCR%20model.png</image:loc><image:caption>063022PCRmodel</image:caption><image:title>063022PCRmodel</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-1118_EC-CRE-Insights_Store-Closings.jpg</image:loc><image:caption>25BRAND01301118ECCREInsightsStoreClosings</image:caption><image:title>25BRAND01301118ECCREInsightsStoreClosings</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2022-CRE-PCR-June.jpg</image:loc><image:caption>FBECON2022CREPCRJune</image:caption><image:title>FBECON2022CREPCRJune</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-1433_EC-CRE-Insights_01.jpg</image:loc><image:caption>Modernapartmentbuilding</image:caption><image:title>25BRAND01301433ECCREInsights01</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-1090_EC-CRE-Insights_XFactor_01.jpg</image:loc><image:caption>25BRAND01301090ECCREInsightsXFactor01</image:caption><image:title>25BRAND01301090ECCREInsightsXFactor01</image:title></image:image><lastmod>2023-11-01</lastmod></url><url><loc>https://blog.firstam.com/economics/what-does-the-housing-markets-historic-pandemic-rebound-mean-for-2021</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2024-RHPI-September-1.jpg</image:loc><image:caption>FBECON2024RHPISeptember1</image:caption><image:title>FBECON2024RHPISeptember1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/thumbnail_FB-ECON-2024-RHPI-October-1-2b.jpg</image:loc><image:caption>thumbnailFBECON2024RHPIOctober12b</image:caption><image:title>thumbnailFBECON2024RHPIOctober12b</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/111820%20PHS-1.png</image:loc><image:caption>111820PHS1</image:caption><image:title>111820PHS1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/111820%20PHS.png</image:loc><image:caption>111820PHS</image:caption><image:title>111820PHS</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-Predictions-2025-2.jpg</image:loc><image:caption>2025HousingMarketPredictions</image:caption><image:title>FBECON2025Predictions20252</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><lastmod>2020-11-18</lastmod></url><url><loc>https://blog.firstam.com/economics/heres-why-a-fed-rate-increase-does-not-matter-to-the-housing-market</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/061317%20FOMC.jpg</image:loc><image:caption>061317FOMC</image:caption><image:title>061317FOMC</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/thumbnail_FB-ECON-2024-RHPI-October-1-2b.jpg</image:loc><image:caption>thumbnailFBECON2024RHPIOctober12b</image:caption><image:title>thumbnailFBECON2024RHPIOctober12b</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2024-EHSO-November-2-1.jpg</image:loc><image:caption>ExistingHomeSalesNovember2024</image:caption><image:title>FBECON2024EHSONovember21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-Predictions-2025-2.jpg</image:loc><image:caption>2025HousingMarketPredictions</image:caption><image:title>FBECON2025Predictions20252</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><lastmod>2020-04-22</lastmod></url><url><loc>https://blog.firstam.com/reconomy-podcast/flight-to-quality-or-softening-demand-whats-driving-the-shift-in-the-industrial-cre-market</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/SummerSchool-Feature-121%20(1).jpg</image:loc><image:caption>SummerSchoolFeature1211</image:caption><image:title>SummerSchoolFeature1211</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/REconomy-Podcast-Episode-123.jpg</image:loc><image:caption>REconomyPodcastEpisode123</image:caption><image:title>REconomyPodcastEpisode123</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRA_1-1.jpg</image:loc><image:caption>25BRA11</image:caption><image:title>25BRA11</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/REconomy-Podcast-Episode-124.jpg</image:loc><image:caption>REconomyPodcastEpisode124</image:caption><image:title>REconomyPodcastEpisode124</image:title></image:image><lastmod>2025-09-11</lastmod></url><url><loc>https://blog.firstam.com/trust-matters/stocks-fall-oil-leaps-as-ukraine-crisis-deepens-wsj</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fatrust-logo.png</image:loc><image:caption>fatrustlogo</image:caption><image:title>fatrustlogo</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-tm-editor-3.png</image:loc><image:caption>authortmeditor3</image:caption><image:title>authortmeditor3</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Exec%20Webinar%20Series/Executive%20Webinar-1200x628.jpg</image:loc><image:caption>ExecutiveWebinar1200x628</image:caption><image:title>ExecutiveWebinar1200x628</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/background-trust-matters-blog-1.jpg</image:loc><image:caption>backgroundtrustmattersblog1</image:caption><image:title>backgroundtrustmattersblog1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Newsletters/Market%20Review_blog-social%20Q1.2025.jpg</image:loc><image:caption>MarketReviewblogsocialQ12025</image:caption><image:title>MarketReviewblogsocialQ12025</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/In%20the%20News/Image_Blog_Stocks%20Fall%2c%20Oil%20Leaps%20as%20Ukraine%20Crisis%20Deepens%20-%20WSJ_22_02-28.jpg</image:loc><image:caption>ImageBlogStocksFallOilLeapsasUkraineCrisisDeepensWSJ220228</image:caption><image:title>ImageBlogStocksFallOilLeapsasUkraineCrisisDeepensWSJ220228</image:title></image:image><lastmod>2022-03-11</lastmod></url><url><loc>https://blog.firstam.com/economics/the-reconomy-podcast-what-is-the-fed-signaling-on-interest-rates</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA_Economics/FB-RECONOMY-2021-E23.jpg</image:loc><image:caption>FBRECONOMY2021E23</image:caption><image:title>FBRECONOMY2021E23</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><lastmod>2021-10-22</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/bid/62579/Trumark-Plans-Small-SF-Condos-in-Key-Areas</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/cares/first-american-boston-teams-with-heading-home</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Up__Out_Photo_1.jpg</image:loc><image:caption>UpOutPhoto1</image:caption><image:title>UpOutPhoto1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Picture6.jpg</image:loc><image:caption>Picture6</image:caption><image:title>Picture6</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/CDuplis.png</image:loc><image:caption>CDuplis</image:caption><image:title>CDuplis</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Picture10.png</image:loc><image:caption>Picture10</image:caption><image:title>Picture10</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Cares/bg-cares.jpg</image:loc><image:caption>bgcares</image:caption><image:title>bgcares</image:title></image:image><lastmod>2016-07-22</lastmod></url><url><loc>https://blog.firstam.com/cares/first-american-volunteer-spotlight-terri-moralez</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/feb_vom_2.jpg</image:loc><image:caption>febvom2</image:caption><image:title>febvom2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Cares/bg-cares.jpg</image:loc><image:caption>bgcares</image:caption><image:title>bgcares</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2016-03-24</lastmod></url><url><loc>https://blog.firstam.com/economics/existing-home-sales-capacity-increases-0.4-percent-in-august</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA_Economics/capacity-home-sales-finds-an-equilibrium.png</image:loc><image:caption>capacityhomesalesfindsanequilibrium</image:caption><image:title>capacityhomesalesfindsanequilibrium</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><lastmod>2015-09-16</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/bid/66434/Railyard-developer-says-a-lot-needs-to-be-done-before-development</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/cre-insights/cre-x-factor-for-commercial-real-estate-banks-arent-the-only-lender-in-town</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/050923%20CRE%201.jpg</image:loc><image:caption>050923CRE1</image:caption><image:title>050923CRE1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/050923%20CRE%203.jpg</image:loc><image:caption>050923CRE3</image:caption><image:title>050923CRE3</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/050923%20CRE%202.jpg</image:loc><image:caption>050923CRE2</image:caption><image:title>050923CRE2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-1433_EC-CRE-Insights_01.jpg</image:loc><image:caption>Modernapartmentbuilding</image:caption><image:title>25BRAND01301433ECCREInsights01</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-xander-22.jpg</image:loc><image:caption>FirstAmericanCommercialRealEstateEconomistXanderSnyder</image:caption><image:title>aboutxander22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/050923%20CRE%204.jpg</image:loc><image:caption>050923CRE4</image:caption><image:title>050923CRE4</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-1118_EC-CRE-Insights_Store-Closings.jpg</image:loc><image:caption>25BRAND01301118ECCREInsightsStoreClosings</image:caption><image:title>25BRAND01301118ECCREInsightsStoreClosings</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2023-CRE-May-2.jpg</image:loc><image:caption>FBECON2023CREMay2</image:caption><image:title>FBECON2023CREMay2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-1090_EC-CRE-Insights_XFactor_01.jpg</image:loc><image:caption>25BRAND01301090ECCREInsightsXFactor01</image:caption><image:title>25BRAND01301090ECCREInsightsXFactor01</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><lastmod>2023-11-01</lastmod></url><url><loc>https://blog.firstam.com/economics/low-rates-and-increased-wages-increase-affordability-for-u.s.-home-buyers-in-almost-all-major-markets</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/102516%20RHPI.jpg</image:loc><image:caption>102516RHPI</image:caption><image:title>102516RHPI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-January-1-7.jpg</image:loc><image:caption>January2025RealHousePriceIndex</image:caption><image:title>FBECON2025RHPIJanuary17</image:title></image:image><lastmod>2016-10-25</lastmod></url><url><loc>https://blog.firstam.com/economics/the-persistent-force-behind-lower-affordability</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/072017%20phs.jpg</image:loc><image:caption>072017phs</image:caption><image:title>072017phs</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><lastmod>2017-07-20</lastmod></url><url><loc>https://blog.firstam.com/economics/do-rising-rates-outweigh-the-impact-of-the-strong-economy-on-housing-market-potential</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-Predictions-2025-2.jpg</image:loc><image:caption>2025HousingMarketPredictions</image:caption><image:title>FBECON2025Predictions20252</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/111918%20PHS.jpg</image:loc><image:caption>111918PHS</image:caption><image:title>111918PHS</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-0645%20(1).jpg</image:loc><image:caption>25BRAND337106451</image:caption><image:title>25BRAND337106451</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2024-EHSO-November-2-1.jpg</image:loc><image:caption>ExistingHomeSalesNovember2024</image:caption><image:title>FBECON2024EHSONovember21</image:title></image:image><lastmod>2018-11-26</lastmod></url><url><loc>https://blog.firstam.com/economics/2025-affordability-outlook-its-groundhog-day-for-home-buyers-with-a-glimmer-of-light</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/RHPI%20020425.jpg</image:loc><image:caption>NominalHPIandRealHousePriceIndexForecastedJan2025Dec2025Graph</image:caption><image:title>RHPI020425</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-January-1-5.jpg</image:loc><image:caption>RealHousePriceIndexDecember2024</image:caption><image:title>FBECON2025RHPIJanuary15</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><lastmod>2025-02-04</lastmod></url><url><loc>https://blog.firstam.com/economics/a-tale-of-two-economies-investing-in-u.s.-commercial-real-estate</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2023-Demographics-October-1.jpg</image:loc><image:caption>FBECON2023DemographicsOctober1</image:caption><image:title>FBECON2023DemographicsOctober1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/051216_tale_of_two_cities.png</image:loc><image:caption>051216taleoftwocities</image:caption><image:title>051216taleoftwocities</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2024-Grateful-Homeownership-1.jpg</image:loc><image:caption>ThankfulforHomeownershipALookatGenerationalTrends</image:caption><image:title>FBECON2024GratefulHomeownership1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2023-Generations-June-2.gif</image:loc><image:caption>FBECON2023GenerationsJune2</image:caption><image:title>FBECON2023GenerationsJune2</image:title></image:image><lastmod>2016-05-12</lastmod></url><url><loc>https://blog.firstam.com/economics/interview-on-cnbc-explaining-the-shortage-of-supply-in-the-housing-market-and-demographic-wave-of-demand</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/080118%20CNBC.jpg</image:loc><image:caption>080118CNBC</image:caption><image:title>080118CNBC</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><lastmod>2018-08-28</lastmod></url><url><loc>https://blog.firstam.com/bid/72056/First-American-s-History-of-Strength-and-Innovation-Video</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-08-22</lastmod></url><url><loc>https://blog.firstam.com/economics/why-the-share-of-rent-burdened-households-has-declined-in-the-post-recession-era</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA_Economics/whitepapers/rent-burden-decreasing-over-the-past-decade_2018_feat.png</image:loc><image:caption>rentburdendecreasingoverthepastdecade2018feat</image:caption><image:title>rentburdendecreasingoverthepastdecade2018feat</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA_Economics/whitepapers/rent-burden-decreasing-over-the-past-decade_2018_post.png</image:loc><image:caption>rentburdendecreasingoverthepastdecade2018post</image:caption><image:title>rentburdendecreasingoverthepastdecade2018post</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-odeta-22.jpg</image:loc><image:caption>aboutodeta22</image:caption><image:title>aboutodeta22</image:title></image:image><lastmod>2020-03-05</lastmod></url><url><loc>https://blog.firstam.com/economics/todays-pace-of-home-sales-is-weaker-than-many-realize</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/HMT%20Home%20Sales%20040325%203.jpg</image:loc><image:caption>Totalhomesalespercentoftotalhouseholdsgraph</image:caption><image:title>HMTHomeSales0403253</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/HMT%20Home%20Sales%20040325.jpg</image:loc><image:caption>Newhomesalespercentoftotalhouseholdsgraph</image:caption><image:title>HMTHomeSales040325</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-Home-Sales.jpg</image:loc><image:caption>Homesnotforsaleashomeownersstayingputduetomortgageratelockin</image:caption><image:title>FBECON2025HomeSales</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/HMT%20Homes%20Sales%20040325.jpg</image:loc><image:caption>ExistinghomesalespercentoftotalhouseholdsGraph</image:caption><image:title>HMTHomesSales040325</image:title></image:image><lastmod>2025-04-07</lastmod></url><url><loc>https://blog.firstam.com/cre-insights/cre-x-factor-outlook-for-industrial-real-estate-remains-positive-despite-dip-from-record-setting-2021</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-xander-22.jpg</image:loc><image:caption>FirstAmericanCommercialRealEstateEconomistXanderSnyder</image:caption><image:title>aboutxander22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2023-CRE-March.jpg</image:loc><image:caption>FBECON2023CREMarch</image:caption><image:title>FBECON2023CREMarch</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-1433_EC-CRE-Insights_01.jpg</image:loc><image:caption>Modernapartmentbuilding</image:caption><image:title>25BRAND01301433ECCREInsights01</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/031323%20CRE.jpg</image:loc><image:caption>031323CRE</image:caption><image:title>031323CRE</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-1090_EC-CRE-Insights_XFactor_01.jpg</image:loc><image:caption>25BRAND01301090ECCREInsightsXFactor01</image:caption><image:title>25BRAND01301090ECCREInsightsXFactor01</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/031323%20CRE%202.jpg</image:loc><image:caption>031323CRE2</image:caption><image:title>031323CRE2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/031323%20CRE%203.jpg</image:loc><image:caption>031323CRE3</image:caption><image:title>031323CRE3</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/031323%20CRE%204.jpg</image:loc><image:caption>031323CRE4</image:caption><image:title>031323CRE4</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-1118_EC-CRE-Insights_Store-Closings.jpg</image:loc><image:caption>25BRAND01301118ECCREInsightsStoreClosings</image:caption><image:title>25BRAND01301118ECCREInsightsStoreClosings</image:title></image:image><lastmod>2023-11-01</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/bid/66000/Danville-Opponents-of-SummerHill-project-threaten-legal-action-to-stop-development</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/economics/millennial-homeownership-delayed-but-not-denied</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2020-HPRI-June-2-1.jpg</image:loc><image:caption>FBECON2020HPRIJune21</image:caption><image:title>FBECON2020HPRIJune21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/HPRI%2020%20chart%203.jpg</image:loc><image:caption>HPRI20chart3</image:caption><image:title>HPRI20chart3</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/HPRI%2020%20chart%201.jpg</image:loc><image:caption>HPRI20chart1</image:caption><image:title>HPRI20chart1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/HPRI%2020%20chart%202%20revised.jpg</image:loc><image:caption>HPRI20chart2revised</image:caption><image:title>HPRI20chart2revised</image:title></image:image><lastmod>2020-07-13</lastmod></url><url><loc>https://blog.firstam.com/economics/two-trends-slowing-housing-market-normalization</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-Predictions-2025-2.jpg</image:loc><image:caption>2025HousingMarketPredictions</image:caption><image:title>FBECON2025Predictions20252</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2024-RHPI-September-1.jpg</image:loc><image:caption>FBECON2024RHPISeptember1</image:caption><image:title>FBECON2024RHPISeptember1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/thumbnail_FB-ECON-2024-RHPI-October-1-2b.jpg</image:loc><image:caption>thumbnailFBECON2024RHPIOctober12b</image:caption><image:title>thumbnailFBECON2024RHPIOctober12b</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Economics%20Center%20-%20PHSM%20(2).png</image:loc><image:caption>EconomicsCenterPHSM2</image:caption><image:title>EconomicsCenterPHSM2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/061722%20PHS.jpg</image:loc><image:caption>061722PHS</image:caption><image:title>061722PHS</image:title></image:image><lastmod>2022-07-21</lastmod></url><url><loc>https://blog.firstam.com/economics/whats-the-outlook-for-housing-market-potential-amid-rising-mortgage-rates</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/061818%20PHS.jpg</image:loc><image:caption>061818PHS</image:caption><image:title>061818PHS</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><lastmod>2020-04-22</lastmod></url><url><loc>https://blog.firstam.com/economics/uncertain-mortgage-rate-outlook-clouds-affordability-heading-into-2025</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2024-RHPI-November-1-2.jpg</image:loc><image:caption>October2024RealHousePriceIndex</image:caption><image:title>FBECON2024RHPINovember12</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/RHPI%20112724.jpg</image:loc><image:caption>30YearFixedMortgageConsumerBuyingPowerGraph</image:caption><image:title>RHPI112724</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><lastmod>2024-11-27</lastmod></url><url><loc>https://blog.firstam.com/cre-insights/cre-x-factor-great-rate-expectations-for-2024</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/11924%20X%20Factor%203.png</image:loc><image:caption>ProbabilityofFedFundsRateEnding2024Graph</image:caption><image:title>11924XFactor3</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-1090_EC-CRE-Insights_XFactor_01.jpg</image:loc><image:caption>25BRAND01301090ECCREInsightsXFactor01</image:caption><image:title>25BRAND01301090ECCREInsightsXFactor01</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/11924%20X%20Factor%204.png</image:loc><image:caption>SecureOvernightFinancingRateSOFRForwardCurveGraph</image:caption><image:title>11924XFactor4</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-xander-22.jpg</image:loc><image:caption>FirstAmericanCommercialRealEstateEconomistXanderSnyder</image:caption><image:title>aboutxander22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2023-CRE-December-2.jpg</image:loc><image:caption>CREXFACTORRateExpectations2024</image:caption><image:title>FBECON2023CREDecember2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/11924%20X%20Factor%202.png</image:loc><image:caption>CurrentandImpliedYieldCurvesBasedon3monthTreasuryRategraph</image:caption><image:title>11924XFactor2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-1433_EC-CRE-Insights_01.jpg</image:loc><image:caption>Modernapartmentbuilding</image:caption><image:title>25BRAND01301433ECCREInsights01</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/11924%20X%20Factor.png</image:loc><image:caption>FederalReserveForecastofYearEnd2024FederalFundsRategraph</image:caption><image:title>11924XFactor</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-1118_EC-CRE-Insights_Store-Closings.jpg</image:loc><image:caption>25BRAND01301118ECCREInsightsStoreClosings</image:caption><image:title>25BRAND01301118ECCREInsightsStoreClosings</image:title></image:image><lastmod>2024-01-22</lastmod></url><url><loc>https://blog.firstam.com/commercial/understanding-title-insurance-for-distressed-properties-0</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Xander-Inside-Look-Episode-14.png</image:loc><image:caption>XanderInsideLookEpisode14</image:caption><image:title>XanderInsideLookEpisode14</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/fa-title_logo.png</image:loc><image:caption>fatitlelogo</image:caption><image:title>fatitlelogo</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Screenshot%202024-08-08%20at%202.34.46%20PM.png</image:loc><image:caption>Screenshot20240808at23446PM</image:caption><image:title>Screenshot20240808at23446PM</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/First_Am_NCS_/img/background-2-ncs-blog.jpg</image:loc><image:caption>background2ncsblog</image:caption><image:title>background2ncsblog</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Title%20Camp%202%20-%20Social.LinkedIn%20BLOG.jpg</image:loc><image:caption>TitleCamp2SocialLinkedInBLOG</image:caption><image:title>TitleCamp2SocialLinkedInBLOG</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Xander-Inside-Look-1.png</image:loc><image:caption>XanderInsideLook1</image:caption><image:title>XanderInsideLook1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/NCS/NCS_Blog_Header_2.jpg</image:loc><image:caption>NCSBlogHeader2</image:caption><image:title>NCSBlogHeader2</image:title></image:image><lastmod>2024-05-30</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/bid/71640/Four-firms-vying-to-be-master-developer-for-Concord-Naval-Weapons-Station</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/cre-insights/the-next-cre-cycle-arrives-challenges-and-opportunities-await</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/CRE%20030425%203.jpg</image:loc><image:caption>PriceRecoveryIllustration</image:caption><image:title>CRE0304253</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-1433_EC-CRE-Insights_01.jpg</image:loc><image:caption>Modernapartmentbuilding</image:caption><image:title>25BRAND01301433ECCREInsights01</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/CRE%20030425.jpg</image:loc><image:caption>10YearTreasuryYieldGraph</image:caption><image:title>CRE030425</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-0640_EC-CRE-Insights_XFactor_2.jpg</image:loc><image:caption>25BRAND01300640ECCREInsightsXFactor2</image:caption><image:title>25BRAND01300640ECCREInsightsXFactor2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-0640_EC-CRE-Insights_XFactor_photo.jpg</image:loc><image:caption>TheNextCommercialRealEstateCycleArrives</image:caption><image:title>25BRAND01300640ECCREInsightsXFactorphoto</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-xander-22.jpg</image:loc><image:caption>FirstAmericanCommercialRealEstateEconomistXanderSnyder</image:caption><image:title>aboutxander22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-1118_EC-CRE-Insights_Store-Closings.jpg</image:loc><image:caption>25BRAND01301118ECCREInsightsStoreClosings</image:caption><image:title>25BRAND01301118ECCREInsightsStoreClosings</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/CRE%20030425%202.jpg</image:loc><image:caption>CRE0304252</image:caption><image:title>CRE0304252</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-1090_EC-CRE-Insights_XFactor_01.jpg</image:loc><image:caption>25BRAND01301090ECCREInsightsXFactor01</image:caption><image:title>25BRAND01301090ECCREInsightsXFactor01</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/CRE%20030425%204.jpg</image:loc><image:caption>CumulativeGrowthinMultifamilyandNonresidentialRentalIncomeGraph</image:caption><image:title>CRE0304254</image:title></image:image><lastmod>2025-03-04</lastmod></url><url><loc>https://blog.firstam.com/economics/will-the-tax-code-changes-influence-house-prices-or-market-supply-and-demand</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/031318%20RESI.jpg</image:loc><image:caption>031318RESI</image:caption><image:title>031318RESI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><lastmod>2020-04-22</lastmod></url><url><loc>https://blog.firstam.com/economics/will-the-super-sellers-market-continue-to-impact-affordability-in-2021</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2020-RHPI-December-2.jpg</image:loc><image:caption>FBECON2020RHPIDecember2</image:caption><image:title>FBECON2020RHPIDecember2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/122820%20RHPI%20b.jpg</image:loc><image:caption>122820RHPIb</image:caption><image:title>122820RHPIb</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/122820%20RHPI.jpg</image:loc><image:caption>122820RHPI</image:caption><image:title>122820RHPI</image:title></image:image><lastmod>2021-01-06</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/bid/68462/Toll-Bros-buys-Shapell-s-home-building-business</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/trust-matters/proposition-19-a-shift-in-the-focus-of-real-property-tax-protections-for-californians</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/background-trust-matters-blog-1.jpg</image:loc><image:caption>backgroundtrustmattersblog1</image:caption><image:title>backgroundtrustmattersblog1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fatrust-logo.png</image:loc><image:caption>fatrustlogo</image:caption><image:title>fatrustlogo</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Newsletters/Image_Blog_Prop%2019_Q1%20Newsletter_22_04-26.jpg</image:loc><image:caption>ImageBlogProp19Q1Newsletter220426</image:caption><image:title>ImageBlogProp19Q1Newsletter220426</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Newsletters/Headshot_Greg%20Broege.jpg</image:loc><image:caption>HeadshotGregBroege</image:caption><image:title>HeadshotGregBroege</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Cannon%20-%20December%2015%20-%20Social%20Post.png</image:loc><image:caption>CannonDecember15SocialPost</image:caption><image:title>CannonDecember15SocialPost</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Nov%20Cannon%202023-1.jpg</image:loc><image:caption>NovCannon20231</image:caption><image:title>NovCannon20231</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-tm-editor-3.png</image:loc><image:caption>authortmeditor3</image:caption><image:title>authortmeditor3</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Newsletters/Headshot_Michael%20P.