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FirstAm Editor

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3 Home Renovations To Avoid Before Selling

Posted by FirstAm Editor

Are you considering home renovations to increase the value and appeal of your home in preparation to sell? Here are three projects that don’t have the high rate of return you may be looking for.
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Tags: Homebuyer and Seller Education

Should we sell our home or keep it as a rental?

Posted by FirstAm Editor

Many homeowners who are preparing to move from one home to another ask themselves this question. Human nature compels us to cling to the things we care about and consider valuable. In order to make an informed decision here are a few things to consider. This article is strictly meant to be thought provoking and should not in any way be considered legal advice.

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Tags: Housing

Behind the Scenes of the Home Sale Process

Posted by FirstAm Editor

Have you ever heard the expression, “It takes a village?” The process of selling and purchasing a home would be fitting for this expression. A surprising amount of time, expertise, and people are involved in your real estate transaction. 

As the buyer or seller, it's normal to experience stress and excitement during the home sale or purchase. It is also common to feel overwhelmed with the number of tasks and decisions you must make. When feeling the pressure of a real estate transaction, look to a professional to lessen the burden and keep these simple tips in mind:

Buyers - When you’re ready, it’s time to go steady. While it may seem more convenient to call the real estate office for each property you find, this approach may not serve you well. Instead, consider committing to one real estate agent exclusively to receive accurate market information and a have a team player on your side. 

Sellers - The devil is in the details. Your home may be your pride and joy, but it will be carefully scrutinized by potential buyers. Help boost a potential buyer’s confidence in your home’s appliances and systems by offering a First American Home Warranty.

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First American's History of Strength and Innovation [Video]

Posted by FirstAm Editor



As First American celebrates its 125th Anniversary, join us for a look back at highlights from our rich legacy of strength and innovation.
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Tags: Title Insurance, First American

Understanding the HUD-1 Settlement Statement

Posted by FirstAm Editor

NOTE: This post was written before the CFPB's Integrated Mortgage Disclousre changes with TRID. The HUD-1 is now only used in very select types of transactions. Visit  http://www.firstam.com/ownership/transaction-disclosures/ for information about the new dsiclosures. 

If you’re looking to buy a home this summer, you’re not alone. In fact, warm weather, long daylight hours and school-free schedules make summertime the most popular time of year to buy a home. But before you head off to that open house, it’s helpful to become familiar with the forms and disclosures associated with your transaction.

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Tags: Homebuyer and Seller Education

What is Title Insurance? [Infographic]

Posted by FirstAm Editor


Buying a home may be the American dream, but undiscovered title issues – like liens and forgeries – can make that dream a nightmare. That’s why title insurance has been helping protect American homebuyers, sellers and lenders for more than 130 years. Learn more about title insurance – and how it can help protect you and your home.  

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Tags: Homebuyer and Seller Education

Understanding the Good Faith Estimate (GFE) [Infographic]

Posted by FirstAm Editor

NOTE: This post was written before the CFPB's Integrated Mortgage Disclousre changes with TRID. The GFE is no longer used in mortgage transactions. Visit  http://www.firstam.com/ownership/transaction-disclosures/ for information about the new dsiclosures. 

 

With temperatures warming up around the country and school officially out of session, the summer home-buying season is in full swing. If you’re shopping for a home this summer, congratulations! Buying a home is an exciting event – but may be complicated for first-time buyers. Becoming familiar with the various forms and disclosures associated with your transaction may help you understand the process a little better.

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Tags: Homebuyer and Seller Education

Interest rates now the lowest of 2014

Posted by FirstAm Editor

Interest rates on a U.S. home loan dropped across the board in the week ending May 8, but the 30-year fixed rate outpaced them all. As reported by Freddie Mac's latest Primary Mortgage Market Survey, the average rate for a 30-year fixed mortgage dropped to 4.21 percent from 4.29 percent the week prior.

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Tags: Homebuyer and Seller Education, Economy

How do you find the best city for raising a family?

Posted by FirstAm Editor

If you're planning to settle down and raise a family soon - or if you're already in the midst of familial bliss - you're likely picky about where you want to live. Some of the many ideal factors might include safety, especially for children, and a low cost of living. Plus, mortgage rates are currently near historical lows, which can be an enticing factor for making a purchase. But in a nation filled with great towns, how do you determine the perfect mix that's best suited for raising a family?

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myFirstAm® Turns Three! [Infographic]

Posted by FirstAm Editor

Happy third birthday to our favorite technology, which is “growing up” before our eyes! This year has been a big year for myFirstAm®, First American’s innovative Web portal and mobile app for real estate transactions.

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Tags: Title Insurance, technology, myfirstam