First American Blog - The First Word
Follow First American's blog for helpful updates, insights and trends about real estate, title insurance, settlement technology, home ownership and how to protect your most significant personal investment.

15 Real Estate Terms You Should Know

By FirstAm Editor on September 28, 2017

Whether or not you are a first time home buyer or have sold and purchased real estate in the past, the terminology your agent will use to explain parts and pieces of the transaction will likely seem foreign. Sometimes, although not intentionally, your agent might use an industry phrase without explaining what it means.

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Topics: Homebuyer and Seller Education, Real Estate Terminology

3 Home Renovations To Avoid Before Selling

By FirstAm Editor on June 2, 2017
Are you considering home renovations to increase the value and appeal of your home in preparation to sell? Here are three projects that don’t have the high rate of return you may be looking for.
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Topics: Homebuyer and Seller Education

Understanding The HUD-1 Settlement Statement

By FirstAm Editor on July 21, 2014

NOTE: This post was written before the CFPB's Integrated Mortgage Disclousre changes with TRID. The HUD-1 is now only used in very select types of transactions. Visit  http://www.firstam.com/ownership/transaction-disclosures/ for information about the new dsiclosures. 

If you’re looking to buy a home this summer, you’re not alone. In fact,...

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Topics: Homebuyer and Seller Education

What Is Title Insurance? [Infographic]

By FirstAm Editor on July 18, 2014

Buying a home may be the American dream, but undiscovered title issues – like liens and forgeries – can make that dream a nightmare. That’s why title insurance has been helping protect American homebuyers, sellers and lenders for more than 130 years. Learn more about title insurance – and how it can help protect you and your home.  

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Topics: Homebuyer and Seller Education

Understanding The Good Faith Estimate (GFE) [Infographic]

By FirstAm Editor on July 9, 2014

NOTE: This post was written before the CFPB's Integrated Mortgage Disclousre changes with TRID. The GFE is no longer used in mortgage transactions. Visit  http://www.firstam.com/ownership/transaction-disclosures/ for information about the new dsiclosures. 

 

With temperatures warming up around the country and school officially out of session,...

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Topics: Homebuyer and Seller Education

Interest Rates Now The Lowest Of 2014

By FirstAm Editor on May 12, 2014

Interest rates on a U.S. home loan dropped across the board in the week ending May 8, but the 30-year fixed rate outpaced them all. As reported by Freddie Mac's latest Primary Mortgage Market Survey, the average rate for a 30-year fixed mortgage dropped to 4.21 percent from 4.29 percent the week prior.

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Topics: Homebuyer and Seller Education, Economy

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