%20Kelly.jpg</image:loc><image:caption>HeadshotMichaelPKelly</image:caption><image:title>HeadshotMichaelPKelly</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Cannon%20-%20January%2024%20-%20Social%20Post.png</image:loc><image:caption>CannonJanuary24SocialPost</image:caption><image:title>CannonJanuary24SocialPost</image:title></image:image><lastmod>2022-04-28</lastmod></url><url><loc>https://blog.firstam.com/trust-matters/optimizing-your-portfolio-with-tax-loss-harvesting</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Newsletters/Retirement_blog-social.jpg</image:loc><image:caption>Retirementblogsocial</image:caption><image:title>Retirementblogsocial</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Newsletters/Market%20Review_blog-social%20Q1.2025.jpg</image:loc><image:caption>MarketReviewblogsocialQ12025</image:caption><image:title>MarketReviewblogsocialQ12025</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-tm-editor-3.png</image:loc><image:caption>authortmeditor3</image:caption><image:title>authortmeditor3</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Bio/Jason%20Headshot.jpg</image:loc><image:caption>JasonHeadshot</image:caption><image:title>JasonHeadshot</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fatrust-logo.png</image:loc><image:caption>fatrustlogo</image:caption><image:title>fatrustlogo</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/background-trust-matters-blog-1.jpg</image:loc><image:caption>backgroundtrustmattersblog1</image:caption><image:title>backgroundtrustmattersblog1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Exec%20Webinar%20Series/Executive%20Webinar-1200x628.jpg</image:loc><image:caption>ExecutiveWebinar1200x628</image:caption><image:title>ExecutiveWebinar1200x628</image:title></image:image><lastmod>2025-05-12</lastmod></url><url><loc>https://blog.firstam.com/economics/why-todays-housing-market-may-be-a-recession-buster</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA_Economics/whitepapers/existing-home-sales-and-price-appreciation-during-recessions_feat.png</image:loc><image:caption>existinghomesalesandpriceappreciationduringrecessionsfeat</image:caption><image:title>existinghomesalesandpriceappreciationduringrecessionsfeat</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-odeta-22.jpg</image:loc><image:caption>aboutodeta22</image:caption><image:title>aboutodeta22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA_Economics/whitepapers/existing-home-sales-and-price-appreciation-during-recessions_post.png</image:loc><image:caption>existinghomesalesandpriceappreciationduringrecessionspost</image:caption><image:title>existinghomesalesandpriceappreciationduringrecessionspost</image:title></image:image><lastmod>2020-03-05</lastmod></url><url><loc>https://blog.firstam.com/economics/pandemic-unlikely-to-slow-looming-wave-of-millennial-marriages-and-corresponding-increase-in-potential-homeownership-demand-in-the-long-run</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/071520%20HPRI.jpg</image:loc><image:caption>071520HPRI</image:caption><image:title>071520HPRI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2020-HPRI-July.jpg</image:loc><image:caption>FBECON2020HPRIJuly</image:caption><image:title>FBECON2020HPRIJuly</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-HMT%20Cost%20of%20Living%20Analysis.jpg</image:loc><image:caption>Frustratedhomeownersfilingaweatherrelatedhomeinsuranceclaimafterseverestormdamage</image:caption><image:title>FBECON2025HMTCostofLivingAnalysis</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-0675-ECH_.jpg</image:loc><image:caption>ConstructionHammersDownHousingCosts</image:caption><image:title>25BRAND33710675ECH</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-odeta-22.jpg</image:loc><image:caption>aboutodeta22</image:caption><image:title>aboutodeta22</image:title></image:image><lastmod>2020-07-16</lastmod></url><url><loc>https://blog.firstam.com/economics/the-top-five-cities-for-consumer-house-buying-power</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/073018%20RHPI.jpg</image:loc><image:caption>073018RHPI</image:caption><image:title>073018RHPI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><lastmod>2020-04-22</lastmod></url><url><loc>https://blog.firstam.com/reconomy-podcast/will-the-existing-home-market-unlock-in-2024</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-RECONOMY-E86.jpg</image:loc><image:caption>FBRECONOMYE86</image:caption><image:title>FBRECONOMYE86</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/REconomy-Podcast-Episode-117.jpg</image:loc><image:caption>REconomyPodcastEpisode117</image:caption><image:title>REconomyPodcastEpisode117</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/SummerSchool-Feature.jpg</image:loc><image:caption>SummerSchoolFeature</image:caption><image:title>SummerSchoolFeature</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><lastmod>2024-03-28</lastmod></url><url><loc>https://blog.firstam.com/commercial/transactions-and-maturing-debt-the-office-sector-and-new-sec-rulings</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/NCS/NCS_Blog_Header_2.jpg</image:loc><image:caption>NCSBlogHeader2</image:caption><image:title>NCSBlogHeader2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/24-NCS-0010-CRE_News_Digest_Blog_Header_July-01-1.png</image:loc><image:caption>24NCS0010CRENewsDigestBlogHeaderJuly011</image:caption><image:title>24NCS0010CRENewsDigestBlogHeaderJuly011</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/24-NCS-0010-CRE_News_Digest_Blog_Header_April-2.png</image:loc><image:caption>24NCS0010CRENewsDigestBlogHeaderApril2</image:caption><image:title>24NCS0010CRENewsDigestBlogHeaderApril2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/First_Am_NCS_/img/background-2-ncs-blog.jpg</image:loc><image:caption>background2ncsblog</image:caption><image:title>background2ncsblog</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/24-NCS-0010-CRE_News_Digest_Blog_Header_June.png</image:loc><image:caption>24NCS0010CRENewsDigestBlogHeaderJune</image:caption><image:title>24NCS0010CRENewsDigestBlogHeaderJune</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/fa-title_logo.png</image:loc><image:caption>fatitlelogo</image:caption><image:title>fatitlelogo</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/24-NCS-0010-CRE_News_Digest_Blog_Header_April.png</image:loc><image:caption>24NCS0010CRENewsDigestBlogHeaderApril</image:caption><image:title>24NCS0010CRENewsDigestBlogHeaderApril</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/24-NCS-0010-CRE_News_Digest_Blog_Header_May.png</image:loc><image:caption>24NCS0010CRENewsDigestBlogHeaderMay</image:caption><image:title>24NCS0010CRENewsDigestBlogHeaderMay</image:title></image:image><lastmod>2024-04-17</lastmod></url><url><loc>https://blog.firstam.com/economics/loan-defect-and-fraud-risk-emerging-in-southern-states</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/013020%20LADI.jpg</image:loc><image:caption>013020LADI</image:caption><image:title>013020LADI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/033020%20LADI.jpg</image:loc><image:caption>033020LADI</image:caption><image:title>033020LADI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/042816_Defect_Index.png</image:loc><image:caption>042816DefectIndex</image:caption><image:title>042816DefectIndex</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/022820%20LADI.jpg</image:loc><image:caption>022820LADI</image:caption><image:title>022820LADI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><lastmod>2017-07-13</lastmod></url><url><loc>https://blog.firstam.com/economics/rising-rates-outweigh-influence-of-economic-momentum-on-market-potential</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/032117%20PHS.jpg</image:loc><image:caption>032117PHS</image:caption><image:title>032117PHS</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><lastmod>2017-06-15</lastmod></url><url><loc>https://blog.firstam.com/economics/will-post-disaster-mortgage-fraud-risk-trends-play-out-in-florida-and-texas</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/033020%20LADI.jpg</image:loc><image:caption>033020LADI</image:caption><image:title>033020LADI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/013020%20LADI.jpg</image:loc><image:caption>013020LADI</image:caption><image:title>013020LADI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/103117%20defect%20index.jpg</image:loc><image:caption>103117defectindex</image:caption><image:title>103117defectindex</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/022820%20LADI.jpg</image:loc><image:caption>022820LADI</image:caption><image:title>022820LADI</image:title></image:image><lastmod>2017-10-31</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/bid/66163/Planning-for-big-development-in-Rancho-Cordova-with-lot-purchase</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/bid/71570/Brentwood-leaders-see-revived-residential-project-as-another-sign-of-housing-rebound</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/pulte-to-redevelop-winchester-ranch-mobile-home-park-as-concern-grows-about-loss-of-affordable-housing</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2015-07-31</lastmod></url><url><loc>https://blog.firstam.com/economics/a-conversation-about-homeownership</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2023-Generations-June-2.gif</image:loc><image:caption>FBECON2023GenerationsJune2</image:caption><image:title>FBECON2023GenerationsJune2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2023-Demographics-October-1.jpg</image:loc><image:caption>FBECON2023DemographicsOctober1</image:caption><image:title>FBECON2023DemographicsOctober1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2024-Grateful-Homeownership-1.jpg</image:loc><image:caption>ThankfulforHomeownershipALookatGenerationalTrends</image:caption><image:title>FBECON2024GratefulHomeownership1</image:title></image:image><lastmod>2017-07-13</lastmod></url><url><loc>https://blog.firstam.com/economics/more-for-sale-signs-sparks-cautious-optimism-for-existing-home-sales-in-2026</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Existing%20Home%20Sales%20Outlook%20December%202025.jpg</image:loc><image:caption>ExistingHomeSalesOutlookDecember2025</image:caption><image:title>ExistingHomeSalesOutlookDecember2025</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Mortgaged%20homes%20percent%2c%20graph.jpg</image:loc><image:caption>Mortgagedhomespercentgraph</image:caption><image:title>Mortgagedhomespercentgraph</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/RHPI%20November.jpg</image:loc><image:caption>RHPINovember</image:caption><image:title>RHPINovember</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Real%20House%20Price%20Index%20December.jpg</image:loc><image:caption>RealHousePriceIndexDecember</image:caption><image:title>RealHousePriceIndexDecember</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Existing%20Home%20Sales.jpg</image:loc><image:caption>ExistingHomeSalesOutlookDecember2025</image:caption><image:title>ExistingHomeSales</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-odeta-22.jpg</image:loc><image:caption>aboutodeta22</image:caption><image:title>aboutodeta22</image:title></image:image><lastmod>2026-01-12</lastmod></url><url><loc>https://blog.firstam.com/bid/68809/Happy-Thanksgiving-from-First-American</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/bid/63731/Generation-Y-America-s-New-Housing-Wave</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/trust-matters/continuing-education-cannon-oc-may-24-2022</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Cannon%20-%20December%2015%20-%20Social%20Post.png</image:loc><image:caption>CannonDecember15SocialPost</image:caption><image:title>CannonDecember15SocialPost</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-tm-editor-3.png</image:loc><image:caption>authortmeditor3</image:caption><image:title>authortmeditor3</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fatrust-logo.png</image:loc><image:caption>fatrustlogo</image:caption><image:title>fatrustlogo</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Cannon%20-%20January%2024%20-%20Social%20Post.png</image:loc><image:caption>CannonJanuary24SocialPost</image:caption><image:title>CannonJanuary24SocialPost</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/shutterstock_1780356962%20(2)-4.jpg</image:loc><image:caption>shutterstock178035696224</image:caption><image:title>shutterstock178035696224</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/background-trust-matters-blog-1.jpg</image:loc><image:caption>backgroundtrustmattersblog1</image:caption><image:title>backgroundtrustmattersblog1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Nov%20Cannon%202023-1.jpg</image:loc><image:caption>NovCannon20231</image:caption><image:title>NovCannon20231</image:title></image:image><lastmod>2022-05-02</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/500-million-alameda-waterfront-project-approved</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2015-06-17</lastmod></url><url><loc>https://blog.firstam.com/economics/why-housing-market-potential-increased-for-the-first-time-in-nearly-a-year</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2022-PHS-September-1.jpg</image:loc><image:caption>FBECON2022PHSSeptember1</image:caption><image:title>FBECON2022PHSSeptember1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2024-RHPI-September-1.jpg</image:loc><image:caption>FBECON2024RHPISeptember1</image:caption><image:title>FBECON2024RHPISeptember1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/thumbnail_FB-ECON-2024-RHPI-October-1-2b.jpg</image:loc><image:caption>thumbnailFBECON2024RHPIOctober12b</image:caption><image:title>thumbnailFBECON2024RHPIOctober12b</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-Predictions-2025-2.jpg</image:loc><image:caption>2025HousingMarketPredictions</image:caption><image:title>FBECON2025Predictions20252</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/092122%20PHS%20Model.jpg</image:loc><image:caption>092122PHSModel</image:caption><image:title>092122PHSModel</image:title></image:image><lastmod>2022-09-21</lastmod></url><url><loc>https://blog.firstam.com/reconomy-podcast/where-are-apartment-rents-poised-to-fall-in-2024</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/REconomy-Podcast-Episode-117.jpg</image:loc><image:caption>REconomyPodcastEpisode117</image:caption><image:title>REconomyPodcastEpisode117</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-RECONOMY-E83-2.jpg</image:loc><image:caption>FBRECONOMYE832</image:caption><image:title>FBRECONOMYE832</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/SummerSchool-Feature.jpg</image:loc><image:caption>SummerSchoolFeature</image:caption><image:title>SummerSchoolFeature</image:title></image:image><lastmod>2024-02-15</lastmod></url><url><loc>https://blog.firstam.com/bid/62968/The-Perks-of-Winter-Home-Buying</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/blog-post-2_home_renovations_to_avoid.jpg</image:loc><image:caption>blogpost2homerenovationstoavoid</image:caption><image:title>blogpost2homerenovationstoavoid</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/blog-post_3_real_estate_terms.jpg</image:loc><image:caption>blogpost3realestateterms</image:caption><image:title>blogpost3realestateterms</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/economics/whats-behind-the-december-dip-in-housing-affordability</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/022717%20RHPI.jpg</image:loc><image:caption>022717RHPI</image:caption><image:title>022717RHPI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-January-1-7.jpg</image:loc><image:caption>January2025RealHousePriceIndex</image:caption><image:title>FBECON2025RHPIJanuary17</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><lastmod>2017-02-27</lastmod></url><url><loc>https://blog.firstam.com/economics/what-are-the-prospects-for-future-homeownership-demand</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2023-Demographics-October-1.jpg</image:loc><image:caption>FBECON2023DemographicsOctober1</image:caption><image:title>FBECON2023DemographicsOctober1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2024-Grateful-Homeownership-1.jpg</image:loc><image:caption>ThankfulforHomeownershipALookatGenerationalTrends</image:caption><image:title>FBECON2024GratefulHomeownership1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/081717%20HPRI.jpg</image:loc><image:caption>081717HPRI</image:caption><image:title>081717HPRI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2023-Generations-June-2.gif</image:loc><image:caption>FBECON2023GenerationsJune2</image:caption><image:title>FBECON2023GenerationsJune2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><lastmod>2017-08-17</lastmod></url><url><loc>https://blog.firstam.com/cre-insights/measuring-the-foreclosure-risk-in-commercial-real-estate-assets</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2024-CRE-March-1.jpg</image:loc><image:caption>MeasuringtheForeclosureRiskinCommercialRealEstateAssets</image:caption><image:title>FBECON2024CREMarch1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-1433_EC-CRE-Insights_01.jpg</image:loc><image:caption>Modernapartmentbuilding</image:caption><image:title>25BRAND01301433ECCREInsights01</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-xander-22.jpg</image:loc><image:caption>FirstAmericanCommercialRealEstateEconomistXanderSnyder</image:caption><image:title>aboutxander22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-1118_EC-CRE-Insights_Store-Closings.jpg</image:loc><image:caption>25BRAND01301118ECCREInsightsStoreClosings</image:caption><image:title>25BRAND01301118ECCREInsightsStoreClosings</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/CRE%20Underwater%2031524.png</image:loc><image:caption>PercentageofLoanswithLTVOver100PercentGraph</image:caption><image:title>CREUnderwater31524</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-1090_EC-CRE-Insights_XFactor_01.jpg</image:loc><image:caption>25BRAND01301090ECCREInsightsXFactor01</image:caption><image:title>25BRAND01301090ECCREInsightsXFactor01</image:title></image:image><lastmod>2024-03-18</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/bid/67134/Pleasanton-Council-OKs-9-building-apartment-complex-next-to-I-680-freeway</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/economics/six-cities-leading-shift-toward-a-buyers-market</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/042919%20RHPI.jpg</image:loc><image:caption>042919RHPI</image:caption><image:title>042919RHPI</image:title></image:image><lastmod>2020-02-26</lastmod></url><url><loc>https://blog.firstam.com/trust-matters/stocks-fall-oil-leaps-as-ukraine-crisis-deepens-bloomberg</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/background-trust-matters-blog-1.jpg</image:loc><image:caption>backgroundtrustmattersblog1</image:caption><image:title>backgroundtrustmattersblog1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Newsletters/Market%20Review_blog-social%20Q1.2025.jpg</image:loc><image:caption>MarketReviewblogsocialQ12025</image:caption><image:title>MarketReviewblogsocialQ12025</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-tm-editor-3.png</image:loc><image:caption>authortmeditor3</image:caption><image:title>authortmeditor3</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fatrust-logo.png</image:loc><image:caption>fatrustlogo</image:caption><image:title>fatrustlogo</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Image_Social%20Media_Brutal%20stock%20sell%20off_22_05-11.jpg</image:loc><image:caption>ImageSocialMediaBrutalstockselloff220511</image:caption><image:title>ImageSocialMediaBrutalstockselloff220511</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Exec%20Webinar%20Series/Executive%20Webinar-1200x628.jpg</image:loc><image:caption>ExecutiveWebinar1200x628</image:caption><image:title>ExecutiveWebinar1200x628</image:title></image:image><lastmod>2022-05-11</lastmod></url><url><loc>https://blog.firstam.com/trust-matters/att-shed-media-assets-in-2021-and-wants-to-add-investors-in-2022-wsj</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fatrust-logo.png</image:loc><image:caption>fatrustlogo</image:caption><image:title>fatrustlogo</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/In%20the%20News/Image_Blog_AT&amp;T%20Sheds%20Media%20Assets_22_01-06.jpg</image:loc><image:caption>ImageBlogATTShedsMediaAssets220106</image:caption><image:title>ImageBlogATTShedsMediaAssets220106</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Newsletters/Market%20Review_blog-social%20Q1.2025.jpg</image:loc><image:caption>MarketReviewblogsocialQ12025</image:caption><image:title>MarketReviewblogsocialQ12025</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Exec%20Webinar%20Series/Executive%20Webinar-1200x628.jpg</image:loc><image:caption>ExecutiveWebinar1200x628</image:caption><image:title>ExecutiveWebinar1200x628</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-tm-editor-3.png</image:loc><image:caption>authortmeditor3</image:caption><image:title>authortmeditor3</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/background-trust-matters-blog-1.jpg</image:loc><image:caption>backgroundtrustmattersblog1</image:caption><image:title>backgroundtrustmattersblog1</image:title></image:image><lastmod>2022-01-06</lastmod></url><url><loc>https://blog.firstam.com/cre-insights/the-great-office-downsizing-isnt-over</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-xander-22.jpg</image:loc><image:caption>FirstAmericanCommercialRealEstateEconomistXanderSnyder</image:caption><image:title>aboutxander22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2024-UShadow-July-1.jpg</image:loc><image:caption>FBECON2024UShadowJuly1</image:caption><image:title>FBECON2024UShadowJuly1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/CRE%20071024.png</image:loc><image:caption>OfficeAvailabilityandUShadowVacancyRatesGraph</image:caption><image:title>CRE071024</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-1118_EC-CRE-Insights_Store-Closings.jpg</image:loc><image:caption>25BRAND01301118ECCREInsightsStoreClosings</image:caption><image:title>25BRAND01301118ECCREInsightsStoreClosings</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-1090_EC-CRE-Insights_XFactor_01.jpg</image:loc><image:caption>25BRAND01301090ECCREInsightsXFactor01</image:caption><image:title>25BRAND01301090ECCREInsightsXFactor01</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-1433_EC-CRE-Insights_01.jpg</image:loc><image:caption>Modernapartmentbuilding</image:caption><image:title>25BRAND01301433ECCREInsights01</image:title></image:image><lastmod>2024-07-11</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/bid/63620/Homebuilders-and-buyers-rush-back-in-to-Bay-Area-s-exurbs</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/trust-matters/new-influences-in-the-financial-market-executive-webinar-june-29-2023</loc><video:video><video:thumbnail_loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Exec%20Webinar%20Series/New%20Influences%20in%20the%20Financial%20Market_FINAL.mp4/medium.jpg</video:thumbnail_loc><video:title>New Influences in the Financial Market_FINAL</video:title><video:description>New Influences in the Financial Market_FINAL</video:description><video:content_loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Exec%20Webinar%20Series/New%20Influences%20in%20the%20Financial%20Market_FINAL.mp4</video:content_loc><video:duration>4001</video:duration><video:requires_subscription>no</video:requires_subscription><video:live>no</video:live></video:video><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-tm-editor-3.png</image:loc><image:caption>authortmeditor3</image:caption><image:title>authortmeditor3</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Blog%20image_Exec%20Webinar_Economy%20-%20Chris%20Schwarz_June%2029%2c%202023.png</image:loc><image:caption>BlogimageExecWebinarEconomyChrisSchwarzJune292023</image:caption><image:title>BlogimageExecWebinarEconomyChrisSchwarzJune292023</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fatrust-logo.png</image:loc><image:caption>fatrustlogo</image:caption><image:title>fatrustlogo</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/background-trust-matters-blog-1.jpg</image:loc><image:caption>backgroundtrustmattersblog1</image:caption><image:title>backgroundtrustmattersblog1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Newsletters/Market%20Review_blog-social%20Q1.2025.jpg</image:loc><image:caption>MarketReviewblogsocialQ12025</image:caption><image:title>MarketReviewblogsocialQ12025</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Exec%20Webinar%20Series/Executive%20Webinar-1200x628.jpg</image:loc><image:caption>ExecutiveWebinar1200x628</image:caption><image:title>ExecutiveWebinar1200x628</image:title></image:image><lastmod>2023-07-18</lastmod></url><url><loc>https://blog.firstam.com/economics/southern-discomfort-weather-and-economic-headwinds-drive-home-insurance-premiums-through-the-roof</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-HMT%20Cost%20of%20Living%20Analysis.jpg</image:loc><image:caption>Frustratedhomeownersfilingaweatherrelatedhomeinsuranceclaimafterseverestormdamage</image:caption><image:title>FBECON2025HMTCostofLivingAnalysis</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-sam-24.jpg</image:loc><image:caption>aboutsam24</image:caption><image:title>aboutsam24</image:title></image:image><lastmod>2025-05-07</lastmod></url><url><loc>https://blog.firstam.com/trust-matters/quarterly-investment-update-q3-2021-0</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-tm-editor-3.png</image:loc><image:caption>authortmeditor3</image:caption><image:title>authortmeditor3</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Investment%20Webinars/Blog%20Post_Post%20Image%20-%201200%20x%20630_Investment%20Webinar-%20Aug.%2017%2c%202021%20copy.jpg</image:loc><image:caption>BlogPostPostImage1200x630InvestmentWebinarAug172021copy</image:caption><image:title>BlogPostPostImage1200x630InvestmentWebinarAug172021copy</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/background-trust-matters-blog-1.jpg</image:loc><image:caption>backgroundtrustmattersblog1</image:caption><image:title>backgroundtrustmattersblog1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fatrust-logo.png</image:loc><image:caption>fatrustlogo</image:caption><image:title>fatrustlogo</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Newsletters/Market%20Review_blog-social%20Q1.2025.jpg</image:loc><image:caption>MarketReviewblogsocialQ12025</image:caption><image:title>MarketReviewblogsocialQ12025</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Q2%20IU_Featured%20Photo_Blog_2021_05-18-2.jpg</image:loc><image:caption>Q2IUFeaturedPhotoBlog202105182</image:caption><image:title>Q2IUFeaturedPhotoBlog202105182</image:title></image:image><lastmod>2021-11-19</lastmod></url><url><loc>https://blog.firstam.com/reconomy-podcast/homeownership-steals-the-scene-in-the-holiday-movie-classics</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/REconomy-Podcast-Ep-131.jpg</image:loc><image:caption>TheREconomyPodcastEP131</image:caption><image:title>REconomyPodcastEp131</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/REconomy-Podcast-Episode-129.jpg</image:loc><image:caption>TheREconomyPodcastEP129</image:caption><image:title>REconomyPodcastEpisode129</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/REconomy-Podcast-Episode-Holiday-Edition.jpg</image:loc><image:caption>REconomyPodcastEpisodeHolidayEdition</image:caption><image:title>REconomyPodcastEpisodeHolidayEdition</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/REconomy-Podcast-Episode-130.jpg</image:loc><image:caption>REconomyPodcastEpisode130</image:caption><image:title>REconomyPodcastEpisode130</image:title></image:image><lastmod>2025-12-23</lastmod></url><url><loc>https://blog.firstam.com/reconomy-podcast/the-dynamics-reshaping-commercial-real-estate</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-RECONOMY-E68-2-2.jpg</image:loc><image:caption>FBRECONOMYE6822</image:caption><image:title>FBRECONOMYE6822</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/SummerSchool-Feature.jpg</image:loc><image:caption>SummerSchoolFeature</image:caption><image:title>SummerSchoolFeature</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/REconomy-Podcast-Episode-117.jpg</image:loc><image:caption>REconomyPodcastEpisode117</image:caption><image:title>REconomyPodcastEpisode117</image:title></image:image><lastmod>2023-10-31</lastmod></url><url><loc>https://blog.firstam.com/economics/why-the-housing-market-can-thrive-if-a-new-rising-rate-era-begins</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/012621%20RHPI%20b.jpg</image:loc><image:caption>012621RHPIb</image:caption><image:title>012621RHPIb</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/012621%20RHPI%20a.jpg</image:loc><image:caption>012621RHPIa</image:caption><image:title>012621RHPIa</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2021-RHPI-January-1.jpg</image:loc><image:caption>FBECON2021RHPIJanuary1</image:caption><image:title>FBECON2021RHPIJanuary1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><lastmod>2021-01-26</lastmod></url><url><loc>https://blog.firstam.com/economics/mortgage-fraud-and-misrepresentation-risk-very-low-in-iowa</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA_Economics/20160128_Loan_Application_Defect_Index.png</image:loc><image:caption>20160128LoanApplicationDefectIndex</image:caption><image:title>20160128LoanApplicationDefectIndex</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/013020%20LADI.jpg</image:loc><image:caption>013020LADI</image:caption><image:title>013020LADI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/022820%20LADI.jpg</image:loc><image:caption>022820LADI</image:caption><image:title>022820LADI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/033020%20LADI.jpg</image:loc><image:caption>033020LADI</image:caption><image:title>033020LADI</image:title></image:image><lastmod>2017-07-13</lastmod></url><url><loc>https://blog.firstam.com/economics/supply-surge-improving-affordability-in-south-and-west</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2024-RHPI-December-1-1.jpg</image:loc><image:caption>November2024RealHousePriceIndex</image:caption><image:title>FBECON2024RHPIDecember11</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/122724%20RHPI-1.jpg</image:loc><image:caption>122724RHPI1</image:caption><image:title>122724RHPI1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><lastmod>2024-12-27</lastmod></url><url><loc>https://blog.firstam.com/economics/how-would-a-recession-impact-existing-home-sales</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-odeta-22.jpg</image:loc><image:caption>aboutodeta22</image:caption><image:title>aboutodeta22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-ECH-031425_01.jpg</image:loc><image:caption>25BRAND3371ECH03142501</image:caption><image:title>25BRAND3371ECH03142501</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/HMT%20Recession%20031925.jpg</image:loc><image:caption>ExistingHomeSalesGraph</image:caption><image:title>HMTRecession031925</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><lastmod>2025-03-19</lastmod></url><url><loc>https://blog.firstam.com/test/test-blog-post-1234</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Innovation/background-Inn-blog-1.jpg</image:loc><image:caption>backgroundInnblog1</image:caption><image:title>backgroundInnblog1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/CRE-021523%20(2).jpg</image:loc><image:caption>CRE0215232</image:caption><image:title>CRE0215232</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Scam%20Alert%20written%20on%20the%20road.jpeg</image:loc><image:caption>ScamAlertwrittenontheroad</image:caption><image:title>ScamAlertwrittenontheroad</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Julie%20Kuntz4620%201-Ready%20copy%20white.jpg</image:loc><image:caption>JulieKuntz46201Readycopywhite</image:caption><image:title>JulieKuntz46201Readycopywhite</image:title></image:image><lastmod>2024-12-17</lastmod></url><url><loc>https://blog.firstam.com/economics/will-the-mortgage-rate-spread-narrow-or-not-that-is-the-question</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/091223%20spread.jpg</image:loc><image:caption>091223spread</image:caption><image:title>091223spread</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2023-Mind-the-Gap-2-September-1.jpg</image:loc><image:caption>FBECON2023MindtheGap2September1</image:caption><image:title>FBECON2023MindtheGap2September1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-odeta-22.jpg</image:loc><image:caption>aboutodeta22</image:caption><image:title>aboutodeta22</image:title></image:image><lastmod>2023-09-12</lastmod></url><url><loc>https://blog.firstam.com/trust-matters/fortune-best-workplaces-for-women-2023</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Top%20Companies%201200x628.jpg</image:loc><image:caption>TopCompanies1200x628</image:caption><image:title>TopCompanies1200x628</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/content.webp</image:loc><image:caption>content</image:caption><image:title>content</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-tm-editor-3.png</image:loc><image:caption>authortmeditor3</image:caption><image:title>authortmeditor3</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Choose%20the%20right%20bank%20for%20your%20business.png</image:loc><image:caption>Choosetherightbankforyourbusiness</image:caption><image:title>Choosetherightbankforyourbusiness</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fatrust-logo.png</image:loc><image:caption>fatrustlogo</image:caption><image:title>fatrustlogo</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/background-trust-matters-blog-1.jpg</image:loc><image:caption>backgroundtrustmattersblog1</image:caption><image:title>backgroundtrustmattersblog1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/BPTW%20Women%202023%20LI%20v2.png</image:loc><image:caption>BPTWWomen2023LIv2</image:caption><image:title>BPTWWomen2023LIv2</image:title></image:image><lastmod>2023-10-25</lastmod></url><url><loc>https://blog.firstam.com/economics/housingwire-this-is-why-homeownership-hit-an-all-time-low</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2023-Generations-June-2.gif</image:loc><image:caption>FBECON2023GenerationsJune2</image:caption><image:title>FBECON2023GenerationsJune2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2023-Demographics-October-1.jpg</image:loc><image:caption>FBECON2023DemographicsOctober1</image:caption><image:title>FBECON2023DemographicsOctober1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/080916%20HW%20chart.jpg</image:loc><image:caption>080916HWchart</image:caption><image:title>080916HWchart</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2024-Grateful-Homeownership-1.jpg</image:loc><image:caption>ThankfulforHomeownershipALookatGenerationalTrends</image:caption><image:title>FBECON2024GratefulHomeownership1</image:title></image:image><lastmod>2017-07-06</lastmod></url><url><loc>https://blog.firstam.com/cre-insights/why-deepseek-may-signal-greater-data-center-demand-not-less</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-1090_EC-CRE-Insights_XFactor_01.jpg</image:loc><image:caption>25BRAND01301090ECCREInsightsXFactor01</image:caption><image:title>25BRAND01301090ECCREInsightsXFactor01</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-xander-22.jpg</image:loc><image:caption>FirstAmericanCommercialRealEstateEconomistXanderSnyder</image:caption><image:title>aboutxander22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-1118_EC-CRE-Insights_Store-Closings.jpg</image:loc><image:caption>25BRAND01301118ECCREInsightsStoreClosings</image:caption><image:title>25BRAND01301118ECCREInsightsStoreClosings</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/CRE%20PCR%20021925.jpg</image:loc><image:caption>AIDataCentervsNonAIDataCenterGraph</image:caption><image:title>CREPCR021925</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/0130-0380%202025-Data-Centers-Photo.jpg</image:loc><image:caption>WhyDeepSeekMaySignalGreaterDataCenterDemandNotLess</image:caption><image:title>013003802025DataCentersPhoto</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRA_1.jpg</image:loc><image:caption>25BRA1</image:caption><image:title>25BRA1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-1433_EC-CRE-Insights_01.jpg</image:loc><image:caption>Modernapartmentbuilding</image:caption><image:title>25BRAND01301433ECCREInsights01</image:title></image:image><lastmod>2025-02-19</lastmod></url><url><loc>https://blog.firstam.com/reconomy-podcast/whats-driving-the-shift-in-the-housing-market-today-supply-or-demand</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-RECONOMY-2021-E17.jpg</image:loc><image:caption>FBRECONOMY2021E17</image:caption><image:title>FBRECONOMY2021E17</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/REconomy-Podcast-Episode-117.jpg</image:loc><image:caption>REconomyPodcastEpisode117</image:caption><image:title>REconomyPodcastEpisode117</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/SummerSchool-Feature.jpg</image:loc><image:caption>SummerSchoolFeature</image:caption><image:title>SummerSchoolFeature</image:title></image:image><lastmod>2023-11-01</lastmod></url><url><loc>https://blog.firstam.com/economics/market-activity-impeded-from-potential</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/051816_potential_home_sales.png</image:loc><image:caption>051816potentialhomesales</image:caption><image:title>051816potentialhomesales</image:title></image:image><lastmod>2016-05-18</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/bid/69537/Windsor-Council-OKs-Changes-to-Bell-Village-Development</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/bid/62563/3-Tips-to-Find-Motivated-Home-Sellers</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/blog-post_3_real_estate_terms.jpg</image:loc><image:caption>blogpost3realestateterms</image:caption><image:title>blogpost3realestateterms</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/blog-post-2_home_renovations_to_avoid.jpg</image:loc><image:caption>blogpost2homerenovationstoavoid</image:caption><image:title>blogpost2homerenovationstoavoid</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/economics/interview-with-yahoo-finance-explaining-the-housing-markets-resilience-in-the-covid-19-era</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2020-Podcast-Odeta-2.jpg</image:loc><image:caption>FBECON2020PodcastOdeta2</image:caption><image:title>FBECON2020PodcastOdeta2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><lastmod>2020-11-09</lastmod></url><url><loc>https://blog.firstam.com/economics/what-does-the-prime-age-labor-force-participation-rate-mean-to-your-paycheck</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/060218%20Jobs%20report.jpg</image:loc><image:caption>060218Jobsreport</image:caption><image:title>060218Jobsreport</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/090718%20back%20to%20school.jpg</image:loc><image:caption>090718backtoschool</image:caption><image:title>090718backtoschool</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/053018%20LADI%20A.jpg</image:loc><image:caption>053018LADIA</image:caption><image:title>053018LADIA</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2020-Labor-2-1.jpg</image:loc><image:caption>FBECON2020Labor21</image:caption><image:title>FBECON2020Labor21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><lastmod>2018-06-02</lastmod></url><url><loc>https://blog.firstam.com/economics/how-will-rising-mortgage-rates-impact-house-buying-power</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Econ%201200x628%2010-25-21.jpg</image:loc><image:caption>FAEcon1200x628102521</image:caption><image:title>FAEcon1200x628102521</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/102621%20RHPI.jpg</image:loc><image:caption>102621RHPI</image:caption><image:title>102621RHPI</image:title></image:image><lastmod>2021-10-26</lastmod></url><url><loc>https://blog.firstam.com/economics/interviews-on-yahoo-finance-and-nightly-business-report-discussing-existing-home-sales-the-housing-supply-squeeze-and-the-market-forces-helping-affordability</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/052419%20YahooFinance.jpg</image:loc><image:caption>052419YahooFinance</image:caption><image:title>052419YahooFinance</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><lastmod>2019-05-24</lastmod></url><url><loc>https://blog.firstam.com/natural-hazard-disclosures</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/smallGettyImages-1015363166.jpg</image:loc><image:caption>smallGettyImages1015363166</image:caption><image:title>smallGettyImages1015363166</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2023-08-29</lastmod></url><url><loc>https://blog.firstam.com/economics/housing-affordability-improves-nationally-for-second-straight-month</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/thumbnail_FB-ECON-2024-RHPI-October-1-2b.jpg</image:loc><image:caption>thumbnailFBECON2024RHPIOctober12b</image:caption><image:title>thumbnailFBECON2024RHPIOctober12b</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/RHPI%2010292024.jpg</image:loc><image:caption>RHPI10292024</image:caption><image:title>RHPI10292024</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><lastmod>2024-11-20</lastmod></url><url><loc>https://blog.firstam.com/economics/the-good-the-bad-and-the-maybe-ahead-of-spring-home-buying</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2021-PHS-March.jpg</image:loc><image:caption>FBECON2021PHSMarch</image:caption><image:title>FBECON2021PHSMarch</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2024-EHSO-November-2-1.jpg</image:loc><image:caption>ExistingHomeSalesNovember2024</image:caption><image:title>FBECON2024EHSONovember21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/031921%20PHS.jpg</image:loc><image:caption>031921PHS</image:caption><image:title>031921PHS</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-0645%20(1).jpg</image:loc><image:caption>25BRAND337106451</image:caption><image:title>25BRAND337106451</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-Predictions-2025-2.jpg</image:loc><image:caption>2025HousingMarketPredictions</image:caption><image:title>FBECON2025Predictions20252</image:title></image:image><lastmod>2021-03-19</lastmod></url><url><loc>https://blog.firstam.com/bid/69185/Are-you-eligible-for-a-1031-exchange</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/cre-insights/whats-behind-the-increase-in-cre-property-insurance-premiums</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/cre%20031725.jpg</image:loc><image:caption>InsurancePremiumsasaPercentofGrossRentalIncomeGraph</image:caption><image:title>cre031725</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-1433_EC-CRE-Insights_01.jpg</image:loc><image:caption>Modernapartmentbuilding</image:caption><image:title>25BRAND01301433ECCREInsights01</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-0803_EC-CRE-Insights_02.jpg</image:loc><image:caption>WhatsBehindtheIncreaseinCREPropertyInsurancePremiums</image:caption><image:title>25BRAND01300803ECCREInsights02</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-1118_EC-CRE-Insights_Store-Closings.jpg</image:loc><image:caption>25BRAND01301118ECCREInsightsStoreClosings</image:caption><image:title>25BRAND01301118ECCREInsightsStoreClosings</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-xander-22.jpg</image:loc><image:caption>FirstAmericanCommercialRealEstateEconomistXanderSnyder</image:caption><image:title>aboutxander22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-1090_EC-CRE-Insights_XFactor_01.jpg</image:loc><image:caption>25BRAND01301090ECCREInsightsXFactor01</image:caption><image:title>25BRAND01301090ECCREInsightsXFactor01</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><lastmod>2025-03-17</lastmod></url><url><loc>https://blog.firstam.com/reconomy-podcast/what-is-the-foundation-of-housing-demand-in-the-us</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/REconomy-Podcast-Episode-117.jpg</image:loc><image:caption>REconomyPodcastEpisode117</image:caption><image:title>REconomyPodcastEpisode117</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/SummerSchool-Feature.jpg</image:loc><image:caption>SummerSchoolFeature</image:caption><image:title>SummerSchoolFeature</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-Brand-Econ-Ctr-REconomy-Pod-112.jpg</image:loc><image:caption>25BrandEconCtrREconomyPod112</image:caption><image:title>25BrandEconCtrREconomyPod112</image:title></image:image><lastmod>2025-06-19</lastmod></url><url><loc>https://blog.firstam.com/economics/will-the-end-of-forbearance-trigger-a-wave-of-foreclosures</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2021-April-Forbearance.jpg</image:loc><image:caption>FBECON2021AprilForbearance</image:caption><image:title>FBECON2021AprilForbearance</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/050421%20forbearance%20chart.jpg</image:loc><image:caption>050421forbearancechart</image:caption><image:title>050421forbearancechart</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-odeta-22.jpg</image:loc><image:caption>aboutodeta22</image:caption><image:title>aboutodeta22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><lastmod>2021-05-04</lastmod></url><url><loc>https://blog.firstam.com/economics/housing-cost-burden-reaches-decade-long-peak-squeezing-those-just-starting-and-those-staying-put</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-sam-24.jpg</image:loc><image:caption>aboutsam24</image:caption><image:title>aboutsam24</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/RHPI%20April%202025%201.jpg</image:loc><image:caption>April2025RealHousePriceIndex</image:caption><image:title>RHPIApril20251</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1955-2025-ECH.jpg</image:loc><image:caption>25BRAND337119552025ECH</image:caption><image:title>25BRAND337119552025ECH</image:title></image:image><lastmod>2025-07-09</lastmod></url><url><loc>https://blog.firstam.com/economics/interviews-on-cnbc-and-yahoo-finance-2020-housing-outlook-why-persistently-low-mortgage-rates-may-help-and-hurt-home-buyers</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/122319%20cnbc.jpg</image:loc><image:caption>122319cnbc</image:caption><image:title>122319cnbc</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/122319%20Yahoo%20Finance.jpg</image:loc><image:caption>122319YahooFinance</image:caption><image:title>122319YahooFinance</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><lastmod>2019-12-23</lastmod></url><url><loc>https://blog.firstam.com/bid/66664/Get-Pre-approved-for-Your-Mortgage</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/blog-post_3_real_estate_terms.jpg</image:loc><image:caption>blogpost3realestateterms</image:caption><image:title>blogpost3realestateterms</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/blog-post-2_home_renovations_to_avoid.jpg</image:loc><image:caption>blogpost2homerenovationstoavoid</image:caption><image:title>blogpost2homerenovationstoavoid</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/innovation/three-lessons-from-the-pursuit-of-a-better-real-estate-closing-experience</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA_Innovation/andy-cliff_2.jpg</image:loc><image:caption>andycliff2</image:caption><image:title>andycliff2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA_Innovation/ncs-clouded-to-clarity_930.jpg</image:loc><image:caption>ncscloudedtoclarity930</image:caption><image:title>ncscloudedtoclarity930</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA_Innovation/digital-signing_930.jpg</image:loc><image:caption>digitalsigning930</image:caption><image:title>digitalsigning930</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Innovation/background-Inn-blog-1.jpg</image:loc><image:caption>backgroundInnblog1</image:caption><image:title>backgroundInnblog1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA_Innovation/build_690.png</image:loc><image:caption>build690</image:caption><image:title>build690</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA_Innovation/Five%20Steps%20to%20Boost%20Success%20in%20eClosing%20Implementation.jpg</image:loc><image:caption>FiveStepstoBoostSuccessineClosingImplementation</image:caption><image:title>FiveStepstoBoostSuccessineClosingImplementation</image:title></image:image><lastmod>2020-04-23</lastmod></url><url><loc>https://blog.firstam.com/reconomy-podcast/giving-thanks-to-homeownership-and-its-wealth-generating-benefits</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-RECONOMY-E77-2.jpg</image:loc><image:caption>FBRECONOMYE772</image:caption><image:title>FBRECONOMYE772</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/REconomy-Podcast-Episode-117.jpg</image:loc><image:caption>REconomyPodcastEpisode117</image:caption><image:title>REconomyPodcastEpisode117</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/SummerSchool-Feature.jpg</image:loc><image:caption>SummerSchoolFeature</image:caption><image:title>SummerSchoolFeature</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><lastmod>2023-11-28</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/bid/72534/Mountain-View-activists-to-rally-for-MORE-housing-not-less</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-10-15</lastmod></url><url><loc>https://blog.firstam.com/economics/do-rising-rates-mean-rising-defect-risk</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/033020%20LADI.jpg</image:loc><image:caption>033020LADI</image:caption><image:title>033020LADI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/020118%20LADI.jpg</image:loc><image:caption>020118LADI</image:caption><image:title>020118LADI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/022820%20LADI.jpg</image:loc><image:caption>022820LADI</image:caption><image:title>022820LADI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/013020%20LADI.jpg</image:loc><image:caption>013020LADI</image:caption><image:title>013020LADI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><lastmod>2018-02-01</lastmod></url><url><loc>https://blog.firstam.com/economics/the-reconomy-podcast-the-digital-future-of-mortgage-lending-and-real-estate-settlement</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA_Economics/FB-RECONOMY-2021-E25.jpg</image:loc><image:caption>FBRECONOMY2021E25</image:caption><image:title>FBRECONOMY2021E25</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><lastmod>2021-11-18</lastmod></url><url><loc>https://blog.firstam.com/commercial/the-inside-look-with-xander-snyder-episode-2</loc><video:video><video:thumbnail_loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/the_inside_look%2c_video_2%20(1080p)-1.mp4/medium.jpg</video:thumbnail_loc><video:title>the_inside_look,_video_2 (1080p)-1</video:title><video:description>the_inside_look,_video_2 (1080p)-1</video:description><video:content_loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/the_inside_look%2c_video_2%20(1080p)-1.mp4</video:content_loc><video:duration>186</video:duration><video:requires_subscription>no</video:requires_subscription><video:live>no</video:live></video:video><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Xander-Inside-Look-Ep-18%20(1).png</image:loc><image:caption>XanderInsideLookEp181</image:caption><image:title>XanderInsideLookEp181</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/fa-title_logo.png</image:loc><image:caption>fatitlelogo</image:caption><image:title>fatitlelogo</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Xander-Inside-Look_ep19.jpg</image:loc><image:caption>XanderInsideLookep19</image:caption><image:title>XanderInsideLookep19</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/First_Am_NCS_/img/background-2-ncs-blog.jpg</image:loc><image:caption>background2ncsblog</image:caption><image:title>background2ncsblog</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Inside%20Look%20POtential%20use%20social%20image-1.jpg</image:loc><image:caption>InsideLookPOtentialusesocialimage1</image:caption><image:title>InsideLookPOtentialusesocialimage1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/NCS/NCS_Blog_Header_2.jpg</image:loc><image:caption>NCSBlogHeader2</image:caption><image:title>NCSBlogHeader2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Xander-Inside-Look-Ep-20.png</image:loc><image:caption>XanderInsideLookEp20</image:caption><image:title>XanderInsideLookEp20</image:title></image:image><lastmod>2023-09-13</lastmod></url><url><loc>https://blog.firstam.com/reconomy-podcast/will-rising-energy-prices-scramble-the-spring-home-buying-season</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/REconomy-Podcast-Episode-135.jpg</image:loc><image:caption>REconomyPodcastEpisode135</image:caption><image:title>REconomyPodcastEpisode135</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/REconomy-Podcast-Episode-137.jpg</image:loc><image:caption>REconomyPodcastEpisode137</image:caption><image:title>REconomyPodcastEpisode137</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/REconomy-Podcast-Episode-136.jpg</image:loc><image:caption>REconomyPodcastEpisode136</image:caption><image:title>REconomyPodcastEpisode136</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/REconomy-Podcast-Episode-138.jpg</image:loc><image:caption>REconomyPodcastEpisode138</image:caption><image:title>REconomyPodcastEpisode138</image:title></image:image><lastmod>2026-03-26</lastmod></url><url><loc>https://blog.firstam.com/economics/why-declining-house-prices-and-softening-labor-market-will-not-trigger-a-foreclosure-tsunami</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/042123%20RHPI.jpg</image:loc><image:caption>042123RHPI</image:caption><image:title>042123RHPI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-4-21-2023.png</image:loc><image:caption>FBECON4212023</image:caption><image:title>FBECON4212023</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><lastmod>2023-04-21</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/bid/63521/Mayor-Lee-tackles-big-deal-before-trips</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/commercial/the-inside-look-with-xander-snyder-episode-19</loc><video:video><video:thumbnail_loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/EP_19%20Full%20Episode%20Main.mp4/medium.jpg</video:thumbnail_loc><video:title>EP_19 Full Episode Main</video:title><video:description>EP_19 Full Episode Main</video:description><video:content_loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/EP_19%20Full%20Episode%20Main.mp4</video:content_loc><video:duration>237</video:duration><video:requires_subscription>no</video:requires_subscription><video:live>no</video:live></video:video><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Xander-Inside-Look-Ep-20.png</image:loc><image:caption>XanderInsideLookEp20</image:caption><image:title>XanderInsideLookEp20</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Xander-Inside-Look-Ep-18%20(1).png</image:loc><image:caption>XanderInsideLookEp181</image:caption><image:title>XanderInsideLookEp181</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/NCS/NCS_Blog_Header_2.jpg</image:loc><image:caption>NCSBlogHeader2</image:caption><image:title>NCSBlogHeader2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Xander-Inside-Look-Episode-17.jpg</image:loc><image:caption>XanderInsideLookEpisode17</image:caption><image:title>XanderInsideLookEpisode17</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Xander-Inside-Look_ep19.jpg</image:loc><image:caption>XanderInsideLookep19</image:caption><image:title>XanderInsideLookep19</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/fa-title_logo.png</image:loc><image:caption>fatitlelogo</image:caption><image:title>fatitlelogo</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/First_Am_NCS_/img/background-2-ncs-blog.jpg</image:loc><image:caption>background2ncsblog</image:caption><image:title>background2ncsblog</image:title></image:image><lastmod>2025-05-12</lastmod></url><url><loc>https://blog.firstam.com/reconomy-podcast/what-the-federal-reserves-forward-guidance-means-for-the-2025-housing-market</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-RECONOMY-E103-1.jpg</image:loc><image:caption>FBRECONOMYE1031</image:caption><image:title>FBRECONOMYE1031</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/REconomy-Podcast-Episode-117.jpg</image:loc><image:caption>REconomyPodcastEpisode117</image:caption><image:title>REconomyPodcastEpisode117</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/SummerSchool-Feature.jpg</image:loc><image:caption>SummerSchoolFeature</image:caption><image:title>SummerSchoolFeature</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><lastmod>2024-11-21</lastmod></url><url><loc>https://blog.firstam.com/economics/will-household-formation-continue-to-boost-housing-market-potential-amid-the-pandemic</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/thumbnail_FB-ECON-2024-RHPI-October-1-2b.jpg</image:loc><image:caption>thumbnailFBECON2024RHPIOctober12b</image:caption><image:title>thumbnailFBECON2024RHPIOctober12b</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/071620%20PHS.jpg</image:loc><image:caption>071620PHS</image:caption><image:title>071620PHS</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2024-RHPI-September-1.jpg</image:loc><image:caption>FBECON2024RHPISeptember1</image:caption><image:title>FBECON2024RHPISeptember1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-Predictions-2025-2.jpg</image:loc><image:caption>2025HousingMarketPredictions</image:caption><image:title>FBECON2025Predictions20252</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><lastmod>2020-07-16</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/updated-walnut-creek-rejects-housing-moratorium</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2015-03-18</lastmod></url><url><loc>https://blog.firstam.com/economics/outlook-for-real-estate-falls-in-third-quarter-amid-rate-uncertainty</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/091117%20RESI.jpg</image:loc><image:caption>091117RESI</image:caption><image:title>091117RESI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/020720%20RESI.jpg</image:loc><image:caption>020720RESI</image:caption><image:title>020720RESI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/061819%20RESI%201.jpg</image:loc><image:caption>061819RESI1</image:caption><image:title>061819RESI1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/112718%20RESI%20image%202.jpg</image:loc><image:caption>112718RESIimage2</image:caption><image:title>112718RESIimage2</image:title></image:image><lastmod>2017-09-12</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/bid/61433/Lafayette-leaders-split-on-four-story-condo-complex-plan</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/bid/69048/In-San-Francisco-Supply-and-Demand-Dynamics-Favor-Condo-Developers</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/economics/why-higher-mortgage-rates-dont-always-lead-to-declining-house-prices</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/062623%20RHPI.jpg</image:loc><image:caption>062623RHPI</image:caption><image:title>062623RHPI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2023-RHPI-June-1.jpg</image:loc><image:caption>FBECON2023RHPIJune1</image:caption><image:title>FBECON2023RHPIJune1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><lastmod>2023-06-26</lastmod></url><url><loc>https://blog.firstam.com/economics/will-housing-market-potential-in-2020-exceed-2019</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/thumbnail_FB-ECON-2024-RHPI-October-1-2b.jpg</image:loc><image:caption>thumbnailFBECON2024RHPIOctober12b</image:caption><image:title>thumbnailFBECON2024RHPIOctober12b</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-Predictions-2025-2.jpg</image:loc><image:caption>2025HousingMarketPredictions</image:caption><image:title>FBECON2025Predictions20252</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/121819%20PHS.jpg</image:loc><image:caption>121819PHS</image:caption><image:title>121819PHS</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2024-RHPI-September-1.jpg</image:loc><image:caption>FBECON2024RHPISeptember1</image:caption><image:title>FBECON2024RHPISeptember1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><lastmod>2019-12-18</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/did-your-city-fail-the-bay-areas-housing-supply-test-probably</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2015-04-20</lastmod></url><url><loc>https://blog.firstam.com/ignitere</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/fa-title_logo.png</image:loc><image:caption>fatitlelogo</image:caption><image:title>fatitlelogo</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/First_Am_NCS_/img/background-2-ncs-blog.jpg</image:loc><image:caption>background2ncsblog</image:caption><image:title>background2ncsblog</image:title></image:image><lastmod>2022-04-05</lastmod></url><url><loc>https://blog.firstam.com/economics/the-2025-affordability-bowl-first-time-buyers-face-4th-and-long-but-the-game-isnt-over</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/NFL%20092325%202.jpg</image:loc><image:caption>2025HousingAffordabilityShareofHomesAffordabletoMedianRenterGraph</image:caption><image:title>NFL0923252</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/The%202025%20Housing%20Affordability%20Bowl.jpg</image:loc><image:caption>The2025HousingAffordabilityBowl</image:caption><image:title>The2025HousingAffordabilityBowl</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1849-ECH_03.jpg</image:loc><image:caption>25BRAND33711849ECH03</image:caption><image:title>25BRAND33711849ECH03</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Existing%20Homes%20Sales%20August%202025.jpg</image:loc><image:caption>ExistingHomesSalesAugust2025</image:caption><image:title>ExistingHomesSalesAugust2025</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/NFL%20092325%20.jpg</image:loc><image:caption>ShareofHomesAffordabletoMedianRenterAverageAcrossMarketsbyDivisionGraph</image:caption><image:title>NFL092325</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-2415-RHPI.jpg</image:loc><image:caption>RealHousePriceIndexJune2025</image:caption><image:title>25BRAND33712415RHPI</image:title></image:image><lastmod>2025-09-23</lastmod></url><url><loc>https://blog.firstam.com/cares/warrenville-claims-gives-monthly-as-a-team</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/IMG_3755.jpg</image:loc><image:caption>IMG3755</image:caption><image:title>IMG3755</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Cares/bg-cares.jpg</image:loc><image:caption>bgcares</image:caption><image:title>bgcares</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/IMG_3751.jpg</image:loc><image:caption>IMG3751</image:caption><image:title>IMG3751</image:title></image:image><lastmod>2017-03-13</lastmod></url><url><loc>https://blog.firstam.com/cre-insights/one-year-after-the-los-angeles-fires-how-have-rents-shifted-in-nearby-areas</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRA_1-2.jpg</image:loc><image:caption>Multifamilycapratesin2026</image:caption><image:title>25BRA12</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-xander-22.jpg</image:loc><image:caption>FirstAmericanCommercialRealEstateEconomistXanderSnyder</image:caption><image:title>aboutxander22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/2026%20CRE%20Outlook.jpg</image:loc><image:caption>2026CommercialRealEstateOutlook</image:caption><image:title>2026CREOutlook</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Los%20Angeles%20skyline.jpg</image:loc><image:caption>LosAngelesskyline</image:caption><image:title>LosAngelesskyline</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/New%20CRE%20Cycle.jpg</image:loc><image:caption>NewCRECycle</image:caption><image:title>NewCRECycle</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Annual%20rent%20growth%2c%20LA%20county.jpg</image:loc><image:caption>AnnualrentgrowthLAcounty</image:caption><image:title>AnnualrentgrowthLAcounty</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><lastmod>2026-01-08</lastmod></url><url><loc>https://blog.firstam.com/reconomy-podcast/why-is-a-2-inflation-rate-so-important-to-the-federal-reserve</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/SummerSchool-Feature.jpg</image:loc><image:caption>SummerSchoolFeature</image:caption><image:title>SummerSchoolFeature</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-RECONOMY-E57-2.jpg</image:loc><image:caption>FBRECONOMYE572</image:caption><image:title>FBRECONOMYE572</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/REconomy-Podcast-Episode-117.jpg</image:loc><image:caption>REconomyPodcastEpisode117</image:caption><image:title>REconomyPodcastEpisode117</image:title></image:image><lastmod>2023-10-31</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/bid/69721/Trumark-to-build-800-homes-at-Wallis-Ranch-in-Dublin</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/bid/70939/Homebuilder-UCP-s-major-East-Coast-to-West-Coast-growth-plans</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/bid/69958/Housing-plans-piling-up-Which-will-get-built</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/economics/how-the-fundamentals-influencing-housing-market-potential-have-changed</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/thumbnail_FB-ECON-2024-RHPI-October-1-2b.jpg</image:loc><image:caption>thumbnailFBECON2024RHPIOctober12b</image:caption><image:title>thumbnailFBECON2024RHPIOctober12b</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/072022%20PHS%20Model.jpg</image:loc><image:caption>072022PHSModel</image:caption><image:title>072022PHSModel</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2024-RHPI-September-1.jpg</image:loc><image:caption>FBECON2024RHPISeptember1</image:caption><image:title>FBECON2024RHPISeptember1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-Predictions-2025-2.jpg</image:loc><image:caption>2025HousingMarketPredictions</image:caption><image:title>FBECON2025Predictions20252</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2022-PHS-July-1.jpg</image:loc><image:caption>FBECON2022PHSJuly1</image:caption><image:title>FBECON2022PHSJuly1</image:title></image:image><lastmod>2022-07-20</lastmod></url><url><loc>https://blog.firstam.com/reconomy-podcast/house-prices-and-sales-trends-becoming-more-regionally-driven-in-2025</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/REconomy-Podcast-Episode-117.jpg</image:loc><image:caption>REconomyPodcastEpisode117</image:caption><image:title>REconomyPodcastEpisode117</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/SummerSchool-Feature.jpg</image:loc><image:caption>SummerSchoolFeature</image:caption><image:title>SummerSchoolFeature</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-Brand-0004-0449-2025-Econ-Ctr-REconomy-Pod109.jpg</image:loc><image:caption>25Brand000404492025EconCtrREconomyPod109</image:caption><image:title>25Brand000404492025EconCtrREconomyPod109</image:title></image:image><lastmod>2025-02-14</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/bid/67877/Home-Prices-in-Santa-Clara-County-Rose-Year-Over-Year-in-September</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/economics/it-doesnt-take-much-house-price-appreciation-to-make-owning-a-better-choice-than-renting</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/041522%20Rent%20v%20Own.jpg</image:loc><image:caption>041522RentvOwn</image:caption><image:title>041522RentvOwn</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-ksenia-22.jpg</image:loc><image:caption>aboutksenia22</image:caption><image:title>aboutksenia22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2024-Affordability-September-1.jpg</image:loc><image:caption>FBECON2024AffordabilitySeptember1</image:caption><image:title>FBECON2024AffordabilitySeptember1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-0645%20(1).jpg</image:loc><image:caption>25BRAND337106451</image:caption><image:title>25BRAND337106451</image:title></image:image><lastmod>2022-04-15</lastmod></url><url><loc>https://blog.firstam.com/economics/why-homeowners-staying-in-their-homes-dampens-the-housing-market</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/101818%20PHS.jpg</image:loc><image:caption>101818PHS</image:caption><image:title>101818PHS</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2024-EHSO-November-2-1.jpg</image:loc><image:caption>ExistingHomeSalesNovember2024</image:caption><image:title>FBECON2024EHSONovember21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-0645%20(1).jpg</image:loc><image:caption>25BRAND337106451</image:caption><image:title>25BRAND337106451</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-Predictions-2025-2.jpg</image:loc><image:caption>2025HousingMarketPredictions</image:caption><image:title>FBECON2025Predictions20252</image:title></image:image><lastmod>2020-04-22</lastmod></url><url><loc>https://blog.firstam.com/innovation/applying-decision-science-to-title-insurance</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Innovation/background-Inn-blog-1.jpg</image:loc><image:caption>backgroundInnblog1</image:caption><image:title>backgroundInnblog1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA_Innovation/title-insurance-innovation_930.jpg</image:loc><image:caption>titleinsuranceinnovation930</image:caption><image:title>titleinsuranceinnovation930</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA_Innovation/decision_690.png</image:loc><image:caption>decision690</image:caption><image:title>decision690</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/transform_690.png</image:loc><image:caption>transform690</image:caption><image:title>transform690</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA_Innovation/data-fraud_930.png</image:loc><image:caption>datafraud930</image:caption><image:title>datafraud930</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><lastmod>2022-04-12</lastmod></url><url><loc>https://blog.firstam.com/economics/rising-millennial-educational-attainment-signals-homeownership-demand-primed-for-growth</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/070920%20HPRI.jpg</image:loc><image:caption>070920HPRI</image:caption><image:title>070920HPRI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-odeta-22.jpg</image:loc><image:caption>aboutodeta22</image:caption><image:title>aboutodeta22</image:title></image:image><lastmod>2020-07-10</lastmod></url><url><loc>https://blog.firstam.com/trust-matters/market-review-q4-2024-and-2025-outlook</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Exec%20Webinar%20Series/Executive%20Webinar-1200x628.jpg</image:loc><image:caption>ExecutiveWebinar1200x628</image:caption><image:title>ExecutiveWebinar1200x628</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Bio/Headshot_Blog_Scott%20D__FINAL.jpg</image:loc><image:caption>HeadshotBlogScottDFINAL</image:caption><image:title>HeadshotBlogScottDFINAL</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-tm-editor-3.png</image:loc><image:caption>authortmeditor3</image:caption><image:title>authortmeditor3</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Newsletters/Bruce_Headshot.png</image:loc><image:caption>BruceHeadshot</image:caption><image:title>BruceHeadshot</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Newsletters/Market%20Review_blog-social%20Q1.2025.jpg</image:loc><image:caption>MarketReviewblogsocialQ12025</image:caption><image:title>MarketReviewblogsocialQ12025</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fatrust-logo.png</image:loc><image:caption>fatrustlogo</image:caption><image:title>fatrustlogo</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/background-trust-matters-blog-1.jpg</image:loc><image:caption>backgroundtrustmattersblog1</image:caption><image:title>backgroundtrustmattersblog1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Newsletters/Market%20Review_blog-social%202025.jpg</image:loc><image:caption>MarketReviewblogsocial2025</image:caption><image:title>MarketReviewblogsocial2025</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Newsletters/Market%20Review%20Q4%20and%202025%20outlook_Image.png</image:loc><image:caption>MarketReviewQ4and2025outlookImage</image:caption><image:title>MarketReviewQ4and2025outlookImage</image:title></image:image><lastmod>2025-01-27</lastmod></url><url><loc>https://blog.firstam.com/economics/really-how-important-is-that-rate-hike</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/061316_How_important_is_Rate_Hike_2.png</image:loc><image:caption>061316HowimportantisRateHike2</image:caption><image:title>061316HowimportantisRateHike2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/061316_How_important_is_Rate_Hike_1.png</image:loc><image:caption>061316HowimportantisRateHike1</image:caption><image:title>061316HowimportantisRateHike1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-January-1-7.jpg</image:loc><image:caption>January2025RealHousePriceIndex</image:caption><image:title>FBECON2025RHPIJanuary17</image:title></image:image><lastmod>2016-06-13</lastmod></url><url><loc>https://blog.firstam.com/natural-hazard-disclosures/example-post</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/smallGettyImages-1015363166.jpg</image:loc><image:caption>smallGettyImages1015363166</image:caption><image:title>smallGettyImages1015363166</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><lastmod>2020-01-08</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/bid/66368/NIMBYs-are-back-S-F-builders-face-growing-backlash</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/bid/48113/Housing-Predictions-for-2012</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/blog-post-4_should_we_sell_or_keep.jpg</image:loc><image:caption>blogpost4shouldwesellorkeep</image:caption><image:title>blogpost4shouldwesellorkeep</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/reconomy-podcast/what-would-the-economy-and-housing-market-look-like-if-the-pandemic-never-happened</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-RECONOMY-E63-2.jpg</image:loc><image:caption>FBRECONOMYE632</image:caption><image:title>FBRECONOMYE632</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/SummerSchool-Feature.jpg</image:loc><image:caption>SummerSchoolFeature</image:caption><image:title>SummerSchoolFeature</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/REconomy-Podcast-Episode-117.jpg</image:loc><image:caption>REconomyPodcastEpisode117</image:caption><image:title>REconomyPodcastEpisode117</image:title></image:image><lastmod>2023-10-31</lastmod></url><url><loc>https://blog.firstam.com/trust-matters/q4-investment-update-webinar-strong-earnings-profile-strong-market-and-recovering-economy</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/background-trust-matters-blog-1.jpg</image:loc><image:caption>backgroundtrustmattersblog1</image:caption><image:title>backgroundtrustmattersblog1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fatrust-logo.png</image:loc><image:caption>fatrustlogo</image:caption><image:title>fatrustlogo</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Investment%20Webinars/Q4%20IU_Featured%20Photo_Blog_2021_11-09.jpg</image:loc><image:caption>Q4IUFeaturedPhotoBlog20211109</image:caption><image:title>Q4IUFeaturedPhotoBlog20211109</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-tm-editor-3.png</image:loc><image:caption>authortmeditor3</image:caption><image:title>authortmeditor3</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Newsletters/Market%20Review_blog-social%20Q1.2025.jpg</image:loc><image:caption>MarketReviewblogsocialQ12025</image:caption><image:title>MarketReviewblogsocialQ12025</image:title></image:image><lastmod>2021-11-19</lastmod></url><url><loc>https://blog.firstam.com/economics/whats-behind-the-five-month-trend-in-loan-defect-risk</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/033020%20LADI.jpg</image:loc><image:caption>033020LADI</image:caption><image:title>033020LADI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/053117%20Defect%20index.jpg</image:loc><image:caption>053117Defectindex</image:caption><image:title>053117Defectindex</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/013020%20LADI.jpg</image:loc><image:caption>013020LADI</image:caption><image:title>013020LADI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/022820%20LADI.jpg</image:loc><image:caption>022820LADI</image:caption><image:title>022820LADI</image:title></image:image><lastmod>2017-07-05</lastmod></url><url><loc>https://blog.firstam.com/behind-the-scenes-of-the-home-sale-process</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA-blog/images/blog-post_1_composite.jpg</image:loc><image:caption>blogpost1composite</image:caption><image:title>blogpost1composite</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><lastmod>2017-01-17</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/bid/61230/Brentwood-development-plans-scaled-back-because-of-economic-downturn</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/cre-insights/banks-continue-to-report-tighter-lending-standards-for-cre</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-xander-22.jpg</image:loc><image:caption>FirstAmericanCommercialRealEstateEconomistXanderSnyder</image:caption><image:title>aboutxander22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/090523%20sloos%202.jpg</image:loc><image:caption>090523sloos2</image:caption><image:title>090523sloos2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/090523%20sloos.jpg</image:loc><image:caption>090523sloos</image:caption><image:title>090523sloos</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-1433_EC-CRE-Insights_01.jpg</image:loc><image:caption>Modernapartmentbuilding</image:caption><image:title>25BRAND01301433ECCREInsights01</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2023-SLOOS-September-1.gif</image:loc><image:caption>FBECON2023SLOOSSeptember1</image:caption><image:title>FBECON2023SLOOSSeptember1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-1118_EC-CRE-Insights_Store-Closings.jpg</image:loc><image:caption>25BRAND01301118ECCREInsightsStoreClosings</image:caption><image:title>25BRAND01301118ECCREInsightsStoreClosings</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-1090_EC-CRE-Insights_XFactor_01.jpg</image:loc><image:caption>25BRAND01301090ECCREInsightsXFactor01</image:caption><image:title>25BRAND01301090ECCREInsightsXFactor01</image:title></image:image><lastmod>2023-11-03</lastmod></url><url><loc>https://blog.firstam.com/cares/first-american-volunteer-spotlight-chris-duplis</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Women_Build_Photo_1.jpg</image:loc><image:caption>WomenBuildPhoto1</image:caption><image:title>WomenBuildPhoto1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Picture10.png</image:loc><image:caption>Picture10</image:caption><image:title>Picture10</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Picture6.jpg</image:loc><image:caption>Picture6</image:caption><image:title>Picture6</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Cares/bg-cares.jpg</image:loc><image:caption>bgcares</image:caption><image:title>bgcares</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/CDuplis.png</image:loc><image:caption>CDuplis</image:caption><image:title>CDuplis</image:title></image:image><lastmod>2018-03-20</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/bid/71468/Dublin-s-two-rival-growth-measures-go-to-City-Council</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/bid/63131/3-Tips-to-Make-a-Positive-First-Impression-with-Home-Buyers</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/blog-post-2_home_renovations_to_avoid.jpg</image:loc><image:caption>blogpost2homerenovationstoavoid</image:caption><image:title>blogpost2homerenovationstoavoid</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/blog-post_3_real_estate_terms.jpg</image:loc><image:caption>blogpost3realestateterms</image:caption><image:title>blogpost3realestateterms</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/bid/71526/Dublin-adopts-citizens-initiative-to-create-urban-limit-line-on-east-side-of-town</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/economics/spring-home-buying-activity-may-hinge-on-one-factor</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Real%20House%20Price%20Index%20February%202026.png</image:loc><image:caption>RealHousePriceIndexFebruary2026</image:caption><image:title>RealHousePriceIndexFebruary2026</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Economics%20for%20Real%20Estate%20Professionals.jpg</image:loc><image:caption>EconomicsforRealEstateProfessionals</image:caption><image:title>EconomicsforRealEstateProfessionals</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Existing%20Home%20Sales%20Outlook%20March.png</image:loc><image:caption>ExistingHomeSalesOutlookMarch</image:caption><image:title>ExistingHomeSalesOutlookMarch</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/2026%20Spring%20Home%20Buying.png</image:loc><image:caption>2026SpringHomeBuying</image:caption><image:title>2026SpringHomeBuying</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-odeta-22.jpg</image:loc><image:caption>aboutodeta22</image:caption><image:title>aboutodeta22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Women%20and%20Homeownership.png</image:loc><image:caption>Singlewomanmovingintohernewhome</image:caption><image:title>WomenandHomeownership</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/year%20over%20year%20growth%2c%20graph.png</image:loc><image:caption>Graphshowingforsaleinventorynewlistingsandhousebuyingpower</image:caption><image:title>yearoveryeargrowthgraph</image:title></image:image><lastmod>2026-03-09</lastmod></url><url><loc>https://blog.firstam.com/economics/the-price-of-admission-to-homeownership</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA_Economics/price-admission-homeownership.png</image:loc><image:caption>priceadmissionhomeownership</image:caption><image:title>priceadmissionhomeownership</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/thumbnail_FB-ECON-2024-RHPI-October-1-2b.jpg</image:loc><image:caption>thumbnailFBECON2024RHPIOctober12b</image:caption><image:title>thumbnailFBECON2024RHPIOctober12b</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2024-EHSO-November-2-1.jpg</image:loc><image:caption>ExistingHomeSalesNovember2024</image:caption><image:title>FBECON2024EHSONovember21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-Predictions-2025-2.jpg</image:loc><image:caption>2025HousingMarketPredictions</image:caption><image:title>FBECON2025Predictions20252</image:title></image:image><lastmod>2015-12-14</lastmod></url><url><loc>https://blog.firstam.com/trust-matters/market-review-q4-2025-and-outlook</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Market%20Review_Q3%20blog-social%202025.jpg</image:loc><image:caption>MarketReviewQ3blogsocial2025</image:caption><image:title>MarketReviewQ3blogsocial2025</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Newsletters/1031%20Exchanges%2cDSTs%20&amp;%20UPREITsblog-social.jpg</image:loc><image:caption>1031ExchangesDSTsUPREITsblogsocial</image:caption><image:title>1031ExchangesDSTsUPREITsblogsocial</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Newsletters/Bruce_Headshot.png</image:loc><image:caption>BruceHeadshot</image:caption><image:title>BruceHeadshot</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Bio/Headshot_Blog_Scott%20D__FINAL.jpg</image:loc><image:caption>HeadshotBlogScottDFINAL</image:caption><image:title>HeadshotBlogScottDFINAL</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Newsletters/Market%20Review%20Q4%20and%202026%20Outlook.png</image:loc><image:caption>MarketReviewQ4and2026Outlook</image:caption><image:title>MarketReviewQ4and2026Outlook</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-tm-editor-3.png</image:loc><image:caption>authortmeditor3</image:caption><image:title>authortmeditor3</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Market%20Review_blog-social%20Q4%202025.jpg</image:loc><image:caption>MarketReviewblogsocialQ42025</image:caption><image:title>MarketReviewblogsocialQ42025</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/background-trust-matters-blog-1.jpg</image:loc><image:caption>backgroundtrustmattersblog1</image:caption><image:title>backgroundtrustmattersblog1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fatrust-logo.png</image:loc><image:caption>fatrustlogo</image:caption><image:title>fatrustlogo</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Exec%20Webinar%20Series/Executive%20Webinar_Housing%20Market_Recording.jpg</image:loc><image:caption>ExecutiveWebinarHousingMarketRecording</image:caption><image:title>ExecutiveWebinarHousingMarketRecording</image:title></image:image><lastmod>2026-01-30</lastmod></url><url><loc>https://blog.firstam.com/cares/first-american-volunteer-spotlight-jamie-nail</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Cares/bg-cares.jpg</image:loc><image:caption>bgcares</image:caption><image:title>bgcares</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/jnail-3.png</image:loc><image:caption>jnail3</image:caption><image:title>jnail3</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2016-05-03</lastmod></url><url><loc>https://blog.firstam.com/innovation/how-can-companies-foster-a-collaborative-culture-in-our-flexible-working-world</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA_Innovation/btsopening-125.jpg</image:loc><image:caption>btsopening125</image:caption><image:title>btsopening125</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fi-091422-1.jpg</image:loc><image:caption>fi0914221</image:caption><image:title>fi0914221</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-INNOVATION-2024-January-1.jpg</image:loc><image:caption>FBINNOVATION2024January1</image:caption><image:title>FBINNOVATION2024January1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-geraldine-1.jpg</image:loc><image:caption>authorgeraldine1</image:caption><image:title>authorgeraldine1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA_Innovation/btsopening-188.jpg</image:loc><image:caption>btsopening188</image:caption><image:title>btsopening188</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Innovation/background-Inn-blog-1.jpg</image:loc><image:caption>backgroundInnblog1</image:caption><image:title>backgroundInnblog1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Innovation-Blog.jpg</image:loc><image:caption>InnovationBlog</image:caption><image:title>InnovationBlog</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA_Innovation/btsopening-190.jpg</image:loc><image:caption>btsopening190</image:caption><image:title>btsopening190</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA_Innovation/Innovation%20Room%200202.jpg</image:loc><image:caption>InnovationRoom0202</image:caption><image:title>InnovationRoom0202</image:title></image:image><lastmod>2022-08-24</lastmod></url><url><loc>https://blog.firstam.com/commercial/cre-news-digest-the-lending-landscape-at-midyear-retail-bright-spots-and-a-push-towards-a-green-clean-cre-market</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/24-NCS-0010-CRE_News_Digest_Blog_Header_July-01-1.png</image:loc><image:caption>24NCS0010CRENewsDigestBlogHeaderJuly011</image:caption><image:title>24NCS0010CRENewsDigestBlogHeaderJuly011</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/NCS/NCS_Blog_Header_2.jpg</image:loc><image:caption>NCSBlogHeader2</image:caption><image:title>NCSBlogHeader2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/First_Am_NCS_/img/background-2-ncs-blog.jpg</image:loc><image:caption>background2ncsblog</image:caption><image:title>background2ncsblog</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/24-NCS-0010-CRE_News_Digest_Blog_Header_June.png</image:loc><image:caption>24NCS0010CRENewsDigestBlogHeaderJune</image:caption><image:title>24NCS0010CRENewsDigestBlogHeaderJune</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/24-NCS-0010-CRE_News_Digest_Blog_Header_May.png</image:loc><image:caption>24NCS0010CRENewsDigestBlogHeaderMay</image:caption><image:title>24NCS0010CRENewsDigestBlogHeaderMay</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/20230347_CRE%20News%20Digest_Blog%20Image_final_934x490_july.png</image:loc><image:caption>20230347CRENewsDigestBlogImagefinal934x490july</image:caption><image:title>20230347CRENewsDigestBlogImagefinal934x490july</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/fa-title_logo.png</image:loc><image:caption>fatitlelogo</image:caption><image:title>fatitlelogo</image:title></image:image><lastmod>2023-07-15</lastmod></url><url><loc>https://blog.firstam.com/economics/interview-on-cnbc-discussing-the-outlook-for-mortgage-rates-and-impact-of-rising-tenure-length-on-housing-supply</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/062519%20CNBC.jpg</image:loc><image:caption>062519CNBC</image:caption><image:title>062519CNBC</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><lastmod>2019-06-25</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/bid/61273/Unknown-developer-seeks-1-3-million-square-foot-project-in-SoMa</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/reconomy-podcast/special-100th-episode-most-frequently-asked-questions-favorite-predictions-and-a-look-ahead-to-2025</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/REconomy-Podcast-Episode-117.jpg</image:loc><image:caption>REconomyPodcastEpisode117</image:caption><image:title>REconomyPodcastEpisode117</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/SummerSchool-Feature.jpg</image:loc><image:caption>SummerSchoolFeature</image:caption><image:title>SummerSchoolFeature</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-RECONOMY-E100.jpg</image:loc><image:caption>FBRECONOMYE100</image:caption><image:title>FBRECONOMYE100</image:title></image:image><lastmod>2024-10-10</lastmod></url><url><loc>https://blog.firstam.com/economics/why-housing-market-potential-increased-for-the-second-straight-month</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-Predictions-2025-2.jpg</image:loc><image:caption>2025HousingMarketPredictions</image:caption><image:title>FBECON2025Predictions20252</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/012023%20PHS%20Model.jpg</image:loc><image:caption>012023PHSModel</image:caption><image:title>012023PHSModel</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2024-RHPI-September-1.jpg</image:loc><image:caption>FBECON2024RHPISeptember1</image:caption><image:title>FBECON2024RHPISeptember1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/thumbnail_FB-ECON-2024-RHPI-October-1-2b.jpg</image:loc><image:caption>thumbnailFBECON2024RHPIOctober12b</image:caption><image:title>thumbnailFBECON2024RHPIOctober12b</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2023-PHS-January-1.jpg</image:loc><image:caption>FBECON2023PHSJanuary1</image:caption><image:title>FBECON2023PHSJanuary1</image:title></image:image><lastmod>2023-01-20</lastmod></url><url><loc>https://blog.firstam.com/economics/whats-the-outlook-for-the-housing-market-in-2024</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2023-Outlook-November-1%20(1).jpg</image:loc><image:caption>FBECON2023OutlookNovember11</image:caption><image:title>FBECON2023OutlookNovember11</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/112923%20Housing%20Outlook%2024.png</image:loc><image:caption>112923HousingOutlook24</image:caption><image:title>112923HousingOutlook24</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><lastmod>2023-11-29</lastmod></url><url><loc>https://blog.firstam.com/economics/how-aggressive-will-the-fed-need-to-be-to-get-inflation-under-control</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-Predictions-2025-2.jpg</image:loc><image:caption>2025HousingMarketPredictions</image:caption><image:title>FBECON2025Predictions20252</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2022-Neutral-Rate-1.jpg</image:loc><image:caption>FBECON2022NeutralRate1</image:caption><image:title>FBECON2022NeutralRate1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/061322%20R%20star%20post.jpg</image:loc><image:caption>061322Rstarpost</image:caption><image:title>061322Rstarpost</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2024-RHPI-September-1.jpg</image:loc><image:caption>FBECON2024RHPISeptember1</image:caption><image:title>FBECON2024RHPISeptember1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/thumbnail_FB-ECON-2024-RHPI-October-1-2b.jpg</image:loc><image:caption>thumbnailFBECON2024RHPIOctober12b</image:caption><image:title>thumbnailFBECON2024RHPIOctober12b</image:title></image:image><lastmod>2022-06-13</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/bid/69000/Ohlone-a-transformational-San-Jose-project-goes-on-life-support</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/reconomy-podcast/how-will-rising-interest-rates-impact-commercial-real-estate-cap-rates</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/REconomy-Podcast-Episode-117.jpg</image:loc><image:caption>REconomyPodcastEpisode117</image:caption><image:title>REconomyPodcastEpisode117</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA_Economics/FB-RECONOMY-2021-E41.jpg</image:loc><image:caption>FBRECONOMY2021E41</image:caption><image:title>FBRECONOMY2021E41</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/SummerSchool-Feature.jpg</image:loc><image:caption>SummerSchoolFeature</image:caption><image:title>SummerSchoolFeature</image:title></image:image><lastmod>2023-11-01</lastmod></url><url><loc>https://blog.firstam.com/cre-insights/renters-may-find-deals-on-luxury-apartments-in-2023</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/120822%20lux%20apartments.jpg</image:loc><image:caption>120822luxapartments</image:caption><image:title>120822luxapartments</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-1090_EC-CRE-Insights_XFactor_01.jpg</image:loc><image:caption>25BRAND01301090ECCREInsightsXFactor01</image:caption><image:title>25BRAND01301090ECCREInsightsXFactor01</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-1118_EC-CRE-Insights_Store-Closings.jpg</image:loc><image:caption>25BRAND01301118ECCREInsightsStoreClosings</image:caption><image:title>25BRAND01301118ECCREInsightsStoreClosings</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-1433_EC-CRE-Insights_01.jpg</image:loc><image:caption>Modernapartmentbuilding</image:caption><image:title>25BRAND01301433ECCREInsights01</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2022-Luxury-Apartments-1.jpg</image:loc><image:caption>FBECON2022LuxuryApartments1</image:caption><image:title>FBECON2022LuxuryApartments1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-xander-22.jpg</image:loc><image:caption>FirstAmericanCommercialRealEstateEconomistXanderSnyder</image:caption><image:title>aboutxander22</image:title></image:image><lastmod>2023-11-01</lastmod></url><url><loc>https://blog.firstam.com/reconomy-podcast/what-to-expect-from-the-housing-market-in-2022</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA_Economics/FB-RECONOMY-2021-E28.jpg</image:loc><image:caption>FBRECONOMY2021E28</image:caption><image:title>FBRECONOMY2021E28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/REconomy-Podcast-Episode-117.jpg</image:loc><image:caption>REconomyPodcastEpisode117</image:caption><image:title>REconomyPodcastEpisode117</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/SummerSchool-Feature.jpg</image:loc><image:caption>SummerSchoolFeature</image:caption><image:title>SummerSchoolFeature</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><lastmod>2023-11-01</lastmod></url><url><loc>https://blog.firstam.com/trust-matters/year-end-tax-planning-considerations-for-2024-2025-dec-4-2024</loc><video:video><video:thumbnail_loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Exec%20Webinar%20Series/Year-End%20Tax%20Planning%20Considerations%20for%202024-2025_FINAL.mp4/medium.jpg</video:thumbnail_loc><video:title>Year-End Tax Planning Considerations for 2024-2025_FINAL</video:title><video:description>Year-End Tax Planning Considerations for 2024-2025_FINAL</video:description><video:content_loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Exec%20Webinar%20Series/Year-End%20Tax%20Planning%20Considerations%20for%202024-2025_FINAL.mp4</video:content_loc><video:duration>3666</video:duration><video:requires_subscription>no</video:requires_subscription><video:live>no</video:live></video:video><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Newsletters/Market%20Review_blog-social%20Q1.2025.jpg</image:loc><image:caption>MarketReviewblogsocialQ12025</image:caption><image:title>MarketReviewblogsocialQ12025</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Exec%20Webinar%20Series/Headshot_Beth%20Vasquez.jpg</image:loc><image:caption>HeadshotBethVasquez</image:caption><image:title>HeadshotBethVasquez</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Year-End%20Tax%20Planning%20Considerations%20for%2020242025.png</image:loc><image:caption>YearEndTaxPlanningConsiderationsfor20242025</image:caption><image:title>YearEndTaxPlanningConsiderationsfor20242025</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Crevier%20Classic%20Cars/Jerry%20B%20color%20headshot%20WEB.jpg</image:loc><image:caption>JerryBcolorheadshotWEB</image:caption><image:title>JerryBcolorheadshotWEB</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-tm-editor-3.png</image:loc><image:caption>authortmeditor3</image:caption><image:title>authortmeditor3</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Exec%20Webinar%20Series/Executive%20Webinar-1200x628.jpg</image:loc><image:caption>ExecutiveWebinar1200x628</image:caption><image:title>ExecutiveWebinar1200x628</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fatrust-logo.png</image:loc><image:caption>fatrustlogo</image:caption><image:title>fatrustlogo</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/background-trust-matters-blog-1.jpg</image:loc><image:caption>backgroundtrustmattersblog1</image:caption><image:title>backgroundtrustmattersblog1</image:title></image:image><lastmod>2024-12-09</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/bid/64511/Sacramento-area-home-builders-struggle-with-rising-demand-lack-of-ready-lots</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/trust-matters/new-influences-in-the-financial-market</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Exec%20Webinar%20Series/Executive%20Webinar-1200x628.jpg</image:loc><image:caption>ExecutiveWebinar1200x628</image:caption><image:title>ExecutiveWebinar1200x628</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-tm-editor-3.png</image:loc><image:caption>authortmeditor3</image:caption><image:title>authortmeditor3</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fatrust-logo.png</image:loc><image:caption>fatrustlogo</image:caption><image:title>fatrustlogo</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Exec%20Webinar%20Series/Image_Executive%20Webinar%20RECORDING_Chris%20Schwarz_March%209%2c%202022%20copy.jpg</image:loc><image:caption>ImageExecutiveWebinarRECORDINGChrisSchwarzMarch92022copy</image:caption><image:title>ImageExecutiveWebinarRECORDINGChrisSchwarzMarch92022copy</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/background-trust-matters-blog-1.jpg</image:loc><image:caption>backgroundtrustmattersblog1</image:caption><image:title>backgroundtrustmattersblog1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Newsletters/Market%20Review_blog-social%20Q1.2025.jpg</image:loc><image:caption>MarketReviewblogsocialQ12025</image:caption><image:title>MarketReviewblogsocialQ12025</image:title></image:image><lastmod>2022-03-18</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/bid/66738/1-200-acre-Rancho-Murieta-sale-includes-golf-courses</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/bid/63789/San-Mateo-gets-a-new-83-acre-village</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/economics/why-hasnt-economic-momentum-lifted-home-sales</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/082118%20PHS.jpg</image:loc><image:caption>082118PHS</image:caption><image:title>082118PHS</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><lastmod>2020-04-22</lastmod></url><url><loc>https://blog.firstam.com/commercial/what-is-mezzanine-finance-and-understanding-the-appeal-to-investors</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/this%20one.png</image:loc><image:caption>thisone</image:caption><image:title>thisone</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Title%20Camp%202%20-%20Social.LinkedIn%20BLOG.jpg</image:loc><image:caption>TitleCamp2SocialLinkedInBLOG</image:caption><image:title>TitleCamp2SocialLinkedInBLOG</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/24-NCS-1863-Title_Camp_2024_Socials_B.jpg</image:loc><image:caption>24NCS1863TitleCamp2024SocialsB</image:caption><image:title>24NCS1863TitleCamp2024SocialsB</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/20230226_TC2%20social%20fb%20Li_v1.png</image:loc><image:caption>20230226TC2socialfbLiv1</image:caption><image:title>20230226TC2socialfbLiv1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/UCC%20logo_300x300.jpg</image:loc><image:caption>UCClogo300x300</image:caption><image:title>UCClogo300x300</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/First_Am_NCS_/img/background-2-ncs-blog.jpg</image:loc><image:caption>background2ncsblog</image:caption><image:title>background2ncsblog</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/fa-title_logo.png</image:loc><image:caption>fatitlelogo</image:caption><image:title>fatitlelogo</image:title></image:image><lastmod>2023-07-15</lastmod></url><url><loc>https://blog.firstam.com/bid/70239/Attention-Real-Estate-Professionals-School-is-in-Session</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/economics/the-1-trillion-question-for-housing-in-2017</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/040717%20NHMI.jpg</image:loc><image:caption>040717NHMI</image:caption><image:title>040717NHMI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><lastmod>2017-07-05</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/university-of-warwick-confirms-plans-for-placer-county-campus</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2015-02-13</lastmod></url><url><loc>https://blog.firstam.com/trust-matters/2-year-treasury-yield-carves-out-another-three-month-high-after-global-central-banks-hike-rates</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-tm-editor-3.png</image:loc><image:caption>authortmeditor3</image:caption><image:title>authortmeditor3</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/background-trust-matters-blog-1.jpg</image:loc><image:caption>backgroundtrustmattersblog1</image:caption><image:title>backgroundtrustmattersblog1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Social%20Post_Jerry%20Braakman%20Quote_Market%20Watch_2023_6-23.jpg</image:loc><image:caption>SocialPostJerryBraakmanQuoteMarketWatch2023623</image:caption><image:title>SocialPostJerryBraakmanQuoteMarketWatch2023623</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Newsletters/Market%20Review_blog-social%20Q1.2025.jpg</image:loc><image:caption>MarketReviewblogsocialQ12025</image:caption><image:title>MarketReviewblogsocialQ12025</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Exec%20Webinar%20Series/Executive%20Webinar-1200x628.jpg</image:loc><image:caption>ExecutiveWebinar1200x628</image:caption><image:title>ExecutiveWebinar1200x628</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fatrust-logo.png</image:loc><image:caption>fatrustlogo</image:caption><image:title>fatrustlogo</image:title></image:image><lastmod>2023-06-23</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/bid/63148/Rising-home-values-push-more-Bay-Area-homes-above-water-Zillow-says</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/reconomy-podcast/the-reconomy-podcast-housing-affordability-through-the-lens-of-history-and-the-nfl</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRA_1-1.jpg</image:loc><image:caption>25BRA11</image:caption><image:title>25BRA11</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/REconomy-Podcast-Episode-123.jpg</image:loc><image:caption>REconomyPodcastEpisode123</image:caption><image:title>REconomyPodcastEpisode123</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/REconomy-Podcast-Episode-125.jpg</image:loc><image:caption>TheREconomyPodcastEP125</image:caption><image:title>REconomyPodcastEpisode125</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/REconomy-Podcast-Episode-124.jpg</image:loc><image:caption>REconomyPodcastEpisode124</image:caption><image:title>REconomyPodcastEpisode124</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><lastmod>2025-09-25</lastmod></url><url><loc>https://blog.firstam.com/economics/can-you-spring-break-into-homeownership</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2023-Demographics-October-1.jpg</image:loc><image:caption>FBECON2023DemographicsOctober1</image:caption><image:title>FBECON2023DemographicsOctober1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2023-Generations-June-2.gif</image:loc><image:caption>FBECON2023GenerationsJune2</image:caption><image:title>FBECON2023GenerationsJune2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/031617%20homeownership.jpg</image:loc><image:caption>031617homeownership</image:caption><image:title>031617homeownership</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2024-Grateful-Homeownership-1.jpg</image:loc><image:caption>ThankfulforHomeownershipALookatGenerationalTrends</image:caption><image:title>FBECON2024GratefulHomeownership1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><lastmod>2019-01-07</lastmod></url><url><loc>https://blog.firstam.com/economics/where-rent-burdened-households-declined-the-most</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/031120%20rent%20burden.jpg</image:loc><image:caption>031120rentburden</image:caption><image:title>031120rentburden</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-odeta-22.jpg</image:loc><image:caption>aboutodeta22</image:caption><image:title>aboutodeta22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><lastmod>2020-03-11</lastmod></url><url><loc>https://blog.firstam.com/bid/67933/myFirstAm-Integrates-Cloud-Based-Information-Folders-and-Storage-Locations</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/cre-insights/cre-x-factor-assessing-the-state-of-the-cre-reset</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-1433_EC-CRE-Insights_01.jpg</image:loc><image:caption>Modernapartmentbuilding</image:caption><image:title>25BRAND01301433ECCREInsights01</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/071223%20CRE%203.jpg</image:loc><image:caption>071223CRE3</image:caption><image:title>071223CRE3</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2023-CRE-July-2.jpg</image:loc><image:caption>FBECON2023CREJuly2</image:caption><image:title>FBECON2023CREJuly2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/071223%20CRE%202.jpg</image:loc><image:caption>071223CRE2</image:caption><image:title>071223CRE2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/071223%20CRE%204.jpg</image:loc><image:caption>071223CRE4</image:caption><image:title>071223CRE4</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/071223%20CRE%201.jpg</image:loc><image:caption>071223CRE1</image:caption><image:title>071223CRE1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-1090_EC-CRE-Insights_XFactor_01.jpg</image:loc><image:caption>25BRAND01301090ECCREInsightsXFactor01</image:caption><image:title>25BRAND01301090ECCREInsightsXFactor01</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-xander-22.jpg</image:loc><image:caption>FirstAmericanCommercialRealEstateEconomistXanderSnyder</image:caption><image:title>aboutxander22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-1118_EC-CRE-Insights_Store-Closings.jpg</image:loc><image:caption>25BRAND01301118ECCREInsightsStoreClosings</image:caption><image:title>25BRAND01301118ECCREInsightsStoreClosings</image:title></image:image><lastmod>2023-11-01</lastmod></url><url><loc>https://blog.firstam.com/economics/where-can-residential-real-estate-investors-find-the-most-potential-roi</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-odeta-22.jpg</image:loc><image:caption>aboutodeta22</image:caption><image:title>aboutodeta22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2021-Residential-Cap-1.jpg</image:loc><image:caption>FBECON2021ResidentialCap1</image:caption><image:title>FBECON2021ResidentialCap1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/121521%20Res%20cap%20rates%202.jpg</image:loc><image:caption>121521Rescaprates2</image:caption><image:title>121521Rescaprates2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/121521%20Res%20cap%20rates%201.jpg</image:loc><image:caption>121521Rescaprates1</image:caption><image:title>121521Rescaprates1</image:title></image:image><lastmod>2021-12-15</lastmod></url><url><loc>https://blog.firstam.com/economics/crowd-sourced-title-agent-projections-more-accurate-than-many-economic-forecasts</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/102116%20RESI.jpg</image:loc><image:caption>102116RESI</image:caption><image:title>102116RESI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><lastmod>2017-07-06</lastmod></url><url><loc>https://blog.firstam.com/economics/an-overvalued-housing-market-may-be-returning</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/RHPI%20042624.png</image:loc><image:caption>MedianSalePriceandMedianHouseBuyingPowerGraph</image:caption><image:title>RHPI042624</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2024-RHPI-April-1.gif</image:loc><image:caption>FBECON2024RHPIApril1</image:caption><image:title>FBECON2024RHPIApril1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><lastmod>2024-05-27</lastmod></url><url><loc>https://blog.firstam.com/economics/interviews-on-cnbc-and-bloomberg-tv-discussing-the-impact-of-historically-low-rates-and-the-outlook-for-the-housing-market-and-the-economy</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/082319%20Bloomberg.jpg</image:loc><image:caption>082319Bloomberg</image:caption><image:title>082319Bloomberg</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/082319%20CNBC.jpg</image:loc><image:caption>082319CNBC</image:caption><image:title>082319CNBC</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><lastmod>2019-08-23</lastmod></url><url><loc>https://blog.firstam.com/economics/national-housing-affordability-improves-annually-for-first-time-in-post-pandemic-era</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2024-RHPI-September-1.jpg</image:loc><image:caption>FBECON2024RHPISeptember1</image:caption><image:title>FBECON2024RHPISeptember1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/August%20RHPI%20093024.jpg</image:loc><image:caption>RealMeasureofAffordabilityGraph</image:caption><image:title>AugustRHPI093024</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><lastmod>2024-09-30</lastmod></url><url><loc>https://blog.firstam.com/bid/71145/How-do-you-find-the-best-city-for-raising-a-family</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/economics/seasonal-demand-drives-resurgent-house-price-growth-and-decline-in-affordability</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/053123%20RHPI.jpg</image:loc><image:caption>053123RHPI</image:caption><image:title>053123RHPI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2023-RHPI-May-2.jpg</image:loc><image:caption>FBECON2023RHPIMay2</image:caption><image:title>FBECON2023RHPIMay2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><lastmod>2023-05-31</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/bid/65981/Pleasanton-Council-considers-plans-to-develop-East-side</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/economics/interview-on-bloomberg-discussing-the-macro-economic-trends-influencing-the-housing-market</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/041119%20bloomberg.jpg</image:loc><image:caption>041119bloomberg</image:caption><image:title>041119bloomberg</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-Predictions-2025-2.jpg</image:loc><image:caption>2025HousingMarketPredictions</image:caption><image:title>FBECON2025Predictions20252</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2024-EHSO-November-2-1.jpg</image:loc><image:caption>ExistingHomeSalesNovember2024</image:caption><image:title>FBECON2024EHSONovember21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/thumbnail_FB-ECON-2024-RHPI-October-1-2b.jpg</image:loc><image:caption>thumbnailFBECON2024RHPIOctober12b</image:caption><image:title>thumbnailFBECON2024RHPIOctober12b</image:title></image:image><lastmod>2019-04-11</lastmod></url><url><loc>https://blog.firstam.com/economics/when-boomers-and-millennials-collide-tectonic-shifts-in-demographics-are-coming</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/100523%20Boomer-Millennial.jpg</image:loc><image:caption>100523BoomerMillennial</image:caption><image:title>100523BoomerMillennial</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-ksenia-22.jpg</image:loc><image:caption>aboutksenia22</image:caption><image:title>aboutksenia22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2023-Demographics-October-1.jpg</image:loc><image:caption>FBECON2023DemographicsOctober1</image:caption><image:title>FBECON2023DemographicsOctober1</image:title></image:image><lastmod>2023-10-30</lastmod></url><url><loc>https://blog.firstam.com/commercial/the-inside-look-with-xander-snyder-episode-18</loc><video:video><video:thumbnail_loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Inside%20Look_Episode%2018A.mp4/medium.jpg</video:thumbnail_loc><video:title>Inside Look_Episode 18A</video:title><video:description>Inside Look_Episode 18A</video:description><video:content_loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Inside%20Look_Episode%2018A.mp4</video:content_loc><video:duration>236</video:duration><video:requires_subscription>no</video:requires_subscription><video:live>no</video:live></video:video><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/NCS/NCS_Blog_Header_2.jpg</image:loc><image:caption>NCSBlogHeader2</image:caption><image:title>NCSBlogHeader2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Xander-Inside-Look-Ep-18%20(1).png</image:loc><image:caption>XanderInsideLookEp181</image:caption><image:title>XanderInsideLookEp181</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Xander-Inside-Look_ep19.jpg</image:loc><image:caption>XanderInsideLookep19</image:caption><image:title>XanderInsideLookep19</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/First_Am_NCS_/img/background-2-ncs-blog.jpg</image:loc><image:caption>background2ncsblog</image:caption><image:title>background2ncsblog</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Xander-Inside-Look-Episode-17.jpg</image:loc><image:caption>XanderInsideLookEpisode17</image:caption><image:title>XanderInsideLookEpisode17</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/fa-title_logo.png</image:loc><image:caption>fatitlelogo</image:caption><image:title>fatitlelogo</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Xander-Inside-Look-Ep-20.png</image:loc><image:caption>XanderInsideLookEp20</image:caption><image:title>XanderInsideLookEp20</image:title></image:image><lastmod>2025-04-16</lastmod></url><url><loc>https://blog.firstam.com/cre-insights/have-investors-lost-interest-in-the-single-family-rental-market</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-xander-22.jpg</image:loc><image:caption>FirstAmericanCommercialRealEstateEconomistXanderSnyder</image:caption><image:title>aboutxander22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/070623%20Investor%20share.jpg</image:loc><image:caption>070623Investorshare</image:caption><image:title>070623Investorshare</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2023-Investor-Share-July-1.jpg</image:loc><image:caption>FBECON2023InvestorShareJuly1</image:caption><image:title>FBECON2023InvestorShareJuly1</image:title></image:image><lastmod>2023-11-01</lastmod></url><url><loc>https://blog.firstam.com/innovation/how-will-shifting-proptech-valuations-impact-the-pace-of-real-estate-innovation-in-2022</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA_Innovation/Hurst%20Paul%20preferred.jpg</image:loc><image:caption>HurstPaulpreferred</image:caption><image:title>HurstPaulpreferred</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/GettyImages-1193826967.jpg</image:loc><image:caption>GettyImages1193826967</image:caption><image:title>GettyImages1193826967</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Innovation/background-Inn-blog-1.jpg</image:loc><image:caption>backgroundInnblog1</image:caption><image:title>backgroundInnblog1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/NEW.png</image:loc><image:caption>NEW</image:caption><image:title>NEW</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Innovation%20Center%20Chart%201.png</image:loc><image:caption>InnovationCenterChart1</image:caption><image:title>InnovationCenterChart1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Innovation%20Center%20Chart%202.png</image:loc><image:caption>InnovationCenterChart2</image:caption><image:title>InnovationCenterChart2</image:title></image:image><lastmod>2022-05-11</lastmod></url><url><loc>https://blog.firstam.com/economics/the-bust-of-the-dakota-oil-rush</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA_Economics/expectations-by-loan-type.png</image:loc><image:caption>expectationsbyloantype</image:caption><image:title>expectationsbyloantype</image:title></image:image><lastmod>2017-07-13</lastmod></url><url><loc>https://blog.firstam.com/economics/rising-rates-cool-long-run-potential-home-sales-in-november</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA_Economics/potential_home_sales_growth_cooled_by_rising_rates_20151116.png</image:loc><image:caption>potentialhomesalesgrowthcooledbyrisingrates20151116</image:caption><image:title>potentialhomesalesgrowthcooledbyrisingrates20151116</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><lastmod>2015-12-17</lastmod></url><url><loc>https://blog.firstam.com/reconomy-podcast/should-you-rent-or-buy</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-RECONOMY-2021-E18.jpg</image:loc><image:caption>FBRECONOMY2021E18</image:caption><image:title>FBRECONOMY2021E18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/SummerSchool-Feature.jpg</image:loc><image:caption>SummerSchoolFeature</image:caption><image:title>SummerSchoolFeature</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/REconomy-Podcast-Episode-117.jpg</image:loc><image:caption>REconomyPodcastEpisode117</image:caption><image:title>REconomyPodcastEpisode117</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><lastmod>2023-10-31</lastmod></url><url><loc>https://blog.firstam.com/reconomy-podcast/deciphering-the-federal-reserves-interest-rate-moves-in-2025</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/REconomy-Podcast-Episode-117.jpg</image:loc><image:caption>REconomyPodcastEpisode117</image:caption><image:title>REconomyPodcastEpisode117</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/SummerSchool-Feature.jpg</image:loc><image:caption>SummerSchoolFeature</image:caption><image:title>SummerSchoolFeature</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-RECONOMY-E106-1.jpg</image:loc><image:caption>FBRECONOMYE1061</image:caption><image:title>FBRECONOMYE1061</image:title></image:image><lastmod>2025-01-30</lastmod></url><url><loc>https://blog.firstam.com/commercial/cre-investment-activity-a-hazy-office-forecast-and-promising-proptech-outlooks</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/First_Am_NCS_/img/background-2-ncs-blog.jpg</image:loc><image:caption>background2ncsblog</image:caption><image:title>background2ncsblog</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Xander-Inside-Look_ep19.jpg</image:loc><image:caption>XanderInsideLookep19</image:caption><image:title>XanderInsideLookep19</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Xander-Inside-Look-Ep-20.png</image:loc><image:caption>XanderInsideLookEp20</image:caption><image:title>XanderInsideLookEp20</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/NCS/NCS_Blog_Header_2.jpg</image:loc><image:caption>NCSBlogHeader2</image:caption><image:title>NCSBlogHeader2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/20230347_CRE%20News%20Digest_Blog%20Image_final_934x490_sept.png</image:loc><image:caption>20230347CRENewsDigestBlogImagefinal934x490sept</image:caption><image:title>20230347CRENewsDigestBlogImagefinal934x490sept</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/fa-title_logo.png</image:loc><image:caption>fatitlelogo</image:caption><image:title>fatitlelogo</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Xander-Inside-Look-Ep-18%20(1).png</image:loc><image:caption>XanderInsideLookEp181</image:caption><image:title>XanderInsideLookEp181</image:title></image:image><lastmod>2023-09-15</lastmod></url><url><loc>https://blog.firstam.com/reconomy-podcast/understanding-the-neutral-rate-of-interest-inflation-and-the-housing-market</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/REconomy-Podcast-Episode-117.jpg</image:loc><image:caption>REconomyPodcastEpisode117</image:caption><image:title>REconomyPodcastEpisode117</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/SummerSchool-Feature.jpg</image:loc><image:caption>SummerSchoolFeature</image:caption><image:title>SummerSchoolFeature</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA_Economics/FB-RECONOMY-2021-E38.jpg</image:loc><image:caption>FBRECONOMY2021E38</image:caption><image:title>FBRECONOMY2021E38</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><lastmod>2023-11-01</lastmod></url><url><loc>https://blog.firstam.com/trust-matters/gift-now-before-time-runs-out</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/background-trust-matters-blog-1.jpg</image:loc><image:caption>backgroundtrustmattersblog1</image:caption><image:title>backgroundtrustmattersblog1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Newsletters/Headshot_David%20Yoo_Q3%202022%20Newsletter--FINAL.jpg</image:loc><image:caption>HeadshotDavidYooQ32022NewsletterFINAL</image:caption><image:title>HeadshotDavidYooQ32022NewsletterFINAL</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Newsletters/Market%20Review_blog-social%20Q1.2025.jpg</image:loc><image:caption>MarketReviewblogsocialQ12025</image:caption><image:title>MarketReviewblogsocialQ12025</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Exec%20Webinar%20Series/Executive%20Webinar-1200x628.jpg</image:loc><image:caption>ExecutiveWebinar1200x628</image:caption><image:title>ExecutiveWebinar1200x628</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fatrust-logo.png</image:loc><image:caption>fatrustlogo</image:caption><image:title>fatrustlogo</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Image_Blog_Gift%20Now%20Before%20Time%20Runs%20Out_Q3%20Newsletter_22_07-26.jpg</image:loc><image:caption>ImageBlogGiftNowBeforeTimeRunsOutQ3Newsletter220726</image:caption><image:title>ImageBlogGiftNowBeforeTimeRunsOutQ3Newsletter220726</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-tm-editor-3.png</image:loc><image:caption>authortmeditor3</image:caption><image:title>authortmeditor3</image:title></image:image><lastmod>2022-07-28</lastmod></url><url><loc>https://blog.firstam.com/reconomy-podcast/a-cre-shift-when-office-conversions-may-start-to-materially-impact-the-national-office-market</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/REconomy-Podcast-Episode-134.jpg</image:loc><image:caption>REconomyPodcastEpisode134</image:caption><image:title>REconomyPodcastEpisode134</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/REconomy-Podcast-Episode-133.jpg</image:loc><image:caption>REconomyPodcastEpisode133</image:caption><image:title>REconomyPodcastEpisode133</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/REconomy-Podcast-Episode-136.jpg</image:loc><image:caption>REconomyPodcastEpisode136</image:caption><image:title>REconomyPodcastEpisode136</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/REconomy-Podcast-Episode-135.jpg</image:loc><image:caption>REconomyPodcastEpisode135</image:caption><image:title>REconomyPodcastEpisode135</image:title></image:image><lastmod>2026-02-26</lastmod></url><url><loc>https://blog.firstam.com/economics/affordability-improves-amid-year-long-slide-in-national-house-price-appreciation</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-April.jpg</image:loc><image:caption>March2025RealHousePriceIndex</image:caption><image:title>FBECON2025RHPIApril</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/RHPI%20043025.jpg</image:loc><image:caption>NominalHousePriceGrowthfromFeb2020toPeakandPeaktoFeb2025Graph</image:caption><image:title>RHPI043025</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-January-1-7.jpg</image:loc><image:caption>January2025RealHousePriceIndex</image:caption><image:title>FBECON2025RHPIJanuary17</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><lastmod>2025-05-01</lastmod></url><url><loc>https://blog.firstam.com/reconomy-podcast/why-house-prices-in-some-markets-are-more-resilient-than-others</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/REconomy-Podcast-Episode-117.jpg</image:loc><image:caption>REconomyPodcastEpisode117</image:caption><image:title>REconomyPodcastEpisode117</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-RECONOMY-E60-2.jpg</image:loc><image:caption>FBRECONOMYE602</image:caption><image:title>FBRECONOMYE602</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/SummerSchool-Feature.jpg</image:loc><image:caption>SummerSchoolFeature</image:caption><image:title>SummerSchoolFeature</image:title></image:image><lastmod>2023-10-31</lastmod></url><url><loc>https://blog.firstam.com/economics/is-affordability-worse-than-the-2006-housing-boom-peak</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2022-RHPI-March-1.jpg</image:loc><image:caption>FBECON2022RHPIMarch1</image:caption><image:title>FBECON2022RHPIMarch1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/032922%20RHPI%202.jpg</image:loc><image:caption>032922RHPI2</image:caption><image:title>032922RHPI2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/032922%20RHPI%201.jpg</image:loc><image:caption>032922RHPI1</image:caption><image:title>032922RHPI1</image:title></image:image><lastmod>2022-03-29</lastmod></url><url><loc>https://blog.firstam.com/cre-insights/uncertain-economic-outlook-keeps-renters-where-they-are-pushing-cap-rates-up</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2023-Cap-Rate-May-1.jpg</image:loc><image:caption>FBECON2023CapRateMay1</image:caption><image:title>FBECON2023CapRateMay1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-1090_EC-CRE-Insights_XFactor_01.jpg</image:loc><image:caption>25BRAND01301090ECCREInsightsXFactor01</image:caption><image:title>25BRAND01301090ECCREInsightsXFactor01</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-xander-22.jpg</image:loc><image:caption>FirstAmericanCommercialRealEstateEconomistXanderSnyder</image:caption><image:title>aboutxander22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/052323%20PCR%20Model.jpg</image:loc><image:caption>052323PCRModel</image:caption><image:title>052323PCRModel</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-1118_EC-CRE-Insights_Store-Closings.jpg</image:loc><image:caption>25BRAND01301118ECCREInsightsStoreClosings</image:caption><image:title>25BRAND01301118ECCREInsightsStoreClosings</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-1433_EC-CRE-Insights_01.jpg</image:loc><image:caption>Modernapartmentbuilding</image:caption><image:title>25BRAND01301433ECCREInsights01</image:title></image:image><lastmod>2023-11-01</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/bid/62714/TRI-Pointe-Homes-starts-its-public-journey</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/bid/70940/Silicon-Valley-s-real-estate-boom-echoes-south-unfreezing-Gilroy-Morgan-Hill-residential-projects</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/reconomy-podcast/reconomy-podcast-why-rising-mortgage-rates-are-nothing-to-fear</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/SummerSchool-Feature.jpg</image:loc><image:caption>SummerSchoolFeature</image:caption><image:title>SummerSchoolFeature</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-RECONOMY-2020-E5.jpg</image:loc><image:caption>FBRECONOMY2020E5</image:caption><image:title>FBRECONOMY2020E5</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/REconomy-Podcast-Episode-117.jpg</image:loc><image:caption>REconomyPodcastEpisode117</image:caption><image:title>REconomyPodcastEpisode117</image:title></image:image><lastmod>2023-03-28</lastmod></url><url><loc>https://blog.firstam.com/trust-matters/stock-rally-hits-a-wall-qqq-gains-in-late-trading-markets-wrap</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/background-trust-matters-blog-1.jpg</image:loc><image:caption>backgroundtrustmattersblog1</image:caption><image:title>backgroundtrustmattersblog1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Newsletters/Market%20Review_blog-social%20Q1.2025.jpg</image:loc><image:caption>MarketReviewblogsocialQ12025</image:caption><image:title>MarketReviewblogsocialQ12025</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-tm-editor-3.png</image:loc><image:caption>authortmeditor3</image:caption><image:title>authortmeditor3</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/In%20the%20News/Blog%20Image_Jerry%20Quote%20-%20Jan%202023.jpg</image:loc><image:caption>BlogImageJerryQuoteJan2023</image:caption><image:title>BlogImageJerryQuoteJan2023</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Exec%20Webinar%20Series/Executive%20Webinar-1200x628.jpg</image:loc><image:caption>ExecutiveWebinar1200x628</image:caption><image:title>ExecutiveWebinar1200x628</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fatrust-logo.png</image:loc><image:caption>fatrustlogo</image:caption><image:title>fatrustlogo</image:title></image:image><lastmod>2023-03-14</lastmod></url><url><loc>https://blog.firstam.com/economics/why-mortgage-rates-hold-the-key-to-improved-affordability-in-2023</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-ksenia-22.jpg</image:loc><image:caption>aboutksenia22</image:caption><image:title>aboutksenia22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/020322%20Rate-Price%20exchange%20rate.jpg</image:loc><image:caption>020322RatePriceexchangerate</image:caption><image:title>020322RatePriceexchangerate</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/RPE-ECON-2023.jpg</image:loc><image:caption>RPEECON2023</image:caption><image:title>RPEECON2023</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><lastmod>2023-02-03</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/bid/60641/Wheeler-Plaza-moves-forward</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/reconomy-podcast/how-remote-work-influences-residential-and-commercial-real-estate-demand</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/REconomy-Podcast-Episode-117.jpg</image:loc><image:caption>REconomyPodcastEpisode117</image:caption><image:title>REconomyPodcastEpisode117</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-RECONOMY-2021-E48.jpg</image:loc><image:caption>FBRECONOMY2021E48</image:caption><image:title>FBRECONOMY2021E48</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/SummerSchool-Feature.jpg</image:loc><image:caption>SummerSchoolFeature</image:caption><image:title>SummerSchoolFeature</image:title></image:image><lastmod>2023-11-01</lastmod></url><url><loc>https://blog.firstam.com/economics/what-global-uncertainty-means-for-the-housing-market</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/011020%20uncertainty.jpg</image:loc><image:caption>011020uncertainty</image:caption><image:title>011020uncertainty</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-January-1-7.jpg</image:loc><image:caption>January2025RealHousePriceIndex</image:caption><image:title>FBECON2025RHPIJanuary17</image:title></image:image><lastmod>2020-02-26</lastmod></url><url><loc>https://blog.firstam.com/economics/housing-supply-limiting-market-potential</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-0645%20(1).jpg</image:loc><image:caption>25BRAND337106451</image:caption><image:title>25BRAND337106451</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-Predictions-2025-2.jpg</image:loc><image:caption>2025HousingMarketPredictions</image:caption><image:title>FBECON2025Predictions20252</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/071621%20PHS%20chart.jpg</image:loc><image:caption>071621PHSchart</image:caption><image:title>071621PHSchart</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA_Economics/FA%20Econ%201200x628%207-15-21.jpg</image:loc><image:caption>FAEcon1200x62871521</image:caption><image:title>FAEcon1200x62871521</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/thumbnail_FB-ECON-2024-RHPI-October-1-2b.jpg</image:loc><image:caption>thumbnailFBECON2024RHPIOctober12b</image:caption><image:title>thumbnailFBECON2024RHPIOctober12b</image:title></image:image><lastmod>2021-07-16</lastmod></url><url><loc>https://blog.firstam.com/economics/the-reconomy-podcast-will-inflation-drive-mortgage-rates-higher</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA_Economics/FB-RECONOMY-2021-E24.jpg</image:loc><image:caption>FBRECONOMY2021E24</image:caption><image:title>FBRECONOMY2021E24</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><lastmod>2021-11-04</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/bid/70875/UCP-San-Jose-based-homebuilder-enters-Los-Angeles-with-27-6M-lot-buy</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/bid/71988/Council-approves-South-Livermore-housing-development</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/innovation/how-technology-and-real-estate-data-can-help-the-fight-against-fraud</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA_Innovation/FirstAm_datacenter_1974_690-2.png</image:loc><image:caption>FirstAmdatacenter19746902</image:caption><image:title>FirstAmdatacenter19746902</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Innovation/background-Inn-blog-1.jpg</image:loc><image:caption>backgroundInnblog1</image:caption><image:title>backgroundInnblog1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/transform_690.png</image:loc><image:caption>transform690</image:caption><image:title>transform690</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA_Innovation/serio.png</image:loc><image:caption>serio</image:caption><image:title>serio</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA_Innovation/title-insurance-innovation_930.jpg</image:loc><image:caption>titleinsuranceinnovation930</image:caption><image:title>titleinsuranceinnovation930</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA_Innovation/Files-1977_690.png</image:loc><image:caption>Files1977690</image:caption><image:title>Files1977690</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA_Innovation/data-fraud_690.png</image:loc><image:caption>datafraud690</image:caption><image:title>datafraud690</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA_Innovation/data-fraud_930.png</image:loc><image:caption>datafraud930</image:caption><image:title>datafraud930</image:title></image:image><lastmod>2019-10-01</lastmod></url><url><loc>https://blog.firstam.com/economics/refinance-boom-and-compliant-loan-production-processes-keeping-loan-defect-rate-at-low-point</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2020-Labor-2-1.jpg</image:loc><image:caption>FBECON2020Labor21</image:caption><image:title>FBECON2020Labor21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/083116_Defect_Index.png</image:loc><image:caption>083116DefectIndex</image:caption><image:title>083116DefectIndex</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/033020%20LADI.jpg</image:loc><image:caption>033020LADI</image:caption><image:title>033020LADI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/022820%20LADI.jpg</image:loc><image:caption>022820LADI</image:caption><image:title>022820LADI</image:title></image:image><lastmod>2017-07-06</lastmod></url><url><loc>https://blog.firstam.com/economics/existing-home-sales-capacity-decreases-0.1-percent-in-september</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA_Economics/capacity-home-sales-moderating-10222015.png</image:loc><image:caption>capacityhomesalesmoderating10222015</image:caption><image:title>capacityhomesalesmoderating10222015</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><lastmod>2015-10-22</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/elk-grove-set-to-grow-under-developer-proposal-to-add-1200-acres</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2015-05-29</lastmod></url><url><loc>https://blog.firstam.com/bid/67822/10-Steps-to-Buying-a-Home-VIDEO-Part-2</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/blog-post_3_real_estate_terms.jpg</image:loc><image:caption>blogpost3realestateterms</image:caption><image:title>blogpost3realestateterms</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/blog-post-2_home_renovations_to_avoid.jpg</image:loc><image:caption>blogpost2homerenovationstoavoid</image:caption><image:title>blogpost2homerenovationstoavoid</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/economics/the-demographics-of-homeownership</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA_Economics/Econ-NewNormal-9-11-15.jpg</image:loc><image:caption>EconNewNormal91115</image:caption><image:title>EconNewNormal91115</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/040821%20CNBC%20primary%20image.jpg</image:loc><image:caption>040821CNBCprimaryimage</image:caption><image:title>040821CNBCprimaryimage</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2020-Podcast-Odeta-2-1.jpg</image:loc><image:caption>FBECON2020PodcastOdeta21</image:caption><image:title>FBECON2020PodcastOdeta21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/030821%20econ%20post.jpg</image:loc><image:caption>030821econpost</image:caption><image:title>030821econpost</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><lastmod>2015-09-11</lastmod></url><url><loc>https://blog.firstam.com/economics/fewer-affordable-options-for-potential-first-time-home-buyers-as-mortgage-rates-rise</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2024-Affordability-September-1.jpg</image:loc><image:caption>FBECON2024AffordabilitySeptember1</image:caption><image:title>FBECON2024AffordabilitySeptember1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/100522%20Renter%20affordability.jpg</image:loc><image:caption>100522Renteraffordability</image:caption><image:title>100522Renteraffordability</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-0645%20(1).jpg</image:loc><image:caption>25BRAND337106451</image:caption><image:title>25BRAND337106451</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2022-Affordability-October-1.jpg</image:loc><image:caption>FBECON2022AffordabilityOctober1</image:caption><image:title>FBECON2022AffordabilityOctober1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-ksenia-22.jpg</image:loc><image:caption>aboutksenia22</image:caption><image:title>aboutksenia22</image:title></image:image><lastmod>2022-10-05</lastmod></url><url><loc>https://blog.firstam.com/economics/does-a-strong-sellers-market-mean-increased-loan-defect-risk</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/042817%20LADI.jpg</image:loc><image:caption>042817LADI</image:caption><image:title>042817LADI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/013020%20LADI.jpg</image:loc><image:caption>013020LADI</image:caption><image:title>013020LADI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/022820%20LADI.jpg</image:loc><image:caption>022820LADI</image:caption><image:title>022820LADI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/033020%20LADI.jpg</image:loc><image:caption>033020LADI</image:caption><image:title>033020LADI</image:title></image:image><lastmod>2017-07-05</lastmod></url><url><loc>https://blog.firstam.com/economics/what-does-the-change-in-the-10-year-treasury-note-mean-for-housing-affordability</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/050718%20Treasury%20note%202.jpg</image:loc><image:caption>050718Treasurynote2</image:caption><image:title>050718Treasurynote2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/050718%20Treasury%20note.jpg</image:loc><image:caption>050718Treasurynote</image:caption><image:title>050718Treasurynote</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><lastmod>2020-04-22</lastmod></url><url><loc>https://blog.firstam.com/economics/will-rising-mortgage-rates-trigger-an-arms-race-for-home-buyers</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/072222%20RHPI.jpg</image:loc><image:caption>072222RHPI</image:caption><image:title>072222RHPI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2022-RHPI-July-1.jpg</image:loc><image:caption>FBECON2022RHPIJuly1</image:caption><image:title>FBECON2022RHPIJuly1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><lastmod>2022-07-22</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/bay-meadows-hits-500-resident-mark-mixed-use-san-mateo-project-starts-to-hit-critical-mass-as-shea-homes-picks-up-third-site</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2015-02-02</lastmod></url><url><loc>https://blog.firstam.com/reconomy-podcast/what-do-the-recent-bank-failures-and-federal-reserve-actions-mean-for-the-housing-market</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/SummerSchool-Feature.jpg</image:loc><image:caption>SummerSchoolFeature</image:caption><image:title>SummerSchoolFeature</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/REconomy-Podcast-Episode-117.jpg</image:loc><image:caption>REconomyPodcastEpisode117</image:caption><image:title>REconomyPodcastEpisode117</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-RECONOMY-E61-2-1.jpg</image:loc><image:caption>FBRECONOMYE6121</image:caption><image:title>FBRECONOMYE6121</image:title></image:image><lastmod>2023-10-31</lastmod></url><url><loc>https://blog.firstam.com/economics/interviews-on-cnbc-and-yahoo-finance-discussing-the-2019-mortgage-rate-outlook-millennials-and-student-debt-and-baby-boomers-and-limited-housing-supply</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/011819%20CNBC.jpg</image:loc><image:caption>011819CNBC</image:caption><image:title>011819CNBC</image:title></image:image><lastmod>2020-11-02</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/bid/63317/Trumark-shoots-for-condos-in-Pacific-Heights</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/economics/interview-on-cnbc-discussing-the-impact-of-declining-mortgage-rates-and-limited-supply-on-the-housing-market</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/032719%20CNBC.jpg</image:loc><image:caption>032719CNBC</image:caption><image:title>032719CNBC</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><lastmod>2019-03-27</lastmod></url><url><loc>https://blog.firstam.com/economics/more-single-women-than-ever-own-homes-even-as-affordability-pressures-persist</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-odeta-22.jpg</image:loc><image:caption>aboutodeta22</image:caption><image:title>aboutodeta22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Real%20House%20Price%20Index%20February%202026.png</image:loc><image:caption>RealHousePriceIndexFebruary2026</image:caption><image:title>RealHousePriceIndexFebruary2026</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Economics%20for%20Real%20Estate%20Professionals.jpg</image:loc><image:caption>EconomicsforRealEstateProfessionals</image:caption><image:title>EconomicsforRealEstateProfessionals</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Women%20and%20Homeownership.png</image:loc><image:caption>Singlewomanmovingintohernewhome</image:caption><image:title>WomenandHomeownership</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Single%20womens%20homeownership%20rate%2c%20graph.png</image:loc><image:caption>Singlewomenshomeownershiprategraph</image:caption><image:title>Singlewomenshomeownershiprategraph</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/2026%20Spring%20Home%20Buying.png</image:loc><image:caption>2026SpringHomeBuying</image:caption><image:title>2026SpringHomeBuying</image:title></image:image><lastmod>2026-03-05</lastmod></url><url><loc>https://blog.firstam.com/reconomy-podcast/reconomy-podcast-what-a-changing-labor-market-means-for-housing</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/REconomy-Podcast-Episode-117.jpg</image:loc><image:caption>REconomyPodcastEpisode117</image:caption><image:title>REconomyPodcastEpisode117</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/SummerSchool-Feature.jpg</image:loc><image:caption>SummerSchoolFeature</image:caption><image:title>SummerSchoolFeature</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-RECONOMY-2020-E4.jpg</image:loc><image:caption>FBRECONOMY2020E4</image:caption><image:title>FBRECONOMY2020E4</image:title></image:image><lastmod>2023-03-28</lastmod></url><url><loc>https://blog.firstam.com/trust-matters/irvine-public-schools-foundations-2023-top-100-list-of-distinguished-corporate-and-community-partners</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Choose%20the%20right%20bank%20for%20your%20business.png</image:loc><image:caption>Choosetherightbankforyourbusiness</image:caption><image:title>Choosetherightbankforyourbusiness</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-tm-editor-3.png</image:loc><image:caption>authortmeditor3</image:caption><image:title>authortmeditor3</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/2.8.2024%20-%20IPSF%20Post.jpg</image:loc><image:caption>282024IPSFPost</image:caption><image:title>282024IPSFPost</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/background-trust-matters-blog-1.jpg</image:loc><image:caption>backgroundtrustmattersblog1</image:caption><image:title>backgroundtrustmattersblog1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/content.webp</image:loc><image:caption>content</image:caption><image:title>content</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fatrust-logo.png</image:loc><image:caption>fatrustlogo</image:caption><image:title>fatrustlogo</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Top%20Companies%201200x628.jpg</image:loc><image:caption>TopCompanies1200x628</image:caption><image:title>TopCompanies1200x628</image:title></image:image><lastmod>2024-02-09</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/bid/71346/East-Bay-condo-hotspots-see-80-percent-price-jumps-while-inventory-evaporates</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/economics/thestreet.com-the-fed-holds-off-on-rate-hike-heres-what-it-means-for-your-wallet</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/061516%20The%20Street.jpg</image:loc><image:caption>061516TheStreet</image:caption><image:title>061516TheStreet</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><lastmod>2017-07-10</lastmod></url><url><loc>https://blog.firstam.com/economics/whats-behind-the-two-month-decline-in-fraud-risk</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/013020%20LADI.jpg</image:loc><image:caption>013020LADI</image:caption><image:title>013020LADI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/022820%20LADI.jpg</image:loc><image:caption>022820LADI</image:caption><image:title>022820LADI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/062819%20LADI.jpg</image:loc><image:caption>062819LADI</image:caption><image:title>062819LADI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/033020%20LADI.jpg</image:loc><image:caption>033020LADI</image:caption><image:title>033020LADI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><lastmod>2019-07-18</lastmod></url><url><loc>https://blog.firstam.com/economics/has-house-price-appreciation-reached-a-tipping-point</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/082718%20RHPI.jpg</image:loc><image:caption>082718RHPI</image:caption><image:title>082718RHPI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><lastmod>2020-04-22</lastmod></url><url><loc>https://blog.firstam.com/economics/single-women-buck-the-trend-when-it-comes-to-homeownership</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-odeta-22.jpg</image:loc><image:caption>aboutodeta22</image:caption><image:title>aboutodeta22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-0645%20(1).jpg</image:loc><image:caption>25BRAND337106451</image:caption><image:title>25BRAND337106451</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/HMT%20Single%20Women%20030625.jpg</image:loc><image:caption>SingleWomensHomeownershipRateGraph</image:caption><image:title>HMTSingleWomen030625</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><lastmod>2025-03-06</lastmod></url><url><loc>https://blog.firstam.com/trust-matters/market-review-q1-2024</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Bio/Headshot_Blog_Scott%20D__FINAL.jpg</image:loc><image:caption>HeadshotBlogScottDFINAL</image:caption><image:title>HeadshotBlogScottDFINAL</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Newsletters/Market%20Review_Q1.2024.png</image:loc><image:caption>MarketReviewQ12024</image:caption><image:title>MarketReviewQ12024</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/background-trust-matters-blog-1.jpg</image:loc><image:caption>backgroundtrustmattersblog1</image:caption><image:title>backgroundtrustmattersblog1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Image_Q1%202024%20Market%20Review.png</image:loc><image:caption>ImageQ12024MarketReview</image:caption><image:title>ImageQ12024MarketReview</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Newsletters/Market%20Review_blog-social%20Q1.2025.jpg</image:loc><image:caption>MarketReviewblogsocialQ12025</image:caption><image:title>MarketReviewblogsocialQ12025</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Exec%20Webinar%20Series/Executive%20Webinar-1200x628.jpg</image:loc><image:caption>ExecutiveWebinar1200x628</image:caption><image:title>ExecutiveWebinar1200x628</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fatrust-logo.png</image:loc><image:caption>fatrustlogo</image:caption><image:title>fatrustlogo</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Newsletters/Bruce_Headshot.png</image:loc><image:caption>BruceHeadshot</image:caption><image:title>BruceHeadshot</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-tm-editor-3.png</image:loc><image:caption>authortmeditor3</image:caption><image:title>authortmeditor3</image:title></image:image><lastmod>2024-04-29</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/council-votes-to-halt-eastside-pleasanton-planning-process</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2015-06-04</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/bid/72536/A-downtown-grows-in-Fremont-and-gets-a-boost-from-land-sales</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-10-15</lastmod></url><url><loc>https://blog.firstam.com/economics/how-has-the-housing-market-changed-since-the-end-of-the-great-recession</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/070319%20housing%20health.jpg</image:loc><image:caption>070319housinghealth</image:caption><image:title>070319housinghealth</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-odeta-22.jpg</image:loc><image:caption>aboutodeta22</image:caption><image:title>aboutodeta22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><lastmod>2020-03-05</lastmod></url><url><loc>https://blog.firstam.com/reconomy-podcast/reconomy-podcast-is-the-housing-market-heading-for-a-crash</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/SummerSchool-Feature.jpg</image:loc><image:caption>SummerSchoolFeature</image:caption><image:title>SummerSchoolFeature</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/REconomy-Podcast-Episode-117.jpg</image:loc><image:caption>REconomyPodcastEpisode117</image:caption><image:title>REconomyPodcastEpisode117</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-RECONOMY-2020-E11.jpg</image:loc><image:caption>FBRECONOMY2020E11</image:caption><image:title>FBRECONOMY2020E11</image:title></image:image><lastmod>2023-05-04</lastmod></url><url><loc>https://blog.firstam.com/economics/relationship-between-educational-attainment-and-homeownership-becoming-more-important</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA_Economics/Economics%20Center%20-%20Blog.png</image:loc><image:caption>EconomicsCenterBlog</image:caption><image:title>EconomicsCenterBlog</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/050516_HPRI.png</image:loc><image:caption>050516HPRI</image:caption><image:title>050516HPRI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/070622%20HPRI%20a.jpg</image:loc><image:caption>070622HPRIa</image:caption><image:title>070622HPRIa</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA_Economics/FA%20Econ%201200x628%2010-12-21.jpg</image:loc><image:caption>FAEcon1200x628101221</image:caption><image:title>FAEcon1200x628101221</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><lastmod>2016-05-05</lastmod></url><url><loc>https://blog.firstam.com/cares/caring-eagles-soar-at-ragnar-del-sol</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Cares/bg-cares.jpg</image:loc><image:caption>bgcares</image:caption><image:title>bgcares</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/ragnar2.png</image:loc><image:caption>ragnar2</image:caption><image:title>ragnar2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/IMG_1049.png</image:loc><image:caption>IMG1049</image:caption><image:title>IMG1049</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/IMG_1046.png</image:loc><image:caption>IMG1046</image:caption><image:title>IMG1046</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/IMG_1021.jpg</image:loc><image:caption>IMG1021</image:caption><image:title>IMG1021</image:title></image:image><lastmod>2020-03-04</lastmod></url><url><loc>https://blog.firstam.com/economics/why-the-pandemic-has-worsened-the-housing-supply-shortage</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-Predictions-2025-2.jpg</image:loc><image:caption>2025HousingMarketPredictions</image:caption><image:title>FBECON2025Predictions20252</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2024-RHPI-September-1.jpg</image:loc><image:caption>FBECON2024RHPISeptember1</image:caption><image:title>FBECON2024RHPISeptember1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/thumbnail_FB-ECON-2024-RHPI-October-1-2b.jpg</image:loc><image:caption>thumbnailFBECON2024RHPIOctober12b</image:caption><image:title>thumbnailFBECON2024RHPIOctober12b</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2020-PHS-April.jpg</image:loc><image:caption>FBECON2020PHSApril</image:caption><image:title>FBECON2020PHSApril</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/052020%20phs.jpg</image:loc><image:caption>052020phs</image:caption><image:title>052020phs</image:title></image:image><lastmod>2020-05-20</lastmod></url><url><loc>https://blog.firstam.com/trust-matters/qualified-retirement-plans-and-iras-what-you-can-and-cant-do</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-tm-editor-3.png</image:loc><image:caption>authortmeditor3</image:caption><image:title>authortmeditor3</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fatrust-logo.png</image:loc><image:caption>fatrustlogo</image:caption><image:title>fatrustlogo</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Cannon%20-%20November%2015%20-%20Social%20Post.png</image:loc><image:caption>CannonNovember15SocialPost</image:caption><image:title>CannonNovember15SocialPost</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Cannon%20-%20December%2015%20-%20Social%20Post.png</image:loc><image:caption>CannonDecember15SocialPost</image:caption><image:title>CannonDecember15SocialPost</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/background-trust-matters-blog-1.jpg</image:loc><image:caption>backgroundtrustmattersblog1</image:caption><image:title>backgroundtrustmattersblog1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Nov%20Cannon%202023-1.jpg</image:loc><image:caption>NovCannon20231</image:caption><image:title>NovCannon20231</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Cannon%20-%20January%2024%20-%20Social%20Post.png</image:loc><image:caption>CannonJanuary24SocialPost</image:caption><image:title>CannonJanuary24SocialPost</image:title></image:image><lastmod>2022-11-18</lastmod></url><url><loc>https://blog.firstam.com/economics/defect-risk-declines-nationally-but-future-increases-possible-for-regions-impacted-by-natural-disasters</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/013020%20LADI.jpg</image:loc><image:caption>013020LADI</image:caption><image:title>013020LADI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/022820%20LADI.jpg</image:loc><image:caption>022820LADI</image:caption><image:title>022820LADI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/033020%20LADI.jpg</image:loc><image:caption>033020LADI</image:caption><image:title>033020LADI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/120318%20defect%20index.jpg</image:loc><image:caption>120318defectindex</image:caption><image:title>120318defectindex</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><lastmod>2018-12-10</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/pleasanton-council-votes-to-move-forward-on-east-side-development-planning.</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-12-17</lastmod></url><url><loc>https://blog.firstam.com/economics/what-is-elevating-identity-and-collateral-based-fraud-risk</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/013020%20LADI.jpg</image:loc><image:caption>013020LADI</image:caption><image:title>013020LADI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/093017%20LADI.jpg</image:loc><image:caption>093017LADI</image:caption><image:title>093017LADI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/033020%20LADI.jpg</image:loc><image:caption>033020LADI</image:caption><image:title>033020LADI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/022820%20LADI.jpg</image:loc><image:caption>022820LADI</image:caption><image:title>022820LADI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><lastmod>2017-09-29</lastmod></url><url><loc>https://blog.firstam.com/economics/loan-defect-risk-stabilizes-nationally-but-surges-in-florida-and-texas</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/033020%20LADI.jpg</image:loc><image:caption>033020LADI</image:caption><image:title>033020LADI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/022820%20LADI.jpg</image:loc><image:caption>022820LADI</image:caption><image:title>022820LADI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/113017%20LADI.jpg</image:loc><image:caption>113017LADI</image:caption><image:title>113017LADI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/013020%20LADI.jpg</image:loc><image:caption>013020LADI</image:caption><image:title>013020LADI</image:title></image:image><lastmod>2017-11-30</lastmod></url><url><loc>https://blog.firstam.com/trust-matters/market-review-q2-2023</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Newsletters/Chart_Market%20Recap%20Q2.2023_FINAL.png</image:loc><image:caption>ChartMarketRecapQ22023FINAL</image:caption><image:title>ChartMarketRecapQ22023FINAL</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fatrust-logo.png</image:loc><image:caption>fatrustlogo</image:caption><image:title>fatrustlogo</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/background-trust-matters-blog-1.jpg</image:loc><image:caption>backgroundtrustmattersblog1</image:caption><image:title>backgroundtrustmattersblog1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-tm-editor-3.png</image:loc><image:caption>authortmeditor3</image:caption><image:title>authortmeditor3</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Newsletters/Bruce_Headshot.png</image:loc><image:caption>BruceHeadshot</image:caption><image:title>BruceHeadshot</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Bio/Headshot_Blog_Scott%20D__FINAL.jpg</image:loc><image:caption>HeadshotBlogScottDFINAL</image:caption><image:title>HeadshotBlogScottDFINAL</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Exec%20Webinar%20Series/Executive%20Webinar-1200x628.jpg</image:loc><image:caption>ExecutiveWebinar1200x628</image:caption><image:title>ExecutiveWebinar1200x628</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Newsletters/Market%20Review_blog-social%20Q1.2025.jpg</image:loc><image:caption>MarketReviewblogsocialQ12025</image:caption><image:title>MarketReviewblogsocialQ12025</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Q2%20Market%20Review%20Social%20Image.png</image:loc><image:caption>Q2MarketReviewSocialImage</image:caption><image:title>Q2MarketReviewSocialImage</image:title></image:image><lastmod>2023-08-24</lastmod></url><url><loc>https://blog.firstam.com/innovation/key-elements-powering-the-evolution-toward-a-digital-real-estate-transaction-closing</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA_Innovation/Eddie-Oddo.jpg</image:loc><image:caption>EddieOddo</image:caption><image:title>EddieOddo</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA_Innovation/Five%20Steps%20to%20Boost%20Success%20in%20eClosing%20Implementation.jpg</image:loc><image:caption>FiveStepstoBoostSuccessineClosingImplementation</image:caption><image:title>FiveStepstoBoostSuccessineClosingImplementation</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Innovation/background-Inn-blog-1.jpg</image:loc><image:caption>backgroundInnblog1</image:caption><image:title>backgroundInnblog1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA_Innovation/ncs-clouded-to-clarity_930.jpg</image:loc><image:caption>ncscloudedtoclarity930</image:caption><image:title>ncscloudedtoclarity930</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA_Innovation/digital-signing_930.jpg</image:loc><image:caption>digitalsigning930</image:caption><image:title>digitalsigning930</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA_Innovation/transform_690.png</image:loc><image:caption>transform690</image:caption><image:title>transform690</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/transform_690.png</image:loc><image:caption>transform690</image:caption><image:title>transform690</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2020-04-23</lastmod></url><url><loc>https://blog.firstam.com/economics/from-boomers-to-zoomers-the-great-housing-handoff-poised-to-drive-housing-dynamics-for-decades</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/RHPI%20August%202025.jpg</image:loc><image:caption>RHPIAugust2025</image:caption><image:title>RHPIAugust2025</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Millennial%20Homeowners.jpg</image:loc><image:caption>MillennialHomeowners</image:caption><image:title>MillennialHomeowners</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-sam-24.jpg</image:loc><image:caption>aboutsam24</image:caption><image:title>aboutsam24</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-2566-RHPI.jpg</image:loc><image:caption>RealHousePriceIndexJuly2025</image:caption><image:title>25BRAND33712566RHPI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/What's%20Ahead%20for%20Home%20Sales%20in%20October%3F.jpg</image:loc><image:caption>WhatsAheadforHomeSalesinOctober</image:caption><image:title>WhatsAheadforHomeSalesinOctober</image:title></image:image><lastmod>2025-10-30</lastmod></url><url><loc>https://blog.firstam.com/trust-matters/stocks-gain-on-hopes-for-first-republic-rescue</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Newsletters/Market%20Review_blog-social%20Q1.2025.jpg</image:loc><image:caption>MarketReviewblogsocialQ12025</image:caption><image:title>MarketReviewblogsocialQ12025</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fatrust-logo.png</image:loc><image:caption>fatrustlogo</image:caption><image:title>fatrustlogo</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-tm-editor-3.png</image:loc><image:caption>authortmeditor3</image:caption><image:title>authortmeditor3</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/In%20the%20News/Blog%20Image_Jerry%20Quote%20-%2003.17.2023.jpg</image:loc><image:caption>BlogImageJerryQuote03172023</image:caption><image:title>BlogImageJerryQuote03172023</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/background-trust-matters-blog-1.jpg</image:loc><image:caption>backgroundtrustmattersblog1</image:caption><image:title>backgroundtrustmattersblog1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA%20Trust/Exec%20Webinar%20Series/Executive%20Webinar-1200x628.jpg</image:loc><image:caption>ExecutiveWebinar1200x628</image:caption><image:title>ExecutiveWebinar1200x628</image:title></image:image><lastmod>2023-03-20</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/bid/69291/Historic-Danville-Hotel-about-to-get-a-new-life</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/reconomy-podcast/reconomy-podcast-what-drives-the-decision-to-become-a-homeowner</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-RECONOMY-2020-E10.jpg</image:loc><image:caption>FBRECONOMY2020E10</image:caption><image:title>FBRECONOMY2020E10</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/REconomy-Podcast-Episode-117.jpg</image:loc><image:caption>REconomyPodcastEpisode117</image:caption><image:title>REconomyPodcastEpisode117</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/SummerSchool-Feature.jpg</image:loc><image:caption>SummerSchoolFeature</image:caption><image:title>SummerSchoolFeature</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><lastmod>2023-05-04</lastmod></url><url><loc>https://blog.firstam.com/economics/how-rising-house-prices-could-impact-down-payment-size</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Down_Pay_Burden_Sep5.jpg</image:loc><image:caption>DownPayBurdenSep5</image:caption><image:title>DownPayBurdenSep5</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-odeta-22.jpg</image:loc><image:caption>aboutodeta22</image:caption><image:title>aboutodeta22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><lastmod>2020-11-25</lastmod></url><url><loc>https://blog.firstam.com/economics/interviews-on-cnbc-and-nightly-business-report-discussing-the-refinance-boom-and-tailwinds-boosting-the-housing-market</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/090319%20Fleming.jpg</image:loc><image:caption>090319Fleming</image:caption><image:title>090319Fleming</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/090319%20Kushi.jpg</image:loc><image:caption>090319Kushi</image:caption><image:title>090319Kushi</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><lastmod>2019-09-03</lastmod></url><url><loc>https://blog.firstam.com/reconomy-podcast/are-house-prices-more-affordable-than-the-housing-boom-peak</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA_Economics/FB-RECONOMY-2021-E20.jpg</image:loc><image:caption>FBRECONOMY2021E20</image:caption><image:title>FBRECONOMY2021E20</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/SummerSchool-Feature.jpg</image:loc><image:caption>SummerSchoolFeature</image:caption><image:title>SummerSchoolFeature</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/REconomy-Podcast-Episode-117.jpg</image:loc><image:caption>REconomyPodcastEpisode117</image:caption><image:title>REconomyPodcastEpisode117</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><lastmod>2023-10-31</lastmod></url><url><loc>https://blog.firstam.com/economics/optimism-for-growth-in-real-estate-transactions-improves-substantially-over-last-quarter</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2024-EHSO-November-2-1.jpg</image:loc><image:caption>ExistingHomeSalesNovember2024</image:caption><image:title>FBECON2024EHSONovember21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/thumbnail_FB-ECON-2024-RHPI-October-1-2b.jpg</image:loc><image:caption>thumbnailFBECON2024RHPIOctober12b</image:caption><image:title>thumbnailFBECON2024RHPIOctober12b</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/0621016_RESI_blog_post.png</image:loc><image:caption>0621016RESIblogpost</image:caption><image:title>0621016RESIblogpost</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-Predictions-2025-2.jpg</image:loc><image:caption>2025HousingMarketPredictions</image:caption><image:title>FBECON2025Predictions20252</image:title></image:image><lastmod>2017-07-10</lastmod></url><url><loc>https://blog.firstam.com/economics/potential-homeownership-demand-unfazed-by-rising-rates</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/070918%20HPRI.jpg</image:loc><image:caption>070918HPRI</image:caption><image:title>070918HPRI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/0718%20HPRI.jpg</image:loc><image:caption>0718HPRI</image:caption><image:title>0718HPRI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><lastmod>2020-04-22</lastmod></url><url><loc>https://blog.firstam.com/homebuilder-norcal/after-years-and-years-los-gatos-approves-north-40-land-use-framework-really</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2015-06-18</lastmod></url><url><loc>https://blog.firstam.com/economics/introducing-the-first-american-loan-application-defect-index</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/map-defect.jpg</image:loc><image:caption>mapdefect</image:caption><image:title>mapdefect</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/022820%20LADI.jpg</image:loc><image:caption>022820LADI</image:caption><image:title>022820LADI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/013020%20LADI.jpg</image:loc><image:caption>013020LADI</image:caption><image:title>013020LADI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/033020%20LADI.jpg</image:loc><image:caption>033020LADI</image:caption><image:title>033020LADI</image:title></image:image><lastmod>2017-07-13</lastmod></url><url><loc>https://blog.firstam.com/economics/house-prices-declining-fastest-in-overvalued-markets</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/013123%20RHPI.jpg</image:loc><image:caption>013123RHPI</image:caption><image:title>013123RHPI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-mark-22.jpg</image:loc><image:caption>aboutmark22</image:caption><image:title>aboutmark22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2023-RHPI-January-1.jpg</image:loc><image:caption>FBECON2023RHPIJanuary1</image:caption><image:title>FBECON2023RHPIJanuary1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><lastmod>2023-01-31</lastmod></url><url><loc>https://blog.firstam.com/innovation/leading-digital-transformation-from-beginning-to-endpoint</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Innovation/background-Inn-blog-1.jpg</image:loc><image:caption>backgroundInnblog1</image:caption><image:title>backgroundInnblog1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA_Innovation/Innovation5-690x400.jpg</image:loc><image:caption>Innovation5690x400</image:caption><image:title>Innovation5690x400</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA_Innovation/Anne_M.jpg</image:loc><image:caption>AnneM</image:caption><image:title>AnneM</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA_Innovation/Five%20Steps%20to%20Boost%20Success%20in%20eClosing%20Implementation.jpg</image:loc><image:caption>FiveStepstoBoostSuccessineClosingImplementation</image:caption><image:title>FiveStepstoBoostSuccessineClosingImplementation</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA_Innovation/innovation_Jan-2020_930.jpg</image:loc><image:caption>innovationJan2020930</image:caption><image:title>innovationJan2020930</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA_Innovation/digital-signing_930.jpg</image:loc><image:caption>digitalsigning930</image:caption><image:title>digitalsigning930</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FA_Innovation/ncs-clouded-to-clarity_930.jpg</image:loc><image:caption>ncscloudedtoclarity930</image:caption><image:title>ncscloudedtoclarity930</image:title></image:image><lastmod>2020-02-25</lastmod></url><url><loc>https://blog.firstam.com/cares/first-american-volunteer-spotlight-deborah-putman</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Cares/bg-cares.jpg</image:loc><image:caption>bgcares</image:caption><image:title>bgcares</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Stockings.jpg</image:loc><image:caption>Stockings</image:caption><image:title>Stockings</image:title></image:image><lastmod>2016-04-05</lastmod></url><url><loc>https://blog.firstam.com/reconomy-podcast/what-are-the-housing-markets-leading-indicators-signaling-about-the-housing-market</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/REconomy-Podcast-Episode-117.jpg</image:loc><image:caption>REconomyPodcastEpisode117</image:caption><image:title>REconomyPodcastEpisode117</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-RECONOMY-2021-E42.jpg</image:loc><image:caption>FBRECONOMY2021E42</image:caption><image:title>FBRECONOMY2021E42</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/SummerSchool-Feature.jpg</image:loc><image:caption>SummerSchoolFeature</image:caption><image:title>SummerSchoolFeature</image:title></image:image><lastmod>2023-11-01</lastmod></url><url><loc>https://blog.firstam.com/bid/60840/Rate-of-Foreclosures-Drops-in-Two-Thirds-of-Major-Metros</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/blog-post-4_should_we_sell_or_keep.jpg</image:loc><image:caption>blogpost4shouldwesellorkeep</image:caption><image:title>blogpost4shouldwesellorkeep</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2.png</image:loc><image:caption>faheaderlogo2</image:caption><image:title>faheaderlogo2</image:title></image:image><lastmod>2014-07-22</lastmod></url><url><loc>https://blog.firstam.com/economics/supply-squeeze-tightens-grip-on-affordability-in-july</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/092617%20RHPI.jpg</image:loc><image:caption>092617RHPI</image:caption><image:title>092617RHPI</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-January-1-7.jpg</image:loc><image:caption>January2025RealHousePriceIndex</image:caption><image:title>FBECON2025RHPIJanuary17</image:title></image:image><lastmod>2017-09-26</lastmod></url><url><loc>https://blog.firstam.com/economics/why-our-economy-is-generating-more-investment-growth-in-ip-than-it</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-odeta-22.jpg</image:loc><image:caption>aboutodeta22</image:caption><image:title>aboutodeta22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-Predictions-2025-2.jpg</image:loc><image:caption>2025HousingMarketPredictions</image:caption><image:title>FBECON2025Predictions20252</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/101619%20CapEx.jpg</image:loc><image:caption>101619CapEx</image:caption><image:title>101619CapEx</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/thumbnail_FB-ECON-2024-RHPI-October-1-2b.jpg</image:loc><image:caption>thumbnailFBECON2024RHPIOctober12b</image:caption><image:title>thumbnailFBECON2024RHPIOctober12b</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2024-EHSO-November-2-1.jpg</image:loc><image:caption>ExistingHomeSalesNovember2024</image:caption><image:title>FBECON2024EHSONovember21</image:title></image:image><lastmod>2020-02-28</lastmod></url><url><loc>https://blog.firstam.com/reconomy-podcast/should-you-rent-or-buy-a-home-right-now</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/SummerSchool-Feature.jpg</image:loc><image:caption>SummerSchoolFeature</image:caption><image:title>SummerSchoolFeature</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-RECONOMY-E72-2.jpg</image:loc><image:caption>FBRECONOMYE722</image:caption><image:title>FBRECONOMYE722</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/REconomy-Podcast-Episode-117.jpg</image:loc><image:caption>REconomyPodcastEpisode117</image:caption><image:title>REconomyPodcastEpisode117</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><lastmod>2023-10-31</lastmod></url><url><loc>https://blog.firstam.com/cre-insights/x-factor-how-big-of-a-lift-will-black-friday-bring-to-retail-cre</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-1118_EC-CRE-Insights_Store-Closings.jpg</image:loc><image:caption>25BRAND01301118ECCREInsightsStoreClosings</image:caption><image:title>25BRAND01301118ECCREInsightsStoreClosings</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/CRE%20X%20Factor%20112024%203.jpg</image:loc><image:caption>CREXFactor1120243</image:caption><image:title>CREXFactor1120243</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/CRE%20X%20Factor%20112024%202.jpg</image:loc><image:caption>CREXFactor1120242</image:caption><image:title>CREXFactor1120242</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2024-XFactor-November-5-1.jpg</image:loc><image:caption>FBECON2024XFactorNovember51</image:caption><image:title>FBECON2024XFactorNovember51</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-xander-22.jpg</image:loc><image:caption>FirstAmericanCommercialRealEstateEconomistXanderSnyder</image:caption><image:title>aboutxander22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-1090_EC-CRE-Insights_XFactor_01.jpg</image:loc><image:caption>25BRAND01301090ECCREInsightsXFactor01</image:caption><image:title>25BRAND01301090ECCREInsightsXFactor01</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-0130-1433_EC-CRE-Insights_01.jpg</image:loc><image:caption>Modernapartmentbuilding</image:caption><image:title>25BRAND01301433ECCREInsights01</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/CRE%20X%20Factor%20112024.jpg</image:loc><image:caption>CREXFactor112024</image:caption><image:title>CREXFactor112024</image:title></image:image><lastmod>2024-11-20</lastmod></url><url><loc>https://blog.firstam.com/reconomy-podcast/what-will-the-end-of-the-foreclosure-moratorium-mean-for-the-housing-market</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Imported%20images/logo-fa-rev.png</image:loc><image:caption>logofarev</image:caption><image:title>logofarev</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/REconomy-Podcast-Episode-117.jpg</image:loc><image:caption>REconomyPodcastEpisode117</image:caption><image:title>REconomyPodcastEpisode117</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/author-fa-editor-1.jpg</image:loc><image:caption>authorfaeditor1</image:caption><image:title>authorfaeditor1</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/SummerSchool-Feature.jpg</image:loc><image:caption>SummerSchoolFeature</image:caption><image:title>SummerSchoolFeature</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-RECONOMY-2021-E16.jpg</image:loc><image:caption>FBRECONOMY2021E16</image:caption><image:title>FBRECONOMY2021E16</image:title></image:image><lastmod>2023-11-01</lastmod></url><url><loc>https://blog.firstam.com/economics/dispelling-the-myth-of-the-20-percent-down-payment</loc><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1244-EHSO%20June%2018.jpg</image:loc><image:caption>25BRAND33711244EHSOJune18</image:caption><image:title>25BRAND33711244EHSOJune18</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/about-odeta-22.jpg</image:loc><image:caption>aboutodeta22</image:caption><image:title>aboutodeta22</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/fa-header-logo_2-1.png</image:loc><image:caption>faheaderlogo21</image:caption><image:title>faheaderlogo21</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/080519%20Down%20payment.jpg</image:loc><image:caption>080519Downpayment</image:caption><image:title>080519Downpayment</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/25-BRAND-3371-1650-2025-Cost%20of%20Living%206_12.jpg</image:loc><image:caption>25BRAND337116502025CostofLiving612</image:caption><image:title>25BRAND337116502025CostofLiving612</image:title></image:image><image:image><image:loc>https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/FB-ECON-2025-RHPI-May%2028.jpg</image:loc><image:caption>FBECON2025RHPIMay28</image:caption><image:title>FBECON2025RHPIMay28</image:title></image:image><lastmod>2020-09-14</lastmod></url></urlset>